0001144204-15-023955.txt : 20150421 0001144204-15-023955.hdr.sgml : 20150421 20150421093506 ACCESSION NUMBER: 0001144204-15-023955 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20150331 FILED AS OF DATE: 20150421 DATE AS OF CHANGE: 20150421 EFFECTIVENESS DATE: 20150421 FILER: COMPANY DATA: COMPANY CONFORMED NAME: ORRSTOWN FINANCIAL SERVICES INC CENTRAL INDEX KEY: 0000826154 STANDARD INDUSTRIAL CLASSIFICATION: STATE COMMERCIAL BANKS [6022] IRS NUMBER: 232530374 STATE OF INCORPORATION: PA FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-13107 FILM NUMBER: 15782261 BUSINESS ADDRESS: STREET 1: 77 E KING STREET STREET 2: P O BOX 250 CITY: SHIPPENSBURG STATE: PA ZIP: 17257 BUSINESS PHONE: 7175326114 MAIL ADDRESS: STREET 1: 77 EAST KING STREET CITY: SHIPPENSBURG STATE: PA ZIP: 17257 13F-HR 1 primary_doc.xml 13F-HR LIVE false false false 0000826154 XXXXXXXX 03-31-2015 03-31-2015 false ORRSTOWN FINANCIAL SERVICES INC

77 East King Street Shippensburg PA 17257

13F HOLDINGS REPORT 028-13107 N Howard Pulker 717-530-2655 /s/ Howard Pulker Shippensburg PA 04-20-2015 0 207 92942 INFORMATION TABLE 2 infotable.xml ACCENTURE PLC IRELAND SHS CLASS A FOREIGN EQUITY / LARGE CAP G1151C101 75 800 SH SOLE 800 0 0 EATON CORP PLC SHS EQUITY / LARGE CAP G29183103 1213 17858 SH SOLE 17858 0 0 EATON CORP PLC SHS EQUITY / LARGE CAP G29183103 22 322 SH DFND 322 0 0 MEDTRONIC PLC SHS FOREIGN EQUITIES G5960L103 1131 14506 SH SOLE 14506 0 0 ROYAL CARIBBEAN CRUISES LTD COM EQUITY / MID CAP V7780T103 529 6466 SH SOLE 6466 0 0 ACNB CORP COM EQUITY / SMALL CAP 000868109 4 220 SH SOLE 220 0 0 AT&T INC COM EQUITY / LARGE CAP 00206R102 549 16830 SH SOLE 16830 0 0 AT&T INC COM EQUITY / LARGE CAP 00206R102 42 1300 SH DFND 1300 0 0 ABBOTT LABS COM EQUITY / LARGE CAP 002824100 35 755 SH SOLE 755 0 0 ADAMS RES & ENERGY INC COM NEW EQUITY / SMALL CAP 006351308 34 500 SH SOLE 500 0 0 AETNA INC NEW COM EQUITY / LARGE CAP 00817Y108 803 7536 SH SOLE 7536 0 0 ALLSTATE CORP COM EQUITY / LARGE CAP 020002101 718 10082 SH SOLE 10082 0 0 ALTRIA GROUP INC COM EQUITY / LARGE CAP 02209S103 22 444 SH SOLE 444 0 0 AMERICAN EXPRESS CO COM EQUITY / LARGE CAP 025816109 1157 14812 SH SOLE 14812 0 0 AMERICAN EXPRESS CO COM EQUITY / LARGE CAP 025816109 23 299 SH DFND 299 0 0 AMERISOURCEBERGEN CORP COM EQUITY / LARGE CAP 03073E105 1812 15945 SH SOLE 15945 0 0 AMERISOURCEBERGEN CORP COM EQUITY / LARGE CAP 03073E105 41 359 SH DFND 359 0 0 ANNALY MTG MGMT INC COM EQUITY / LARGE