EX-99 9 amendment_12.txt REINSURANCE Ex-7l AMENDMENT NO. 12 to the VARIABLE ANNUITY GMIB REINSURANCE AGREEMENT Effective March 1, 2005 Between JACKSON NATIONAL LIFE INSURANCE COMPANY ("CEDING COMPANY") and ACE TEMPEST LIFE REINSURANCE LTD. ("REINSURER") Effective April 6, 2009, this Amendment is hereby attached to and becomes a part of the above-described Reinsurance Agreement. It is mutually agreed that the Agreement will be amended to include new investment funds, to show fund mergers, to add new Guaranteed Minimum Death Benefit forms designed to handle conversions of older GMDBs and to update the reinsurance premium rates for policies with the new Guaranteed Minimum Death Benefits. To effect these changes, the following provision of this Agreement is hereby amended: |X| Schedule B-1, Contracts Subject to this Reinsurance Agreement, amendment # 11, is hereby replaced by the attached Schedule B-1. |X| Schedule B-2, Subaccounts Subject to this Reinsurance Agreement, amendment # 11, is hereby replaced by the attached Schedule B-2. |X| Schedule D, QUARTERLY REINSURANCE PREMIUM RATE, Amendment # 11, is hereby replaced by the attached Schedule D. Jackson National Life Insurance Company ACE Tempest Life Reinsurance Ltd. By LISA C. DRAKE By HUAN TSENG Name Lisa C. Drake Name Huan Tseng Title SVP & Chief Actuary Title SVP & Chief Pricing Officer Date 3/20/09 Date 3/17/09 SCHEDULE B-1 ANNUITY CONTRACTs Subject to this Reinsurance Agreement Perspective II and Fifth Third Perspective II o VA220 is an individual flexible premium variable and fixed annuity o VA220G is a group flexible premium variable and fixed annuity o This product has two Contract options: o Separate Account Investment Division option and o Fixed Account Option. A) Separate Account Investment Division Option o This option allows the Owner to allocate Premiums and earnings to one or more Investment Divisions of the Separate Account. o Separate Account I is used for this Contract. o The Separate Account invests in shares of one of the corresponding Series of the underlying fund of the JNL Series Trust and JNL Variable Fund LLC (see Schedule B-2). B) Guaranteed Minimum Income Benefits Form Number* Policy Description 7454 FutureGuard effective 10/4/2004 7485 FutureGuard effective 5/2/2005 7485A WA FutureGuard for Washington State effective 1/17/2006 7485A WA Unisex FutureGuard for Washington State effective 1/17/2006 7524 6% Roll-up GMIB with Annual Reset, effective 12/3/2007 7524A WA 6% Roll-up GMIB with Annual Reset for Washington state, effective 12/3/2007 7524 A WA Unisex 6% Roll-up GMIB with Annual Reset for Washington state, effective 12/3/2007 7551 6% Roll-up GMIB with Annual Reset & No Cap, effective 10/6/2008 7551A WA 6% Roll-up GMIB with Annual Reset & No Cap, effective 10/6/2008 for Washington state 7551A WA Unisex 6% Roll-up GMIB with Annual Reset & No Cap, effective 10/6/2008 for Washington state C) Optional Benefits Form Number* Policy Description 7360 Earnings Protection Benefit effective 10/4/2004 7461 Death Benefit Option (4% Rollup) effective 10/4/2004 7476 Death Benefit Option (4% Rollup) effective 5/2/2005 7463 Death Benefit Option (5% Rollup) effective 10/4/2004 7475 Death Benefit Option (5% Rollup) effective 5/2/2005 7470 Death Benefit Option (HAV) effective 10/4/2004 7512 Death Benefit Option (HAV) effective 1/16/2007 7462 Death Benefit Option (Comb HAV and 4% Rollup) effective 10/4/2004 7479 Death Benefit Option (Comb HAV and 4% Rollup) effective 5/2/2005 7464 Death Benefit Option (Comb HAV and 5% Rollup) effective 10/4/2004 7478 Death Benefit Option (Comb HAV and 5% Rollup) effective 5/2/2005 7513 Death Benefit Option (Comb HAV and 5% Rollup) effective 1/16/2007 7557 Death Benefit Option (5% Rollup) effective 10/6/2008 7559 Death Benefit Option (6% Rollup) effective 10/6/2008 7556 Death Benefit Option (HQV) effective 10/6/2008 7558 Death Benefit Option (Comb HQV and 5% Rollup) effective 10/6/2008 7560 Death Benefit Option (Comb HQV and 6% Rollup) effective 10/6/2008 7595 Death Benefit Option (HQV) effective 4/6/2009 7596 Death Benefit Option (5% Rollup) effective 4/6/2009 7598 Death Benefit Option (6% Rollup) effective 4/6/2009 7597 Death Benefit Option (Comb HQV and 5% Rollup) effective 4/6/2009 7599 Death Benefit