Exhibit 21

Subsidiaries of Registrant

Name	State of Incorporation
The Savannah Bank, National Association	United States (National Charter)
Bryan Bank & Trust	Georgia
Minis & Co, Inc.	Georgia
SAVB Holdings, LLC	Georgia
SAVB Properties, LLC	Georgia
Nonconsolidated subsidiaries:
SAVB Capital Trust 1	Delaware
SAVB Capital Trust 2	Delaware