CAP 035710409 8 750 SH SOLE 750 0 0 APPLE INC COM EQUITY / LARGE CAP 037833100 2257 18141 SH SOLE 18141 0 0 ARCHER DANIELS MIDLAND CO COM EQUITY / LARGE CAP 039483102 915 19303 SH SOLE 19303 0 0 ARMOUR RESIDENTIAL REIT INC COM EQUITY / SMALL CAP 042315101 6 2000 SH SOLE 2000 0 0 AUTOMATIC DATA PROCESSING INCOM EQUITY / LARGE CAP 053015103 17 200 SH SOLE 200 0 0 BB&T CORP COM EQUITY / LARGE CAP 054937107 27 700 SH SOLE 700 0 0 BP AMOCO P L C SPONSORED ADR EQUITY / LARGE CAP 055622104 5 132 SH SOLE 132 0 0 BAXTER INTL INC COM EQUITY / LARGE CAP 071813109 703 10265 SH SOLE 10265 0 0 BEISTLE COMPANY EQUITY / SMALL CAP 072001993 1788 2224 SH SOLE 2224 0 0 BERKSHIRE HATHAWAY INC DEL CL B NEW EQUITY / LARGE CAP 084670702 22 150 SH SOLE 150 0 0 BRISTOL MYERS SQUIBB CO COM EQUITY / LARGE CAP 110122108 77 1200 SH SOLE 1200 0 0 BUFFALO WILD WINGS INC COM EQUITY / MID CAP 119848109 61 334 SH SOLE 334 0 0 CDK GLOBAL INC COM EQUITY / MID CAP 12508E101 3 66 SH SOLE 66 0 0 CSX CORP COM EQUITY / LARGE CAP 126408103 953 28781 SH SOLE 28781 0 0 CSX CORP COM EQUITY / LARGE CAP 126408103 15 464 SH DFND 464 0 0 CVS CORP COM EQUITY / LARGE CAP 126650100 354 3426 SH SOLE 3426 0 0 CYS INVTS INC COM EQUITY / SMALL CAP 12673A108 9 1000 SH SOLE 1000 0 0 CAMPBELL SOUP EQUITY / LARGE CAP 134429109 5 100 SH SOLE 100 0 0 CAPSTEAD MTG CORP COM NO PAR EQUITY / SMALL CAP 14067E506 6 500 SH SOLE 500 0 0 CARLISLE COS INC COM EQUITY / MID CAP 142339100 296 3200 SH SOLE 3200 0 0 CATERPILLAR INC DEL COM EQUITY / LARGE CAP 149123101 46 576 SH SOLE 576 0 0 CHESAPEAKE ENERGY CORP COM EQUITY / LARGE CAP 165167107 34 2410 SH SOLE 2410 0 0 CHEVRON CORP NEW COM EQUITY / LARGE CAP 166764100 1316 12532 SH SOLE 12532 0 0 CHEVRON CORP NEW COM EQUITY / LARGE CAP 166764100 5 50 SH DFND 50 0 0 CHIMERA INVT CORP COM EQUITY / MID CAP 16934Q109 18 5750 SH SOLE 5750 0 0 CHIPOTLE MEXICAN GRILL INC CL A EQUITY / MID CAP 169656105 928 1427 SH SOLE 1427 0 0 CHURCH & DWIGHT INC COM EQUITY / MID CAP 171340102 697 8160 SH SOLE 8160 0 0 CLEAN ENERGY FUELS CORP COM EQUITY / SMALL CAP 184499101 14 2580 SH SOLE 2580 0 0 COCA COLA CO COM EQUITY / LARGE CAP 191216100 81 2000 SH SOLE 2000 0 0 COGNIZANT TECHNOLOGY SOLUTIOCL A EQUITY / LARGE CAP 192446102 1659 26588 SH SOLE 26588 0 0 COLGATE PALMOLIVE CO COM EQUITY / LARGE CAP 194162103 416 6000 SH SOLE 6000 0 0 COMCAST CORP NEW CL A EQUITY / LARGE CAP 20030N101 108 1904 SH SOLE 1904 0 0 CONSOLIDATED EDISON INC COM EQUITY / LARGE CAP 