Option (Comb HQV and 6% Rollup) effective 4/6/2009 7349 20% Additional Free Withdrawal 7465 Shortened W/D Charge Period (5 years) effective 10/4/2004 7466 Shortened W/D Charge Period (3 years) effective 10/4/2004 - not available for contracts issued after 4/30/2006 7346 03/03 Premium Credit (4%) 7348 03/03 Premium Credit (2%) 7352 03/03 Premium Credit (3%) 7507 Premium Credit (5%) 7380 Reduced Administration Charge Washington State Only 7471WA Death Benefit Option (3% Rollup) effective 10/4/2004 7481WA Death Benefit Option (3% Rollup) effective 5/2/2005 7472WA Death Benefit Option (Comb HAV and 3% Rollup) effective 10/4/2004 7482WA Death Benefit Option (Comb HAV and 3% Rollup) effective 5/2/2005 7515WA Death Benefit Option (Comb HAV and 3% Rollup) effective 1/16/2007 7556AWA Death Benefit Option (HQV) effective 10/6/2008 7564AWA Death Benefit Option (3%) effective 10/6/2008 7565AWA Death Benefit Option (Comb HQV and 3% Rollup) effective 10/6/2008 7595AWA Death Benefit Option (HQV) effective 4/6/2009 7600AWA Death Benefit Option (3% Rollup) effective 4/6/2009 7601AWA Death Benefit Option (Comb HQV and 3% Rollup) effective 4/6/2009 Perspective A Series o VA230 is an individual flexible premium variable and fixed annuity o VA230G is a group flexible premium variable and fixed annuity A) Separate Account Investment Division Option o This option allows the Owner to allocate Premiums and earnings to one or more Investment Divisions of the Separate Account. o Separate Account I is used for this Contract. o The Separate Account invests in Class A shares of one of the corresponding Series of the underlying fund of the JNL Series Trust and JNL Variable Fund LLC (see Schedule B-2). B) Guaranteed Minimum Income Benefits Form Number* Policy Description 7485 FutureGuard 7485A WA FutureGuard for Washington State effective 1/17/2006 7485A WA Unisex FutureGuard for Washington State effective 1/17/2006 7524 6% Roll-up GMIB with Annual Reset, effective 12/3/2007 7524A WA 6% Roll-up GMIB with Annual Reset for Washington state, effective 12/3/2007 7524 A WA Unisex 6% Roll-up GMIB with Annual Reset for Washington state, effective 12/3/2007 7551 6% Roll-up GMIB with Annual Reset & No Cap, effective 10/6/2008 7551A WA 6% Roll-up GMIB with Annual Reset & No Cap, effective 10/6/2008 for Washington state 7551A WA Unisex 6% Roll-up GMIB with Annual Reset & No Cap, effective 10/6/2008 for Washington state C) Optional Benefits Form Number* Policy Description 7360 Earnings Protection 7474 Death Benefit Option (Return of Premium) 7475 Death Benefit Option (5% Rollup) 7476 Death Benefit Option (4% Rollup) 7477 Death Benefit Option (Highest Anniversary Value) 7512 Death Benefit Option (Highest Anniversary Value) effective 1/16/2007 7478 Death Benefit Option (Comb HAV and 5% Rollup) 7513 Death Benefit Option (Comb HAV and 5% Rollup) effective 1/16/2007 7479 Death Benefit Option (Comb HAV and 4% Rollup) 7557 Death Benefit Option (5% Rollup) effective 10/6/2008 7559 Death Benefit Option (6% Rollup) effective 10/6/2008 7556 Death Benefit Option (HQV) effective 10/6/2008 7558 Death Benefit Option (Comb HQV and 5% Rollup) effective 10/6/2008 7560 Death Benefit Option (Comb HQV and 6% Rollup) effective 10/6/2008 7595 Death Benefit Option (HQV) effective 4/6/2009 7596 Death Benefit Option (5% Rollup) effective 4/6/2009 7598 Death Benefit Option (6% Rollup) effective 4/6/2009 7597 Death Benefit Option (Comb HQV and 5% Rollup) effective 4/6/2009 7599 Death Benefit Option (Comb HQV and 6% Rollup) effective 4/6/2009 7507 Premium Credit (5%) Washington State Only 7481WA Death Benefit Option (3% Rollup) 7482WA Death Benefit Option (Comb HAV and 3% Rollup) 7515WA Death Benefit Option (Comb HAV and 3% Rollup) effective 1/16/2007 7556AWA Death Benefit Option (HQV) effective 10/6/2008 7564AWA Death Benefit Option (3%) effective 10/6/2008 7565AWA Death Benefit Option (Comb HQV and 3% Rollup) effective 10/6/2008 7595AWA Death Benefit Option (HQV) effective 4/6/2009 7600AWA Death Benefit Option (3% Rollup) effective 4/6/2009 7601AWA Death Benefit Option (Comb HQV and 3% Rollup) effective 4/6/2009 Perspective L Series o VA210 is an individual flexible premium variable and fixed annuity o VA210G is a group flexible premium variable and fixed annuity