0001140361-16-083699.txt : 20161027 0001140361-16-083699.hdr.sgml : 20161027 20161027094522 ACCESSION NUMBER: 0001140361-16-083699 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20160930 FILED AS OF DATE: 20161027 DATE AS OF CHANGE: 20161027 EFFECTIVENESS DATE: 20161027 FILER: COMPANY DATA: COMPANY CONFORMED NAME: NBT BANK N A /NY CENTRAL INDEX KEY: 0000898413 IRS NUMBER: 150395735 STATE OF INCORPORATION: NY FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-03594 FILM NUMBER: 161954168 BUSINESS ADDRESS: STREET 1: 52 SOUTH BROAD STREET CITY: NORWICH STATE: NY ZIP: 13815 BUSINESS PHONE: 6073376259 MAIL ADDRESS: STREET 1: 52 SOUTH BROAD STREET CITY: NORWICH STATE: NY ZIP: 13815 FORMER COMPANY: FORMER CONFORMED NAME: NBT BANK N A/NY TRUST CO /NY DATE OF NAME CHANGE: 19950804 FORMER COMPANY: FORMER CONFORMED NAME: NATIONAL BANK & TRUST CO /NY DATE OF NAME CHANGE: 19950804 13F-HR 1 primary_doc.xml 13F-HR LIVE false true false 0000898413 XXXXXXXX 09-30-2016 09-30-2016 NBT BANK N A /NY

52 SOUTH BROAD STREET NORWICH NY 13815

13F HOLDINGS REPORT 028-03594 N Brian Page 607-337-6258 /s/ Brian Page Norwich NY 10-27-2016 0 383 574579 false INFORMATION TABLE 2 form13fInfoTable.xml ABBOTT LABS COMMON STOCK 002824100 4054 95868 SH SOLE 92914 0 2954 ABBOTT LABS COMMON STOCK 002824100 773 18273 SH OTR 16686 1437 150 ABBVIE INC COMMON STOCK 00287Y109 4138 65602 SH SOLE 61436 0 4166 ABBVIE INC COMMON STOCK 00287Y109 1017 16127 SH OTR 14087 1340 700 ACTIVISION BLIZZARD, INC COMMON STOCK 00507V109 520 11732 SH SOLE 11732 0 0 ACTIVISION BLIZZARD, INC COMMON STOCK 00507V109 334 7530 SH OTR 7530 0 0 AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 1502 9990 SH SOLE 9990 0 0 AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 461 3065 SH OTR 3065 0 0 ALLSTATE CORP COMMON STOCK 020002101 130 1885 SH SOLE 1885 0 0 ALLSTATE CORP COMMON STOCK 020002101 244 3522 SH OTR 3522 0 0 ALPHABET INC CL A COMMON STOCK 02079K305 3154 3922 SH SOLE 3737 0 185 ALPHABET INC CL A COMMON STOCK 02079K305 423 526 SH OTR 526 0 0 ALPHABET INC CL C COMMON STOCK 02079K107 3595 4625 SH SOLE 4405 0 220 ALPHABET INC CL C COMMON STOCK 02079K107 1094 1408 SH OTR 1408 0 0 ALTRIA GROUP INC COMMON STOCK 02209S103 1955 30923 SH SOLE 29548 0 1375 ALTRIA GROUP INC COMMON STOCK 02209S103 1954 30900 SH OTR 28650 200 2050 AMAZON.COM INC COMMON STOCK 023135106 345 412 SH SOLE 412 0 0 AMERICAN EXPRESS CO COMMON STOCK 025816109 1451 22650 SH SOLE 20564 100 1986 AMERICAN EXPRESS CO COMMON STOCK 025816109 742 11590 SH OTR 10090 0 1500 AMERICAN WATER WORKS CO INC COMMON STOCK 030420103 1370 18304 SH SOLE 17904 0 400 AMERICAN WATER WORKS CO INC COMMON STOCK 030420103 592 7905 SH OTR 5895 0 2010 AMGEN INC COMMON STOCK 031162100 499 2990 SH SOLE 2990 0 0 AMGEN INC COMMON STOCK 031162100 168 1010 SH OTR 1010 0 0 ANADARKO PETROLEUM CORPORATION COMMON STOCK 032511107 195 3075 SH SOLE 1575 0 1500 ANADARKO PETROLEUM CORPORATION COMMON STOCK 032511107 168 2650 SH OTR 2350 0 300 APACHE CORP COMMON STOCK 037411105 1343 21024 SH SOLE 20824 0 200 APACHE CORP COMMON STOCK 037411105 685 10730 SH OTR 10730 0 0 APPLE INC COMMON STOCK 037833100 12335 109108 SH SOLE 102321 385 6402 APPLE INC COMMON STOCK 037833100 3955 34982 SH OTR 33427 905 650 AT&T INC COMMON STOCK 00206R102 3948 97206 SH SOLE 94455 750 2001 AT&T INC COMMON STOCK 00206R102 1902 46838 SH OTR 41271 105 5462 AUTOLIV INC COMMON STOCK 052800109 1226 11476 SH SOLE 10726 0 750 AUTOLIV INC COMMON STOCK 052800109 1438 13469 SH OTR 13469 0 0 AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 