0001567619-21-007814.txt : 20210408 0001567619-21-007814.hdr.sgml : 20210408 20210408155241 ACCESSION NUMBER: 0001567619-21-007814 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20210331 FILED AS OF DATE: 20210408 DATE AS OF CHANGE: 20210408 EFFECTIVENESS DATE: 20210408 FILER: COMPANY DATA: COMPANY CONFORMED NAME: NBT BANK N A /NY CENTRAL INDEX KEY: 0000898413 IRS NUMBER: 150395735 STATE OF INCORPORATION: NY FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-03594 FILM NUMBER: 21814917 BUSINESS ADDRESS: STREET 1: 52 SOUTH BROAD STREET CITY: NORWICH STATE: NY ZIP: 13815 BUSINESS PHONE: 6073376259 MAIL ADDRESS: STREET 1: 52 SOUTH BROAD STREET CITY: NORWICH STATE: NY ZIP: 13815 FORMER COMPANY: FORMER CONFORMED NAME: NBT BANK N A/NY TRUST CO /NY DATE OF NAME CHANGE: 19950804 FORMER COMPANY: FORMER CONFORMED NAME: NATIONAL BANK & TRUST CO /NY DATE OF NAME CHANGE: 19950804 13F-HR 1 primary_doc.xml 13F-HR LIVE false true false 0000898413 XXXXXXXX 03-31-2021 03-31-2021 NBT BANK N A /NY

52 SOUTH BROAD STREET NORWICH NY 13815

13F HOLDINGS REPORT 028-03594 N Brian Page (607) 337-6258 /s/ Brian Page Norwich NY 04-08-2021 0 440 695596 false INFORMATION TABLE 2 form13fInfoTable.xml AT&T Inc Com 00206R102 1839 60764 SH SOLE 0 58428 175 2161 AT&T Inc Com 00206R102 1458 48183 SH OTR 0 42671 400 5112 Abbott Labs Com 002824100 6397 53381 SH SOLE 0 52781 0 600 Abbott Labs Com 002824100 2455 20487 SH OTR 0 18851 616 1020 Abbvie Inc Com 00287Y109 2517 23259 SH SOLE 0 22959 0 300 Abbvie Inc Com 00287Y109 1897 17527 SH OTR 0 14207 290 3030 Activision Blizzard, Inc Com 00507V109 932 10022 SH SOLE 0 10022 0 0 Activision Blizzard, Inc Com 00507V109 611 6570 SH OTR 0 6570 0 0 Air Products & Chemicals Inc Com 009158106 1662 5907 SH SOLE 0 5907 0 0 Air Products & Chemicals Inc Com 009158106 506 1800 SH OTR 0 1800 0 0 Allstate Corp Com 020002101 50 435 SH SOLE 0 435 0 0 Allstate Corp Com 020002101 161 1400 SH OTR 0 1400 0 0 Alphabet Inc Cl C Com 02079K107 4831 2335 SH SOLE 0 2226 0 109 Alphabet Inc Cl C Com 02079K107 4454 2153 SH OTR 0 2023 0 130 Alphabet Inc Cl A Com 02079K305 3713 1800 SH SOLE 0 1761 0 39 Alphabet Inc Cl A Com 02079K305 588 285 SH OTR 0 170 0 115 Altria Group Inc Com 02209S103 700 13691 SH SOLE 0 12916 0 775 Altria Group Inc Com 02209S103 1704 33317 SH OTR 0 32617 0 700 Amazon.Com Inc Com 023135106 1962 634 SH SOLE 0 634 0 0 Amazon.Com Inc Com 023135106 962 311 SH OTR 0 251 0 60 American Express CO Com 025816109 623 4405 SH SOLE 0 4405 0 0 American Express CO Com 025816109 213 1506 SH OTR 0 1220 0 286 American Tower Corp REIT Com 03027X100 131 550 SH SOLE 0 550 0 0 American Tower Corp REIT Com 03027X100 171 715 SH OTR 0 715 0 0 American Water Works CO Inc Com 030420103 1527 10185 SH SOLE 0 10185 0 0 American Water Works CO Inc Com 030420103 1178 7855 SH OTR 0 6325 100 1430 Amgen Inc Com 031162100 663 2665 SH SOLE 0 2665 0 0 Amgen Inc Com 031162100 413 1660 SH OTR 0 1660 0 0 Amplify CWP Enhanced Dividend Com 032108409 137 3990 SH SOLE 0 3990 0 0 Amplify CWP Enhanced Dividend Com 032108409 69 2000 SH OTR 0 2000 0 0 APA Corporation Com 03743Q108 195 10898 SH SOLE 0 10898 0 0 APA Corporation Com 03743Q108 36 2035 SH OTR 0 1935 100 0 Apple Inc Com 037833100 19243 157532 SH SOLE 0 142798 360 14374 Apple Inc Com 037833100 10974 89842 SH OTR 0 77402 2810 9630 Arrow Finl Corp Com 042744102 308 9256 SH SOLE 0 1794 0 7462 Arrow Finl Corp Com 042744102 167 5000 SH OTR 0 5000 0 0 Autoliv Inc Com 052800109 908 9780 SH SOLE 0 8736 0 1044 Autoliv Inc Com 052800109 997 10746 SH OTR 0 10746 0 0 Automatic Data Processing Inc Com 053015103 4007 21263 SH SOLE 0 20983 0 280 Automatic Data Processing Inc Com 053015103 1173 6223 SH OTR 0 5603 140 480 BP PLC Spons ADR Com 055622104 70 2895 SH SOLE 0 2895 0 0 BP