A) Separate Account Investment Division Option o This option allows the Owner to allocate Premiums and earnings to one or more Investment Divisions of the Separate Account. o Separate Account I is used for this Contract. o The Separate Account invests in Class A shares of one of the corresponding Series of the underlying fund of the JNL Series Trust and JNL Variable Fund LLC (see Schedule B-2). B) Guaranteed Minimum Income Benefits Form Number* Policy Description 7485 FutureGuard 7485A WA FutureGuard for Washington State effective 1/17/2006 7485A WA Unisex FutureGuard for Washington State effective 1/17/2006 7524 6% Roll-up GMIB with Annual Reset, effective 12/3/2007 7524A WA 6% Roll-up GMIB with Annual Reset for Washington state, effective 12/3/2007 7524 A WA Unisex 6% Roll-up GMIB with Annual Reset for Washington state, effective 12/3/2007 7551 6% Roll-up GMIB with Annual Reset & No Cap, effective 10/6/2008 7551 A WA 6% Roll-up GMIB with Annual Reset & No Cap, effective 10/6/2008 for Washington state 7551 A WA Unisex 6% Roll-up GMIB with Annual Reset & No Cap, effective 10/6/2008 for Washington state C) Optional Benefits Form Number* Policy Description 7346 03/03 Premium Credit (4%) 7348 03/03 Premium Credit (2%) 7352 03/03 Premium Credit (3%) 7507 Premium Credit (5%) 7360 Earnings Protection 7380 Reduced Administration Charge 7470 Death Benefit Option (Highest Anniversary Value) 7512 Death Benefit Option (Highest Anniversary Value) effective 1/16/2007 7475 Death Benefit Option (5% Rollup) 7476 Death Benefit Option (4% Rollup) 7478 Death Benefit Option (Comb HAV and 5% Rollup) 7513 Death Benefit Option (Comb HAV and 5% Rollup) effective 1/16/2007 7479 Death Benefit Option (Comb HAV and 4% Rollup) 7557 Death Benefit Option (5% Rollup) effective 10/6/2008 7559 Death Benefit Option (6% Rollup) effective 10/6/2008 7556 Death Benefit Option (HQV) effective 10/6/2008 7558 Death Benefit Option (Comb HQV and 5% Rollup) effective 10/6/2008 7560 Death Benefit Option (Comb HQV and 6% Rollup) effective 10/6/2008 7595 Death Benefit Option (HQV) effective 4/6/2009 7596 Death Benefit Option (5% Rollup) effective 4/6/2009 7598 Death Benefit Option (6% Rollup) effective 4/6/2009 7597 Death Benefit Option (Comb HQV and 5% Rollup) effective 4/6/2009 7599 Death Benefit Option (Comb HQV and 6% Rollup) effective 4/6/2009 Washington State Only 7481WA Death Benefit Option (3% Rollup) 7482WA Death Benefit Option (Comb HAV and 3% Rollup) 7515WA Death Benefit Option (Comb HAV and 3% Rollup) effective 1/16/2007 7556AWA Death Benefit Option (HQV) effective 10/6/2008 7564AWA Death Benefit Option (3%) effective 10/6/2008 7565AWA Death Benefit Option (Comb HQV and 3% Rollup) effective 10/6/2008 7595AWA Death Benefit Option (HQV) effective 4/6/2009 7600AWA Death Benefit Option (3% Rollup) effective 4/6/2009 7601AWA Death Benefit Option (Comb HQV and 3% Rollup) effective 4/6/2009 Perspective Advisors II o VA410 is an individual flexible premium variable and fixed annuity o VA410G is a group flexible premium variable and fixed annuity A) Separate Account Investment Division Option o This option allows the Owner to allocate Premiums and earnings to one or more Investment Divisions of the Separate Account. o Separate Account I is used for this Contract. o The Separate Account invests in shares of one of the corresponding Series of the underlying fund of the JNL Series Trust and JNL Variable Fund LLC. Share class is the 12b-1-share class. (see Schedule B-2). B) Guaranteed Minimum Income Benefits Form Number* Policy Description 7485 FutureGuard 7485A WA FutureGuard for Washington State effective 1/17/2006 7485A WA Unisex FutureGuard for Washington State effective 1/17/2006 7524 6% Roll-up GMIB with Annual Reset, effective 12/3/2007 7524A WA 6% Roll-up GMIB with Annual Reset for Washington state, effective 12/3/2007 7524 A WA Unisex 6% Roll-up GMIB with Annual Reset for Washington state, effective 12/3/2007 7551 6% Roll-up GMIB with Annual Reset & No Cap, effective 10/6/2008 7551A WA 6% Roll-up GMIB with Annual Reset & No Cap, effective 10/6/2008 for Washington state 7551A WA Unisex 6% Roll-up GMIB with Annual Reset & No Cap, effective 10/6/2008 for Washington state C) Optional Benefits Form Number* Policy Description 7360 Earnings