EX-99 12 amendment11.txt REINSURANCE AMENDMENT NO. 11 to the VARIABLE ANNUITY GMIB REINSURANCE AGREEMENT EFFECTIVE MARCH 1, 2005 Between JACKSON NATIONAL LIFE INSURANCE COMPANY ("CEDING COMPANY") and ACE TEMPEST LIFE REINSURANCE LTD. ("REINSURER") Effective October 6, 2008, this Amendment is hereby attached to and becomes a part of the above-described Reinsurance Agreement. It is mutually agreed that the Agreement will be amended to include new investment funds, to update fund names, to change the effective date of the new Futureguard benefit and to add new reinsurance premium rates for policies with the new Guaranteed Minimum Death Benefits. To effect these changes, the following provision of this Agreement is hereby amended: |X| Schedule B-1, CONTRACTS SUBJECT TO THIS REINSURANCE AGREEMENT, amendment # 10, is hereby replaced by the attached Schedule B-1. |X| Schedule B-2, SUBACCOUNTS SUBJECT TO THIS REINSURANCE AGREEMENT, amendment # 10, is hereby replaced by the attached Schedule B-2. |X| Schedule D, QUARTERLY REINSURANCE PREMIUM RATE, Amendment # 10, is hereby replaced by the attached Schedule D. Jackson National Life ACE Tempest Life Reinsurance Ltd. Insurance Company By ______Lisa C. Drake_______________ By ____Huan Tseng_________________ Name ____Lisa C. Drake________________ Name __Huan Tseng__________________ Title ___SVP and Chief Actuary_______ Title _SVP & Chief Pricing Officer Date ________________________________ Date ______________________________ SCHEDULE B-1 ANNUITY CONTRACTs Subject to this Reinsurance Agreement PERSPECTIVE II AND FIFTH THIRD PERSPECTIVE II o VA220 is an individual flexible premium variable and fixed annuity o VA220G is a group flexible premium variable and fixed annuity o This product has two Contract options: o Separate Account Investment Division option and o Fixed Account Option. A) SEPARATE ACCOUNT INVESTMENT DIVISION OPTION o This option allows the Owner to allocate Premiums and earnings to one or more Investment Divisions of the Separate Account. o Separate Account I is used for this Contract. o The Separate Account invests in shares of one of the corresponding Series of the underlying fund of the JNL Series Trust and JNL Variable Fund LLC (see Schedule B-2).
B) GUARANTEED MINIMUM INCOME BENEFITS FORM NUMBER* POLICY DESCRIPTION 7454 FutureGuard effective 10/4/2004 7485 FutureGuard effective 5/2/2005 7485A WA FutureGuard for Washington State effective 1/17/2006 7485A WA Unisex FutureGuard for Washington State effective 1/17/2006 7524 6% Roll-up GMIB with Annual Reset, effective 12/3/2007 7524A WA 6% Roll-up GMIB with Annual Reset for Washington state, effective 12/3/2007 7524 A WA Unisex 6% Roll-up GMIB with Annual Reset for Washington state, effective 12/3/2007 7551 6% Roll-up GMIB with Annual Reset & No Cap, effective 10/6/2008 7551A WA 6% Roll-up GMIB with Annual Reset & No Cap, effective 10/6/2008 for Washington state 7551A WA Unisex 6% Roll-up GMIB with Annual Reset & No Cap, effective 10/6/2008 for Washington state C) OPTIONAL BENEFITS FORM NUMBER* POLICY DESCRIPTION 7360 Earnings Protection Benefit effective 10/4/2004 7461 Death Benefit Option (4% Rollup) effective 10/4/2004 7476 Death Benefit Option (4% Rollup) effective 5/2/2005 7463 Death Benefit Option (5% Rollup) effective 10/4/2004 7475 Death Benefit Option (5% Rollup) effective 5/2/2005 7470 Death Benefit Option (HAV) effective 10/4/2004 7512 Death Benefit Option (HAV) effective 1/16/2007 7462 Death Benefit Option (Comb HAV and 4% Rollup) effective 10/4/2004 7479 Death Benefit Option (Comb HAV and 4% Rollup) effective 5/2/2005 7464 Death Benefit Option (Comb HAV and 5% Rollup) effective 10/4/2004 7478 Death Benefit Option (Comb HAV and 5% Rollup) effective 5/2/2005 7513 Death Benefit Option (Comb HAV and 5% Rollup) effective 1/16/2007 7557 Death Benefit Option (5% Rollup) effective 10/6/2008 7559 Death Benefit Option (6% Rollup) effective 10/6/2008 7556 Death Benefit Option (HQV) effective 10/6/2008 7558 Death Benefit Option (Comb HQV and 5% Rollup) effective 