24(b)(15)

                               POWER OF ATTORNEY

      I, John D. DesPrez III, in my capacity as a Director of John Hancock Life
Insurance Company (U.S.A.) (the "Company"), do hereby constitute and appoint
Lynne Patterson, Emanuel Alves, John J. Danello, Arnold R. Bergman, Thomas J.
Loftus and James C. Hoodlet or any of them individually, my true and lawful
attorneys and agents to execute, in the name of, and on behalf of, the
undersigned as a member of said Board of Directors, the Registration Statements
listed below filed with the Securities and Exchange Commission ("SEC") under the
Securities Act of 1933 and the Investment Company Act of 1940, and any and all
amendments to the Registration Statements listed below filed with the SEC, and
the undersigned hereby ratifies and confirms as his or her own act and deed all
that each of said attorneys and agents shall do or cause to have done by virtue
hereof.

      Variable Annuity Registration Statement filed under the Securities Act of
1933: 333-70728 (Venture)

      Each of said attorneys and agents shall have, and may exercise, all of the
powers hereby conferred.

      This Power of Attorney is intended to supersede any and all prior Power of
Attorneys in connection with the above mentioned acts, and is effective January
4, 2010 and remains in effect until revoked or revised.



SIGNATURE                       TITLE            DATE
                                           
/s/ John D. DesPrez III         Director         January 4, 2010
--------------------------
John D. DesPrez III




                               POWER OF ATTORNEY

      I, Thomas Borshoff, in my capacity as a Director of John Hancock Life
Insurance Company (U.S.A.) (the "Company"), do hereby constitute and appoint
John D. DesPrez III, Lynne Patterson, Emanuel Alves, John J. Danello, Arnold R.
Bergman, Thomas J. Loftus and James C. Hoodlet or any of them individually, my
true and lawful attorneys and agents to execute, in the name of, and on behalf
of, the undersigned as a member of said Board of Directors, the Registration
Statements listed below filed with the Securities and Exchange Commission
("SEC") under the Securities Act of 1933 and the Investment Company Act of 1940,
and any and all amendments to the Registration Statements listed below filed
with the SEC, and the undersigned hereby ratifies and confirms as his or her own
act and deed all that each of said attorneys and agents shall do or cause to
have done by virtue hereof.

      Variable Annuity Registration Statement filed under the Securities Act of
1933: 333-70728 (Venture)

      Each of said attorneys and agents shall have, and may exercise, all of the
powers hereby conferred.

      This Power of Attorney is intended to supersede any and all prior Power of
Attorneys in connection with the above mentioned acts, and is effective January
4, 2010 and remains in effect until revoked or revised.



SIGNATURE                      TITLE            DATE
                                          
/s/ Thomas  Borshoff           Director         January 4, 2010
--------------------------
Thomas  Borshoff




                               POWER OF ATTORNEY

      I, James R. Boyle, in my capacity as a Director of John Hancock Life
Insurance Company (U.S.A.) (the "Company"), do hereby constitute and appoint
John D. DesPrez III, Lynne Patterson, Emanuel Alves, John J. Danello, Arnold R.
Bergman, Thomas J. Loftus and James C. Hoodlet or any of them individually, my
true and lawful attorneys and agents to execute, in the name of, and on behalf
of, the undersigned as a member of said Board of Directors, the Registration
Statements listed below filed with the Securities and Exchange Commission
("SEC") under the Securities Act of 1933 and the Investment Company Act of 1940,
and any and all amendments to the Registration Statements listed below filed
with the SEC, and the undersigned hereby ratifies and confirms as his or her own
act and deed all that each of said attorneys and agents shall do or cause to
have done by virtue hereof.

      Variable Annuity Registration Statement filed under the Securities Act of
1933: 333-70728 (Venture)

      Each of said attorneys and agents shall have, and may exercise, all of the
powers hereby conferred.

      This Power of Attorney is intended to supersede any and all prior Power of
Attorneys in connection with the above mentioned acts, and is effective January
4, 2010 and remains in effect until revoked or revised.



SIGNATURE                      TITLE            DATE
                                          
/s/ James R. Boyle             Director         January 4, 2010
--------------------------
James R. Boyle




                               POWER OF ATTORNEY

      I, Ruth Ann Fleming, in my capacity as a Director of John Hancock Life
Insurance Company (U.S.A.) (the "Company"), do hereby constitute and appoint
John D. DesPrez III, Lynne Patterson, Emanuel Alves, John J. Danello, Arnold R.
Bergman, Thomas J. Loftus and James C. Hoodlet or any of them individually, my
true and lawful attorneys and agents to execute, in the name of, and on behalf
of, the undersigned as a member of said Board of Directors, the Registration
Statements listed below filed with the Securities and Exchange Commission
("SEC") under the Securities Act of 1933 and the Investment Company Act of 1940,
and any and all amendments to the Registration Statements listed below filed
with the SEC, and the undersigned hereby ratifies and confirms as his or her own
act and deed all that each of said attorneys and agents shall do or cause to
have done by virtue hereof.