Protection 7460 Premium Credit (2%) 7470 Death Benefit Option (Highest Anniversary Value) 7512 Death Benefit Option (Highest Anniversary Value) effective 1/16/2007 7475 Death Benefit Option (5% Rollup) 7476 Death Benefit Option (4% Rollup) 7478 Death Benefit Option (Comb HAV and 5% Rollup) 7513 Death Benefit Option (Comb HAV and 5% Rollup) effective 1/16/2007 7479 Death Benefit Option (Comb HAV and 4% Rollup) 7557 Death Benefit Option (5% Rollup) effective 10/6/2008 7559 Death Benefit Option (6% Rollup) effective 10/6/2008 7556 Death Benefit Option (HQV) effective 10/6/2008 7558 Death Benefit Option (Comb HQV and 5% Rollup) effective 10/6/2008 7560 Death Benefit Option (Comb HQV and 6% Rollup) effective 10/6/2008 7595 Death Benefit Option (HQV) effective 4/6/2009 7596 Death Benefit Option (5% Rollup) effective 4/6/2009 7598 Death Benefit Option (6% Rollup) effective 4/6/2009 7597 Death Benefit Option (Comb HQV and 5% Rollup) effective 4/6/2009 7599 Death Benefit Option (Comb HQV and 6% Rollup) effective 4/6/2009 Washington State Only 7471WA Death Benefit Option (3% Rollup) effective 10/4/2004 7472WA Death Benefit Option (Comb HAV and 3% Rollup) effective 10/4/2004 7481WA Death Benefit Option (3% Rollup) effective 5/2/2005 7482WA Death Benefit Option (Comb HAV and 3% Rollup) effective 5/2/2005 7515WA Death Benefit Option (Comb HAV and 3% Rollup) effective 1/16/2007 7556AWA Death Benefit Option (HQV) effective 10/6/2008 7564AWA Death Benefit Option (3%) effective 10/6/2008 7565AWA Death Benefit Option (Comb HQV and 3% Rollup) effective 10/6/2008 7595AWA Death Benefit Option (HQV) effective 4/6/2009 7600AWA Death Benefit Option (3% Rollup) effective 4/6/2009 7601AWA Death Benefit Option (Comb HQV and 3% Rollup) effective 4/6/2009 Retirement Latitudes o VA310 is an individual flexible premium variable and fixed annuity o VA310G is a group flexible premium variable and fixed annuity A) Separate Account Investment Division Option o This option allows the Owner to allocate Premiums and earnings to one or more Investment Divisions of the Separate Account. o Separate Account I is used for this Contract. o The Separate Account invests in Class A shares of one of the corresponding Series of the underlying fund of the JNL Series Trust and JNL Variable Fund LLC (see Schedule B-2). B) Guaranteed Minimum Income Benefits Form Number* Policy Description 7485 FutureGuard 7485A WA FutureGuard for Washington State effective 1/17/2006 7485A WA Unisex FutureGuard for Washington State effective 1/17/2006 7524 6% Roll-up GMIB with Annual Reset, effective 12/3/2007 7524A WA 6% Roll-up GMIB with Annual Reset for Washington state, effective 12/3/2007 7524 A WA Unisex 6% Roll-up GMIB with Annual Reset for Washington state, effective 12/3/2007 7551 6% Roll-up GMIB with Annual Reset & No Cap, effective 10/6/2008 7551A WA 6% Roll-up GMIB with Annual Reset & No Cap, effective 10/6/2008 for Washington state 7551A WA Unisex 6% Roll-up GMIB with Annual Reset & No Cap, effective 10/6/2008 for Washington state C) Optional Benefits Form Number* Policy Description 7500 Additional Free Withdrawal Option (20% of Premium) 7360 Earnings Protection 7470 Death Benefit Option (Highest Anniversary Value) 7512 Death Benefit Option (Highest Anniversary Value) effective 1/16/2007 7475 Death Benefit Option (5% Rollup) 7478 Death Benefit Option (Comb HAV and 5% Rollup) 7513 Death Benefit Option (Comb HAV and 5% Rollup) effective 1/16/2007 7557 Death Benefit Option (5% Rollup) effective 10/6/2008 7559 Death Benefit Option (6% Rollup) effective 10/6/2008 7556 Death Benefit Option (HQV) effective 10/6/2008 7558 Death Benefit Option (Comb HQV and 5% Rollup) effective 10/6/2008 7560 Death Benefit Option (Comb HQV and 6% Rollup) effective 10/6/2008 7595 Death Benefit Option (HQV) effective 4/6/2009 7596 Death Benefit Option (5% Rollup) effective 4/6/2009 7598 Death Benefit Option (6% Rollup) effective 4/6/2009 7597 Death Benefit Option (Comb HQV and 5% Rollup) effective 4/6/2009 7599 Death Benefit Option (Comb HQV and 6% Rollup) effective 4/6/2009 7346 03/03 Premium Credit (4%) 7507 Premium Credit (5%), effective 1/16/2007 7380 Reduced Administration Charge 7499 Shorten Withdrawal Charge Period to 4 Years Washington State Only 7481WA Death Benefit