3832 43452 SH SOLE 42872 0 580 AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 707 8015 SH OTR 7310 100 605 BANK OF AMERICA CORP COMMON STOCK 060505104 294 18814 SH SOLE 17195 0 1619 BANK OF AMERICA CORP COMMON STOCK 060505104 254 16232 SH OTR 15975 0 257 BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100 149 3730 SH SOLE 3730 0 0 BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100 383 9601 SH OTR 9101 0 500 BAXTER INTL INC COMMON STOCK 071813109 530 11134 SH SOLE 10934 0 200 BAXTER INTL INC COMMON STOCK 071813109 175 3674 SH OTR 2064 0 1610 BECTON DICKINSON COMMON STOCK 075887109 407 2265 SH SOLE 2265 0 0 BECTON DICKINSON COMMON STOCK 075887109 216 1200 SH OTR 1200 0 0 BED BATH & BEYOND INC COMMON STOCK 075896100 203 4716 SH SOLE 4716 0 0 BED BATH & BEYOND INC COMMON STOCK 075896100 17 400 SH OTR 400 0 0 BERKSHIRE HATHAWAY INC-CL B COMMON STOCK 084670702 3788 26223 SH SOLE 25963 60 200 BERKSHIRE HATHAWAY INC-CL B COMMON STOCK 084670702 1110 7681 SH OTR 7511 20 150 BEST BUY COMPANY INC COMMON STOCK 086516101 707 18508 SH SOLE 18508 0 0 BEST BUY COMPANY INC COMMON STOCK 086516101 24 617 SH OTR 617 0 0 BHP BILLITON LTD SPONS ADR COMMON STOCK 088606108 153 4412 SH SOLE 4212 0 200 BHP BILLITON LTD SPONS ADR COMMON STOCK 088606108 74 2125 SH OTR 2125 0 0 BIOGEN INC COMMON STOCK 09062X103 203 649 SH SOLE 649 0 0 BIOGEN INC COMMON STOCK 09062X103 34 110 SH OTR 110 0 0 BLACKROCK INC CL A COMMON STOCK 09247X101 181 500 SH SOLE 0 0 500 BLACKROCK INC CL A COMMON STOCK 09247X101 76 210 SH OTR 210 0 0 BOEING CO COMMON STOCK 097023105 1916 14547 SH SOLE 13452 0 1095 BOEING CO COMMON STOCK 097023105 785 5955 SH OTR 5955 0 0 BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 4494 83339 SH SOLE 74919 4450 3970 BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 1823 33802 SH OTR 30271 1381 2150 CAPITAL ONE FINANCIAL CORP COMMON STOCK 14040H105 267 3714 SH SOLE 3714 0 0 CATERPILLAR INC COMMON STOCK 149123101 2285 25744 SH SOLE 25458 0 286 CATERPILLAR INC COMMON STOCK 149123101 834 9400 SH OTR 9055 45 300 CELGENE CORP COMMON STOCK 151020104 963 9211 SH SOLE 7061 0 2150 CELGENE CORP COMMON STOCK 151020104 228 2180 SH OTR 2180 0 0 CHEVRON CORPORATION COMMON STOCK 166764100 8185 79528 SH SOLE 75505 1875 2148 CHEVRON CORPORATION COMMON STOCK 166764100 3480 33808 SH OTR 30504 1460 1844 CHURCH & DWIGHT INC COMMON STOCK 171340102 301 6284 SH SOLE 6284 0 0 CISCO SYSTEMS INC COMMON STOCK 17275R102 4268 134547 SH SOLE 129619 0 4928 CISCO SYSTEMS INC COMMON STOCK 17275R102 1343 42348 SH OTR 41853 495 0 CITIGROUP INC COMMON STOCK 172967424 356 7543 SH SOLE 7343 0 200 CITIGROUP INC COMMON STOCK 172967424 142 3007 SH OTR 2967 0 40 CLOROX COMPANY COMMON STOCK 189054109 1394 11132 SH SOLE 11032 0 100 CLOROX COMPANY COMMON STOCK 189054109 523 4175 SH OTR 3690 0 485 COCA COLA CO COMMON STOCK 191216100 2813 66468 SH SOLE 59868 1400 5200 COCA COLA CO COMMON STOCK 191216100 1401 33105 SH OTR 27675 0 5430 COGNIZANT TECHNOLOGY SOLUTIONS COMMON STOCK 192446102 264 5537 SH SOLE 5537 0 0 COLGATE PALMOLIVE CO COMMON STOCK 194162103 3354 45237 SH SOLE 39702 1400 4135 COLGATE PALMOLIVE CO COMMON STOCK 194162103 2273 30663 SH OTR 28763 0 1900 COMCAST CORP-CL A COMMON STOCK 20030N101 809 12188 SH SOLE 11073 0 1115 COMCAST CORP-CL A COMMON STOCK 20030N101 160 2412 SH OTR 1612 200 600 COMMUNITY BANK SYSTEM INC COMMON STOCK 203607106 50 1037 SH SOLE 648 0 389 COMMUNITY BANK SYSTEM INC COMMON STOCK 203607106 178 3700 SH OTR 300 3400 0 CONOCOPHILLIPS COMMON STOCK 20825C104 1663 38247 SH SOLE 34919 325 3003 