0000905729-14-000065.txt : 20140214 0000905729-14-000065.hdr.sgml : 20140214 20140214110154 ACCESSION NUMBER: 0000905729-14-000065 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20131231 FILED AS OF DATE: 20140214 DATE AS OF CHANGE: 20140214 EFFECTIVENESS DATE: 20140214 FILER: COMPANY DATA: COMPANY CONFORMED NAME: CHEMICAL BANK CENTRAL INDEX KEY: 0000919087 STANDARD INDUSTRIAL CLASSIFICATION: NATIONAL COMMERCIAL BANKS [6021] IRS NUMBER: 380415896 STATE OF INCORPORATION: MI FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-04110 FILM NUMBER: 14612407 BUSINESS ADDRESS: STREET 1: 333 E MAIN STREET 2: P O BOX 231 CITY: MIDLAND STATE: MI ZIP: 48640-0231 BUSINESS PHONE: 5176319200 MAIL ADDRESS: STREET 1: 333 E MAIN STREET 2: P O BOX 231 CITY: MIDLAND STATE: MI ZIP: 48640 FORMER COMPANY: FORMER CONFORMED NAME: CHEMICAL BANK & TRUST CO/MI/ DATE OF NAME CHANGE: 19950314 13F-HR 1 primary_doc.xml 13F-HR LIVE false false false 0000919087 XXXXXXXX 12-31-2013 12-31-2013 false CHEMICAL BANK

333 E Main P O Box 231 Midland MI 48640

13F HOLDINGS REPORT 028-04110 N John E. Kessler 989-839-5894 /s/ John E. Kessler Midland MI 12-31-2013 0 495 562000 INFORMATION TABLE 2 infotable.xml Actavis PLC Common G0083B108 1124 6690 SH SOLE 6690 0 0 Aon PLC Common G0408V102 97 1153 SH SOLE 1153 0 0 Aon PLC Common G0408V102 117 1400 SH OTR 1400 0 0 Accenture PLC Ireland CL A Common G1151C101 3138 38163 SH SOLE 38163 0 0 Accenture PLC Ireland CL A Common G1151C101 674 8202 SH OTR 7602 0 600 Covidien PLC Common G2554F113 283 4160 SH SOLE 4160 0 0 Eaton Corp PLC Common G29183103 942 12379 SH SOLE 12379 0 0 Eaton Corp PLC Common G29183103 19 250 SH OTR 100 0 150 Ensco PLC Common G3157S106 207 3625 SH SOLE 3625 0 0 Ensco PLC Common G3157S106 80 1400 SH OTR 1400 0 0 Invesco LTD Common G491BT108 881 24205 SH SOLE 24205 0 0 Invesco LTD Common G491BT108 71 1950 SH OTR 1950 0 0 Noble Corporation Common H5833N103 1516 40459 SH SOLE 40459 0 0 Noble Corporation Common H5833N103 62 1650 SH OTR 1450 0 200 Check Point Software Tech Common M22465104 250 3875 SH SOLE 3875 0 0 AFLAC Inc. Common 001055102 1561 23363 SH SOLE 23063 0 300 AFLAC Inc. Common 001055102 301 4500 SH OTR 3400 0 1100 AGL Resouces, Inc Common 001204106 216 4581 SH SOLE 4581 0 0 AGL Resouces, Inc Common 001204106 76 1599 SH OTR 1599 0 0 AT&T Inc. Common 00206R102 5602 159341 SH SOLE 147985 0 11356 AT&T Inc. Common 00206R102 698 19842 SH OTR 18142 0 1700 Abbott Labs Common 002824100 2434 63493 SH SOLE 59918 0 3575 Abbott Labs Common 002824100 777 20267 SH OTR 19967 0 300 Abbvie Inc Common 00287Y109 4272 80889 SH SOLE 76814 0 4075 Abbvie Inc Common 00287Y109 1147 21717 SH OTR 21217 0 500 Activision Blizzard Inc Common 00507V109 1025 57485 SH SOLE 57485 0 0 Advanced Auto Parts Inc. Common 00751Y106 1381 12475 SH SOLE 12475 0 0 Aetna U S Healthcare Inc. Common 00817Y108 2159 31482 SH SOLE 31382 0 100 Aetna U S Healthcare Inc. Common 00817Y108 86 1250 SH OTR 1250 0 0 Air Products & Chemicals Inc Common 009158106 530 4742 SH SOLE 4542 0 200 Air Products & Chemicals Inc Common 009158106 56 500 SH OTR 0 0 500 Alaska Communications Common 01167P101 25 11900 SH SOLE 11900 0 0 Alcoa Inc Common 013817101 152 14335 SH SOLE 14335 0 0 Alliance Res Partner Lp Common 01877R108 239 3100 SH SOLE 3100 0 0 Alliancebernstein Income Common 01881E101 453 63527 SH SOLE 63527 0 0 Allstate Corp Common 020002101 420 7709 SH SOLE 7709 0 0 Altria Group Inc Common 02209S103 4307 112192 SH SOLE 111592 0 600 Altria Group Inc Common 02209S103 231 6010 SH OTR 3810 0 2200 American Elec Pwr Inc Common 025537101 2044 43738 SH SOLE 43438 0 300 American Elec Pwr Inc Common 025537101 272 5830 SH OTR 4530 0 1300 American Express Common 025816109 5836 64324 SH SOLE 64324 0 0 American Express Common 025816109 186 2050 SH OTR 2050 0 0 American Tower Corp New Common 03027X100 699 8758 SH SOLE 8758 0 0 American Tower Corp New Common 03027X100 10 120 SH OTR 120 0 0 Amgen Inc. Common 031162100 651 5705 SH SOLE 5705 0 0 Amgen Inc. Common 