EX-21 2 chmg10k123118exh21.htm EXHIBIT 21 Exhibit


EXHIBIT 21




CHEMUNG FINANCIAL CORPORATION


Subsidiary List




Name
 
State of Incorporation
Chemung Canal Trust Company
 
New York
 
 
 
CFS Group, Inc.
 
New York
 
 
 
Chemung Risk Management, Inc.
 
Nevada