The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABORATORIES COM 002824100 1,133 25,243 SH   OTR 1 25,243 0 0
ABBVIE INC COM 00287Y109 2,674 45,137 SH   OTR 1 45,137 0 0
AIR PRODUCTS AND CHEMICALS INC. COM 009158106 600 4,612 SH   OTR 1 4,612 0 0
ALLERGAN PLC COM G0177J108 3,372 10,790 SH   OTR 1 10,790 0 0
ALPHABET INC. COM 02079K107 3,272 4,312 SH   OTR 1 4,312 0 0
ALTRIA GROUP INC COM 02209S103 600 10,304 SH   OTR 1 10,304 0 0
AMERICAN ELECTRIC POWER CO COM 025537101 289 4,957 SH   OTR 1 4,957 0 0
AMERICAN INTERNATIONAL GROUP COM 026874784 4,834 77,998 SH   OTR 1 77,998 0 0
AMERICAN NATL BANKSHARES INCCOM COM 027745108 5,007 195,501 SH   OTR 1 195,501 0 0
ANALOG DEVICES INC COM 032654105 506 9,146 SH   OTR 1 9,146 0 0
APPLE INC COM 037833100 6,957 66,092 SH   OTR 1 66,092 0 0
AT&T INC COM 00206R102 1,342 39,021 SH   OTR 1 39,021 0 0
AUTODESK INC COM 052769106 757 12,432 SH   OTR 1 12,432 0 0
AVX CORPORATION COM 002444107 208 17,146 SH   OTR 1 17,146 0 0
BANK OF AMERICA CORP COM 060505104 3,350 199,184 SH   OTR 1 199,184 0 0
BB&T CORP COM 054937107 1,717 45,418 SH   OTR 1 45,418 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW COM 084670702 5,400 40,896 SH   OTR 1 40,896 0 0
BLACKROCK INC. COM 09247X101 1,871 5,493 SH   OTR 1 5,493 0 0
BORG WARNER INC COM 099724106 2,448 56,648 SH   OTR 1 56,648 0 0
BRISTOL-MYERS SQUIBB COM 110122108 1,340 19,480 SH   OTR 1 19,480 0 0
CABELAS COM 126804301 474 10,144 SH   OTR 1 10,144 0 0
CAMPBELL SOUP COMPANY COM 134429109 484 9,204 SH   OTR 1 9,204 0 0
CAROLINA BANK HOLDINGS GREENSBORO COM 143785103 2,497 135,470 SH   OTR 1 135,470 0 0
CELGENE CORPORATION COM 151020104 2,987 24,935 SH   OTR 1 24,935 0 0
CHEVRON CORPORATION COM 166764100 1,429 15,882 SH   OTR 1 15,882 0 0
CISCO SYSTEMS INC COM 17275R102 3,664 134,939 SH   OTR 1 134,939 0 0
COCA COLA CO COM COM 191216100 1,482 34,504 SH   OTR 1 34,504 0 0
COLGATE PALMOLIVE COMPANY COM 194162103 1,613 24,226 SH   OTR 1 24,226 0 0
CONAGRA FOODS INC COM 205887102 482 11,444 SH   OTR 1 11,444 0 0
CONOCOPHILLIPS COM COM 20825C104 665 14,251 SH   OTR 1 14,251 0 0
COSTCO WHOLESALE CORP COM 22160K105 2,000 12,388 SH   OTR 1 12,388 0 0
CSX CORP COM COM 126408103 1,772 68,289 SH   OTR 1 68,289 0 0
CULLEN FROST BANKERS INC COM 229899109 616 10,259 SH   OTR 1 10,259 0 0
CUMMINS INC COM 231021106 485 5,510 SH   OTR 1 5,510 0 0
CVS HEALTH CORPORATION COM 126650100 2,036 20,823 SH   OTR 1 20,823 0 0
DIAGEO PLC SPON ADR NEW COM 25243Q205 1,586 14,537 SH   OTR 1 14,537 0 0
DOMINION RES INC VA NEW COM 25746U109 425 6,286 SH   OTR 1 6,286 0 0
DOW CHEMICAL CO COM 260543103 1,230 23,902 SH   OTR 1 23,902 0 0