10/6/2008 7560 Death Benefit Option (Comb HQV and 6% Rollup) effective 10/6/2008 7349 20% Additional Free Withdrawal 7465 Shortened W/D Charge Period (5 years) effective 10/4/2004 7466 Shortened W/D Charge Period (3 years) effective 10/4/2004 - not available for contracts issued after 4/30/2006 7346 03/03 Premium Credit (4%) 7348 03/03 Premium Credit (2%) 7352 03/03 Premium Credit (3%) 7507 Premium Credit (5%) 7380 Reduced Administration Charge Washington State Only 7471WA Death Benefit Option (3% Rollup) effective 10/4/2004 7481WA Death Benefit Option (3% Rollup) effective 5/2/2005 7472WA Death Benefit Option (Comb HAV and 3% Rollup) effective 10/4/2004 7482WA Death Benefit Option (Comb HAV and 3% Rollup) effective 5/2/2005 7515WA Death Benefit Option (Comb HAV and 3% Rollup) effective 1/16/2007 7556AWA Death Benefit Option (HQV) effective 10/6/2008 7564AWA Death Benefit Option (3%) effective 10/6/2008 7565AWA Death Benefit Option (Comb HQV and 3% Rollup) effective 10/6/2008
PERSPECTIVE A SERIES o VA230 is an individual flexible premium variable and fixed annuity o VA230G is a group flexible premium variable and fixed annuity A) SEPARATE ACCOUNT INVESTMENT DIVISION OPTION o This option allows the Owner to allocate Premiums and earnings to one or more Investment Divisions of the Separate Account. o Separate Account I is used for this Contract. o The Separate Account invests in Class A shares of one of the corresponding Series of the underlying fund of the JNL Series Trust and JNL Variable Fund LLC (see Schedule B-2).
B) GUARANTEED MINIMUM INCOME BENEFITS FORM NUMBER* POLICY DESCRIPTION 7485 FutureGuard 7485A WA FutureGuard for Washington State effective 1/17/2006 7485A WA Unisex FutureGuard for Washington State effective 1/17/2006 7524 6% Roll-up GMIB with Annual Reset, effective 12/3/2007 7524A WA 6% Roll-up GMIB with Annual Reset for Washington state, effective 12/3/2007 7524 A WA Unisex 6% Roll-up GMIB with Annual Reset for Washington state, effective 12/3/2007 7551 6% Roll-up GMIB with Annual Reset & No Cap, effective 10/6/2008 7551A WA 6% Roll-up GMIB with Annual Reset & No Cap, effective 10/6/2008 for Washington state 7551A WA Unisex 6% Roll-up GMIB with Annual Reset & No Cap, effective 10/6/2008 for Washington state C) OPTIONAL BENEFITS FORM NUMBER* POLICY DESCRIPTION 7360 Earnings Protection 7474 Death Benefit Option (Return of Premium) 7475 Death Benefit Option (5% Rollup) 7476 Death Benefit Option (4% Rollup) 7477 Death Benefit Option (Highest Anniversary Value) 7512 Death Benefit Option (Highest Anniversary Value) effective 1/16/2007 7478 Death Benefit Option (Comb HAV and 5% Rollup) 7513 Death Benefit Option (Comb HAV and 5% Rollup) effective 1/16/2007 7479 Death Benefit Option (Comb HAV and 4% Rollup) 7557 Death Benefit Option (5% Rollup) effective 10/6/2008 7559 Death Benefit Option (6% Rollup) effective 10/6/2008 7556 Death Benefit Option (HQV) effective 10/6/2008 7558 Death Benefit Option (Comb HQV and 5% Rollup) effective 10/6/2008 7560 Death Benefit Option (Comb HQV and 6% Rollup) effective 10/6/2008 7507 Premium Credit (5%) Washington State Only 7481WA Death Benefit Option (3% Rollup) 7482WA Death Benefit Option (Comb HAV and 3% Rollup) 7515WA Death Benefit Option (Comb HAV and 3% Rollup) effective 1/16/2007 7556AWA Death Benefit Option (HQV) effective 10/6/2008 7564AWA Death Benefit Option (3%) effective 10/6/2008 7565AWA Death Benefit Option (Comb HQV and 3% Rollup) effective 10/6/2008
PERSPECTIVE L SERIES o VA210 is an individual flexible premium variable and fixed annuity o VA210G is a group flexible premium variable and fixed annuity A) SEPARATE ACCOUNT INVESTMENT DIVISION OPTION o This option allows the Owner to allocate Premiums and earnings to one or more Investment Divisions of the Separate Account. o Separate Account I is used for this Contract. o The Separate Account invests in Class A shares of one of the corresponding Series of the underlying fund of the JNL Series Trust and JNL Variable Fund LLC (see Schedule B-2).
