SECTION A-PROPOSED INSURED INFORMATION

Plan Name

Face Amount

1. Name First

Middle

Last

2. SSN

3. Sex Male Female

4. Is the Proposed Insured the Owner? Yes No (If ‘‘No,’’ complete Owner Questionnaire or see Survivorship Product Questionnaire if applicable)

5. Primary residential address

Bldg/Apt/Suite

City/Municipality

County/Parish*

State

Zip

* County/Parish only required in AL, FL, GA, KY, LA, SC

6. Are you a U.S. citizen? Yes No (If ‘‘No,’’ complete Foreign Residence and Travel Questionnaire)

Daytime Cell Evening b. Best time to call

AM PM

7a. Phone #

(mm/dd/yyyy) 9. Place of birth

(Country/State)

(mm/dd/yyyy)

8. Date of birth

10. Email address

11. Do you have a driver’s license? Yes No If ‘‘Yes,’’ provide license number, state and expiration date

Number

State

Expiration Date

If no driver’s license, do you have a government issued ID? Yes No

If ‘‘Yes’’ to government issued ID, type of ID

Government ID number

12. Currently employed? Yes No Retired Other If ‘‘Yes,’’ to question 12, complete questions 13-15

b. Years at current job**

13. Current occupation(s) a. Title

**If less than one year at current job, give previous occupation information in remarks section c. Duties

14. Employer name

15. Work site address

City

State

Zip Code

16. Income (If minor, complete for Parent/Guardian)

FINANCIAL DETAILS

Gross Unearned Annual Income (dividends, pensions, interest real

estate income, etc)

Gross Annual Income

(Household)

Primary Contingent

Primary Contingent

Primary Contingent

Primary Contingent

Total Net Worth

(Household)

Gross Earned Annual Income (salary, commissions, bonuses)

$

$

$

$

17. In the last 5 years, have you filed for bankruptcy? Yes No If ‘‘Yes,’’ Chapter

18. If no contingent beneficiary is named, the contingent beneficiary will be: (1) the Proposed Insured’s surviving children, if any, in

equal shares; or (2) if the Proposed Insured has no surviving children, the contingent beneficiary will be the Proposed Insured’s estate. Total percentage must equal 100% for each category of beneficiary. If percentage shares are left blank, the shares will be

deemed equal. If beneficiary is a Trust other than Owner, include full name and date of Trust.

Date opened

(mm/dd/yyyy) Date Closed

Full Name Relationship to Insured Beneficiary Type (%) Percentage

(mm/dd/yyyy)

(Select One)

AXA Equitable Life Insurance Company

MONY Life Insurance Company of America

Life Insurance—Part 1

Application for Individual

1290 Avenue of the Americas, New York, NY 10104

‘‘AXA Equitable’’ is the brand name of AXA Equitable Financial Services, LLC and its family of companies, including the AXA Equitable Life Insurance Company and MONY Life Insurance Company of America.

BENEFICIARY

AXA-Life-2011 (rev. 11/11) X03503_core (08/15)

Page A1

PROPOSED INSURED

EMPLOYMENT

Complete questions 19 and 20 only if Proposed Insured and Owner are same. If Owner is different from Proposed Insured(s) and completing Owner’s Questionnaire, do not complete this section.

19. Complete For Personal Insurance

Income Replacement Mortgage/Debt Repayment Estate Planning Charitable/Gifting Other

20. Complete for Business Insurance

Key Person Buy-Sell Deferred Comp Other (please specify)

Loan indemnification (Security for Loan) Amount of loan $

Duration

Interest charged on loan

Collateral pledged to secure loan

a. Type Sole Proprietorship Partnership Corporation Limited Liability Corp.

Nature of business

b. Name of business

c. How long has the business been in operation?

Years

d. % of business owned by Proposed Insured

%

e. Fair market value of the business: $

f. Are all members of the business being similarly insured? Yes No

If “Yes,’’ provide details of business coverage issued or applied for on other members. (Use remarks section if additional

space is needed)

Name and Title

% of Business Owned

Amount In Force or Applied For

g. Has the business filed for bankruptcy and/or reorganization in the past 5 years? Yes No

If ‘‘Yes,’’ explain

h.

