<?xml version="1.0" encoding="us-ascii"?>
<!--XBRL document created by RR Donnelley IM Processor 6.0.0.0 using Fujitsu Interstage XWand-->
<xbrl xmlns:iit1="http://www.ingInvestment.com/20130108" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:dei="http://xbrl.sec.gov/dei/2012-01-31" xmlns:rr="http://xbrl.sec.gov/rr/2012-01-31" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:iso4217="http://www.xbrl.org/2003/iso4217" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns="http://www.xbrl.org/2003/instance">
  <link:schemaRef xlink:type="simple" xlink:href="iit1-20130108.xsd" />
  <context id="Duration_01May2011_30Apr2012">
    <entity>
      <identifier scheme="http://www.sec.gov/CIK">0000837276</identifier>
    </entity>
    <period>
      <startDate>2011-05-01</startDate>
      <endDate>2012-04-30</endDate>
    </period>
  </context>
  <context id="Duration_01May2011_30Apr2012S000021948_Member">
    <entity>
      <identifier scheme="http://www.sec.gov/CIK">0000837276</identifier>
      <segment>
        <xbrldi:explicitMember dimension="dei:LegalEntityAxis">iit1:S000021948Member</xbrldi:explicitMember>
      </segment>
    </entity>
    <period>
      <startDate>2011-05-01</startDate>
      <endDate>2012-04-30</endDate>
    </period>
  </context>
  <rr:ProspectusDate contextRef="Duration_01May2011_30Apr2012">2012-04-30</rr:ProspectusDate>
  <dei:EntityRegistrantName contextRef="Duration_01May2011_30Apr2012">ING INVESTORS TRUST</dei:EntityRegistrantName>
  <dei:EntityCentralIndexKey contextRef="Duration_01May2011_30Apr2012">0000837276</dei:EntityCentralIndexKey>
  <dei:DocumentCreationDate contextRef="Duration_01May2011_30Apr2012">2013-01-08</dei:DocumentCreationDate>
  <dei:DocumentEffectiveDate contextRef="Duration_01May2011_30Apr2012">2013-01-08</dei:DocumentEffectiveDate>
  <dei:DocumentType contextRef="Duration_01May2011_30Apr2012">Other</dei:DocumentType>
  <dei:AmendmentFlag contextRef="Duration_01May2011_30Apr2012">false</dei:AmendmentFlag>
  <dei:DocumentPeriodEndDate contextRef="Duration_01May2011_30Apr2012">2011-12-31</dei:DocumentPeriodEndDate>
  <iit1:SupplementTextBlock contextRef="Duration_01May2011_30Apr2012">&lt;b&gt;ING INVESTORS TRUST &lt;/b&gt;&lt;br/&gt;ING Goldman Sachs Commodity Strategy Portfolio &lt;br/&gt;(each a &amp;#147;Portfolio&amp;#148; and collectively the &amp;#147;Portfolios&amp;#148;)&lt;br/&gt;&lt;br/&gt;Supplement dated January&amp;nbsp;8, 2013&lt;br/&gt;to the Portfolios&amp;#146; Current Prospectuses &lt;br/&gt;(each a &amp;#147;Prospectus&amp;#148; and collectively &amp;#147;Prospectuses&amp;#148;)&lt;br/&gt;each dated April&amp;nbsp;30, 2012 &lt;br/&gt;&lt;br/&gt;&lt;b&gt;&lt;u&gt;ING Goldman Sachs Commodity Strategy Portfolio &lt;/u&gt;&lt;/b&gt; &lt;br/&gt;On or about November&amp;nbsp;29, 2012, the Portfolio&amp;#146;s Board of Trustees (&amp;#147;Board&amp;#148;) approved the substitution of the Portfolio&amp;#146;s current investment adviser, Directed Services LLC (&amp;#147;DSL&amp;#148;), with its affiliate ING Investments, LLC (&amp;#147;ING Investments&amp;#148;) with no change to the Portfolio&amp;#146;s advisory fee or expense structure effective January&amp;nbsp;1, 2013. In addition, the Board similarly approved substituting DSL, the current investment adviser of the Portfolio&amp;#146;s wholly-owned Cayman Islands subsidiary (&amp;#147;Cayman Subsidiary&amp;#148;), with ING Investments with no change to the Cayman Subsidiary&amp;#146;s advisory fee or fee structure also effective January&amp;nbsp;1, 2013. Last, effective September&amp;nbsp;24, 2012, John Calvaruso was named as a co-portfolio manager to the Portfolio. Effective January&amp;nbsp;1, 2013, the Portfolio&amp;#146;s Prospectuses are hereby revised as follows:&lt;br/&gt;&lt;br/&gt;2.