031162100 496 4350 SH OTR 4350 0 0 Amphenol Corp New Common 032095101 806 9040 SH SOLE 9040 0 0 Amphenol Corp New Common 032095101 31 350 SH OTR 350 0 0 Analog Devices Inc. Common 032654105 854 16775 SH SOLE 16775 0 0 Analog Devices Inc. Common 032654105 25 500 SH OTR 500 0 0 Apache Corp. Common 037411105 355 4134 SH SOLE 4134 0 0 Apache Corp. Common 037411105 97 1125 SH OTR 925 0 200 Apollo Global Management Common 037612306 196 6200 SH SOLE 6200 0 0 Apollo Global Management Common 037612306 95 3000 SH OTR 0 0 3000 Apple Inc. Common 037833100 2843 5068 SH SOLE 5008 0 60 Apple Inc. Common 037833100 599 1068 SH OTR 1068 0 0 Applied Matls Inc Common 038222105 889 50297 SH SOLE 48197 0 2100 Ashland Inc New Common 044209104 246 2533 SH SOLE 2533 0 0 Ashland Inc New Common 044209104 13 130 SH OTR 130 0 0 Astrazeneca PLC ADR Common 046353108 356 6000 SH SOLE 6000 0 0 Atwood Oceanics Inc Common 050095108 667 12490 SH SOLE 12490 0 0 Automatic Data Processing Inc Common 053015103 5541 68578 SH SOLE 64878 0 3700 Automatic Data Processing Common 053015103 555 6865 SH OTR 5415 0 1450 AVNET INC Common 053807103 843 19121 SH SOLE 19121 0 0 BCE Inc Common 05534B760 301 6943 SH SOLE 6943 0 0 Bank Hawaii Corp Common 062540109 1054 17825 SH SOLE 17575 0 250 Bank Hawaii Corp Common 062540109 253 4275 SH OTR 3775 0 500 Bank Montreal Que Common 063671101 333 5000 SH SOLE 5000 0 0 Bank New York Mellon Corp Common 064058100 402 11493 SH SOLE 10993 0 500 Baxter Intl Inc. Common 071813109 573 8243 SH SOLE 8243 0 0 Baxter Intl Inc. Common 071813109 104 1500 SH OTR 1500 0 0 Beam Inc Common 073730103 702 10320 SH SOLE 6800 0 3520 Becton Dickerson & Co Common 075887109 420 3800 SH SOLE 3500 0 300 Becton Dickerson & Co Common 075887109 52 475 SH OTR 75 0 400 Bed Bath & Beyond Inc Common 075896100 1278 15915 SH SOLE 15915 0 0 Bed Bath & Beyond Inc Common 075896100 82 1025 SH OTR 1025 0 0 Biogen Idec Inc Common 09062X103 1 5 SH SOLE 5 0 0 Biogen Idec Inc Common 09062X103 433 1550 SH OTR 1550 0 0 Blackrock Inc Common 09247X101 331 1047 SH SOLE 1047 0 0 Blackrock Inc Common 09247X101 278 880 SH OTR 880 0 0 Blackrock Credit All Inc Common 092508100 240 18397 SH OTR 18397 0 0 Blackstone Group LP Common 09253U108 414 13150 SH SOLE 13150 0 0 Blackstone Group LP Common 09253U108 72 2270 SH OTR 2270 0 0 Boeing Co Common 097023105 321 2350 SH SOLE 2350 0 0 Boeing Co Common 097023105 233 1710 SH OTR 1710 0 0 Brandywine Rlty Tr Common 105368203 355 25200 SH SOLE 25200 0 0 Bristol-Myers Squibb Co. Common 110122108 2005 37726 SH SOLE 33950 0 3776 Bristol-Myers Squibb Co. Common 110122108 499 9390 SH OTR 7590 0 1800 Buckeye Partners L P Common 118230101 701 9865 SH SOLE 9865 0 0 Buckeye Partners L P Common 118230101 24 333 SH OTR 333 0 0 Cigna Corp Common 125509109 246 2810 SH SOLE 1510 0 1300 CMS Energy Corp. Common 125896100 865 32327 SH SOLE 32327 0 0 CMS Energy Corp. Common 125896100 13 504 SH OTR 504 0 0 CSX Corp Common 126408103 856 29743 SH SOLE 29743 0 0 CSX Corp Common 126408103 46 1600 SH OTR 1600 0 0 CVS/Caremark Common 126650100 3315 46322 SH SOLE 46322 0 0 CVS/Caremark Common 126650100 184 2565 SH OTR 2565 0 0 California Wtr Svc Group Common 130788102 231 10000 SH OTR 10000 0 0 Canadian Nat'l Ry Co. Common 136375102 305 5348 SH SOLE 5348 0 0 Canadian Nat'l Ry Co. Common 136375102 86 1500 SH OTR 1500 0 0 Caterpillar Tractor Co. Common 149123101 3264 35940 SH SOLE 34090 0 1850 Caterpillar Tractor Co. Common 149123101 382 4208 SH OTR 4208 0 0 Celgene Corp Com Common 151020104 2673 15817 SH SOLE 15817 0 0 Celgene Corp Com Common 151020104 145 857 SH OTR 857 0 0 Cenovus Energy Inc Common 15135U109 243 8493 SH SOLE 8493 0 0 Cenovus Energy Inc Common 15135U109 9 300 SH OTR 300 0 0 Centurylink Inc. Common 156700106 670 21039 SH SOLE 21039 0 0 Centurylink Inc. Common 156700106 708 22230 SH OTR 21930 0 300 Chemical Financial Corp. Common 163731102 41717 1317342 SH SOLE 1031932 0 285410 Chemical Financial Corp. Common 163731102 2830 89353 SH OTR 88490 0 863 Chevron