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                                  United States
                       Securities and Exchange Commission
                             Washington, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT
     Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

        Date of Report (Date of earliest event reported) January 19, 2006


                           SCBT FINANCIAL CORPORATION
                           --------------------------
             (Exact name of registrant as specified in its charter)


        South Carolina               001-12669                 57-0799315
        --------------               ---------                 ----------
(State or other jurisdiction  (Commission File Number)        (IRS Employer
       of incorporation)                                   Identification No.)


             520 Gervais Street
           Columbia, South Carolina                      29201-3046
           ------------------------                      ----------
   (Address of principal executive offices)              (Zip Code)


        Registrant's telephone number, including area code (800) 277-2175
                                                           --------------

                                 Not Applicable
                                 --------------
          (Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions:

[_]  Written communications pursuant to Rule 425 under the Securities Act (17
     CFR 230.425)

[_]  Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
     240.14a-12)

[_]  Pre-commencement communications pursuant to Rule 14d-2(b) under the
     Exchange Act (17 CFR 240.14d-2(b))

[_]  Pre-commencement communications pursuant to Rule 13e-4(c) under the
     Exchange Act (17 CFR 240.13e-4(c))

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Item 2.02.   Results of Operations and Financial Condition

     On January 19, 2006, SCBT Financial Corporation issued a press release
     announcing its financial results for the fourth quarter ended December 31,
     2005, and fiscal year 2005 along with certain other information. A copy of
     SCBT Financial Corporation's press release is attached as Exhibit 99.1 to
     this report and incorporated herein by reference.


Item 9.01.   Financial Statements and Exhibits.

   ( c ) Exhibits.

         The following exhibits have been furnish herewith:

         99.1    The press release issued by SCBT Financial Corporation in
                 connection with the announcement.



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     Statements included in this Current Report on Form 8-K (including
     information incorporated by reference herein) which are not historical in
     nature are intended to be, and are hereby identified as, forward looking
     statements for purposes of the safe harbor provided by Section 21E of the
     Securities and Exchange Act of 1934, as amended. SCBT Financial Corporation
     cautions readers that forward-looking statements are subject to certain
     risks and uncertainties that could cause actual results to differ
     materially from forecasted results. Such risks and uncertainties, include,
     among others, the following possibilities: (1) Credit risk associated with
     an obligor's failure to meet the terms of any contract with the bank or
     otherwise fail to perform as agreed; (2) Interest risk involving the effect
     of a change in interest rates on both the bank's earnings and the market
     value of the portfolio equity; (3) Liquidity risk affecting the bank's
     ability to meet its obligations when they come due; (4) Price risk focusing
     on changes in market factors that may affect the value of traded
     instruments in mark-to-market portfolios; (5) Transaction risk arising from
     problems with service or product delivery; (6) Compliance risk involving
     risk to earnings or capital resulting from violations of or nonconformance
     with laws, rules, regulations, prescribed practices, or ethical standards;
     (7) Strategic risk resulting from adverse business decisions or improper
     implementation of business decisions; (8) Reputation risk that adversely
     effects earnings or capital arising from negative public opinion; (9) Loss
     of consumer confidence and economic disruptions resulting from terrorist
     activities.





                                   SIGNATURES

     Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed by the undersigned hereunto
duly authorized.

January 19, 2006                             SCBT Financial Corporation



                                             By:   /s/ Richard C. Mathis
                                                   ---------------------
                                                   Richard C. Mathis
                                                   Executive Vice President and
                                                   Chief Financial Officer





                                  Exhibit Index


Exhibit No.                    Description of Exhibit
----------                     ----------------------

99.1                           Press release dated January 19, 2006