Exhibit 21

Subsidiaries of the Registrant

			State or
		Percent	Other Jurisdiction
Parent Company	Subsidiary	Owned	of Incorporation
WSFS Financial Corporation	Wilmington Savings Fund Society, Federal  Savings Bank	100%	United States
	WSFS Capital Trust, III	100%	Delaware
	Montchanin Capital Management, Inc.	100%	Delaware
Wilmington Savings Fund	WSFS Investment Group, Inc.	100%	Delaware
Society, Federal	257 Olde City LLC	100%	Delaware
Savings Bank	REPA Holdings, LLC	100%	Delaware
	Crocus Investments, LLC	100%	Delaware
	Leander Investments, LLC	100%	Delaware
	MAREO Holdings I, LLC	100%	Delaware
	MAREO Holdings II, LLC	100%	Delaware
	Monarch Entity Services, LLC	100%	Delaware
Montchanin Capital	Cypress Capital Management, LLC	100%	Delaware
Management, Inc.