The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM SHS 88579Y119   488,452 4,605 SH   SOLE   0 0 4,605
ABBOTT LABS COM 002824100   555,229 4,885 SH   SOLE   0 0 4,885
ABBVIE INC COM 00287Y109   3,282,971 18,028 SH   SOLE   0 0 18,028
ADVANCED MICRO DEVICES INC COM 007903107   5,142,882 28,494 SH   SOLE   0 0 28,494
AFLAC INC COM 001055102   659,233 7,678 SH   SOLE   0 0 7,678
ALBEMARLE CORP COM 012653101   319,175 2,423 SH   SOLE   0 0 2,423
ALLSTATE CORP COM 020002101   619,765 3,582 SH   SOLE   0 0 3,582
ALTRIA GROUP INC COM 02209S103   1,624,234 37,236 SH   SOLE   0 0 37,236
AMAZON COM INC COM 023135106   500,555 2,775 SH   SOLE   0 0 2,775
AMER SOFTWARE INC CL A 029683109   1,766,041 154,239 SH   SOLE   0 0 154,239
AMERICAN EXPRESS CO COM 025816109   1,941,805 8,528 SH   SOLE   0 0 8,528
AMGEN INC COM 031162100   390,940 1,375 SH   SOLE   0 0 1,375
APPLE INC COM 037833100   2,883,380 16,815 SH   SOLE   0 0 16,815
ASTRAZENECA PLC SPONSORED ADR 046353108   1,076,548 15,890 SH   SOLE   0 0 15,890
AT&T INC COM 00206R102   965,174 54,839 SH   SOLE   0 0 54,839
ATLANTIC AMERN CORP COM 048209100   48,240 18,000 SH   SOLE   0 0 18,000
AVADEL PHARMACEUTICALS PLC SPONSORED ADR 05337M104   1,475,764 87,375 SH   SOLE   0 0 87,375
B & G FOODS INC NEW COM 05508R106   531,589 46,468 SH   SOLE   0 0 46,468
BANK AMERICA CORP COM 060505104   1,788,129 47,155 SH   SOLE   0 0 47,155
BEL FUSE INC CL B 077347300   3,317,927 55,015 SH   SOLE   0 0 55,015
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   416,315 990 SH   SOLE   0 0 990
BIOGEN INC COM 09062X103   222,530 1,032 SH   SOLE   0 0 1,032
BLACKROCK CR ALLOCATION INCO COM 092508100   144,315 13,500 SH   SOLE   0 0 13,500
BLACKSTONE INC COM 09260D107   1,633,556 12,435 SH   SOLE   0 0 12,435
BOEING CO COM 097023105   1,645,660 8,527 SH   SOLE   0 0 8,527
BP PLC SPONSORED ADR 055622104   1,630,839 43,281 SH   SOLE   0 0 43,281
BRISTOL-MYERS SQUIBB CO COM 110122108   420,079 7,746 SH   SOLE   0 0 7,746
BROADCOM INC COM 11135F101   751,507 567 SH   SOLE   0 0 567
BUNGE GLOBAL SA COM SHS H11356104   220,418 2,150 SH   SOLE   0 0 2,150
CAMPBELL SOUP CO COM 134429109   232,696 5,235 SH   SOLE   0 0 5,235
CARDINAL HEALTH INC COM 14149Y108   327,308 2,925 SH   SOLE   0 0 2,925
CATERPILLAR INC COM 149123101   2,844,101 7,762 SH   SOLE   0 0 7,762
CHEVRON CORP NEW COM 166764100   4,768,320 30,229 SH   SOLE   0 0 30,229
CISCO SYS INC COM 17275R102   1,566,594 31,388 SH   SOLE   0 0 31,388
CITIGROUP INC COM NEW 172967424   528,201 8,352 SH   SOLE   0 0 8,352
CLOROX CO DEL COM 189054109   693,077 4,527 SH   SOLE   0 0 4,527
COCA COLA CO COM 191216100   2,213,649 36,183 SH   SOLE   0 0 36,183
CONOCOPHILLIPS COM 20825C104   1,735,924 13,639 SH   SOLE   0 0 13,639
CONSTELLATION BRANDS INC CL A 21036P108   331,869 1,221 SH   SOLE   0 0 1,221
CORECARD CORPORATION COM 45816D100   3,379,988 305,881 SH   SOLE   0 0 305,881
COSTCO WHSL CORP NEW COM 22160K105   1,864,543 2,545 SH   SOLE   0 0 2,545
