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  <xsd:element name="BusinessDisposalThirdPartyPercentageOfOwnershipInDisposedEntityAfterDisposalByReportingEntity" id="c_BusinessDisposalThirdPartyPercentageOfOwnershipInDisposedEntityAfterDisposalByReportingEntity" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="CIIPBankruptcyLitigationMember" id="c_CIIPBankruptcyLitigationMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CKIMember" id="c_CKIMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CHKLMember" id="c_CHKLMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CapitalAccumulationProgramAwardsMember" id="c_CapitalAccumulationProgramAwardsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CarryingAmountOfCertainCreditRelatedLoans" id="c_CarryingAmountOfCertainCreditRelatedLoans" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="CashAndDueFromBanksCashFlowImpact" id="c_CashAndDueFromBanksCashFlowImpact" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="CashAndDueFromBanksDueFromAffiliatesSubsidiariesAndHoldingCompanies" id="c_CashAndDueFromBanksDueFromAffiliatesSubsidiariesAndHoldingCompanies" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="CashAndSecuritiesSegregatedUnderSecuritiesExchangeCommissionAndOtherRegulationFairValueDisclosure" id="c_CashAndSecuritiesSegregatedUnderSecuritiesExchangeCommissionAndOtherRegulationFairValueDisclosure" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
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  <xsd:element name="CashFlowsPolicyTextBlock" id="c_CashFlowsPolicyTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CashPaidDuringTheYearForAbstract" id="c_CashPaidDuringTheYearForAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CertainConsumerLoansMember" id="c_CertainConsumerLoansMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CertainCorporateLoansMember" id="c_CertainCorporateLoansMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CertainEquityMethodInvestmentsMember" id="c_CertainEquityMethodInvestmentsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CertainHybridFinancialInstrumentsRelatedToLongTermBorrowingsMember" id="c_CertainHybridFinancialInstrumentsRelatedToLongTermBorrowingsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CertainHybridFinancialInstrumentsRelatedToShortTermBorrowingsMember" id="c_CertainHybridFinancialInstrumentsRelatedToShortTermBorrowingsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CertainInterestBearingDepositsRelatedHybridFinancialInstrumentsMember" id="c_CertainInterestBearingDepositsRelatedHybridFinancialInstrumentsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CertainInvestmentsInPrivateEquityAndRealEstateVenturesMember" id="c_CertainInvestmentsInPrivateEquityAndRealEstateVenturesMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CertainLoanRelatedCreditProductsMember" id="c_CertainLoanRelatedCreditProductsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
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  <xsd:element name="CertainMortgageLoansMember" id="c_CertainMortgageLoansMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CertainNonStructuredLiabilitiesRelatedToLongTermBorrowingsMember" id="c_CertainNonStructuredLiabilitiesRelatedToLongTermBorrowingsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
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  <xsd:element name="CertainNoncollateralizedShortTermBorrowingsMember" id="c_CertainNoncollateralizedShortTermBorrowingsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CertainStructuredLiabilitiesRelatedToInterestBearingDepositsMember" id="c_CertainStructuredLiabilitiesRelatedToInterestBearingDepositsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
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  <xsd:element name="CertainTradingAccountAssetRelatedCreditProductsMember" id="c_CertainTradingAccountAssetRelatedCreditProductsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CertainTradingAccountAssetRelatedHybridFinancialInstrumentsMember" id="c_CertainTradingAccountAssetRelatedHybridFinancialInstrumentsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CertainTradingAccountLiabilitiesRelatedHybridFinancialInstrumentsMember" id="c_CertainTradingAccountLiabilitiesRelatedHybridFinancialInstrumentsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ChangeInAccumulatedOtherComprehensiveIncomeLossDueToAmortizationAndOther" id="c_ChangeInAccumulatedOtherComprehensiveIncomeLossDueToAmortizationAndOther" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="ChangeInAccumulatedOtherComprehensiveIncomeLossDueToDeferredTaxes" id="c_ChangeInAccumulatedOtherComprehensiveIncomeLossDueToDeferredTaxes" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="ChangeInEachComponentOfAccumulatedOtherComprehensiveIncomeLossLineItems" id="c_ChangeInEachComponentOfAccumulatedOtherComprehensiveIncomeLossLineItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="IncreaseDecreaseInAccumulatedOtherComprehensiveLossIncomeBeforeTaxRollForward" id="c_IncreaseDecreaseInAccumulatedOtherComprehensiveLossIncomeBeforeTaxRollForward" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
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  <xsd:element name="CheckingRelatedMember" id="c_CheckingRelatedMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CitiFinancialCreditCompanyMember" id="c_CitiFinancialCreditCompanyMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
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  <xsd:element name="CitiStreetMember" id="c_CitiStreetMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CitibankBroadwayCreditCardTrustMember" id="c_CitibankBroadwayCreditCardTrustMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CitibankCreditCardMasterTrustAndOMNIMasterTrustMember" id="c_CitibankCreditCardMasterTrustAndOMNIMasterTrustMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
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  <xsd:element name="CiticorpSegmentMember" id="c_CiticorpSegmentMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CitigroupCapitalIIIMember" id="c_CitigroupCapitalIIIMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
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  <xsd:element name="CitigroupCapitalXXXIMember" id="c_CitigroupCapitalXXXIMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
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  <xsd:element name="CitigroupFundingIncMember" id="c_CitigroupFundingIncMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CitigroupGlobalMarketsHoldingsIncMember" id="c_CitigroupGlobalMarketsHoldingsIncMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CitigroupGlobalMarketsLimitedMember" id="c_CitigroupGlobalMarketsLimitedMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CitigroupIncBondLitigationMember" id="c_CitigroupIncBondLitigationMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CitigroupIncSecuritiesLitigationMember" id="c_CitigroupIncSecuritiesLitigationMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CitigroupTechnologyServicesLimitedMember" id="c_CitigroupTechnologyServicesLimitedMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CitigroupsSmithBarneyQuilterAndAustraliaPrivateClientNetworksBusinessesMember" id="c_CitigroupsSmithBarneyQuilterAndAustraliaPrivateClientNetworksBusinessesMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CitigroupSoldItsFinancialInstitutionsFIandDinersClubNorthAmericaCreditCardMember" id="c_CitigroupSoldItsFinancialInstitutionsFIandDinersClubNorthAmericaCreditCardMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CitigroupSoldItsCanadianMasterCardBusinessAndUSRetailSalesFinancePortfolioMember" id="c_CitigroupSoldItsCanadianMasterCardBusinessAndUSRetailSalesFinancePortfolioMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ClassificationOfOtherSecuritizationDetailsLineItems" id="c_ClassificationOfOtherSecuritizationDetailsLineItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ClassificationOfSecuritizationsLineItems" id="c_ClassificationOfSecuritizationsLineItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FairValueOfCapitalizedMortgageServicingRights" id="c_FairValueOfCapitalizedMortgageServicingRights" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="TermNotesIssuedToMultisellerCommercialPaperConduits" id="c_TermNotesIssuedToMultisellerCommercialPaperConduits" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="ClientIntermediationMember" id="c_ClientIntermediationMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CollateralHeldOnReverseRepurchaseAgreementsToClearingOrganizationsOrSegregatedUnderSecuritiesExchangeCommissionRegulationFairValueDisclosure" id="c_CollateralHeldOnReverseRepurchaseAgreementsToClearingOrganizationsOrSegregatedUnderSecuritiesExchangeCommissionRegulationFairValueDisclosure" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="CollateralizedPersonalLoansMember" id="c_CollateralizedPersonalLoansMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CommercialAndIndustrialMember" id="c_CommercialAndIndustrialMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
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  <xsd:element name="OtherCommitmentsAndContingenciesMember" id="c_OtherCommitmentsAndContingenciesMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CommercialAndOtherConsumerLoanCommitmentsOriginalMaturityOfLessThanOneYear" id="c_CommercialAndOtherConsumerLoanCommitmentsOriginalMaturityOfLessThanOneYear" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="CommercialAndSimilarLetterOfCreditMember" id="c_CommercialAndSimilarLetterOfCreditMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CommercialMarketLoansMember" id="c_CommercialMarketLoansMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
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  <xsd:element name="CommercialPaperIssuanceDescriptionOfVariableRateBasis" id="c_CommercialPaperIssuanceDescriptionOfVariableRateBasis" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CommercialPaperIssuanceLimitOnLIBORVariableRate" id="c_CommercialPaperIssuanceLimitOnLIBORVariableRate" type="xbrli:decimalItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CommercialPaperPurchasedSubjectToLiquidityPuts" id="c_CommercialPaperPurchasedSubjectToLiquidityPuts" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="CommercialPaperThirdPartyConduitMember" id="c_CommercialPaperThirdPartyConduitMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CommercialPaperTrustLiabilities" id="c_CommercialPaperTrustLiabilities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="CommercialPaperUnderCommercialPaperFundingFacility" id="c_CommercialPaperUnderCommercialPaperFundingFacility" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="CommercialRealEstateConstructionAndLandDevelopmentMember" id="c_CommercialRealEstateConstructionAndLandDevelopmentMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CommissionsAndFeesDisclosureAbstract" id="c_CommissionsAndFeesDisclosureAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CommissionsAndFeesTextBlock" id="c_CommissionsAndFeesTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CommodityAndOtherContractMember" id="c_CommodityAndOtherContractMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CommonShareholdersEquityMember" id="c_CommonShareholdersEquityMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CommonStockClosingPricePerShare" id="c_CommonStockClosingPricePerShare" type="num:perShareItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="NumberOfCountriesWhereEntityProvideBroadRangeOfBankingServices" id="c_NumberOfCountriesWhereEntityProvideBroadRangeOfBankingServices" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="CommonStockIssuedDuringPeriodShares" id="c_CommonStockIssuedDuringPeriodShares" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CommonStockIssuedDuringPeriodValue" id="c_CommonStockIssuedDuringPeriodValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="CondensedConsolidatingBalanceSheetLineItems" id="c_CondensedConsolidatingBalanceSheetLineItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CondensedConsolidatingFinancialStatementsSchedulesDisclosureAbstract" id="c_CondensedConsolidatingFinancialStatementsSchedulesDisclosureAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CondensedConsolidatingStatementOfBalanceSheetTableTextBlock" id="c_CondensedConsolidatingStatementOfBalanceSheetTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CondensedConsolidatingStatementOfCashFlowsLineItems" id="c_CondensedConsolidatingStatementOfCashFlowsLineItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CondensedConsolidatingStatementOfCashFlowsTableTextBlock" id="c_CondensedConsolidatingStatementOfCashFlowsTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CondensedConsolidatingStatementOfIncomeLineItems" id="c_CondensedConsolidatingStatementOfIncomeLineItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CondensedConsolidatingStatementOfIncomeTableTextBlock" id="c_CondensedConsolidatingStatementOfIncomeTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PrivateLabelMortgageBackedSecuritizationTransactionsSponsoredByEntity" id="c_PrivateLabelMortgageBackedSecuritizationTransactionsSponsoredByEntity" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="ContingentConsiderationReceivedOfPreviouslyDiscontinuedOperationAfterTax" id="c_ContingentConsiderationReceivedOfPreviouslyDiscontinuedOperationAfterTax" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="ContingentConsiderationReceivedOfPreviouslyDiscontinuedOperationPretax" id="c_ContingentConsiderationReceivedOfPreviouslyDiscontinuedOperationPretax" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="ConvertibleEquityUnitsMember" id="c_ConvertibleEquityUnitsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CiticorpSegmentAndCorporateAndOtherMember" id="c_CiticorpSegmentAndCorporateAndOtherMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CorporateDebtAssetBackedAndOtherDebtSecuritiesMember" id="c_CorporateDebtAssetBackedAndOtherDebtSecuritiesMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CorporateFinanceMember" id="c_CorporateFinanceMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CorporateLoanMember" id="c_CorporateLoanMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CorporateLoansMember" id="c_CorporateLoansMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CreditCardAndBankCardMember" id="c_CreditCardAndBankCardMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CreditCardLinesOfCreditMember" id="c_CreditCardLinesOfCreditMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CreditCardMember" id="c_CreditCardMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CreditCardMerchantProcessingMember" id="c_CreditCardMerchantProcessingMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CreditCardsAndUnsecuredRevolvingLoansMember" id="c_CreditCardsAndUnsecuredRevolvingLoansMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CreditCommitments" id="c_CreditCommitments" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="CreditCommitmentsByGeographicAreaAxis" id="c_CreditCommitmentsByGeographicAreaAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CreditCommitmentsByTypeOfCommitmentAxis" id="c_CreditCommitmentsByTypeOfCommitmentAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CreditCommitmentsLineItems" id="c_CreditCommitmentsLineItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CreditDefaultSwapsAndOptionsMember" id="c_CreditDefaultSwapsAndOptionsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CreditDerivativeByMaturityAxis" id="c_CreditDerivativeByMaturityAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CreditDerivativeMaturityAfterFiveYearsMember" id="c_CreditDerivativeMaturityAfterFiveYearsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CreditDerivativeMaturityDomain" id="c_CreditDerivativeMaturityDomain" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CreditDerivativeMaturityFromOneToFiveYearsMember" id="c_CreditDerivativeMaturityFromOneToFiveYearsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CreditDerivativeMaturityWithinOneYearMember" id="c_CreditDerivativeMaturityWithinOneYearMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CreditDerivativesByIndustryCounterpartyAxis" id="c_CreditDerivativesByIndustryCounterpartyAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CreditDerivativesIndustryCounterpartyDomain" id="c_CreditDerivativesIndustryCounterpartyDomain" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CreditProtectionPurchasedMember" id="c_CreditProtectionPurchasedMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CreditProtectionSoldMember" id="c_CreditProtectionSoldMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CriminalChargesAgainstNumberOfCurrentOrFormerEmployees" id="c_CriminalChargesAgainstNumberOfCurrentOrFormerEmployees" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CumulativeEffectOfInitialAdoptionOfNewAccountingPrincipleBeforeTax" id="c_CumulativeEffectOfInitialAdoptionOfNewAccountingPrincipleBeforeTax" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="CumulativeEquityMethodInvestmentOwnershipPercentage" id="c_CumulativeEquityMethodInvestmentOwnershipPercentage" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="DepositsByGeographicAreaAxis" id="c_DepositsByGeographicAreaAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CustodyIndemnificationsAndOtherMember" id="c_CustodyIndemnificationsAndOtherMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CustodyOfProprietaryAssetsAndCashHeld" id="c_CustodyOfProprietaryAssetsAndCashHeld" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="DebtInstrumentRemainingMaturityAmount" id="c_DebtInstrumentRemainingMaturityAmount" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="DebtInstrumentWeightedAverageInterestRateAfterEffectOfDerivativeContract" id="c_DebtInstrumentWeightedAverageInterestRateAfterEffectOfDerivativeContract" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="DecreaseInDeferredTaxAssetsEliminationOfDeductionForMedicarePrescriptionDrugBenefitSubsidy" id="c_DecreaseInDeferredTaxAssetsEliminationOfDeductionForMedicarePrescriptionDrugBenefitSubsidy" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="DefaultRateProjectionAbstract" id="c_DefaultRateProjectionAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DeferredCompensationArrangementsByPlanTypeAxis" id="c_DeferredCompensationArrangementsByPlanTypeAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DeferredTaxAssetsByJurisdictionAxis" id="c_DeferredTaxAssetsByJurisdictionAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DeferredTaxAssetsByJurisdictionDomain" id="c_DeferredTaxAssetsByJurisdictionDomain" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DeferredTaxAssetsByJurisdictionLineItems" id="c_DeferredTaxAssetsByJurisdictionLineItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DeferredTaxAssetsByJurisdictionTable" id="c_DeferredTaxAssetsByJurisdictionTable" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DeferredTaxAssetsCompensationDeductions" id="c_DeferredTaxAssetsCompensationDeductions" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="DeferredTaxAssetsFutureTaxDeductionsAndCredits" id="c_DeferredTaxAssetsFutureTaxDeductionsAndCredits" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="DeferredTaxAssetsIntangibles" id="c_DeferredTaxAssetsIntangibles" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="DeferredTaxAssetsNetOperatingLossCarryforwardsNewYorkState" id="c_DeferredTaxAssetsNetOperatingLossCarryforwardsNewYorkState" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="DeferredTaxAssetsOperatingLossCarryforwardsIndefinitelyInvestedForeignSubsidiariesAccumulatedUndistributedEarnings" id="c_DeferredTaxAssetsOperatingLossCarryforwardsIndefinitelyInvestedForeignSubsidiariesAccumulatedUndistributedEarnings" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="DeferredTaxAssetsOperatingLossCarryforwardsNewYorkLocal" id="c_DeferredTaxAssetsOperatingLossCarryforwardsNewYorkLocal" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="DeferredTaxAssetsTaxCreditAndOperatingLossCarryforwards" id="c_DeferredTaxAssetsTaxCreditAndOperatingLossCarryforwards" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="DeferredTaxAssetsTaxCreditCarryforwardsFederalStateAndLocalPeriod" id="c_DeferredTaxAssetsTaxCreditCarryforwardsFederalStateAndLocalPeriod" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DeferredTaxAssetsTaxCreditCarryforwardsForeignPeriod" id="c_DeferredTaxAssetsTaxCreditCarryforwardsForeignPeriod" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DeferredTaxAssetsTaxCreditCarryforwardsForeignUtilizationLimit" id="c_DeferredTaxAssetsTaxCreditCarryforwardsForeignUtilizationLimit" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DeferredTaxAssetsTaxCreditCarryforwardsIncomeNecessaryToRealizeDeferredTaxAssets" id="c_DeferredTaxAssetsTaxCreditCarryforwardsIncomeNecessaryToRealizeDeferredTaxAssets" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsRestructuringChargesAndSettlement" id="c_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsRestructuringChargesAndSettlement" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="DeferredTaxAssetsTaxInvestments" id="c_DeferredTaxAssetsTaxInvestments" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="DeferredTaxAssetsUndistributedForeignEarnings" id="c_DeferredTaxAssetsUndistributedForeignEarnings" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="DeferredTaxAssetsUtilizationCumulativeOwnershipChangePercentage" id="c_DeferredTaxAssetsUtilizationCumulativeOwnershipChangePercentage" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DeferredTaxAssetsUtilizationOwnershipChangeMinimumBasisPercentageIncrease" id="c_DeferredTaxAssetsUtilizationOwnershipChangeMinimumBasisPercentageIncrease" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DeferredTaxAssetsUtilizationOwnershipChangeRollingPeriod" id="c_DeferredTaxAssetsUtilizationOwnershipChangeRollingPeriod" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DeferredTaxLiabilitiesCreditValuationAdjustmentOnDebtIssued" id="c_DeferredTaxLiabilitiesCreditValuationAdjustmentOnDebtIssued" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="DeferredTaxLiabilitiesDebtValuationAdjustmentOnLiabilities" id="c_DeferredTaxLiabilitiesDebtValuationAdjustmentOnLiabilities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="DeferredTaxLiabilitiesDeferredPolicyAcquisitionCostsAndValueOfInsuranceInForce" id="c_DeferredTaxLiabilitiesDeferredPolicyAcquisitionCostsAndValueOfInsuranceInForce" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="DeferredTaxLiabilitiesInterest" id="c_DeferredTaxLiabilitiesInterest" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="DeferredTaxLiabilitiesPropertyPlantAndEquipmentAndLeases" id="c_DeferredTaxLiabilitiesPropertyPlantAndEquipmentAndLeases" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="DeferredTaxLiabilitiesToBeReversedIncludedInNetDeferredTaxAssets" id="c_DeferredTaxLiabilitiesToBeReversedIncludedInNetDeferredTaxAssets" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="DefinedBenefitPlanActualRateOfReturnOnAssets" id="c_DefinedBenefitPlanActualRateOfReturnOnAssets" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DefinedBenefitPlanActualReturnOnPlanAssetsRealizedGainsLosses" id="c_DefinedBenefitPlanActualReturnOnPlanAssetsRealizedGainsLosses" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="FundedLettersOfCreditPastDueOrOnNonaccrualStatusPeriodMaximum" id="c_FundedLettersOfCreditPastDueOrOnNonaccrualStatusPeriodMaximum" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DefinedBenefitPlanActualReturnOnPlanAssetsUnrealizedGainsLosses" id="c_DefinedBenefitPlanActualReturnOnPlanAssetsUnrealizedGainsLosses" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="DefinedBenefitPlanAmortizationAbstract" id="c_DefinedBenefitPlanAmortizationAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRateWeightedAverage" id="c_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRateWeightedAverage" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationWeightedAverageRateOfCompensationIncrease" id="c_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationWeightedAverageRateOfCompensationIncrease" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostDiscountRateWeightedAverage" id="c_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostDiscountRateWeightedAverage" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostWeightedAverageRateOfCompensationIncrease" id="c_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostWeightedAverageRateOfCompensationIncrease" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="DefinedBenefitPlanAssumptionsUsedCalculatingPensionExpensesExpectedLongTermReturnOnAssetsAbstract" id="c_DefinedBenefitPlanAssumptionsUsedCalculatingPensionExpensesExpectedLongTermReturnOnAssetsAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DefinedBenefitPlanChangeInBenefitObligationBenefitsEarned" id="c_DefinedBenefitPlanChangeInBenefitObligationBenefitsEarned" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="DefinedBenefitPlanChangeInBenefitObligationCurtailments" id="c_DefinedBenefitPlanChangeInBenefitObligationCurtailments" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="DefinedBenefitPlanChangeInBenefitObligationInterestCost" id="c_DefinedBenefitPlanChangeInBenefitObligationInterestCost" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="DefinedBenefitPlanChangeInFairValueOfPlanAssetsContributionsByPlanParticipants" id="c_DefinedBenefitPlanChangeInFairValueOfPlanAssetsContributionsByPlanParticipants" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="DefinedBenefitPlanDiscretionaryCashContributionsByEmployer" id="c_DefinedBenefitPlanDiscretionaryCashContributionsByEmployer" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="DefinedBenefitPlanEffectOfOnePercentagePointChangeInDiscountRatesAbstract" id="c_DefinedBenefitPlanEffectOfOnePercentagePointChangeInDiscountRatesAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DefinedBenefitPlanEffectOfOnePercentagePointChangeInExpectedRatesOfReturnAbstract" id="c_DefinedBenefitPlanEffectOfOnePercentagePointChangeInExpectedRatesOfReturnAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DefinedBenefitPlanEffectOfOnePercentagePointDecreaseInDiscountRatesOnPensionExpenses" id="c_DefinedBenefitPlanEffectOfOnePercentagePointDecreaseInDiscountRatesOnPensionExpenses" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="DefinedBenefitPlanEffectOfOnePercentagePointDecreaseInExpectedRatesOfReturnOnPensionExpenses" id="c_DefinedBenefitPlanEffectOfOnePercentagePointDecreaseInExpectedRatesOfReturnOnPensionExpenses" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="DefinedBenefitPlanEffectOfOnePercentagePointIncreaseInDiscountRatesOnPensionExpenses" id="c_DefinedBenefitPlanEffectOfOnePercentagePointIncreaseInDiscountRatesOnPensionExpenses" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="DefinedBenefitPlanEffectOfOnePercentagePointIncreaseInExpectedRatesOfReturnOnPensionExpenses" id="c_DefinedBenefitPlanEffectOfOnePercentagePointIncreaseInExpectedRatesOfReturnOnPensionExpenses" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="DefinedBenefitPlanEstimatedFutureEmployerContributionsDirectPayment" id="c_DefinedBenefitPlanEstimatedFutureEmployerContributionsDirectPayment" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="DefinedBenefitPlanExpectedFutureBenefitPaymentsBeforeSubsidyInFiveFiscalYearsThereafter" id="c_DefinedBenefitPlanExpectedFutureBenefitPaymentsBeforeSubsidyInFiveFiscalYearsThereafter" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="DefinedBenefitPlanExpectedFutureBenefitPaymentsBeforeSubsidyInYearFive" id="c_DefinedBenefitPlanExpectedFutureBenefitPaymentsBeforeSubsidyInYearFive" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="DefinedBenefitPlanExpectedFutureBenefitPaymentsBeforeSubsidyInYearFour" id="c_DefinedBenefitPlanExpectedFutureBenefitPaymentsBeforeSubsidyInYearFour" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="DefinedBenefitPlanExpectedFutureBenefitPaymentsBeforeSubsidyInYearOne" id="c_DefinedBenefitPlanExpectedFutureBenefitPaymentsBeforeSubsidyInYearOne" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