DUKE ENERGY CORP NEW COM 26441C204 3,240 45,384 SH   OTR 1 45,384 0 0
ELI LILLY & CO COM 532457108 759 9,007 SH   OTR 1 9,007 0 0
EMC CORP COM 268648102 3,192 124,326 SH   OTR 1 124,326 0 0
EMERSON ELECTRIC CO COM 291011104 1,078 22,544 SH   OTR 1 22,544 0 0
EOG RESOURCES INC COM 26875P101 1,793 25,339 SH   OTR 1 25,339 0 0
EQT CORP COM 26884L109 1,941 37,243 SH   OTR 1 37,243 0 0
ETF ISHARES CORE TOTALU.S BOND MARKET ETF 464287226 3,248 30,069 SH   OTR 1 30,069 0 0
ETF ISHS IBOXX $INVEST GRADECOPR BD FUND ETF 464287242 788 6,912 SH   OTR 1 6,912 0 0
EXPRESS SCRIPTS HLDG CO COM 30219G108 2,803 32,077 SH   OTR 1 32,077 0 0
EXXON MOBIL CORP COM COM 30231G102 3,863 49,560 SH   OTR 1 49,560 0 0
FORD MOTOR COMPANY COM 345370860 616 43,728 SH   OTR 1 43,728 0 0
GAMESTOP CORP NEW CL A COM 36467W109 3,066 109,332 SH   OTR 1 109,332 0 0
GENERAL ELECTRIC COMPANY COM 369604103 7,091 227,738 SH   OTR 1 227,738 0 0
GENERAL MILLS INC COM 370334104 355 6,151 SH   OTR 1 6,151 0 0
GENUINE PARTS COMPANY COM 372460105 518 6,027 SH   OTR 1 6,027 0 0
GILEAD SCIENCES INC COM 375558103 2,950 29,156 SH   OTR 1 29,156 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR COM 37733W105 832 20,634 SH   OTR 1 20,634 0 0
HCP INC COM 40414L109 797 20,849 SH   OTR 1 20,849 0 0
HONEYWELL INTL INC COM COM 438516106 985 9,511 SH   OTR 1 9,511 0 0
HOOKER FURNITURE CORP COM 439038100 214 8,500 SH   OTR 1 8,500 0 0
ILLUMINA INC COM 452327109 1,035 5,390 SH   OTR 1 5,390 0 0
INGERSOLL-RAND PLC COM G47791101 1,792 32,418 SH   OTR 1 32,418 0 0
INTEL CORPORATION COM 458140100 681 19,767 SH   OTR 1 19,767 0 0
INTERNATIONAL BUSINESS MACHSCOM COM 459200101 247 1,793 SH   OTR 1 1,793 0 0
INTUITIVE SURGICAL INC. COM 46120E602 670 1,227 SH   OTR 1 1,227 0 0
ISHARES CORE S&P SMALLCAP ETF 464287804 752 6,833 SH   OTR 1 6,833 0 0
ISHARES INTERMED GOVT/CREDITBOND ETF 464288612 1,575 14,369 SH   OTR 1 14,369 0 0
J P MORGAN CHASE & CO COM 46625H100 2,823 42,754 SH   OTR 1 42,754 0 0
JARDEN CORPORATION COM 471109108 1,404 24,589 SH   OTR 1 24,589 0 0
JOHNSON & JOHNSON COM COM 478160104 2,132 20,755 SH   OTR 1 20,755 0 0
KIMBERLY CLARK CORPORATION COM 494368103 754 5,925 SH   OTR 1 5,925 0 0
KINDER MORGAN INC DEL COM COM 49456B101 2,246 150,557 SH   OTR 1 150,557 0 0
KRAFT HEINZ CO COM 500754106 221 3,031 SH   OTR 1 3,031 0 0
LABORATORY CORP OF AMERICA HLDGS COM 50540R409 3,390 27,418 SH   OTR 1 27,418 0 0
LYONDELLBASELL INDUSTRIES COM N53745100 2,382 27,414 SH   OTR 1 27,414 0 0
MASTERCARD INC COM 57636Q104 2,250 23,113 SH   OTR 1 23,113 0 0
MDU RES GROUP INC COM COM 552690109 642 35,050 SH   OTR 1 35,050 0 0
MEDTRONIC PLC COM G5960L103 2,506 32,582 SH   OTR 1 32,582 0 0
MERCK & CO NEW COM 58933Y105 3,551 67,241 SH   OTR 1 67,241 0 0
