EX-99.B4.c.

Index Options Contract Schedule

Owner:[John Doe]Contract Number:[??687456]

Owner's AgeIssue Date:[04/15/10]

and gender:[35 Male]Annuitant:[John Doe]

[Joint Owner:[Jane Doe]]Annuitant's Age

[Joint Owner'sand gender:[35 Male]

Age and gender:[35 Female]]

Alternate Minimum Value

AMV Factor:[87.50]%

AMB Factor:[87.50]%

Alternate Interest Rate:[1.00]%

Allocation Guidelines:

[1. Currently, you can select up to [4] of the Index Protection Strategy with Declared Protection StrategyCreditIndex Options.

2. Currently, you can select up to [4] of the Index Protection Strategy with Cap Index Options.

3. Currently, you can select up to [4] of the Index Performance Strategy Index Options.

4. Currently, you can select up to [4] of the Index Guard Strategy Index Options.

5. Currently, you can select up to [4] of the Index Precision Strategy Index Options.

6. Allocations must be made in whole percentages.]

Index Options:

[Part [A] Index Option Rider(s):]

[Index Performance Strategy Index Options

Index	Buffer for all Index Years	Minimum Cap for all Index Years
[S&P 500® Index	[10.00]%	[3.00]%]
[Nasdaq-100® Index	[10.00]%	[3.00]%]
[Russell 2000® Index	[10.00]%	[3.00]%]
[EURO STOXX 50®	[10.00]%	[3.00]%]]

[Index Guard Strategy Index Options

Index	Floor for all Index Years	Minimum Cap for all Index Years
[S&P 500® Index	[-10.00]%	[3.00]%]
[Nasdaq-100® Index	[-10.00]%	[3.00]%]
[Russell 2000® Index	[-10.00]%	[3.00]%]
[EURO STOXX 50®	[-10.00]%	[3.00]%]]

S40877-IAI-CM01                                                                          [Admin Tracking Identifier]

EX-99.B4.c.

Index Options Contract Schedulecontinued from the previous page

[Index Precision Strategy Index Options

Index	Buffer for all Index Years	Minimum Precision Rate for all Index Years
[S&P 500® Index	[10.00]%	[3.00]%]
[Nasdaq-100® Index	[10.00]%	[3.00]%]
[Russell 2000® Index	[10.00]%	[3.00]%]
[EURO STOXX 50®	[10.00]%	[3.00]%]]

[Part [B] Index Option Rider(s):]

[Index Protection Strategy with Declared Protection Strategy

 Credit Index Options

Index	Minimum Declared Protection Strategy Credit for all Index Years
[S&P 500® Index	[0.50]%]
[Nasdaq-100® Index	[0.50]%]
[Russell 2000® Index	[0.50]%]
[EURO STOXX 50®	[0.50]%]]

[Index Protection Strategy with Cap Index Options

Index	Minimum Cap for all Index Years
[S&P 500® Index	[0.50]%]
[Nasdaq-100® Index	[0.50]%]
[Russell 2000® Index	[0.50]%]
[EURO STOXX 50®	[0.50]%]]

S40877-IAI-CM01                                                                          [Admin Tracking Identifier]