0000905729-14-000184.txt : 20140513 0000905729-14-000184.hdr.sgml : 20140513 20140513161804 ACCESSION NUMBER: 0000905729-14-000184 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20140331 FILED AS OF DATE: 20140513 DATE AS OF CHANGE: 20140513 EFFECTIVENESS DATE: 20140513 FILER: COMPANY DATA: COMPANY CONFORMED NAME: CHEMICAL BANK CENTRAL INDEX KEY: 0000919087 STANDARD INDUSTRIAL CLASSIFICATION: NATIONAL COMMERCIAL BANKS [6021] IRS NUMBER: 380415896 STATE OF INCORPORATION: MI FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-04110 FILM NUMBER: 14837538 BUSINESS ADDRESS: STREET 1: 333 E MAIN STREET 2: P O BOX 231 CITY: MIDLAND STATE: MI ZIP: 48640-0231 BUSINESS PHONE: 5176319200 MAIL ADDRESS: STREET 1: 333 E MAIN STREET 2: P O BOX 231 CITY: MIDLAND STATE: MI ZIP: 48640 FORMER COMPANY: FORMER CONFORMED NAME: CHEMICAL BANK & TRUST CO/MI/ DATE OF NAME CHANGE: 19950314 13F-HR 1 primary_doc.xml 13F-HR LIVE false false false 0000919087 XXXXXXXX 03-31-2014 03-31-2014 false CHEMICAL BANK

333 E Main P O Box 231 Midland MI 48640

13F HOLDINGS REPORT 028-04110 N John E. Kessler 989-839-5894 /s/ John E. Kessler Midland MI 03-31-2014 0 501 556000 INFORMATION TABLE 2 infotable.xml Actavis PLC Common G0083B108 1424 6919 SH SOLE 6919 0 0 Aon PLC Common G0408V102 96 1142 SH SOLE 1142 0 0 Aon PLC Common G0408V102 118 1400 SH OTR 1400 0 0 Accenture PLC Ireland CL A Common G1151C101 3040 38136 SH SOLE 38136 0 0 Accenture PLC Ireland CL A Common G1151C101 606 7602 SH OTR 7002 0 600 Covidien PLC Common G2554F113 306 4160 SH SOLE 4160 0 0 Eaton Corp PLC Common G29183103 933 12414 SH SOLE 12414 0 0 Eaton Corp PLC Common G29183103 8 100 SH OTR 100 0 0 Everest Re Group Limited Common G3223R108 477 3115 SH SOLE 3115 0 0 Invesco LTD Common G491BT108 921 24905 SH SOLE 24905 0 0 Invesco LTD Common G491BT108 72 1950 SH OTR 1950 0 0 Noble Corporation Common H5833N103 1269 38759 SH SOLE 38759 0 0 Noble Corporation Common H5833N103 54 1650 SH OTR 1450 0 200 Check Point Software Tech Common M22465104 262 3875 SH SOLE 3875 0 0 AFLAC Inc. Common 001055102 1636 25949 SH SOLE 25649 0 300 AFLAC Inc. Common 001055102 284 4500 SH OTR 3400 0 1100 AGL Resouces, Inc Common 001204106 224 4581 SH SOLE 4581 0 0 AGL Resouces, Inc Common 001204106 78 1599 SH OTR 1599 0 0 AT&T Inc. Common 00206R102 5502 156888 SH SOLE 145532 0 11356 AT&T Inc. Common 00206R102 601 17132 SH OTR 17132 0 0 Abbott Labs Common 002824100 2000 51943 SH SOLE 48368 0 3575 Abbott Labs Common 002824100 738 19167 SH OTR 18867 0 300 Abbvie Inc Common 00287Y109 4186 81439 SH SOLE 77364 0 4075 Abbvie Inc Common 00287Y109 1060 20627 SH OTR 20127 0 500 Activision Blizzard Inc Common 00507V109 1241 60710 SH SOLE 60710 0 0 Advanced Auto Parts Inc. Common 00751Y106 1578 12475 SH SOLE 12475 0 0 Aetna U S Healthcare Inc. Common 00817Y108 2348 31320 SH SOLE 31220 0 100 Aetna U S Healthcare Inc. Common 00817Y108 94 1250 SH OTR 1250 0 0 Air Products & Chemicals Inc Common 009158106 580 4873 SH SOLE 4673 0 200 Air Products & Chemicals Inc Common 009158106 60 500 SH OTR 0 0 500 Alaska Communications Common 01167P101 23 11900 SH SOLE 11900 0 0 Alcoa Inc Common 013817101 150 11635 SH SOLE 11635 0 0 Alliance Res Partner Lp Common 01877R108 261 3100 SH SOLE 3100 0 0 Alliancebernstein Income Common 01881E101 466 63527 SH SOLE 63527 0 0 Allstate Corp Common 020002101 436 7700 SH SOLE 7700 0 0 Altria Group Inc Common 02209S103 4121 110100 SH SOLE 109500 0 600 Altria Group Inc Common 02209S103 234 6260 SH OTR 3760 0 2500 American Elec Pwr Inc Common 025537101 2008 39635 SH SOLE 39335 0 300 American Elec Pwr Inc Common 025537101 295 5830 SH OTR 4530 0 1300 American Express Common 025816109 5769 64074 SH SOLE 64074 0 0 American Express Common 025816109 176 1950 SH OTR 1950 0 0 Amgen Inc. Common 031162100 469 3800 SH SOLE 3800 0 0 Amgen Inc. Common 031162100 537 4350 SH OTR 4350 0 0 Amphenol Corp New Common 032095101 1241 13538 SH SOLE 13538 0 0 Amphenol Corp New Common 032095101 32 350 SH OTR 350 0 0 Analog Devices Inc. Common 032654105 891 16775 SH SOLE 16775 0 0 Analog