B) GUARANTEED MINIMUM INCOME BENEFITS FORM NUMBER* POLICY DESCRIPTION 7485 FutureGuard 7485A WA FutureGuard for Washington State effective 1/17/2006 7485A WA Unisex FutureGuard for Washington State effective 1/17/2006 7524 6% Roll-up GMIB with Annual Reset, effective 12/3/2007 7524A WA 6% Roll-up GMIB with Annual Reset for Washington state, effective 12/3/2007 7524 A WA Unisex 6% Roll-up GMIB with Annual Reset for Washington state, effective 12/3/2007 7551 6% Roll-up GMIB with Annual Reset & No Cap, effective 10/6/2008 7551 A WA 6% Roll-up GMIB with Annual Reset & No Cap, effective 10/6/2008 for Washington state 7551 A WA Unisex 6% Roll-up GMIB with Annual Reset & No Cap, effective 10/6/2008 for Washington state C) OPTIONAL BENEFITS FORM NUMBER* POLICY DESCRIPTION 7346 03/03 Premium Credit (4%) 7348 03/03 Premium Credit (2%) 7352 03/03 Premium Credit (3%) 7507 Premium Credit (5%) 7360 Earnings Protection 7380 Reduced Administration Charge 7470 Death Benefit Option (Highest Anniversary Value) 7512 Death Benefit Option (Highest Anniversary Value) effective 1/16/2007 7475 Death Benefit Option (5% Rollup) 7476 Death Benefit Option (4% Rollup) 7478 Death Benefit Option (Comb HAV and 5% Rollup) 7513 Death Benefit Option (Comb HAV and 5% Rollup) effective 1/16/2007 7479 Death Benefit Option (Comb HAV and 4% Rollup) 7557 Death Benefit Option (5% Rollup) effective 10/6/2008 7559 Death Benefit Option (6% Rollup) effective 10/6/2008 7556 Death Benefit Option (HQV) effective 10/6/2008 7558 Death Benefit Option (Comb HQV and 5% Rollup) effective 10/6/2008 7560 Death Benefit Option (Comb HQV and 6% Rollup) effective 10/6/2008 Washington State Only 7481WA Death Benefit Option (3% Rollup) 7482WA Death Benefit Option (Comb HAV and 3% Rollup) 7515WA Death Benefit Option (Comb HAV and 3% Rollup) effective 1/16/2007 7556AWA Death Benefit Option (HQV) effective 10/6/2008 7564AWA Death Benefit Option (3%) effective 10/6/2008 7565AWA Death Benefit Option (Comb HQV and 3% Rollup) effective 10/6/2008
PERSPECTIVE ADVISORS II o VA410 is an individual flexible premium variable and fixed annuity o VA410G is a group flexible premium variable and fixed annuity A) SEPARATE ACCOUNT INVESTMENT DIVISION OPTION o This option allows the Owner to allocate Premiums and earnings to one or more Investment Divisions of the Separate Account. o Separate Account I is used for this Contract. o The Separate Account invests in shares of one of the corresponding Series of the underlying fund of the JNL Series Trust and JNL Variable Fund LLC. Share class is the 12b-1-share class. (see Schedule B-2).
