Exhibit 21.1

Subsidiaries of the Registrant
1.	Dubuque Bank and Trust Company, an Iowa state bank with its main office located in Dubuque, Iowa
1a.	DB&T Insurance, Inc.
1b.	DB&T Community Development Corp.
2 .	Galena State Bank & Trust Co., an Illinois state bank with its main office located in Galena, Illinois
3.	Riverside Community Bank, an Illinois state bank with its main office located in Rockford, Illinois
4.	Wisconsin Community Bank, a Wisconsin state bank with its main office located in Madison, Wisconsin
5.	New Mexico Bank & Trust, a New Mexico state bank with its main office located in Albuquerque, New Mexico
6.	Arizona Bank & Trust, an Arizona state bank with its main office located in Phoenix, Arizona
7.	Rocky Mountain Bank, a Montana state bank with its main office located in Billings, Montana
8.	Summit Bank & Trust, a Colorado state bank with its main office located in Broomfield, Colorado
9.	Minnesota Bank & Trust, a Minnesota state bank with its main office located in Edina, Minnesota
10.	Citizens Finance Co., a consumer finance company
11.	Heartland Financial Statutory Trust III
12.	Heartland Financial Statutory Trust IV
13.	Heartland Financial Statutory Trust V
14.	Heartland Financial Statutory Trust VI
15.	Heartland Financial Statutory Trust VII
16.	Rocky Mountain Statutory Trust I
17.	Heartland Community Development Inc., a property management company with a primary purpose of holding and managing nonperforming assets