Devices Inc. Common 032654105 27 500 SH OTR 500 0 0 Apache Corp. Common 037411105 342 4124 SH SOLE 4124 0 0 Apache Corp. Common 037411105 93 1125 SH OTR 925 0 200 Apollo Global Management Common 037612306 178 5600 SH SOLE 5600 0 0 Apollo Global Management Common 037612306 95 3000 SH OTR 0 0 3000 Apple Inc. Common 037833100 2516 4688 SH SOLE 4628 0 60 Apple Inc. Common 037833100 556 1036 SH OTR 1036 0 0 Applied Matls Inc Common 038222105 1015 49697 SH SOLE 47597 0 2100 Archer Daniels Midland Co Common 039483102 126 2900 SH SOLE 2900 0 0 Archer Daniels Midland Co Common 039483102 87 2000 SH OTR 2000 0 0 Astrazeneca PLC ADR Common 046353108 389 6000 SH SOLE 6000 0 0 Atwood Oceanics Inc Common 050095108 639 12690 SH SOLE 12690 0 0 Automatic Data Processing Inc Common 053015103 5333 69031 SH SOLE 65331 0 3700 Automatic Data Processing Common 053015103 484 6265 SH OTR 4815 0 1450 AVNET INC Common 053807103 1114 23946 SH SOLE 23946 0 0 BCE Inc Common 05534B760 300 6943 SH SOLE 6943 0 0 Bank Hawaii Corp Common 062540109 1080 17825 SH SOLE 17575 0 250 Bank Hawaii Corp Common 062540109 253 4175 SH OTR 3775 0 400 Bank Montreal Que Common 063671101 335 5000 SH SOLE 5000 0 0 Bank New York Mellon Corp Common 064058100 398 11267 SH SOLE 10967 0 300 Baxter Intl Inc. Common 071813109 684 9293 SH SOLE 9293 0 0 Baxter Intl Inc. Common 071813109 151 2050 SH OTR 2050 0 0 Beam Inc Common 073730103 816 9800 SH SOLE 6800 0 3000 Becton Dickerson & Co Common 075887109 445 3800 SH SOLE 3500 0 300 Becton Dickerson & Co Common 075887109 56 475 SH OTR 75 0 400 Bed Bath & Beyond Inc Common 075896100 188 2730 SH SOLE 2730 0 0 Bed Bath & Beyond Inc Common 075896100 71 1025 SH OTR 1025 0 0 Biogen Idec Inc Common 09062X103 2 5 SH SOLE 5 0 0 Biogen Idec Inc Common 09062X103 474 1550 SH OTR 1550 0 0 Blackrock Inc Common 09247X101 402 1279 SH SOLE 1279 0 0 Blackrock Inc Common 09247X101 377 1200 SH OTR 900 0 300 Blackrock Credit All Inc Common 092508100 249 18397 SH OTR 18397 0 0 Blackstone Group LP Common 09253U108 671 20177 SH SOLE 20177 0 0 Blackstone Group LP Common 09253U108 58 1730 SH OTR 1730 0 0 Boeing Co Common 097023105 289 2300 SH SOLE 2300 0 0 Boeing Co Common 097023105 215 1710 SH OTR 1710 0 0 Brandywine Rlty Tr Common 105368203 364 25200 SH SOLE 25200 0 0 Bristol-Myers Squibb Co. Common 110122108 1966 37851 SH SOLE 34075 0 3776 Bristol-Myers Squibb Co. Common 110122108 483 9290 SH OTR 7590 0 1700 Buckeye Partners L P Common 118230101 740 9865 SH SOLE 9865 0 0 Buckeye Partners L P Common 118230101 25 333 SH OTR 333 0 0 Cigna Corp Common 125509109 234 2800 SH SOLE 1500 0 1300 CMS Energy Corp. Common 125896100 964 32936 SH SOLE 32936 0 0 CMS Energy Corp. Common 125896100 15 504 SH OTR 504 0 0 CSX Corp Common 126408103 833 28750 SH SOLE 28750 0 0 CSX Corp Common 126408103 45 1550 SH OTR 1550 0 0 CVS/Caremark Common 126650100 3661 48906 SH SOLE 48906 0 0 CVS/Caremark Common 126650100 192 2565 SH OTR 2565 0 0 California Wtr Svc Group Common 130788102 239 10000 SH OTR 10000 0 0 Canadian Nat'l Ry Co. Common 136375102 295 5248 SH SOLE 5248 0 0 Canadian Nat'l Ry Co. Common 136375102 84 1500 SH OTR 1500 0 0 Caterpillar Tractor Co. Common 149123101 3196 32164 SH SOLE 30314 0 1850 Caterpillar Tractor Co. Common 149123101 417 4198 SH OTR 4198 0 0 Celgene Corp Com Common 151020104 2307 16528 SH SOLE 16528 0 0 Celgene Corp Com Common 151020104 120 857 SH OTR 857 0 0 Centurylink Inc. Common 156700106 557 16954 SH SOLE 16954 0 0 Centurylink Inc. Common 156700106 714 21730 SH OTR 21430 0 300 Chemical Financial Corp. Common 163731102 41689 1284708 SH SOLE 999298 0 285410 Chemical Financial Corp. Common 163731102 2776 85553 SH OTR 84690 0 863 Chevron Corporation Common 166764100 8397 70614 SH SOLE 63364 0 7250 Chevron Corporation Common 166764100 939 7897 SH OTR 6897 0 1000 Chicago Bridge & Iron Co Common 167250109 1055 12111 SH SOLE 12111 0 0 Chubb Corp Common 171232101 1755 19650 SH SOLE 18850 0 800 Chubb Corp Common 171232101 25 285 SH OTR 285 0 0 Cisco Systems Inc Common 17275R102 1815 80994 SH SOLE 80994 0 0 Cisco