MICROSOFT CORPORATION COM 594918104 7,213 130,032 SH   OTR 1 130,032 0 0
MONDELEZ INTERNATIONAL INC. COM 609207105 355 7,913 SH   OTR 1 7,913 0 0
MONSANTO COMPANY COM 61166W101 1,362 13,818 SH   OTR 1 13,818 0 0
NATIONAL GRID PLC ADR COM 636274300 587 8,448 SH   OTR 1 8,448 0 0
NATIONAL OILWELL VARCO INC COM 637071101 371 11,074 SH   OTR 1 11,074 0 0
NOBLE CORP PLC COM G65431101 498 47,217 SH   OTR 1 47,217 0 0
NORFOLK SOUTHERN CORP COM 655844108 1,503 17,766 SH   OTR 1 17,766 0 0
NOVARTIS AG ADR COM 66987V109 763 8,874 SH   OTR 1 8,874 0 0
NXP SEMICONDUCTORS COM N6596X109 2,924 34,703 SH   OTR 1 34,703 0 0
PAYCHEX INC COM COM 704326107 211 3,980 SH   OTR 1 3,980 0 0
PEPSICO INC COM COM 713448108 2,435 24,372 SH   OTR 1 24,372 0 0
PFIZER INC COM COM 717081103 1,780 55,147 SH   OTR 1 55,147 0 0
PHILLIP MORRIS INTL INC COM 718172109 638 7,257 SH   OTR 1 7,257 0 0
PNC BANK CORP COM 693475105 2,870 30,110 SH   OTR 1 30,110 0 0
PRECISION CASTPARTS CORP COM 740189105 3,324 14,326 SH   OTR 1 14,326 0 0
PRICELINE GROUP INC COM 741503403 2,338 1,834 SH   OTR 1 1,834 0 0
PROCTER & GAMBLE CO COM COM 742718109 3,556 44,784 SH   OTR 1 44,784 0 0
QUALCOMM INC COM 747525103 2,197 43,951 SH   OTR 1 43,951 0 0
ROYAL DUTCH SHELL PLC A SHARES COM 780259206 315 6,884 SH   OTR 1 6,884 0 0
SCHLUMBERGER LTD COM 806857108 2,635 37,778 SH   OTR 1 37,778 0 0
SEAGATE TECHNOLOGY PLC COM G7945M107 426 11,623 SH   OTR 1 11,623 0 0
SIRIUS XM HOLDINGS INC COM 82968B103 81 20,000 SH   OTR 1 20,000 0 0
SOUTHERN COMPANY COM COM 842587107 874 18,685 SH   OTR 1 18,685 0 0
SPECTRA ENERGY CORP COM 847560109 794 33,197 SH   OTR 1 33,197 0 0
SYSCO CORPORATION COM 871829107 1,225 29,874 SH   OTR 1 29,874 0 0
T ROWE PRICE INC COM 74144T108 728 10,180 SH   OTR 1 10,180 0 0
TARGET CORP COM 87612E106 262 3,612 SH   OTR 1 3,612 0 0
TEVA PHARMACEUTICAL IND COM 881624209 285 4,345 SH   OTR 1 4,345 0 0
THE CLOROX COMPANY COM 189054109 796 6,274 SH   OTR 1 6,274 0 0
TJX COMPANIES INC COM 872540109 3,971 56,017 SH   OTR 1 56,017 0 0
TRACTOR SUPPLY CO COM 892356106 698 8,167 SH   OTR 1 8,167 0 0
UNITED TECHNOLOGIES CORP COM COM 913017109 3,972 41,349 SH   OTR 1 41,349 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 3,830 82,888 SH   OTR 1 82,888 0 0
VODAFONE GROUP PLC NEW ADR COM 92857W308 1,106 34,308 SH   OTR 1 34,308 0 0
WALGREENS BOOTS ALLIANCE COM 931427108 2,049 24,063 SH   OTR 1 24,063 0 0
WALT DISNEY CO COM 254687106 4,275 40,685 SH   OTR 1 40,685 0 0
WELLS FARGO & CO NEW COM 949746101 371 6,812 SH   OTR 1 6,812 0 0
WEYERHAEUSER CO COM 962166104 544 18,145 SH   OTR 1 18,145 0 0
WHIRLPOOL COM 963320106 220 1,500 SH   OTR 1 1,500 0 0