Corporation Common 166764100 8525 68251 SH SOLE 61001 0 7250 Chevron Corporation Common 166764100 1125 9007 SH OTR 8207 0 800 Chicago Bridge & Iron Co Common 167250109 880 10580 SH SOLE 10580 0 0 Chubb Corp Common 171232101 1912 19783 SH SOLE 18983 0 800 Chubb Corp Common 171232101 28 285 SH OTR 285 0 0 Cisco Systems Inc Common 17275R102 2003 89279 SH SOLE 89279 0 0 Cisco Systems Inc Common 17275R102 240 10700 SH OTR 9950 0 750 Clorox Co Common 189054109 517 5569 SH SOLE 5569 0 0 Clorox Co Common 189054109 101 1085 SH OTR 1085 0 0 Coach Inc Common 189754104 579 10312 SH SOLE 10312 0 0 Coach Inc Common 189754104 49 875 SH OTR 875 0 0 Coca Cola Co. Common 191216100 4395 106384 SH SOLE 99584 0 6800 Coca Cola Co. Common 191216100 566 13705 SH OTR 13705 0 0 Cohen & Steers Tot RetRlty Common 19247R103 156 13000 SH OTR 13000 0 0 Colgate Palmolive Co. Common 194162103 642 9846 SH SOLE 8446 0 1400 Colgate Palmolive Co. Common 194162103 62 950 SH OTR 950 0 0 Comcast Corp New Cl A Common 20030N101 1189 22878 SH SOLE 22878 0 0 Comcast Corp New Cl A Common 20030N101 10 200 SH OTR 200 0 0 Comerica Inc. Common 200340107 425 8934 SH SOLE 8934 0 0 Comerica Inc. Common 200340107 38 800 SH OTR 0 0 800 Conocophillips Common 20825C104 3739 52923 SH SOLE 51025 0 1898 Conocophillips Common 20825C104 702 9936 SH OTR 8736 0 1200 Corning Inc. Common 219350105 1096 61525 SH SOLE 61525 0 0 Corning Inc. Common 219350105 162 9100 SH OTR 8700 0 400 Costco Whsl Corp New Common 22160K105 1772 14885 SH SOLE 14885 0 0 Cullen Frost Bankers Inc Common 229899109 465 6250 SH SOLE 6250 0 0 Cullen Frost Bankers Inc Common 229899109 33 449 SH OTR 449 0 0 Cummins Inc Common 231021106 836 5930 SH SOLE 5930 0 0 DTE Energy Co. Common 233331107 870 13111 SH SOLE 13111 0 0 Danaher Corp. Common 235851102 1246 16138 SH SOLE 16138 0 0 Danaher Corp. Common 235851102 441 5715 SH OTR 5715 0 0 Darden Restaurants Inc Common 237194105 995 18300 SH SOLE 17900 0 400 Darden Restaurants Inc Common 237194105 41 750 SH OTR 750 0 0 Deere & Co Common 244199105 1816 19885 SH SOLE 19885 0 0 Deere & Co Common 244199105 327 3585 SH OTR 3585 0 0 Diageo Plc Spon Adr New Common 25243Q205 1553 11730 SH SOLE 11730 0 0 Diageo Plc Spon Adr New Common 25243Q205 41 310 SH OTR 310 0 0 Disney Walt Prodtns Common 254687106 2215 28998 SH SOLE 28598 0 400 Disney Walt Prodtns Common 254687106 162 2125 SH OTR 2125 0 0 Discover Finl Svcs Common 254709108 1707 30515 SH SOLE 30515 0 0 Discover Finl Svcs Common 254709108 70 1260 SH OTR 1260 0 0 Dominion Res Inc. VA New Common 25746U109 1316 20348 SH SOLE 19848 0 500 Dominion Res Inc. VA New Common 25746U109 129 2000 SH OTR 1000 0 1000 Dover Corp Common 260003108 1414 14645 SH SOLE 14645 0 0 Dover Corp Common 260003108 12 125 SH OTR 125 0 0 Dow Chemical Co. Common 260543103 67976 1531001 SH SOLE 305216 0 1225785 Dow Chemical Co. Common 260543103 17065 384342 SH OTR 145954 0 238388 Du Pont Ei De Nemours & Co. Common 263534109 438 6749 SH SOLE 4631 0 2118 Du Pont Ei De Nemours & Co. Common 263534109 88 1360 SH OTR 1360 0 0 Duke Energy Corp New Common 26441C204 785 11375 SH SOLE 11175 0 200 Duke Energy Corp New Common 26441C204 210 3047 SH OTR 3047 0 0 EMC Corp Common 268648102 272 10820 SH SOLE 10820 0 0 EMC Corp Common 268648102 210 8347 SH OTR 8347 0 0 Eastman Chemical Co Common 277432100 845 10470 SH SOLE 10470 0 0 Ebay Inc Common 278642103 234 4260 SH SOLE 4260 0 0 Ebay Inc Common 278642103 33 600 SH OTR 600 0 0 Ecolab Inc. Common 278865100 229 2200 SH SOLE 2200 0 0 Ecolab Inc. Common 278865100 89 850 SH OTR 350 0 500 Edison Intl Common 281020107 388 8389 SH SOLE 7375 0 1014 Edison Intl Common 281020107 9 200 SH OTR 200 0 0 Emerson Elec Co. Common 291011104 4407 62801 SH SOLE 57801 0 5000 Emerson Elec Co. Common 291011104 646 9200 SH OTR 7800 0 1400 Energy Transfer Prtnrs L P Common 29273R109 564 9851 SH SOLE 9851 0 0 Energy Transfer Equity L P Common 29273V100 172 2100 SH SOLE 2100 0 0 Energy Transfer Equity L P Common 29273V100 105 1285 SH OTR 1285 0 0 Entergy