CONOCOPHILLIPS COMMON STOCK 20825C104 123 2828 SH OTR 2678 150 0 CONSUMER DISCRETIONARY SELT COMMON STOCK 81369Y407 1626 20316 SH SOLE 18416 0 1900 CONSUMER DISCRETIONARY SELT COMMON STOCK 81369Y407 224 2795 SH OTR 2130 530 135 CONSUMER STAPLES SELECT SECTOR COMMON STOCK 81369Y308 947 17798 SH SOLE 16124 0 1674 CONSUMER STAPLES SELECT SECTOR COMMON STOCK 81369Y308 117 2207 SH OTR 1917 100 190 CORNING INC COMMON STOCK 219350105 393 16619 SH SOLE 16619 0 0 CORNING INC COMMON STOCK 219350105 194 8200 SH OTR 7500 700 0 COSTCO WHOLESALE CORP COMMON STOCK 22160K105 158 1037 SH SOLE 1037 0 0 COSTCO WHOLESALE CORP COMMON STOCK 22160K105 124 815 SH OTR 525 0 290 CSX CORP COMMON STOCK 126408103 120 3941 SH SOLE 3941 0 0 CSX CORP COMMON STOCK 126408103 118 3855 SH OTR 3855 0 0 CVS HEALTH CORP COMMON STOCK 126650100 3866 43446 SH SOLE 43446 0 0 CVS HEALTH CORP COMMON STOCK 126650100 1259 14149 SH OTR 13009 240 900 DANAHER CORP COMMON STOCK 235851102 3905 49816 SH SOLE 47164 0 2652 DANAHER CORP COMMON STOCK 235851102 1068 13627 SH OTR 11807 230 1590 DEERE & CO COMMON STOCK 244199105 394 4622 SH SOLE 4622 0 0 DEERE & CO COMMON STOCK 244199105 452 5290 SH OTR 5290 0 0 DISNEY WALT CO NEW COMMON STOCK 254687106 5406 58218 SH SOLE 57202 0 1016 DISNEY WALT CO NEW COMMON STOCK 254687106 2323 25013 SH OTR 23583 320 1110 DOMINION RESOURCES INC COMMON STOCK 25746U109 2360 31779 SH SOLE 30494 300 985 DOMINION RESOURCES INC COMMON STOCK 25746U109 875 11788 SH OTR 7333 550 3905 DOW CHEMICAL COMPANY COMMON STOCK 260543103 564 10875 SH SOLE 10875 0 0 DOW CHEMICAL COMPANY COMMON STOCK 260543103 986 19017 SH OTR 17617 0 1400 DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 3495 52189 SH SOLE 50274 0 1915 DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 1813 27072 SH OTR 22726 111 4235 DUKE ENERGY CORP COMMON STOCK 26441C204 242 3019 SH SOLE 2387 566 66 DUKE ENERGY CORP COMMON STOCK 26441C204 225 2813 SH OTR 2061 500 252 ECOLAB INC COMMON STOCK 278865100 1932 15869 SH SOLE 15569 0 300 ECOLAB INC COMMON STOCK 278865100 378 3105 SH OTR 1685 0 1420 EMERSON ELEC CO COMMON STOCK 291011104 1030 18893 SH SOLE 17893 800 200 EMERSON ELEC CO COMMON STOCK 291011104 292 5365 SH OTR 5365 0 0 ENERGY SELECT SECTOR SPDR COMMON STOCK 81369Y506 963 13635 SH SOLE 12915 0 720 ENERGY SELECT SECTOR SPDR COMMON STOCK 81369Y506 80 1133 SH OTR 900 80 153 ENTERPRISE PRODS PARTNERS LP COMMON STOCK 293792107 465 16845 SH SOLE 11845 0 5000 ENTERPRISE PRODS PARTNERS LP COMMON STOCK 293792107 107 3880 SH OTR 3880 0 0 EXELON CORP COMMON STOCK 30161N101 188 5643 SH SOLE 5643 0 0 EXELON CORP COMMON STOCK 30161N101 123 3709 SH OTR 2859 0 850 EXPEDITORS INTL WASH INC COMMON STOCK 302130109 164 3180 SH SOLE 2980 0 200 EXPEDITORS INTL WASH INC COMMON STOCK 302130109 59 1140 SH OTR 1140 0 0 EXPRESS SCRIPTS HLDG COMMON STOCK 30219G108 1262 17900 SH SOLE 17186 150 564 EXPRESS SCRIPTS HLDG COMMON STOCK 30219G108 375 5316 SH OTR 5161 0 155 EXXONMOBIL CORP COMMON STOCK 30231G102 14024 160679 SH SOLE 155034 1250 4395 EXXONMOBIL CORP COMMON STOCK 30231G102 6681 76547 SH OTR 73300 597 2650 FACEBOOK INC-A COMMON STOCK 30303M102 399 3114 SH SOLE 3079 0 35 FACEBOOK INC-A COMMON STOCK 30303M102 77 600 SH OTR 600 0 0 FEDEX CORPORATION COMMON STOCK 31428X106 274 1566 SH SOLE 1566 0 0 FINANCIAL SELECT SECTOR SPDR COMMON STOCK 81369Y605 974 50443 SH SOLE 48943 0 1500 FINANCIAL SELECT SECTOR SPDR COMMON STOCK 81369Y605 96 4991 SH OTR 4543 448 0 FISERV INC COMMON STOCK 337738108 2610 26241 SH SOLE 25986 0 255 FISERV INC COMMON STOCK 337738108 56 566 SH OTR 566 