Exhibit (g)(2)(w)

MAINSTAY GROUP OF FUNDS

February 14, 2020

State Street Bank and Trust Company

1 Iron Street

Boston, MA 02210

Attention: MainStay Group of Funds Client Manager

Re: Amended and Restated Master Delegation Agreement (the “Agreement”)

Ladies and Gentlemen:

Please be advised of the following changes to the MainStay Group of Funds. These changes are reflected in the attached revised Appendix A to the Agreement.

Type of change	Fund name	New Fund name	Date of change
Liquidation	MainStay MacKay Emerging Markets Equity Fund	N/A	February 26, 2020
Name Change	MainStay VP Cushing Renaissance Advantage Portfolio	Mainstay VP CBRE Global Infrastructure Portfolio	February 28, 2020
Name Change	MainStay Large Cap Growth Fund	MainStay Winslow Large Cap Growth Fund	February 28, 2020

Please indicate your acceptance of the foregoing by executing two copies of this letter agreement, returning one to the MainStay Funds and retaining one for your records.

Sincerely,

THE MAINSTAY FUNDS
MAINSTAY FUNDS Trust

MAINSTAY VP FUNDS TRUST

By: /s/ Kirk C. Lehneis

Name: Kirk C. Lehneis

Title: President, Duly Authorized

Agreed and Accepted:

STATE STREET BANK AND TRUST COMPANY

By: /s/ Andrew Erickson

Name: Andrew Erickson

Title: Executive Vice President, Duly Authorized

Effective Date: February 26, 2020

Appendix A

to the

Amended and Restated Master Delegation Agreement

(as of February 26, 2020, unless otherwise noted)

MainStay MacKay DefinedTerm Municipal Opportunities Fund

The MainStay Funds

MainStay Candriam Emerging Markets Debt Fund MainStay Income Builder Fund MainStay MacKay Common Stock Fund MainStay MacKay Convertible Fund MainStay MacKay High Yield Corporate Bond Fund MainStay MacKay Infrastructure Bond Fund MainStay MacKay International Equity Fund MainStay MacKay Tax Free Bond Fund MainStay MacKay Unconstrained Bond Fund MainStay MAP Equity Fund MainStay Money Market Fund MainStay Winslow Large Cap Growth Fund     (name change effective February 28, 2020)

MainStay VP Funds Trust MainStay VP Balanced Portfolio MainStay VP Bond Portfolio MainStay VP CBRE Global Infrastructure Portfolio (name change effective February 28, 2020) MainStay VP Conservative Allocation Portfolio MainStay VP Eagle Small Cap Growth Portfolio MainStay VP Emerging Markets Equity Portfolio MainStay VP Epoch U.S. Equity Yield Portfolio MainStay VP Fidelity Institutional AM^® Utilities Portfolio MainStay VP Floating Rate Portfolio MainStay VP Growth Allocation Portfolio MainStay VP Income Builder Portfolio MainStay VP Indexed Bond Portfolio MainStay VP IQ Hedge Multi-Strategy Portfolio MainStay VP Janus Henderson Balanced Portfolio MainStay VP Large Cap Growth Portfolio MainStay VP MacKay Common Stock Portfolio MainStay VP MacKay Convertible Portfolio MainStay VP MacKay Government Portfolio MainStay VP MacKay Growth Portfolio MainStay VP MacKay High Yield Corporate Bond Portfolio MainStay VP MacKay International Equity Portfolio MainStay VP MacKay Mid Cap Core Portfolio MainStay VP MacKay S&P 500 Index Portfolio MainStay VP MacKay Small Cap Core Portfolio MainStay VP MacKay Unconstrained Bond Portfolio MainStay VP Mellon Natural Resources Portfolio MainStay VP Moderate Allocation Portfolio MainStay VP Moderate Growth Allocation Portfolio MainStay VP PIMCO Real Return Portfolio MainStay VP T. Rowe Price Equity Income Portfolio MainStay VP U.S. Government Money Market Portfolio

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MainStay Funds Trust MainStay Balanced Fund MainStay Candriam Emerging Markets Equity Fund
MainStay CBRE Global Infrastructure Fund
MainStay CBRE Real Estate Fund MainStay Conservative Allocation Fund MainStay Epoch Capital Growth Fund MainStay Epoch Global Equity Yield Fund MainStay Epoch International Choice Fund MainStay Epoch U.S. All Cap Fund MainStay Epoch U.S. Equity Yield Fund MainStay Floating Rate Fund MainStay Growth Allocation Fund MainStay MacKay California Tax Free Opportunities Fund MainStay MacKay Growth Fund MainStay MacKay High Yield Municipal Bond Fund
MainStay MacKay Intermediate Tax Free Bond Fund MainStay MacKay International Opportunities Fund MainStay MacKay New York Tax Free Opportunities Fund MainStay MacKay S&P 500 Index Fund MainStay MacKay Short Duration High Yield Fund MainStay MacKay Short Term Municipal Fund MainStay MacKay Small Cap Core Fund MainStay MacKay Total Return Bond Fund MainStay MacKay U.S. Equity Opportunities Fund MainStay Moderate Allocation Fund MainStay Moderate Growth Allocation Fund MainStay Short Term Bond Fund
MainStay U.S. Government Liquidity Fund

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