Corp Common 29364G103 416 6575 SH SOLE 6375 0 200 Entergy Corp Common 29364G103 101 1600 SH OTR 1400 0 200 Enterprise Prods Partners Common 293792107 159 2400 SH SOLE 2400 0 0 Enterprise Prods Partners Common 293792107 421 6345 SH OTR 5145 0 1200 Equity Residential SBI Common 29476L107 312 6017 SH SOLE 6017 0 0 Equity Residential SBI Common 29476L107 259 5000 SH OTR 5000 0 0 Exelon Corp Common 30161N101 315 11484 SH SOLE 11484 0 0 Exelon Corp. Common 30161N101 8 300 SH OTR 300 0 0 Express Scripts Hldg Co Common 30219G108 1727 24582 SH SOLE 24582 0 0 Express Scripts Hldg Co Common 30219G108 1993 28373 SH OTR 28373 0 0 Exxon Mobil Corp. Common 30231G102 15324 151421 SH SOLE 131215 0 20206 Exxon Mobil Corp. Common 30231G102 1414 13971 SH OTR 13971 0 0 Fedex Corp Common 31428X106 224 1560 SH SOLE 1560 0 0 Fedex Corp Common 31428X106 460 3200 SH OTR 3200 0 0 Fiserv Inc Common 337738108 3413 57800 SH SOLE 57200 0 600 Fiserv Inc Common 337738108 464 7858 SH OTR 7858 0 0 Firstenergy Corp Common 337932107 240 7281 SH SOLE 7281 0 0 Firstenergy Corp Common 337932107 175 5300 SH OTR 2800 0 2500 Ford Motor Co Common 345370860 590 38251 SH SOLE 38251 0 0 Ford Motor Co Common 345370860 51 3300 SH OTR 3300 0 0 Fortune Brands Home & Sec In Common 34964C106 472 10320 SH SOLE 6800 0 3520 Frontier Communications Corp Common 35906A108 94 20119 SH SOLE 20119 0 0 Frontier Communications Corp Common 35906A108 19 4169 SH OTR 4169 0 0 General Dynamics Co. Common 369550108 232 2430 SH SOLE 1930 0 500 General Dynamics Co Common 369550108 162 1700 SH OTR 1500 0 200 General Elec Co. Common 369604103 6398 228238 SH SOLE 222338 0 5900 General Elec Co. Common 369604103 312 11135 SH OTR 8335 0 2800 General Mls Inc. Common 370334104 2567 51430 SH SOLE 49130 0 2300 General Mls Inc. Common 370334104 229 4590 SH OTR 4590 0 0 Gentex Corp Common 371901109 223 6750 SH OTR 6350 0 400 Genuine Parts Co. Common 372460105 4614 55466 SH SOLE 52716 0 2750 Genuine Parts Co. Common 372460105 427 5135 SH OTR 4435 0 700 Gilead Sciences Inc Common 375558103 3586 47750 SH SOLE 47750 0 0 Gilead Sciences Inc Common 375558103 456 6072 SH OTR 6072 0 0 Glaxo Smithkline Common 37733W105 604 11308 SH SOLE 11308 0 0 Glaxo Smithkline Common 37733W105 40 750 SH OTR 500 0 250 Goodyear Tire & Rubr Co Common 382550101 213 8950 SH SOLE 8950 0 0 Goodyear Tire & Rubr Co Common 382550101 6 250 SH OTR 250 0 0 Google Inc Common 38259P508 1860 1660 SH SOLE 1660 0 0 Google Inc Common 38259P508 93 83 SH OTR 53 0 30 HCP Inc Common 40414L109 2781 76581 SH SOLE 74981 0 1600 HCP Inc Common 40414L109 484 13315 SH OTR 11915 0 1400 Halliburton Co Common 406216101 1058 20850 SH SOLE 20850 0 0 Halliburton Co Common 406216101 255 5015 SH OTR 4315 0 700 Hartford Finl Svcs Common 416515104 2399 66218 SH SOLE 66218 0 0 Hartford Finl Svcs Common 416515104 40 1095 SH OTR 1095 0 0 Health Care Reit Inc Common 42217K106 393 7330 SH SOLE 7330 0 0 Hewlett Packard Co. Common 428236103 377 13477 SH SOLE 13077 0 400 Hewlett Packard Co. Common 428236103 34 1200 SH OTR 1200 0 0 Hollyfrontier Corp Common 436106108 1263 25425 SH SOLE 25425 0 0 Hollyfrontier Corp Common 436106108 4 75 SH OTR 75 0 0 Home Depot, Inc. Common 437076102 2659 32297 SH SOLE 31847 0 450 Home Depot, Inc. Common 437076102 147 1780 SH OTR 1180 0 600 Honeywell Intl Inc Common 438516106 1722 18847 SH SOLE 18547 0 300 Honeywell Intl Inc Common 438516106 225 2465 SH OTR 2465 0 0 Humana Inc Common 444859102 1369 13259 SH SOLE 13259 0 0 Humana Inc Common 444859102 37 355 SH OTR 355 0 0 Illinois Tool Works Inc Common 452308109 109 1299 SH SOLE 815 0 484 Illinois Tool Works Inc Common 452308109 190 2258 SH OTR 1408 0 850 Intel Corp. Common 458140100 4018 154809 SH SOLE 146309 0 8500 Intel Corp. Common 458140100 560 21565 SH OTR 21065 0 500 IBM Corp. Common 459200101 6038 32193 SH SOLE 28337 0 3856 IBM Corp. Common 459200101 499 2658 SH OTR 2258 0 400 Ishares Gold Trust Common 464285105 217 18550 SH SOLE 18550 0 0 Ishares S&P 100 ETF Common 464287101 1466 17800 