&amp;nbsp;&amp;nbsp;&amp;nbsp;The first sentence of Footnote 2 to the table entitled &amp;#147;Annual Portfolio Operating Expenses&amp;#148; of each of the Portfolio&amp;#146;s Prospectuses is hereby deleted and replaced with the following:&lt;br/&gt;&lt;br/&gt;&lt;b&gt;&lt;u&gt;Adviser Class&lt;/u&gt;:&lt;/b&gt; &lt;br/&gt;The adviser is contractually obligated to limit expenses to 1.55% through May&amp;nbsp;1, 2014; the obligation does not extend to interest, taxes, brokerage commissions, Acquired Fund Fees and Expenses, and extraordinary expenses (except the 0.10% administrative fee payable to the administrator for services to the Cayman Subsidiary). &lt;br/&gt;&lt;br/&gt;&lt;b&gt;&lt;u&gt;Institutional Class&lt;/u&gt;&lt;/b&gt;: &lt;br/&gt;The adviser is contractually obligated to limit expenses to 0.95% through May&amp;nbsp;1, 2014; the obligation does not extend to interest, taxes, brokerage commissions, Acquired Fund Fees and Expenses, and extraordinary expenses (except the 0.10% administrative fee payable to the administrator for services to the Cayman Subsidiary). &lt;br/&gt;&lt;br/&gt;&lt;b&gt;&lt;u&gt;Service Class&lt;/u&gt;&lt;/b&gt;:&lt;br/&gt;The adviser is contractually obligated to limit expenses to 1.20% through May&amp;nbsp;1, 2014; the obligation does not extend to interest, taxes, brokerage commissions, Acquired Fund Fees and Expenses, and extraordinary expenses (except the 0.10% administrative fee payable to the administrator for services to the Cayman Subsidiary). &lt;br/&gt;&lt;br/&gt;&lt;b&gt;PLEASE RETAIN THIS SUPPLEMENT FOR FUTURE REFERENCE &lt;/b&gt;</iit1:SupplementTextBlock>
  <iit1:SupplementTextBlock contextRef="Duration_01May2011_30Apr2012S000021948_Member">&lt;b&gt;ING INVESTORS TRUST &lt;/b&gt;&lt;br/&gt;ING Goldman Sachs Commodity Strategy Portfolio &lt;br/&gt;(each a &amp;#147;Portfolio&amp;#148; and collectively the &amp;#147;Portfolios&amp;#148;)&lt;br/&gt;&lt;br/&gt;Supplement dated January&amp;nbsp;8, 2013&lt;br/&gt;to the Portfolios&amp;#146; Current Prospectuses &lt;br/&gt;(each a &amp;#147;Prospectus&amp;#148; and collectively &amp;#147;Prospectuses&amp;#148;)&lt;br/&gt;each dated April&amp;nbsp;30, 2012 &lt;br/&gt;&lt;br/&gt;&lt;b&gt;&lt;u&gt;ING Goldman Sachs Commodity Strategy Portfolio &lt;/u&gt;&lt;/b&gt; &lt;br/&gt;On or about November&amp;nbsp;29, 2012, the Portfolio&amp;#146;s Board of Trustees (&amp;#147;Board&amp;#148;) approved the substitution of the Portfolio&amp;#146;s current investment adviser, Directed Services LLC (&amp;#147;DSL&amp;#148;), with its affiliate ING Investments, LLC (&amp;#147;ING Investments&amp;#148;) with no change to the Portfolio&amp;#146;s advisory fee or expense structure effective January&amp;nbsp;1, 2013. In addition, the Board similarly approved substituting DSL, the current investment adviser of the Portfolio&amp;#146;s wholly-owned Cayman Islands subsidiary (&amp;#147;Cayman Subsidiary&amp;#148;), with ING Investments with no change to the Cayman Subsidiary&amp;#146;s advisory fee or fee structure also effective January&amp;nbsp;1, 2013. Last, effective September&amp;nbsp;24, 2012, John Calvaruso was named as a co-portfolio manager to the Portfolio. Effective January&amp;nbsp;1, 2013, the Portfolio&amp;#146;s Prospectuses are hereby revised as follows:&lt;br/&gt;&lt;br/&gt;2.&amp;nbsp;&amp;nbsp;&amp;nbsp;The first sentence of Footnote 2 to the table entitled &amp;#147;Annual Portfolio Operating Expenses&amp;#148; of each of the Portfolio&amp;#146;s Prospectuses is hereby deleted and replaced with the following:&lt;br/&gt;&lt;br/&gt;&lt;b&gt;&lt;u&gt;Adviser Class&lt;/u&gt;:&lt;/b&gt; &lt;br/&gt;The adviser is contractually obligated to limit expenses to 1.55% through May&amp;nbsp;1, 2014; the obligation does not extend to interest, taxes, brokerage commissions, Acquired Fund Fees and Expenses, and extraordinary expenses (except the 0.10% administrative fee payable to the administrator for services to the Cayman Subsidiary). &lt;br/&gt;&lt;br/&gt;&lt;b&gt;&lt;u&gt;Institutional Class&lt;/u&gt;&lt;/b&gt;: &lt;br/&gt;The adviser is contractually obligated to limit expenses to 0.95% through May&amp;nbsp;1, 2014; the obligation does not extend to interest, taxes, brokerage commissions, Acquired Fund Fees and Expenses, and extraordinary expenses (except the 0.10% administrative fee payable to the administrator for services to the Cayman Subsidiary). &lt;br/&gt;&lt;br/&gt;&lt;b&gt;&lt;u&gt;Service Class&lt;/u&gt;&lt;/b&gt;:&lt;br/&gt;The adviser is contractually obligated to limit expenses to 1.20% through May&amp;nbsp;1, 2014; the obligation does not extend to interest, taxes, brokerage commissions, Acquired Fund Fees and Expenses, and extraordinary expenses (except the 0.10% administrative fee payable to the administrator for services to the Cayman Subsidiary). &lt;br/&gt;&lt;br/&gt;&lt;b&gt;PLEASE RETAIN THIS SUPPLEMENT FOR FUTURE REFERENCE &lt;/b&gt;</iit1:SupplementTextBlock>
</xbrl>