Option (3% Rollup) 7482WA Death Benefit Option (Comb HAV and 3% Rollup) 7515WA Death Benefit Option (Comb HAV and 3% Rollup) effective 1/16/2007 7556AWA Death Benefit Option (HQV) effective 10/6/2008 7564AWA Death Benefit Option (3%) effective 10/6/2008 7565AWA Death Benefit Option (Comb HQV and 3% Rollup) effective 10/6/2008 7595AWA Death Benefit Option (HQV) effective 4/6/2009 7600AWA Death Benefit Option (3% Rollup) effective 4/6/2009 7601AWA Death Benefit Option (Comb HQV and 3% Rollup) effective 4/6/2009 * Includes any state specific variation of the above-described forms as of the EFFECTIVE DATE and any subsequent state specific variation, if such subsequent state specific variation does not have any impact on the risk assumed by the REINSURER. The CEDING COMPANY shall notify the REINSURER of any state specific variation after the EFFECTIVE DATE which could have any impact on the risk assumed by the REINSURER and such variation shall be treated the same as a policy form change under Article IV, Section B, provided that the REINSURER shall not unreasonably refuse to approve such subsequent state specific variation. JNL ACE 2005 Treaty Schedule B-1 Amendment # 12 SCHEDULE B-2 Subaccounts Subject to this Reinsurance Agreement
--------------------------------------- ------------------------------------------------------------------- ------------------------ Fund Name Comment Product Availability --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/AIM International Growth Fund Named changed from JNL/Putnam International Equity Fund effective All 5/2/05 and from JNL/JPM International Equity Fund effective 12/3/2007 --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/AIM Large Cap Growth Fund All --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/AIM Global Real Estate Fund New 5/2/05, Name changed from JNL/AIM Real Estate Fund effective All 10/6/2008 --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/AIM Small Cap Growth Fund All --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/Capital Guardian Global Balanced Name changed from JNL/FMR Balanced Fund effective 4/30/2007 and All Fund from JNL/FI Balanced Fund effective 12/3/2007 --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/Capital Guardian Global Diversified Name changed from JNL/Select Global Growth Fund effective All Research Fund 12/3/2007 --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/Capital Guardian International New 12/3/2007 All Small Cap Fund --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/Capital Guardian U.S. Growth Equity Name changed from JNL/Select Large Cap Growth Fund effective All Fund 12/3/2007 --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/Credit Suisse Global Natural New 1/16/2007 All Resources --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/Credit Suisse Long/Short New 1/16/2007 All --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/Eagle Core Equity Fund All --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/Eagle Small Cap Equity Fund All --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/Franklin Templeton Founding New 1/16/2007 All Strategy --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/Franklin Templeton Global Growth New 1/16/2007 All --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/Franklin Templeton Income Fund New 5/1/2006 All --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/Franklin Templeton Mutual Shares New 1/16/2007 All --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/Franklin Templeton Small Cap Value New 5/2/05 All Fund --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/Goldman Sachs Core Plus Bond Fund Name changed from JNL/Salomon Brothers Strategic Bond Fund All effective 5/1/2006, from JNL/Western Strategic Bond Fund effective 1/16/2007, and from JNL/Western Asset Strategic Bond Fund effective 4/30/2007. --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/Goldman Sachs Emerging Markets Debt New 10/6/2008 All Fund --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/Goldman Sachs Mid Cap Value Fund New 5/2/05 All --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/Goldman Sachs Short Duration Bond New 5/1/2006 All Fund --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL Institutional Alt 20 New 4/6/2009 All but Retirement Latitudes --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL Institutional Alt 35 New 4/6/2009 All but Retirement Latitudes --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL Institutional Alt 50 New 4/6/2009 All but Retirement Latitudes --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL Institutional Alt 65 New 4/6/2009 All but Retirement Latitudes --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/JPMorgan International Value Fund All --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/JPMorgan Mid-Cap Growth Fund Name changed from JNL/FMR Capital Growth Fund All effective 5/1/2006, from JNL/FMR Mid-Cap Equity Fund effective 4/30/2007, and from JNL/FI Mid-Cap Equity Fund effective 12/3/2007. Also, JNL/Putnam Mid-Cap Growth Fund was merged with this fund effective 12/3/2007. --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/JPMorgan U.S. Government & Quality Name changed from JNL/Salomon Brothers U.S. Govt. & Quality Bond All Bond Fund Fund effective 5/1/2006,from JNL/Western U.S. Govt. & Quality Bond Fund effective 1/16/2007, and from JNL/Western Asset U.S. Govt. & Quality Bond Fund effective 4/30/2007. --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/Lazard Emerging Markets Fund New 5/1/2006 All --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/Lazard Mid Cap Equity Fund Name changed from JNL/Lazard Mid Cap Value Fund effective All 3/31/2008 --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/M&G Global Basics Fund New 10/6/2008 All --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/M&G Global Leaders Fund New 10/6/2008 All --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/Mellon Capital Management 10 X 10 New 4/30/2007. All but Retirement Fund Latitudes --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/Mellon Capital Management 25 Fund All --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/Mellon Capital Management Bond All Index Fund --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/Mellon Capital Management All but Retirement Communications Sector Fund Latitudes --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/Mellon Capital Management Consumer Brands Sector Fund All but Retirement Latitudes --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/Mellon Capital Management Oil & Gas Name changed from JNL/Mellon Capital Management Energy Sector All but Retirement Sector Fund Fund effective 5/2/2005 Latitudes --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/Mellon Capital Management European New 10/6/2008 All 30 Fund --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/Mellon Capital Management Financial All but Retirement Latitudes Sector Fund --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/Mellon Capital Management Global 15 All Fund --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/Mellon Capital Management All International Index Fund --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/Mellon Capital Management Index 5 New 4/30/2007. All but Retirement Fund Latitudes --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/Mellon Capital Management JNL 5 All Fund --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/Mellon Capital Management JNL New 5/1/2006 All Optimized 5 Fund --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/Mellon Capital Management Name changed from JNL/Mellon Capital Management All but Retirement Healthcare Sector Fund Pharmaceutical/Healthcare Sector Fund effective 5/2/05 Latitudes --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/Mellon Capital Management NYSE(R) New 4/30/2007. All but Retirement International 25 Fund Latitudes --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/Mellon Capital Management Pacific New 10/6/2008 All Rim 30 Fund --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/Mellon Capital Management S&P (R) New 4/30/2007. All but Retirement SMid 60 Fund Latitudes --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/Mellon Capital Management S&P (R) New 5/1/2006 All 24 Fund --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/Mellon Capital Management S&P 400 All MidCap Index Fund --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/Mellon Capital Management