Business/Corporation finances: (Complete chart below for the past 2 years)

Year

Assets

Liabilities

Gross Sales

Net Profit

$

$

$

$

$

$

$

$

If questions 21a, b or c are answered ‘‘Yes,’’ please provide details in charts below. (Use remarks section if additional space is needed)

21. Including any policies and riders with the Company checked on page 1 above section A of the Application its affiliates

and any other life insurance company:

a. Do you have any life insurance/annuities currently in force, including any policy that has been sold, settled or

assigned to or with a settlement or viatical company or any other person or entity? Yes No

b. Will the coverage applied for replace, change, or affect any existing policy(ies) or contract(s)? Yes No

c. Do you have any other formal life insurance applications pending? Yes No

d. Including this application, what is the total amount of life insurance coverage pending (base policy face amount

plus amounts attributable to additional benefits and riders) that you plan to accept on the Proposed Insured?

Chart for questions 21a and b

P-Personal To Be

Total Amount (Face Plus Riders)

G-Group

B-Business A-Annuity

P B

G A

Replaced

Changed or Affected

Yes No

Year

Issued

Policy/

Contract #

1035

Exchange

Yes No

Name of Company

P B

G A Yes No Yes No

P B

G A Yes No Yes No

Chart for question 21c

Name of Company

Total Amount

(Face Plus Riders)

Competitive or Additional

$

Competitive Additional

$

Competitive Additional

AXA-Life-2011 (rev. 11/11) X03503_core

Page A2

PURPOSE OF INSURANCE

OTHER INSURANCE

22. Have you ever had a driver’s license suspended, revoked or restricted? Yes No

23. Have you in the last 5 years, been convicted of, or pled guilty or no contest to reckless or negligent driving,

any moving violations or driving under the influence of alcohol or drugs?

Yes No

24. Have you in the last 2 years been disabled for 2 or more weeks?

Yes No

Complete if any answer to question(s) 22 through 24 is ‘‘Yes.’’ (Use remarks section if additional space is needed)

Question #Date (mm/dd/yyyy) Description of Event

25. Do you engage in regular exercise? (For example, running, walking, strength training, tennis)

Yes No

If ‘‘Yes,’’ give details of type, frequency and length of time

26. Have you ever had an application for life or health insurance declined, postponed, required an extra premium, offered

with a reduced face amount or other modification or had a life or health policy or contract that was cancelled, recalled

or denied renewal?

(If ‘‘Yes,’’ please state companies and provide full details.)

Yes

No

27. Have you in the last 10 years, been convicted of, or pled guilty or no contest to a felony, or are current felony

charges pending? (If ‘‘Yes,’’ state offense and penalty, date of probation, duration of probation and end date in

remarks section.)

Yes No

28. Do you expect to travel outside of the U.S. or Canada, or change your country of residence

in the next 2 years? (If ‘‘Yes,’’ complete Foreign Residence and Travel Questionnaire)

Yes No

29. a. In the last 2 years have you flown other than as a passenger? (If “Yes,” complete Aviation Questionnaire)

Yes

No

b. In the next 2 years do you plan to fly as other than a passenger? (If “Yes,” complete Aviation Questionnaire)

Yes

No

c. In the last 2 years have you engaged in motor racing on land or water, underwater diving, skydiving,

ballooning, hang gliding, parachuting or flying ultra-light aircraft or other hazardous sports or hobbies?

(If “Yes,” complete Avocation Questionnaire)

Yes

No

d. In the next 2 years do you plan to engage in motor racing on land or water, underwater diving, skydiving,

ballooning, hang gliding, parachuting or flying ultra-light aircraft or other hazardous sports or hobbies?

(If “Yes,” complete Avocation Questionnaire)

Yes

No

30. Are you a member of the armed forces, including the reserves?

Yes

No (reserves includes active duty or full time training of 31 days or more per year)

(If ‘‘Yes,’’ you must also submit a completed and signed Life Insurance/Annuity Disclosure to Active Duty Members of the Armed Forces)

31. Have you ever received medical treatment or counseling for, or been advised by a physician to reduce or

discontinue, the use of alcohol or prescribed or non-prescribed drugs? (If ‘‘Yes,’’ complete Substance Usage

Questionnaire) Yes No

Do not complete if Proposed Insured is age 0–17

32. Do you currently use or have you ever used tobacco or nicotine products? Yes No

If ‘‘Yes,’’ provide details in chart below.