0 0 FORTIVE CORP COMMON STOCK 34959J108 1078 21171 SH SOLE 20161 0 1010 FORTIVE CORP COMMON STOCK 34959J108 114 2237 SH OTR 1328 115 794 FORTUNE BRANDS INC COMMON STOCK 34964C106 241 4144 SH OTR 4144 0 0 GENERAL DYNAMICS CORP COMMON STOCK 369550108 364 2348 SH SOLE 2273 0 75 GENERAL DYNAMICS CORP COMMON STOCK 369550108 248 1600 SH OTR 1600 0 0 GENERAL ELECTRIC CORP COMMON STOCK 369604103 9080 306554 SH SOLE 292121 1800 12633 GENERAL ELECTRIC CORP COMMON STOCK 369604103 3631 122581 SH OTR 108288 5143 9150 GENERAL MLS INC COMMON STOCK 370334104 2246 35156 SH SOLE 34256 0 900 GENERAL MLS INC COMMON STOCK 370334104 903 14132 SH OTR 12087 500 1545 GILEAD SCIENCES INC COMMON STOCK 375558103 979 12379 SH SOLE 9879 0 2500 GILEAD SCIENCES INC COMMON STOCK 375558103 89 1120 SH OTR 1120 0 0 GLAXO SMITHKLINE SPONS ADR COMMON STOCK 37733W105 820 19022 SH SOLE 18667 0 355 GLAXO SMITHKLINE SPONS ADR COMMON STOCK 37733W105 344 7974 SH OTR 6969 255 750 GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 908 5628 SH SOLE 5523 40 65 GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 589 3651 SH OTR 3641 10 0 GRAINGER W W INC COMMON STOCK 384802104 1525 6784 SH SOLE 6684 0 100 GRAINGER W W INC COMMON STOCK 384802104 503 2235 SH OTR 1365 0 870 HEALTH CARE SELECT SECTOR SPDR COMMON STOCK 81369Y209 1002 13890 SH SOLE 12916 0 974 HEALTH CARE SELECT SECTOR SPDR COMMON STOCK 81369Y209 184 2546 SH OTR 2546 0 0 HEWLETT PACKARD ENTERPRISE COM COMMON STOCK 42824C109 93 4066 SH SOLE 2912 0 1154 HEWLETT PACKARD ENTERPRISE COM COMMON STOCK 42824C109 108 4756 SH OTR 3956 0 800 HOME DEPOT INC COMMON STOCK 437076102 1051 8164 SH SOLE 6637 0 1527 HOME DEPOT INC COMMON STOCK 437076102 737 5730 SH OTR 5530 0 200 HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 3123 26783 SH SOLE 24802 0 1981 HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 870 7460 SH OTR 3887 2565 1008 ILLINOIS TOOL WKS INC COMMON STOCK 452308109 1174 9795 SH SOLE 9795 0 0 ILLINOIS TOOL WKS INC COMMON STOCK 452308109 90 752 SH OTR 752 0 0 INDUSTRIAL SELECT SECTOR SPDR COMMON STOCK 81369Y704 1278 21890 SH SOLE 21413 0 477 INDUSTRIAL SELECT SECTOR SPDR COMMON STOCK 81369Y704 104 1784 SH OTR 1684 0 100 INTEL CORP COMMON STOCK 458140100 8222 217794 SH SOLE 209794 2800 5200 INTEL CORP COMMON STOCK 458140100 1624 43025 SH OTR 38865 2460 1700 INTL. BUSINESS MACHINES CORP COMMON STOCK 459200101 5832 36713 SH SOLE 33085 625 3003 INTL. BUSINESS MACHINES CORP COMMON STOCK 459200101 3246 20432 SH OTR 19002 20 1410 ISHARES DJ US TELCOM SECTOR ET COMMON STOCK 464287713 724 22475 SH SOLE 22475 0 0 ISHARES DJ US TELCOM SECTOR ET COMMON STOCK 464287713 377 11693 SH OTR 11493 200 0 ISHARES NASDAQ BIOTECH ETF COMMON STOCK 464287556 6859 23696 SH SOLE 22810 65 821 ISHARES NASDAQ BIOTECH ETF COMMON STOCK 464287556 1449 5005 SH OTR 4835 120 50 JM SMUCKER CO COMMON STOCK 832696405 107 789 SH SOLE 696 0 93 JM SMUCKER CO COMMON STOCK 832696405 275 2026 SH OTR 1426 600 0 JOHNSON & JOHNSON COMMON STOCK 478160104 14093 119303 SH SOLE 110764 737 7802 JOHNSON & JOHNSON COMMON STOCK 478160104 4458 37735 SH OTR 33230 1320 3185 JP MORGAN CHASE & CO COMMON STOCK 46625H100 8611 129321 SH SOLE 123081 225 6015 JP MORGAN CHASE & CO COMMON STOCK 46625H100 3446 51752 SH OTR 46552 2940 2260 KBW BANK ETF COMMON STOCK 78464A797 253 7566 SH SOLE 7066 0 500 KBW BANK ETF COMMON STOCK 78464A797 41 1228 SH OTR 1128 0 100 KBW REGIONAL BANKING ETF COMMON STOCK 78464A698 2831 66965 SH SOLE 66555 0 410 KBW REGIONAL BANKING ETF COMMON STOCK 78464A698 913 21606 SH OTR 21406 100 100 KEYCORP