B) GUARANTEED MINIMUM INCOME BENEFITS FORM NUMBER* POLICY DESCRIPTION 7485 FutureGuard 7485A WA FutureGuard for Washington State effective 1/17/2006 7485A WA Unisex FutureGuard for Washington State effective 1/17/2006 7524 6% Roll-up GMIB with Annual Reset, effective 12/3/2007 7524A WA 6% Roll-up GMIB with Annual Reset for Washington state, effective 12/3/2007 7524 A WA Unisex 6% Roll-up GMIB with Annual Reset for Washington state, effective 12/3/2007 7551 6% Roll-up GMIB with Annual Reset & No Cap, effective 10/6/2008 7551A WA 6% Roll-up GMIB with Annual Reset & No Cap, effective 10/6/2008 for Washington state 7551A WA Unisex 6% Roll-up GMIB with Annual Reset & No Cap, effective 10/6/2008 for Washington state C) OPTIONAL BENEFITS FORM NUMBER* POLICY DESCRIPTION 7360 Earnings Protection 7460 Premium Credit (2%) 7470 Death Benefit Option (Highest Anniversary Value) 7512 Death Benefit Option (Highest Anniversary Value) effective 1/16/2007 7475 Death Benefit Option (5% Rollup) 7476 Death Benefit Option (4% Rollup) 7478 Death Benefit Option (Comb HAV and 5% Rollup) 7513 Death Benefit Option (Comb HAV and 5% Rollup) effective 1/16/2007 7479 Death Benefit Option (Comb HAV and 4% Rollup) 7557 Death Benefit Option (5% Rollup) effective 10/6/2008 7559 Death Benefit Option (6% Rollup) effective 10/6/2008 7556 Death Benefit Option (HQV) effective 10/6/2008 7558 Death Benefit Option (Comb HQV and 5% Rollup) effective 10/6/2008 7560 Death Benefit Option (Comb HQV and 6% Rollup) effective 10/6/2008 Washington State Only 7471WA Death Benefit Option (3% Rollup) effective 10/4/2004 7472WA Death Benefit Option (Comb HAV and 3% Rollup) effective 10/4/2004 7481WA Death Benefit Option (3% Rollup) effective 5/2/2005 7482WA Death Benefit Option (Comb HAV and 3% Rollup) effective 5/2/2005 7515WA Death Benefit Option (Comb HAV and 3% Rollup) effective 1/16/2007 7556AWA Death Benefit Option (HQV) effective 10/6/2008 7564AWA Death Benefit Option (3%) effective 10/6/2008 7565AWA Death Benefit Option (Comb HQV and 3% Rollup) effective 10/6/2008
RETIREMENT LATITUDES o VA310 is an individual flexible premium variable and fixed annuity o VA310G is a group flexible premium variable and fixed annuity A) SEPARATE ACCOUNT INVESTMENT DIVISION OPTION o This option allows the Owner to allocate Premiums and earnings to one or more Investment Divisions of the Separate Account. o Separate Account I is used for this Contract. o The Separate Account invests in Class A shares of one of the corresponding Series of the underlying fund of the JNL Series Trust and JNL Variable Fund LLC (see Schedule B-2).
B) GUARANTEED MINIMUM INCOME BENEFITS FORM NUMBER* POLICY DESCRIPTION 7485 FutureGuard 7485A WA FutureGuard for Washington State effective 1/17/2006 7485A WA Unisex FutureGuard for Washington State effective 1/17/2006 7524 6% Roll-up GMIB with Annual Reset, effective 12/3/2007 7524A WA 6% Roll-up GMIB with Annual Reset for Washington state, effective 12/3/2007 7524 A WA Unisex 6% Roll-up GMIB with Annual Reset for Washington state, effective 12/3/2007 7551 6% Roll-up GMIB with Annual Reset & No Cap, effective 10/6/2008 7551A WA 6% Roll-up GMIB with Annual Reset & No Cap, effective 10/6/2008 for Washington state 7551A WA Unisex 6% Roll-up GMIB with Annual Reset & No Cap, effective 10/6/2008 for Washington state C) OPTIONAL BENEFITS FORM NUMBER* POLICY DESCRIPTION 7500 Additional Free Withdrawal Option (20% of Premium) 7360 Earnings Protection 7470 Death Benefit Option (Highest Anniversary Value) 7512 Death Benefit Option (Highest Anniversary Value) effective 1/16/2007 7475 Death Benefit Option (5% Rollup) 7478 Death Benefit Option (Comb HAV and 5% Rollup) 7513 Death Benefit Option (Comb HAV and 5% Rollup) effective 1/16/2007 7557 Death Benefit Option (5% Rollup) effective 10/6/2008 7559 Death Benefit Option (6% Rollup) effective 10/6/2008 7556 Death Benefit Option (HQV) effective 10/6/2008 7558 Death Benefit Option (Comb HQV and 5% Rollup) effective 10/6/2008 7560 Death Benefit Option (Comb HQV and 6% Rollup) effective 10/6/2008 7346 03/03 Premium Credit (4%) 7507 Premium Credit (5%), effective 1/16/2007 7380 Reduced Administration Charge 7499 Shorten Withdrawal Charge Period to 4 Years Washington State Only 7481WA Death Benefit Option (3% Rollup) 7482WA Death Benefit Option (Comb HAV and 3% Rollup) 7515WA Death Benefit Option (Comb HAV and 3% Rollup) effective 1/16/2007 7556AWA Death Benefit Option (HQV) effective 10/6/2008 7564AWA Death Benefit Option (3%) effective 10/6/2008 7565AWA Death Benefit Option (Comb HQV and 3% Rollup) effective 10/6/2008
* Includes any state specific variation of the above-described forms as of the EFFECTIVE DATE and any subsequent state specific variation, if such subsequent state specific variation does not have any impact on the risk assumed by the REINSURER. The CEDING COMPANY shall notify the REINSURER of any state specific variation after the EFFECTIVE DATE which could have any impact on the risk assumed by the REINSURER and such variation shall be treated the same as a policy form change under Article IV, Section B, provided that the REINSURER shall not unreasonably refuse to approve such subsequent state specific variation. JNL ACE 2005 TREATY SCHEDULE B-1 AMENDMENT # 11