CSX CORP COM 126408103   644,923 17,397 SH   SOLE   0 0 17,397
CVS HEALTH CORP COM 126650100   847,680 10,628 SH   SOLE   0 0 10,628
DEVON ENERGY CORP NEW COM 25179M103   704,829 14,046 SH   SOLE   0 0 14,046
DISNEY WALT CO COM 254687106   1,632,100 13,339 SH   SOLE   0 0 13,339
DOW INC COM 260557103   716,846 12,374 SH   SOLE   0 0 12,374
DUKE ENERGY CORP NEW COM NEW 26441C204   284,774 2,945 SH   SOLE   0 0 2,945
DUPONT DE NEMOURS INC COM 26614N102   447,139 5,832 SH   SOLE   0 0 5,832
EATON CORP PLC SHS G29183103   307,880 985 SH   SOLE   0 0 985
ELI LILLY & CO COM 532457108   6,320,470 8,124 SH   SOLE   0 0 8,124
ENBRIDGE INC COM 29250N105   200,365 5,538 SH   SOLE   0 0 5,538
EQUIFAX INC COM 294429105   26,365,166 98,554 SH   SOLE   0 0 98,554
EXXON MOBIL CORP COM 30231G102   1,658,522 14,268 SH   SOLE   0 0 14,268
FEDERAL AGRIC MTG CORP CL C 313148306   895,883 4,550 SH   SOLE   0 0 4,550
FEDEX CORP COM 31428X106   237,587 820 SH   SOLE   0 0 820
FIDELITY NATIONAL FINANCIAL FNF GROUP COM 31620R303   706,478 13,305 SH   SOLE   0 0 13,305
FIDELITY NATL INFORMATION SV COM 31620M106   4,989,663 67,264 SH   SOLE   0 0 67,264
FIFTH THIRD BANCORP COM 316773100   409,310 11,000 SH   SOLE   0 0 11,000
FLOWERS FOODS INC COM 343498101   299,844 12,625 SH   SOLE   0 0 12,625
FORD MTR CO DEL COM 345370860   1,411,908 106,318 SH   SOLE   0 0 106,318
FREEPORT-MCMORAN INC CL B 35671D857   737,456 15,719 SH   SOLE   0 0 15,719
FS CREDIT OPPORTUNITIES CORP COMMON STOCK 30290Y101   59,300 10,000 SH   SOLE   0 0 10,000
GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107   235,639 2,592 SH   SOLE   0 0 2,592
GENERAL DYNAMICS CORP COM 369550108   353,113 1,250 SH   SOLE   0 0 1,250
GENERAL ELECTRIC CO COM 369604137   2,061,984 11,782 SH   SOLE   0 0 11,782
GENERAL MLS INC COM 370334104   639,176 9,135 SH   SOLE   0 0 9,135
GENWORTH FINL INC COM CL A 37247D106   128,600 20,000 SH   SOLE   0 0 20,000
GILEAD SCIENCES INC COM 375558103   1,401,348 19,131 SH   SOLE   0 0 19,131
GOLDMAN SACHS GROUP INC COM 38141G104   212,187 508 SH   SOLE   0 0 508
HALLIBURTON CO COM 406216101   517,713 13,133 SH   SOLE   0 0 13,133
HEWLETT PACKARD ENTERPRISE C COM 42824C109   535,064 30,178 SH   SOLE   0 0 30,178
HOME DEPOT INC COM 437076102   5,502,032 14,343 SH   SOLE   0 0 14,343
HONEYWELL INTL INC COM 438516106   372,683 1,816 SH   SOLE   0 0 1,816
HP INC COM 40434L105   324,805 10,748 SH   SOLE   0 0 10,748
HUNTINGTON BANCSHARES INC COM 446150104   336,893 24,150 SH   SOLE   0 0 24,150
ILLINOIS TOOL WKS INC COM 452308109   1,636,813 6,100 SH   SOLE   0 0 6,100
INGERSOLL RAND INC COM 45687V106   371,729 3,915 SH   SOLE   0 0 3,915
INTEL CORP COM 458140100   1,173,340 26,564 SH   SOLE   0 0 26,564
INTERNATIONAL BUSINESS MACHS COM 459200101   1,603,113 8,395 SH   SOLE   0 0 8,395
INTERNATIONAL PAPER CO COM 460146103   489,857 12,554 SH   SOLE   0 0 12,554
INTERPUBLIC GROUP COS INC COM 460690100   223,516 6,850 SH   SOLE   0 0 6,850