209115104 52 850 SH SOLE 850 0 0 WALT DISNEY COMPANY HOLDING CO. EQUITY / LARGE CAP 254687106 1107 10551 SH SOLE 10551 0 0 DIRECTV EQUITY / LARGE CAP 25490A309 1418 16660 SH SOLE 16660 0 0 DOMINION RES INC VA NEW COM EQUITY / LARGE CAP 25746U109 64 900 SH SOLE 900 0 0 DOW CHEM CO COM EQUITY / LARGE CAP 260543103 714 14889 SH SOLE 14889 0 0 DU PONT E I DE NEMOURS & CO COM EQUITY / LARGE CAP 263534109 1355 18955 SH SOLE 18955 0 0 DU PONT E I DE NEMOURS & CO COM EQUITY / LARGE CAP 263534109 300 4200 SH DFND 4200 0 0 DUKE ENERGY CORP NEW COM NEW EQUITY / LARGE CAP 26441C204 64 833 SH SOLE 833 0 0 EMC CORPORATION EQUITY / LARGE CAP 268648102 61 2400 SH SOLE 2400 0 0 EMERSON ELEC CO COM EQUITY / LARGE CAP 291011104 838 14811 SH SOLE 14811 0 0 EMERSON ELEC CO COM EQUITY / LARGE CAP 291011104 6 100 SH DFND 100 0 0 EQUINIX INC COM PAR $0.001 US EQUITIES / ETF'S 29444U700 15 64 SH SOLE 64 0 0 ESSEX PPTY TR INC COM US EQUITIES / ETF'S 297178105 27 118 SH SOLE 118 0 0 EVERSOURCE ENERGY COM EQUITY / LARGE CAP 30040W108 5 102 SH SOLE 102 0 0 EXELON CORP COM EQUITY / LARGE CAP 30161N101 47 1400 SH SOLE 1400 0 0 EXXON MOBIL CORP COM EQUITY / LARGE CAP 30231G102 1672 19671 SH SOLE 19671 0 0 EXXON MOBIL CORP COM EQUITY / LARGE CAP 30231G102 4 50 SH DFND 50 0 0 FIRSTPLUS FINL GROUP INC COM US EQUITIES / ETF'S 33763B103 0 115 SH SOLE 115 0 0 FIRSTENERGY CORP COM EQUITY / LARGE CAP 337932107 4 100 SH SOLE 100 0 0 FONAR CORP EQUITY / SMALL CAP 344437405 1 80 SH SOLE 80 0 0 FORD MOTOR COMPANY COM NEW EQUITY / LARGE CAP 345370860 14 864 SH SOLE 864 0 0 FORTUNE BRANDS HOME & SEC INCOM EQUITY / MID CAP 34964C106 9 200 SH SOLE 200 0 0 FRANKLIN FINL SVCS CORP COM EQUITY / SMALL CAP 353525108 104 4439 SH SOLE 4439 0 0 FULTON FINL CORP PA COM EQUITY / MID CAP 360271100 175 14200 SH SOLE 14200 0 0 GENERAL ELEC CO COM EQUITY / LARGE CAP 369604103 886 35707 SH SOLE 35707 0 0 GENERAL MLS INC COM EQUITY / LARGE CAP 370334104 1540 27212 SH SOLE 27212 0 0 GENERAL MLS INC COM EQUITY / LARGE CAP 370334104 7 125 SH DFND 125 0 0 GOLDMAN SACHS GROUP INC COM EQUITY / LARGE CAP 38141G104 664 3532 SH SOLE 3532 0 0 GOOGLE INC CL A EQUITY / LARGE CAP 38259P508 1090 1965 SH SOLE 1965 0 0 GOOGLE INC CL C EQUITY / LARGE CAP 38259P706 178 325 SH SOLE 325 0 0 HALLIBURTON CO COM EQUITY / LARGE CAP 406216101 18 400 SH SOLE 400 0 0 HARTFORD FINL SVCS GROUP INCCOM US EQUITIES / ETF'S 416515104 598 14299 SH SOLE 14299 0 0 HERSHEY FOODS CORP COM EQUITY / LARGE CAP 427866108 98 970 