-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, JAqAyB0bmcM1BM3wUSbTIT/pyT5GV68Acmxnrsb9lXtyQqfzO/sVmQpz7gWX0VCd nAETqHHYYprKPi4sdQgKkg== 0000950116-03-001667.txt : 20030214 0000950116-03-001667.hdr.sgml : 20030214 20030214151339 ACCESSION NUMBER: 0000950116-03-001667 CONFORMED SUBMISSION TYPE: SC 13G/A PUBLIC DOCUMENT COUNT: 1 FILED AS OF DATE: 20030214 GROUP MEMBERS: FREDA BECKER GROUP MEMBERS: LEONARD BECKER SUBJECT COMPANY: COMPANY DATA: COMPANY CONFORMED NAME: AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ CENTRAL INDEX KEY: 0000772349 STANDARD INDUSTRIAL CLASSIFICATION: MORTGAGE BANKERS & LOAN CORRESPONDENTS [6162] IRS NUMBER: 870418807 STATE OF INCORPORATION: DE FISCAL YEAR END: 0630 FILING VALUES: FORM TYPE: SC 13G/A SEC ACT: 1934 Act SEC FILE NUMBER: 005-50757 FILM NUMBER: 03566984 BUSINESS ADDRESS: STREET 1: 111 PRESIDENTIAL BLVD STREET 2: STE 215 CITY: BALA CYNWYD STATE: PA ZIP: 19004 BUSINESS PHONE: 6106682440 MAIL ADDRESS: STREET 1: 111 PRESIDENTIAL BLVD STE 215 CITY: BALA CYNWYD STATE: PA ZIP: 19004 FORMER COMPANY: FORMER CONFORMED NAME: KINGSWAY ENTERPRISES INC DATE OF NAME CHANGE: 19860327 FORMER COMPANY: FORMER CONFORMED NAME: GERIACO INTERNATIONAL INC /DE/ DATE OF NAME CHANGE: 19930308 FILED BY: COMPANY DATA: COMPANY CONFORMED NAME: BECKER LEONARD CENTRAL INDEX KEY: 0001167008 FILING VALUES: FORM TYPE: SC 13G/A BUSINESS ADDRESS: STREET 1: BALA POINTE OFFICE CENTRE STREET 2: 111 PRESIDENTIAL BLVD STE 142 CITY: BALA CYNWYD STATE: PA ZIP: 19004 BUSINESS PHONE: 6106177429 MAIL ADDRESS: STREET 1: BALA POINTE OFFICE CENTRE STREET 2: 111 PRESIDENTIAL BLVD STE 103 CITY: BALA CYNWYD STATE: PA ZIP: 19004 SC 13G/A 1 sch13ga.txt SC 13G/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G (Amendment No. 1) Under the Securities Act of 1934 AMERICAN BUSINESS FINANCIAL SERVICES, INC. - -------------------------------------------------------------------------------- (Name of Issuer) COMMON STOCK - -------------------------------------------------------------------------------- (Title of Class of Securities) 02476B 10 6 ------------------------------------------- (CUSIP Number) December 31, 2002 ----------------- (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Schedule is filed: |_| Rule 13d-1(b) |X| Rule 13d-1(c) |_| Rule 13d-1(d) *The remainder of this cover page shall be filled out for a reporting person's initial filing on this form with respect to the subject class of securities, and for any subsequent amendment containing information which would alter the disclosures provided in a prior cover page. The information required in the remainder of this cover page shall not be deemed to be "filed" for the purpose of Section 18 of the Securities Exchange Act of 1934 ("Act") or otherwise subject to the liabilities of that section of the Act but shall be subject to all other provisions of the Act (however, see the Notes). - ----------------------- --------------------- CUSIP NO. 02476B 10 6 13G Page 2 of 7 - ----------------------- ---------------------
- ------------------------------------------------------------------------------------------------------------------------------------ 1 NAME OF REPORTING PERSON Leonard Becker I.R.S. IDENTIFICATION NUMBER OF ABOVE PERSON (entities only) - ------------------------------------------------------------------------------------------------------------------------------------ 2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (a) |_| (b) |_| - ------------------------------------------------------------------------------------------------------------------------------------ 3 SEC USE ONLY - ------------------------------------------------------------------------------------------------------------------------------------ 4 CITIZENSHIP OR PLACE OF ORGANIZATION United States - ------------------------------------------------------------------------------------------------------------------------------------ 5 SOLE VOTING POWER NUMBER OF --------------------------------------------------------------------------------------------------------- SHARES 6 SHARED VOTING POWER BENEFICIALLY 153,944 OWNED BY EACH --------------------------------------------------------------------------------------------------------- REPORTING 7 SOLE DISPOSITIVE POWER PERSON WITH --------------------------------------------------------------------------------------------------------- 8 SHARED DISPOSITIVE POWER 153,944 - ------------------------------------------------------------------------------------------------------------------------------------ 9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 153,944 - ------------------------------------------------------------------------------------------------------------------------------------ 10 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES |_| - ------------------------------------------------------------------------------------------------------------------------------------ 11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9 5.2% - ------------------------------------------------------------------------------------------------------------------------------------ 12 TYPE OF REPORTING PERSON* IN - ------------------------------------------------------------------------------------------------------------------------------------
- ----------------------- --------------------- CUSIP NO. 02476B 10 6 13G Page 3 of 7 - ----------------------- ---------------------
- ------------------------------------------------------------------------------------------------------------------------------------ 1 NAME OF REPORTING PERSON Freda Becker I.R.S. IDENTIFICATION NUMBER OF ABOVE PERSON (entities only) - ------------------------------------------------------------------------------------------------------------------------------------ 2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (a) |_| (b) |_| - ------------------------------------------------------------------------------------------------------------------------------------ 3 SEC USE ONLY - ------------------------------------------------------------------------------------------------------------------------------------ 4 CITIZENSHIP OR PLACE OF ORGANIZATION United States - ------------------------------------------------------------------------------------------------------------------------------------ 5 SOLE VOTING POWER NUMBER OF --------------------------------------------------------------------------------------------------------- SHARES 6 SHARED VOTING POWER BENEFICIALLY 153,944 OWNED BY EACH --------------------------------------------------------------------------------------------------------- REPORTING 7 SOLE DISPOSITIVE POWER PERSON WITH --------------------------------------------------------------------------------------------------------- 8 SHARED DISPOSITIVE POWER 153,944 - ------------------------------------------------------------------------------------------------------------------------------------ 9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 153,944 - ------------------------------------------------------------------------------------------------------------------------------------ 10 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES |_| - ------------------------------------------------------------------------------------------------------------------------------------ 11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9 5.2% - ------------------------------------------------------------------------------------------------------------------------------------ 12 TYPE OF REPORTING PERSON* IN - ------------------------------------------------------------------------------------------------------------------------------------
- ----------------------- --------------------- CUSIP NO. 02476B 10 6 13G Page 4 of 7 - ----------------------- --------------------- Item 1(a) Name of Issuer: -------------- American Business Financial Services, Inc. Item 1(b) Address of Issuer's Principal Executive Offices: ----------------------------------------------- 111 Presidential Boulevard Bala Cynwyd, PA 19004 Item 2(a) Name of Persons Filing: ---------------------- Leonard and Freda Becker (the "Beckers"), husband and wife. Item 2(b) Address of Principal Business Office: ------------------------------------- 111 Presidential Boulevard Bala Cynwyd, PA 19004 Item 2(c) Citizenship: ----------- United States of America Item 2(d) Title of Class of Securities: ---------------------------- Common stock, par value $0.001 per share ("Common Stock"). Item 2(e) CUSIP Number: 02476B 10 6 ------------ Item 3 If this Statement is filed pursuant to ss.ss.240.13d-1(b) or 240.13d-2(b) or (c), check whether person filing is: ----------------------------------------------------------- (a) |_| Broker or dealer registered under section 15 of the Act (15 U.S.C. 78o). (b) |_| Bank as defined in section 3(a)(6) of the Act (15 U.S.C. 78c). (c) |_| Insurance company