COMMON STOCK 493267108 55 4533 SH SOLE 1360 0 3173 KEYCORP COMMON STOCK 493267108 170 14002 SH OTR 14002 0 0 KIMBERLY CLARK CORP COMMON STOCK 494368103 573 4540 SH SOLE 4490 0 50 KIMBERLY CLARK CORP COMMON STOCK 494368103 180 1430 SH OTR 1375 55 0 KRAFT HEINZ CO COMMON STOCK 500754106 593 6626 SH SOLE 6537 0 89 KRAFT HEINZ CO COMMON STOCK 500754106 440 4911 SH OTR 4555 46 310 LILLY ELI & CO COMMON STOCK 532457108 386 4804 SH SOLE 4276 0 528 LILLY ELI & CO COMMON STOCK 532457108 563 7010 SH OTR 5985 0 1025 LOCKHEED MARTIN CORP COMMON STOCK 539830109 3246 13542 SH SOLE 12827 0 715 LOCKHEED MARTIN CORP COMMON STOCK 539830109 665 2772 SH OTR 2760 12 0 LOWES COS INC COMMON STOCK 548661107 7337 101601 SH SOLE 101006 0 595 LOWES COS INC COMMON STOCK 548661107 2025 28040 SH OTR 27105 235 700 M & T BANK CORP COMMON STOCK 55261F104 58 500 SH SOLE 500 0 0 M & T BANK CORP COMMON STOCK 55261F104 383 3300 SH OTR 1200 2100 0 MAGELLAN MIDSTREAM PARTNERS LP COMMON STOCK 559080106 255 3600 SH SOLE 0 0 3600 MARRIOTT INTERNATIONAL INC COMMON STOCK 571903202 206 3064 SH SOLE 3064 0 0 MARRIOTT INTERNATIONAL INC COMMON STOCK 571903202 75 1112 SH OTR 1112 0 0 MATERIALS SELECT SPDR FUND COMMON STOCK 81369Y100 1422 29777 SH SOLE 26959 0 2818 MATERIALS SELECT SPDR FUND COMMON STOCK 81369Y100 155 3237 SH OTR 2507 525 205 MCDONALDS CORP COMMON STOCK 580135101 7714 66867 SH SOLE 64964 900 1003 MCDONALDS CORP COMMON STOCK 580135101 2311 20029 SH OTR 18729 500 800 MERCK & CO INC COMMON STOCK 58933Y105 3758 60220 SH SOLE 57994 850 1376 MERCK & CO INC COMMON STOCK 58933Y105 1539 24656 SH OTR 22645 86 1925 METLIFE INC COMMON STOCK 59156R108 607 13654 SH SOLE 13654 0 0 METLIFE INC COMMON STOCK 59156R108 93 2088 SH OTR 1588 500 0 MICROCHIP TECHNOLOGY INC COMMON STOCK 595017104 2168 34887 SH SOLE 34387 0 500 MICROCHIP TECHNOLOGY INC COMMON STOCK 595017104 503 8100 SH OTR 5975 800 1325 MICROSOFT CORP COMMON STOCK 594918104 9884 171603 SH SOLE 166735 450 4418 MICROSOFT CORP COMMON STOCK 594918104 3410 59197 SH OTR 51295 4802 3100 MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 982 22371 SH SOLE 21688 0 683 MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 545 12418 SH OTR 11347 138 933 MONSANTO CO COMMON STOCK 61166W101 1494 14620 SH SOLE 13691 0 929 MONSANTO CO COMMON STOCK 61166W101 267 2616 SH OTR 2546 70 0 NBT BANCORP INC COMMON STOCK 628778102 6898 209846 SH SOLE 112495 0 97351 NBT BANCORP INC COMMON STOCK 628778102 2216 67403 SH OTR 64991 12 2400 NEXTERA ENERGY INC COMMON STOCK 65339F101 2780 22725 SH SOLE 20285 0 2440 NEXTERA ENERGY INC COMMON STOCK 65339F101 1232 10069 SH OTR 7034 750 2285 NIKE INC-CLASS B COMMON STOCK 654106103 2302 43720 SH SOLE 43320 0 400 NIKE INC-CLASS B COMMON STOCK 654106103 537 10200 SH OTR 6200 0 4000 NORFOLK SOUTHERN CORP COMMON STOCK 655844108 921 9488 SH SOLE 8088 0 1400 NORFOLK SOUTHERN CORP COMMON STOCK 655844108 698 7194 SH OTR 5994 0 1200 NOVARTIS AG SPONS ADR COMMON STOCK 66987V109 2609 33036 SH SOLE 32569 0 467 NOVARTIS AG SPONS ADR COMMON STOCK 66987V109 934 11830 SH OTR 10395 150 1285 NUCOR CORP COMMON STOCK 670346105 687 13883 SH SOLE 13883 0 0 NUCOR CORP COMMON STOCK 670346105 206 4169 SH OTR 3169 0 1000 ORACLE CORPORATION COMMON STOCK 68389X105 2708 68939 SH SOLE 66755 0 2184 ORACLE CORPORATION COMMON STOCK 68389X105 1311 33384 SH OTR 33129 255 0 PEPSICO INC COMMON STOCK 713448108 10172 93518 SH SOLE 92333 300 885 PEPSICO INC COMMON STOCK 713448108 2709 24905 SH OTR 22025 1470 1410 PFIZER INC COMMON STOCK 717081103 5414 159857 SH SOLE 157353 0 2504 PFIZER INC