S&P 500 Effective 4/6/2009, the JNL/Mellon Capital Management Enhanced All Index Fund S&P 500 Stock Index fund was merged into this fund. --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/Mellon Capital Management Select All Small-Cap Fund --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/Mellon Capital Management Small Cap Effective 4/6/2009, the JNL/Lazard Small Cap Equity fund was All Index Fund merged into this fund. --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/Mellon Capital Management All but Retirement Technology Sector Fund Latitudes --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/Mellon Capital Management Dow SM New 1/17/2006 All Dividend --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/Mellon Capital Management The Dowsm Name changed effective 1/17/2006 All 10 Fund --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/Mellon Capital Management The Name changed effective 1/17/2006 All S&P(R) 10 Fund --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/Mellon Capital Management VIP Fund All --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/Mellon Capital Management Nasdaq(R) Name changed from JNL/Mellon Capital Management Nasdaq(R)15 Fund All 25 Fund effective 12/3/2007 --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/Mellon Capital Management Value Name changed from JNL/Mellon Capital Management Value Line(R) 25 All Line(R)30 Fund Fund effective 12/3/2007 --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/Oppenheimer Global Growth Fund All --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/PAM Asia ex-Japan Fund New 3/31/2008 All --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/PAM China-India Fund New 3/31/2008 All --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/PIMCO Real Return New 1/16/2007 All --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/PIMCO Total Return Bond Fund All --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/PPM America Core Equity Fund Name changed from JNL/Putnam Equity Fund effective 12/3/2007 All --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/ PPM America High Yield Bond Fund Name changed from JNL/Salomon Brothers High Yield Bond Fund All effective 5/1/2006, from JNL/Western High Yield Bond Fund effective 1/16/2007, and from JNL/Western Asset High Yield Bond Fund effective 4/30/2007. --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/PPM America Mid-Cap Value Fund New 3/31/2008 All --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/PPM America Small Cap Value Fund New 3/31/2008 All --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/PPM America Value Equity Name changed from JNL/Putnam Value Equity Fund effective All (Exclusion of 1/16/2007 Retirement Latitudes was lifted eff 10/6/08) --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/Red Rocks Listed Private Equity New 10/6/2008 All Fund --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/S&P 4 Fund New 12/3/2007 All --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/S&P Competitive Advantage Fund New 12/3/2007 All but Retirement Latitudes --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/S&P Disciplined Moderate New 1/16/2007 All but Fifth Third --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/S&P Disciplined Moderate Growth New 1/16/2007 All but Fifth Third --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/S&P Disciplined Growth New 1/16/2007 All but Fifth Third --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/S&P Dividend Income & Growth Fund New 12/3/2007 All but Retirement Latitudes --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/S&P Intrinsic Value Fund New 12/3/2007 All but Retirement Latitudes --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/S&P Managed Growth Fund All --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/S&P Managed Aggressive Growth Fund All --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/S&P Managed Conservative Fund All --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/S&P Managed Moderate Fund All --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/S&P Managed Moderate Growth Fund All --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/S&P Retirement Income New 1/17/2006 All but Fifth