as defined in section 3(a)(19) of the Act (15 U.S.C. 78c). (d) |_| Investment company registered under section 8 of the Investment Company Act of 1940 (15 U.S.C. 80a-8). (e) |_| An investment adviser in accordance with ss. 240.13d-1(b)(1)(ii)(E). (f) |_| An employee benefit plan or endowment fund in accordance with ss.240.13d-1(b)(1)(ii)(F). (g) |_| A parent holding company or control person in accordance with ss.240.13d-1(b)(1)(ii)(G). (h) |_| A saving associations as defined in Section 3(b) of the Federal Deposit Insurance Act (12 U.S.C. 1813). (i) |_| A church plan that is excluded from the definition of an investment company under section 3(c)(14) of the Investment Company Act of 1940 (15 U.S.C. 80a-3). (j) |_| Group, in accordance with ss. 240.13d-1(b)(1)(ii)(J). - ----------------------- --------------------- CUSIP NO. 02476B 10 6 13G Page 5 of 7 - ----------------------- --------------------- Item 4 Ownership: --------- (a) Amount beneficially owned : 153,944 (135,492 shares of Common Stock held directly and options to purchase 18,452 shares of Common Stock, which are currently exercisable). (b) Percent of class: 5.2% (c) (i) sole power to vote or direct the vote: 0 (ii) shared power to vote or direct the vote: 153,944 (iii) sole power to dispose or direct the disposition of: 0 (iv) shared power to dispose or direct the disposition of: 153,944 Item 5 Ownership of Five Percent or Less of a Class: -------------------------------------------- If this statement is being filed to report the fact that as of the date hereof the reporting person has ceased to be the beneficial owner of more that fiver percent of the class of securities, check the following: |_| Item 6 Ownership of More Than Five Percent on Behalf of Another Person: --------------------------------------------------------------- The Reporting Persons do not know of any other person who has the right to receive or the power to direct the receipt of dividends from, or the proceeds from the sale of, such securities. Item 7 Identification and Classification of the Subsidiary Which Acquired the Security Being Reported on by the Parent Holding Company: ------------------------------------------------------------ N/A Item 8 Identification and Classification of Members of the Group: --------------------------------------------------------- N/A Item 9 Notice of Dissolution of Group: ------------------------------ N/A Item 10 Certification ------------- By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of such securities and were not acquired and are not held in connection with or as a participant in any transaction having such purposes or effect. - ----------------------- --------------------- CUSIP NO. 02476B 10 6 13G Page 6 of 7 - ----------------------- --------------------- SIGNATURE After reasonable inquiry and to the best of my knowledge and belief, the undersigned certify that the information set forth in this statement is true, complete and correct. As required by Rule 13d-1(k) promulgated under the Securities and Exchange Act of 1934, each Reporting Person on whose behalf this statement is filed agrees that this Statement is filed on behalf of each of them. Each Reporting Person understands that they are responsible for the timely filing of this statement and any amendments thereto and for the completeness and accuracy of the information concerning such Reporting Person contained herein; each Reporting Person understands that they are not responsible for the completeness or accuracy of the information concerning the other persons making this filing, unless such Reporting Person knows or has reason to believe that such information is inaccurate. This Statement may be executed in more than one counterpart. Date: February 14, 2003 By: /s/ Leonard Becker -------------------------------- Leonard Becker Date: February 14, 2003 By: /s/ Freda Becker -------------------------------- Freda Becker - ----------------------- --------------------- CUSIP NO. 02476B 10 6 13G Page 7 of 7 - ----------------------- --------------------- Exhibit JOINT FILING AGREEMENT In accordance with Rule 13d-1(k) of the Securities Exchange Act of 1934, as amended, the undersigned agree that the attached Schedule 13G is filed on behalf of each of them. Date: February 14, 2003 By: /s/ Leonard Becker -------------------------------- Leonard Becker Date: February 14, 2003 By: /s/ Freda Becker -------------------------------- Freda Becker -----END PRIVACY-ENHANCED MESSAGE-----