INVESCO LTD SHS G491BT108   200,476 12,084 SH   SOLE   0 0 12,084
INVESCO QQQ TR UNIT SER 1 46090E103   2,055,973 4,630 SH   SOLE   0 0 4,630
ISHARES TR RUSSELL 2000 ETF 464287655   4,687,581 22,290 SH   SOLE   0 0 22,290
ISHARES TR SELECT DIVID ETF 464287168   405,016 3,288 SH   SOLE   0 0 3,288
JOHNSON & JOHNSON COM 478160104   1,407,995 8,901 SH   SOLE   0 0 8,901
JPMORGAN CHASE & CO COM 46625H100   5,512,968 27,524 SH   SOLE   0 0 27,524
KEYCORP COM 493267108   292,516 18,556 SH   SOLE   0 0 18,556
KIMBERLY-CLARK CORP COM 494368103   475,350 3,675 SH   SOLE   0 0 3,675
KINDER MORGAN INC DEL COM 49456B101   423,471 23,090 SH   SOLE   0 0 23,090
KRAFT HEINZ CO COM 500754106   1,287,471 34,891 SH   SOLE   0 0 34,891
LINDE PLC SHS G54950103   763,896 1,645 SH   SOLE   0 0 1,645
LOCKHEED MARTIN CORP COM 539830109   1,695,583 3,728 SH   SOLE   0 0 3,728
LOWES COS INC COM 548661107   458,514 1,800 SH   SOLE   0 0 1,800
LUMEN TECHNOLOGIES INC COM 550241103   81,705 52,375 SH   SOLE   0 0 52,375
MADRIGAL PHARMACEUTICALS INC COM 558868105   233,660 875 SH   SOLE   0 0 875
MARATHON PETE CORP COM 56585A102   656,890 3,260 SH   SOLE   0 0 3,260
MCDONALDS CORP COM 580135101   2,000,892 7,097 SH   SOLE   0 0 7,097
MCKESSON CORP COM 58155Q103   1,384,591 2,579 SH   SOLE   0 0 2,579
MERCK & CO INC COM 58933Y105   2,461,965 18,658 SH   SOLE   0 0 18,658
MICROSOFT CORP COM 594918104   6,476,588 15,394 SH   SOLE   0 0 15,394
MONDELEZ INTL INC CL A 609207105   1,341,344 19,162 SH   SOLE   0 0 19,162
MOSAIC CO NEW COM 61945C103   270,182 8,278 SH   SOLE   0 0 8,278
MP MATERIALS CORP COM CL A 553368101   274,560 19,200 SH   SOLE   0 0 19,200
NETFLIX INC COM 64110L106   616,440 1,015 SH   SOLE   0 0 1,015
NEWELL BRANDS INC COM 651229106   386,050 48,076 SH   SOLE   0 0 48,076
NOKIA CORP SPONSORED ADR 654902204   510,730 144,274 SH   SOLE   0 0 144,274
NUVEEN AMT FREE QLTY MUN INC COM 670657105   211,266 19,085 SH   SOLE   0 0 19,085
NUVEEN MUN VALUE FD INC COM 670928100   106,698 12,250 SH   SOLE   0 0 12,250
NUVEEN PFD & INCOME OPPORTUN COM 67073B106   280,410 39,000 SH   SOLE   0 0 39,000
OCCIDENTAL PETE CORP COM 674599105   1,685,444 25,934 SH   SOLE   0 0 25,934
OCCIDENTAL PETE CORP *W EXP 08/03/202 674599162   401,390 9,313 SH   SOLE   0 0 9,313
ONEOK INC NEW COM 682680103   2,142,944 26,730 SH   SOLE   0 0 26,730
ORACLE CORP COM 68389X105   609,209 4,850 SH   SOLE   0 0 4,850
PAYSIGN INC COM 70451A104   36,600 10,000 SH   SOLE   0 0 10,000
PFIZER INC COM 717081103   1,984,540 71,515 SH   SOLE   0 0 71,515
PHILIP MORRIS INTL INC COM 718172109   1,727,862 18,859 SH   SOLE   0 0 18,859
PHILLIPS 66 COM 718546104   457,679 2,802 SH   SOLE   0 0 2,802
PREMIER FINANCIAL CORP COM 74052F108   829,539 40,864 SH   SOLE   0 0 40,864
PRIMO WATER CORPORATION COM 74167P108   287,081 15,765 SH   SOLE   0 0 15,765
PROCTER AND GAMBLE CO COM 742718109   1,123,095 6,922 SH   SOLE   0 0 6,922
REGIONS FINANCIAL CORP NEW COM 7591EP100   1,098,174 52,195 SH   SOLE   0 0 52,195