SCHEDULE B-2 Subaccounts Subject to this Reinsurance Agreement -------------------------------- ------------------------------------------------------------------- ------------------------------- FUND NAME COMMENT PRODUCT AVAILABILITY -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/AIM International Growth Named changed from JNL/Putnam International Equity Fund effective All Fund 5/2/05 and from JNL/JPM International Equity Fund effective 12/3/2007 -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/AIM Large Cap Growth Fund All -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/AIM Global Real Estate New 5/2/05, Name changed from JNL/AIM Real Estate Fund effective All Fund 10/6/2008 -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/AIM Small Cap Growth All Fund -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/Capital Guardian Global Balanced Fund Name changed from JNL/FMR All Balanced Fund effective 4/30/2007 and from JNL/FI Balanced Fund effective 12/3/2007 -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/Capital Guardian Global Name changed from JNL/Select Global Growth Fund effective All Diversified Research Fund 12/3/2007 -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/Capital Guardian New 12/3/2007 All International Small Cap Fund -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/Capital Guardian U.S. Name changed from JNL/Select Large Cap Growth Fund effective All Growth Equity Fund 12/3/2007 -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/Credit Suisse New 1/16/2007 All Global Natural Resources -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/Credit Suisse Long/Short New 1/16/2007 All -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/Eagle Core Equity Fund All -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/Eagle Small Cap All Equity Fund -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/Franklin Templeton New 1/16/2007 All Founding Strategy -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/Franklin Templeton New 1/16/2007 All Global Growth -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/Franklin Templeton New 5/1/2006 All Income Fund -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/Franklin Templeton New 1/16/2007 All Mutual Shares -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/Franklin Templeton Small New 5/2/05 All Cap Value Fund -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/Goldman Sachs Core Plus Name changed from JNL/Salomon Brothers Strategic Bond Fund All Bond Fund effective 5/1/2006, from JNL/Western Strategic Bond Fund effective 1/16/2007, and from JNL/Western Asset Strategic Bond Fund effective 4/30/2007. -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/Goldman Sachs Emerging New 10/6/2008 All Markets Debt Fund -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/Goldman Sachs Mid New 5/2/05 All Cap Value Fund -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/Goldman Sachs Short New 5/1/2006 All Duration Bond Fund -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/JPMorgan International All Value Fund -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/JPMorgan Mid-Cap Growth Fund Name changed from JNL/FMR Capital Growth All Fund effective 5/1/2006, from JNL/FMR Mid-Cap Equity Fund effective 4/30/2007, and from JNL/FI Mid-Cap Equity Fund effective 12/3/2007. Also, JNL/Putnam Mid-Cap Growth Fund was merged with this fund effective 12/3/2007. -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/JPMorgan U.S. Government Name changed from JNL/Salomon Brothers U.S. Govt. & Quality Bond All & Quality Bond Fund Fund effective 5/1/2006,from JNL/Western U.S. Govt. & Quality Bond Fund effective 1/16/2007, and from JNL/Western Asset U.S. Govt. & Quality Bond Fund effective 4/30/2007. -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/Lazard Emerging New 5/1/2006 All Markets Fund -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/Lazard Mid Cap Name changed from JNL/Lazard Mid Cap Value Fund effective All Equity Fund 3/31/2008 -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/Lazard Small Cap Name changed from JNL/Lazard Small Cap Value Fund effective All Equity Fund 3/31/2008 -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/M&G Global Basics Fund New 10/6/2008 All -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/M&G Global Leaders Fund New 10/6/2008 All -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/Mellon Capital Management New 4/30/2007. All but Retirement Latitudes 10 X 10 Fund -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/Mellon Capital Management All 25 Fund -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/Mellon Capital Management All Bond Index Fund -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/Mellon Capital Management All but Retirement Latitudes Communications Sector Fund -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/Mellon Capital Management All but Retirement Latitudes Consumer Brands Sector Fund -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/Mellon Capital Management Name changed from