SH SOLE 17800 0 0 Ishares DJ Select Divd ETF Common 464287168 271 3794 SH SOLE 3794 0 0 Ishares Core S&P 500 ETF Common 464287200 4439 23912 SH SOLE 23912 0 0 Ishares Core S&P 500 ETF Common 464287200 117 632 SH OTR 632 0 0 Ishares Tr Index Iboxx In Gr Common 464287242 514 4500 SH SOLE 4500 0 0 Ishares Tr Index Iboxx In Gr Common 464287242 164 1439 SH OTR 1439 0 0 Ishares Msci Eafe ETF Common 464287465 351 5226 SH SOLE 5226 0 0 Ishares Msci Eafe ETF Common 464287465 91 1355 SH OTR 1155 0 200 Ishares Core S&P Mid-Cap Common 464287507 860 6426 SH SOLE 6426 0 0 Ishares Core S&P Mid-Cap Common 464287507 59 440 SH OTR 440 0 0 Ishares Russell 2000 ETF Common 464287655 1121 9715 SH SOLE 9715 0 0 Ishares Russell 2000 ETF Common 464287655 19 168 SH OTR 168 0 0 Ishares Tr ETF Dj Us Industrl Common 464287754 518 5110 SH SOLE 5110 0 0 Ishares Dj US Finl Sect ETF Common 464287788 358 4460 SH SOLE 4460 0 0 Ishares Tr S&P Natl Mun Bd Common 464288414 217 2091 SH SOLE 2091 0 0 Ishares Tr Barclays Inter Gv Common 464288612 673 6150 SH SOLE 6150 0 0 Ishares Tr Barclays Inter Credit Bnd Common 464288638 137 1267 SH SOLE 1267 0 0 Ishares Tr Barclays Inter Credit Bnd Common 464288638 78 720 SH OTR 720 0 0 Ishares Barclays 1-3 yr Common 464288646 363 3441 SH SOLE 3441 0 0 Ishares Barclays 1-3 yr Common 464288646 75 715 SH OTR 715 0 0 Itc Hldgs Corp Common 465685105 168 1750 SH SOLE 1750 0 0 Itc Hldgs Corp Common 465685105 383 4000 SH OTR 4000 0 0 J.P. Morgan Chase & Co. Common 46625H100 6342 108447 SH SOLE 106355 0 2092 J.P. Morgan Chase & Co. Common 46625H100 615 10524 SH OTR 9624 0 900 Jacobs Engr Group Inc. Common 469814107 536 8515 SH SOLE 8515 0 0 Jacobs Engr Group Inc. Common 469814107 435 6900 SH OTR 6900 0 0 Johnson & Johnson Common 478160104 8065 88051 SH SOLE 85276 0 2775 Johnson & Johnson Common 478160104 832 9081 SH OTR 8131 0 950 Johnson Ctls Inc. Common 478366107 2769 53973 SH SOLE 53973 0 0 Johnson Ctls Inc. Common 478366107 176 3425 SH OTR 3425 0 0 Kellogg Co. Common 487836108 883 14455 SH SOLE 13055 0 1400 Kellogg Co. Common 487836108 147 2400 SH OTR 2400 0 0 Kimberly Clark Corp. Common 494368103 1416 13559 SH SOLE 12859 0 700 Kimberly Clark Corp. Common 494368103 282 2700 SH OTR 1800 0 900 Kinder Morgan Energy Common 494550106 1050 13022 SH SOLE 13022 0 0 Kinder Morgan Energy Common 494550106 139 1720 SH OTR 1020 0 700 Kohl's Corp Common 500255104 443 7800 SH SOLE 7400 0 400 Kohl's Corp Common 500255104 48 850 SH OTR 0 0 850 Kraft Foods Group Inc Common 50076Q106 261 4850 SH SOLE 4617 0 233 Leucadia Natl Corp Common 527288104 337 11900 SH SOLE 11900 0 0 Life Technologies Corp Common 53217V109 853 11256 SH SOLE 11256 0 0 Lilly Eli & Co. Common 532457108 955 18727 SH SOLE 18727 0 0 Lilly Eli & Co. Common 532457108 75 1470 SH OTR 1470 0 0 Linear Technology Corp. Common 535678106 358 7850 SH SOLE 7850 0 0 Lockheed Martin Corp. Common 539830109 1345 9050 SH SOLE 8400 0 650 Lockheed Martin Corp. Common 539830109 45 300 SH OTR 150 0 150 Lowes Cos Inc. Common 548661107 501 10120 SH SOLE 9720 0 400 Lowes Cos Inc. Common 548661107 147 2970 SH OTR 2970 0 0 M & T Bank Corporation Common 55261F104 931 8000 SH SOLE 8000 0 0 MDU Res Group Inc Common 552690109 331 10831 SH SOLE 10831 0 0 MDU Res Group Inc Common 552690109 13 427 SH OTR 427 0 0 Macatawa Bank Corp Common 554225102 65 13000 SH SOLE 13000 0 0 Magna Int'l Inc Cl A Common 559222401 1875 22845 SH SOLE 22845 0 0 Magna Int'l Inc Cl A Common 559222401 71 865 SH OTR 865 0 0 Marathon Oil Corp. Common 565849106 1125 31860 SH SOLE 31860 0 0 Marathon Oil Corp. Common 565849106 85 2400 SH OTR 2400 0 0 Marathon Pete Corp Common 56585A102 695 7580 SH SOLE 7580 0 0 Marathon Pete Corp Common 56585A102 83 900 SH OTR 900 0 0 McDonalds Corp Common 580135101 4563 47029 SH SOLE 45829 0 1200 McDonalds Corp Common 580135101 734 7568 SH OTR 6618 0 950 McKesson Hboc Inc Common 58155Q103 1583 9810 SH SOLE 9810 0 0 McKesson Hboc Inc Common 58155Q103 36 220 SH OTR 220 0 0 Merck & Co. Inc. New Common 58933Y105 