REINSURANCE GRP OF AMERICA I COM NEW 759351604   367,351 1,905 SH   SOLE   0 0 1,905
RTX CORPORATION COM 75513E101   1,099,505 11,274 SH   SOLE   0 0 11,274
SCHWAB CHARLES CORP COM 808513105   322,246 4,455 SH   SOLE   0 0 4,455
SELECT SECTOR SPDR TR ENERGY 81369Y506   7,038,317 74,551 SH   SOLE   0 0 74,551
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   205,146 985 SH   SOLE   0 0 985
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   3,537,477 83,986 SH   SOLE   0 0 83,986
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   4,021,402 27,221 SH   SOLE   0 0 27,221
SHELL PLC SPON ADS 780259305   314,082 4,685 SH   SOLE   0 0 4,685
SOUTHERN CO COM 842587107   224,259 3,126 SH   SOLE   0 0 3,126
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,114,497 2,131 SH   SOLE   0 0 2,131
SPROTT PHYSICAL GOLD TR UNIT 85207H104   173,000 10,000 SH   SOLE   0 0 10,000
SPROTT PHYSICAL SILVER TR TR UNIT 85207K107   592,884 71,518 SH   SOLE   0 0 71,518
SUNRUN INC COM 86771W105   236,581 17,950 SH   SOLE   0 0 17,950
SYNOVUS FINL CORP COM NEW 87161C501   925,931 23,114 SH   SOLE   0 0 23,114
TARGET CORP COM 87612E106   1,987,963 11,218 SH   SOLE   0 0 11,218
TEXAS INSTRS INC COM 882508104   274,381 1,575 SH   SOLE   0 0 1,575
THE ODP CORP COM 88337F105   2,007,465 37,841 SH   SOLE   0 0 37,841
TRANE TECHNOLOGIES PLC SHS G8994E103   1,358,405 4,525 SH   SOLE   0 0 4,525
TRANSOCEAN LTD REGISTERED SHS H8817H100   114,447 18,224 SH   SOLE   0 0 18,224
TRAVELERS COMPANIES INC COM 89417E109   1,038,162 4,511 SH   SOLE   0 0 4,511
TYSON FOODS INC CL A 902494103   326,171 5,554 SH   SOLE   0 0 5,554
UNITED PARCEL SERVICE INC CL B 911312106   891,334 5,997 SH   SOLE   0 0 5,997
UNITED RENTALS INC COM 911363109   276,185 383 SH   SOLE   0 0 383
UNITEDHEALTH GROUP INC COM 91324P102   434,841 879 SH   SOLE   0 0 879
UNUM GROUP COM 91529Y106   353,888 6,595 SH   SOLE   0 0 6,595
USIO INC COM 917313108   34,000 20,000 SH   SOLE   0 0 20,000
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   209,161 887 SH   SOLE   0 0 887
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,242,565 2,585 SH   SOLE   0 0 2,585
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,929,293 7,423 SH   SOLE   0 0 7,423
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   318,639 1,745 SH   SOLE   0 0 1,745
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   1,723,367 14,244 SH   SOLE   0 0 14,244
VERIZON COMMUNICATIONS INC COM 92343V104   780,198 18,594 SH   SOLE   0 0 18,594
WALMART INC COM 931142103   588,282 9,777 SH   SOLE   0 0 9,777
WARNER BROS DISCOVERY INC COM SER A 934423104   122,307 14,010 SH   SOLE   0 0 14,010
WELLS FARGO CO NEW COM 949746101   1,161,928 20,047 SH   SOLE   0 0 20,047
WESTERN MIDSTREAM PARTNERS L COM UNIT LP INT 958669103   258,271 7,265 SH   SOLE   0 0 7,265
WESTROCK CO COM 96145D105   454,200 9,185 SH   SOLE   0 0 9,185
WILLIAMS COS INC COM 969457100   349,394 8,966 SH   SOLE   0 0 8,966