Exhibit 21.1
	Subsidiaries of Astoria Financial Corporation
		Jurisdiction of Incorporation
	Subsidiaries of Astoria Financial Corporation:
	Astoria Bank (formerly known as Astoria Federal Savings and Loan Association)		United States
	AF Insurance Agency, Inc.		New York
	Subsidiaries of Astoria Bank:
	AF Agency, Inc.		New York
	Astoria Federal Mortgage Corp.		New York
	Astoria Federal Savings and Loan Association Revocable Grantor Trust		Delaware
	Fidata Service Corp.		New York
	Marcus I Inc.		New York
	Suffco Service Corporation		New York

Astoria Bank has four additional subsidiaries, one of which is a single purpose entity that has an interest in a real estate investment which is not material to our financial condition and the remaining three are inactive and have no assets.