4113 82172 SH SOLE 80772 0 1400 Merck & Co. Inc. New Common 58933Y105 364 7270 SH OTR 7270 0 0 Metlife Inc. Common 59156R108 1211 22462 SH SOLE 22462 0 0 Metlife Inc. Common 59156R108 79 1460 SH OTR 1460 0 0 Microsoft Corp. Common 594918104 2255 60283 SH SOLE 59683 0 600 Microsoft Corp. Common 594918104 785 20975 SH OTR 17075 0 3900 Microchip Tech Common 595017104 3597 80385 SH SOLE 74485 0 5900 Microchip Tech Common 595017104 192 4300 SH OTR 3900 0 400 Mohawk Industries Common 608190104 1228 8249 SH SOLE 8249 0 0 Mondelez Intl Inc Common 609207105 336 9529 SH SOLE 9529 0 0 Monsanto Co Common 61166W101 199 1704 SH SOLE 1704 0 0 Monsanto Co Common 61166W101 58 500 SH OTR 500 0 0 Mylan Inc Common 628530107 2362 54425 SH SOLE 53725 0 700 Mylan Inc Common 628530107 39 890 SH OTR 890 0 0 NCR Corp Common 62886E108 921 27030 SH SOLE 27030 0 0 National Fuel Gas Co. Common 636180101 468 6550 SH SOLE 5950 0 600 National Fuel Gas Co. Common 636180101 75 1050 SH OTR 1050 0 0 National - Oilwell Varco Common 637071101 1000 12577 SH SOLE 12577 0 0 National - Oilwell Varco Common 637071101 113 1425 SH OTR 1425 0 0 Neogen Corp Common 640491106 854 18697 SH SOLE 18697 0 0 Neogen Corp Common 640491106 183 4012 SH OTR 1012 0 3000 Newmont Mining Corp Common 651639106 387 16820 SH SOLE 16820 0 0 Newmont Mining Corp Common 651639106 7 295 SH OTR 295 0 0 Nextera Energy Inc Common 65339F101 2788 32563 SH SOLE 30763 0 1800 Nextera Energy Inc Common 65339F101 319 3724 SH OTR 3724 0 0 Nike Inc. Cl B Common 654106103 1435 18250 SH SOLE 18250 0 0 Nike Inc. Cl B Common 654106103 398 5055 SH OTR 5055 0 0 Norfolk Southn Corp Common 655844108 435 4690 SH SOLE 4690 0 0 Norfolk Southn Corp Common 655844108 183 1969 SH OTR 1969 0 0 Novartis ADR Common 66987V109 141 1750 SH SOLE 1750 0 0 Novartis ADR Common 66987V109 201 2500 SH OTR 2500 0 0 Nucor Corp Common 670346105 459 8590 SH SOLE 8590 0 0 Nucor Corp Common 670346105 48 900 SH OTR 900 0 0 Nustar Energy LP Common 67058H102 351 6875 SH SOLE 6875 0 0 Nuveen Quality Pref Common 67071S101 161 21000 SH OTR 21000 0 0 O'Reilly Automotive Inc Common 67103H107 736 5720 SH SOLE 5720 0 0 Oneok Partners LP Common 68268N103 115 2180 SH SOLE 2180 0 0 Oneok Partners LP Common 68268N103 113 2150 SH OTR 2150 0 0 Oneok Inc New Common 682680103 1105 17763 SH SOLE 16963 0 800 Oneok Inc New Common 682680103 82 1318 SH OTR 1318 0 0 Oracle Corp. Common 68389X105 3159 82559 SH SOLE 82559 0 0 Oracle Corp. Common 68389X105 401 10485 SH OTR 9385 0 1100 PG & E Corp Common 69331C108 319 7925 SH SOLE 7925 0 0 PG & E Corp Common 69331C108 38 950 SH OTR 950 0 0 PPG Inds Inc Common 693506107 993 5234 SH SOLE 4984 0 250 PPG Inds Inc Common 693506107 124 655 SH OTR 655 0 0 PPL Corp Common 69351T106 484 16075 SH SOLE 16075 0 0 PPL Corp Common 69351T106 89 2950 SH OTR 850 0 2100 PVR Partners L P Common 693665101 411 15315 SH SOLE 15315 0 0 Packaging Corp Amer Common 695156109 656 10370 SH SOLE 10370 0 0 Packaging Corp Amer Common 695156109 25 400 SH OTR 400 0 0 Paychex, Inc. Common 704326107 453 9950 SH SOLE 9950 0 0 Paychex, Inc. Common 704326107 16 350 SH OTR 350 0 0 Pepsico Inc. Common 713448108 2596 31304 SH SOLE 28529 0 2775 Pepsico Inc. Common 713448108 705 8505 SH OTR 8505 0 0 Pfizer Inc. Common 717081103 5327 173900 SH SOLE 153889 0 20011 Pfizer Inc. Common 717081103 677 22093 SH OTR 18805 0 3288 Philip Morris Intl Inc. Common 718172109 770 8840 SH SOLE 8840 0 0 Philip Morris Intl Inc. Common 718172109 94 1075 SH OTR 1075 0 0 Phillips 66 Common 718546104 2319 30063 SH SOLE 29719 0 344 Phillips 66 Common 718546104 246 3185 SH OTR 3185 0 0 Pinnacle West Cap Corp. Common 723484101 359 6784 SH SOLE 6234 0 550 Powershares QQQ Trust Common 73935A104 1471 16719 SH SOLE 16719 0 0 Praxair Inc. Common 74005P104 1004 7720 SH SOLE 7720 0 0 Praxair Inc. Common 74005P104 449 3454 SH OTR 3454 0 0 T Rowe Price Group Inc Common 74144T108 883 10543 SH SOLE 10543 0 0 T Rowe Price Group Inc Common 74144T108 124 1485 SH OTR 1485 0 0 Procter & Gamble