SH SOLE 970 0 0 HEWLETT PACKARD CO COM EQUITY / LARGE CAP 428236103 62 2000 SH SOLE 2000 0 0 HOME DEPOT INC COM EQUITY / LARGE CAP 437076102 875 7698 SH SOLE 7698 0 0 HONEYWELL INTL INC COM EQUITY / LARGE CAP 438516106 1578 15124 SH SOLE 15124 0 0 HONEYWELL INTL INC COM EQUITY / LARGE CAP 438516106 10 100 SH DFND 100 0 0 IMATION CORP COM EQUITY / SMALL CAP 45245A107 0 20 SH SOLE 20 0 0 ING GROEP N V PERP DEBT SECS PREFERRED STOCK 456837202 10 400 SH SOLE 400 0 0 ING GROEP N V PERP DBT 6.125 PREFERRED STOCK 456837509 10 400 SH SOLE 400 0 0 INTEL CORP COM EQUITY / LARGE CAP 458140100 76 2439 SH SOLE 2439 0 0 INTERNATIONAL BUSINESS MACHSCOM EQUITY / LARGE CAP 459200101 48 300 SH SOLE 300 0 0 INTERNATIONAL FLAVORS&FRAGRACOM US EQUITIES / ETF'S 459506101 422 3597 SH SOLE 3597 0 0 ISHARES SILVER TRUST ISHARES US EQUITIES / ETF'S 46428Q109 3 200 SH SOLE 200 0 0 ISHARES INC MSCI AUSTRALIA FOREIGN ETFS 464286103 72 3150 SH SOLE 3150 0 0 ISHARES MSCI SINGAPORE ETF FOREIGN ETFS 464286673 90 7000 SH SOLE 7000 0 0 ISHARES MSCI EMERG MKT ETF FOREIGN ETFS 464287234 143 3568 SH SOLE 3568 0 0 ISHARES MSCI EAFE INDEX FOREIGN ETFS 464287465 441 6872 SH SOLE 6872 0 0 ISHARES TR RUSSELL MIDCAP US EQUITIES / ETF'S 464287499 77 443 SH SOLE 443 0 0 ISHARES BIO-TECHNOLOGY ETF EQUITY / MID CAP 464287556 41 118 SH SOLE 118 0 0 ISHARES RUSSELL 1000 LARGE CAP VALUE EQUITY / LARGE CAP 464287598 104 1009 SH SOLE 1009 0 0 ISHARES RUSSELL 1000 GROWTH ETF US EQUITIES / ETF'S 464287614 88 885 SH SOLE 885 0 0 ISHARES TR RUS 1000 ETF US EQUITIES / ETF'S 464287622 217 1872 SH SOLE 1872 0 0 ISHARES RUSSELL 2000 ETF US EQUITIES / ETF'S 464287655 116 931 SH SOLE 931 0 0 JPMORGAN CHASE & CO COM EQUITY / LARGE CAP 46625H100 897 14811 SH SOLE 14811 0 0 JOHNSON & JOHNSON COM EQUITY / LARGE CAP 478160104 1451 14419 SH SOLE 14419 0 0 JOHNSON CTLS INC COM EQUITY / LARGE CAP 478366107 1070 21221 SH SOLE 21221 0 0 KINDER MORGAN INC DEL COM EQUITY / LARGE CAP 49456B101 840 19981 SH SOLE 19981 0 0 KRAFT FOODS GROUP INC COM EQUITY / LARGE CAP 50076Q106 255 2930 SH SOLE 2930 0 0 LILLY ELI & CO COM EQUITY / LARGE CAP 532457108 93 1274 SH SOLE 1274 0 0 LOCKHEED MARTIN CORP COM EQUITY / LARGE CAP 539830109 584 2878 SH SOLE 2878 0 0 M & T BK CORP COM EQUITY / LARGE CAP 55261F104 668 5261 SH SOLE 5261 0 0 MARKET VECTORS ETF TR AGRIBUS ETF EQUITY / LARGE CAP 57060U605 43 800 SH SOLE 800 0 0 MCDONALDS CORP COM EQUITY / LARGE CAP 580135101 39 400 SH SOLE 400 0 0 MERRILL LYNCH PFD