Product Type(s) Amount and FrequencyIndicate amount and frequency of use Indicate date last used (mm/yyyy) Cigarettes#per Day Month Year Cigars Cigarillos#per Day Month Year Pipe Chewing Tobacco Nicotine Patch or GumNot Applicable Other (please specify)

Section to be completed only when submitting medical examinations of another insurance company

If ‘‘Yes’’ to questions 34 or 35, complete a Medical Information Questionnaire

33. Name of Insurance Company Date of Exam (mm/dd/yyyy)

34. To the best of your knowledge and belief, have there been any changes to the statements in the examination? Yes No

35. Have you consulted a medical doctor or other practitioner since the examination indicated in question 33 above? Yes No

AXA-Life-2011 (rev. 11/11) X03503_core

Page A3

PERSONAL HISTORY

ALCOHOL/DRUG/TOBACCO USE

MEDICAL

CERTIFICATION

COMPLETE IF PROPOSED INSURED IS UNDER AGE 15

Medical Information Questionnaire is also required

38. a. Total amount of Insurance in force on the life of: Applicant $            

Parent(s)/Legal Guardian if other than Applicant $            

b. What is the relationship between the Applicant and the Proposed Insured if other than Parent/Legal Guardian?            

c. Any other children in the family insured for a lesser amount? Yes

No If ‘‘Yes,’’ details             

d. Is Applicant different from the Owner? Yes No Applicant’s Name             

Applicant’s SSN             Relationship to Proposed Insured             

Applicant’s Address             

No. & Street Bldg./Apt./Suite City/Municipality State Zip Code

Questions 36 and 37 a-c not required if completing Owner’s Questionnaire

“Parties” refers to the following: the Proposed Insured, the Owner or Beneficiary, the Beneficiary of any Trust owning the policy;

and/or the Owner of any legal entity owning the policy.

36. Do you intend to finance any of the premium required to pay for this policy through a financing or loan agreement? Yes No

(If ‘‘Yes,’’ submit a copy of the financing or loan agreement)

37. a. Indicate the source of funds used to purchase this insurance.

Income Investments/Savings Loans Gifts/Inheritance

Settled Contracts (give details)             

Other (please specify)             

b. Have any of the Parties been offered or promised any incentive (financial or otherwise) as an inducement to apply

for or purchase the proposed policy, such as (but not limited to), zero cost or no cost life insurance or cash payments?

Yes No

c. Has any compensation or other inducement (including cash, offers or discussions of free insurance, any forgiveness

or potential forgiveness of any debt, or other benefits) been discussed or offered directly or indirectly to any of the

following in connection with the application for the purchase of this policy: the Proposed Insured, the Owner or

Beneficiary, the Beneficiary of any Trust owning the policy, and/or the owner of any legal entity owning the policy,

or is there any expectation of receiving any such compensation or inducement?

Yes No

If “Yes,” please state the compensation or inducement that will be received or could be received and by whom.

COMPLETE IF MONEY IS PAID WITH APPLICATION

Insurability Questions for Limited Temporary Insurance Agreement

39. Is any Proposed Insured less than 15 days or over 70 years of age? Yes No

40. Within the past 24 months has any Proposed Insured been attended by a care provider or been seen at a medical

facility for heart condition or disease, stroke or cancer? Yes

No

41. Within the past 10 years has any Proposed Insured been diagnosed with or treated for Acquired Immune Deficiency

Syndrome (AIDS) or AIDS-Related Complex (ARC) by a member of the medical profession? Yes

No

42. Within the past 12 months has any Proposed Insured: been admitted, or advised by a medical professional to be

admitted, to a hospital or other licensed health care facility; had surgery performed or recommended; or been

advised by a medical professional to have any diagnostic test (excluding AIDS-related test) that was not

completed? Yes No

43. Other than planned routine check-ups, does the Proposed Insured have concerns or symptoms for which a medical

professional has not yet been consulted? Yes No

44. Within the past 24 months has any Proposed Insured been declined for a life, health or Long-Term Care policy? Yes

No

COMPLETE ONLY IF ‘‘NO’’ TO ALL QUESTIONS IN 39-44 IN SECTION A OF THIS APPLICATION AND QUESTIONS 36 TO 41 IN

THE SURVIVORSHIP PRODUCT QUESTIONNAIRE, IF APPLICABLE. IF ANY OF QUESTIONS 39-44 in SECTION A OF THIS

APPLICATION OR QUESTIONS 36-41 OF THE SURVIVORSHIP PRODUCT QUESTIONNAIRE, IF APPLICABLE, ARE ANSWERED

‘‘YES’’ or LEFT BLANK A PREMIUM MAY NOT BE PAID BEFORE THE POLICY IS DELIVERED AND NO TEMPORARY INSURANCE

WILL BE IN EFFECT.