Systems Inc Common 17275R102 240 10700 SH OTR 9950 0 750 Clorox Co Common 189054109 548 6228 SH SOLE 6228 0 0 Clorox Co Common 189054109 95 1085 SH OTR 1085 0 0 Coach Inc Common 189754104 409 8240 SH SOLE 8240 0 0 Coach Inc Common 189754104 43 875 SH OTR 875 0 0 Coca Cola Co. Common 191216100 3989 103173 SH SOLE 96373 0 6800 Coca Cola Co. Common 191216100 451 11655 SH OTR 11655 0 0 Cogizant Tech Solutions Common 192446102 1332 26330 SH SOLE 26330 0 0 Cogizant Tech Solutions Common 192446102 51 1000 SH OTR 1000 0 0 Cohen & Steers Tot RetRlty Common 19247R103 167 13000 SH OTR 13000 0 0 Colgate Palmolive Co. Common 194162103 626 9646 SH SOLE 8246 0 1400 Colgate Palmolive Co. Common 194162103 62 950 SH OTR 950 0 0 Comcast Corp New Cl A Common 20030N101 1257 25128 SH SOLE 25128 0 0 Comcast Corp New Cl A Common 20030N101 10 200 SH OTR 200 0 0 Comerica Inc. Common 200340107 735 14181 SH SOLE 14181 0 0 Comerica Inc. Common 200340107 41 800 SH OTR 0 0 800 Conocophillips Common 20825C104 3707 52692 SH SOLE 50794 0 1898 Conocophillips Common 20825C104 712 10126 SH OTR 8726 0 1400 Corning Inc. Common 219350105 1420 68224 SH SOLE 68224 0 0 Corning Inc. Common 219350105 189 9100 SH OTR 8700 0 400 Costco Whsl Corp New Common 22160K105 1657 14835 SH SOLE 14835 0 0 Cullen Frost Bankers Inc Common 229899109 485 6250 SH SOLE 6250 0 0 Cullen Frost Bankers Inc Common 229899109 35 449 SH OTR 449 0 0 Cummins Inc Common 231021106 921 6180 SH SOLE 6180 0 0 DTE Energy Co. Common 233331107 905 12184 SH SOLE 12184 0 0 Danaher Corp. Common 235851102 1168 15568 SH SOLE 15568 0 0 Danaher Corp. Common 235851102 429 5715 SH OTR 5715 0 0 Darden Restaurants Inc Common 237194105 865 17049 SH SOLE 16649 0 400 Darden Restaurants Inc Common 237194105 38 750 SH OTR 750 0 0 Deere & Co Common 244199105 1523 16775 SH SOLE 16775 0 0 Deere & Co Common 244199105 316 3485 SH OTR 3485 0 0 Diageo Plc Spon Adr New Common 25243Q205 1556 12490 SH SOLE 12490 0 0 Diageo Plc Spon Adr New Common 25243Q205 39 310 SH OTR 310 0 0 Disney Walt Prodtns Common 254687106 3130 39095 SH SOLE 38695 0 400 Disney Walt Prodtns Common 254687106 170 2125 SH OTR 2125 0 0 Discover Finl Svcs Common 254709108 1896 32591 SH SOLE 32191 0 400 Discover Finl Svcs Common 254709108 73 1260 SH OTR 1260 0 0 Dominion Res Inc. VA New Common 25746U109 1444 20340 SH SOLE 19840 0 500 Dominion Res Inc. VA New Common 25746U109 142 2000 SH OTR 1000 0 1000 Dover Corp Common 260003108 1240 15165 SH SOLE 15165 0 0 Dover Corp Common 260003108 10 125 SH OTR 125 0 0 Dow Chemical Co. Common 260543103 67277 1384585 SH SOLE 188954 0 1195631 Dow Chemical Co. Common 260543103 18486 380442 SH OTR 145754 0 234688 Du Pont Ei De Nemours & Co. Common 263534109 404 6024 SH SOLE 3906 0 2118 Du Pont Ei De Nemours & Co. Common 263534109 85 1260 SH OTR 1260 0 0 Duke Energy Corp New Common 26441C204 933 13101 SH SOLE 12901 0 200 Duke Energy Corp New Common 26441C204 217 3047 SH OTR 3047 0 0 EMC Corp Common 268648102 257 9370 SH SOLE 9370 0 0 EMC Corp Common 268648102 179 6529 SH OTR 6529 0 0 Eastman Chemical Co Common 277432100 1131 13120 SH SOLE 13120 0 0 Ebay Inc Common 278642103 167 3025 SH SOLE 3025 0 0 Ebay Inc Common 278642103 33 600 SH OTR 600 0 0 Ecolab Inc. Common 278865100 238 2200 SH SOLE 2200 0 0 Ecolab Inc. Common 278865100 92 850 SH OTR 350 0 500 Edison Intl Common 281020107 246 4339 SH SOLE 3325 0 1014 Edison Intl Common 281020107 11 200 SH OTR 200 0 0 Emerson Elec Co. Common 291011104 4296 64305 SH SOLE 59405 0 4900 Emerson Elec Co. Common 291011104 534 8000 SH OTR 6200 0 1800 Energy Transfer Prtnrs L P Common 29273R109 516 9601 SH SOLE 9601 0 0 Energy Transfer Equity L P Common 29273V100 164 3500 SH SOLE 3500 0 0 Energy Transfer Equity L P Common 29273V100 92 1970 SH OTR 1970 0 0 Entergy Corp Common 29364G103 356 5325 SH SOLE 5125 0 200 Entergy Corp Common 29364G103 107 1600 SH OTR 1400 0 200 Enterprise Prods Partners Common 293792107 166 2400 SH SOLE 2400 0 0 Enterprise Prods Partners Common 293792107 440 6345 SH OTR 5145 0 1200 Equity Residential SBI Common 29476L107 