JNL/Mellon Capital Management Energy Sector All but Retirement Latitudes Oil & Gas Sector Fund Fund effective 5/2/2005 -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/Mellon Capital Management All Enhanced S&P 500 Stock Index Fund -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/Mellon Capital Management New 10/6/2008 All European 30 Fund -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/Mellon Capital Management All but Retirement Latitudes Financial Sector Fund -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/Mellon Capital Management All Global 15 Fund -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/Mellon Capital Management All International Index Fund -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/Mellon Capital Management New 4/30/2007. All but Retirement Latitudes Index 5 Fund -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/Mellon Capital Management All JNL 5 Fund -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/Mellon Capital Management New 5/1/2006 All JNL Optimized 5 Fund -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/Mellon Capital Management Name changed from JNL/Mellon Capital Management All but Retirement Latitudes Healthcare Sector Fund Pharmaceutical/Healthcare Sector Fund effective 5/2/05 -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/Mellon Capital Management New 4/30/2007. All but Retirement Latitudes NYSE(R) International 25 Fund -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/Mellon Capital Management New 10/6/2008 All Pacific Rim 30 Fund -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/Mellon Capital Management New 4/30/2007. All but Retirement Latitudes S&P (R) SMid 60 Fund -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/Mellon Capital Management New 5/1/2006 All S&P (R) 24 Fund -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/Mellon Capital Management All S&P 400 MidCap Index Fund -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/Mellon Capital Management All S&P 500 Index Fund -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/Mellon Capital Management All Select Small-Cap Fund -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/Mellon Capital Management All Small Cap Index Fund -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/Mellon Capital Management All but Retirement Latitudes Technology Sector Fund -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/Mellon Capital Management New 1/17/2006 All Dow SM Dividend -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/Mellon Capital Management Name changed effective 1/17/2006 All The Dowsm 10 Fund -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/Mellon Capital Management Name changed effective 1/17/2006 All The S&P(R) 10 Fund -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/Mellon Capital Management All VIP Fund -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/Mellon Capital Management Name changed from JNL/Mellon Capital Management Nasdaq(R)15 Fund All Nasdaq(R)25 Fund effective 12/3/2007 -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/Mellon Capital Management Name changed from JNL/Mellon Capital Management Value Line(R) 25 All Value Line(R)30 Fund Fund effective 12/3/2007 -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/Oppenheimer Global All Growth Fund -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/PAM Asia ex-Japan Fund New 3/31/2008 All -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/PAM China-India Fund New 3/31/2008 All -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/PIMCO Real Return New 1/16/2007 All -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/PIMCO Total Return All Bond Fund -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/PPM America Core Name changed from JNL/Putnam Equity Fund effective 12/3/2007 All Equity Fund -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/ PPM America High Name changed from JNL/Salomon Brothers High Yield Bond Fund All Yield Bond Fund effective 5/1/2006, from JNL/Western High Yield Bond Fund effective 1/16/2007, and from JNL/Western Asset High Yield Bond Fund effective 4/30/2007. -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/PPM America Mid-Cap New 3/31/2008 All Value Fund -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/PPM America Small Cap New 3/31/2008 All Value Fund -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/PPM America Value Equity Name changed from JNL/Putnam Value Equity Fund effective All (Exclusion of Retirement 1/16/2007 Latitudes was lifted eff 10/6/08) -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/Red Rocks Listed Private New 10/6/2008 All Equity Fund -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/S&P 4 Fund New 12/3/2007 All -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/S&P Competitive New 12/3/2007 All but Retirement Latitudes Advantage Fund -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/S&P Disciplined Moderate New 1/16/2007 All but Fifth Third -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/S&P Disciplined New 1/16/2007 All but Fifth Third Moderate Growth -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/S&P