45. Is money paid with this Application? Yes

No If ‘‘Yes,’’ amount paid $            

If ‘‘Yes,’’ and an amount paid is indicated above, complete and sign the Temporary Insurance Agreement.

SOURCE OF FUNDS

JUVENILE INSURANCE

MONEY PAID WITH APPLICATION

AXA-Life-2011 (rev. 11/11) X03503_core

Page A4

AXA-Life-2011 (rev. 11/11) X03503_core

Page A5

REMARKS – When providing details to questions, please reference question number. If additional space is needed, attach additional sheet(s)

of paper with your name and signature.

SECTION D – AUTHORIZATION/AGREEMENT SIGNATURE

AXA Equitable Life Insurance Company MONY Life Insurance Company of America

THIS DOCUMENT MUST BE COMPLETED, SIGNED AND SUBMITTED WITH ENTIRE APPLICATION

AXA-Life-2011 (rev. 11/11) X03503_core

ACKNOWLEDGEMENT OF OUR UNDERWRITING PROCESS

I (We) acknowledge that I (we) have reviewed the statement of the Underwriting Process of the Company(ies) (the ‘‘Statement’’) which

describes from whom and why the Company(ies) obtains information about me (us), to whom such information may be reported and

how I (we) may obtain a copy of it. The Statement contains the notice required by the Fair Credit Reporting Act.

I (We) acknowledge that in the event the Company(ies) use lab results from another insurance company authorized by me (us) it does

so with the belief that I (we) have satisfied all consent and disclosure procedures for the other insurance company.

AUTHORIZATION TO OBTAIN NON-HEALTH INFORMATION

I (We) authorize any employer, business associate, government unit, financial institution, consumer reporting agency, the Medical

Information Bureau, my (our) insurance agency and my (our) financial professional to disclose to the Company(ies) and its authorized

representatives any information they may have about my (our) occupation, avocations, insurance activities, finances, driving record,

character and general reputation. I (We) authorize the Company(ies) to obtain investigative consumer reports, as appropriate.

PURPOSE OF

AUTHORIZATIONS

I (We) understand that the information obtained will be used by the Company(ies) to determine my (our) eligibility for life insurance

coverage and such other uses specified in accordance with the Statement attached to this application. In addition, information may be

disclosed to the Medical Information Bureau (MIB).

COVERAGE CONDITIONS

I (We) understand that the Company(ies) may not issue coverage unless I (we) provide this authorization, and that, while I (we) may

refuse to sign this authorization, my (our) refusal to do so could result in coverage not being issued.

ADDITIONAL

AUTHORIZATIONS

I (We) understand that the Company(ies) may request additional authorizations in order to obtain the information the Company(ies)

needs to complete its review of my (our) application and, if the policy is issued, in connection with any claim asserted under the policy, I

(we) understand that I (we) am (are) not required to provide these authorizations but that, if I (we) choose not to provide them, this

application and any claim made under the policy, if issued, may be rejected.

DURATION

Unless otherwise revoked, I (we) agree that this authorization will expire on the earlier of the date that the Company(ies) declines my

application for coverage or, if a policy is issued, 24 months from the date of my (our) application. I (We) understand that I (we) may

revoke my (our) authorizations at any time, except to the extent that the Company(ies) has (have) taken action in reliance on this

authorization, and that this application and any claim made under the policy, if issued, may be rejected. My (Our) revocation must be

submitted in writing to: Corporate Chief Underwriter, 1290 Avenue of the Americas, New York, New York 10104.

(Referred to below as ‘‘the Company(ies)”)

Page D1

SECTION D – AUTHORIZATION/AGREEMENT SIGNATURE

I (We) request and authorize my (our) Bank to charge monthly or quarterly my (our) checking account to pay premiums due under the policy(ies). It is understood that debits will be made automatically after the effective date determined by the Company checked on page

1 above section A of the Application and/or any other affiliated companies, and if charges are overlooked or inadvertently not made, the Company checked on page 1 above section A of the Application and/or any other affiliated companies may charge my (our) account at a later date provided the policy(ies) is (are) active.

I (We) understand that the use of the Bank Draft Payment Plan does not change any policy provision.

I (We) understand this authorization is to remain in full force and in effect, unless terminated. I (We) understand this Plan may be terminated by the depositor, the Owner or the Company checked on page 1 above section A of the Application and/or any other affiliated companies upon 30 days written notice to the other parties or if any charge due is not paid or is reversed by the Bank. I (We) understand this Plan may be terminated upon closing of my account.