340 5867 SH SOLE 5867 0 0 Equity Residential SBI Common 29476L107 290 5000 SH OTR 5000 0 0 Exelon Corp Common 30161N101 386 11516 SH SOLE 11516 0 0 Exelon Corp. Common 30161N101 10 300 SH OTR 300 0 0 Express Scripts Hldg Co Common 30219G108 1839 24490 SH SOLE 24490 0 0 Express Scripts Hldg Co Common 30219G108 2128 28338 SH OTR 28338 0 0 Exxon Mobil Corp. Common 30231G102 11402 116725 SH SOLE 96519 0 20206 Exxon Mobil Corp. Common 30231G102 1365 13971 SH OTR 13971 0 0 Fedex Corp Common 31428X106 207 1560 SH SOLE 1560 0 0 Fedex Corp Common 31428X106 424 3200 SH OTR 3200 0 0 Fiserv Inc Common 337738108 3365 59360 SH SOLE 58760 0 600 Fiserv Inc Common 337738108 389 6858 SH OTR 6858 0 0 Firstenergy Corp Common 337932107 237 6956 SH SOLE 6956 0 0 Firstenergy Corp Common 337932107 180 5300 SH OTR 2800 0 2500 Ford Motor Co Common 345370860 446 28595 SH SOLE 28595 0 0 Ford Motor Co Common 345370860 51 3300 SH OTR 3300 0 0 Fortune Brands Home & Sec In Common 34964C106 434 10320 SH SOLE 6800 0 3520 Frontier Communications Corp Common 35906A108 115 20119 SH SOLE 20119 0 0 Frontier Communications Corp Common 35906A108 24 4169 SH OTR 4169 0 0 General Dynamics Co. Common 369550108 265 2430 SH SOLE 1930 0 500 General Dynamics Co Common 369550108 185 1700 SH OTR 1500 0 200 General Elec Co. Common 369604103 4525 174787 SH SOLE 169187 0 5600 General Elec Co. Common 369604103 288 11120 SH OTR 8320 0 2800 General Mls Inc. Common 370334104 2440 47080 SH SOLE 44780 0 2300 General Mls Inc. Common 370334104 235 4540 SH OTR 4540 0 0 General Motors Co Common 37045V100 133 3861 SH SOLE 3861 0 0 General Motors Co Common 37045V100 114 3300 SH OTR 800 0 2500 Gentex Corp Common 371901109 213 6750 SH OTR 6350 0 400 Genuine Parts Co. Common 372460105 4809 55366 SH SOLE 52616 0 2750 Genuine Parts Co. Common 372460105 390 4485 SH OTR 3785 0 700 Gilead Sciences Inc Common 375558103 3315 46779 SH SOLE 46779 0 0 Gilead Sciences Inc Common 375558103 430 6072 SH OTR 6072 0 0 Glaxo Smithkline Common 37733W105 521 9755 SH SOLE 9755 0 0 Glaxo Smithkline Common 37733W105 40 750 SH OTR 500 0 250 Goodyear Tire & Rubr Co Common 382550101 223 8550 SH SOLE 8550 0 0 Goodyear Tire & Rubr Co Common 382550101 7 250 SH OTR 250 0 0 Google Inc Common 38259P508 1851 1661 SH SOLE 1661 0 0 Google Inc Common 38259P508 93 83 SH OTR 53 0 30 HCP Inc Common 40414L109 2619 67519 SH SOLE 65919 0 1600 HCP Inc Common 40414L109 528 13615 SH OTR 11915 0 1700 Halliburton Co Common 406216101 1326 22509 SH SOLE 22509 0 0 Halliburton Co Common 406216101 295 5015 SH OTR 4315 0 700 Hartford Finl Svcs Common 416515104 2439 69166 SH SOLE 69166 0 0 Hartford Finl Svcs Common 416515104 39 1095 SH OTR 1095 0 0 Health Care Reit Inc Common 42217K106 422 7079 SH SOLE 7079 0 0 Hewlett Packard Co. Common 428236103 549 16977 SH SOLE 16577 0 400 Hewlett Packard Co. Common 428236103 39 1200 SH OTR 1200 0 0 Hollyfrontier Corp Common 436106108 1334 28045 SH SOLE 28045 0 0 Hollyfrontier Corp Common 436106108 4 75 SH OTR 75 0 0 Home Depot, Inc. Common 437076102 2526 31922 SH SOLE 31472 0 450 Home Depot, Inc. Common 437076102 137 1730 SH OTR 1130 0 600 Honeywell Intl Inc Common 438516106 1725 18597 SH SOLE 18297 0 300 Honeywell Intl Inc Common 438516106 228 2455 SH OTR 2455 0 0 Humana Inc Common 444859102 1637 14523 SH SOLE 14523 0 0 Humana Inc Common 444859102 40 355 SH OTR 355 0 0 Illinois Tool Works Inc Common 452308109 106 1299 SH SOLE 815 0 484 Illinois Tool Works Inc Common 452308109 184 2258 SH OTR 1408 0 850 Intel Corp. Common 458140100 3888 150605 SH SOLE 142105 0 8500 Intel Corp. Common 458140100 536 20765 SH OTR 20265 0 500 IBM Corp. Common 459200101 5681 29511 SH SOLE 25655 0 3856 IBM Corp. Common 459200101 512 2658 SH OTR 2258 0 400 Ishares Gold Trust Common 464285105 242 19480 SH SOLE 19480 0 0 Ishares Gold Trust Common 464285105 10 800 SH OTR 800 0 0 Ishares S&P 100 ETF Common 464287101 1474 17800 SH SOLE 17800 0 0 Ishares DJ Select Divd ETF Common 464287168 303 4134 SH SOLE 4134 0 0 Ishares Core S&P 500 ETF Common 464287200 4903 26063 SH SOLE 26063 0 0 