Exhibit (g)(1)(v)

MAINSTAY GROUP OF FUNDS

November 21, 2019

State Street Bank and Trust Company

1 Iron Street

Boston, MA 02210

Attention: MainStay Group of Funds Client Manager

Re: Amended and Restated Master Custodian Agreement (the “Agreement”)

Ladies and Gentlemen:

Please be advised of the following change to the MainStay Group of Funds. This change is reflected in the attached revised Appendix A to the Agreement.

Type of change	Fund name	New Fund name	Date of change
Name Change	MainStay Indexed Bond Fund	MainStay Short Term Bond Fund	December 5, 2019

Please indicate your acceptance of the foregoing by executing two copies of this letter agreement, returning one to the MainStay Funds and retaining one for your records.

Sincerely,
MAINSTAY FUNDS TRUST
By:	/s/ Kirk C. Lehneis
Name:	Kirk C. Lehneis
Title:	President, Duly Authorized

Agreed and Accepted:

STATE STREET BANK AND TRUST COMPANY

By:	/s/ Andrew Erickson
Name:	Andrew Erickson
Title:	Executive Vice President, Duly Authorized

Effective Date: December 5, 2019

Appendix A

to the

Amended and Restated Master Custodian Agreement

(as of December 5, 2019, unless otherwise noted)

	Fund / Portfolio
MainStay MacKay DefinedTerm Municipal Opportunities Fund
The MainStay Funds	MainStay Candriam Emerging Markets Debt Fund  MainStay Income Builder Fund  MainStay Large Cap Growth Fund  MainStay MacKay Common Stock Fund  MainStay MacKay Convertible Fund  MainStay MacKay High Yield Corporate Bond Fund MainStay MacKay Infrastructure Bond Fund  MainStay MacKay International Equity Fund  MainStay MacKay Tax Free Bond Fund  MainStay MacKay Unconstrained Bond Fund  MainStay MAP Equity Fund  MainStay Money Market Fund
MainStay VP Funds Trust	MainStay VP Balanced Portfolio MainStay VP Bond Portfolio  MainStay VP Conservative Allocation Portfolio  MainStay VP Cushing Renaissance Advantage Portfolio MainStay VP Eagle Small Cap Growth Portfolio  MainStay VP Emerging Markets Equity Portfolio  MainStay VP Epoch U.S. Equity Yield Portfolio MainStay VP Fidelity Institutional AM® Utilities Portfolio  MainStay VP Floating Rate Portfolio  MainStay VP Growth Allocation Portfolio  MainStay VP Income Builder Portfolio  MainStay VP Indexed Bond Portfolio  MainStay VP IQ Hedge Multi-Strategy Portfolio  MainStay VP Janus Henderson Balanced Portfolio  MainStay VP Large Cap Growth Portfolio  MainStay VP MacKay Common Stock Portfolio  MainStay VP MacKay Convertible Portfolio  MainStay VP MacKay Government Portfolio  MainStay VP MacKay Growth Portfolio  MainStay VP MacKay High Yield Corporate Bond Portfolio MainStay VP MacKay International Equity Portfolio MainStay VP MacKay Mid Cap Core Portfolio  MainStay VP MacKay S&P 500 Index Portfolio  MainStay VP MacKay Small Cap Core Portfolio  MainStay VP MacKay Unconstrained Bond Portfolio  MainStay VP Mellon Natural Resources Portfolio MainStay VP Moderate Allocation Portfolio

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Fund / Portfolio

MainStay VP Moderate Growth Allocation Portfolio  MainStay VP PIMCO Real Return Portfolio MainStay VP T. Rowe Price Equity Income Portfolio MainStay VP U.S. Government Money Market Portfolio

MainStay Funds Trust

MainStay Balanced Fund MainStay Candriam Emerging Markets Equity Fund  MainStay Conservative Allocation Fund  MainStay Epoch Capital Growth Fund  MainStay Epoch Global Equity Yield Fund  MainStay Epoch International Choice Fund  MainStay Epoch U.S. All Cap Fund MainStay Epoch U.S. Equity Yield Fund  MainStay Floating Rate Fund  MainStay Growth Allocation Fund  MainStay MacKay California Tax Free Opportunities Fund  MainStay MacKay Emerging Markets Equity Fund  MainStay MacKay Growth Fund MainStay MacKay High Yield Municipal Bond Fund  MainStay MacKay International Opportunities Fund  MainStay MacKay New York Tax Free Opportunities Fund  MainStay MacKay S&P 500 Index Fund  MainStay MacKay Short Duration High Yield Fund  MainStay MacKay Short Term Municipal Fund  MainStay MacKay Small Cap Core Fund  MainStay MacKay Total Return Bond Fund  MainStay MacKay U.S. Equity Opportunities Fund  MainStay Moderate Allocation Fund MainStay Moderate Growth Allocation Fund  MainStay Short Term Bond Fund

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