-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, KHuHJkdn/e4YhON8KUV1R7Y51ny1mYaaOxILkc+sIV5d2piBqLq+0zjoRcF6oVAW lO10QOIXTnKT6UQTKfASyw== 0000908662-06-000079.txt : 20060215 0000908662-06-000079.hdr.sgml : 20060215 20060214174908 ACCESSION NUMBER: 0000908662-06-000079 CONFORMED SUBMISSION TYPE: SC 13G/A PUBLIC DOCUMENT COUNT: 1 FILED AS OF DATE: 20060215 DATE AS OF CHANGE: 20060214 SUBJECT COMPANY: COMPANY DATA: COMPANY CONFORMED NAME: MICROFINANCIAL INC CENTRAL INDEX KEY: 0000827230 STANDARD INDUSTRIAL CLASSIFICATION: MISCELLANEOUS BUSINESS CREDIT INSTITUTION [6159] IRS NUMBER: 042962824 STATE OF INCORPORATION: MA FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: SC 13G/A SEC ACT: 1934 Act SEC FILE NUMBER: 005-58187 FILM NUMBER: 06618056 BUSINESS ADDRESS: STREET 1: 10 M COMMERCE WAY CITY: WOBURN STATE: MA ZIP: 01801 BUSINESS PHONE: 7819944800 MAIL ADDRESS: STREET 1: 10 M COMMERCE WAY CITY: WOBURN STATE: MA ZIP: 01801 FORMER COMPANY: FORMER CONFORMED NAME: BOYLE LEASING TECHNOLOGIES INC DATE OF NAME CHANGE: 19980605 FILED BY: COMPANY DATA: COMPANY CONFORMED NAME: HARDER TORRENCE C CENTRAL INDEX KEY: 0001104451 STATE OF INCORPORATION: MA FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: SC 13G/A BUSINESS ADDRESS: STREET 1: 10-M COMMERCE WAY STREET 2: SAME AS ABOVE CITY: WOBURN STATE: MA ZIP: 33431 BUSINESS PHONE: 7818900177 FORMER COMPANY: FORMER CONFORMED NAME: HARDER TERRENCE C DATE OF NAME CHANGE: 20000128 SC 13G/A 1 sc_13ga-harder.htm SCHEDULE 13G/A - MICROFINANCIAL (T. HARDER)

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

 

SCHEDULE 13G/A

 

Under the Securities Exchange Act of 1934

(Amendment No. 6)

 

MicroFinancial Incorporated

(Name of Issuer)

 

Common Stock

(Title of Class of Securities)

 

595072 1 09

(CUSIP Number)

 

December 31, 2005

(Date of Event Which Requires Filing of this Statement)

 

Check the appropriate box to designate the rule pursuant to which this Schedule is filed:

 

 

[_]

Rule 13d-1(b)

 

 

[_]

Rule 13d-1(c)

 

 

x

Rule 13d-1(d)

 

*    The remainder of this cover page shall be filled out for a reporting person's initial filing on this form with respect to the subject class of securities, and for any subsequent amendment containing information which would alter disclosures provided in a prior cover page.

 

The information required on the remainder of this cover page shall not be deemed to be ‘filed’ for the purpose of Section 18 of the Securities Exchange Act of 1934 (the ‘Act’) or otherwise subject to the liabilities of that section of the Act, but shall be subject to all other provisions of the Act (however, see the Notes).

 

 

 


CUSIP No. 595072 1 09

13G

Page 2 of 5 Pages

 

 

 

1.

NAME OF REPORTING PERSONS/I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (ENTITIES ONLY)

 

Torrence C. Harder  

 

2.

CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (SEE INSTRUCTIONS)

(a) [_] (b) [_]

 

Not Applicable.

   

3.

SEC USE ONLY

 

4.

CITIZENSHIP OR PLACE OF ORGANIZATION

 

United States of America.  

 

NUMBER OF

5.

SOLE VOTING POWER

 

 

 

SHARES

 

1,497,740

 

 

 

BENEFICIALLY

6.

SHARED VOTING POWER

 

 

 

OWNED BY

 

276,045

 

 

 

EACH

7.

SOLE DISPOSITIVE POWER

 

 

 

REPORTING

 

1,497,740

 

 

 

PERSON

8.

SHARED DISPOSITIVE POWER

 

 

 

WITH

 

276,045

 

9.

AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON

 

1,773,785

 

10.           CHECK IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES [-] (SEE INSTRUCTIONS)

 

Not Applicable.  

 

11.

PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9)

 

Approximately 12.77% (1)  

 

12.

TYPE OF REPORTING PERSON (SEE INSTRUCTIONS)

 

IN  

 

(1)       Based on 13,713,899 shares of MicroFinancial Incorporated's Common Stock outstanding as of the report filed on Form 10-Q on November 14, 2005

 

 


CUSIP No. 595072 1 09

13G

Page 3 of 5 Pages

 

 

Item 1(a).