Ishares Core S&P 500 ETF Common 464287200 119 632 SH OTR 632 0 0 Ishares Tr Index Iboxx In Gr Common 464287242 526 4500 SH SOLE 4500 0 0 Ishares Tr Index Iboxx In Gr Common 464287242 168 1439 SH OTR 1439 0 0 Ishares Msci Eafe ETF Common 464287465 722 10741 SH SOLE 10741 0 0 Ishares Msci Eafe ETF Common 464287465 91 1355 SH OTR 1155 0 200 Ishares Core S&P Mid-Cap Common 464287507 1318 9585 SH SOLE 9585 0 0 Ishares Core S&P Mid-Cap Common 464287507 33 240 SH OTR 240 0 0 Ishares Russell 2000 ETF Common 464287655 1215 10441 SH SOLE 10441 0 0 Ishares Russell 2000 ETF Common 464287655 20 168 SH OTR 168 0 0 Ishares Tr ETF Dj Us Industrl Common 464287754 332 3295 SH SOLE 3295 0 0 Ishares Dj US Finl Sect ETF Common 464287788 356 4358 SH SOLE 4358 0 0 Ishares Tr S&P Natl Mun Bd Common 464288414 224 2091 SH SOLE 2091 0 0 Ishares Tr Barclays Inter Gv Common 464288612 677 6150 SH SOLE 6150 0 0 Ishares Tr Barclays Inter Credit Bnd Common 464288638 144 1323 SH SOLE 1323 0 0 Ishares Tr Barclays Inter Credit Bnd Common 464288638 79 720 SH OTR 720 0 0 Ishares Barclays 1-3 yr Common 464288646 398 3774 SH SOLE 3774 0 0 Ishares Barclays 1-3 yr Common 464288646 75 715 SH OTR 715 0 0 Itc Hldgs Corp Common 465685105 887 23740 SH SOLE 23740 0 0 Itc Hldgs Corp Common 465685105 448 12000 SH OTR 12000 0 0 J.P. Morgan Chase & Co. Common 46625H100 6638 109347 SH SOLE 107255 0 2092 J.P. Morgan Chase & Co. Common 46625H100 591 9729 SH OTR 8829 0 900 Jacobs Engr Group Inc. Common 469814107 541 8515 SH SOLE 8515 0 0 Jacobs Engr Group Inc. Common 469814107 438 6900 SH OTR 6900 0 0 Johnson & Johnson Common 478160104 7084 72119 SH SOLE 69344 0 2775 Johnson & Johnson Common 478160104 843 8581 SH OTR 7631 0 950 Johnson Ctls Inc. Common 478366107 2501 52848 SH SOLE 52848 0 0 Johnson Ctls Inc. Common 478366107 162 3425 SH OTR 3425 0 0 KKR & Co LP Common 48248M102 144 6300 SH SOLE 6300 0 0 KKR & Co LP Common 48248M102 91 4000 SH OTR 0 0 4000 Kellogg Co. Common 487836108 894 14250 SH SOLE 12850 0 1400 Kellogg Co. Common 487836108 119 1900 SH OTR 1900 0 0 Kimberly Clark Corp. Common 494368103 1480 13424 SH SOLE 12724 0 700 Kimberly Clark Corp. Common 494368103 298 2700 SH OTR 1800 0 900 Kinder Morgan Energy Common 494550106 963 13021 SH SOLE 13021 0 0 Kinder Morgan Energy Common 494550106 75 1020 SH OTR 1020 0 0 Knowles Corp Common 49926D109 235 7429 SH SOLE 7429 0 0 Knowles Corp Common 49926D109 2 62 SH OTR 62 0 0 Kohl's Corp Common 500255104 437 7700 SH SOLE 7300 0 400 Kohl's Corp Common 500255104 48 850 SH OTR 0 0 850 Leucadia Natl Corp Common 527288104 333 11900 SH SOLE 11900 0 0 Lilly Eli & Co. Common 532457108 948 16112 SH SOLE 16112 0 0 Lilly Eli & Co. Common 532457108 87 1470 SH OTR 1470 0 0 Linear Technology Corp. Common 535678106 370 7600 SH SOLE 7600 0 0 Lockheed Martin Corp. Common 539830109 1436 8799 SH SOLE 8149 0 650 Lockheed Martin Corp. Common 539830109 49 300 SH OTR 150 0 150 Lowes Cos Inc. Common 548661107 495 10120 SH SOLE 9720 0 400 Lowes Cos Inc. Common 548661107 145 2970 SH OTR 2970 0 0 M & T Bank Corporation Common 55261F104 257 2116 SH SOLE 2116 0 0 MDU Res Group Inc Common 552690109 328 9560 SH SOLE 9560 0 0 MDU Res Group Inc Common 552690109 15 427 SH OTR 427 0 0 Macatawa Bank Corp Common 554225102 66 13000 SH SOLE 13000 0 0 Magna Int'l Inc Cl A Common 559222401 2392 24840 SH SOLE 24840 0 0 Magna Int'l Inc Cl A Common 559222401 83 865 SH OTR 865 0 0 Marathon Oil Corp. Common 565849106 1124 31650 SH SOLE 31650 0 0 Marathon Oil Corp. Common 565849106 85 2400 SH OTR 2400 0 0 Marathon Pete Corp Common 56585A102 659 7575 SH SOLE 7575 0 0 Marathon Pete Corp Common 56585A102 78 900 SH OTR 900 0 0 McDonalds Corp Common 580135101 4234 43188 SH SOLE 41988 0 1200 McDonalds Corp Common 580135101 636 6483 SH OTR 6033 0 450 McKesson Hboc Inc Common 58155Q103 1732 9810 SH SOLE 9810 0 0 McKesson Hboc Inc Common 58155Q103 50 284 SH OTR 284 0 0 Merck & Co. Inc. New Common 58933Y105 3621 63785 SH SOLE 62385 0 1400 Merck & Co. Inc. New Common 58933Y105 413 7270 SH OTR 7270 0 0 Metlife Inc. Common 59156R108 1963 