COMMON STOCK 717081103 2336 68977 SH OTR 64068 2020 2889 PG & E CORP COMMON STOCK 69331C108 52 846 SH SOLE 846 0 0 PG & E CORP COMMON STOCK 69331C108 187 3055 SH OTR 3055 0 0 PHILIP MORRIS INTERNATIONAL COMMON STOCK 718172109 2328 23949 SH SOLE 23074 0 875 PHILIP MORRIS INTERNATIONAL COMMON STOCK 718172109 2516 25875 SH OTR 24375 150 1350 PRAXAIR INC COMMON STOCK 74005P104 1714 14189 SH SOLE 13939 0 250 PRAXAIR INC COMMON STOCK 74005P104 519 4295 SH OTR 3170 0 1125 PROCTER & GAMBLE CO COMMON STOCK 742718109 11709 130465 SH SOLE 123138 944 6383 PROCTER & GAMBLE CO COMMON STOCK 742718109 4571 50935 SH OTR 43960 2315 4660 PRUDENTIAL FINL INC COMMON STOCK 744320102 2373 29058 SH SOLE 28758 100 200 PRUDENTIAL FINL INC COMMON STOCK 744320102 962 11777 SH OTR 11427 150 200 PUBLIC SERVICE ENTERPRISE GROU COMMON STOCK 744573106 158 3782 SH SOLE 3382 400 0 PUBLIC SERVICE ENTERPRISE GROU COMMON STOCK 744573106 127 3025 SH OTR 3025 0 0 QUALCOMM INC COMMON STOCK 747525103 4058 59234 SH SOLE 58160 225 849 QUALCOMM INC COMMON STOCK 747525103 1044 15245 SH OTR 14400 245 600 ROCKWELL AUTOMATION INC COMMON STOCK 773903109 239 1950 SH SOLE 1750 0 200 ROCKWELL AUTOMATION INC COMMON STOCK 773903109 18 150 SH OTR 150 0 0 S&P GLOBAL INC COMMON STOCK 78409V104 253 2000 SH SOLE 0 0 2000 SOUTHERN COMPANY COMMON STOCK 842587107 1514 29505 SH SOLE 29005 200 300 SOUTHERN COMPANY COMMON STOCK 842587107 931 18145 SH OTR 15945 2000 200 SPECTRA ENERGY CORP COMMON STOCK 847560109 542 12675 SH SOLE 12242 300 133 SPECTRA ENERGY CORP COMMON STOCK 847560109 37 867 SH OTR 867 0 0 ST JUDE MEDICAL INC COMMON STOCK 790849103 313 3926 SH SOLE 3926 0 0 ST JUDE MEDICAL INC COMMON STOCK 790849103 25 315 SH OTR 315 0 0 STARBUCKS CORP COMMON STOCK 855244109 33 616 SH SOLE 616 0 0 STARBUCKS CORP COMMON STOCK 855244109 184 3400 SH OTR 3400 0 0 STATE STREET CORP COMMON STOCK 857477103 500 7180 SH SOLE 7005 0 175 STATE STREET CORP COMMON STOCK 857477103 27 385 SH OTR 385 0 0 STRYKER CORPORATION COMMON STOCK 863667101 624 5362 SH SOLE 5362 0 0 STRYKER CORPORATION COMMON STOCK 863667101 23 200 SH OTR 200 0 0 SYSCO CORP COMMON STOCK 871829107 488 9955 SH SOLE 9955 0 0 SYSCO CORP COMMON STOCK 871829107 383 7810 SH OTR 7185 0 625 T ROWE PRICE GROUP INC COMMON STOCK 74144T108 4126 62050 SH SOLE 61345 100 605 T ROWE PRICE GROUP INC COMMON STOCK 74144T108 1042 15671 SH OTR 15076 295 300 TARGET CORP COMMON STOCK 87612E106 4215 61368 SH SOLE 57722 125 3521 TARGET CORP COMMON STOCK 87612E106 969 14107 SH OTR 13009 373 725 TECHNOLOGY SELECT SECT SPDR COMMON STOCK 81369Y803 2038 42644 SH SOLE 41719 325 600 TECHNOLOGY SELECT SECT SPDR COMMON STOCK 81369Y803 189 3959 SH OTR 3259 700 0 TEXTRON INC COMMON STOCK 883203101 773 19440 SH SOLE 19440 0 0 THE MOSAIC COMPANY COMMON STOCK 61945C103 193 7878 SH SOLE 7878 0 0 THE MOSAIC COMPANY COMMON STOCK 61945C103 264 10809 SH OTR 10724 85 0 THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 239 1500 SH SOLE 0 0 1500 TJX COS INC COMMON STOCK 872540109 1985 26545 SH SOLE 23402 300 2843 TJX COS INC COMMON STOCK 872540109 955 12765 SH OTR 12595 170 0 TOYOTA MOTOR CORP SPONS ADR COMMON STOCK 892331307 468 4029 SH SOLE 4029 0 0 TOYOTA MOTOR CORP SPONS ADR COMMON STOCK 892331307 14 118 SH OTR 118 0 0 TRAVELERS COMPANIES INC COMMON STOCK 89417E109 141 1231 SH SOLE 1131 0 100 TRAVELERS COMPANIES INC COMMON STOCK 89417E109 61 531 SH OTR 307 0 224 UNION PAC CORP COMMON STOCK 907818108 4474 45870 SH SOLE 44789 0 1081 UNION PAC CORP COMMON STOCK 907818108 1670 17120 SH OTR 14900 0 2220 UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 