The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 241,245 1,727 SH   SOLE   1,727 0 0
AMAZON COM INC COM 023135106 BBG001S5PQL7 877,302 5,774 SH   SOLE   5,774 0 0
APPLE INC COM 037833100 BBG001S5N8V8 8,480,429 44,047 SH   SOLE   44,047 0 0
APPLIED MATLS INC COM 038222105 BBG001S5NMM7 311,119 1,920 SH   SOLE   1,920 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 260,718 731 SH   SOLE   731 0 0
BOEING CO COM 097023105 BBG001S5P0V3 774,201 2,970 SH   SOLE   2,970 0 0
CISO GLOBAL INC COM 15672X102 BBG00SL5GJ31 12,255 120,618 SH   SOLE   120,618 0 0
COINBASE GLOBAL INC COM CL A 19260Q107 BBG00ZGF7799 566,457 3,257 SH   SOLE   3,257 0 0
CONSTELLATION BRANDS INC CL A 21036P108 BBG001SD31G5 454,209 1,879 SH   SOLE   1,879 0 0
CORMEDIX INC COM 21900C308 BBG001T6FWS5 188,000 50,000 SH   SOLE   50,000 0 0
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 255,941 388 SH   SOLE   388 0 0
DEERE & CO COM 244199105 BBG001S5QFF7 296,986 743 SH   SOLE   743 0 0
ELI LILLY & CO COM 532457108 BBG001S5STL8 200,669 344 SH   SOLE   344 0 0
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 566,464 5,666 SH   SOLE   5,666 0 0
FIDELITY MERRIMACK STR TR LOW DURTIN ETF 316188408 BBG00L4J9BR4 1,580,727 31,681 SH   SOLE   31,681 0 0
FIRST TR VALUE LINE DIVID IN SHS 33734H106 BBG001SLWD88 776,648 19,148 SH   SOLE   19,148 0 0
GLOBAL X FDS US INFR DEV ETF 37954Y673 BBG00G5CR9C0 279,259 8,104 SH   SOLE   8,104 0 0
HOME DEPOT INC COM 437076102 BBG001S5RTW7 645,555 1,863 SH   SOLE   1,863 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL STP 46137V373 BBG00KJR2LY9 1,783,137 56,793 SH   SOLE   56,793 0 0
ISHARES INC MSCI GBL MIN VOL 464286525 BBG0025X39Q6 1,438,051 14,330 SH   SOLE   14,330 0 0
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 317,027 1,144 SH   SOLE   1,144 0 0
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 253,158 2,339 SH   SOLE   2,339 0 0
ISHARES TR CORE S&P TTL STK 464287150 BBG001SHTRL5 453,236 4,307 SH   SOLE   4,307 0 0
ISHARES TR CORE S&P US GWT 464287671 BBG001SFQL99 2,475,500 23,780 SH   SOLE   23,780 0 0
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 416,823 873 SH   SOLE   873 0 0
ISHARES TR MSCI EAFE MIN VL 46429B689 BBG0025X2WP7 322,418 4,650 SH   SOLE   4,650 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 BBG0025X2G81 492,009 6,305 SH   SOLE   6,305 0 0
ISHARES TR US CONSUM DISCRE 464287580 BBG001SFGXZ5 349,399 4,611 SH   SOLE   4,611 0 0
ISHARES TR US HLTHCARE ETF 464287762 BBG001SFGXR4 2,157,164 7,536 SH   SOLE   7,536 0 0
ISHARES TR US INDUSTRIALS 464287754 BBG001SFGXQ5 1,202,112 10,512 SH   SOLE   10,512 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 BBG00TSG0SK6 453,806 8,254 SH   SOLE   8,254 0 0
LOWES COS INC COM 548661107 BBG001S5SVL3 364,926 1,640 SH   SOLE   1,640 0 0
MCDONALDS CORP COM 580135101 BBG001S5T110 849,613 2,865 SH   SOLE   2,865 0 0
MERCK & CO INC COM 58933Y105 BBG001S5TC52 233,658 2,143 SH   SOLE   2,143 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 1,212,355 3,224 SH   SOLE   3,224 0 0
NIKE INC CL B 654106103 BBG001S6NTK2 212,457 1,957 SH   SOLE   1,957 0 0
NORFOLK SOUTHN CORP COM 655844108 BBG001S5TQJ6 203,793 862 SH   SOLE   862 0 0
NOVO-NORDISK A S ADR 670100205 BBG001S5TSK0 290,121 2,804 SH   SOLE   2,804 0 0
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 449,437 908 SH   SOLE   908 0 0
PALO ALTO NETWORKS INC COM 697435105 BBG001T9NWN5 406,345 1,378 SH   SOLE   1,378 0 0
PEPSICO INC COM 713448108 BBG001S695T1 488,717 2,878 SH   SOLE   2,878 0 0
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 359,978 2,457 SH   SOLE   2,457 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 23,473,576 308,335 SH   SOLE   308,335 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 BBG001T5XQW5 430,869 9,121 SH   SOLE   9,121 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 BBG001S7T107 2,254,465 31,299 SH   SOLE   31,299 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 BBG001S7TD56 1,751,177 27,652 SH   SOLE   27,652 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 296,319 623 SH   SOLE   623 0 0
SPDR SER TR AEROSPACE DEF 78464A631 BBG0024LG8W4 483,668 3,572 SH   SOLE   3,572 0 0
SPDR SER TR S&P DIVID ETF 78464A763 BBG001SPTBP8 4,528,933 36,240 SH   SOLE   36,240 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 BBG001ST39Q2 18,818,961 244,339 SH   SOLE   244,339 0 0
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 BBG00ZXBYMT4 2,526,427 51,101 SH   SOLE   51,101 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 4,678,369 15,049 SH   SOLE   15,049 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 BBG001SRN7S6 3,161,944 14,401 SH   SOLE   14,401 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 BBG001SRN7W1 1,763,324 12,160 SH   SOLE   12,160 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 1,595,273 6,857 SH   SOLE   6,857 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 954,045 2,184 SH   SOLE   2,184 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 1,623,365 9,020 SH   SOLE   9,020 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 1,048,751 4,916 SH   SOLE   4,916 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 BBG001SHTTW9 394,534 1,632 SH   SOLE   1,632 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 1,860,609 12,446 SH   SOLE   12,446 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 BBG001T2YZG9 1,811,343 17,606 SH   SOLE   17,606 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 BBG001T62KZ7 8,614,102 111,336 SH   SOLE   111,336 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 14,301,679 83,930 SH   SOLE   83,930 0 0
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 BBG001T0Y6L1 6,712,714 61,376 SH   SOLE   61,376 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816 BBG001T0Y6W9 332,731 1,282 SH   SOLE   1,282 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 BBG001SHVR32 1,733,397 6,914 SH   SOLE   6,914 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 BBG001SHTTR5 271,724 561 SH   SOLE   561 0 0
VANGUARD WORLD FDS UTILITIES ETF 92204A876 BBG001SHVTP4 249,261 1,818 SH   SOLE   1,818 0 0
WALMART INC COM 931142103 BBG001S5XH92 565,173 3,585 SH   SOLE   3,585 0 0