Name of Issuer:

 

MicroFinancial Incorporated

 

Item 1(b).

Address of Issuer's Principal Executive Offices:

 

10-M Commerce Way, Woburn, MA 01801

 

Item 2(a).

Name of Person Filing:

 

Torrence C. Harder

 

Item 2(b).

Address of Principal Business Office, or if None, Residence:

 

10-M Commerce Way, Woburn, MA 01801

 

Item 2(c).

Citizenship:

 

United States of America

 

Item 2(d).

Title of Class of Securities:

 

Common Stock

 

Item 2(e).

CUSIP Number:

 

595072 1 09

 

Item 3.

If this Statement is filed pursuant to Rule 13d-1(b), or 13d-2(b) or (c), check whether the person filing is a:

 

(a)

[_]

Broker or dealer registered under Section 15 of the Exchange Act.

 

 

 

(b)

[_]

Bank as defined in Section 3(a)(6) of the Exchange Act.

 

 

 

(c)

[_]

Insurance company as defined in Section 3(a)(19) of the Exchange Act.

 

 

 

(d)

[_]

Investment company registered under Section 8 of the Investment Company Act.

 

 

 

(e)

[_]

An investment adviser in accordance with Rule 13d-1(b)(1)(ii)(E);

 

 

 

(f)

[_]

An employee benefit plan or endowment fund in accordance with Rule 13d-1(b)(1)(ii)(F).

 

 

 

(g)

[_]

A parent holding company or control person in accordance with Rule 13d-1(b)(1)(ii)(G).

 

 

 

(h)

[_]

A savings association as defined in Section 3(b) of the Federal Deposit Insurance Act.

 

 

 

(i)

[_]

A church plan that is excluded from the definition of an investment company under Section 3(c)(14) of the Investment Company Act.

 

 

 

(j)

[_]

Group, in accordance with Rule 13d-1(b)(1)(ii)(J).

 

Not Applicable.

 

 


CUSIP No. 595072 1 09

13G

Page 4 of 5 Pages

 

 

Item 4.  Ownership.

 

(a)

Amount beneficially owned:

1,773,785

 

Of such 1,773,785 shares of Common Stock (i) the reporting person is the direct beneficial owner of 1,134,840 shares of Common Stock and 178,500 shares of Common Stock issuable upon the exercise of options which will have vested by February 28, 2006; (ii) the reporting person is the indirect beneficial owner of 92,200 shares of Common Stock directly beneficially owned by the Lauren Elizabeth Harder Trust, of which the reporting person's daughter, Lauren Elizabeth Harder, is the sole beneficiary and over which shares the reporting person retains sole voting and investment power as the sole trustee of such Trust; (iii) the reporting person is the indirect beneficial owner of 92,200 shares of Common Stock directly beneficially owned by the Ashley Jane Harder Trust, of which the reporting person's daughter, Ashley Jane Harder, is the sole beneficiary and over which shares the reporting person retains sole voting and investment power as the sole trustee of such Trust; and (iv) the reporting person is the indirect beneficial owner of 276,045 shares of Common Stock directly beneficially owned by Entrepreneurial Ventures, Inc. (‘EVI’) and over which shares the reporting person retains shared voting and investment power through his ownership in, and position as President and Director of, EVI.

 

(b)

Percent of class:

Approximately 12.77% (2)

 

(c)

Number of shares as to which such person has:

 

(i)

Sole power to vote or to direct the vote:

1,497,740

 

 

 

(ii)

Shared power to vote or to direct the vote:

276,045

 

 

 

(iii)

Sole power to dispose or to direct the disposition of:

1,497,740

 

 

 

(iv)

Shared power to dispose or to direct the disposition of:

276,045

 

Item 5.

Ownership of Five Percent or Less of a Class.

 

Not Applicable.  

 

Item 6.

Ownership of More Than Five Percent on Behalf of Another Person.

 

Not Applicable.  

 

Item 7.

Identification and Classification of the Subsidiary Which Acquired the Security Being Reported on by the Parent Holding Company.

 

Not Applicable.  

 

Item 8.

Identification and Classification of Members of the Group.

 

Not Applicable.  

 

Item 9.

Notice of Dissolution of Group.

 

Not Applicable.

 

Item 10.

Certifications.

 

Not Applicable.  

 

(2)           Based on 13,713,899 shares of MicroFinancial Incorporated's Common Stock outstanding as of the report filed on Form 10-Q on November 14, 2005

 

 


CUSIP No. 595072 1 09

13G

Page 5 of 5 Pages

 

 

SIGNATURE

 

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

 

____February 10, 2006____________

(Date)

 

 

____/s/ Torrence C. Harder_____

(Signature)

 

 

Torrence C. Harder

(Name/Title)

 

Attention. Intentional misstatements or omissions of fact constitute federal criminal violations (see 18 U.S.C. 1001).

 

 

 

 

 

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