725 6629 SH SOLE 5629 0 1000 UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 210 1920 SH OTR 1920 0 0 UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 6554 64510 SH SOLE 61243 300 2967 UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 2199 21646 SH OTR 19106 1940 600 UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 3035 21680 SH SOLE 20474 0 1206 UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 916 6540 SH OTR 6265 150 125 US BANCORP NEW COMMON STOCK 902973304 2487 57983 SH SOLE 54822 0 3161 US BANCORP NEW COMMON STOCK 902973304 193 4501 SH OTR 4031 470 0 UTILITIES SELECT SECTOR SPDR COMMON STOCK 81369Y886 2415 49289 SH SOLE 46409 0 2880 UTILITIES SELECT SECTOR SPDR COMMON STOCK 81369Y886 844 17218 SH OTR 16348 525 345 V.F. CORP COMMON STOCK 918204108 311 5551 SH SOLE 5551 0 0 VANECK VECTORS AGRIBUSINESS ET COMMON STOCK 92189F700 1452 29064 SH SOLE 27612 100 1352 VANECK VECTORS AGRIBUSINESS ET COMMON STOCK 92189F700 569 11396 SH OTR 11171 125 100 VANGUARD REIT ETF COMMON STOCK 922908553 1883 21707 SH SOLE 21707 0 0 VANGUARD REIT ETF COMMON STOCK 922908553 345 3972 SH OTR 2983 989 0 VERIZON COMMUNICATIONS COMMON STOCK 92343V104 4625 88973 SH SOLE 81721 2609 4643 VERIZON COMMUNICATIONS COMMON STOCK 92343V104 2649 50969 SH OTR 42929 4995 3045 VISA INC CL A COMMON STOCK 92826C839 223 2702 SH SOLE 1602 0 1100 WAL MART STORES INC COMMON STOCK 931142103 1660 23024 SH SOLE 22558 0 466 WAL MART STORES INC COMMON STOCK 931142103 826 11458 SH OTR 10908 150 400 WALGREENS BOOTS ALLIANCE INC COMMON STOCK 931427108 1990 24678 SH SOLE 24357 0 321 WALGREENS BOOTS ALLIANCE INC COMMON STOCK 931427108 110 1359 SH OTR 953 102 304 WELLS FARGO & CO COMMON STOCK 949746101 5689 128489 SH SOLE 124195 0 4294 WELLS FARGO & CO COMMON STOCK 949746101 2099 47395 SH OTR 40371 2605 4419 WGL HLDGS INC COMMON STOCK 92924F106 187 2980 SH SOLE 2980 0 0 WGL HLDGS INC COMMON STOCK 92924F106 150 2400 SH OTR 0 2400 0 WHOLE FOODS MKT INC COMMON STOCK 966837106 233 8205 SH SOLE 8205 0 0 WHOLE FOODS MKT INC COMMON STOCK 966837106 3 109 SH OTR 109 0 0 WR GRACE & CO COMMON STOCK 38388F108 443 6000 SH OTR 0 0 6000 XCEL ENERGY INC COMMON STOCK 98389B100 257 6237 SH SOLE 3086 651 2500 XCEL ENERGY INC COMMON STOCK 98389B100 32 775 SH OTR 775 0 0 XYLEM INC COMMON STOCK 98419M100 360 6862 SH SOLE 6862 0 0 XYLEM INC COMMON STOCK 98419M100 147 2800 SH OTR 2800 0 0 YUM! BRANDS INC COMMON STOCK 988498101 1042 11479 SH SOLE 11479 0 0 YUM! BRANDS INC COMMON STOCK 988498101 169 1866 SH OTR 1791 75 0 ZIMMER BIOMET HOLDINGS INC COMMON STOCK 98956P102 379 2917 SH SOLE 2447 120 350 ZIMMER BIOMET HOLDINGS INC COMMON STOCK 98956P102 251 1933 SH OTR 1760 73 100 3M CO COMMON STOCK 88579Y101 2827 16043 SH SOLE 14898 525 620 3M CO COMMON STOCK 88579Y101 530 3007 SH OTR 2282 50 675 BP PLC SPONS ADR COMMON STOCK 055622104 234 6654 SH SOLE 6654 0 0 BP PLC SPONS ADR COMMON STOCK 055622104 49 1396 SH OTR 1396 0 0 NOVO NORDISK AS SPONS ADR COMMON STOCK 670100205 394 9470 SH SOLE 9470 0 0 ROYAL DUTCH SHELL SPONS ADR COMMON STOCK 780259206 25 495 SH SOLE 495 0 0 ROYAL DUTCH SHELL SPONS ADR COMMON STOCK 780259206 238 4761 SH OTR 4511 0 250 SHIRE PLC SPONS ADR COMMON STOCK 82481R106 200 1032 SH SOLE 932 0 100 SHIRE PLC SPONS ADR COMMON STOCK 82481R106 45 234 SH OTR 212 0 22 ACCENTURE PLC CL A COMMON STOCK G1151C101 228 1865 SH SOLE 65 0 1800 ALLEGION PLC COMMON STOCK G0176J109 225 3266 SH OTR 3266 0 0 EATON CORP PLC COMMON STOCK G29183103 434 6609 SH SOLE 6609 0 0 EATON CORP PLC COMMON STOCK G29183103 342 