PLC Spons ADR Com 055622104 159 6530 SH OTR 0 6530 0 0 Bank of America Corp Com 060505104 859 22213 SH SOLE 0 21565 0 648 Bank of America Corp Com 060505104 291 7525 SH OTR 0 7525 0 0 Bank of New York Mellon Corp Com 064058100 509 10753 SH SOLE 0 10753 0 0 Bank of New York Mellon Corp Com 064058100 40 838 SH OTR 0 338 0 500 Baxter Intl Inc Com 071813109 633 7500 SH SOLE 0 7500 0 0 Baxter Intl Inc Com 071813109 228 2705 SH OTR 0 1145 100 1460 Becton Dickinson Com 075887109 311 1281 SH SOLE 0 1281 0 0 Becton Dickinson Com 075887109 257 1057 SH OTR 0 1057 0 0 Berkshire Hathaway Inc-Cl B Com 084670702 2635 10316 SH SOLE 0 10086 30 200 Berkshire Hathaway Inc-Cl B Com 084670702 2347 9186 SH OTR 0 9168 18 0 Best Buy Company Inc Com 086516101 485 4222 SH SOLE 0 4222 0 0 Best Buy Company Inc Com 086516101 45 395 SH OTR 0 395 0 0 BHP Group Ltd Spons ADR Com 088606108 239 3439 SH SOLE 0 3239 0 200 BHP Group Ltd Spons ADR Com 088606108 68 975 SH OTR 0 925 0 50 Biogen Inc Com 09062X103 70 250 SH SOLE 0 250 0 0 Biogen Inc Com 09062X103 190 680 SH OTR 0 680 0 0 Blackrock Inc Cl A Com 09247X101 31 41 SH SOLE 0 41 0 0 Blackrock Inc Cl A Com 09247X101 362 480 SH OTR 0 80 0 400 Boeing CO Com 097023105 1477 5800 SH SOLE 0 5565 0 235 Boeing CO Com 097023105 2249 8830 SH OTR 0 8680 150 0 Bristol Myers Squibb CO Com 110122108 3928 62228 SH SOLE 0 59413 695 2120 Bristol Myers Squibb CO Com 110122108 2389 37835 SH OTR 0 31795 250 5790 Cigna Corp Com 125523100 218 900 SH SOLE 0 863 0 37 Cigna Corp Com 125523100 18 73 SH OTR 0 73 0 0 Csx Corp Com 126408103 292 3031 SH SOLE 0 3031 0 0 Csx Corp Com 126408103 208 2160 SH OTR 0 2160 0 0 CVS Health Corp Com 126650100 2878 38256 SH SOLE 0 37073 0 1183 CVS Health Corp Com 126650100 1620 21531 SH OTR 0 18016 340 3175 Carrier Global Corporation Com 14448C104 1055 24995 SH SOLE 0 24025 100 870 Carrier Global Corporation Com 14448C104 739 17507 SH OTR 0 14271 1186 2050 Caterpillar Inc Com 149123101 3151 13589 SH SOLE 0 12701 0 888 Caterpillar Inc Com 149123101 2449 10562 SH OTR 0 10225 37 300 Chevron Corporation Com 166764100 4507 43011 SH SOLE 0 40670 350 1991 Chevron Corporation Com 166764100 3141 29976 SH OTR 0 28271 375 1330 Cisco Systems Inc Com 17275R102 3812 73710 SH SOLE 0 68757 0 4953 Cisco Systems Inc Com 17275R102 2495 48259 SH OTR 0 47059 595 605 Citigroup Inc Com 172967424 804 11052 SH SOLE 0 11052 0 0 Citigroup Inc Com 172967424 404 5550 SH OTR 0 5400 150 0 Clorox Company Com 189054109 1031 5343 SH SOLE 0 5343 0 0 Clorox Company Com 189054109 537 2785 SH OTR 0 2300 0 485 Coca Cola CO Com 191216100 2398 45490 SH SOLE 0 39306 910 5274 Coca Cola CO Com 191216100 1175 22290 SH OTR 0 17070 150 5070 Colgate Palmolive CO Com 194162103 1175 14907 SH SOLE 0 12797 410 1700 Colgate Palmolive CO Com 194162103 608 7710 SH OTR 0 4260 0 3450 ComCast Corp-Cl A Com 20030N101 1192 22032 SH SOLE 0 19758 0 2274 ComCast Corp-Cl A Com 20030N101 672 12419 SH OTR 0 10246 650 1523 Community Bank System Inc Com 203607106 146 1902 SH SOLE 0 1700 0 202 Community Bank System Inc Com 203607106 77 1000 SH OTR 0 0 1000 0 Conocophillips Com 20825C104 484 9143 SH SOLE 0 9043 100 0 Conocophillips Com 20825C104 83 1572 SH OTR 0 1322 100 150 Corning Inc Com 219350105 668 15361 SH SOLE 0 15361 0 0 Corning Inc Com 219350105 489 11250 SH OTR 0 8500 900 1850 Corteva Inc Com Com 22052L104 113 2423 SH SOLE 0 2332 0 91 Corteva Inc Com Com 22052L104 373 7995 SH OTR 0 7767 0 228 Costco Wholesale Corp Com 22160K105 614 1742 SH SOLE 0 1742 0 0 Costco Wholesale Corp Com 22160K105 509 1444 SH OTR 0 704 0 740 DTE Energy Co Com 233331107 473 3554 SH SOLE 0 3554 0 0 Danaher Corp Com 235851102 4658 20693 SH SOLE 0 18593 0 2100 Danaher Corp Com 235851102 2541 11290 SH OTR 0 9848 135 1307 Deere & CO Com 244199105 3397 