CAP TR V TOPRS 7.28% PREFERRED STOCK 59021K205 10 400 SH SOLE 400 0 0 MICROSOFT CORP COM EQUITY / LARGE CAP 594918104 1703 41889 SH SOLE 41889 0 0 MICROSOFT CORP COM EQUITY / LARGE CAP 594918104 8 200 SH DFND 200 0 0 MICROCHIP TECHNOLOGY INC COM US EQUITIES / ETF'S 595017104 921 18834 SH SOLE 18834 0 0 MIDDLEBY CORP COM EQUITY / MID CAP 596278101 594 5790 SH SOLE 5790 0 0 MONDELEZ INTL INC CL A EQUITY / LARGE CAP 609207105 335 9290 SH SOLE 9290 0 0 MONRO MUFFLER BRAKE INC COM EQUITY / SMALL CAP 610236101 41 636 SH SOLE 636 0 0 MORGAN STANLEY CAP TR III CAP SECS 6.25% PREFERRED STOCK 617460209 10 400 SH SOLE 400 0 0 NASDAQ OMX GROUP INC COM EQUITY / LARGE CAP 631103108 1465 28768 SH SOLE 28768 0 0 NASDAQ OMX GROUP INC COM EQUITY / LARGE CAP 631103108 25 489 SH DFND 489 0 0 NEXTERA ENERGY INC COM EQUITY / LARGE CAP 65339F101 57 552 SH SOLE 552 0 0 NURSECARE HEALTH CTR US EQUITIES / ETF'S 670576305 0 50 SH SOLE 50 0 0 NUSTAR ENERGY LP UNIT COM EQUITY / MID CAP 67058H102 11 173 SH SOLE 173 0 0 OLD DOMINION FGHT LINES INC COM EQUITY / MID CAP 679580100 502 6500 SH SOLE 6500 0 0 ORRSTOWN FINANCIAL SERVICES REINVESTED SHARES EQUITY / SMALL CAP 687OFS993 132 7791 SH SOLE 7791 0 0 ORRSTOWN FINL SVCS INC COM EQUITY / SMALL CAP 687380105 4411 258089 SH SOLE 258089 0 0 PNC FINANCIAL SERVICES GROUPCOM EQUITY / LARGE CAP 693475105 2362 25330 SH SOLE 25330 0 0 PNC FINANCIAL SERVICES GROUPCOM EQUITY / LARGE CAP 693475105 19 199 SH DFND 199 0 0 PPG INDS INC COM EQUITY / LARGE CAP 693506107 90 400 SH SOLE 400 0 0 P P & L RES INC COM EQUITY / LARGE CAP 69351T106 372 11052 SH SOLE 11052 0 0 PANDORA MEDIA INC COM EQUITY / MID CAP 698354107 24 1500 SH SOLE 1500 0 0 PENN NATL GAMING INC COM EQUITY / MID CAP 707569109 6 400 SH SOLE 400 0 0 PEPSICO INC COM EQUITY / LARGE CAP 713448108 1843 19273 SH SOLE 19273 0 0 PEPSICO INC COM EQUITY / LARGE CAP 713448108 10 100 SH DFND 100 0 0 PFIZER INC COM EQUITY / LARGE CAP 717081103 158 4550 SH SOLE 4550 0 0 PHILIP MORRIS INTL INC COM EQUITY / LARGE CAP 718172109 67 894 SH SOLE 894 0 0 PINNACLE WEST CAP CORP COM EQUITY / MID CAP 723484101 809 12690 SH SOLE 12690 0 0 POWERSHARES QQQ TR EQUITY / LARGE CAP 73935A104 327 3100 SH SOLE 3100 0 0 POWERSHARES ETF TRUST INTL DIV ACHV FOREIGN ETFS 73935X716 67 3831 SH SOLE 3831 0 0 PRAXAIR INC COM EQUITY / LARGE CAP 74005P104 50 418 SH SOLE 418 0 0 PROCTER & GAMBLE CO COM EQUITY / LARGE CAP 742718109 910 11104 SH SOLE 11104 0 0 PROCTER & GAMBLE CO COM EQUITY / LARGE CAP 742718109 16 195 SH DFND 195 0 0 PRUDENTIAL FINL INC COM EQUITY / LARGE CAP 744320102 1207 15026 SH SOLE 15026 0 0 PRUDENTIAL FINL INC COM EQUITY / LARGE CAP 744320102 18 219 SH DFND 219 0 0 PUBLIC SVC ENTERPRISE GROUP COM EQUITY / LARGE CAP 744573106 126 3000 SH SOLE 3000 0 0 QUALCOMM INC COM EQUITY / LARGE CAP 747525103 1289 18584 SH SOLE 18584 0 0 QUALCOMM INC COM EQUITY / LARGE CAP 747525103 27 391 SH DFND 391 0 0 RAVEN INDS INC COM EQUITY / SMALL CAP 754212108 57 2800 SH SOLE 2800 0 0 RAYTHEON CO COM NEW EQUITY / LARGE CAP 755111507 4 34 SH SOLE 34 0 0 REYNOLDS AMERICAN INC COM EQUITY / LARGE CAP 761713106 8 120 SH SOLE 120 0 0 ROCKWELL AUTOMATION INC COM EQUITY / LARGE CAP 773903109 58 502 SH SOLE 502 0 0 ROCKWELL COLLINS INC COM EQUITY / LARGE CAP 774341101 44 458 SH SOLE 458 0 0 SPDR S & P 500 INDEX ETF EQUITY / LARGE CAP 78462F103 587 2845 SH SOLE 2845 0 0 SPDR GOLD TRUST GOLD SHS EQUITY / LARGE CAP 78463V107 106 930 SH SOLE 930 0 0 SPDR S&P OIL & GAS EQUIPMENT& SVCS ETF EQUITY / MID CAP 78464A748 136 5400 SH SOLE 5400 0 0 SPDR SERIES TRUST S&P DIVID ETF US EQUITIES / ETF'S 78464A763 427 5457 SH SOLE 5457 0 0 SPDR DOW JONES INDL AVRG ETFUT SER 1 EQUITY / LARGE CAP 78467X109 1585 8925 SH SOLE 8925 0 0 SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP EQUITY / MID CAP 78467Y107 679 2450 SH SOLE 2450 0 0 SCHLUMBERGER LTD COM EQUITY / LARGE CAP 806857108 559 6703 SH SOLE 6703 0 0 SHERWIN WILLIAMS CO COM EQUITY / LARGE CAP 824348106 28 100 SH SOLE 100 0 0 SKYWORKS SOLUTIONS INC COM EQUITY / LARGE CAP 83088M102 2615 26604 SH SOLE 26604 0 0 SOUTHERN CO COM EQUITY / LARGE CAP 842587107 836 18884 SH SOLE 18884 0 0 SOUTHERN CO COM EQUITY / LARGE CAP 842587107 11 250 SH DFND 250 0 0 SPRINT CORP COM SER 1 EQUITY / LARGE CAP 85207U105 2 327 SH SOLE 327 0 0 STARBUCKS CORP COM EQUITY / LARGE CAP 855244109 632 6678 SH SOLE 6678 0 0 SUSQUEHANNA BANCSHARES INC PCOM EQUITY / MID CAP 869099101 348 25407 SH SOLE 25407 0 0 TJX COS INC NEW COM EQUITY / LARGE CAP 872540109 1367 19515 SH SOLE 19515 0 0 TJX COS INC NEW COM EQUITY / LARGE CAP 872540109 23 331 SH DFND 331 0 0 TEVA PHARMACEUTICAL INDUSTRIES LTD EQUITY / LARGE CAP 881624209 790 12690 SH SOLE 12690 0 0 3M CO COM EQUITY / LARGE CAP 88579Y101 1360 8243 SH SOLE 8243 0 0 3M CO COM EQUITY / LARGE CAP 88579Y101 17 102 SH DFND 102 0 0 TRANSCANADA CORP COM FOREIGN EQUITY / LARGE CAP 89353D107 363 8487 SH SOLE 8487 0 0 TRAVELERS COS INC EQUITY / LARGE CAP 89417E109 1521 