37175 SH SOLE 37175 0 0 Metlife Inc. Common 59156R108 77 1460 SH OTR 1460 0 0 Microsoft Corp. Common 594918104 2465 60138 SH SOLE 59538 0 600 Microsoft Corp. Common 594918104 876 21375 SH OTR 17475 0 3900 Microchip Tech Common 595017104 3819 79955 SH SOLE 74055 0 5900 Microchip Tech Common 595017104 205 4300 SH OTR 3900 0 400 Mohawk Industries Common 608190104 1312 9649 SH SOLE 9649 0 0 Mondelez Intl Inc Common 609207105 369 10692 SH SOLE 10692 0 0 Monsanto Co Common 61166W101 209 1840 SH SOLE 1840 0 0 Monsanto Co Common 61166W101 46 400 SH OTR 400 0 0 Mylan Inc Common 628530107 3161 64740 SH SOLE 64040 0 700 Mylan Inc Common 628530107 43 890 SH OTR 890 0 0 National Fuel Gas Co. Common 636180101 458 6540 SH SOLE 5940 0 600 National Fuel Gas Co. Common 636180101 74 1050 SH OTR 1050 0 0 National - Oilwell Varco Common 637071101 1045 13420 SH SOLE 13420 0 0 National - Oilwell Varco Common 637071101 111 1425 SH OTR 1425 0 0 Neogen Corp Common 640491106 833 18537 SH SOLE 18537 0 0 Neogen Corp Common 640491106 180 4012 SH OTR 1012 0 3000 Nextera Energy Inc Common 65339F101 2287 23913 SH SOLE 22313 0 1600 Nextera Energy Inc Common 65339F101 337 3524 SH OTR 3524 0 0 Nike Inc. Cl B Common 654106103 1332 18040 SH SOLE 18040 0 0 Nike Inc. Cl B Common 654106103 368 4980 SH OTR 4980 0 0 Norfolk Southn Corp Common 655844108 499 5138 SH SOLE 5138 0 0 Norfolk Southn Corp Common 655844108 191 1969 SH OTR 1969 0 0 Novartis ADR Common 66987V109 149 1750 SH SOLE 1750 0 0 Novartis ADR Common 66987V109 213 2500 SH OTR 2500 0 0 Nucor Corp Common 670346105 429 8490 SH SOLE 8490 0 0 Nucor Corp Common 670346105 45 900 SH OTR 900 0 0 Nustar Energy LP Common 67058H102 378 6875 SH SOLE 6875 0 0 Nuveen Mun Mkt Opp Fd Common 67062W103 139 10920 SH OTR 10920 0 0 Nuveen Quality Pref Common 67071S101 169 21000 SH OTR 21000 0 0 O'Reilly Automotive Inc Common 67103H107 907 6109 SH SOLE 6109 0 0 Oneok Partners LP Common 68268N103 117 2180 SH SOLE 2180 0 0 Oneok Partners LP Common 68268N103 115 2150 SH OTR 2150 0 0 Oneok Inc New Common 682680103 1049 17713 SH SOLE 16913 0 800 Oneok Inc New Common 682680103 57 968 SH OTR 968 0 0 Oracle Corp. Common 68389X105 2785 68073 SH SOLE 68073 0 0 Oracle Corp. Common 68389X105 421 10285 SH OTR 9185 0 1100 PG & E Corp Common 69331C108 340 7875 SH SOLE 7875 0 0 PG & E Corp Common 69331C108 41 950 SH OTR 950 0 0 PPG Inds Inc Common 693506107 686 3545 SH SOLE 3295 0 250 PPG Inds Inc Common 693506107 127 655 SH OTR 655 0 0 PPL Corp Common 69351T106 517 15599 SH SOLE 15599 0 0 PPL Corp Common 69351T106 98 2950 SH OTR 850 0 2100 Packaging Corp Amer Common 695156109 908 12898 SH SOLE 12898 0 0 Packaging Corp Amer Common 695156109 28 400 SH OTR 400 0 0 Paychex, Inc. Common 704326107 424 9950 SH SOLE 9950 0 0 Paychex, Inc. Common 704326107 15 350 SH OTR 350 0 0 Pepsico Inc. Common 713448108 2604 31189 SH SOLE 28414 0 2775 Pepsico Inc. Common 713448108 710 8505 SH OTR 8505 0 0 Pfizer Inc. Common 717081103 4712 146693 SH SOLE 126682 0 20011 Pfizer Inc. Common 717081103 679 21143 SH OTR 17855 0 3288 Philip Morris Intl Inc. Common 718172109 706 8618 SH SOLE 8618 0 0 Philip Morris Intl Inc. Common 718172109 80 975 SH OTR 975 0 0 Phillips 66 Common 718546104 2439 31649 SH SOLE 31305 0 344 Phillips 66 Common 718546104 245 3185 SH OTR 3185 0 0 Pinnacle West Cap Corp. Common 723484101 371 6784 SH SOLE 6234 0 550 Powershares QQQ Trust Common 73935A104 1443 16460 SH SOLE 16460 0 0 Praxair Inc. Common 74005P104 1011 7720 SH SOLE 7720 0 0 Praxair Inc. Common 74005P104 452 3454 SH OTR 3454 0 0 T Rowe Price Group Inc Common 74144T108 874 10613 SH SOLE 10613 0 0 T Rowe Price Group Inc Common 74144T108 122 1485 SH OTR 1485 0 0 Procter & Gamble Co. Common 742718109 4504 55882 SH SOLE 52788 0 3094 Procter & Gamble Co. Common 742718109 689 8553 SH OTR 8553 0 0 Prudential Financial Common 744320102 2724 32185 SH SOLE 32185 0 0 Prudential Financial Common 744320102 302 3570 SH OTR 3570 0 0 Public Svc Enterprise Group In Common 744573106 12 315 SH SOLE 315 0 0 Public Svc Enterprise Group In Common 744573106 