I (We) understand if this Plan is terminated, premiums for regular or scheduled premium policies will be payable directly to the Company checked on page 1 above Section A of the Application.

I (We) agree that this Plan may be terminated if any debit is not honored by the Bank or Depository for any reason. I (We) further agree that if any such charge is dishonored, whether with or without cause and whether intentionally or inadvertently, the Company checked on page 1 above section A of the Application and/or any other affiliated companies shall be under no liability whatsoever, even if such dishonor results in the forfeiture of insurance.

AUTHORIZATION IF BANK DRAFT IS

ELECTED

AGREEMENT

TAXPAYER IDENTIFICATION

NUMBER CERTIFICATION

Each signer of this Application agrees that:

1) Except when the required money is paid with this Application and as stated in the Temporary Insurance Agreement/Receipt, no insurance shall take effect on this Application: (a) until the date the policy and all amendments are delivered to the Owner(s) and all

delivery requirements have been completed; (b) before any Register Date of the policy; and (c) unless the statements and answers in

all parts of this Application and any applicable supplements continue to be true and complete to the best of my (our) knowledge and

belief, without material change, as of the latest of the date: (i) the policy and all amendments are delivered to the Owner(s); (ii) all

delivery requirements have been completed; and (iii) the full initial premium is paid while the person(s) proposed for insurance is (are) living.

2) If temporary insurance is to be provided, the full initial premium must accompany this Application; the Proposed Insured(s) and

Owner(s) understand and agree to the terms of the Temporary Insurance Agreement/Receipt and have executed and the Owner(s) has received a copy of the Temporary Insurance Agreement/Receipt.

3) The Temporary Insurance Agreement/Receipt states the conditions that must be met before any insurance takes effect if the full initial

premium is paid with this Application. Temporary insurance is not provided for a policy or benefit applied for under the terms of a guaranteed insurability option or a conversion privilege.

4) No financial professional or medical examiner has authority to modify this Application and/or its supplements or questionnaires, the Temporary Insurance Agreement/Receipt (if applicable), or to waive any of the Company’s rights or requirements.

5) We shall not be bound by any information unless it is stated in Application Part 1, Application Part 2 or any of its supplements or questionnaires.

6) I (We) acknowledge receipt of the Living Benefits Brochure (Accelerated Death Benefit Rider Brochure), where applicable.

7) I (We) acknowledge that no representation is made that a particular rate or risk classification is being offered based on the

information provided in response to the policy Application questions.

8) If applicable, the Trustee(s) represent(s) that the Trust named as Owner is allowed to purchase life insurance and securities under

the trust document. I (We) further represent that beneficial interests in the Trust are at this time, and currently intend to be only for

parties who are related closely by blood or law, and have a substantial interest in the Proposed Insured(s) engendered by love and affection, or those who have a lawful and substantial economic interest in the continued life of the Proposed Insured(s).

9) I (We) represent and certify to the Company checked on page 1 above section A of the Application and/or any other affiliated

companies that none of the monies utilized to fund this policy derived directly or indirectly from illegal activities or sources and/or tax evasion.

Under the penalties of perjury, I (we) certify that (i) the number showing on this form is my (our) correct Taxpayer

Identification Number (Social Security Number, Employer Identification Number or other Taxpayer Identification Number), and

(ii) I (we) am (are) not subject to backup withholding because (A) I (we) am (are) exempt from backup withholding or (B) I (we) have not been notified by the Internal Revenue Service (IRS) that I (we) am (are) subject to backup withholding as a result of a failure to report all interest or dividends or (C) the IRS has notified me (us) that I (we) am (are) no longer subject to backup

withholding and (iii) I (we) am (are) a U.S. person (including a U.S. resident alien). Certification Instructions: You must cross

out item (ii) above if you have been notified by the Internal Revenue Service that you are currently subject to backup

withholding because you have failed to report all interest or dividends on your tax return. The Internal Revenue Service does

not require your consent to any provisions of this document other than the certification required to avoid backup withholding.

AXA-Life-2011 (rev. 11/11) X03503_core

Page D2

ANY PERSON WHO WITH INTENT TO DEFRAUD OR KNOWING THAT HE/SHE IS FACILITATING A FRAUD AGAINST AN

INSURER, SUBMITS AN APPLICATION OR FILES A CLAIM CONTAINING AN INTENTIONALLY FALSE OR DECEPTIVE

STATEMENT MAY BE GUILTY OF INSURANCE FRAUD.