5211 SH OTR 4136 0 1075 INGERSOLL-RAND PLC COMMON STOCK G47791101 73 1075 SH SOLE 1075 0 0 INGERSOLL-RAND PLC COMMON STOCK G47791101 693 10200 SH OTR 10200 0 0 MEDTRONIC PLC COMMON STOCK G5960L103 1822 21083 SH SOLE 21038 0 45 MEDTRONIC PLC COMMON STOCK G5960L103 788 9120 SH OTR 9049 71 0 NXP SEMICONDUCTORS COMMON STOCK N6596X109 608 5964 SH SOLE 4814 0 1150 NXP SEMICONDUCTORS COMMON STOCK N6596X109 56 550 SH OTR 550 0 0 SCHLUMBERGER LTD COMMON STOCK 806857108 4457 56671 SH SOLE 53849 0 2822 SCHLUMBERGER LTD COMMON STOCK 806857108 865 11001 SH OTR 10841 160 0 SUNCOR ENERGY INC COMMON STOCK 867224107 228 8204 SH SOLE 6967 0 1237 SUNCOR ENERGY INC COMMON STOCK 867224107 37 1330 SH OTR 1330 0 0 TORONTO DOMINION BANK COMMON STOCK 891160509 1210 27256 SH SOLE 26356 0 900 AMERICAN TOWER CORP REIT OTHER 03027X100 172 1515 SH SOLE 0 0 0 AMERICAN TOWER CORP REIT OTHER 03027X100 39 340 SH OTR 0 0 0 ISHARES CORE S&P MID-CAP ETF OTHER 464287507 3718 24034 SH SOLE 0 0 0 ISHARES CORE S&P MID-CAP ETF OTHER 464287507 307 1983 SH OTR 0 0 0 ISHARES CORE S&P 500 ETF OTHER 464287200 249 1144 SH SOLE 0 0 0 ISHARES GOLD TRUST OTHER 464285105 137 10805 SH SOLE 0 0 0 ISHARES MSCI EAFE ETF OTHER 464287465 4242 71740 SH SOLE 0 0 0 ISHARES MSCI EAFE ETF OTHER 464287465 575 9726 SH OTR 0 0 0 ISHARES MSCI EMERGING MKT ETF OTHER 464287234 2173 58026 SH SOLE 0 0 0 ISHARES MSCI EMERGING MKT ETF OTHER 464287234 361 9635 SH OTR 0 0 0 ISHARES RUSSELL 2000 ETF OTHER 464287655 7984 64277 SH SOLE 0 0 0 ISHARES RUSSELL 2000 ETF OTHER 464287655 442 3561 SH OTR 0 0 0 ISHARES S&P MIDCAP 400/GRWTH E OTHER 464287606 44 250 SH SOLE 0 0 0 ISHARES S&P MIDCAP 400/GRWTH E OTHER 464287606 201 1150 SH OTR 0 0 0 REAL ESTATE SELECT SECT SPDR OTHER 81369Y860 228 6967 SH SOLE 0 0 0 REAL ESTATE SELECT SECT SPDR OTHER 81369Y860 23 689 SH OTR 0 0 0 SPDR DJIA TRUST OTHER 78467X109 1264 6915 SH SOLE 0 0 0 SPDR DJIA TRUST OTHER 78467X109 309 1691 SH OTR 0 0 0 SPDR S&P DIVIDEND ETF OTHER 78464A763 10558 125154 SH SOLE 0 0 0 SPDR S&P DIVIDEND ETF OTHER 78464A763 622 7375 SH OTR 0 0 0 SPDR S&P MIDCAP 400 ETF TRUST OTHER 78467Y107 10110 35816 SH SOLE 0 0 0 SPDR S&P MIDCAP 400 ETF TRUST OTHER 78467Y107 696 2464 SH OTR 0 0 0 SPDR S&P 500 ETF TRUST OTHER 78462F103 4233 19569 SH SOLE 0 0 0 SPDR S&P 500 ETF TRUST OTHER 78462F103 606 2803 SH OTR 0 0 0 VANGUARD FTSE EMERGING MARKETS OTHER 922042858 1213 32227 SH SOLE 0 0 0 VANGUARD FTSE EMERGING MARKETS OTHER 922042858 229 6095 SH OTR 0 0 0 VANGUARD S&P 500 ETF OTHER 922908363 6989 35175 SH SOLE 0 0 0 ISHARES BARCLAYS TIPS BOND ETF OTHER 464287176 213 1832 SH SOLE 0 0 0 ISHARES BARCLAYS TIPS BOND ETF OTHER 464287176 2 20 SH OTR 0 0 0 ISHARES BARCLAYS 1-3 YEAR CR E OTHER 464288646 259 2453 SH SOLE 0 0 0 ISHARES BARCLAYS 1-3 YEAR TR E OTHER 464287457 535 6297 SH SOLE 0 0 0 ISHARES BARCLAYS 1-3 YEAR TR E OTHER 464287457 3 31 SH OTR 0 0 0 ISHARES BARCLAYS 7-10 YEAR TR OTHER 464287440 411 3676 SH SOLE 0 0 0 ISHARES CORE U.S. AGGREGATE BO OTHER 464287226 518 4604 SH SOLE 0 0 0 ISHARES S&P PREF STK ETF OTHER 464288687 3058 77416 SH SOLE 0 0 0 ISHARES S&P PREF STK ETF OTHER 464288687 470 11911 SH OTR 0 0 0 SPDR BARCLAYS I/T CORP BD ETF OTHER 78464A375 1210 34656 SH SOLE 0 0 0 VANGUARD INTER TERM CORP BOND OTHER 92206C870 964 10766 SH SOLE 0 0 0 VANGUARD INTER TERM CORP BOND OTHER 92206C870 237 2650 SH OTR 0 0 0 VANGUARD INTERMEDIATE-TERM BON OTHER 921937819 368 4200 SH SOLE 0 0 0 VANGUARD INTERMEDIATE-TERM BON OTHER 921937819 33 375 SH OTR 0 0 0 VANGUARD TOTAL BOND MARKET ETF OTHER 921937835 703 8358 SH SOLE 0 0 0