559 14649 SH OTR 0 0 14649 Qualcomm Incorporated Common 747525103 4464 56610 SH SOLE 56610 0 0 Qualcomm Incorporated Common 747525103 336 4265 SH OTR 3665 0 600 Raymond James Finl Inc Common 754730109 1007 18005 SH SOLE 18005 0 0 Raymond James Finl Inc Common 754730109 23 420 SH OTR 420 0 0 Raytheon Company Common 755111507 286 2900 SH SOLE 2900 0 0 Regency Energy Partners LP Common 75885Y107 425 15621 SH SOLE 15621 0 0 Regency Energy Partners LP Common 75885Y107 26 965 SH OTR 965 0 0 Rockwell Automation Inc Common 773903109 377 3025 SH SOLE 3025 0 0 Rockwell Automation Inc Common 773903109 62 500 SH OTR 0 0 500 Royal Dutch Shell PLC Common 780259206 1308 17904 SH SOLE 16679 0 1225 Royal Dutch Shell PLC Common 780259206 414 5669 SH OTR 5469 0 200 Guggenheim S&P 500 Common 78355W106 308 4214 SH SOLE 4214 0 0 SJW Corp Com Common 784305104 222 7500 SH OTR 7500 0 0 SPDR S&P 500 ETF Trust Common 78462F103 898 4801 SH SOLE 4801 0 0 SPDR S&P 500 ETF Trust Common 78462F103 21 110 SH OTR 110 0 0 SPDR Gold Trust Common 78463V107 271 2195 SH SOLE 2195 0 0 SPDR Gold Trust Common 78463V107 150 1215 SH OTR 1215 0 0 SPDR S&P Divd ETF Common 78464A763 485 6598 SH SOLE 6598 0 0 SPDR S&P Divd ETF Common 78464A763 245 3332 SH OTR 3332 0 0 St. Jude Med Inc. Common 790849103 919 14050 SH SOLE 14050 0 0 Sandisk Corp Common 80004C101 294 3625 SH SOLE 3625 0 0 Schlumberger Ltd. Common 806857108 1645 16871 SH SOLE 16871 0 0 Schlumberger Ltd. Common 806857108 689 7065 SH OTR 7065 0 0 Select Sector Spdr Cons Discr Etf Common 81369Y407 217 3358 SH SOLE 3358 0 0 Select Sector Spdr Cons Discr Etf Common 81369Y407 46 710 SH OTR 710 0 0 Select Sector Spdr/Energy Etf Common 81369Y506 288 3232 SH SOLE 3232 0 0 Select Sector Spdr/Energy Etf Common 81369Y506 46 518 SH OTR 518 0 0 Select Sector SPDR Tr/Fin'l Common 81369Y605 1322 59185 SH SOLE 59185 0 0 Select Sector SPDR Tr/Fin'l Common 81369Y605 85 3801 SH OTR 3801 0 0 Select Sector SPDR Tech Common 81369Y803 476 13103 SH SOLE 13103 0 0 Select Sector SPDR Tech Common 81369Y803 82 2261 SH OTR 2261 0 0 Sigma Aldrich Corp. Common 826552101 208 2230 SH SOLE 2230 0 0 Sigma Aldrich Corp. Common 826552101 159 1700 SH OTR 1700 0 0 Simon Ppty Group Inc. Common 828806109 4503 27456 SH SOLE 26749 0 707 Simon Ppty Group Inc. Common 828806109 164 1001 SH OTR 1001 0 0 Smith A O Common 831865209 276 6000 SH OTR 6000 0 0 Smucker J M Co Common 832696405 331 3405 SH SOLE 2905 0 500 Sonoco Prods Co Common 835495102 303 7375 SH SOLE 7375 0 0 Sonoco Prods Co Common 835495102 12 300 SH OTR 0 0 300 Southern Co. Common 842587107 900 20480 SH SOLE 19680 0 800 Southern Co. Common 842587107 65 1476 SH OTR 1476 0 0 Spectra Energy Corp Common 847560109 726 19650 SH SOLE 18750 0 900 Spectra Energy Corp Common 847560109 209 5668 SH OTR 5668 0 0 Stanley Black and Decker Common 854502101 438 5387 SH SOLE 5387 0 0 State Street Corp Common 857477103 558 8018 SH SOLE 8018 0 0 State Street Corp Common 857477103 49 700 SH OTR 500 0 200 Stryker Corp. Common 863667101 666 8178 SH SOLE 8178 0 0 Stryker Corp. Common 863667101 3051 37445 SH OTR 35745 0 1700 Sturm Ruger & Co Common 864159108 359 6000 SH SOLE 6000 0 0 Sysco Corp. Common 871829107 352 9732 SH SOLE 9732 0 0 Sysco Corp. Common 871829107 14 400 SH OTR 400 0 0 TJX Cos Inc Common 872540109 221 3650 SH SOLE 3650 0 0 Target Corp. Common 87612E106 1050 17356 SH SOLE 15906 0 1450 Target Corp. Common 87612E106 210 3470 SH OTR 3470 0 0 Teva Pharmaceutical Inds Common 881624209 1147 21698 SH SOLE 21698 0 0 Teva Pharmaceutical Inds Common 881624209 391 7400 SH OTR 7300 0 100 Texas Instruments Common 882508104 409 8664 SH SOLE 8664 0 0 Texas Instruments Common 882508104 24 500 SH OTR 500 0 0 3M Co. Common 88579Y101 2815 20750 SH SOLE 16290 0 4460 3M Co. Common 88579Y101 225 1655 SH OTR 955 0 700 Time Warner Cable Inc Common 88732J207 899 6557 SH SOLE 6557 0 0 Time Warner Cable Inc Common 88732J207 233 1700 SH OTR 1700 0 0 Totalfinaelf S A ADR Common 89151E109 387 5900 SH SOLE 5900 0 0 Travelers Companies Inc Common 89417E109 566 6651 SH SOLE 6651 0 0 