DISTRICT OF COLUMBIA: ANY PERSON WHO KNOWINGLY PRESENTS A FALSE OR FRAUDULENT CLAIM FOR PAYMENT OF A LOSS OR BENEFIT OR KNOWINGLY PRESENTS FALSE INFORMATION IN AN APPLICATION FOR INSURANCE IS GUILTY OF A CRIME AND MAY BE SUBJECT TO FINES AND CONFINEMENT IN PRISON.

STATE FRAUD DISCLOSURES

I (We) have a right to ask for and receive copies of this Authorization/Agreement Signature Form and all other authorizations signed by me (us). I (We) agree that reproduced copies will be as valid as the original.

PLEASE INDICATE YOU HAVE REVIEWED THE APPLICATION AND QUESTIONNAIRES AS THEY HAVE BEEN COMPLETED BY

CHECKING THE APPROPRIATE BOX(ES) BELOW. FAILURE TO CHECK THE APPROPRIATE BOX(ES) WILL REQUIRE YOU TO

SIGN AN APPLICATION AMENDMENT. Section A—Proposed Insured Information Section A.1—Proposed Insured 2 Information (Complete for IUL Survivorship Products only)

ACKNOWLEDGMENTS

Section B—Product Information (Must select at least 1 product) Term Life Universal Life with Indexed Option(s) (BrightLife® Protect) Indexed Universal Life (BrightLife® Grow) Variable Universal Life (IL Optimizer II) Variable Universal Life (IL Legacy III) Survivorship Universal Life (ASUL IV) Survivorship Universal Life with Indexed Option (BrightLife® Protect Survivorship) Survivorship Indexed Universal Life (BrightLife®

Grow Survivorship) Survivorship Variable Universal Life (SIL Legacy) Interest Sensitive Whole Life (ISWL) Employer Sponsored Life Insurance (ESLI) Corporate Owned IL (COIL)

Section C—Additional Underwriting Requirements Owner Questionnaire Foreign Residence and Travel Information Questionnaire Medical Information Questionnaire Financial Information Questionnaire Children’s Term Insurance Rider Questionnaire Substance Usage Questionnaire Aviation Questionnaire Avocation Questionnaire Term Policy/Rider Conversion or

Purchase Option Questionnaire Long Term Care Services Rider Questionnaire (I have received the Outline of Coverage and, if required, the Personal Worksheet)

I (We), the undersigned agree that the statements and answers in all parts of the Application and any application questionnaires checked above are true and complete to the best of my (our) knowledge and belief. Further, I (we) understand that I am (we are) agreeing to all the terms and conditions of this application, including, but not limited to, the Authorization/Agreement Signature.

SIGNATURES

Signature of Proposed Insured 1 Signature of Proposed Insured 2

(Parent, Guardian, or Applicant if Proposed Insured is a Child, Issue Ages 0–14)

Signature of Owner or Applicant if not Proposed Insured(s)

Signed by Owner at City, State

Dated on (mm/dd/yyyy)

(If corporation, print firm’s name, signature and title of authorized officer.) (If Trust, signature of trustee.)

Will any existing insurance be replaced, changed or affected (or has it been) assuming the insurance applied for will be issued?

Yes No

If ‘‘Yes,’’ is the information provided in question 21 on Part 1 of the Application for Proposed Insured 1, and question 21

of the Survivorship Product Questionnaire for Proposed Insured 2, if applicable, complete and accurate?

Yes No

If ‘‘No,’’ provide details

I certify that I have asked and recorded completely and accurately the answers to all questions on the fully completed Application Part 1, and know of nothing affecting the risk that has not been recorded herein. I have witnessed the signature required on the fully completed Part 1. I have not witnessed the signature required on the fully completed Part 1. (Explain below.)

FINANCIAL PROFESSIONAL TO COMPLETE

THIS SECTION

Certification for VUL Policies Only, Signature required FOR ALL POLICIES:

Based on the information furnished by the Proposed Insured(s) and Owner, if other than the Proposed Insured(s), in this and any other part of the application(s), I certify that I have reasonable grounds for believing the purchase of the policy applied for is suitable for the Applicant or the Owner. I further certify the current prospectuses were delivered and that no written sales materials other than those furnished by the Company were used.

Signature of Licensed Professional/Insurance Broker

Dated on (mm/dd/yyyy)

Print Licensed Financial Professional’s Name

License Number

SECTION D – AUTHORIZATION/AGREEMENT SIGNATURE

AXA-Life-2011 (rev. 11/11) X03503_core

Page D3

X

X

X

X