9079 SH SOLE 0 8391 25 663 Deere & CO Com 244199105 4098 10954 SH OTR 0 10884 70 0 Dicks Sporting Goods Inc Com 253393102 360 4731 SH SOLE 0 3731 0 1000 Dicks Sporting Goods Inc Com 253393102 19 253 SH OTR 0 253 0 0 Digital Realty Trust Inc REIT Com 253868103 302 2147 SH SOLE 0 2147 0 0 Disney Walt CO New Com 254687106 6424 34814 SH SOLE 0 33481 0 1333 Disney Walt CO New Com 254687106 3859 20916 SH OTR 0 19581 565 770 Dominion Resources Inc Com 25746U109 1154 15198 SH SOLE 0 14888 0 310 Dominion Resources Inc Com 25746U109 753 9915 SH OTR 0 7395 80 2440 Dow Inc Com Com 260557103 956 14957 SH SOLE 0 14866 0 91 Dow Inc Com Com 260557103 901 14096 SH OTR 0 12322 16 1758 Duke Energy Corp Com 26441C204 341 3535 SH SOLE 0 3250 285 0 Duke Energy Corp Com 26441C204 140 1450 SH OTR 0 1350 100 0 Dupont De Nemours Inc Com 26614N102 1165 15080 SH SOLE 0 14989 0 91 Dupont De Nemours Inc Com 26614N102 1123 14536 SH OTR 0 13250 316 970 Ecolab Inc Com 278865100 1545 7215 SH SOLE 0 7215 0 0 Ecolab Inc Com 278865100 667 3115 SH OTR 0 2625 40 450 Emerson Elec CO Com 291011104 1061 11764 SH SOLE 0 11764 0 0 Emerson Elec CO Com 291011104 310 3440 SH OTR 0 3340 100 0 Exelon Corp Com 30161N101 180 4105 SH SOLE 0 4105 0 0 Exelon Corp Com 30161N101 115 2640 SH OTR 0 2290 0 350 Exxonmobil Corp Com 30231G102 4824 86408 SH SOLE 0 82472 790 3146 Exxonmobil Corp Com 30231G102 3913 70093 SH OTR 0 66493 635 2965 Facebook Inc-A Com 30303M102 1566 5317 SH SOLE 0 5317 0 0 Facebook Inc-A Com 30303M102 1325 4499 SH OTR 0 4499 0 0 Fedex Corporation Com 31428X106 235 826 SH SOLE 0 826 0 0 Fedex Corporation Com 31428X106 92 325 SH OTR 0 325 0 0 Fiserv Inc Com 337738108 556 4674 SH SOLE 0 4674 0 0 Fiserv Inc Com 337738108 104 874 SH OTR 0 874 0 0 FlexShares Mstar Glbl Upstrm N Com 33939L407 33494 925491 SH SOLE 0 921575 0 3916 FlexShares Mstar Glbl Upstrm N Com 33939L407 2839 78449 SH OTR 0 75497 340 2612 FlexShares Global Quality Real Com 33939L787 699 11530 SH SOLE 0 11530 0 0 FlexShares Global Quality Real Com 33939L787 1 20 SH OTR 0 20 0 0 FlexShares STOXX Glbl Brd Infr Com 33939L795 5573 99292 SH SOLE 0 99292 0 0 FlexShares STOXX Glbl Brd Infr Com 33939L795 347 6180 SH OTR 0 5930 0 250 FlexShares International Quali Com 33939L837 793 30880 SH SOLE 0 30880 0 0 FlexShares International Quali Com 33939L837 73 2850 SH OTR 0 2850 0 0 Fortive Corp Com 34959J108 329 4655 SH SOLE 0 4355 0 300 Fortive Corp Com 34959J108 146 2069 SH OTR 0 1225 50 794 General Dynamics Corp Com 369550108 997 5493 SH SOLE 0 5343 0 150 General Dynamics Corp Com 369550108 152 835 SH OTR 0 735 0 100 General Electric Corp Com 369604103 502 38229 SH SOLE 0 35396 0 2833 General Electric Corp Com 369604103 299 22795 SH OTR 0 22720 0 75 General Mls Inc Com 370334104 692 11279 SH SOLE 0 10781 0 498 General Mls Inc Com 370334104 445 7255 SH OTR 0 6460 100 695 Genuine Parts CO Com 372460105 224 1935 SH SOLE 0 1935 0 0 Gilead Sciences Inc Com 375558103 377 5830 SH SOLE 0 5830 0 0 Gilead Sciences Inc Com 375558103 290 4480 SH OTR 0 1980 0 2500 Glaxo Smithkline Spons ADR Com 37733W105 291 8143 SH SOLE 0 7918 0 225 Glaxo Smithkline Spons ADR Com 37733W105 85 2387 SH OTR 0 1582 55 750 Goldman Sachs Group Inc Com 38141G104 1336 4086 SH SOLE 0 4066 20 0 Goldman Sachs Group Inc Com 38141G104 1287 3935 SH OTR 0 3935 0 0 Grainger W W Inc Com 384802104 1407 3510 SH SOLE 0 3510 0 0 Grainger W W Inc Com 384802104 804 2005 SH OTR 0 1125 100 780 Home Depot Inc Com 437076102 1262 4135 SH SOLE 0 3719 0 416 Home Depot Inc Com 437076102 1726 5655 SH OTR 0 4355 150 1150 Honeywell International Inc Com 438516106 3923 18071 SH SOLE 0 17156 0 915 Honeywell International Inc Com 438516106 1804 8309 SH OTR 0 5685 300 2324 Illinois Tool Wks Inc Com 452308109 389 1755 SH SOLE 0 1755 0 0 