14064 SH SOLE 14064 0 0 TRAVELERS COS INC EQUITY / LARGE CAP 89417E109 20 189 SH DFND 189 0 0 TRUMP HOTELS & CASIN EQUITY / LARGE CAP 898168109 0 60 SH SOLE 60 0 0 TWITTER INC COM EQUITY / LARGE CAP 90184L102 5 100 SH SOLE 100 0 0 UNILEVER PLC SPON ADR NEW EQUITY / LARGE CAP 904767704 1158 27766 SH SOLE 27766 0 0 UNILEVER PLC SPON ADR NEW EQUITY / LARGE CAP 904767704 2 50 SH DFND 50 0 0 UNILIFE CORPORATIO CDI EQUITY / SMALL CAP 90478E103 4 1000 SH SOLE 1000 0 0 UNION PAC CORP COM EQUITY / LARGE CAP 907818108 553 5102 SH SOLE 5102 0 0 UNITED TECHNOLOGIES CORP COM EQUITY / LARGE CAP 913017109 94 800 SH SOLE 800 0 0 UNITEDHEALTH GROUP INC COM EQUITY / LARGE CAP 91324P102 272 2300 SH SOLE 2300 0 0 VALERO ENERGY CORP NEW COM EQUITY / LARGE CAP 91913Y100 1951 30675 SH SOLE 30675 0 0 VALERO ENERGY CORP NEW COM EQUITY / LARGE CAP 91913Y100 6 100 SH DFND 100 0 0 VANGUARD BD INDEX FD INC INTERMED TERM US EQUITIES / ETF'S 921937819 167 1932 SH SOLE 1932 0 0 VANGUARD TOTAL BOND MARKET ETF US EQUITIES / ETF'S 921937835 8 100 SH SOLE 100 0 0 VANGUARD HEALTHCARE VIPER ETF EQUITY / LARGE CAP 92204A504 749 5525 SH SOLE 5525 0 0 VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD US EQUITIES / ETF'S 92206C409 142 1767 SH SOLE 1767 0 0 VENTAS INC COM US EQUITIES / ETF'S 92276F100 109 1497 SH SOLE 1497 0 0 VANGUARD SM CAP VAL VIPER EQUITY / SMALL CAP 922908611 3495 31951 SH SOLE 31951 0 0 VANGUARD INDEX FDS SMALL CP ETF US EQUITIES / ETF'S 922908751 71 578 SH SOLE 578 0 0 VERIZON COMMUNICATIONS EQUITY / LARGE CAP 92343V104 1340 27555 SH SOLE 27555 0 0 VERIZON COMMUNICATIONS EQUITY / LARGE CAP 92343V104 52 1061 SH DFND 1061 0 0 VISA INC COM CL A EQUITY / LARGE CAP 92826C839 2169 33165 SH SOLE 33165 0 0 VODAFONE GROUP PLC NEW SPNSR ADR NO PAR EQUITY / LARGE CAP 92857W308 14 438 SH SOLE 438 0 0 WAL MART STORES INC COM EQUITY / LARGE CAP 931142103 21 250 SH SOLE 250 0 0 WEBSTER FINL CORP CONN COM EQUITY / MID CAP 947890109 5 142 SH SOLE 142 0 0 WELLS FARGO & CO NEW COM EQUITY / LARGE CAP 949746101 35 650 SH SOLE 650 0 0 WENDYS CO COM EQUITY / MID CAP 95058W100 338 31000 SH SOLE 31000 0 0 WINDSTREAM HLDGS INC COM EQUITY / LARGE CAP 97382A101 1 170 SH SOLE 170 0 0 XCL LTD DEL COM EQUITY / SMALL CAP 983701103 0 66 SH SOLE 66 0 0 YUM BRANDS INC COM EQUITY / LARGE CAP 988498101 31 396 SH SOLE 396 0 0 ZIMMER HLDGS INC COM EQUITY / LARGE CAP 98956P102 1325 11279 SH SOLE 11279 0 0 ZIONS BANCORP EQUITY / LARGE CAP 989701107 3 100 SH SOLE 100 0 0