Co. Common 742718109 5765 70817 SH SOLE 67723 0 3094 Procter & Gamble Co. Common 742718109 696 8553 SH OTR 8553 0 0 Prudential Financial Common 744320102 2577 27949 SH SOLE 27949 0 0 Prudential Financial Common 744320102 329 3570 SH OTR 3570 0 0 Public Svc Enterprise Group In Common 744573106 10 315 SH SOLE 315 0 0 Public Svc Enterprise Group In Common 744573106 469 14649 SH OTR 0 0 14649 Qualcomm Incorporated Common 747525103 4116 55435 SH SOLE 55435 0 0 Qualcomm Incorporated Common 747525103 317 4265 SH OTR 3665 0 600 Raymond James Finl Inc Common 754730109 895 17150 SH SOLE 17150 0 0 Raymond James Finl Inc Common 754730109 22 420 SH OTR 420 0 0 Raytheon Company Common 755111507 272 2995 SH SOLE 2995 0 0 Rockwell Automation Inc Common 773903109 375 3175 SH SOLE 3175 0 0 Rockwell Automation Inc Common 773903109 59 500 SH OTR 0 0 500 Royal Dutch Shell PLC Common 780259206 1306 18325 SH SOLE 17100 0 1225 Royal Dutch Shell PLC Common 780259206 400 5616 SH OTR 5416 0 200 Guggenheim S&P 500 Common 78355W106 300 4214 SH SOLE 4214 0 0 SJW Corp Com Common 784305104 223 7500 SH OTR 7500 0 0 SPDR S&P 500 ETF Trust Common 78462F103 653 3538 SH SOLE 3538 0 0 SPDR S&P 500 ETF Trust Common 78462F103 20 110 SH OTR 110 0 0 SPDR Gold Trust Common 78463V107 289 2490 SH SOLE 2490 0 0 SPDR Gold Trust Common 78463V107 141 1215 SH OTR 1215 0 0 SPDR S&P Divd ETF Common 78464A763 639 8793 SH SOLE 8793 0 0 SPDR S&P Divd ETF Common 78464A763 242 3332 SH OTR 3332 0 0 St. Jude Med Inc. Common 790849103 870 14050 SH SOLE 14050 0 0 Schlumberger Ltd. Common 806857108 1449 16076 SH SOLE 16076 0 0 Schlumberger Ltd. Common 806857108 676 7505 SH OTR 7505 0 0 Select Sector Spdr Cons Discr Etf Common 81369Y407 267 4000 SH SOLE 4000 0 0 Select Sector Spdr Cons Discr Etf Common 81369Y407 47 710 SH OTR 710 0 0 Select Sector Spdr/Energy Etf Common 81369Y506 385 4355 SH SOLE 4355 0 0 Select Sector Spdr/Energy Etf Common 81369Y506 46 518 SH OTR 518 0 0 Select Sector SPDR Tr/Fin'l Common 81369Y605 1360 62195 SH SOLE 62195 0 0 Select Sector SPDR Tr/Fin'l Common 81369Y605 83 3801 SH OTR 3801 0 0 Select Sector SPDR Tech Common 81369Y803 560 15659 SH SOLE 15659 0 0 Select Sector SPDR Tech Common 81369Y803 81 2261 SH OTR 2261 0 0 Sempra Energy Inc Corp Common 816851109 275 3066 SH SOLE 2266 0 800 Sigma Aldrich Corp. Common 826552101 210 2230 SH SOLE 2230 0 0 Sigma Aldrich Corp. Common 826552101 160 1700 SH OTR 1700 0 0 Simon Ppty Group Inc. Common 828806109 4072 26761 SH SOLE 26054 0 707 Simon Ppty Group Inc. Common 828806109 152 1001 SH OTR 1001 0 0 Smith A O Common 831865209 324 6000 SH OTR 6000 0 0 Smucker J M Co Common 832696405 552 5323 SH SOLE 4823 0 500 Sonoco Prods Co Common 835495102 318 7625 SH SOLE 7625 0 0 Sonoco Prods Co Common 835495102 13 300 SH OTR 0 0 300 Southern Co. Common 842587107 842 20480 SH SOLE 19680 0 800 Southern Co. Common 842587107 61 1476 SH OTR 1476 0 0 Spectra Energy Corp Common 847560109 948 26607 SH SOLE 25707 0 900 Spectra Energy Corp Common 847560109 202 5668 SH OTR 5668 0 0 Stanley Black and Decker Common 854502101 435 5387 SH SOLE 5387 0 0 State Street Corp Common 857477103 837 11408 SH SOLE 11408 0 0 State Street Corp Common 857477103 51 700 SH OTR 500 0 200 Stryker Corp. Common 863667101 566 7539 SH SOLE 7539 0 0 Stryker Corp. Common 863667101 2820 37525 SH OTR 35825 0 1700 Sturm Ruger & Co Common 864159108 439 6000 SH SOLE 6000 0 0 Sysco Corp. Common 871829107 373 10343 SH SOLE 10343 0 0 Sysco Corp. Common 871829107 14 400 SH OTR 400 0 0 TJX Cos Inc Common 872540109 233 3650 SH SOLE 3650 0 0 Target Corp. Common 87612E106 1105 17467 SH SOLE 16017 0 1450 Target Corp. Common 87612E106 220 3470 SH OTR 3470 0 0 Teva Pharmaceutical Inds Common 881624209 1034 25807 SH SOLE 25807 0 0 Teva Pharmaceutical Inds Common 881624209 301 7500 SH OTR 7400 0 100 Texas Instruments Common 882508104 343 7814 SH SOLE 7814 0 0 Texas Instruments Common 882508104 22 500 SH OTR 500 0 0 3M Co. Common 88579Y101 3019 21524 SH SOLE 17064 0 4460 3M Co. Common 88579Y101 