Illinois Tool Wks Inc Com 452308109 100 450 SH OTR 0 450 0 0 Intel Corp Com 458140100 6394 99911 SH SOLE 0 97386 1025 1500 Intel Corp Com 458140100 2139 33419 SH OTR 0 29744 1425 2250 Intercontinental Exchange Inc Com 45866F104 760 6805 SH SOLE 0 6805 0 0 Intercontinental Exchange Inc Com 45866F104 136 1215 SH OTR 0 1015 0 200 Intl. Business Machines Corp Com 459200101 2415 18126 SH SOLE 0 15798 425 1903 Intl. Business Machines Corp Com 459200101 2212 16601 SH OTR 0 15018 0 1583 Invesco SP 500 Low Volatility Com 46138E354 203 3493 SH SOLE 0 3493 0 0 Invesco Tr II Senior Loan ETF Com 46138G508 96 4350 SH SOLE 0 4350 0 0 Invesco Tr II Senior Loan ETF Com 46138G508 174 7875 SH OTR 0 7875 0 0 Ishares DJ Select Dividend ETF Com 464287168 205 1800 SH SOLE 0 1800 0 0 Ishares Barclays TIPS Bond ETF Com 464287176 368 2936 SH SOLE 0 2936 0 0 Ishares Core S&P 500 ETF Com 464287200 224 562 SH SOLE 0 562 0 0 Ishares Core Total U.S. Aggreg Com 464287226 342 3005 SH SOLE 0 3005 0 0 Ishares Msci Emerging Mkt ETF Com 464287234 4401 82514 SH SOLE 0 80603 525 1386 Ishares Msci Emerging Mkt ETF Com 464287234 1173 21999 SH OTR 0 20949 200 850 Ishares Msci Eafe ETF Com 464287465 3840 50616 SH SOLE 0 47846 0 2770 Ishares Msci Eafe ETF Com 464287465 1131 14909 SH OTR 0 14294 200 415 Ishares Core S&P Mid-Cap ETF Com 464287507 1853 7120 SH SOLE 0 7120 0 0 Ishares Core S&P Mid-Cap ETF Com 464287507 512 1966 SH OTR 0 1766 0 200 Ishares Nasdaq Biotech ETF Com 464287556 3552 23591 SH SOLE 0 22699 96 796 Ishares Nasdaq Biotech ETF Com 464287556 2181 14485 SH OTR 0 12265 605 1615 Ishares Tr Rus 1000 Val ETF Com 464287598 208 1375 SH SOLE 0 1375 0 0 Ishares S&P Midcap 400/Grwth E Com 464287606 288 3670 SH SOLE 0 3670 0 0 Ishares S&P Midcap 400/Grwth E Com 464287606 171 2180 SH OTR 0 2180 0 0 Ishares Russell 1000 Growth ET Com 464287614 275 1132 SH SOLE 0 1132 0 0 IShares Russell 1000 ETF Com 464287622 209 935 SH SOLE 0 935 0 0 Ishares Russell 2000 Value ETF Com 464287630 311 1952 SH SOLE 0 1952 0 0 Ishares Russell 2000 ETF Com 464287655 6483 29341 SH SOLE 0 27821 0 1520 Ishares Russell 2000 ETF Com 464287655 812 3673 SH OTR 0 3538 100 35 Ishares DJ US Telcom Sector ET Com 464287713 997 30833 SH SOLE 0 30833 0 0 Ishares DJ US Telcom Sector ET Com 464287713 638 19740 SH OTR 0 19540 200 0 Ishares Core S&P Small-Cap ETF Com 464287804 533 4909 SH SOLE 0 4909 0 0 Ishares Msci Eafe Small Cap ET Com 464288273 4376 60910 SH SOLE 0 60900 0 10 Ishares Msci Eafe Small Cap ET Com 464288273 438 6095 SH OTR 0 6095 0 0 Ishares New York Muni Bond ETF Com 464288323 979 16967 SH SOLE 0 16967 0 0 Ishares IBoxx High Yield Corpo Com 464288513 1708 19590 SH SOLE 0 19590 0 0 Ishares IBoxx High Yield Corpo Com 464288513 4 50 SH OTR 0 50 0 0 ISHARES TR SHORT-TERM CORP BD Com 464288646 245 4478 SH SOLE 0 4478 0 0 Ishares S&P Pref Stk ETF Com 464288687 2386 62127 SH SOLE 0 62127 0 0 Ishares S&P Pref Stk ETF Com 464288687 435 11329 SH OTR 0 7349 0 3980 Ishares MSCI EAFE Growth ETF Com 464288885 19544 194546 SH SOLE 0 192823 0 1723 Ishares MSCI EAFE Growth ETF Com 464288885 1390 13840 SH OTR 0 13760 0 80 IShares Russell Top 200 Growth Com 464289438 241 1790 SH SOLE 0 1790 0 0 Ishares Aaa-A Rated Corp Bond Com 46429B291 257 4636 SH SOLE 0 4636 0 0 iShares Core High Dividend ETF Com 46429B663 704 7416 SH SOLE 0 7416 0 0 Ishares Core Msci Eafe ETF Com 46432F842 9570 132818 SH SOLE 0 132763 0 55 Ishares Core Msci Eafe ETF Com 46432F842 816 11320 SH OTR 0 11320 0 0 Ishares Core Emerging Markets Com 46434G103 5436 84456 SH SOLE 0 84456 0 0 Ishares Core Emerging Markets Com 46434G103 999 15525 SH OTR 0 13925 0 1600 IShares Core Intnl Agg Bond ET Com 46435G672 302 5510 SH SOLE 0 5510 0 0 JP Morgan Chase & CO Com 46625H100 9990 65625 SH SOLE 0 63724 112 1789 