Third and Retirement Latitudes --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/S&P Retirement 2015 New 1/17/2006 All but Fifth Third and Retirement Latitudes --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/S&P Retirement 2020 New 1/17/2006 All but Fifth Third and Retirement Latitudes --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/S&P Retirement 2025 New 1/17/2006 All but Fifth Third and Retirement Latitudes --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/S&P Total Yield Fund New 12/3/2007 All but Retirement Latitudes --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/Select Balanced Fund All --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/Select Money Market Fund All --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/Select Value Fund All --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/T. Rowe Price Established Growth JNL/Alliance Capital Growth Fund was merged with this fund All Fund 5/2/05. JNL/Alger Growth Fund and JNL Oppenheimer Growth Fund were merged with this fund on 4/30/2007. --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/T. Rowe Price Mid-Cap Growth Fund All --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ JNL/T. Rowe Price Value Fund All --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ Fifth Third Balanced VIP Fund Fund no longer available for new investments effective 8/13/2007 Fifth Third Only and was liquidated effective 10/12/2007 --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ Fifth Third Disciplined Value VIP Fund Fund no longer available for new investments effective 8/13/2007 Fifth Third Only and was liquidated effective 10/12/2007 --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ Fifth Third Mid Cap VIP Fund Fund no longer available for new investments effective 8/13/2007 Fifth Third Only and was liquidated effective 10/12/2007 --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ Fifth Third Quality Growth VIP Fund Fund no longer available for new investments effective 8/13/2007 Fifth Third Only and was liquidated effective 10/12/2007 --------------------------------------- ------------------------------------------------------------------- ------------------------ ------------------------------------------------------------------------------------------------------------------------------------ JNL General Account ------------------------------------------------------------------------------------------------------------------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ Guaranteed Five Year Fixed All but Advisors II and Perspective A Series --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ 12 Month DCA All --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ 6 Month DCA All --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ Guaranteed One Year Fixed All but Advisors II --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ Guaranteed Seven Year Fixed All but Advisors II and Perspective A Series --------------------------------------- ------------------------------------------------------------------- ------------------------ --------------------------------------- ------------------------------------------------------------------- ------------------------ Guaranteed Three Year Fixed All but Advisors II and Perspective A Series --------------------------------------- ------------------------------------------------------------------- ------------------------
JNL ACE 2005 Treaty Schedule B-2 Amendment 12 SCHEDULE D QUARTERLY REINSURANCE PREMIUM RATE The QUARTERLY REINSURANCE PREMIUM RATE, subject to the terms and conditions of this Agreement, is shown in the table below for each GMIB TYPE. It applies to all CONTRACT TYPEs, and is guaranteed while the reinsurance coverage is in effect. GMIB TYPE Form Number Quarterly Rate If has not elected GMDB forms 7557, 7558, 7559, 7560, 7596, 7597, 7598, 7599: 7454, 7485, 7485A WA, 7485A WA Unisex .XXXXX 7524, 7524A WA, 7524A WA Unisex .XXXXX 7551, 7551A WA, 7551A WA Unisex .XXXXX If has elected GMDB forms 7557, 7558, 7559, 7560, 7596, 7597, 7598, 7599: 7454, 7485, 7485A WA, 7485A WA Unisex .XXXXX 7524, 7524A WA, 7524A WA Unisex .XXXXX 7551, 7551A WA, 7551A WA Unisex .XXXXX JNL ACE 2005 Treaty Schedule D Amendment # 12