EX-99.B4.B. 4 exhibitcontractschedule.htm EX-99.B4.B. CONTRACT SCHEDULE PAGE-S40875-IAI

EX-99.B4.b.

Contract Schedule

Owner: [John Doe] Contract Number: [??687456]
Owner's Age Issue Date: [04/15/10]
and gender: [35 Male] Maximum Issue Age: [80]
[Joint Owner: [Jane Doe]] Annuitant: [John Doe]
[Joint Owner's Age Annuitant's Age
and gender: [35 Female]] and gender: [35 Male]
Determining Life (Lives): [John Doe]
[Jane Doe]


Purchase Payments
Interim Fund(s): [AZL Government Money Market Fund]
Initial Purchase Payment: $[10,000.00]
Minimum Additional Purchase Payment: $[50.00]
Maximum Total Purchase Payments:
$[1 million; higher amounts may be accepted with our approval, on a non-discriminatory basis]

Variable Account: [Allianz Life Variable Account B]


Contract Charges
Product Fee: [1.25]%
Contract Maintenance Charge: $[50.00] each Contract Year
Entire Contract Value:
Equals the sum of the Contract Value of each [Allianz Index Advantage IncomeSM Variable Annuity] contract
Contract Maintenance Charge Waiver Minimum:
$[100,000.00]

Withdrawals
Minimum Partial Withdrawal: $[100.00]
Minimum Required Value: $[2,000.00]
Free Withdrawal Amount: [10]% of total Purchase Payments

Withdrawal Charge Percentages Table

 
Number of Complete Years Since Receipt of Purchase Payment
Charge
        
           
[0
8.50%
           
1
8.00%
           
2
7.00%
           
3
6.00%
           
4
5.00%
           
5
4.00%
6 years or more
0%]
      

Annuity Payments
Scheduled Annuity Date:
The first Index Anniversary on or after the later of the Annuitant's 90th birthday or the tenth Contract Anniversary
Minimum Annuity Payment: $[100.00]
Annuity Mortality Table:
[2012 Individual Annuity Reserve Table]
Minimum Annual Annuity Payment Rate:
[0.10]%

S40875-IAI [3] [Admin Tracking Number]
EX-99.B4.b.

Contract Schedule continued from the previous page

Guaranteed Purchase Rate Tables
The tables below are examples of Guaranteed Purchase Rates for a representative set of ages in certain calendar years.  Guaranteed Purchase Rates are based on the Annuity Mortality Table and Minimum Annual Annuity Payment Rate shown in the Annuity Payments section of the Contract Schedule.  Guaranteed Purchase Rates will vary by Age on Annuity Date, annuity option, and the calendar year in which Annuity Payments begin.

The Guaranteed Purchase Rates shown below are only applicable if Annuity Payments begin for the designated Age on Annuity Date in the designated calendar year.

Guaranteed Purchase Rates change based on the calendar year in which annuitization occurs.
OPTION 1: LIFE ANNUITY
Monthly installments per $1,000 payable while the Annuitant is living
 
Guaranteed Rates for [2025]
Guaranteed Rates for [2035]
Guaranteed Rates for [2045]
Age of Annuitant on Annuity Date
Male Annuitant
Female Annuitant
Male Annuitant
Female Annuitant
Male Annuitant
Female Annuitant
[60
$[2.91
2.76
2.83
2.70
2.76
2.65
70
4.26
3.97
4.11
3.86
3.98
3.76
80]
7.26
6.58
6.95
6.36
6.68
6.16]

OPTION 2: LIFE ANNUITY WITH A GUARANTEED PERIOD - Male Annuitant
Monthly installments per $1,000, payable for the
guaranteed period and thereafter while the Annuitant is living
 
Guaranteed Rates for [2025]
Guaranteed Rates for [2035]
Guaranteed Rates for [2045]
Age of Annuitant on Annuity Date 
Guaranteed Period
Guaranteed Period
Guaranteed Period
10 years
20 years
10 years
20 years
10 years
20 years
[60
$[2.89
2.78
2.81
2.72
2.74
2.67
70
4.14
3.63
4.01
3.58
3.89
3.53
80]
6.26
4.15
6.12
4.14
5.98
4.13]
             
OPTION 2: LIFE ANNUITY WITH A GUARANTEED PERIOD - Female Annuitant
Monthly installments per $1,000, payable for the
guaranteed period and thereafter while the Annuitant is living
 
Guaranteed Rates for [2025]
Guaranteed Rates for [2035]
Guaranteed Rates for [2045]
Age of Annuitant on Annuity Date
Guaranteed Period
Guaranteed Period
Guaranteed Period
10 years
20 years
10 years
20 years
10 years
20 years
[60
$[2.75
2.67
2.69
2.62
2.63
2.58
70
3.88
3.50
3.78
3.45
3.70
3.41
80]
5.87
4.11
5.75
4.10
5.64
4.09]
S40875-IAI [3A] [Admin Tracking Number]
EX-99.B4.b.

Contract Schedule continued from the previous page

OPTION 3: JOINT AND SURVIVOR ANNUITY
Monthly installments per $1,000, payable while either annuitant is living
Age of Annuitant on Annuity Date
Guaranteed Rates for [2025]
Guaranteed Rates for [2035]
Guaranteed Rates for [2045]
Age of Annuitant on Annuity Date
Age of Annuitant on Annuity Date
Age of Annuitant on Annuity Date
[60
70
80
60
70
80
60
70
80]
[60
$[2.35
2.60
2.72
2.31
2.56
2.66
2.28
2.51
2.61
70
2.60
3.25
3.73
2.56
3.18
3.64
2.51
3.12
3.55
80]
2.72
3.73
5.09
2.66
3.64
4.96
2.61
3.55
4.84]

OPTION 4: JOINT AND SURVIVOR WITH A GUARANTEED PERIOD
Monthly installments per $1,000, payable for a guaranteed period and thereafter while both Annuitants are living. 10 year guaranteed period.
Age of Annuitant on Annuity Date
Guaranteed Rates for [2025]
Guaranteed Rates for [2035]
Guaranteed Rates for [2045]
 
Age of Annuitant on Annuity Date
Age of Annuitant on Annuity Date
Age of Annuitant on Annuity Date
[60
70
80
60
70
80
60
70
80]
[60
$[2.35
2.60
2.70
2.31
2.55
2.64
2.28
2.51
2.59
70
2.60
3.24
3.68
2.55
3.18
3.60
2.51
3.12
3.52
80]
2.71
3.70
4.95
2.65
3.62
4.84
2.60
3.54
4.74]

OPTION 5: REFUND LIFE ANNUITY
Monthly installments per $1,000 payable while the Annuitant is living
 
Guaranteed Rates for [2025]
Guaranteed Rates for [2035]
Guaranteed Rates for [2045]
Age of Annuitant on Annuity Date
Male Annuitant
Female Annuitant
Male Annuitant
Female Annuitant
Male Annuitant
Female Annuitant
[60
$[2.22
2.14
2.19
2.12
2.17
2.11
70
2.86
2.73
2.82
2.71
2.79
2.69
80]
3.92
3.70
3.87
3.66
3.82
3.63]

S40875-IAI [3A] [Admin Tracking Number]