JP Morgan Chase & CO Com 46625H100 7150 46970 SH OTR 0 39870 590 6510 JPMorgan Ultra-Short Income ET Com 46641Q837 95 1870 SH SOLE 0 1870 0 0 JPMorgan Ultra-Short Income ET Com 46641Q837 254 5000 SH OTR 0 0 0 5000 Jacobs Engineering Group Inc Com 469814107 116 898 SH SOLE 0 898 0 0 Jacobs Engineering Group Inc Com 469814107 385 2975 SH OTR 0 1075 0 1900 Johnson & Johnson Com 478160104 10114 61538 SH SOLE 0 55738 150 5650 Johnson & Johnson Com 478160104 5064 30811 SH OTR 0 26886 310 3615 Keycorp Com 493267108 55 2762 SH SOLE 0 2762 0 0 Keycorp Com 493267108 166 8300 SH OTR 0 8300 0 0 Kimberly Clark Corp Com 494368103 537 3865 SH SOLE 0 3865 0 0 Kimberly Clark Corp Com 494368103 104 750 SH OTR 0 750 0 0 Kraft Heinz CO Com 500754106 214 5354 SH SOLE 0 5354 0 0 Kraft Heinz CO Com 500754106 283 7081 SH OTR 0 7081 0 0 Lilly Eli & CO Com 532457108 341 1825 SH SOLE 0 1297 0 528 Lilly Eli & CO Com 532457108 1179 6310 SH OTR 0 5285 0 1025 Lockheed Martin Corp Com 539830109 3093 8370 SH SOLE 0 7805 0 565 Lockheed Martin Corp Com 539830109 862 2333 SH OTR 0 2333 0 0 Lowes Cos Inc Com 548661107 8609 45267 SH SOLE 0 44737 25 505 Lowes Cos Inc Com 548661107 4840 25447 SH OTR 0 24122 325 1000 Marsh & McLennan Companies Inc Com 571748102 149 1224 SH SOLE 0 1224 0 0 Marsh & McLennan Companies Inc Com 571748102 52 425 SH OTR 0 425 0 0 Marriott International Inc Com 571903202 303 2047 SH SOLE 0 2047 0 0 Mastercard Inc Cl A Com 57636Q104 233 655 SH SOLE 0 655 0 0 Mastercard Inc Cl A Com 57636Q104 198 555 SH OTR 0 555 0 0 McDonalds Corp Com 580135101 7116 31746 SH SOLE 0 31516 75 155 McDonalds Corp Com 580135101 4094 18264 SH OTR 0 17396 238 630 Merck & CO Inc Com 58933Y105 3219 41760 SH SOLE 0 40310 650 800 Merck & CO Inc Com 58933Y105 1595 20684 SH OTR 0 19719 140 825 Metlife Inc Com 59156R108 406 6677 SH SOLE 0 6677 0 0 Metlife Inc Com 59156R108 100 1637 SH OTR 0 1226 111 300 Microsoft Corp Com 594918104 17041 72277 SH SOLE 0 68974 215 3088 Microsoft Corp Com 594918104 8907 37780 SH OTR 0 35259 655 1866 Microchip Technology Inc Com 595017104 2757 17765 SH SOLE 0 17765 0 0 Microchip Technology Inc Com 595017104 843 5433 SH OTR 0 4508 150 775 Mondelez International Inc Com 609207105 527 8999 SH SOLE 0 8585 0 414 Mondelez International Inc Com 609207105 1090 18617 SH OTR 0 18617 0 0 Morgan Stanley Com 617446448 240 3091 SH SOLE 0 3091 0 0 Morgan Stanley Com 617446448 8 100 SH OTR 0 100 0 0 NBT Bancorp Inc Com 628778102 7114 178304 SH SOLE 0 81642 0 96662 NBT Bancorp Inc Com 628778102 765 19167 SH OTR 0 15901 0 3266 Netflix Inc Com 64110L106 384 737 SH SOLE 0 737 0 0 Nextera Energy Inc Com 65339F101 2487 32895 SH SOLE 0 31095 0 1800 Nextera Energy Inc Com 65339F101 2027 26808 SH OTR 0 15618 120 11070 Nike Inc-Class B Com 654106103 2748 20680 SH SOLE 0 20680 0 0 Nike Inc-Class B Com 654106103 920 6925 SH OTR 0 6925 0 0 Norfolk Southern Corp Com 655844108 1325 4934 SH SOLE 0 4934 0 0 Norfolk Southern Corp Com 655844108 1798 6696 SH OTR 0 4331 70 2295 Novartis Ag Spons ADR Com 66987V109 1217 14233 SH SOLE 0 14083 0 150 Novartis Ag Spons ADR Com 66987V109 775 9063 SH OTR 0 8963 100 0 Nucor Corp Com 670346105 880 10959 SH SOLE 0 10959 0 0 Nucor Corp Com 670346105 468 5825 SH OTR 0 4375 0 1450 Nvidia Corp Com 67066G104 649 1216 SH SOLE 0 1075 0 141 Nvidia Corp Com 67066G104 59 110 SH OTR 0 110 0 0 O'Reilly Automotive Inc Com 67103H107 304 600 SH SOLE 0 600 0 0 Oracle Corporation Com 68389X105 2812 40077 SH SOLE 0 38577 0 1500 Oracle Corporation Com 68389X105 757 10785 SH OTR 0 8085 0 2700 Otis Worldwide Corp Com 68902V107 842 12295 SH SOLE 0 11810 50 435 Otis Worldwide Corp Com 68902V107 519 7575 SH OTR 0 6757 593 225 Paypal Holdings Inc Com 70450Y103 400 1647 SH SOLE 0 1407 0 240 Paypal Holdings Inc Com 70450Y103 