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  <xsd:element name="MaximumPastDuePeriodForWritingDownSecuredLoans" id="c_MaximumPastDuePeriodForWritingDownSecuredLoans" type="xbrli:durationItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PastDuePeriodForChargingOff" id="c_PastDuePeriodForChargingOff" type="xbrli:durationItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
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  <xsd:element name="MaximumNotificationPeriodForChargingOffLoans" id="c_MaximumNotificationPeriodForChargingOffLoans" type="xbrli:durationItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
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  <xsd:element name="DevaluationOfVenezuelanBolivarMember" id="c_DevaluationOfVenezuelanBolivarMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DinersClubInternationalMember" id="c_DinersClubInternationalMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
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  <xsd:element name="DisposalGroupPercentageOfOwnershipInDisposedCompany" id="c_DisposalGroupPercentageOfOwnershipInDisposedCompany" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
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  <xsd:element name="AnticipatedForgivenessOfPrincipalInConnectionWithNationalMortgageSettlementMember" id="c_AnticipatedForgivenessOfPrincipalInConnectionWithNationalMortgageSettlementMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
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  <xsd:element name="EuropeanUnionIncentiveAwardsMember" id="c_EuropeanUnionIncentiveAwardsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ExcessOfRiskWeightedAssetsOverTierOneCapital" id="c_ExcessOfRiskWeightedAssetsOverTierOneCapital" type="xbrli:decimalItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="ExerciseOfCallOptionsLQIFMember" id="c_ExerciseOfCallOptionsLQIFMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
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  <xsd:element name="ExpirationDateDomain" id="c_ExpirationDateDomain" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ExternalCreditRatingNotRatedMember" id="c_ExternalCreditRatingNotRatedMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FXTranslationMember" id="c_FXTranslationMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CitiBelgiumMember" id="c_CitiBelgiumMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
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  <xsd:element name="FairValueAssetAndLiabilitiesMeasuredOnRecurringBasisUnobservableInputChangesByAssetTypeAxis" id="c_FairValueAssetAndLiabilitiesMeasuredOnRecurringBasisUnobservableInputChangesByAssetTypeAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration" />
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  <xsd:element name="FairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationTableTextBlock" id="c_FairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
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  <xsd:element name="FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainsLossesStillHeld" id="c_FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainsLossesStillHeld" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
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  <xsd:element name="FairValueElectionsDisclosureAbstract" id="c_FairValueElectionsDisclosureAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FairValueLiabilitiesMeasuredOnRecurringBasisChangeInUnrealizedGainsLossesStillHeld" id="c_FairValueLiabilitiesMeasuredOnRecurringBasisChangeInUnrealizedGainsLossesStillHeld" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="FairValueLiabilitiesUnfundedLendingCommitments" id="c_FairValueLiabilitiesUnfundedLendingCommitments" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="FairValueMeasurementWithUnobservableInputsAssetsTransferredFromLevelThreeToLevelTwo" id="c_FairValueMeasurementWithUnobservableInputsAssetsTransferredFromLevelThreeToLevelTwo" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossDueToCreditSpreadsWideningIncludedInPrincipalTransactions" id="c_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossDueToCreditSpreadsWideningIncludedInPrincipalTransactions" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossOnIndexPositionsClassifiedAsLevelTwo" id="c_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossOnIndexPositionsClassifiedAsLevelTwo" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossRecordedOnTotalReturnSwapsReferencingReturnsOnCorporateLoans" id="c_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossRecordedOnTotalReturnSwapsReferencingReturnsOnCorporateLoans" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="FairValueMeasurementWithUnobservableInputsAssetsTransferredToLevelThreeFromLevelTwo" id="c_FairValueMeasurementWithUnobservableInputsAssetsTransferredToLevelThreeFromLevelTwo" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
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  <xsd:element name="FairValueMeasurementWithUnobservableInputsLiabilitiesTransferredToLevelTwoFromLevelOne" id="c_FairValueMeasurementWithUnobservableInputsLiabilitiesTransferredToLevelTwoFromLevelOne" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="FairValueMeasurementWithUnobservableInputsAssetsTransferredToLevelOneFromLevelTwo" id="c_FairValueMeasurementWithUnobservableInputsAssetsTransferredToLevelOneFromLevelTwo" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="TheThresholdTenorOfRepoCurvesToClassifyStructuredReverseReposAsLevel3" id="c_TheThresholdTenorOfRepoCurvesToClassifyStructuredReverseReposAsLevel3" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="FairValueMeasurementWithUnobservableInputsLiabilitiesTransferredToLevelOneFromLevelTwo" id="c_FairValueMeasurementWithUnobservableInputsLiabilitiesTransferredToLevelOneFromLevelTwo" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="FairValueMeasurementWithUnobservableInputsInvestmentsIncreaseDecreaseInLevelThreeDueToSalesAndRedemptionsOfPrivateEquityAndHedgeFund" id="c_FairValueMeasurementWithUnobservableInputsInvestmentsIncreaseDecreaseInLevelThreeDueToSalesAndRedemptionsOfPrivateEquityAndHedgeFund" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="FairValueMeasurementWithUnobservableInputsInvestmentsIncreaseDecreaseInLevelThreeDueToPurchaseOfPrivateEquityAndHedgeFunds" id="c_FairValueMeasurementWithUnobservableInputsInvestmentsIncreaseDecreaseInLevelThreeDueToPurchaseOfPrivateEquityAndHedgeFunds" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="FairValueMeasurementWithUnobservableInputsCorporateTradingSecuritiesDueToPaydownsAndSalesIncreaseDecreaseInLevelThree" id="c_FairValueMeasurementWithUnobservableInputsCorporateTradingSecuritiesDueToPaydownsAndSalesIncreaseDecreaseInLevelThree" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="FairValueMeasurementWithUnobservableInputsCreditDerivativesIncreaseDecreaseInLevelThree" id="c_FairValueMeasurementWithUnobservableInputsCreditDerivativesIncreaseDecreaseInLevelThree" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="FairValueMeasurementWithUnobservableInputsCreditDerivativesSettlementDueToUnwindOfContractsIncreaseDecreaseInLevelThree" id="c_FairValueMeasurementWithUnobservableInputsCreditDerivativesSettlementDueToUnwindOfContractsIncreaseDecreaseInLevelThree" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="FairValueMeasurementWithUnobservableInputsInvestmentsDueToPaydownsAndSales" id="c_FairValueMeasurementWithUnobservableInputsInvestmentsDueToPaydownsAndSales" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="FairValueMeasurementWithUnobservableInputsLoansReceivableMutualFundDeferredSalesCommissionVieIncreaseDecreaseInLevelThree" id="c_FairValueMeasurementWithUnobservableInputsLoansReceivableMutualFundDeferredSalesCommissionVieIncreaseDecreaseInLevelThree" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="FairValueMeasurementWithUnobservableInputsLoansReceivablePrivateLabelConsumerMortgageSecuritizationTrustVieIncreaseDecreaseInLevelThree" id="c_FairValueMeasurementWithUnobservableInputsLoansReceivablePrivateLabelConsumerMortgageSecuritizationTrustVieIncreaseDecreaseInLevelThree" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="FairValueMeasurementWithUnobservableInputsLongTermDebtCollateralizedLoanObligationsVieIncreaseDecreaseInLevelThree" id="c_FairValueMeasurementWithUnobservableInputsLongTermDebtCollateralizedLoanObligationsVieIncreaseDecreaseInLevelThree" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="FairValueMeasurementWithUnobservableInputsLongTermDebtMutualFundDeferredSalesCommissionVieIncreaseDecreaseInLevelThree" id="c_FairValueMeasurementWithUnobservableInputsLongTermDebtMutualFundDeferredSalesCommissionVieIncreaseDecreaseInLevelThree" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="FairValueMeasurementWithUnobservableInputsLongTermDebtPrivateLabelConsumerMortgageSecuritizationTrustVieIncreaseDecreaseInLevelThree" id="c_FairValueMeasurementWithUnobservableInputsLongTermDebtPrivateLabelConsumerMortgageSecuritizationTrustVieIncreaseDecreaseInLevelThree" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="FairValueMeasurementWithUnobservableInputsMortgageServicingRightsIncreaseDecreaseInLevelThreeDueToReductionInInterestRates" id="c_FairValueMeasurementWithUnobservableInputsMortgageServicingRightsIncreaseDecreaseInLevelThreeDueToReductionInInterestRates" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="FairValueMeasurementWithUnobservableInputsLongTermDebtScheduledTerminationOfStructuredTransactionIncreaseDecreaseInLevelThree" id="c_FairValueMeasurementWithUnobservableInputsLongTermDebtScheduledTerminationOfStructuredTransactionIncreaseDecreaseInLevelThree" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="FairValueMeasurementWithUnobservableInputsMarketableEquitySecuritiesIncreaseDecreaseDueToSalesOfInvestmentsInPrivateEquityAndHedgeFundsInLevelThree" id="c_FairValueMeasurementWithUnobservableInputsMarketableEquitySecuritiesIncreaseDecreaseDueToSalesOfInvestmentsInPrivateEquityAndHedgeFundsInLevelThree" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherThanPrincipalTransactions" id="c_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherThanPrincipalTransactions" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInPrincipalTransactions" id="c_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInPrincipalTransactions" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherRevenue" id="c_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherRevenue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetLiquidation" id="c_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetLiquidation" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="LossContingencyCivilLawsuitsFiled" id="c_LossContingencyCivilLawsuitsFiled" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiability" id="c_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiability" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInOtherThanPrincipalTransactions" id="c_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInOtherThanPrincipalTransactions" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInPrincipalTransactions" id="c_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInPrincipalTransactions" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="FairValueOfGoodwillAsPercentageOfAllocatedBookValue" id="c_FairValueOfGoodwillAsPercentageOfAllocatedBookValue" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FairValueOfTrustsFundedByInsurer" id="c_FairValueOfTrustsFundedByInsurer" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="FairValueOptionChangesInFairValueGainLossOnAssets" id="c_FairValueOptionChangesInFairValueGainLossOnAssets" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="FairValueOptionChangesInFairValueGainLossOnFederalFundsPurchasedAndSecuritiesLoanedOrSoldUnderAgreementToRepurchase" id="c_FairValueOptionChangesInFairValueGainLossOnFederalFundsPurchasedAndSecuritiesLoanedOrSoldUnderAgreementToRepurchase" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="FairValueOptionChangesInFairValueGainLossOnFederalFundsSoldAndSecuritiesBorrowedOrPurchasedUnderAgreementsToResell" id="c_FairValueOptionChangesInFairValueGainLossOnFederalFundsSoldAndSecuritiesBorrowedOrPurchasedUnderAgreementsToResell" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="FairValueOptionChangesInFairValueGainLossOnInterestBearingDepositLiabilities" id="c_FairValueOptionChangesInFairValueGainLossOnInterestBearingDepositLiabilities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="FairValueOptionChangesInFairValueGainLossOnInvestments" id="c_FairValueOptionChangesInFairValueGainLossOnInvestments" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="FairValueOptionChangesInFairValueGainLossOnLiabilities" id="c_FairValueOptionChangesInFairValueGainLossOnLiabilities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="FairValueOptionChangesInFairValueGainLossOnLoansReceivable" id="c_FairValueOptionChangesInFairValueGainLossOnLoansReceivable" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="FairValueOptionChangesInFairValueGainLossOnLongTermBorrowings" id="c_FairValueOptionChangesInFairValueGainLossOnLongTermBorrowings" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="FairValueOptionChangesInFairValueGainLossOnOtherAssets" id="c_FairValueOptionChangesInFairValueGainLossOnOtherAssets" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="FairValueOptionChangesInFairValueGainLossOnShortTermBorrowings" id="c_FairValueOptionChangesInFairValueGainLossOnShortTermBorrowings" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="FairValueOptionChangesInFairValueGainLossOnTradingAccountAssets" id="c_FairValueOptionChangesInFairValueGainLossOnTradingAccountAssets" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="FairValueOptionChangesInFairValueGainLossOnTradingAccountLiabilities" id="c_FairValueOptionChangesInFairValueGainLossOnTradingAccountLiabilities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="FairValueOptionCreditProductsHeldAsAssetsAggregateFairValueInExcessOfAggregateUnpaidPrincipalBalance" id="c_FairValueOptionCreditProductsHeldAsAssetsAggregateFairValueInExcessOfAggregateUnpaidPrincipalBalance" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="CarryingAmountOfCertainLiabilityBorrowings" id="c_CarryingAmountOfCertainLiabilityBorrowings" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="FairValueOptionLiabilityBorrowingsAggregateUnpaidPrincipalBalanceInExcessOfAggregateFairValue" id="c_FairValueOptionLiabilityBorrowingsAggregateUnpaidPrincipalBalanceInExcessOfAggregateFairValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="FairValueOptionCreditProductsHeldAsAssetsAggregateUnpaidPrincipalBalanceInExcessOfAggregateFairValue" id="c_FairValueOptionCreditProductsHeldAsAssetsAggregateUnpaidPrincipalBalanceInExcessOfAggregateFairValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="FairValueOptionLoansHeldAsAssetsNonaccrualStatusOr90DaysOrMorePastDue" id="c_FairValueOptionLoansHeldAsAssetsNonaccrualStatusOr90DaysOrMorePastDue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="FederalDepositInsuranceCorporationMember" id="c_FederalDepositInsuranceCorporationMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseOfAffiliatesSubsidiariesAndHoldingCompanies" id="c_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchaseOfAffiliatesSubsidiariesAndHoldingCompanies" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="FederalFundsSecuritiesBorrowedLoanedAndSubjectToRepurchaseAgreementsDisclosureAbstract" id="c_FederalFundsSecuritiesBorrowedLoanedAndSubjectToRepurchaseAgreementsDisclosureAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FederalFundsSoldAndSecuritiesPurchasedUnderAgreementsToResellOfAffiliatesSubsidiariesAndHoldingCompanies" id="c_FederalFundsSoldAndSecuritiesPurchasedUnderAgreementsToResellOfAffiliatesSubsidiariesAndHoldingCompanies" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="FeesAndCommissionsFromAffiliatesSubsidiariesAndHoldingCompany" id="c_FeesAndCommissionsFromAffiliatesSubsidiariesAndHoldingCompany" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="FinancingReceivablesForeignCountriesMember" id="c_FinancingReceivablesForeignCountriesMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FinancialInstrumentsAxis" id="c_FinancialInstrumentsAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FinancialInstrumentsPoliciesTable" id="c_FinancialInstrumentsPoliciesTable" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FinancingReceivableCreditQualityIndicatorInformationAbstract" id="c_FinancingReceivableCreditQualityIndicatorInformationAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FinancingReceivableCreditQualityRatioAbstract" id="c_FinancingReceivableCreditQualityRatioAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FinancingReceivableCreditQualityRatioGreaterThan100Percent" id="c_FinancingReceivableCreditQualityRatioGreaterThan100Percent" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="FinancingReceivableCreditQualityRatioGreaterThan80PercentButLessThanOrEqualTo100Percent" id="c_FinancingReceivableCreditQualityRatioGreaterThan80PercentButLessThanOrEqualTo100Percent" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="FinancingReceivableCreditQualityRatioLessThanOrEqualTo80Percent" id="c_FinancingReceivableCreditQualityRatioLessThanOrEqualTo80Percent" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="FinancingReceivableCreditQualityScore620OrGreaterButLessThan660" id="c_FinancingReceivableCreditQualityScore620OrGreaterButLessThan660" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="FinancingReceivableCreditQualityScoreAbstract" id="c_FinancingReceivableCreditQualityScoreAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FinancingReceivableCreditQualityScoreEqualToOrGreaterThan660" id="c_FinancingReceivableCreditQualityScoreEqualToOrGreaterThan660" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="FinancingReceivableCreditQualityScoreLessThan620" id="c_FinancingReceivableCreditQualityScoreLessThan620" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="FinancingReceivableCreditQualityScoresHighEndOfRange" id="c_FinancingReceivableCreditQualityScoresHighEndOfRange" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FinancingReceivableCreditQualityScoresLowEndOfRange" id="c_FinancingReceivableCreditQualityScoresLowEndOfRange" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FinancingReceivableDelinquencyStatusAbstract" id="c_FinancingReceivableDelinquencyStatusAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FinancingReceivableModificationsPost2007" id="c_FinancingReceivableModificationsPost2007" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="FinancingReceivablesModificationsDuringThePeriodPrincipalForgivenOrDeferred" id="c_FinancingReceivablesModificationsDuringThePeriodPrincipalForgivenOrDeferred" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="FinancingReceivablesTroubledDebtRestructuringImpactOnNetProfitAndLoss" id="c_FinancingReceivablesTroubledDebtRestructuringImpactOnNetProfitAndLoss" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="FinancingReceivableModificationsSubsequentDefaultDuringThePeriodRecordedInvestment" id="c_FinancingReceivableModificationsSubsequentDefaultDuringThePeriodRecordedInvestment" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="FinancingReceivableRecordedInvestment30To89DaysPastDue" id="c_FinancingReceivableRecordedInvestment30To89DaysPastDue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="FinancingReceivableRecordedInvestment30To89DaysPastDueAndStillAccruing" id="c_FinancingReceivableRecordedInvestment30To89DaysPastDueAndStillAccruing" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="FinancingReceivableRecordedInvestment30To89DaysPastDueGuaranteedByUSGovernmentSponsoredAgencies" id="c_FinancingReceivableRecordedInvestment30To89DaysPastDueGuaranteedByUSGovernmentSponsoredAgencies" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDueGuaranteedByUSGovernmentSponsoredAgencies" id="c_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDueGuaranteedByUSGovernmentSponsoredAgencies" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="FinancingReceivableRecordedInvestmentGreaterThan90DaysPastDue" id="c_FinancingReceivableRecordedInvestmentGreaterThan90DaysPastDue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="FinancingReceivableRecordedInvestmentPastDueAndStillAccruing" id="c_FinancingReceivableRecordedInvestmentPastDueAndStillAccruing" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="FinancingReceivablesByGeographicalAreaAxis" id="c_FinancingReceivablesByGeographicalAreaAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FinancingReceivablesByGeographicalAreaDomain" id="c_FinancingReceivablesByGeographicalAreaDomain" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FinancingReceivablesCarryingAmountTableTextBlock" id="c_FinancingReceivablesCarryingAmountTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FinancingReceivablesDomesticCountryMember" id="c_FinancingReceivablesDomesticCountryMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FineImposedAgainstSubsidiariesInCriminalCharges" id="c_FineImposedAgainstSubsidiariesInCriminalCharges" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="FineImposedAgainstSubsidiariesInCriminalChargesForEachIndividualDefendant" id="c_FineImposedAgainstSubsidiariesInCriminalChargesForEachIndividualDefendant" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="FineRequestedCriminalCharges" id="c_FineRequestedCriminalCharges" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="FiniteAndIndefiniteLivedIntangibleAssetsByMajorClassAxis" id="c_FiniteAndIndefiniteLivedIntangibleAssetsByMajorClassAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FiniteAndIndefiniteLivedIntangibleAssetsDomain" id="c_FiniteAndIndefiniteLivedIntangibleAssetsDomain" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FiniteAndIndefiniteLivedIntangibleAssetsLineItems" id="c_FiniteAndIndefiniteLivedIntangibleAssetsLineItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FiniteAndIndefiniteLivedIntangibleAssetsRollForward" id="c_FiniteAndIndefiniteLivedIntangibleAssetsRollForward" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ForeignCurrencyDevaluationLossPretax" id="c_ForeignCurrencyDevaluationLossPretax" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="ForeignCurrencyExchangeRateAfterDevaluation" id="c_ForeignCurrencyExchangeRateAfterDevaluation" type="xbrli:decimalItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="ForeignCurrencyExchangeRateBeforeDevaluation" id="c_ForeignCurrencyExchangeRateBeforeDevaluation" type="xbrli:decimalItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="ForeignCurrencySubsidizedExchangeRate" id="c_ForeignCurrencySubsidizedExchangeRate" type="xbrli:decimalItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="FundedExposureAbstract" id="c_FundedExposureAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FundingCommitmentTypesAxis" id="c_FundingCommitmentTypesAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FundingCommitmentTypesDomain" id="c_FundingCommitmentTypesDomain" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FundingLiquidityFacilitiesAndSubordinatedInterestsLineItems" id="c_FundingLiquidityFacilitiesAndSubordinatedInterestsLineItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FuturesAndForwardMember" id="c_FuturesAndForwardMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="GainLossOnInvestmentsTax" id="c_GainLossOnInvestmentsTax" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="GainLossOnSaleOfSecuritiesToReSecuritizationEntities" id="c_GainLossOnSaleOfSecuritiesToReSecuritizationEntities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="GeographicAreaForDisclosuresDomain" id="c_GeographicAreaForDisclosuresDomain" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="GoodwillAcquisitionsDivestituresPurchaseAccountingAdjustmentsAndOther" id="c_GoodwillAcquisitionsDivestituresPurchaseAccountingAdjustmentsAndOther" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="GoodwillAcquisitionsAndDivestitures" id="c_GoodwillAcquisitionsAndDivestitures" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="GoodwillPurchaseAccountingAdjustmentsAndOther" id="c_GoodwillPurchaseAccountingAdjustmentsAndOther" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="GoodwillFutureImpairmentLoss" id="c_GoodwillFutureImpairmentLoss" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="GovernmentAndOfficialInstitutionsMember" id="c_GovernmentAndOfficialInstitutionsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="GrossInventoryMember" id="c_GrossInventoryMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="GuaranteeObligationsMaximumExposureAbstract" id="c_GuaranteeObligationsMaximumExposureAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="GuaranteeObligationsMaximumExposureExpireAfterOneYear" id="c_GuaranteeObligationsMaximumExposureExpireAfterOneYear" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="GuaranteeObligationsMaximumExposureExpireWithinOneYear" id="c_GuaranteeObligationsMaximumExposureExpireWithinOneYear" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="IncomeAllocatedToEmployeeRestrictedAndDeferredSharesThatContainNonforfeitableRightsToDividends" id="c_IncomeAllocatedToEmployeeRestrictedAndDeferredSharesThatContainNonforfeitableRightsToDividends" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="GuaranteesOfCollectionOfContractualCashFlowsMember" id="c_GuaranteesOfCollectionOfContractualCashFlowsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LongTermCareInsuranceIndemnificationMember" id="c_LongTermCareInsuranceIndemnificationMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="HedgeFundsAndEquitiesMember" id="c_HedgeFundsAndEquitiesMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="HeldToMaturityDebtSecuritiesUnrealizedCreditLossesBalance" id="c_HeldToMaturityDebtSecuritiesUnrealizedCreditLossesBalance" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="DebtSecuritiesTransferredToTradingAccountAssetsOrSoldTableTextBlock" id="c_DebtSecuritiesTransferredToTradingAccountAssetsOrSoldTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="HighlyLeveragedLoansCarryingValue" id="c_HighlyLeveragedLoansCarryingValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="HighlyLeveragedLoansFaceValue" id="c_HighlyLeveragedLoansFaceValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="HousingPriceChangeAssumptionsFutureCalendarYearFourAndThereafter" id="c_HousingPriceChangeAssumptionsFutureCalendarYearFourAndThereafter" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="HousingPriceChangeAssumptionsFutureCalendarYearThreeAndThereafter" id="c_HousingPriceChangeAssumptionsFutureCalendarYearThreeAndThereafter" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="HousingPriceChangeAssumptionsFutureCalendarYearTwo" id="c_HousingPriceChangeAssumptionsFutureCalendarYearTwo" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="HousingPriceChangeAssumptionsNextCalendarYear" id="c_HousingPriceChangeAssumptionsNextCalendarYear" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="HousingPricesChangeAssumptionsFutureCalendarYearFour" id="c_HousingPricesChangeAssumptionsFutureCalendarYearFour" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="HousingPricesChangeAssumptionsFutureCalendarYearThree" id="c_HousingPricesChangeAssumptionsFutureCalendarYearThree" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="HousingPricesIncreasePercentageChangeAssumptionsFutureCalendarYearTwo" id="c_HousingPricesIncreasePercentageChangeAssumptionsFutureCalendarYearTwo" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="HousingPricesIncreasePercentageChangeAssumptionsFutureCalendarYearFourAndOnwards" id="c_HousingPricesIncreasePercentageChangeAssumptionsFutureCalendarYearFourAndOnwards" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="HousingPricesIncreasePercentageChangeAssumptionsNextCalendarYear" id="c_HousingPricesIncreasePercentageChangeAssumptionsNextCalendarYear" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="TradingRelatedMember" id="c_TradingRelatedMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ImpactOfAccountingChangesUnderFairValueOptionTableTextBlock" id="c_ImpactOfAccountingChangesUnderFairValueOptionTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfDistressedLoanPurchasedTableTextBlock" id="c_ScheduleOfDistressedLoanPurchasedTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CashBasisLoanToReturnToAccrualStatusNumberOfMonthsInSustainedPeriodOfRepaymentPerformance" id="c_CashBasisLoanToReturnToAccrualStatusNumberOfMonthsInSustainedPeriodOfRepaymentPerformance" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ImpairedFinancingReceivableWithRelatedAllowance" id="c_ImpairedFinancingReceivableWithRelatedAllowance" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="ImpairmentLossesRelatedToSecuritiesAbstract" id="c_ImpairmentLossesRelatedToSecuritiesAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="IncomeAllocatedToParticipatingSecurities" id="c_IncomeAllocatedToParticipatingSecurities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="IncomeFromFeesAndCommissionSourcesAxis" id="c_IncomeFromFeesAndCommissionSourcesAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="IncomeFromFeesAndCommissionSourcesNameDomain" id="c_IncomeFromFeesAndCommissionSourcesNameDomain" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="IncomeFromFeesAndCommissionTable" id="c_IncomeFromFeesAndCommissionTable" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="IncomeLossAvailableToCommonStockholders" id="c_IncomeLossAvailableToCommonStockholders" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="IncomeLossFromContinuingOperationAfterNoncontrollingInterest" id="c_IncomeLossFromContinuingOperationAfterNoncontrollingInterest" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="IncomeLossFromDiscontinuedOperationsBeforeIncomeTaxesForeign" id="c_IncomeLossFromDiscontinuedOperationsBeforeIncomeTaxesForeign" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="IncomeTaxesBenefitThresholdAbstract" id="c_IncomeTaxesBenefitThresholdAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="IncomeTaxesBenefitThresholdPercentage" id="c_IncomeTaxesBenefitThresholdPercentage" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="IncreaseDecreaseFromTransactionsBetweenConsolidatingEntityAndNoncontrollingInterestShareholders" id="c_IncreaseDecreaseFromTransactionsBetweenConsolidatingEntityAndNoncontrollingInterestShareholders" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="IncreaseDecreaseInFederalFundsSoldAndSecuritiesBorrowedOrPurchasedUnderAgreementsToResell" id="c_IncreaseDecreaseInFederalFundsSoldAndSecuritiesBorrowedOrPurchasedUnderAgreementsToResell" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="IncrementalCommonSharesAttributableToConvertibleSecurities" id="c_IncrementalCommonSharesAttributableToConvertibleSecurities" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="IncrementalCommonSharesAttributableToTangibleEquityUnits" id="c_IncrementalCommonSharesAttributableToTangibleEquityUnits" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="IncrementalEffectOfNewAccountingPronouncementOnAssets" id="c_IncrementalEffectOfNewAccountingPronouncementOnAssets" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="IncrementalEffectOfNewAccountingPronouncementOnAssetsFromConsolidation" id="c_IncrementalEffectOfNewAccountingPronouncementOnAssetsFromConsolidation" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="IncrementalEffectOfNewAccountingPronouncementOnAssetsFromDeconsolidation" id="c_IncrementalEffectOfNewAccountingPronouncementOnAssetsFromDeconsolidation" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="IncrementalEffectOfNewAccountingPronouncementOnLiabilities" id="c_IncrementalEffectOfNewAccountingPronouncementOnLiabilities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="IncrementalEffectOfNewAccountingPronouncementOnLiabilitiesAndStockholdersEquity" id="c_IncrementalEffectOfNewAccountingPronouncementOnLiabilitiesAndStockholdersEquity" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="IncrementalEffectOfNewAccountingPronouncementOnStockholdersEquity" id="c_IncrementalEffectOfNewAccountingPronouncementOnStockholdersEquity" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="IncrementalEffectOfNewAccountingPronouncementOrChangeInAccountingPrincipleOnRiskWeightedAssets" id="c_IncrementalEffectOfNewAccountingPronouncementOrChangeInAccountingPrincipleOnRiskWeightedAssets" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="IncrementalEffectOfNewAccountingPronouncementOrChangeInAccountingPrincipleOnRiskWeightedAssetsFromConsolidation" id="c_IncrementalEffectOfNewAccountingPronouncementOrChangeInAccountingPrincipleOnRiskWeightedAssetsFromConsolidation" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="IncrementalEffectOfNewAccountingPronouncementOrChangeInAccountingPrincipleOnRiskWeightedAssetsFromDeconsolidation" id="c_IncrementalEffectOfNewAccountingPronouncementOrChangeInAccountingPrincipleOnRiskWeightedAssetsFromDeconsolidation" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="IncrementalEffectsOnBalanceSheetLineItemAxis" id="c_IncrementalEffectsOnBalanceSheetLineItemAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="IncrementalImpactOfAdoptingSFAS166And167OnAssetsAndResultingRiskWeightedAssetsTableTextBlock" id="c_IncrementalImpactOfAdoptingSFAS166And167OnAssetsAndResultingRiskWeightedAssetsTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="IncrementalImpactOfAdoptingSFAS166And167OnAssetsLiabilitiesAndStockholdersEquityTableTextBlock" id="c_IncrementalImpactOfAdoptingSFAS166And167OnAssetsLiabilitiesAndStockholdersEquityTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="IndefiniteLivedIntangibleAssetsMember" id="c_IndefiniteLivedIntangibleAssetsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="IndividualInstallmentAndOtherMember" id="c_IndividualInstallmentAndOtherMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="InstallmentAndOtherMember" id="c_InstallmentAndOtherMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="InstallmentLoansMember" id="c_InstallmentLoansMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="UnsecuredRevolvingLoansMember" id="c_UnsecuredRevolvingLoansMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="InstallmentAndRealEstateLoansMember" id="c_InstallmentAndRealEstateLoansMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="InstallmentsRevolvingCreditAndOtherMember" id="c_InstallmentsRevolvingCreditAndOtherMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="InstitutionalClaimsMember" id="c_InstitutionalClaimsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="InstitutionalClientsGroupMember" id="c_InstitutionalClientsGroupMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="InsuranceAndOtherFinancialInstitutionsMember" id="c_InsuranceAndOtherFinancialInstitutionsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="InsuranceFeesAndCharges" id="c_InsuranceFeesAndCharges" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="IntangibleAssetsExcludingMortgageServicingRights" id="c_IntangibleAssetsExcludingMortgageServicingRights" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="IntangibleAssetsExcludingMortgageServicingRightsAccumulatedAmortization" id="c_IntangibleAssetsExcludingMortgageServicingRightsAccumulatedAmortization" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="IntangibleAssetsExcludingMortgageServicingRightsAcquisitionsDivestitures" id="c_IntangibleAssetsExcludingMortgageServicingRightsAcquisitionsDivestitures" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="IntangibleAssetsExcludingMortgageServicingRightsAmortizationOfIntangibleAssets" id="c_IntangibleAssetsExcludingMortgageServicingRightsAmortizationOfIntangibleAssets" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="IntangibleAssetsExcludingMortgageServicingRightsGrossCarryingAmount" id="c_IntangibleAssetsExcludingMortgageServicingRightsGrossCarryingAmount" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="IntangibleAssetsExcludingMortgageServicingRightsImpairments" id="c_IntangibleAssetsExcludingMortgageServicingRightsImpairments" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="IntangibleAssetsExcludingMortgageServicingRightsTranslationAndPurchaseAccountingAdjustments" id="c_IntangibleAssetsExcludingMortgageServicingRightsTranslationAndPurchaseAccountingAdjustments" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="IntangibleAssetsIncludingMortgageServicingRights" id="c_IntangibleAssetsIncludingMortgageServicingRights" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="IntangibleAssetsIncludingMortgageServicingRightsAccumulatedAmortization" id="c_IntangibleAssetsIncludingMortgageServicingRightsAccumulatedAmortization" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="IntangibleAssetsIncludingMortgageServicingRightsGrossCarryingAmount" id="c_IntangibleAssetsIncludingMortgageServicingRightsGrossCarryingAmount" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="InterchangeFeeGenerated" id="c_InterchangeFeeGenerated" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="InterchangeFeesLitigationMember" id="c_InterchangeFeesLitigationMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="InterestAndDividendIncomeSecuritiesExcludingTradingSecurities" id="c_InterestAndDividendIncomeSecuritiesExcludingTradingSecurities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="InterestBearingDepositLiabilitiesFairValueDisclosure" id="c_InterestBearingDepositLiabilitiesFairValueDisclosure" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="InterestExpenseOperatingToAffiliatesSubsidiariesAndHoldingCompany" id="c_InterestExpenseOperatingToAffiliatesSubsidiariesAndHoldingCompany" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="InterestIncomeOperatingFromAffiliatesSubsidiariesAndHoldingCompany" id="c_InterestIncomeOperatingFromAffiliatesSubsidiariesAndHoldingCompany" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="InvestmentBankingMember" id="c_InvestmentBankingMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="InvestmentFundsMember" id="c_InvestmentFundsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="InvestmentGradeMember" id="c_InvestmentGradeMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="InvestmentInConsolidatedVariableInterestEntitiesCertificatesClassifiedAsLevelThree" id="c_InvestmentInConsolidatedVariableInterestEntitiesCertificatesClassifiedAsLevelThree" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="TradingSecuritiesWithAvailableExternalBrokerQuotes" id="c_TradingSecuritiesWithAvailableExternalBrokerQuotes" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="FinancingReceivableTroubledDebtRestructuringsThatSubsequentlyDefaultedTableTextBlock" id="c_FinancingReceivableTroubledDebtRestructuringsThatSubsequentlyDefaultedTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="InvestmentsInSubsidiaries" id="c_InvestmentsInSubsidiaries" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="InvestmentsPledgedToCreditors" id="c_InvestmentsPledgedToCreditors" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="IssuanceOfNotesTermAssetBackedSecuritiesLoanFacilityProgram" id="c_IssuanceOfNotesTermAssetBackedSecuritiesLoanFacilityProgram" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="JuniorSubordinatedDebenturesOwnedByTrustProceedsReceivedFromTrustAtIssuance" id="c_JuniorSubordinatedDebenturesOwnedByTrustProceedsReceivedFromTrustAtIssuance" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="KeyAssumptionsForMortgageBackedSecuritiesTableTextBlock" id="c_KeyAssumptionsForMortgageBackedSecuritiesTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="KeyBaseAssumptionsForMortgageBackedSecuritiesAbstract" id="c_KeyBaseAssumptionsForMortgageBackedSecuritiesAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="OtherIncentiveCompensationMember" id="c_OtherIncentiveCompensationMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="IncentiveAwards2012Member" id="c_IncentiveAwards2012Member" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="KnockInKnockOutDerivativeProductLossesMember" id="c_KnockInKnockOutDerivativeProductLossesMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LaborAndRelatedExpenseToAffiliatesSubsidiariesAndHoldingCompany" id="c_LaborAndRelatedExpenseToAffiliatesSubsidiariesAndHoldingCompany" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="LatinAmericaMember" id="c_LatinAmericaMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LatinAmericaRegionalConsumerBankingMember" id="c_LatinAmericaRegionalConsumerBankingMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LeaseFinancingMember" id="c_LeaseFinancingMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LehmanBrothersBankruptcyMember" id="c_LehmanBrothersBankruptcyMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LehmanStructuredNotesMattersMember" id="c_LehmanStructuredNotesMattersMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PrivateBankingLoansManagedOnDelinquencyBasisMember" id="c_PrivateBankingLoansManagedOnDelinquencyBasisMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ResidentialMortgageBackedSecuritiesInvestorActionsAndRepurchaseClaimsMember" id="c_ResidentialMortgageBackedSecuritiesInvestorActionsAndRepurchaseClaimsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LettersOfCreditAsPercentageOfConduitAssets" id="c_LettersOfCreditAsPercentageOfConduitAssets" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LettersOfCreditHedgedByCreditDefaultSwapsOrParticipationNotesRelatedToTradingAccountAssetsMember" id="c_LettersOfCreditHedgedByCreditDefaultSwapsOrParticipationNotesRelatedToTradingAccountAssetsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LettersOfCreditHedgedByCreditDefaultSwapsOrParticipationNotesRelatedToTradingAccountLiabilitiesMember" id="c_LettersOfCreditHedgedByCreditDefaultSwapsOrParticipationNotesRelatedToTradingAccountLiabilitiesMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LettersOfCreditProvidedToConduits" id="c_LettersOfCreditProvidedToConduits" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="FloorPriceOfAssetBackedCommercialPaperConduitsAssets" id="c_FloorPriceOfAssetBackedCommercialPaperConduitsAssets" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="LettersOfCreditReceivedAsCollateral" id="c_LettersOfCreditReceivedAsCollateral" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="LiabilitiesMember" id="c_LiabilitiesMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LifeInsuranceAndAnnuityBusinessMember" id="c_LifeInsuranceAndAnnuityBusinessMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LineOfCreditFacilityAmountGuaranteedByParent" id="c_LineOfCreditFacilityAmountGuaranteedByParent" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="LineOfCreditFacilityTerminationPriorPeriodNotice" id="c_LineOfCreditFacilityTerminationPriorPeriodNotice" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LiquidityAgreementsForCustomerTOBTrust" id="c_LiquidityAgreementsForCustomerTOBTrust" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="LiquidityCommitmentTrustCommercialPaperProgram" id="c_LiquidityCommitmentTrustCommercialPaperProgram" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="LiquidityCommitmentTrustThirdPartyConduit" id="c_LiquidityCommitmentTrustThirdPartyConduit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="LiquidityFacilitiesAmountFunded" id="c_LiquidityFacilitiesAmountFunded" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="LiquidityFacilitiesMember" id="c_LiquidityFacilitiesMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LitigationDomain" id="c_LitigationDomain" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LoanCommitmentsMember" id="c_LoanCommitmentsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LoanLossReservesReductionOfRiskWeightedAssetsNewAccountingPronouncement" id="c_LoanLossReservesReductionOfRiskWeightedAssetsNewAccountingPronouncement" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="LoanServicingMember" id="c_LoanServicingMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LoanToValuesMember" id="c_LoanToValuesMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LoansAcquiredInTransferAccountedForAsDebtSecuritiesActivityTableTextBlock" id="c_LoansAcquiredInTransferAccountedForAsDebtSecuritiesActivityTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LoansAndLeasesAllowanceForCreditLossesLineItems" id="c_LoansAndLeasesAllowanceForCreditLossesLineItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LoansAndLeasesReceivableAllowanceAxis" id="c_LoansAndLeasesReceivableAllowanceAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LoansAndLeasesReceivableAllowanceDomain" id="c_LoansAndLeasesReceivableAllowanceDomain" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ProvisionForLoanAndLeaseLossesForOtherReserveBuildsOrReleasesNet" id="c_ProvisionForLoanAndLeaseLossesForOtherReserveBuildsOrReleasesNet" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="LoansAndLeasesReceivableAndUnfundedLendingCommitmentsAllowance" id="c_LoansAndLeasesReceivableAndUnfundedLendingCommitmentsAllowance" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="LoansAndLeasesReceivableGrossCarryingAmountLineItems" id="c_LoansAndLeasesReceivableGrossCarryingAmountLineItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LoansAndLeasesReceivableNetOfDeferredIncomeDueFromAffiliatesSubsidiariesAndHoldingCompanies" id="c_LoansAndLeasesReceivableNetOfDeferredIncomeDueFromAffiliatesSubsidiariesAndHoldingCompanies" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="ProvisionForLoanAndLeaseLossesForReserveBuildsOrReleasesNet" id="c_ProvisionForLoanAndLeaseLossesForReserveBuildsOrReleasesNet" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="ProvisionForLoanAndLeaseLossesForSpecificReserveBuildsOrReleasesNet" id="c_ProvisionForLoanAndLeaseLossesForSpecificReserveBuildsOrReleasesNet" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="LoansChargeOffAndInterestAccrualPeriodLineItems" id="c_LoansChargeOffAndInterestAccrualPeriodLineItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LoansHeldForSalePolicyTextBlock" id="c_LoansHeldForSalePolicyTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LoansReceivableCommercialFairValueDisclosure" id="c_LoansReceivableCommercialFairValueDisclosure" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="LoansReceivableConsumerFairValueDisclosure" id="c_LoansReceivableConsumerFairValueDisclosure" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="SalesOrReclassificationOfPortfolioLoansToHeldForSale" id="c_SalesOrReclassificationOfPortfolioLoansToHeldForSale" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="LoansSecuredWithNonRealEstateCollateralMember" id="c_LoansSecuredWithNonRealEstateCollateralMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LoansSoldWithRecourseMember" id="c_LoansSoldWithRecourseMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LoansToFinancialInstitutionsMember" id="c_LoansToFinancialInstitutionsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LocalConsumerLendingCreditCardReceivablesMember" id="c_LocalConsumerLendingCreditCardReceivablesMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LocalConsumerLendingMember" id="c_LocalConsumerLendingMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LongTermDebtExcludingIntercompany" id="c_LongTermDebtExcludingIntercompany" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="LongTermDebtOfAffiliatesSubsidiariesAndHoldingCompanies" id="c_LongTermDebtOfAffiliatesSubsidiariesAndHoldingCompanies" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="LossContingencyClaimsAllegedAgainstLenderAndAdvisoryFeeReceived" id="c_LossContingencyClaimsAllegedAgainstLenderAndAdvisoryFeeReceived" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="LossContingencyClaimsMade" id="c_LossContingencyClaimsMade" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="NumberOfLawsuitsStayed" id="c_NumberOfLawsuitsStayed" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LossContingencyClaimsNumberAppealedAtSupremeCourt" id="c_LossContingencyClaimsNumberAppealedAtSupremeCourt" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LossContingencyClaimsRenderedNumberWithDistrictCourt" id="c_LossContingencyClaimsRenderedNumberWithDistrictCourt" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LossContingencyDecisionPrevailedNumberWithDistrictCourt" id="c_LossContingencyDecisionPrevailedNumberWithDistrictCourt" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="LossContingencyCounterclaimsFavorableVerdictNumber" id="c_LossContingencyCounterclaimsFavorableVerdictNumber" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LossContingencyCounterclaimsFavorableVerdictValue" id="c_LossContingencyCounterclaimsFavorableVerdictValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="LossContingencyDamagesAwarded" id="c_LossContingencyDamagesAwarded" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="LossContingencyAdverseDecisionNumberWithDistrictCourt" id="c_LossContingencyAdverseDecisionNumberWithDistrictCourt" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="LossContingencyDamagesSoughtValueLowEndOfRange" id="c_LossContingencyDamagesSoughtValueLowEndOfRange" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="LossContingencyFavorableDecisions" id="c_LossContingencyFavorableDecisions" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="EquityInvestmentsByInvestmentAuthority" id="c_EquityInvestmentsByInvestmentAuthority" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="LossesOnHedgedSeniorDebtSecurities" id="c_LossesOnHedgedSeniorDebtSecurities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="LossesOnPrivateEquityInvestmentsAndRealEstateFund" id="c_LossesOnPrivateEquityInvestmentsAndRealEstateFund" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="MarketValueOfInterestInPrivateLabelReSecuritizationEntities" id="c_MarketValueOfInterestInPrivateLabelReSecuritizationEntities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="FairValueOfReSecuritizationsDealsInWhichEntityHoldsRetainedInterest" id="c_FairValueOfReSecuritizationsDealsInWhichEntityHoldsRetainedInterest" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="MarketValueOfInterestInPrivateLabelReSecuritizationEntitiesRelatedToCurrentPeriod" id="c_MarketValueOfInterestInPrivateLabelReSecuritizationEntitiesRelatedToCurrentPeriod" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="MaximumConfiscationImposedAgainstCurrentOrFormerEmployeesInCriminalCharges" id="c_MaximumConfiscationImposedAgainstCurrentOrFormerEmployeesInCriminalCharges" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="NotionalExposureOfLossUnderProgramWideLiquidityArrangements" id="c_NotionalExposureOfLossUnderProgramWideLiquidityArrangements" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="MaximumOwnershipPercentageIncomeRecognitionUponReceiptOfDividends" id="c_MaximumOwnershipPercentageIncomeRecognitionUponReceiptOfDividends" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="TheThresholdOwnershipPercentageOnResidualValueByCustomerTOBInWhichReimbursementAgreementApplied" id="c_TheThresholdOwnershipPercentageOnResidualValueByCustomerTOBInWhichReimbursementAgreementApplied" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="MaximumPeriodOfModificationUnderCitiShortTermPrograms" id="c_MaximumPeriodOfModificationUnderCitiShortTermPrograms" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="MeritsDecisionOutcomeFavorable" id="c_MeritsDecisionOutcomeFavorable" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="MinimumMaturityPeriodOfInvestmentIncludedAsContractualMaturities" id="c_MinimumMaturityPeriodOfInvestmentIncludedAsContractualMaturities" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="MinimumNumberOfFutureEventsForOccurrenceOfPossibleLoss" id="c_MinimumNumberOfFutureEventsForOccurrenceOfPossibleLoss" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="MinimumNumberOfPaymentsForInterestAccrualOnModifiedLoans" id="c_MinimumNumberOfPaymentsForInterestAccrualOnModifiedLoans" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="MinimumPercentageOfTotalExpectedVariabilityInConduitsReturns" id="c_MinimumPercentageOfTotalExpectedVariabilityInConduitsReturns" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="MonolineMember" id="c_MonolineMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="MorganStanleyMember" id="c_MorganStanleyMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="IntangibleAssetsExcludingMortgageServicingRightsDiscontinuedOperations" id="c_IntangibleAssetsExcludingMortgageServicingRightsDiscontinuedOperations" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="MortgageServiceRightsMember" id="c_MortgageServiceRightsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="MortgageServicingRightsMSR" id="c_MortgageServicingRightsMSR" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="MortgageServicingRightsMSRGrossCarryingAmount" id="c_MortgageServicingRightsMSRGrossCarryingAmount" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="MortgageServicingRightsFairValueDisclosure" id="c_MortgageServicingRightsFairValueDisclosure" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="MortgageServicingRightsMember" id="c_MortgageServicingRightsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="MortgageServicingRightsPolicyTextBlock" id="c_MortgageServicingRightsPolicyTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="MunicipalBondsOwnedByTrustWithCreditGuarantee" id="c_MunicipalBondsOwnedByTrustWithCreditGuarantee" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="MunicipalTenderOptionBondsMember" id="c_MunicipalTenderOptionBondsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="MunicipalInvestmentsMember" id="c_MunicipalInvestmentsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="MunicipalSecuritiesTenderOptionBondTrustsMember" id="c_MunicipalSecuritiesTenderOptionBondTrustsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FloaterInventoryHeldByEntity" id="c_FloaterInventoryHeldByEntity" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="MutualFundDeferredSalesCommissionsMember" id="c_MutualFundDeferredSalesCommissionsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="MutualFundsMember" id="c_MutualFundsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CommingledFundsMember" id="c_CommingledFundsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NameOfLitigationAxis" id="c_NameOfLitigationAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NetIncreaseInRiskWeightedAssetsNewAccountingPronouncement" id="c_NetIncreaseInRiskWeightedAssetsNewAccountingPronouncement" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="NetMonetaryAssetsAtOfficialRate" id="c_NetMonetaryAssetsAtOfficialRate" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="NetQualifiedBenefitPlanExpense" id="c_NetQualifiedBenefitPlanExpense" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="NetUnbilledInterestReceivablesOnCreditCardReceivables" id="c_NetUnbilledInterestReceivablesOnCreditCardReceivables" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="NewAccountingPronouncementSFAS166And167Member" id="c_NewAccountingPronouncementSFAS166And167Member" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NewYorkMember" id="c_NewYorkMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NikkoAssetManagementMember" id="c_NikkoAssetManagementMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NikkoCitiTrustAndBankingCorporationMember" id="c_NikkoCitiTrustAndBankingCorporationMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NikkoCordialMember" id="c_NikkoCordialMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NoExpirationDateMember" id="c_NoExpirationDateMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="VariousExpirationDateMember" id="c_VariousExpirationDateMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NonBankAutoLoansMember" id="c_NonBankAutoLoansMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NonBankLoansSecuredByRealEstateMember" id="c_NonBankLoansSecuredByRealEstateMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NonBankUnsecuredPersonalLoansInBankruptcyMember" id="c_NonBankUnsecuredPersonalLoansInBankruptcyMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NonBankUnsecuredPersonalLoansMember" id="c_NonBankUnsecuredPersonalLoansMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NonFinancialMember" id="c_NonFinancialMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NonInvestmentGradeMember" id="c_NonInvestmentGradeMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NonMarketableEquitySecuritiesFairValue" id="c_NonMarketableEquitySecuritiesFairValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="NonMarketableEquitySecuritiesMember" id="c_NonMarketableEquitySecuritiesMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NonUSPensionAndPostretirementBenefitPlansMember" id="c_NonUSPensionAndPostretirementBenefitPlansMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NonUSResidentialMember" id="c_NonUSResidentialMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NoncontrollingInterestsInSubsidiariesAbstract" id="c_NoncontrollingInterestsInSubsidiariesAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NonqualifiedBenefitPlanExpense" id="c_NonqualifiedBenefitPlanExpense" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="AmendedAndRestatedLimitedLiabilityCompanyAgreementMember" id="c_AmendedAndRestatedLimitedLiabilityCompanyAgreementMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NonqualifiedUSPensionPlansDefinedBenefitMember" id="c_NonqualifiedUSPensionPlansDefinedBenefitMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NorthAmericaMember" id="c_NorthAmericaMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NorthAmericaRegionalConsumerBankingMember" id="c_NorthAmericaRegionalConsumerBankingMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NotionalAmountLiquidityArrangementsOther" id="c_NotionalAmountLiquidityArrangementsOther" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="OthersMember" id="c_OthersMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NotionalAmountOfCommercialPaperUnderThirdPartyConduits" id="c_NotionalAmountOfCommercialPaperUnderThirdPartyConduits" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="NotionalAmountOfSubordinatedNotesAndEquity" id="c_NotionalAmountOfSubordinatedNotesAndEquity" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="NotionalAmountOfUnfundedLettersOfCredit" id="c_NotionalAmountOfUnfundedLettersOfCredit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="NotionalAmountReimbursementAgreements" id="c_NotionalAmountReimbursementAgreements" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="NumberOfApproachesForConsolidatingVIEsAndFormerQSPEs" id="c_NumberOfApproachesForConsolidatingVIEsAndFormerQSPEs" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NumberOfConsolidatedCollateralizedDebtObligationVehicles" id="c_NumberOfConsolidatedCollateralizedDebtObligationVehicles" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NumberOfDaysForReversalOfInterestAccruedOnImpairedLoansChargedToEarnings" id="c_NumberOfDaysForReversalOfInterestAccruedOnImpairedLoansChargedToEarnings" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NumberOfDaysPastDueForConsideringAsCurrent" id="c_NumberOfDaysPastDueForConsideringAsCurrent" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NumberOfDaysPastDueForNonAccrualStatus" id="c_NumberOfDaysPastDueForNonAccrualStatus" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NumberOfDecisionsAwardedToPlaintiffForDamages" id="c_NumberOfDecisionsAwardedToPlaintiffForDamages" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NumberOfDirectorsCompanyRelatedToInvesteeCompany" id="c_NumberOfDirectorsCompanyRelatedToInvesteeCompany" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NumberOfDirectorsInvesteeCompany" id="c_NumberOfDirectorsInvesteeCompany" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NumberOfDirectorsOfRelatedCompanyRightToAppointAfterIncreaseInOwnershipStake" id="c_NumberOfDirectorsOfRelatedCompanyRightToAppointAfterIncreaseInOwnershipStake" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NumberOfDirectorsRightToAppointAfterIncreaseInOwnershipStake" id="c_NumberOfDirectorsRightToAppointAfterIncreaseInOwnershipStake" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DeferredCompensationArrangementsByPlanTypePeriodOfRestrictionForSaleOfSharesPaidToUKParticipant" id="c_DeferredCompensationArrangementsByPlanTypePeriodOfRestrictionForSaleOfSharesPaidToUKParticipant" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DeferredCompensationArrangementsByPlanTypePeriodOfRestrictionForSaleOfSharesPaidToParticipantsInEuropeanUnion" id="c_DeferredCompensationArrangementsByPlanTypePeriodOfRestrictionForSaleOfSharesPaidToParticipantsInEuropeanUnion" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NumberOfInvestmentsWhereCostExceededFairValueAsOfReportingDate" id="c_NumberOfInvestmentsWhereCostExceededFairValueAsOfReportingDate" type="xbrli:decimalItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NumberOfNonSettlingCivilClaimsMade" id="c_NumberOfNonSettlingCivilClaimsMade" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NumberOfPutativeClassActionsAgainstEntity" id="c_NumberOfPutativeClassActionsAgainstEntity" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NumberOfSaudiNationalsAndRelatedEntities" id="c_NumberOfSaudiNationalsAndRelatedEntities" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PeriodOfLeaveGrantedToPutativeRepresentativePlaintiffByCourtToFileAmendedComplaint" id="c_PeriodOfLeaveGrantedToPutativeRepresentativePlaintiffByCourtToFileAmendedComplaint" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NumberOfASTAMATInvestors" id="c_NumberOfASTAMATInvestors" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="MortgageBackedSecuritiesTrustsPercentageOfVotingRights" id="c_MortgageBackedSecuritiesTrustsPercentageOfVotingRights" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="MortgageBackedSecuritiesTrustsAggregateOutstandingBalance" id="c_MortgageBackedSecuritiesTrustsAggregateOutstandingBalance" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="MortgageBackedSecuritiesTrustsRequisiteInterestHeldNumber" id="c_MortgageBackedSecuritiesTrustsRequisiteInterestHeldNumber" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="MortgageBackedSecuritiesTrustsTotalUnpaidPrincipalBalance" id="c_MortgageBackedSecuritiesTrustsTotalUnpaidPrincipalBalance" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="NumberOfSecuritiesIssuedOnBehalfOfWhichLeadPlaintiffsAssertClaimsOverTwoYearPeriod" id="c_NumberOfSecuritiesIssuedOnBehalfOfWhichLeadPlaintiffsAssertClaimsOverTwoYearPeriod" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NumberOfYearsOfAllegedViolations" id="c_NumberOfYearsOfAllegedViolations" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NumberOfYearsToMaintainRequiredDisclosures" id="c_NumberOfYearsToMaintainRequiredDisclosures" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="OnBalanceSheetSecuritizations" id="c_OnBalanceSheetSecuritizations" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="OperatingLossAndTaxCreditCarryforwardsLineItems" id="c_OperatingLossAndTaxCreditCarryforwardsLineItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="OperatingLossAndTaxCreditCarryforwardsTable" id="c_OperatingLossAndTaxCreditCarryforwardsTable" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="OtherAssetBackedSecuritiesMember" id="c_OtherAssetBackedSecuritiesMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="OtherAssetsAndOtherLiabilitiesPolicyTextBlock" id="c_OtherAssetsAndOtherLiabilitiesPolicyTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="OtherAssetsIncludingDepositsBrokerageReceivablesGoodwillAndOtherClassOfAssets" id="c_OtherAssetsIncludingDepositsBrokerageReceivablesGoodwillAndOtherClassOfAssets" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="OtherAssetsIncludingDepositsBrokerageReceivablesGoodwillAndOtherClassOfAssetsDueFromAffiliatesSubsidiariesAndHoldingCompanies" id="c_OtherAssetsIncludingDepositsBrokerageReceivablesGoodwillAndOtherClassOfAssetsDueFromAffiliatesSubsidiariesAndHoldingCompanies" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="OtherCitigroupSubsidiariesEliminationsMember" id="c_OtherCitigroupSubsidiariesEliminationsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="OtherCitigroupSubsidiariesMember" id="c_OtherCitigroupSubsidiariesMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="OtherCommissionAndFeeRevenueMember" id="c_OtherCommissionAndFeeRevenueMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="OtherConsumerMember" id="c_OtherConsumerMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="OtherCustomerRelationshipsMember" id="c_OtherCustomerRelationshipsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="OtherExpense" id="c_OtherExpense" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="OtherExpenseToAffiliatesSubsidiariesAndHoldingCompany" id="c_OtherExpenseToAffiliatesSubsidiariesAndHoldingCompany" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="OtherFinancialAssetsMember" id="c_OtherFinancialAssetsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="OtherFinancialAssetsAndLiabilitiesMember" id="c_OtherFinancialAssetsAndLiabilitiesMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="OtherFinancialLiabilitiesMember" id="c_OtherFinancialLiabilitiesMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="OtherFiniteLivedIntangibleAssetsMember" id="c_OtherFiniteLivedIntangibleAssetsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="OtherGuaranteesAndIndemnificationsMember" id="c_OtherGuaranteesAndIndemnificationsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="OtherIncomeFromAffiliatesSubsidiariesAndHoldingCompany" id="c_OtherIncomeFromAffiliatesSubsidiariesAndHoldingCompany" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="OtherIntangibleAssetsAdditions" id="c_OtherIntangibleAssetsAdditions" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="OtherLiabilitiesInVariableInterestEntity" id="c_OtherLiabilitiesInVariableInterestEntity" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="OtherLiabilitiesIncludingBrokeragePayables" id="c_OtherLiabilitiesIncludingBrokeragePayables" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="OtherLiabilitiesIncludingBrokeragePayablesOfAffiliatesSubsidiariesAndHoldingCompanies" id="c_OtherLiabilitiesIncludingBrokeragePayablesOfAffiliatesSubsidiariesAndHoldingCompanies" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="OtherNonBankMember" id="c_OtherNonBankMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="OtherRetainedInterestsInSecuritizedAssetsOnCreditCardSecuritizations" id="c_OtherRetainedInterestsInSecuritizedAssetsOnCreditCardSecuritizations" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="OtherRetainedInterestsMember" id="c_OtherRetainedInterestsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="OtherShortTermBorrowingsWeightedAverageInterestRate" id="c_OtherShortTermBorrowingsWeightedAverageInterestRate" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="OtherStateMember" id="c_OtherStateMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="OtherThanTemporaryCreditImpairmentReductionsDueToSaleOfCreditImpairedSecuritiesSoldOrMatured" id="c_OtherThanTemporaryCreditImpairmentReductionsDueToSaleOfCreditImpairedSecuritiesSoldOrMatured" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="OtherThanTemporaryImpairmentLossesInvestmentsNotBeingSoldPortionRecognizedInEarningsNet" id="c_OtherThanTemporaryImpairmentLossesInvestmentsNotBeingSoldPortionRecognizedInEarningsNet" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsTax" id="c_OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsTax" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="OtherThanTemporaryImpairmentLossesInvestmentsTableTextBlock" id="c_OtherThanTemporaryImpairmentLossesInvestmentsTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="OtherThanTemporaryImpairmentLossesInvestmentsWithIntentNotToSell" id="c_OtherThanTemporaryImpairmentLossesInvestmentsWithIntentNotToSell" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="OtherThanTemporaryImpairmentLossesInvestmentsWithIntentToSell" id="c_OtherThanTemporaryImpairmentLossesInvestmentsWithIntentToSell" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="OtherThanTemporaryImpairmentsOnInvestmentSecuritiesAbstract" id="c_OtherThanTemporaryImpairmentsOnInvestmentSecuritiesAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="OutsideOfNorthAmericaMember" id="c_OutsideOfNorthAmericaMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="OutsideOfUnitedStatesMember" id="c_OutsideOfUnitedStatesMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="OutsourcingServicesAgreementAmount" id="c_OutsourcingServicesAgreementAmount" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="OutsourcingServicesAgreementPeriod" id="c_OutsourcingServicesAgreementPeriod" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="OwnershipInterestsInPrincipalAmountOfTrustCreditCardReceivablesAbstract" id="c_OwnershipInterestsInPrincipalAmountOfTrustCreditCardReceivablesAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ParmalatLitigationMember" id="c_ParmalatLitigationMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PastDueDaysForInterestAccrualCeasingPeriodForConsumerLoans" id="c_PastDueDaysForInterestAccrualCeasingPeriodForConsumerLoans" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PaymentOfMaturingNotesSecuritizations" id="c_PaymentOfMaturingNotesSecuritizations" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="PaymentsOfDividendsToAffiliatesSubsidiariesAndHoldingCompanies" id="c_PaymentsOfDividendsToAffiliatesSubsidiariesAndHoldingCompanies" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="PercentageOfAllocableInterestInTrust" id="c_PercentageOfAllocableInterestInTrust" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PercentageOfAssetsToGrossAssets" id="c_PercentageOfAssetsToGrossAssets" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="PercentageOfEconomicInterestAcquired" id="c_PercentageOfEconomicInterestAcquired" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PercentageOfFairValueOfAllAssetsAndLiabilitiesOfAcquirer" id="c_PercentageOfFairValueOfAllAssetsAndLiabilitiesOfAcquirer" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="PercentageOfFinancingReceivableRecordedInvestmentCurrentToTotalLoans" id="c_PercentageOfFinancingReceivableRecordedInvestmentCurrentToTotalLoans" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="PercentageOfFinancingReceivableRecordedInvestmentNonaccrualStatusToTotalLoans" id="c_PercentageOfFinancingReceivableRecordedInvestmentNonaccrualStatusToTotalLoans" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="PercentageOfFinancingReceivableRecordedInvestmentToTotalLoans" id="c_PercentageOfFinancingReceivableRecordedInvestmentToTotalLoans" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="PercentageOfFixedIncomeInvestmentsInGrossUnrealizedLossForYearOrMore" id="c_PercentageOfFixedIncomeInvestmentsInGrossUnrealizedLossForYearOrMore" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="PercentageOfFixedIncomeInvestmentsInGrossUnrealizedLossLessThanYear" id="c_PercentageOfFixedIncomeInvestmentsInGrossUnrealizedLossLessThanYear" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="PercentageOfInterestAcquiredInBusinessCombinationsForGoodwillValuation" id="c_PercentageOfInterestAcquiredInBusinessCombinationsForGoodwillValuation" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="PercentageOfLiabilitiesToGrossLiabilities" id="c_PercentageOfLiabilitiesToGrossLiabilities" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="PercentageOfLoanLossReserves" id="c_PercentageOfLoanLossReserves" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PercentageOfOwnershipInterestByThirdParty" id="c_PercentageOfOwnershipInterestByThirdParty" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PercentageOfLoansAndLeasesReceivableNetOfDeferredIncomeToTotalLoans" id="c_PercentageOfLoansAndLeasesReceivableNetOfDeferredIncomeToTotalLoans" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="PercentageOfLoansReceivableFairValueDisclosureToTotalLoans" id="c_PercentageOfLoansReceivableFairValueDisclosureToTotalLoans" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="PercentageOfOwnershipInterestInSubsidiary" id="c_PercentageOfOwnershipInterestInSubsidiary" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PercentageOfPlanAssets" id="c_PercentageOfPlanAssets" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="PercentageOfPrivateBankingManagedOnDelinquencyBasisToLoans" id="c_PercentageOfPrivateBankingManagedOnDelinquencyBasisToLoans" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="PercentageOfRMBSWithFullDocumentationLoansIfFICOScoresGreaterThan720" id="c_PercentageOfRMBSWithFullDocumentationLoansIfFICOScoresGreaterThan720" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PercentageOfResidualsToTrustsCapitalStructureInCustomerTOB" id="c_PercentageOfResidualsToTrustsCapitalStructureInCustomerTOB" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PeriodForChargingOffConsumerLoans" id="c_PeriodForChargingOffConsumerLoans" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CashBasisLoansPeriodOfRepaymentPerformance" id="c_CashBasisLoansPeriodOfRepaymentPerformance" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PeriodForInterestReversalOnImpairedCorporateLoans" id="c_PeriodForInterestReversalOnImpairedCorporateLoans" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PeriodForWritingDownSecuredConsumerLoans" id="c_PeriodForWritingDownSecuredConsumerLoans" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PeriodOfInterestOrPrincipalForCorporateLoans" id="c_PeriodOfInterestOrPrincipalForCorporateLoans" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PhibroLLCMember" id="c_PhibroLLCMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PledgedAssetsCollateralCommitmentsAndGuaranteesTextBlock" id="c_PledgedAssetsCollateralCommitmentsAndGuaranteesTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PortionOfPrincipalAmountOutstandingOfSecuritizedAssetsAndAnyOtherFinancialAssetsManagedTogetherSoldToInvestorsViaTrustCreditCardReceivables" id="c_PortionOfPrincipalAmountOutstandingOfSecuritizedAssetsAndAnyOtherFinancialAssetsManagedTogetherSoldToInvestorsViaTrustCreditCardReceivables" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="PortionOfSecuritizedAssetsAndAnyOtherFinancialAssetsManagedTogetherRetainedByReportingEntityViaNonCertificatedInterests" id="c_PortionOfSecuritizedAssetsAndAnyOtherFinancialAssetsManagedTogetherRetainedByReportingEntityViaNonCertificatedInterests" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="PortionOfSecuritizedAssetsAndAnyOtherFinancialAssetsManagedTogetherRetainedByTrustIssuedSecurities" id="c_PortionOfSecuritizedAssetsAndAnyOtherFinancialAssetsManagedTogetherRetainedByTrustIssuedSecurities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="PreferredSharesPercentageOfEquityLessThan" id="c_PreferredSharesPercentageOfEquityLessThan" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="PreferredStockIssuedDuringPeriodShares" id="c_PreferredStockIssuedDuringPeriodShares" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PreferredStockIssuedDuringPeriodValue" id="c_PreferredStockIssuedDuringPeriodValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="PreferredStockSeriesHAccretionDiscountForEpsCalculation" id="c_PreferredStockSeriesHAccretionDiscountForEpsCalculation" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="FinancingReceivableWithoutCreditQualityScore" id="c_FinancingReceivableWithoutCreditQualityScore" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="PercentageOfUSFinancialReceivablePortfolio" id="c_PercentageOfUSFinancialReceivablePortfolio" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="ChangeInAccumulatedOtherComprehensiveIncomeLossDueToActuarialAssumptionsChangesAndPlanExperience" id="c_ChangeInAccumulatedOtherComprehensiveIncomeLossDueToActuarialAssumptionsChangesAndPlanExperience" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="ChangeInAccumulatedOtherComprehensiveIncomeLossDueToNetAssetGain" id="c_ChangeInAccumulatedOtherComprehensiveIncomeLossDueToNetAssetGain" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="PresentValueOfFutureProfitsMember" id="c_PresentValueOfFutureProfitsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PrimeMember" id="c_PrimeMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PrimericaMember" id="c_PrimericaMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PrincipalTransactionsRevenueFromAffiliatesSubsidiariesAndHoldingCompany" id="c_PrincipalTransactionsRevenueFromAffiliatesSubsidiariesAndHoldingCompany" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="PrincipalTransactionsTextBlock" id="c_PrincipalTransactionsTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PrivateLabelConsumerMortgagesMember" id="c_PrivateLabelConsumerMortgagesMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ProvisionChargedOrReleaseForUnfundedLendingCommitmentsOtherNet" id="c_ProvisionChargedOrReleaseForUnfundedLendingCommitmentsOtherNet" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="PrivateLabelMortgageBackedSecuritiesIssuedValue" id="c_PrivateLabelMortgageBackedSecuritiesIssuedValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="PrivateLabelMortgageBackedSecuritiesOutstandingValue" id="c_PrivateLabelMortgageBackedSecuritiesOutstandingValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="ProceedsFromPaymentsOfInvestmentsOfAffiliatesSubsidiariesAndHoldingCompanies" id="c_ProceedsFromPaymentsOfInvestmentsOfAffiliatesSubsidiariesAndHoldingCompanies" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="ProceedsFromRepaymentsOfLongTermDebtAndCapitalSecuritiesOfAffiliatesSubsidiariesAndHoldingCompanies" id="c_ProceedsFromRepaymentsOfLongTermDebtAndCapitalSecuritiesOfAffiliatesSubsidiariesAndHoldingCompanies" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="ProceedsFromRepaymentsOfShortTermDebtOfAffiliatesSubsidiariesAndHoldingCompanies" id="c_ProceedsFromRepaymentsOfShortTermDebtOfAffiliatesSubsidiariesAndHoldingCompanies" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="ProvisionChargedOrReleaseForUnfundedLendingCommitments" id="c_ProvisionChargedOrReleaseForUnfundedLendingCommitments" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="ProvisionsForCreditLossesAndForBenefitsAndClaimsTotal" id="c_ProvisionsForCreditLossesAndForBenefitsAndClaimsTotal" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="PublicAndPrivatePreferredStockExchangeOfferForEPSCalculation" id="c_PublicAndPrivatePreferredStockExchangeOfferForEPSCalculation" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="PurchasedCreditCardRelationshipsMember" id="c_PurchasedCreditCardRelationshipsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PurchasedOptionsMember" id="c_PurchasedOptionsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="QualifiedSpecialPurposeEntityCarryingAmountAssets" id="c_QualifiedSpecialPurposeEntityCarryingAmountAssets" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="QuantifyingMisstatementForRepurchaseAgreementsInFinancialStatementsAssetsPercent" id="c_QuantifyingMisstatementForRepurchaseAgreementsInFinancialStatementsAssetsPercent" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="QuantifyingMisstatementForRepurchaseAgreementsInFinancialStatementsFederalFundsPurchasedAndSecuritiesLoanedOrSoldUnderAgreementsToRepurchasePercent" id="c_QuantifyingMisstatementForRepurchaseAgreementsInFinancialStatementsFederalFundsPurchasedAndSecuritiesLoanedOrSoldUnderAgreementsToRepurchasePercent" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="QuantifyingMisstatementForRepurchaseAgreementsInFinancialStatementsLiabilitiesPercent" id="c_QuantifyingMisstatementForRepurchaseAgreementsInFinancialStatementsLiabilitiesPercent" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="RealEstateSecuredLoansInBankruptcyMember" id="c_RealEstateSecuredLoansInBankruptcyMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ReclassificationOfNoncontrollingInterestsFromOtherLiabilitiesToStockholdersEquity" id="c_ReclassificationOfNoncontrollingInterestsFromOtherLiabilitiesToStockholdersEquity" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="CumulativeEffectOfAdoptionOfNewAccountingStandardsRecognitionOfDeferredTaxAssets" id="c_CumulativeEffectOfAdoptionOfNewAccountingStandardsRecognitionOfDeferredTaxAssets" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="RecognizationOfUncertainTaxPosition" id="c_RecognizationOfUncertainTaxPosition" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="GlobalConsumerBankingMember" id="c_GlobalConsumerBankingMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="RegulatoryActionBySECMember" id="c_RegulatoryActionBySECMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ResearchAnalystLitigationMember" id="c_ResearchAnalystLitigationMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="RelatedPartyTransactionsPolicyTextBlock" id="c_RelatedPartyTransactionsPolicyTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="RepaymentOfStructuredDebt" id="c_RepaymentOfStructuredDebt" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="ReportedEarningsPerShareBasic" id="c_ReportedEarningsPerShareBasic" type="num:perShareItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ReportedEarningsPerShareDiluted" id="c_ReportedEarningsPerShareDiluted" type="num:perShareItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ReportingUnitAxis" id="c_ReportingUnitAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ReportingUnitDomain" id="c_ReportingUnitDomain" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="RepresentationsAndWarrantiesAbstract" id="c_RepresentationsAndWarrantiesAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="RepresentationsAndWarrantiesPolicyTextBlock" id="c_RepresentationsAndWarrantiesPolicyTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="RepurchaseAgreementsAndSecuritiesLendingAgreementsAccountedForAsSales" id="c_RepurchaseAgreementsAndSecuritiesLendingAgreementsAccountedForAsSales" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="RepurchaseAgreementsAndSecuritiesLendingAgreementsAccountedForAsSalesInError" id="c_RepurchaseAgreementsAndSecuritiesLendingAgreementsAccountedForAsSalesInError" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="RepurchaseAndResaleAgreementsAndSecuritiesLendingAndBorrowingAgreementsAccountedForAsSalesAbstract" id="c_RepurchaseAndResaleAgreementsAndSecuritiesLendingAndBorrowingAgreementsAccountedForAsSalesAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="RepurchaseAndResaleAgreementsAndSecuritiesLendingAndBorrowingAgreementsAccountedForAsSalesPolicyTextBlock" id="c_RepurchaseAndResaleAgreementsAndSecuritiesLendingAndBorrowingAgreementsAccountedForAsSalesPolicyTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="RepurchaseReserve" id="c_RepurchaseReserve" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="RepurchaseReserveAdditionsForNewSales" id="c_RepurchaseReserveAdditionsForNewSales" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="RepurchaseReserveChangeInEstimate" id="c_RepurchaseReserveChangeInEstimate" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="RepurchaseReserveConsumerMortgagesRepresentationsAndWarranties" id="c_RepurchaseReserveConsumerMortgagesRepresentationsAndWarranties" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="RepurchaseReserveRollForward" id="c_RepurchaseReserveRollForward" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="RepurchaseReserveUtilizations" id="c_RepurchaseReserveUtilizations" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="ReserveEstimatesAndPoliciesPolicyTextBlock" id="c_ReserveEstimatesAndPoliciesPolicyTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ReserveForVisaLitigationMatters" id="c_ReserveForVisaLitigationMatters" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="ResetOfConvertiblePreferredStockConversionPrice" id="c_ResetOfConvertiblePreferredStockConversionPrice" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="ResidentialMortgageSecuritizationsRepresentationsAndWarrantiesPolicyTextBlock" id="c_ResidentialMortgageSecuritizationsRepresentationsAndWarrantiesPolicyTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ResidualInterestInSecuritizedAssetsOnCreditCardSecuritizations" id="c_ResidualInterestInSecuritizedAssetsOnCreditCardSecuritizations" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="ResidualInterestMember" id="c_ResidualInterestMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ResidualsHeldByHedgeFundsInProprietaryTOBTrust" id="c_ResidualsHeldByHedgeFundsInProprietaryTOBTrust" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="NumberOfDerivativeActionsFiled" id="c_NumberOfDerivativeActionsFiled" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="RetainedCertificatesMember" id="c_RetainedCertificatesMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="RetainedEarningsCumulativeEffectOfAdoptionOfNewAccountingStandardsBeforeTax" id="c_RetainedEarningsCumulativeEffectOfAdoptionOfNewAccountingStandardsBeforeTax" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="RetainedInterestsAxis" id="c_RetainedInterestsAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="RetainedInterestsDomain" id="c_RetainedInterestsDomain" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="RevisionsToEarningsPerShareCalculationAbstract" id="c_RevisionsToEarningsPerShareCalculationAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="SalesOfHoldings" id="c_SalesOfHoldings" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfActivityInRepurchaseReserveTableTextBlock" id="c_ScheduleOfActivityInRepurchaseReserveTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfAssetBasedFinancingUnconsolidatedVIESegmentOneTableTextBlock" id="c_ScheduleOfAssetBasedFinancingUnconsolidatedVIESegmentOneTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfAssetBasedFinancingUnconsolidatedVIESegmentTwoTableTextBlock" id="c_ScheduleOfAssetBasedFinancingUnconsolidatedVIESegmentTwoTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfAvailableForSaleAndHeldToMaturitySecuritiesLineItems" id="c_ScheduleOfAvailableForSaleAndHeldToMaturitySecuritiesLineItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfAvailableForSaleAndHeldToMaturitySecuritiesMajorTypesOfDebtAndEquitySecuritiesAxis" id="c_ScheduleOfAvailableForSaleAndHeldToMaturitySecuritiesMajorTypesOfDebtAndEquitySecuritiesAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfAvailableForSaleAndHeldToMaturitySecuritiesMajorTypesOfDebtAndEquitySecuritiesDomain" id="c_ScheduleOfAvailableForSaleAndHeldToMaturitySecuritiesMajorTypesOfDebtAndEquitySecuritiesDomain" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfCarryingAmountsAndClassificationsOfConsolidatedVIEAndSPEAssetsTableTextBlock" id="c_ScheduleOfCarryingAmountsAndClassificationsOfConsolidatedVIEAndSPEAssetsTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfCashFlowCreditCardSecuritizationsSegmentOneTableTextBlock" id="c_ScheduleOfCashFlowCreditCardSecuritizationsSegmentOneTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfCashFlowCreditCardSecuritizationsSegmentTwoTableTextBlock" id="c_ScheduleOfCashFlowCreditCardSecuritizationsSegmentTwoTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfCashFlowMortgageSecuritizationsSegmentOneTableTextBlock" id="c_ScheduleOfCashFlowMortgageSecuritizationsSegmentOneTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfCashFlowMortgageSecuritizationsSegmentTwoTableTextBlock" id="c_ScheduleOfCashFlowMortgageSecuritizationsSegmentTwoTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfChangesInAccumulatedOtherComprehensiveIncomeTableTextBlock" id="c_ScheduleOfChangesInAccumulatedOtherComprehensiveIncomeTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfChangesInGoodwillTableTextBlock" id="c_ScheduleOfChangesInGoodwillTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfChangesInIntangibleAssetsTableTextBlock" id="c_ScheduleOfChangesInIntangibleAssetsTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfContributionsForQualifiedAndNonqualifiedPensionPlansTableTextBlock" id="c_ScheduleOfContributionsForQualifiedAndNonqualifiedPensionPlansTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfCommissionAndFeeRevenueTableTextBlock" id="c_ScheduleOfCommissionAndFeeRevenueTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LoanCategoriesNumber" id="c_LoanCategoriesNumber" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="ScheduleOfCorporateAndConsumerLoansOfConsolidatedVariableInterestEntitiesCarriedAtFairValueTableTextBlock" id="c_ScheduleOfCorporateAndConsumerLoansOfConsolidatedVariableInterestEntitiesCarriedAtFairValueTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfCreditCommitmentsTableTextBlock" id="c_ScheduleOfCreditCommitmentsTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfDeferredTaxAssetsAndLiabilitiesByJurisdictionTableTextBlock" id="c_ScheduleOfDeferredTaxAssetsAndLiabilitiesByJurisdictionTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfDisposalGroupsIncludingDiscontinuedOperationsNikkoCentralTableTextBlock" id="c_ScheduleOfDisposalGroupsIncludingDiscontinuedOperationsNikkoCentralTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfDisposalGroupsIncludingDiscontinuedOperationsStudentLoanCorporationTableTextBlock" id="c_ScheduleOfDisposalGroupsIncludingDiscontinuedOperationsStudentLoanCorporationTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfDisposalGroupsIncludingDiscontinuedOperationsEggBankingTableTextBlock" id="c_ScheduleOfDisposalGroupsIncludingDiscontinuedOperationsEggBankingTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfEffectOfOnePercentagePointChangeInDiscountRatesOnPensionExpenseTableTextBlock" id="c_ScheduleOfEffectOfOnePercentagePointChangeInDiscountRatesOnPensionExpenseTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfEffectOfOnePercentagePointChangeInExpectedRatesOfReturnTableTextBlock" id="c_ScheduleOfEffectOfOnePercentagePointChangeInExpectedRatesOfReturnTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfExpectedLongTermRatesOfReturnOnAssetsTableTextBlock" id="c_ScheduleOfExpectedLongTermRatesOfReturnOnAssetsTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfFairValueOfAssetsPledgedTableTextBlock" id="c_ScheduleOfFairValueOfAssetsPledgedTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfFairValueOfFinancialInstrumentsTableTextBlock" id="c_ScheduleOfFairValueOfFinancialInstrumentsTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfFairValueOfLoansAndOtherDisclosuresForCertainCreditProductsTableTextBlock" id="c_ScheduleOfFairValueOfLoansAndOtherDisclosuresForCertainCreditProductsTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfFairValueOfLoansAndOtherDisclosuresForCertainMortgageLoansTableTextBlock" id="c_ScheduleOfFairValueOfLoansAndOtherDisclosuresForCertainMortgageLoansTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfFairValueOfLongTermDebtExcludingDebtIssuedByConsolidatedVIEsTableTextBlock" id="c_ScheduleOfFairValueOfLongTermDebtExcludingDebtIssuedByConsolidatedVIEsTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfFairValueOfPlanAssetsByMeasurementLevelsTableTextBlock" id="c_ScheduleOfFairValueOfPlanAssetsByMeasurementLevelsTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfFairValueOfShortTermBorrowingsAndLongTermDebtExcludingDebtIssuedByConsolidatedVIEsTableTextBlock" id="c_ScheduleOfFairValueOfShortTermBorrowingsAndLongTermDebtExcludingDebtIssuedByConsolidatedVIEsTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfFairValueOfShortTermBorrowingsExcludingDebtIssuedByConsolidatedVIEsTableTextBlock" id="c_ScheduleOfFairValueOfShortTermBorrowingsExcludingDebtIssuedByConsolidatedVIEsTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfFeesReceivedOnMortgageServicingRightsTableTextBlock" id="c_ScheduleOfFeesReceivedOnMortgageServicingRightsTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfFinancialInstrumentsSelectedForFairValueAccountingTableTextBlock" id="c_ScheduleOfFinancialInstrumentsSelectedForFairValueAccountingTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfFiniteAndIndefiniteLivedIntangibleAssetsByMajorClassTable" id="c_ScheduleOfFiniteAndIndefiniteLivedIntangibleAssetsByMajorClassTable" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfFundingCommitmentsOfUnconsolidatedVariableInterestEntitiesTableTextBlock" id="c_ScheduleOfFundingCommitmentsOfUnconsolidatedVariableInterestEntitiesTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfGoodwillByReportingUnitAndSegmentTable" id="c_ScheduleOfGoodwillByReportingUnitAndSegmentTable" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfGoodwillByReportingUnitTableTextBlock" id="c_ScheduleOfGoodwillByReportingUnitTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfGuaranteeObligationsByCreditRatingsTableTextBlock" id="c_ScheduleOfGuaranteeObligationsByCreditRatingsTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfGuaranteeObligationsByExpirationDateAndCarryingValueTableTextBlock" id="c_ScheduleOfGuaranteeObligationsByExpirationDateAndCarryingValueTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfHeldToMaturitySecuritiesAbstract" id="c_ScheduleOfHeldToMaturitySecuritiesAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfIncomeTaxExpenseBenefitIntraperiodTaxAllocationTableTextBlock" id="c_ScheduleOfIncomeTaxExpenseBenefitIntraperiodTaxAllocationTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LiquidityAgreementsForOtherTrusts" id="c_LiquidityAgreementsForOtherTrusts" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="ScheduleOfIncomeTaxPenaltiesAndInterestAccruedTableTextBlock" id="c_ScheduleOfIncomeTaxPenaltiesAndInterestAccruedTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfInterestRevenuesAndExpensesTableTextBlock" id="c_ScheduleOfInterestRevenuesAndExpensesTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfKeyAssumptionsForMeasuringFairValueOfRetainedInterestsOfCollateralizedDebtObligationsAndCollateralizedLoanObligationsSegmentTwoTableTextBlock" id="c_ScheduleOfKeyAssumptionsForMeasuringFairValueOfRetainedInterestsOfCollateralizedDebtObligationsAndCollateralizedLoanObligationsSegmentTwoTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfSensitivityOfAdverseChangesDiscountRateOnCollateralizedDebtObligationsAndCollateralizedLoanObligationsTableTextBlock" id="c_ScheduleOfSensitivityOfAdverseChangesDiscountRateOnCollateralizedDebtObligationsAndCollateralizedLoanObligationsTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfKeyAssumptionsMeasuringFairValueOfRetainedInterestsOfMortgageReceivablesSegmentOneTableTextBlock" id="c_ScheduleOfKeyAssumptionsMeasuringFairValueOfRetainedInterestsOfMortgageReceivablesSegmentOneTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfKeyAssumptionsToValueRetainedInterestsAndSensitivityOfAdverseChangesOf10PercentAnd20PercentMortgageSecuritizationsSegmentOneTableTextBlock" id="c_ScheduleOfKeyAssumptionsToValueRetainedInterestsAndSensitivityOfAdverseChangesOf10PercentAnd20PercentMortgageSecuritizationsSegmentOneTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfKeyAssumptionsToValueRetainedInterestsAndSensitivityOfAdverseChangesOf10PercentAnd20PercentMortgageSecuritizationsSegmentTwoTableTextBlock" id="c_ScheduleOfKeyAssumptionsToValueRetainedInterestsAndSensitivityOfAdverseChangesOf10PercentAnd20PercentMortgageSecuritizationsSegmentTwoTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfLoansAndLeasesReceivableAllowanceForCreditLossesTable" id="c_ScheduleOfLoansAndLeasesReceivableAllowanceForCreditLossesTable" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfManagedLoansOfSubsidiaryOneTableTextBlock" id="c_ScheduleOfManagedLoansOfSubsidiaryOneTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfManagedLoansOfSubsidiaryTwoTableTextBlock" id="c_ScheduleOfManagedLoansOfSubsidiaryTwoTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfOnBalanceSheetSecuritizationsSecondSegmentTableTextBlock" id="c_ScheduleOfOnBalanceSheetSecuritizationsSecondSegmentTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfOtherThanTemporaryImpairmentLossesRecognizedInEarningsInvestmentsTable" id="c_ScheduleOfOtherThanTemporaryImpairmentLossesRecognizedInEarningsInvestmentsTable" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfProjectedBenefitObligationAndAccumulatedBenefitObligationsInExcessOfFairValueOfPlanAssetsTableTextBlock" id="c_ScheduleOfProjectedBenefitObligationAndAccumulatedBenefitObligationsInExcessOfFairValueOfPlanAssetsTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfSecuritizedCreditCardReceivablesTableTextBlock" id="c_ScheduleOfSecuritizedCreditCardReceivablesTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfSelectedCashFlowInformationRelatedToAssetBasedFinancingTableTextBlock" id="c_ScheduleOfSelectedCashFlowInformationRelatedToAssetBasedFinancingTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfSensitivityOfAdverseChangesOf10PercentAnd20PercentDiscountRateAssetBasedFinancingTableTextBlock" id="c_ScheduleOfSensitivityOfAdverseChangesOf10PercentAnd20PercentDiscountRateAssetBasedFinancingTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfSignificantInterestsInUnconsolidatedVariableInterestEntitiesTableTextBlock" id="c_ScheduleOfSignificantInterestsInUnconsolidatedVariableInterestEntitiesTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfTradingAccountAssetsAndLiabilitiesLineItems" id="c_ScheduleOfTradingAccountAssetsAndLiabilitiesLineItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfTradingAccountAssetsAndLiabilitiesTable" id="c_ScheduleOfTradingAccountAssetsAndLiabilitiesTable" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfTrustOneLiabilitiesTableTextBlock" id="c_ScheduleOfTrustOneLiabilitiesTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfTrustPreferredSecuritiesByTypeOfSecuritiesAxis" id="c_ScheduleOfTrustPreferredSecuritiesByTypeOfSecuritiesAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfTrustPreferredSecuritiesTable" id="c_ScheduleOfTrustPreferredSecuritiesTable" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfTrustPreferredSecuritiesTableTextBlock" id="c_ScheduleOfTrustPreferredSecuritiesTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfTrustThreeLiabilitiesTableTextBlock" id="c_ScheduleOfTrustThreeLiabilitiesTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfTrustTwoLiabilitiesTableTextBlock" id="c_ScheduleOfTrustTwoLiabilitiesTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfCreditCommitmentsTable" id="c_ScheduleOfCreditCommitmentsTable" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="SecuritiesAndBankingMember" id="c_SecuritiesAndBankingMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="SecuritiesLendingIndemnificationsMember" id="c_SecuritiesLendingIndemnificationsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisInvestmentHeldToMaturityAssetReclassifiedToTradingAccountAssetLevel3" id="c_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisInvestmentHeldToMaturityAssetReclassifiedToTradingAccountAssetLevel3" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="SecuritiesSoldUnderAgreementsToRepurchaseAndOtherAssetsPledgedFairValue" id="c_SecuritiesSoldUnderAgreementsToRepurchaseAndOtherAssetsPledgedFairValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="SecuritiesSoldUnderAgreementsToRepurchaseFairValueDisclosureBeforeNetting" id="c_SecuritiesSoldUnderAgreementsToRepurchaseFairValueDisclosureBeforeNetting" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="SecuritiesSoldUnderAgreementsToRepurchasesAndOtherAssetsPledgedFairValueAbstract" id="c_SecuritiesSoldUnderAgreementsToRepurchasesAndOtherAssetsPledgedFairValueAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="AssetsPledgedAsCollateralAtCarryingValueAbstract" id="c_AssetsPledgedAsCollateralAtCarryingValueAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="SecuritiesTransferredToReSecuritizationEntities" id="c_SecuritiesTransferredToReSecuritizationEntities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="SecuritizationTrustsAxis" id="c_SecuritizationTrustsAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="SecuritizationTrustsDomain" id="c_SecuritizationTrustsDomain" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="SecuritizationTrustsTable" id="c_SecuritizationTrustsTable" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="SecuritizationsAndVariableInterestEntitiesDisclosureAbstract" id="c_SecuritizationsAndVariableInterestEntitiesDisclosureAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="SecuritizationsAndVariableInterestEntitiesTextBlock" id="c_SecuritizationsAndVariableInterestEntitiesTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="SecuritizationsByBalanceSheetLocationAxis" id="c_SecuritizationsByBalanceSheetLocationAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="SecuritizationsMember" id="c_SecuritizationsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="SecuritizationsPolicyTextBlock" id="c_SecuritizationsPolicyTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="SecuritizedCreditCardReceivablesLineItems" id="c_SecuritizedCreditCardReceivablesLineItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="SecuritizedCreditCardReceivablesPrincipalAmountOutstanding" id="c_SecuritizedCreditCardReceivablesPrincipalAmountOutstanding" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="SeniorBeneficialInterests" id="c_SeniorBeneficialInterests" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="RepurchaseReserveWholeLoanSalesAndWarrantyClaimReasonablyPossibleLossExcessOfRecordedRepurchaseReserveDueToModifyingTheKeyAssumptions" id="c_RepurchaseReserveWholeLoanSalesAndWarrantyClaimReasonablyPossibleLossExcessOfRecordedRepurchaseReserveDueToModifyingTheKeyAssumptions" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="NumberOfTrustFundedByReinsurer" id="c_NumberOfTrustFundedByReinsurer" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="ShareBasedCompensationArrangementByShareBasedPaymentAwardAssumptionsInformationForOptionsAbstract" id="c_ShareBasedCompensationArrangementByShareBasedPaymentAwardAssumptionsInformationForOptionsAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsIntrinsicValuePerShareAbstract" id="c_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsIntrinsicValuePerShareAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ShortTermBorrowingsInVariableInterestEntity" id="c_ShortTermBorrowingsInVariableInterestEntity" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="ShortTermBorrowingsOfAffiliatesSubsidiariesAndHoldingCompanies" id="c_ShortTermBorrowingsOfAffiliatesSubsidiariesAndHoldingCompanies" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="ShortTermDebtExcludingIntercompany" id="c_ShortTermDebtExcludingIntercompany" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="SignificantChangeInUnrecognizedTaxBenefitsIsReasonablyPossibleAmountOfUnrecordedBenefitRelatedInterest" id="c_SignificantChangeInUnrecognizedTaxBenefitsIsReasonablyPossibleAmountOfUnrecordedBenefitRelatedInterest" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="SignificantChangeInUnrecognizedTaxBenefitsIsReasonablyPossibleEstimatedRangeOfTaxBenefitToContinuingOperationsUpperBound" id="c_SignificantChangeInUnrecognizedTaxBenefitsIsReasonablyPossibleEstimatedRangeOfTaxBenefitToContinuingOperationsUpperBound" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="SpecialAssetPoolMember" id="c_SpecialAssetPoolMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PostemploymentPlansMember" id="c_PostemploymentPlansMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="SpecialPurposeEntityTotalInvolvementWithSPEAssets" id="c_SpecialPurposeEntityTotalInvolvementWithSPEAssets" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="StockAwardProgramsMember" id="c_StockAwardProgramsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="StockAwardsAndStockOptionsMember" id="c_StockAwardsAndStockOptionsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="StockIssuedDuringPeriodSharesAcquisitionOne" id="c_StockIssuedDuringPeriodSharesAcquisitionOne" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="StockIssuedDuringPeriodSharesAcquisitionThree" id="c_StockIssuedDuringPeriodSharesAcquisitionThree" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="StockIssuedDuringPeriodSharesAcquisitionTwo" id="c_StockIssuedDuringPeriodSharesAcquisitionTwo" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="StockIssuedDuringPeriodSharesEquityUnitsPurchaseContract" id="c_StockIssuedDuringPeriodSharesEquityUnitsPurchaseContract" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="StockIssuedDuringPeriodValueAcquisitionOne" id="c_StockIssuedDuringPeriodValueAcquisitionOne" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="StockIssuedDuringPeriodValueAcquisitionThree" id="c_StockIssuedDuringPeriodValueAcquisitionThree" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="StockIssuedDuringPeriodValueAcquisitionTwo" id="c_StockIssuedDuringPeriodValueAcquisitionTwo" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="StructuredDebtNonSettlingClaims" id="c_StructuredDebtNonSettlingClaims" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="StructuredDebtParValue" id="c_StructuredDebtParValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="StudentLoanCorporationMember" id="c_StudentLoanCorporationMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CitiCapitalAdvisorsBusinessMember" id="c_CitiCapitalAdvisorsBusinessMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="StudentLoanSecuritizationsMember" id="c_StudentLoanSecuritizationsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="StudentLoansMember" id="c_StudentLoansMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="SubordinatedBeneficialInterests" id="c_SubordinatedBeneficialInterests" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="SubprimeMember" id="c_SubprimeMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="SubprimeMortgageLitigationMember" id="c_SubprimeMortgageLitigationMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="BasisOfPresentationDisclosureAbstract" id="c_BasisOfPresentationDisclosureAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="SubsidiaryTrustCommonSharesIssuedToParent" id="c_SubsidiaryTrustCommonSharesIssuedToParent" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="SummaryOfTaxCarryforwardsTableTextBlock" id="c_SummaryOfTaxCarryforwardsTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="TenorOfSubordinatedNotesAndEquityHighEndOfRange" id="c_TenorOfSubordinatedNotesAndEquityHighEndOfRange" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="TenorOfSubordinatedNotesAndEquityLowEndOfRange" id="c_TenorOfSubordinatedNotesAndEquityLowEndOfRange" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="TermNotesIssuedToThirdParties" id="c_TermNotesIssuedToThirdParties" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="TermNotesRetainedByAffiliates" id="c_TermNotesRetainedByAffiliates" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="TerraFirmaOralMisrepresentationMember" id="c_TerraFirmaOralMisrepresentationMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ThirdPartyEquityInvestment" id="c_ThirdPartyEquityInvestment" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="TierOneCommonCapital" id="c_TierOneCommonCapital" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="TierOneCommonCapitalRatio" id="c_TierOneCommonCapitalRatio" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssetsForBankHoldingCompany" id="c_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssetsForBankHoldingCompany" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="TradingAccountAssetsAndLiabilitiesDisclosureAbstract" id="c_TradingAccountAssetsAndLiabilitiesDisclosureAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="TradingAccountAssetsAndLiabilitiesTextBlock" id="c_TradingAccountAssetsAndLiabilitiesTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="TradingAccountAssetsLiabilitiesTableTextBlock" id="c_TradingAccountAssetsLiabilitiesTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="TradingAccountAssetsPledgedToCreditors" id="c_TradingAccountAssetsPledgedToCreditors" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="TradingAssetsAndLiabilitiesPolicyTextBlock" id="c_TradingAssetsAndLiabilitiesPolicyTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="TradingLiabilitiesOfAffiliatesSubsidiariesAndHoldingCompanies" id="c_TradingLiabilitiesOfAffiliatesSubsidiariesAndHoldingCompanies" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="TradingLossesOnDerivatives" id="c_TradingLossesOnDerivatives" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="TradingSecuritiesAndLoansMember" id="c_TradingSecuritiesAndLoansMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="TradingSecuritiesDueFromAffiliatesSubsidiariesAndHoldingCompanies" id="c_TradingSecuritiesDueFromAffiliatesSubsidiariesAndHoldingCompanies" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="TransactionServicesMember" id="c_TransactionServicesMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="TransferOfQualifyingSpecialPurposeEntityAccountedAsSales" id="c_TransferOfQualifyingSpecialPurposeEntityAccountedAsSales" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="TransfersToAvailableForSaleInvestmentsFromTradingAccountAssets" id="c_TransfersToAvailableForSaleInvestmentsFromTradingAccountAssets" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="TransfersToTradingAccountAssetsFromHeldToMaturityInvestments" id="c_TransfersToTradingAccountAssetsFromHeldToMaturityInvestments" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="TransfersToRepossessedAssets" id="c_TransfersToRepossessedAssets" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="TribuneCompanyBankruptcyMember" id="c_TribuneCompanyBankruptcyMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="TrustPreferredSecuritiesByTypeOfSecuritiesDomain" id="c_TrustPreferredSecuritiesByTypeOfSecuritiesDomain" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="TrustPreferredSecuritiesCouponRate" id="c_TrustPreferredSecuritiesCouponRate" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="TrustPreferredSecuritiesIssued" id="c_TrustPreferredSecuritiesIssued" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="TrustPreferredSecuritiesIssuedInExchangeForSeniorNotes" id="c_TrustPreferredSecuritiesIssuedInExchangeForSeniorNotes" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="TrustPreferredSecuritiesLineItems" id="c_TrustPreferredSecuritiesLineItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="TrustPreferredSecuritiesLiquidationValue" id="c_TrustPreferredSecuritiesLiquidationValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="TypeOfAssetImpactedByChangeInAccountingDomain" id="c_TypeOfAssetImpactedByChangeInAccountingDomain" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="TypeOfAssetsAxis" id="c_TypeOfAssetsAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="TypeOfAssetsDomain" id="c_TypeOfAssetsDomain" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="TypeOfCommitmentDomain" id="c_TypeOfCommitmentDomain" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="TypesOfFinancialInstrumentsDomain" id="c_TypesOfFinancialInstrumentsDomain" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="UKCardsPortfolioToHeldForSaleMember" id="c_UKCardsPortfolioToHeldForSaleMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="UKFirstMortgagePortfolioToHeldForSaleMember" id="c_UKFirstMortgagePortfolioToHeldForSaleMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="USLoansPortfoliosToHeldForSaleMember" id="c_USLoansPortfoliosToHeldForSaleMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NewOfficeOfComptrollerOfCurrencyGuidanceMember" id="c_NewOfficeOfComptrollerOfCurrencyGuidanceMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="USPensionAndPostretirementBenefitPlansMember" id="c_USPensionAndPostretirementBenefitPlansMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="USRealEstateLendingLoansMember" id="c_USRealEstateLendingLoansMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="UnaffiliatedBorrowerShortTermFinancialFacilityGuaranteed" id="c_UnaffiliatedBorrowerShortTermFinancialFacilityGuaranteed" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="UndistributedForeignProfits" id="c_UndistributedForeignProfits" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="UnemploymentRateAssumptionsNextCalendarYear" id="c_UnemploymentRateAssumptionsNextCalendarYear" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="UnfundedExposureAbstract" id="c_UnfundedExposureAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="UnfundedLendingCommitmentsAllowanceForCreditLosses" id="c_UnfundedLendingCommitmentsAllowanceForCreditLosses" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="UnfundedLendingCommitmentsAllowanceForCreditLossesRollForward" id="c_UnfundedLendingCommitmentsAllowanceForCreditLossesRollForward" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="UnfundedLoanReceivablesCommitmentsOutstanding" id="c_UnfundedLoanReceivablesCommitmentsOutstanding" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="UnitedStatesNonqualifiedPensionPlansMember" id="c_UnitedStatesNonqualifiedPensionPlansMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="USFrozenQualifiedPensionPlansGrandfatheredEmployeesMember" id="c_USFrozenQualifiedPensionPlansGrandfatheredEmployeesMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="UnitedStatesQualifiedPensionPlansMember" id="c_UnitedStatesQualifiedPensionPlansMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="UnrecognizedTaxBenefitsForeignIncomeTaxPenaltiesAccrued" id="c_UnrecognizedTaxBenefitsForeignIncomeTaxPenaltiesAccrued" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="UnrecognizedTaxBenefitsIncomeTaxPenaltiesAndInterestAccruedNetOfTax" id="c_UnrecognizedTaxBenefitsIncomeTaxPenaltiesAndInterestAccruedNetOfTax" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="UnrecognizedTaxBenefitsIncomeTaxPenaltiesAndInterestExpenseNetOfTax" id="c_UnrecognizedTaxBenefitsIncomeTaxPenaltiesAndInterestExpenseNetOfTax" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="UnrecognizedTaxBenefitsIncreaseDecreaseResultingFromForeignExchangeGainLossOnAcquisitionsAndDispositions" id="c_UnrecognizedTaxBenefitsIncreaseDecreaseResultingFromForeignExchangeGainLossOnAcquisitionsAndDispositions" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="UnrecognizedTaxBenefitsStateIncomeTaxPenaltiesAccrued" id="c_UnrecognizedTaxBenefitsStateIncomeTaxPenaltiesAccrued" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="UnsecuredInstallmentLoansMember" id="c_UnsecuredInstallmentLoansMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="UnsecuredLoansInBankruptcyMember" id="c_UnsecuredLoansInBankruptcyMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="UpromiseCardsPortfolioMember" id="c_UpromiseCardsPortfolioMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="VariableInterestCarryingAmountUnconsolidatedAssets" id="c_VariableInterestCarryingAmountUnconsolidatedAssets" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="VariableInterestEntityByTypeAxis" id="c_VariableInterestEntityByTypeAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="VariableInterestEntityByTypeDomain" id="c_VariableInterestEntityByTypeDomain" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="VariableInterestEntityDebtInvestmentsFundedMaximumExposureToLoss" id="c_VariableInterestEntityDebtInvestmentsFundedMaximumExposureToLoss" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="VariableInterestEntityEquityInvestmentsFundedMaximumExposureToLoss" id="c_VariableInterestEntityEquityInvestmentsFundedMaximumExposureToLoss" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="VariableInterestEntityFundingCommitmentsLineItems" id="c_VariableInterestEntityFundingCommitmentsLineItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="VariableInterestEntityFundingCommitmentsUnfundedMaximumExposureToLoss" id="c_VariableInterestEntityFundingCommitmentsUnfundedMaximumExposureToLoss" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="VariableInterestEntityGuaranteesAndDerivativesUnfundedMaximumExposureToLoss" id="c_VariableInterestEntityGuaranteesAndDerivativesUnfundedMaximumExposureToLoss" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="VariableInterestEntityNonconsolidatedInvolvementAssets" id="c_VariableInterestEntityNonconsolidatedInvolvementAssets" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="VariableInterestMaximumExposureToLossAbstract" id="c_VariableInterestMaximumExposureToLossAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="VotingRightsPercentageTriggerConsolidation" id="c_VotingRightsPercentageTriggerConsolidation" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="WarrantsUnderTroubledAssetReliefProgramAndLossSharingAgreementMember" id="c_WarrantsUnderTroubledAssetReliefProgramAndLossSharingAgreementMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="WeightedAverageCouponRate" id="c_WeightedAverageCouponRate" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="WeightedAverageFICOScoresOfCollateralHighEnd" id="c_WeightedAverageFICOScoresOfCollateralHighEnd" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="WeightedAverageFICOScoresOfCollateralLowEnd" id="c_WeightedAverageFICOScoresOfCollateralLowEnd" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="WeightedAverageFICOScoresOfCollateral" id="c_WeightedAverageFICOScoresOfCollateral" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="WeightedAverageLifeOfCommercialPaperIssuedByConduits" id="c_WeightedAverageLifeOfCommercialPaperIssuedByConduits" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="WeightedAverageLifeOfCommercialPaper" id="c_WeightedAverageLifeOfCommercialPaper" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="WeightedAverageMaturityOfTermNotes" id="c_WeightedAverageMaturityOfTermNotes" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="WrittenOptionsMember" id="c_WrittenOptionsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LossContingencyDisgorgement" id="c_LossContingencyDisgorgement" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="LossContingencyPrejudgmentInterest" id="c_LossContingencyPrejudgmentInterest" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="LossContingencyLitigationFine" id="c_LossContingencyLitigationFine" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="AllowanceForLoanAndLeaseLossesReplenishmentOfNetChargeOffs" id="c_AllowanceForLoanAndLeaseLossesReplenishmentOfNetChargeOffs" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="SLMCorporationMember" id="c_SLMCorporationMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="SaleOfBusinessPercentageOfOwnershipSold" id="c_SaleOfBusinessPercentageOfOwnershipSold" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="SaleOfBusinessPercentageOfOwnershipSoldToPrivateEquityFirm" id="c_SaleOfBusinessPercentageOfOwnershipSoldToPrivateEquityFirm" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PercentageOfOwnershipContributedToStockBasedAwards" id="c_PercentageOfOwnershipContributedToStockBasedAwards" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="SaleOfBusinessPercentageOfOwnershipRetained" id="c_SaleOfBusinessPercentageOfOwnershipRetained" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PercentageOfReinsurance" id="c_PercentageOfReinsurance" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DisposalGroupIncludingDiscontinuedOperationSellerFinancing" id="c_DisposalGroupIncludingDiscontinuedOperationSellerFinancing" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="MajorTaxJurisdictionsAndEarliestTaxYearSubjectToExaminationTableTextBlock" id="c_MajorTaxJurisdictionsAndEarliestTaxYearSubjectToExaminationTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="UnrealizedLossOfFixedIncomeSecuritiesNeitherClassifiedAsHeldToMaturityNorTradingSecuritiesContinuousLossPositionLessThanTwelveMonths" id="c_UnrealizedLossOfFixedIncomeSecuritiesNeitherClassifiedAsHeldToMaturityNorTradingSecuritiesContinuousLossPositionLessThanTwelveMonths" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="TaxOnExchangeOfferBookedToRetainedEarnings" id="c_TaxOnExchangeOfferBookedToRetainedEarnings" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfDisposalGroupsIncludingDiscontinuedOperationsEggBankingPLCTableTextBlock" id="c_ScheduleOfDisposalGroupsIncludingDiscontinuedOperationsEggBankingPLCTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NumberOfSignificantAccountingPolicies" id="c_NumberOfSignificantAccountingPolicies" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="HeldToMaturitySecuritiesSoldSecurityRealizedGainLossAfterTax" id="c_HeldToMaturitySecuritiesSoldSecurityRealizedGainLossAfterTax" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="TransfersFromHeldToMaturityInvestmentsToTradingAccountAssetsSubsequentlySold" id="c_TransfersFromHeldToMaturityInvestmentsToTradingAccountAssetsSubsequentlySold" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="SecuritiesTransferredFromTradingAccountAssetsToHeldToMaturitySecuritiesCarryingValue" id="c_SecuritiesTransferredFromTradingAccountAssetsToHeldToMaturitySecuritiesCarryingValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="SecuritiesTransferredFromAvailableForsaleSecuritiesToHeldToMaturitySecuritiesCarryingValue" id="c_SecuritiesTransferredFromAvailableForsaleSecuritiesToHeldToMaturitySecuritiesCarryingValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="DebtSecuritiesHeldToMaturityReclassifiedIntoTradingAccountAssetsMember" id="c_DebtSecuritiesHeldToMaturityReclassifiedIntoTradingAccountAssetsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LiabilitiesHeldInTrust" id="c_LiabilitiesHeldInTrust" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="ResidentialMortgageBackedSecurities" id="c_ResidentialMortgageBackedSecurities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="LossOnLitigationSettlement" id="c_LossOnLitigationSettlement" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="UKRealEstateLendingLoansMember" id="c_UKRealEstateLendingLoansMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="OriginalFairValueOfReSecuritizationsDealsInWhichEntityHoldsRetainedInterest" id="c_OriginalFairValueOfReSecuritizationsDealsInWhichEntityHoldsRetainedInterest" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="MortgageBackedSecuritiesWithSeniorInterestsIssuedByPrivateEnterprisesMember" id="c_MortgageBackedSecuritiesWithSeniorInterestsIssuedByPrivateEnterprisesMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="MortgageBackedSecuritiesWithSubordinatedInterestsIssuedByPrivateEnterprisesMember" id="c_MortgageBackedSecuritiesWithSubordinatedInterestsIssuedByPrivateEnterprisesMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="OriginalParValueOfReSecuritizationsDealsInWhichEntityHoldsRetainedInterest" id="c_OriginalParValueOfReSecuritizationsDealsInWhichEntityHoldsRetainedInterest" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="OriginalParValueOfSecuritiesTransferredToReSecuritizationEntities" id="c_OriginalParValueOfSecuritiesTransferredToReSecuritizationEntities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="ConsumerLoansInSpecialAssetPoolMember" id="c_ConsumerLoansInSpecialAssetPoolMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FinancingReceivableModificationsDuringThePeriodRecordedInvestmentInvolvingChangeInAmountOrTimingOfPrincipalPayment" id="c_FinancingReceivableModificationsDuringThePeriodRecordedInvestmentInvolvingChangeInAmountOrTimingOfPrincipalPayment" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="FinancingReceivableModificationsDuringThePeriodRecordedInvestment" id="c_FinancingReceivableModificationsDuringThePeriodRecordedInvestment" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="FinancingReceivableModificationsDuringThePeriodRecordedInvestmentInvolvingChangeInAmountOrTimingOfInterestPayment" id="c_FinancingReceivableModificationsDuringThePeriodRecordedInvestmentInvolvingChangeInAmountOrTimingOfInterestPayment" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="FinancingReceivableModificationsDuringThePeriodRecordedInvestmentInvolvingChangeInAmountOrTimingOfPrincipalInterestPayment" id="c_FinancingReceivableModificationsDuringThePeriodRecordedInvestmentInvolvingChangeInAmountOrTimingOfPrincipalInterestPayment" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="IncreaseDecreaseFromTransactionsBetweenNoncontrollingInterestShareholdersAndRelatedConsolidatingSubsidiary" id="c_IncreaseDecreaseFromTransactionsBetweenNoncontrollingInterestShareholdersAndRelatedConsolidatingSubsidiary" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="CondensedConsolidatingFinancialStatementsDisclosureTextBlock" id="c_CondensedConsolidatingFinancialStatementsDisclosureTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CommonStockParOrStatedValuePerShareAbstract" id="c_CommonStockParOrStatedValuePerShareAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CommonStockPricePerShareHighEndOfRange" id="c_CommonStockPricePerShareHighEndOfRange" type="num:perShareItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="CommonStockClosingValuePerShare" id="c_CommonStockClosingValuePerShare" type="num:perShareItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="CommonStockPricePerShareLowEndOfRange" id="c_CommonStockPricePerShareLowEndOfRange" type="num:perShareItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="RevenueCorrectionOfErrorNetOfTax" id="c_RevenueCorrectionOfErrorNetOfTax" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="IncentivePayRequiredToBeDeferredBeforeRisePercentage" id="c_IncentivePayRequiredToBeDeferredBeforeRisePercentage" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="IncentivePayRequiredToBeDeferredPercentage" id="c_IncentivePayRequiredToBeDeferredPercentage" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DeferredPortionDeliveredAsDeferredCashAwardPercentage" id="c_DeferredPortionDeliveredAsDeferredCashAwardPercentage" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DeferredPortionDeliveredAsCAPAwardPercentage" id="c_DeferredPortionDeliveredAsCAPAwardPercentage" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NotionalInterestOnDeferredCashAwardAnnualRate" id="c_NotionalInterestOnDeferredCashAwardAnnualRate" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FinancingReceivableReAgeModificationsLimitationsInTwelveMonths" id="c_FinancingReceivableReAgeModificationsLimitationsInTwelveMonths" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FinancingReceivableReAgeModificationLimitationsInFiveYears" id="c_FinancingReceivableReAgeModificationLimitationsInFiveYears" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FinancingReceivableRecordedInvestmentPastDueGuaranteedByUSGovernmentSponsoredAgencies" id="c_FinancingReceivableRecordedInvestmentPastDueGuaranteedByUSGovernmentSponsoredAgencies" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="OpenEndedConsumerLoansMember" id="c_OpenEndedConsumerLoansMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="AccountingStandardUpdateOnImpairmentOfLoanMember" id="c_AccountingStandardUpdateOnImpairmentOfLoanMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FairValueOfFinancialInstrumentsDisclosureAbstract" id="c_FairValueOfFinancialInstrumentsDisclosureAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CitigroupGlobalMarketsIncMember" id="c_CitigroupGlobalMarketsIncMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="IncreaseDecreaseInAccumulatedOtherComprehensiveLossIncomeNetOfTaxRollForward" id="c_IncreaseDecreaseInAccumulatedOtherComprehensiveLossIncomeNetOfTaxRollForward" type="xbrli:stringItemType" us-gaap-att:deprecatedDate="2009-01-31" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="EquityMethodInvestmentOwnershipPercentageLowEnd" id="c_EquityMethodInvestmentOwnershipPercentageLowEnd" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="EquityMethodInvestmentOwnershipPercentageHighEnd" id="c_EquityMethodInvestmentOwnershipPercentageHighEnd" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="PortionAssetsOfDisposalGroupIncludingDiscontinuedOperationSold" id="c_PortionAssetsOfDisposalGroupIncludingDiscontinuedOperationSold" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="DerivativeCashCollateralPaid" id="c_DerivativeCashCollateralPaid" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="InvestmentSecuritiesPledgedAsCollateralAtCarryingValue" id="c_InvestmentSecuritiesPledgedAsCollateralAtCarryingValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="LoansPledgedAsCollateralAtCarryingValue" id="c_LoansPledgedAsCollateralAtCarryingValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="TradingAccountAssetsPledgedAsCollateralAtCarryingValue" id="c_TradingAccountAssetsPledgedAsCollateralAtCarryingValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="AssetsPledgedAsCollateralAtCarryingValue" id="c_AssetsPledgedAsCollateralAtCarryingValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="DerivativeCashCollateralReceived" id="c_DerivativeCashCollateralReceived" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="EffectOnEarningsAfterTaxDueToSettlementResidentialLoanRelatedInvestigationsWithGovernment" id="c_EffectOnEarningsAfterTaxDueToSettlementResidentialLoanRelatedInvestigationsWithGovernment" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="FairValueMeasurementPretaxGainRecognizedDueToChangeInFairValueMeasurementInput" id="c_FairValueMeasurementPretaxGainRecognizedDueToChangeInFairValueMeasurementInput" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="NonTradingDerivativesAndOtherFinancialAssetsFairValueDisclosure" id="c_NonTradingDerivativesAndOtherFinancialAssetsFairValueDisclosure" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="OtherFinancialAssetsCashCollateralFairValueDisclosure" id="c_OtherFinancialAssetsCashCollateralFairValueDisclosure" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="OtherFinancialLiabilitiesCounterpartyNettingAndMarketValueAdjustment" id="c_OtherFinancialLiabilitiesCounterpartyNettingAndMarketValueAdjustment" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="OtherFinancialAssetsCounterpartyNettingAndMarketValueAdjustment" id="c_OtherFinancialAssetsCounterpartyNettingAndMarketValueAdjustment" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="OtherFinancialLiabilitiesCashCollateralFairValueDisclosure" id="c_OtherFinancialLiabilitiesCashCollateralFairValueDisclosure" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="NonTradingDerivativesLiabilitiesFairValueDisclosure" id="c_NonTradingDerivativesLiabilitiesFairValueDisclosure" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="HedgeFundsReceivablesMember" id="c_HedgeFundsReceivablesMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="OtherInvestmentReceivablesMember" id="c_OtherInvestmentReceivablesMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DefinedBenefitPlanOtherInvestmentLiabilities" id="c_DefinedBenefitPlanOtherInvestmentLiabilities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="DefinedBenefitPlanFairValueOfPlanAssetsNet" id="c_DefinedBenefitPlanFairValueOfPlanAssetsNet" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="FeesAndCommissionsLineItems" id="c_FeesAndCommissionsLineItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DefinedContributionPlanEligibleEmployeesForFixedEmployerContributionMaximumCompensation" id="c_DefinedContributionPlanEligibleEmployeesForFixedEmployerContributionMaximumCompensation" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="GoodwillWrittenOffRelatedToDiscontinuedOperations" id="c_GoodwillWrittenOffRelatedToDiscontinuedOperations" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="PostemploymentBenefitsAccumulatedOtherComprehensiveIncomeNetTransitionAssetsObligations" id="c_PostemploymentBenefitsAccumulatedOtherComprehensiveIncomeNetTransitionAssetsObligations" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="DeferredTaxAssetsTaxCarryforwardsRelatedToCompaniesFilingSeparateTaxReturns" id="c_DeferredTaxAssetsTaxCarryforwardsRelatedToCompaniesFilingSeparateTaxReturns" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="TotalGCBAndLCLMember" id="c_TotalGCBAndLCLMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NationalMortgageSettlementMember" id="c_NationalMortgageSettlementMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NumberOfStates" id="c_NumberOfStates" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CashPaymentsPayableToStatesAndFederalAgencies" id="c_CashPaymentsPayableToStatesAndFederalAgencies" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="LoanModificationsForDelinquentBorrowers" id="c_LoanModificationsForDelinquentBorrowers" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="PeriodOfLoanModificationsForDelinquentBorrowers" id="c_PeriodOfLoanModificationsForDelinquentBorrowers" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ReductionInInterestRateValue" id="c_ReductionInInterestRateValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="ReductionInInterestRatePeriod" id="c_ReductionInInterestRatePeriod" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FinancialConsiderationForNational" id="c_FinancialConsiderationForNational" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="BankruptcyClaimClearingObligationsAmountToAvoidFromSetoff" id="c_BankruptcyClaimClearingObligationsAmountToAvoidFromSetoff" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="BankruptcyClaimClearingObligationsAmountToAvoidFromSetoffRelatedToTerminatedDerivativesContracts" id="c_BankruptcyClaimClearingObligationsAmountToAvoidFromSetoffRelatedToTerminatedDerivativesContracts" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="FairValueAssetsMeasuredOnNonrecurringBasisChangesTextBlock" id="c_FairValueAssetsMeasuredOnNonrecurringBasisChangesTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ProceedsFromDividendsReceivedFromCitibank" id="c_ProceedsFromDividendsReceivedFromCitibank" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="AssumptionsForFairValueOnSecuritizationDateOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesAbstract" id="c_AssumptionsForFairValueOnSecuritizationDateOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="AssumptionsForFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesAbstract" id="c_AssumptionsForFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorAbstract" id="c_SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="AssumptionForFairValueOnSecuritizationDateOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesWeightedAverageDiscountRate" id="c_AssumptionForFairValueOnSecuritizationDateOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesWeightedAverageDiscountRate" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="AssumptionForFairValueOnSecuritizationDateOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesWeightedAverageAnticipatedCreditLosses" id="c_AssumptionForFairValueOnSecuritizationDateOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesWeightedAverageAnticipatedCreditLosses" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="AssumptionForFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesWeightedAverageDiscountRate" id="c_AssumptionForFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesWeightedAverageDiscountRate" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="AssumptionForFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesWeightedAveragePrepaymentSpeed" id="c_AssumptionForFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesWeightedAveragePrepaymentSpeed" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="AssumptionForFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesWeightedAverageAnticipatedCreditLosses" id="c_AssumptionForFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesWeightedAverageAnticipatedCreditLosses" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DeferredTaxAssetsChangeInEnactedTaxRate" id="c_DeferredTaxAssetsChangeInEnactedTaxRate" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="UnrecognizedTaxBenefitsDecreaseResultingFromUncertainPeriodicTaxPositions" id="c_UnrecognizedTaxBenefitsDecreaseResultingFromUncertainPeriodicTaxPositions" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="EquityMethodInvestmentTemporaryImpairment" id="c_EquityMethodInvestmentTemporaryImpairment" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="AssetImpairmentChargesAfterTax" id="c_AssetImpairmentChargesAfterTax" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="EquityMethodInvestmentLossOnSalesAndOtherThanTemporaryImpairmentsPreTax" id="c_EquityMethodInvestmentLossOnSalesAndOtherThanTemporaryImpairmentsPreTax" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="EquityMethodInvestmentLossOnSalesAndOtherThanTemporaryImpairmentsAfterTax" id="c_EquityMethodInvestmentLossOnSalesAndOtherThanTemporaryImpairmentsAfterTax" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="NumberOfEquityMethodInvestments" id="c_NumberOfEquityMethodInvestments" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="EquityMethodInvestmentAdditionalCumulativePretaxLosses" id="c_EquityMethodInvestmentAdditionalCumulativePretaxLosses" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="CashHeldAsCollateral" id="c_CashHeldAsCollateral" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="IncreaseDecreaseOnOtherOperatingExpensesBeforeTaxDueToSettlementResidentialLoanRelatedInvestigationsWithGovernment" id="c_IncreaseDecreaseOnOtherOperatingExpensesBeforeTaxDueToSettlementResidentialLoanRelatedInvestigationsWithGovernment" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="IncreaseDecreaseOnDilutedEarningsPerShareDueToSettlementResidentialLoanRelatedInvestigationsWithGovernment" id="c_IncreaseDecreaseOnDilutedEarningsPerShareDueToSettlementResidentialLoanRelatedInvestigationsWithGovernment" type="num:perShareItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CumulativeEffectOfInitialAdoptionOfNewAccounting" id="c_CumulativeEffectOfInitialAdoptionOfNewAccounting" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="TransferOfHeldToMaturityInvestments" id="c_TransferOfHeldToMaturityInvestments" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="OtherRelatedLitigationMattersMember" id="c_OtherRelatedLitigationMattersMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfAmountsRecognizedInPrincipalTransactionsRelatedToDerivativeInstrumentsAndNonDerivativeInstrumentsTableTextBlock" id="c_ScheduleOfAmountsRecognizedInPrincipalTransactionsRelatedToDerivativeInstrumentsAndNonDerivativeInstrumentsTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="TradingDerivativesMember" id="c_TradingDerivativesMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DeferredPolicyAcquisitionCostAndPresentValueOfFutureProfitsAmortizationExpense" id="c_DeferredPolicyAcquisitionCostAndPresentValueOfFutureProfitsAmortizationExpense" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="FinancingReceivablesModificationsDuringThePeriodPrincipalDeferred" id="c_FinancingReceivablesModificationsDuringThePeriodPrincipalDeferred" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="FinancingReceivablesModificationsDuringThePeriodIncrementalChargeOffsUnderChapterSevenBankruptcy" id="c_FinancingReceivablesModificationsDuringThePeriodIncrementalChargeOffsUnderChapterSevenBankruptcy" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="FinancingReceivablesModificationsDuringThePeriodContingentPrincipalForgiveness" id="c_FinancingReceivablesModificationsDuringThePeriodContingentPrincipalForgiveness" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="FinancingReceivablesModificationsDuringThePeriodPrincipalForgiven" id="c_FinancingReceivablesModificationsDuringThePeriodPrincipalForgiven" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="FinancingReceivablesTroubledDebtRestructuringAveragePaymentRelief" id="c_FinancingReceivablesTroubledDebtRestructuringAveragePaymentRelief" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FinancingReceivableModificationsAverageInterestRateReduction" id="c_FinancingReceivableModificationsAverageInterestRateReduction" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NumberOfDaysPastDueForDefaultStatus" id="c_NumberOfDaysPastDueForDefaultStatus" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FinancingNetReportedAmountDistressedLoanPurchased" id="c_FinancingNetReportedAmountDistressedLoanPurchased" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="FinancingReceivableDistressedLoanPurchasedAllowance" id="c_FinancingReceivableDistressedLoanPurchasedAllowance" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="ScheduleOfCarryingAmountOfFinancingReceivablesByValuationMethodTable" id="c_ScheduleOfCarryingAmountOfFinancingReceivablesByValuationMethodTable" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CarryingAmountOfFinancingReceivablesByValuationMethodAxis" id="c_CarryingAmountOfFinancingReceivablesByValuationMethodAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LoansAndLeaseReceivablesValuationMethodsDomain" id="c_LoansAndLeaseReceivablesValuationMethodsDomain" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LevelYieldMethodMember" id="c_LevelYieldMethodMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CostRecoveryMethodMember" id="c_CostRecoveryMethodMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CarryingAmountOfFinancingReceivablesByValuationMethodLineItems" id="c_CarryingAmountOfFinancingReceivablesByValuationMethodLineItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAllowanceIncreaseDecrease" id="c_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAllowanceIncreaseDecrease" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldExpectedCashFlowIncreaseDecrease" id="c_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldExpectedCashFlowIncreaseDecrease" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldOthers" id="c_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldOthers" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="CarryingAmountOfLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesRollForward" id="c_CarryingAmountOfLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesRollForward" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CarryingAmountOfCertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAdditions" id="c_CarryingAmountOfCertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAdditions" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="CarryingAmountOfCertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesDisposalsOfLoans" id="c_CarryingAmountOfCertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesDisposalsOfLoans" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="CarryingAmountOfCertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretion" id="c_CarryingAmountOfCertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretion" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="CarryingAmountOfCertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesExpectedCashFlowsIncreaseDecrease" id="c_CarryingAmountOfCertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesExpectedCashFlowsIncreaseDecrease" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="CarryingAmountOfCertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesOthers" id="c_CarryingAmountOfCertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesOthers" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="CarryingAmountOfCertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAllowanceIncreaseDecrease" id="c_CarryingAmountOfCertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAllowanceIncreaseDecrease" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAllowanceForLoanLossesRollForward" id="c_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAllowanceForLoanLossesRollForward" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FinancingReceivableAllowanceForCreditLossesOther" id="c_FinancingReceivableAllowanceForCreditLossesOther" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="IncrementalEffectOfNewAccountingPronouncementOrChangeInAccountingPrincipleOnDeferredAcquisitionCosts" id="c_IncrementalEffectOfNewAccountingPronouncementOrChangeInAccountingPrincipleOnDeferredAcquisitionCosts" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="DeferredCashProgramMember" id="c_DeferredCashProgramMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="EquityMethodInvestmentOwnershipPercentageMaximum" id="c_EquityMethodInvestmentOwnershipPercentageMaximum" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="OtherAssetMember" id="c_OtherAssetMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="StructuredReverseReposToBeClassifiedLevel3MaturePeriodMinimum" id="c_StructuredReverseReposToBeClassifiedLevel3MaturePeriodMinimum" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FairValueMeasurementWithUnobservableInputsMortgageServicingRightsIncreaseDecreaseInLevel3DueToReductionInInterestRates" id="c_FairValueMeasurementWithUnobservableInputsMortgageServicingRightsIncreaseDecreaseInLevel3DueToReductionInInterestRates" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FairValueMeasurementWithUnobservableInputsLongTermDebtScheduledTerminationOfStructuredTransactionIncreaseDecreaseInLevel3" id="c_FairValueMeasurementWithUnobservableInputsLongTermDebtScheduledTerminationOfStructuredTransactionIncreaseDecreaseInLevel3" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="InvestmentInConsolidatedVariableInterestEntitiesCertificatesClassifiedAsLevel3" id="c_InvestmentInConsolidatedVariableInterestEntitiesCertificatesClassifiedAsLevel3" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="AssetsFairValueDisclosureExcludingLoansHeldForInvestmentCarryingValueBasedOnCollateralFairValue" id="c_AssetsFairValueDisclosureExcludingLoansHeldForInvestmentCarryingValueBasedOnCollateralFairValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="CarryingValueLessThanInExcessOfFairValue" id="c_CarryingValueLessThanInExcessOfFairValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisUnobservableInputReconciliationTableTextBlock" id="c_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisUnobservableInputReconciliationTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CashflowValuationTechniqueMember" id="c_CashflowValuationTechniqueMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PriceBasedValuationTechniqueMember" id="c_PriceBasedValuationTechniqueMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="RecoveryAnalysisValuationTechniqueMember" id="c_RecoveryAnalysisValuationTechniqueMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="InternalModelValuationTechniqueMember" id="c_InternalModelValuationTechniqueMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="BrokerQuotesValuationTechniqueMember" id="c_BrokerQuotesValuationTechniqueMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="YieldAnalysisValuationTechniqueMember" id="c_YieldAnalysisValuationTechniqueMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ThirdPartyValuationValuationTechniqueMember" id="c_ThirdPartyValuationValuationTechniqueMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ExternalModelValuationTechniqueMember" id="c_ExternalModelValuationTechniqueMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ConsensusPricingValuationTechniqueMember" id="c_ConsensusPricingValuationTechniqueMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ComparablesAnalysisValuationTechniqueMember" id="c_ComparablesAnalysisValuationTechniqueMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FairValueInputsInterestRate" id="c_FairValueInputsInterestRate" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FairValueInputsPrice" id="c_FairValueInputsPrice" type="xbrli:decimalItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="FairValueInputsDiscountToPrice" id="c_FairValueInputsDiscountToPrice" type="xbrli:decimalItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="FairValueInputsPriceToBookRatio" id="c_FairValueInputsPriceToBookRatio" type="xbrli:pureItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FairValueInputsCostOfCapital" id="c_FairValueInputsCostOfCapital" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FairValueInputsAdjustedYield" id="c_FairValueInputsAdjustedYield" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FairValueInputsBidOffer" id="c_FairValueInputsBidOffer" type="num:perShareItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="FairValueInputsRateOfInflation" id="c_FairValueInputsRateOfInflation" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FairValueInputsConstantDefaultRate" id="c_FairValueInputsConstantDefaultRate" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FairValueInputsRecoveryRate" id="c_FairValueInputsRecoveryRate" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FairValueInputsWeightedAverageLife" id="c_FairValueInputsWeightedAverageLife" type="xbrli:decimalItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FairValueInputsFundNetAssetValue" id="c_FairValueInputsFundNetAssetValue" type="xbrli:decimalItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="FairValueInputsPrepaymentPeriod" id="c_FairValueInputsPrepaymentPeriod" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FutureEvolutionOfNAV" id="c_FutureEvolutionOfNAV" type="xbrli:decimalItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FairValueInputsUnderlyingPrice" id="c_FairValueInputsUnderlyingPrice" type="xbrli:decimalItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="FairValueInputsIRBasis" id="c_FairValueInputsIRBasis" type="xbrli:decimalItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="FairValueInputsCreditCorrelation" id="c_FairValueInputsCreditCorrelation" type="xbrli:decimalItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FairValueInputsForeignExchangeVolatility" id="c_FairValueInputsForeignExchangeVolatility" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FairValueInputsInterestRateForeignExchangeCorrelation" id="c_FairValueInputsInterestRateForeignExchangeCorrelation" type="xbrli:decimalItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FairValueInputsInterestRateCorrelation" id="c_FairValueInputsInterestRateCorrelation" type="xbrli:decimalItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FairValueInputsInterestRateVolatility" id="c_FairValueInputsInterestRateVolatility" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FairValueInputsInterestRateVolatilitySkew" id="c_FairValueInputsInterestRateVolatilitySkew" type="xbrli:decimalItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FairValueInputsMeanReversion" id="c_FairValueInputsMeanReversion" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FairValueInputsForeignExchangeCreditCorrelation" id="c_FairValueInputsForeignExchangeCreditCorrelation" type="xbrli:decimalItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FairValueInputsEquityVolatility" id="c_FairValueInputsEquityVolatility" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FairValueInputsCreditSpreadVolatility" id="c_FairValueInputsCreditSpreadVolatility" type="xbrli:decimalItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FairValueInputsEquityForward" id="c_FairValueInputsEquityForward" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FairValueInputsEquityCorrelation" id="c_FairValueInputsEquityCorrelation" type="xbrli:decimalItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FairValueInputsEquityForeignExchangeCorrelation" id="c_FairValueInputsEquityForeignExchangeCorrelation" type="xbrli:decimalItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FairValueInputsYieldVolatility" id="c_FairValueInputsYieldVolatility" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FairValueInputsCommodityCorrelation" id="c_FairValueInputsCommodityCorrelation" type="xbrli:decimalItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FairValueInputsCommodityVolatility" id="c_FairValueInputsCommodityVolatility" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FairValueInputsForwardPrice" id="c_FairValueInputsForwardPrice" type="xbrli:decimalItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FairValueInputsCreditSpread" id="c_FairValueInputsCreditSpread" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FairValueInputsInventoryPoints" id="c_FairValueInputsInventoryPoints" type="xbrli:decimalItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FairValueInputsUpfrontPoints" id="c_FairValueInputsUpfrontPoints" type="xbrli:decimalItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FairValueInputsUnderlyingReferenceAssetPrice" id="c_FairValueInputsUnderlyingReferenceAssetPrice" type="xbrli:decimalItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FairValueInputsConsensusPrice" id="c_FairValueInputsConsensusPrice" type="xbrli:decimalItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FairValueInputsAdjustmentFactor" id="c_FairValueInputsAdjustmentFactor" type="xbrli:decimalItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FairValueInputsRedemptionRate" id="c_FairValueInputsRedemptionRate" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FairValueInputsEquityInterestRateCorrelation" id="c_FairValueInputsEquityInterestRateCorrelation" type="xbrli:decimalItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FairValueInputsEquityCommodityCorrelation" id="c_FairValueInputsEquityCommodityCorrelation" type="xbrli:decimalItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FairValueInputsInterestRateBasisVolatility" id="c_FairValueInputsInterestRateBasisVolatility" type="xbrli:decimalItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FairValueInputsYield" id="c_FairValueInputsYield" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FairValueInputsAssetsLiabilitiesQuantitativeInformationLineItems" id="c_FairValueInputsAssetsLiabilitiesQuantitativeInformationLineItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NumberOfCommonStocksIssuedToConvertEquityUnits" id="c_NumberOfCommonStocksIssuedToConvertEquityUnits" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ClassOfWarrantOrRightWeightedAverageExercisePriceOfWarrantsOrRights" id="c_ClassOfWarrantOrRightWeightedAverageExercisePriceOfWarrantsOrRights" type="num:perShareItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="OtherComprehensiveIncomeReclassificationAdjustmentForSaleAndWriteDownOfSecuritiesIncludedInNetIncomeNetOfTaxPortionAttributableToParent" id="c_OtherComprehensiveIncomeReclassificationAdjustmentForSaleAndWriteDownOfSecuritiesIncludedInNetIncomeNetOfTaxPortionAttributableToParent" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="OtherComprehensiveIncomeImpactOfRealizedGainsFromSalesOfMinorityInvestmentsNetOfTaxPortionAttributableToParent" id="c_OtherComprehensiveIncomeImpactOfRealizedGainsFromSalesOfMinorityInvestmentsNetOfTaxPortionAttributableToParent" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="DeferredCompensationArrangementsAdditionalWaitingPeriodForDeferredCashAwards" id="c_DeferredCompensationArrangementsAdditionalWaitingPeriodForDeferredCashAwards" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="VariableInterestEntityCashflowsReceivedOnRetainedInterestAndOtherNetCashflows" id="c_VariableInterestEntityCashflowsReceivedOnRetainedInterestAndOtherNetCashflows" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="ParentCompanyAccumulatedOtherComprehensiveIncomeMember" id="c_ParentCompanyAccumulatedOtherComprehensiveIncomeMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="TradingAndInvestmentsSecuritiesMember" id="c_TradingAndInvestmentsSecuritiesMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LoansAndLeasesMember" id="c_LoansAndLeasesMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ShortTermAndLongTermDebtMember" id="c_ShortTermAndLongTermDebtMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="OneToFourFamilyResidentialMortgagesCommitmentMember" id="c_OneToFourFamilyResidentialMortgagesCommitmentMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="HousingDevelopmentFinanceCorporationLtdMember" id="c_HousingDevelopmentFinanceCorporationLtdMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ShanghaiPudongDevelopmentBankMember" id="c_ShanghaiPudongDevelopmentBankMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FairValueInputsAssetsAndLiabilitiesQuantitativeInformationTable" id="c_FairValueInputsAssetsAndLiabilitiesQuantitativeInformationTable" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LoansReceivableExcludingLeaseFinanceReceivablesMember" id="c_LoansReceivableExcludingLeaseFinanceReceivablesMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FairValueAdditionalDisclosuresAbstract" id="c_FairValueAdditionalDisclosuresAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NumberOfDebtSecurities" id="c_NumberOfDebtSecurities" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="DebtInstrumentPlannedRedemptionFaceAmount" id="c_DebtInstrumentPlannedRedemptionFaceAmount" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="DecreaseInNonMarketableEquitySecuritiesCarriedAtFairValue" id="c_DecreaseInNonMarketableEquitySecuritiesCarriedAtFairValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="EquityMethodInvestmentRealizedGainLossOnDisposalNetOfTax" id="c_EquityMethodInvestmentRealizedGainLossOnDisposalNetOfTax" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="EquityMethodInvestmentAdditionalOwnershipPercentage" id="c_EquityMethodInvestmentAdditionalOwnershipPercentage" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PercentageOfDifferenceInBusinessValuations" id="c_PercentageOfDifferenceInBusinessValuations" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="MinimumPercentageOfDifferenceInJVTotalValueEvaluatedByTwoJVPartners" id="c_MinimumPercentageOfDifferenceInJVTotalValueEvaluatedByTwoJVPartners" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="FinancingReceivableModificationsNumberOfPaymentsMinimum" id="c_FinancingReceivableModificationsNumberOfPaymentsMinimum" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FinancingReceivableModificationsDuringThePeriodNumberOfContracts" id="c_FinancingReceivableModificationsDuringThePeriodNumberOfContracts" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FinancingReceivableModificationsDuringThePeriodPreModificationRecordedInvestment" id="c_FinancingReceivableModificationsDuringThePeriodPreModificationRecordedInvestment" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="FinancingReceivableModificationsDuringThePeriodPostModificationRecordedInvestment" id="c_FinancingReceivableModificationsDuringThePeriodPostModificationRecordedInvestment" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="FinancingReceivableModificationsDuringThePeriodPostModificationRecordedInvestmentForBorrowersGoneThroughChapter7Bankruptcy" id="c_FinancingReceivableModificationsDuringThePeriodPostModificationRecordedInvestmentForBorrowersGoneThroughChapter7Bankruptcy" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="OutstandingOwnershipPercentageAvailableForPurchaseToCoVenturerOnThirdAnniversaryFromClosureOfJointVenture" id="c_OutstandingOwnershipPercentageAvailableForPurchaseToCoVenturerOnThirdAnniversaryFromClosureOfJointVenture" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="OutstandingOwnershipPercentageAvailableForPurchaseToCoVenturerOnFourthAnniversaryFromClosureOfJointVenture" id="c_OutstandingOwnershipPercentageAvailableForPurchaseToCoVenturerOnFourthAnniversaryFromClosureOfJointVenture" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="AvailableForSaleSecuritiesTranferredFromHeldToMaturitySoldDuringThePeriodCarryingValue" id="c_AvailableForSaleSecuritiesTranferredFromHeldToMaturitySoldDuringThePeriodCarryingValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="AvailableForSaleSecuritiesTranferredFromHeldToMaturityDuringThePeriodCarryingValue" id="c_AvailableForSaleSecuritiesTranferredFromHeldToMaturityDuringThePeriodCarryingValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="PercentageOfOwnershipSold" id="c_PercentageOfOwnershipSold" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="InterbankOfferedRatesRelatedLitigationAndOtherMattersMember" id="c_InterbankOfferedRatesRelatedLitigationAndOtherMattersMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="InvestmentInCollateralizedDebtObligations" id="c_InvestmentInCollateralizedDebtObligations" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="LossContingencyNumberOfCollateralizedDebtObligations" id="c_LossContingencyNumberOfCollateralizedDebtObligations" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NumberOfFailedBanks" id="c_NumberOfFailedBanks" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="RebateToMerchantsParticipatingInClassSettlement" id="c_RebateToMerchantsParticipatingInClassSettlement" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PeriodOfCollectingInterchangeFees" id="c_PeriodOfCollectingInterchangeFees" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ComprehensiveIncomeLossAbstract" id="c_ComprehensiveIncomeLossAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CreditDerivativesNumberOfRatingAgencies" id="c_CreditDerivativesNumberOfRatingAgencies" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="AccountingStandardsUpdate201026Member" id="c_AccountingStandardsUpdate201026Member" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DerivativeCollateralObligationToReturnCashPortionToBeSegregated" id="c_DerivativeCollateralObligationToReturnCashPortionToBeSegregated" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="DefinedBenefitPlanWeightedAverageAssetAllocations1" id="c_DefinedBenefitPlanWeightedAverageAssetAllocations1" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="OtherComprehensiveIncomeMinimumPensionLiabilityNetAdjustmentTax1" id="c_OtherComprehensiveIncomeMinimumPensionLiabilityNetAdjustmentTax1" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="TrustPreferredSecuritiesCarryingValue" id="c_TrustPreferredSecuritiesCarryingValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="AccumulatedOtherComprehensiveIncomeLossPreTax" id="c_AccumulatedOtherComprehensiveIncomeLossPreTax" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="AccumulatedOtherComprehensiveIncomeLossTaxPortion" id="c_AccumulatedOtherComprehensiveIncomeLossTaxPortion" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="ScheduleOfBeforeAndAfterTaxChangesInAccumulatedOtherComprehensiveIncomeLossTableTextBlock" id="c_ScheduleOfBeforeAndAfterTaxChangesInAccumulatedOtherComprehensiveIncomeLossTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="EquityMethodInvestmentOtherThanTemporaryImpairmentNetOfTax" id="c_EquityMethodInvestmentOtherThanTemporaryImpairmentNetOfTax" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="NumberOfMediumTermEuroNotesIssued" id="c_NumberOfMediumTermEuroNotesIssued" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LossContingencyClaimsNumberDecidedAtHighCourt" id="c_LossContingencyClaimsNumberDecidedAtHighCourt" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LossContingencyFavorableDecisionsInHighCourt" id="c_LossContingencyFavorableDecisionsInHighCourt" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NumberOfDecisionsAwardedByHighCourtToPlaintiffForDamages" id="c_NumberOfDecisionsAwardedByHighCourtToPlaintiffForDamages" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LossContingencyClaimsNumberAppealedAtHighCourt" id="c_LossContingencyClaimsNumberAppealedAtHighCourt" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LossContingencyAdditionalDamagesAwarded" id="c_LossContingencyAdditionalDamagesAwarded" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="FinancingReceivableRecordedInvestmentNonaccrualStatusResultedFromNewGuidanceIssuance" id="c_FinancingReceivableRecordedInvestmentNonaccrualStatusResultedFromNewGuidanceIssuance" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="FinancingReceivableRecordedInvestmentCurrentNonaccrualStatusResultedFromNewGuidanceIssuance" id="c_FinancingReceivableRecordedInvestmentCurrentNonaccrualStatusResultedFromNewGuidanceIssuance" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="FinancingReceivableRecordedInvestmentClassifiedToTroubledDebtRestructuringsResultedFromNewGuidanceIssuance" id="c_FinancingReceivableRecordedInvestmentClassifiedToTroubledDebtRestructuringsResultedFromNewGuidanceIssuance" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="AccumulatedOtherComprehensiveIncomeLossOtherThanTemporaryImpairmentNotCreditLossHeldtomaturitySecurities" id="c_AccumulatedOtherComprehensiveIncomeLossOtherThanTemporaryImpairmentNotCreditLossHeldtomaturitySecurities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="PercentageOfOwnershipInterestInInvestmentWhichRecordedWithinMarketableEquitySecuritiesAvailableForSale" id="c_PercentageOfOwnershipInterestInInvestmentWhichRecordedWithinMarketableEquitySecuritiesAvailableForSale" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="TotalValueOfTheJointVentureInWhichTheEntityInvestedIn" id="c_TotalValueOfTheJointVentureInWhichTheEntityInvestedIn" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="EquityMethodInvestmentAgreedSellingPrice" id="c_EquityMethodInvestmentAgreedSellingPrice" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="DepositTransferredToBuyerOfTheInvestmentAtNoPremium" id="c_DepositTransferredToBuyerOfTheInvestmentAtNoPremium" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="AvailableForSaleSecuritiesTranferredFromHeldToMaturityDuringThePeriodOtherThanTemporaryImpairmentLosses" id="c_AvailableForSaleSecuritiesTranferredFromHeldToMaturityDuringThePeriodOtherThanTemporaryImpairmentLosses" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="DeliquentLoans30To59DaysMember" id="c_DeliquentLoans30To59DaysMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DeliquentLoans60To90DaysMember" id="c_DeliquentLoans60To90DaysMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DeliquentLoansMoreThan91DaysMember" id="c_DeliquentLoansMoreThan91DaysMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NumberOfSeriesOfTrustPreferredSecuritiesRedeemed" id="c_NumberOfSeriesOfTrustPreferredSecuritiesRedeemed" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ImpairedFinancingReceivableRecordedInvestmentPreviouslyMeasuredUnderASC450" id="c_ImpairedFinancingReceivableRecordedInvestmentPreviouslyMeasuredUnderASC450" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="ImpairedFinancingReceivableRelatedAllowancePreviouslyMeasuredUnderASC450" id="c_ImpairedFinancingReceivableRelatedAllowancePreviouslyMeasuredUnderASC450" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="AvailableForSaleSecuritiesTransferredFromHeldToMaturitySecuritiesAbstract" id="c_AvailableForSaleSecuritiesTransferredFromHeldToMaturitySecuritiesAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="AvailableForSaleSecuritiesTranferredFromHeldToMaturitySoldDuringThePeriodRealizedGainLoss" id="c_AvailableForSaleSecuritiesTranferredFromHeldToMaturitySoldDuringThePeriodRealizedGainLoss" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="ShortTermBorrowingsIncludingRecourseToCreditOfEntity" id="c_ShortTermBorrowingsIncludingRecourseToCreditOfEntity" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="LongTermDebtIncludingRecourseToCreditOfEntity" id="c_LongTermDebtIncludingRecourseToCreditOfEntity" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="OtherLiabilitiesIncludingRecourseToCreditOfEntity" id="c_OtherLiabilitiesIncludingRecourseToCreditOfEntity" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="CreditDerivativeAggregateCashObligationsAndCollateralRequirements" id="c_CreditDerivativeAggregateCashObligationsAndCollateralRequirements" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="TroubledDebtRestructuringsResultedFromNewGuidanceIssuance" id="c_TroubledDebtRestructuringsResultedFromNewGuidanceIssuance" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="LoansHeldForSaleChangesInFairValueDisclosure" id="c_LoansHeldForSaleChangesInFairValueDisclosure" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="RealEstateOwnedChangesInFairValueDisclosure" id="c_RealEstateOwnedChangesInFairValueDisclosure" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="LoansChangesInFairValueDisclosure" id="c_LoansChangesInFairValueDisclosure" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="OtherAssetsChangesInFairValueDisclosure" id="c_OtherAssetsChangesInFairValueDisclosure" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="FairValueGainLossRecognizedInEarnings" id="c_FairValueGainLossRecognizedInEarnings" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="LoanHeldForSaleMember" id="c_LoanHeldForSaleMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LoanHeldForInvestmentMember" id="c_LoanHeldForInvestmentMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="OtherRealEstateOwnedMember" id="c_OtherRealEstateOwnedMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FairValueMeasurementWithUnobservableInputsLiabilitiesTransferredToLevelTwoFromLevelThree" id="c_FairValueMeasurementWithUnobservableInputsLiabilitiesTransferredToLevelTwoFromLevelThree" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="NumberOfPutativeClassActionsStayedAgainstEntity" id="c_NumberOfPutativeClassActionsStayedAgainstEntity" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FairValueAssetsAndLiabilitiesMeasuredOnNonrecurringFairValueChangesIncludingInEarningsAbstract" id="c_FairValueAssetsAndLiabilitiesMeasuredOnNonrecurringFairValueChangesIncludingInEarningsAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LoansReceivablesWhoseCarryingAmountBasedOnFairValueOfCollateralFairValueDisclosure" id="c_LoansReceivablesWhoseCarryingAmountBasedOnFairValueOfCollateralFairValueDisclosure" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="OtherAssetsInvestmentsFairValueDisclosure" id="c_OtherAssetsInvestmentsFairValueDisclosure" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
</xsd:schema>