Disciplined Growth New 1/16/2007 All but Fifth Third -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/S&P Dividend Income & New 12/3/2007 All but Retirement Latitudes Growth Fund -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/S&P Intrinsic Value Fund New 12/3/2007 All but Retirement Latitudes -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/S&P Managed Growth Fund All -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/S&P Managed Aggressive All Growth Fund -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/S&P Managed All Conservative Fund -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/S&P Managed All Moderate Fund -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/S&P Managed Moderate All Growth Fund -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/S&P Retirement Income New 1/17/2006 All but Fifth Third and Retirement Latitudes -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/S&P Retirement 2015 New 1/17/2006 All but Fifth Third and Retirement Latitudes -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/S&P Retirement 2020 New 1/17/2006 All but Fifth Third and Retirement Latitudes -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/S&P Retirement 2025 New 1/17/2006 All but Fifth Third and Retirement Latitudes -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/S&P Total Yield Fund New 12/3/2007 All but Retirement Latitudes -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/Select Balanced Fund All -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/Select Money Market Fund All -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/Select Value Fund All -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/T. Rowe Price JNL/Alliance Capital Growth Fund was merged with this fund All Established Growth Fund 5/2/05. JNL/Alger Growth Fund and JNL Oppenheimer Growth Fund were merged with this fund on 4/30/2007. -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/T. Rowe Price Mid-Cap All Growth Fund -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- JNL/T. Rowe Price Value Fund All -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- Fifth Third Balanced Fund no longer available for new investments effective 8/13/2007 Fifth Third Only VIP Fund and was liquidated effective 10/12/2007 -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- Fifth Third Disciplined Fund no longer available for new investments effective 8/13/2007 Fifth Third Only Value VIP Fund and was liquidated effective 10/12/2007 -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- Fifth Third Mid Cap VIP Fund Fund no longer available for new investments effective 8/13/2007 Fifth Third Only and was liquidated effective 10/12/2007 -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- Fifth Third Quality Fund no longer available for new investments effective 8/13/2007 Fifth Third Only Growth VIP Fund and was liquidated effective 10/12/2007 -------------------------------- ------------------------------------------------------------------- ------------------------------- ------------------------------------------------------------------------------------------------------------------------------------ JNL GENERAL ACCOUNT ------------------------------------------------------------------------------------------------------------------------------------ -------------------------------- ------------------------------------------------------------------- ------------------------------- Guaranteed Five Year Fixed All but Advisors II and Perspective A Series -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- 12 Month DCA All -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- 6 Month DCA All -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- Guaranteed One Year Fixed All but Advisors II -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- Guaranteed Seven Year Fixed All but Advisors II and Perspective A Series -------------------------------- ------------------------------------------------------------------- ------------------------------- -------------------------------- ------------------------------------------------------------------- ------------------------------- Guaranteed Three Year Fixed All but Advisors II and Perspective A Series -------------------------------- ------------------------------------------------------------------- -------------------------------
JNL ACE 2005 TREATY SCHEDULE B-2 AMENDMENT11 SCHEDULE D QUARTERLY REINSURANCE PREMIUM RATE The QUARTERLY REINSURANCE PREMIUM RATE, subject to the terms and conditions of this Agreement, is shown in the table below for each GMIB TYPE. It applies to all CONTRACT TYPEs, and is guaranteed while the reinsurance coverage is in effect. GMIB TYPE FORM NUMBER QUARTERLY RATE If has not elected GMDB forms 7557, 7558, 7559, 7560: 7454, 7485, 7485A WA, 7485A WA Unisex .XXXXX 7524, 7524A WA, 7524A WA Unisex .XXXXX 7551, 7551A WA, 7551A WA Unisex .XXXXX If has elected GMDB forms 7557, 7558, 7559, 7560: 7454, 7485, 7485A WA, 7485A WA Unisex .XXXXX 7524, 7524A WA, 7524A WA Unisex .XXXXX 7551, 7551A WA, 7551A WA Unisex .XXXXX JNL ACE 2005 TREATY SCHEDULE D AMENDMENT # 11