690 2840 SH OTR 0 990 0 1850 Pepsico Inc Com 713448108 6346 44867 SH SOLE 0 44194 100 573 Pepsico Inc Com 713448108 2889 20422 SH OTR 0 19267 345 810 Pfizer Inc Com 717081103 4084 112728 SH SOLE 0 108207 0 4521 Pfizer Inc Com 717081103 2236 61727 SH OTR 0 57478 1385 2864 Philip Morris International Com 718172109 796 8971 SH SOLE 0 8296 0 675 Philip Morris International Com 718172109 2310 26027 SH OTR 0 26027 0 0 T Rowe Price Group Inc Com 74144T108 4306 25091 SH SOLE 0 25041 50 0 T Rowe Price Group Inc Com 74144T108 2583 15050 SH OTR 0 14570 295 185 Procter & Gamble CO Com 742718109 8773 64779 SH SOLE 0 59831 425 4523 Procter & Gamble CO Com 742718109 4800 35441 SH OTR 0 30981 380 4080 Prudential Finl Inc Com 744320102 1268 13916 SH SOLE 0 13866 50 0 Prudential Finl Inc Com 744320102 1155 12677 SH OTR 0 12327 150 200 Public Service Enterprise Grou Com 744573106 155 2572 SH SOLE 0 2572 0 0 Public Service Enterprise Grou Com 744573106 154 2550 SH OTR 0 2550 0 0 Qualcomm Inc Com 747525103 3323 25063 SH SOLE 0 24638 0 425 Qualcomm Inc Com 747525103 1773 13369 SH OTR 0 12644 225 500 Quanta Services Incorporated Com 74762E102 594 6750 SH OTR 0 2100 0 4650 Raytheon Technologies Corp Com 75513E101 3085 39929 SH SOLE 0 38959 100 870 Raytheon Technologies Corp Com 75513E101 2224 28786 SH OTR 0 24795 1186 2805 Rockwell Automation Inc Com 773903109 141 530 SH SOLE 0 530 0 0 Rockwell Automation Inc Com 773903109 66 250 SH OTR 0 250 0 0 Royal Dutch Shell PLC Spons AD Com 780259107 206 5600 SH OTR 0 2000 0 3600 S&P Global Inc Com 78409V104 600 1700 SH OTR 0 0 0 1700 SPDR S&P 500 ETF Trust Com 78462F103 5145 12981 SH SOLE 0 12332 0 649 SPDR S&P 500 ETF Trust Com 78462F103 727 1835 SH OTR 0 1475 160 200 SPDR Gold Trust Com 78463V107 274 1713 SH SOLE 0 1613 0 100 SPDR Gold Trust Com 78463V107 8 50 SH OTR 0 50 0 0 SPDR Portfolio Emerging Market Com 78463X509 376 8594 SH SOLE 0 8594 0 0 SPDR Portfolio Developed Wld e Com 78463X889 3819 108016 SH SOLE 0 108016 0 0 SPDR Portfolio Developed Wld e Com 78463X889 1070 30255 SH OTR 0 30255 0 0 SPDR Preferred Stock ETF Com 78464A292 274 6310 SH SOLE 0 6310 0 0 SPDR Portfolio Intermediate Te Com 78464A375 711 19609 SH SOLE 0 19609 0 0 SPDR S&P Regional Banking ETF Com 78464A698 2231 33626 SH SOLE 0 33126 0 500 SPDR S&P Regional Banking ETF Com 78464A698 1420 21412 SH OTR 0 21212 100 100 SPDR S&P Dividend ETF Com 78464A763 9980 84559 SH SOLE 0 84559 0 0 SPDR S&P Dividend ETF Com 78464A763 927 7850 SH OTR 0 7450 0 400 SPDR S&P Bank ETF Com 78464A797 161 3096 SH SOLE 0 3096 0 0 SPDR S&P Bank ETF Com 78464A797 43 830 SH OTR 0 730 0 100 SPDR Dow Jones Industrial Aver Com 78467X109 1294 3919 SH SOLE 0 3919 0 0 SPDR Dow Jones Industrial Aver Com 78467X109 231 700 SH OTR 0 600 0 100 Midcap SPDR Trust Series 1 Com 78467Y107 8473 17798 SH SOLE 0 16772 0 1026 Midcap SPDR Trust Series 1 Com 78467Y107 906 1903 SH OTR 0 1801 50 52 Salesforce.Com Com 79466L302 1934 9128 SH SOLE 0 8968 20 140 Salesforce.Com Com 79466L302 1292 6100 SH OTR 0 6100 0 0 Schlumberger Ltd Com 806857108 725 26681 SH SOLE 0 25866 0 815 Schlumberger Ltd Com 806857108 404 14875 SH OTR 0 14715 160 0 Charles Schwab Corp Com 808513105 186 2847 SH SOLE 0 2847 0 0 Charles Schwab Corp Com 808513105 233 3575 SH OTR 0 3575 0 0 Schwab US Small Cap ETF Com 808524607 1571 15760 SH SOLE 0 15760 0 0 Schwab US Small Cap ETF Com 808524607 97 975 SH OTR 0 975 0 0 Schwab Fundamental Intl Lg Co Com 808524755 257 8015 SH SOLE 0 8015 0 0 Schwab US Dividend Equity ETF Com 808524797 6923 94940 SH SOLE 0 93021 0 1919 Schwab US Dividend Equity ETF Com 808524797 1178 16150 SH OTR 0 16150 0 0 Schwab International Equity ET Com 808524805 2897 77005 SH SOLE 0 77005 0 0 Schwab International Equity ET Com 808524805 491 13044 SH OTR 0 12379 