TSA ENDORSEMENT

Effective immediately, Equitable hereby amends your Certificate issued under
Group Annuity Contract No. 11930T as follows:

In this Endorsement "you" or "your" refers to the original Annuitant
(Participant) of the Certificate at the time an original owner's right is
exercised. For purposes of this Endorsement any reference to "Certificate" will
also include "Contract".

SECTION 1.05A, "ANNUITANT", is added to the Certificate.

The term " Annuitant" means the individual on whose life this Certificate is
based. The Annuitant is the Owner of this Certificate.

SECTION 2.09, "DEATH BENEFIT", is amended as follows:

The following sentence is added as the 3rd paragraph to this Section:

The Death Benefit will not be paid under this Section 2.09 if the "Beneficiary
Continuation Option" under Section 2.09A is in effect.

SECTION 2.09A, "BENEFICIARY CONTINUATION OPTION", is amended as follows:

This Section is added to your Certificate:

Except as otherwise provided in this Section 2.09A, this Section 2.09A will
apply only if you die before the Retirement Date, and the beneficiary named
pursuant to Section 4.04 of the Certificate is an individual.

If there is more than one beneficiary, and any beneficiary is not an individual,
then this Section 2.09A does not apply to that beneficiary and the
non-individual beneficiary's share of the Death Benefit described in Section
2.09 of the Certificate is payable to the non-individual beneficiary.

If this Section 2.09A applies and there is more than one beneficiary, the
Annuity Account Value will be apportioned among your beneficiaries as you
designate pursuant to Section 4.04 of the Certificate.

One or more individual beneficiaries may continue this Certificate. In order to
continue this Certificate under the terms set forth under (a) through (h) below,
we must receive that beneficiary's election within 9 months after your death and
before the beneficiary's share of the death benefit is paid out in any manner
inconsistent with that beneficiary's election to continue the Certificate.

Each individual beneficiary electing to continue the Certificate will be a
"Continuation Beneficiary" described in item c. below with respect to that
beneficiary's portion of the Annuity Account Value. For any beneficiary who does
not timely elect to be a Continuation Beneficiary, we will pay that
beneficiary's share of the Death Benefit pursuant to Section 2.09 of the
Certificate in a lump sum.




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The terms of the Beneficiary Continuation Option are as follows:

            a.    the Certificate cannot be assigned and must continue in
                  your name for the benefit of your Continuation Beneficiary.

            b.    as of the date we receive satisfactory proof of your death and
                  all necessary documentation to make a claim under the
                  Certificate, we will compare the Annuity Account Value and the
                  Minimum Death Benefit as of this date (the reset date). If the
                  Annuity Account Value is less than the Minimum Death Benefit,
                  we will reset the Annuity Account Value to equal such Death
                  Benefit. The minimum Death Benefit is the sum of all your
                  Contributions less any outstanding loan and less any
                  withdrawals in accordance with Section 2.09 of this
                  Certificate.

                  If there are multiple beneficiaries the reset date will be the
                  date on which we receive the documentation as described in
                  subparagraph (b). Any beneficiary subsequently electing a
                  Death Benefit will receive the applicable payment amount.

                  The Death Benefit provision ends after Beneficiary
                  Continuation Option is elected.

            c.    the Continuation  Beneficiary will automatically  become the
                  Annuitant as defined in Section 1.05A of the Certificate
                  (as added by this Endorsement) with respect to that
                  Continuation Beneficiary's portion of the
                  Annuity Account Value.

            d.    the Continuation Beneficiary may transfer amounts among the
                  Investment Divisions.

            e.    the Continuation Beneficiary cannot make any additional
                  Contributions to the Certificate.

            f.    distributions to the Continuation Beneficiary will be made in
                  accordance with requirements for payments after your death
                  described in Section 2.12 of this Certificate and the Required
                  Minimum Distribution rules of the Code. If there is more than
                  one Continuation Beneficiary, payments will be based on the
                  individual life expectancy of each Continuation Beneficiary.

            g.    the Continuation Beneficiary may withdraw the Annuity Account
                  Value apportioned to such Continuation Beneficiary at any
                  time; withdrawals made after we have received a Continuation
                  Beneficiary's election to continue this Certificate are not
                  subject to a withdrawal charge.

            h.    upon the Continuation Beneficiary's death, we will make a lump
                  sum payment of any remaining Annuity Account Value apportioned
                  to that Continuation Beneficiary to the person designated by
                  the deceased Continuation Beneficiary to receive any such
                  payment, unless the person designated by the deceased
                  Continuation Beneficiary elects to continue the payment method
                  originally elected by the Continuation Beneficiary.




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A trust with only individual beneficiaries may continue the Certificate after
your death if:

            1.     the trust is the sole beneficiary;
            2.     all of the beneficiaries of the trust are individuals; and
            3.     the trust qualifies as a designated beneficiary for
                   purposes of the Required Minimum Distribution rules of the
                   Code; and
            4.     the trust provides us the documentation that we require
                   within the time period we require.

In the event that such a qualifying trust elects to continue the Certificate,
the oldest trust beneficiary is the Continuation Beneficiary and the individual
whose life expectancy is used to measure payments required after your death as
described in Section 2.12.

SECTION 2.11, "DIRECT ROLLOVER", IS AMENDED AS FOLLOWS:

Paragraph (D) is added as follows:

(D)    Effective for distributions after December 31, 1998 the Direct Rollover
       Option is not available for a hardship distribution within the meaning of
       Section 402(c)(4)(C) of the Code.

SECTION 4.04, "BENEFICIARY", IS AMENDED AS FOLLOWS:

The third paragraph is replaced with the following:

Any part of a death benefit payable pursuant to Section 2.09 for which there is
no designated beneficiary living at your death will be payable in a single sum
to your surviving spouse, if any; if there is no surviving spouse, then to your
children who survive you, in equal shares; or if there are no children, then to
your estate.

THE EQUITABLE LIFE ASSURANCE SOCIETY OF THE UNITED STATES


/s/Edward Miller
----------------------------------------
   Edward Miller
   Chairman and Chief Executive Officer

[GRAPHIC OMITTED]

/s/
----------------------------------------
   Pauline Sherman
   Senior Vice President, Secretary and
   Associate General Counsel




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