Travelers Companies Inc Common 89417E109 17 200 SH OTR 200 0 0 Trinity Industries Inc Common 896522109 1015 14085 SH SOLE 14085 0 0 Trinity Industries Inc Common 896522109 94 1300 SH OTR 1300 0 0 Tupperware Brands Corp Common 899896104 1377 16440 SH SOLE 16140 0 300 Tupperware Brands Corp Common 899896104 12 140 SH OTR 140 0 0 Tyson Foods Inc CL A Common 902494103 408 9272 SH SOLE 9272 0 0 U S Bankcorp Del New Common 902973304 276 6434 SH SOLE 6434 0 0 U S Bankcorp Del New Common 902973304 149 3475 SH OTR 3475 0 0 Union Pac Corp Common 907818108 84 448 SH SOLE 448 0 0 Union Pac Corp Common 907818108 300 1600 SH OTR 1600 0 0 United Parcel Service Common 911312106 602 6184 SH SOLE 6184 0 0 United Parcel Service Common 911312106 62 635 SH OTR 635 0 0 United Rentals Inc Common 911363109 1274 13419 SH SOLE 13419 0 0 United Technologies Corp. Common 913017109 8978 76841 SH SOLE 57141 0 19700 United Technologies Corp. Common 913017109 656 5616 SH OTR 5616 0 0 United Health Group Inc Common 91324P102 250 3055 SH SOLE 3055 0 0 United Health Group Inc Common 91324P102 16 190 SH OTR 190 0 0 V F Corp Common 918204108 1570 25372 SH SOLE 23772 0 1600 V F Corp Common 918204108 56 900 SH OTR 0 0 900 Valero Energy Corp New Common 91913Y100 600 11297 SH SOLE 11297 0 0 Valero Energy Corp New Common 91913Y100 6 110 SH OTR 110 0 0 Vanguard Long-Term Common 921937793 313 3613 SH OTR 3613 0 0 Vanguard Bd Index Fd Short Term Common 921937827 1188 14834 SH SOLE 14834 0 0 Vanguard Bd Index Fd Tot Common 921937835 1180 14529 SH SOLE 14529 0 0 Vanguard Ftse All-World Common 922042775 2576 51200 SH SOLE 51200 0 0 Vanguard Ftse Emerging Mkts Common 922042858 173 4260 SH SOLE 4260 0 0 Vanguard Ftse Emerging Mkts Common 922042858 212 5236 SH OTR 5136 0 100 Vanguard Consumer Discret Common 92204A108 313 2955 SH SOLE 2955 0 0 Vanguard Consumer Staples Etf Common 92204A207 212 1913 SH SOLE 1913 0 0 Vanguard Financial ETF Common 92204A405 1587 34867 SH SOLE 34867 0 0 Vanguard Financial ETF Common 92204A405 178 3899 SH OTR 3899 0 0 Vanguard World Fds Health Common 92204A504 385 3605 SH SOLE 3605 0 0 Vectren Corp Common 92240G101 62 1570 SH SOLE 1570 0 0 Vectren Corp Common 92240G101 158 4000 SH OTR 4000 0 0 Vanguard Index Fds Reit Common 922908553 820 11615 SH SOLE 11615 0 0 Vanguard Index Fds Reit Common 922908553 115 1624 SH OTR 1624 0 0 Vanguard Growth ETF Common 922908736 6333 67748 SH SOLE 67748 0 0 Vanguard Growth ETF Common 922908736 44 475 SH OTR 475 0 0 Vanguard Value ETF Common 922908744 6045 77395 SH SOLE 77395 0 0 Vanguard Value ETF Common 922908744 45 575 SH OTR 575 0 0 Vanguard Small-Cap ETF Common 922908751 86 763 SH SOLE 763 0 0 Vanguard Small-Cap ETF Common 922908751 390 3449 SH OTR 3449 0 0 Verizon Communications Common 92343V104 4032 84764 SH SOLE 80620 0 4144 Verizon Communications Common 92343V104 602 12646 SH OTR 12646 0 0 Visa Inc CL A Common 92826C839 1326 6142 SH SOLE 6142 0 0 Visa Inc CL A Common 92826C839 94 435 SH OTR 435 0 0 Vodafone Group PLC Common 92857W209 776 21070 SH SOLE 21070 0 0 Vodafone Group PLC Common 92857W209 14 371 SH OTR 371 0 0 Vulcan Materials Co Common 929160109 309 4650 SH SOLE 4650 0 0 Vulcan Materials Co Common 929160109 13 200 SH OTR 200 0 0 Wal Mart Stores Inc. Common 931142103 1451 18990 SH SOLE 18990 0 0 Wal Mart Stores Inc. Common 931142103 170 2225 SH OTR 2225 0 0 Walgreen Co. Common 931422109 1216 18411 SH SOLE 18111 0 300 Walgreen Co. Common 931422109 295 4475 SH OTR 4475 0 0 Waste Management Common 94106L109 1727 41061 SH SOLE 38661 0 2400 Waste Management Common 94106L109 274 6510 SH OTR 6210 0 300 Westpac Bkg Corp Common 961214301 333 10375 SH SOLE 10375 0 0 Williams Cos Inc Common 969457100 61 1500 SH SOLE 1500 0 0 Williams Cos Inc Common 969457100 142 3500 SH OTR 1500 0 2000 Xcel Energy Inc Common 98389B100 408 13445 SH SOLE 13445 0 0 Xcel Energy Inc Common 98389B100 3 100 SH OTR 100 0 0 Xerox Corp Common 984121103 442 39150 SH SOLE 39150 0 0 Zimmer Hldgs Common 98956P102 376 3979 SH SOLE 3672 0 307 Zimmer Hldgs Common 98956P102 24 250 SH OTR 250 0 0