0 665 Schwab US Aggregate Bd ETF Com 808524839 777 14401 SH SOLE 0 14401 0 0 Schwab US Aggregate Bd ETF Com 808524839 1452 26919 SH OTR 0 26454 0 465 Materials Select SPDR Fund Com 81369Y100 1635 20751 SH SOLE 0 18705 0 2046 Materials Select SPDR Fund Com 81369Y100 759 9636 SH OTR 0 8816 375 445 Health Care Select Sector SPDR Com 81369Y209 1142 9781 SH SOLE 0 9024 0 757 Health Care Select Sector SPDR Com 81369Y209 18 150 SH OTR 0 150 0 0 Consumer Staples Select Sector Com 81369Y308 707 10346 SH SOLE 0 8619 0 1727 Consumer Staples Select Sector Com 81369Y308 28 410 SH OTR 0 130 100 180 Consumer Discretionary Selt Com 81369Y407 1719 10227 SH SOLE 0 8397 0 1830 Consumer Discretionary Selt Com 81369Y407 192 1145 SH OTR 0 770 250 125 Energy Select Sector SPDR Com 81369Y506 436 8887 SH SOLE 0 8315 0 572 Energy Select Sector SPDR Com 81369Y506 88 1794 SH OTR 0 1574 80 140 Financial Select Sector SPDR Com 81369Y605 1086 31896 SH SOLE 0 29207 0 2689 Financial Select Sector SPDR Com 81369Y605 63 1860 SH OTR 0 1660 200 0 Industrial Select Sector SPDR Com 81369Y704 1262 12821 SH SOLE 0 12449 0 372 Industrial Select Sector SPDR Com 81369Y704 66 670 SH OTR 0 580 0 90 Technology Select Sect SPDR Com 81369Y803 2680 20178 SH SOLE 0 19917 162 99 Technology Select Sect SPDR Com 81369Y803 228 1720 SH OTR 0 1570 150 0 Real Estate Select Sect SPDR Com 81369Y860 936 23698 SH SOLE 0 21580 105 2013 Real Estate Select Sect SPDR Com 81369Y860 1385 35083 SH OTR 0 34912 46 125 Utilities Select Sector SPDR Com 81369Y886 2070 32322 SH SOLE 0 27619 0 4703 Utilities Select Sector SPDR Com 81369Y886 1007 15726 SH OTR 0 14749 475 502 Simon Ppty Group Inc Com 828806109 11 100 SH SOLE 0 100 0 0 Simon Ppty Group Inc Com 828806109 205 1800 SH OTR 0 1800 0 0 Skyworks Solutions Inc Com 83088M102 330 1800 SH OTR 0 0 0 1800 Southern Company Com 842587107 1108 17817 SH SOLE 0 17817 0 0 Southern Company Com 842587107 681 10949 SH OTR 0 10824 0 125 Starbucks Corp Com 855244109 155 1416 SH SOLE 0 1416 0 0 Starbucks Corp Com 855244109 542 4960 SH OTR 0 4960 0 0 State Street Corp Com 857477103 235 2795 SH SOLE 0 2795 0 0 State Street Corp Com 857477103 48 575 SH OTR 0 575 0 0 Stericycle Inc Com 858912108 205 3030 SH SOLE 0 3030 0 0 Stericycle Inc Com 858912108 111 1650 SH OTR 0 800 0 850 Stryker Corporation Com 863667101 253 1037 SH SOLE 0 1037 0 0 Sysco Corp Com 871829107 418 5307 SH SOLE 0 5307 0 0 Sysco Corp Com 871829107 506 6424 SH OTR 0 5999 0 425 TJX Cos Inc Com 872540109 2499 37781 SH SOLE 0 36181 300 1300 TJX Cos Inc Com 872540109 2457 37145 SH OTR 0 32601 340 4204 Target Corp Com 87612E106 3643 18395 SH SOLE 0 18120 0 275 Target Corp Com 87612E106 2751 13887 SH OTR 0 11147 175 2565 Texas Instruments Inc Com 882508104 159 842 SH SOLE 0 842 0 0 Texas Instruments Inc Com 882508104 55 292 SH OTR 0 160 0 132 Thermo Fisher Scientific Inc Com 883556102 7 16 SH SOLE 0 16 0 0 Thermo Fisher Scientific Inc Com 883556102 525 1150 SH OTR 0 0 0 1150 3m CO Com 88579Y101 2201 11422 SH SOLE 0 10346 330 746 3m CO Com 88579Y101 492 2555 SH OTR 0 1950 235 370 Truist Financial Corporation Com 89832Q109 402 6898 SH SOLE 0 6495 0 403 Truist Financial Corporation Com 89832Q109 162 2775 SH OTR 0 2775 0 0 US Bancorp New Com 902973304 995 17983 SH SOLE 0 17983 0 0 US Bancorp New Com 902973304 449 8115 SH OTR 0 4929 470 2716 Union Pac Corp Com 907818108 4413 20020 SH SOLE 0 19112 0 908 Union Pac Corp Com 907818108 3816 17313 SH OTR 0 15548 0 1765 United Parcel Service Cl B Com 911312106 679 3996 SH SOLE 0 3996 0 0 United Parcel Service Cl B Com 911312106 334 1964 SH OTR 0 1964 0 0 Unitedhealth Group Inc Com 91324P102 2996 8051 SH SOLE 0 7851 0 200 Unitedhealth Group Inc Com 91324P102 1922 5167 SH OTR 0 4142 130 895 Univest Corp of Pennsylvania Com 915271100 