204 1455 SH OTR 955 0 500 Time Warner Cable Inc Common 88732J207 1205 8893 SH SOLE 8893 0 0 Time Warner Cable Inc Common 88732J207 230 1700 SH OTR 1700 0 0 Totalfinaelf S A ADR Common 89151E109 361 5900 SH SOLE 5900 0 0 Travelers Companies Inc Common 89417E109 589 6501 SH SOLE 6501 0 0 Travelers Companies Inc Common 89417E109 18 200 SH OTR 200 0 0 Trinity Industries Inc Common 896522109 707 12970 SH SOLE 12970 0 0 Trinity Industries Inc Common 896522109 71 1300 SH OTR 1300 0 0 Tupperware Brands Corp Common 899896104 1407 14885 SH SOLE 14585 0 300 Tupperware Brands Corp Common 899896104 26 270 SH OTR 270 0 0 Tyson Foods Inc CL A Common 902494103 273 8147 SH SOLE 8147 0 0 U S Bankcorp Del New Common 902973304 268 6634 SH SOLE 6634 0 0 U S Bankcorp Del New Common 902973304 140 3475 SH OTR 3475 0 0 Union Pac Corp Common 907818108 75 448 SH SOLE 448 0 0 Union Pac Corp Common 907818108 269 1600 SH OTR 1600 0 0 United Parcel Service Common 911312106 664 6319 SH SOLE 6319 0 0 United Parcel Service Common 911312106 67 635 SH OTR 635 0 0 United Rentals Inc Common 911363109 943 12092 SH SOLE 12092 0 0 United Technologies Corp. Common 913017109 8738 76786 SH SOLE 57086 0 19700 United Technologies Corp. Common 913017109 694 6101 SH OTR 6101 0 0 United Health Group Inc Common 91324P102 255 3385 SH SOLE 3385 0 0 United Health Group Inc Common 91324P102 14 190 SH OTR 190 0 0 V F Corp Common 918204108 1501 24072 SH SOLE 22472 0 1600 V F Corp Common 918204108 62 1000 SH OTR 0 0 1000 Valero Energy Corp New Common 91913Y100 605 12000 SH SOLE 12000 0 0 Valero Energy Corp New Common 91913Y100 6 110 SH OTR 110 0 0 Vanguard Long-Term Common 921937793 295 3613 SH OTR 3613 0 0 Vanguard Bd Index Fd Short Term Common 921937827 1190 14884 SH SOLE 14884 0 0 Vanguard Bd Index Fd Tot Common 921937835 1162 14511 SH SOLE 14511 0 0 Vanguard Ftse All-World Common 922042775 2298 45300 SH SOLE 45300 0 0 Vanguard Ftse Emerging Mkts Common 922042858 231 5610 SH SOLE 5610 0 0 Vanguard Ftse Emerging Mkts Common 922042858 222 5386 SH OTR 5286 0 100 Vanguard Consumer Discret Common 92204A108 427 3955 SH SOLE 3955 0 0 Vanguard Consumer Staples Etf Common 92204A207 376 3420 SH SOLE 3420 0 0 Vanguard Financial ETF Common 92204A405 1553 34967 SH SOLE 34967 0 0 Vanguard Financial ETF Common 92204A405 173 3899 SH OTR 3899 0 0 Vanguard World Fds Health Common 92204A504 493 4880 SH SOLE 4880 0 0 Vanguard Index Fds Reit Common 922908553 779 12060 SH SOLE 12060 0 0 Vanguard Index Fds Reit Common 922908553 105 1624 SH OTR 1624 0 0 Vanguard Growth ETF Common 922908736 6539 70274 SH SOLE 70274 0 0 Vanguard Growth ETF Common 922908736 44 475 SH OTR 475 0 0 Vanguard Value ETF Common 922908744 5924 77554 SH SOLE 77554 0 0 Vanguard Value ETF Common 922908744 44 575 SH OTR 575 0 0 Vanguard Small-cap ETF Common 922908751 84 763 SH SOLE 763 0 0 Vanguard Small-cap ETF Common 922908751 379 3449 SH OTR 3449 0 0 Verizon Communications Common 92343V104 3689 75079 SH SOLE 70235 0 4844 Verizon Communications Common 92343V104 632 12868 SH OTR 12868 0 0 Visa Inc CL A Common 92826C839 1383 6212 SH SOLE 6212 0 0 Visa Inc CL A Common 92826C839 97 435 SH OTR 435 0 0 Vodafone Group PLC Common 92857W209 1525 38786 SH SOLE 38786 0 0 Vodafone Group PLC Common 92857W209 27 682 SH OTR 682 0 0 Vulcan Materials Co Common 929160109 276 4650 SH SOLE 4650 0 0 Vulcan Materials Co Common 929160109 12 200 SH OTR 200 0 0 Wal Mart Stores Inc. Common 931142103 1795 22816 SH SOLE 22816 0 0 Wal Mart Stores Inc. Common 931142103 175 2225 SH OTR 2225 0 0 Walgreen Co. Common 931422109 1040 18111 SH SOLE 17811 0 300 Walgreen Co. Common 931422109 294 5125 SH OTR 5125 0 0 Waste Management Common 94106L109 1861 41486 SH SOLE 39086 0 2400 Waste Management Common 94106L109 359 8010 SH OTR 6210 0 1800 Westpac Bkg Corp Common 961214301 301 10375 SH SOLE 10375 0 0 Xerox Corp Common 984121103 476 39150 SH SOLE 39150 0 0 Zimmer Hldgs Common 98956P102 379 4069 SH SOLE 3762 0 307 Zimmer Hldgs Common 98956P102 23 250 SH OTR 250 0 0