338 11812 SH OTR 0 11812 0 0 Vaneck Vectors Agribusiness ET Com 92189F700 1144 13042 SH SOLE 0 12197 50 795 Vaneck Vectors Agribusiness ET Com 92189F700 989 11273 SH OTR 0 11048 125 100 Vanguard Dividend Appreciation Com 921908844 121 825 SH SOLE 0 825 0 0 Vanguard Dividend Appreciation Com 921908844 147 1000 SH OTR 0 1000 0 0 Vanguard Intermediate-Term Bon Com 921937819 355 4000 SH SOLE 0 4000 0 0 Vanguard Intermediate-Term Bon Com 921937819 33 375 SH OTR 0 375 0 0 Vanguard Total Bond Market ETF Com 921937835 499 5891 SH SOLE 0 5891 0 0 Vanguard FTSE Developed Market Com 921943858 135 2750 SH SOLE 0 2750 0 0 Vanguard FTSE Developed Market Com 921943858 171 3475 SH OTR 0 3475 0 0 Vanguard High Dividend Yield E Com 921946406 125 1240 SH SOLE 0 1240 0 0 Vanguard High Dividend Yield E Com 921946406 77 760 SH OTR 0 760 0 0 Vanguard Ftse Emerging Markets Com 922042858 1692 32516 SH SOLE 0 32516 0 0 Vanguard Ftse Emerging Markets Com 922042858 516 9923 SH OTR 0 9423 0 500 Vanguard Inter Term Corp Bond Com 92206C870 1031 11081 SH SOLE 0 11081 0 0 Vanguard Inter Term Corp Bond Com 92206C870 1631 17533 SH OTR 0 17533 0 0 Vanguard S&P 500 ETF Com 922908363 9312 25560 SH SOLE 0 25373 0 187 Vanguard Mid-Cap Value Index F Com 922908512 415 3079 SH SOLE 0 3079 0 0 Vanguard Real Estate ETF Com 922908553 1066 11607 SH SOLE 0 11607 0 0 Vanguard Real Estate ETF Com 922908553 490 5329 SH OTR 0 4990 239 100 Vanguard Index Fund Mid-Cap Com 922908629 143 644 SH SOLE 0 644 0 0 Vanguard Index Fund Mid-Cap Com 922908629 91 410 SH OTR 0 410 0 0 Veoneer Incorporated Com Com 92336X109 233 9521 SH SOLE 0 9521 0 0 Veoneer Incorporated Com Com 92336X109 303 12394 SH OTR 0 12394 0 0 Verizon Communications Com 92343V104 3517 60477 SH SOLE 0 56242 830 3405 Verizon Communications Com 92343V104 2250 38698 SH OTR 0 32827 225 5646 Viacomcbs Inc Class B Com 92556H206 15 325 SH SOLE 0 325 0 0 Viacomcbs Inc Class B Com 92556H206 226 5000 SH OTR 0 5000 0 0 Visa Inc Cl A Com 92826C839 1898 8962 SH SOLE 0 8962 0 0 Visa Inc Cl A Com 92826C839 1730 8170 SH OTR 0 6970 100 1100 Wal Mart Inc Com 931142103 1996 14694 SH SOLE 0 14294 0 400 Wal Mart Inc Com 931142103 1626 11974 SH OTR 0 10358 350 1266 Walgreens Boots Alliance Inc Com 931427108 309 5632 SH SOLE 0 5632 0 0 Walgreens Boots Alliance Inc Com 931427108 56 1020 SH OTR 0 420 0 600 Waste Management Inc Com 94106L109 74 575 SH SOLE 0 575 0 0 Waste Management Inc Com 94106L109 161 1250 SH OTR 0 1250 0 0 Wells Fargo & CO Com 949746101 1254 32097 SH SOLE 0 31151 0 946 Wells Fargo & CO Com 949746101 535 13693 SH OTR 0 10753 755 2185 WisdomTree MidCap Dividend ETF Com 97717W505 1952 48302 SH SOLE 0 47524 0 778 WisdomTree MidCap Dividend ETF Com 97717W505 228 5633 SH OTR 0 2623 0 3010 WisdomTree SmallCap Dividend E Com 97717W604 591 18979 SH SOLE 0 18846 0 133 WisdomTree SmallCap Dividend E Com 97717W604 15 482 SH OTR 0 482 0 0 Xylem Inc Com 98419M100 387 3679 SH SOLE 0 3679 0 0 Xylem Inc Com 98419M100 216 2050 SH OTR 0 2050 0 0 Yum! Brands Inc Com 988498101 386 3569 SH SOLE 0 3569 0 0 Yum! Brands Inc Com 988498101 88 814 SH OTR 0 814 0 0 Zimmer Biomet Holdings Inc Com 98956P102 493 3082 SH SOLE 0 2752 60 270 Zimmer Biomet Holdings Inc Com 98956P102 364 2272 SH OTR 0 2192 0 80 Deutsche Bank Ag Com D18190898 120 10000 SH SOLE 0 10000 0 0 Accenture PLC Cl A Com G1151C101 73 263 SH SOLE 0 263 0 0 Accenture PLC Cl A Com G1151C101 359 1300 SH OTR 0 0 0 1300 Eaton Corp PLC Com G29183103 562 4061 SH SOLE 0 4061 0 0 Eaton Corp PLC Com G29183103 747 5399 SH OTR 0 4324 0 1075 Linde PLC Com G5494J103 1798 6418 SH SOLE 0 6418 0 0 Linde PLC Com G5494J103 966 3449 SH OTR 0 2524 0 925 Medtronic PLC Com G5960L103 1204 10193 SH SOLE 0 10193 0 0 Medtronic PLC Com G5960L103 1000 8462 SH OTR 0 8391 71 0