      Variable Annuity Registration Statement filed under the Securities Act of
1933: 333-70728 (Venture)

      Each of said attorneys and agents shall have, and may exercise, all of the
powers hereby conferred.

      This Power of Attorney is intended to supersede any and all prior Power of
Attorneys in connection with the above mentioned acts, and is effective January
4, 2010 and remains in effect until revoked or revised.



SIGNATURE                       TITLE            DATE
                                           
/s/ Ruth Ann Fleming            Director         January 4, 2010
--------------------------
Ruth Ann Fleming




                               POWER OF ATTORNEY

      I, James D. Gallagher, in my capacity as a Director of John Hancock Life
Insurance Company (U.S.A.) (the "Company"), do hereby constitute and appoint
John D. DesPrez III, Lynne Patterson, Emanuel Alves, John J. Danello, Arnold R.
Bergman, Thomas J. Loftus and James C. Hoodlet or any of them individually, my
true and lawful attorneys and agents to execute, in the name of, and on behalf
of, the undersigned as a member of said Board of Directors, the Registration
Statements listed below filed with the Securities and Exchange Commission
("SEC") under the Securities Act of 1933 and the Investment Company Act of 1940,
and any and all amendments to the Registration Statements listed below filed
with the SEC, and the undersigned hereby ratifies and confirms as his or her own
act and deed all that each of said attorneys and agents shall do or cause to
have done by virtue hereof.

      Variable Annuity Registration Statement filed under the Securities Act of
1933: 333-70728 (Venture)

      Each of said attorneys and agents shall have, and may exercise, all of the
powers hereby conferred.

      This Power of Attorney is intended to supersede any and all prior Power of
Attorneys in connection with the above mentioned acts, and is effective January
4, 2010 and remains in effect until revoked or revised.



SIGNATURE                       TITLE            DATE
                                           
/s/ James D. Gallagher          Director         January 4, 2010
--------------------------
James D. Gallagher




                               POWER OF ATTORNEY

      I, Scott S. Hartz, in my capacity as a Director of John Hancock Life
Insurance Company (U.S.A.) (the "Company"), do hereby constitute and appoint
John D. DesPrez III, Lynne Patterson, Emanuel Alves, John J. Danello, Arnold R.
Bergman, Thomas J. Loftus and James C. Hoodlet or any of them individually, my
true and lawful attorneys and agents to execute, in the name of, and on behalf
of, the undersigned as a member of said Board of Directors, the Registration
Statements listed below filed with the Securities and Exchange Commission
("SEC") under the Securities Act of 1933 and the Investment Company Act of 1940,
and any and all amendments to the Registration Statements listed below filed
with the SEC, and the undersigned hereby ratifies and confirms as his or her own
act and deed all that each of said attorneys and agents shall do or cause to
have done by virtue hereof.

      Variable Annuity Registration Statement filed under the Securities Act of
1933: 333-70728 (Venture)

      Each of said attorneys and agents shall have, and may exercise, all of the
powers hereby conferred.

      This Power of Attorney is intended to supersede any and all prior Power of
Attorneys in connection with the above mentioned acts, and is effective January
4, 2010 and remains in effect until revoked or revised.



SIGNATURE                      TITLE            DATE
                                          
/s/ Scott S. Hartz             Director         January 4, 2010
--------------------------
Scott S. Hartz




                               POWER OF ATTORNEY

      I, Bradford J. Race, Jr., in my capacity as a Director of John Hancock
Life Insurance Company (U.S.A.) (the "Company"), do hereby constitute and
appoint John D. DesPrez III, Lynne Patterson, Emanuel Alves, John J. Danello,
Arnold R. Bergman, Thomas J. Loftus and James C. Hoodlet or any of them
individually, my true and lawful attorneys and agents to execute, in the name
of, and on behalf of, the undersigned as a member of said Board of Directors,
the Registration Statements listed below filed with the Securities and Exchange
Commission ("SEC") under the Securities Act of 1933 and the Investment Company
Act of 1940, and any and all amendments to the Registration Statements listed
below filed with the SEC, and the undersigned hereby ratifies and confirms as
his or her own act and deed all that each of said attorneys and agents shall do
or cause to have done by virtue hereof.

      Variable Annuity Registration Statement filed under the Securities Act of
1933: 333-70728 (Venture)

      Each of said attorneys and agents shall have, and may exercise, all of the
powers hereby conferred.

      This Power of Attorney is intended to supersede any and all prior Power of
Attorneys in connection with the above mentioned acts, and is effective January
4, 2010 and remains in effect until revoked or revised.



SIGNATURE                        TITLE             DATE
                                             
/s/ Bradford J. Race, Jr.        Director          January 4, 2010
--------------------------
Bradford J. Race, Jr.




                               POWER OF ATTORNEY

      I, Rex Schlaybaugh, Jr., in my capacity as a Director of John Hancock Life
Insurance Company (U.S.A.) (the "Company"), do hereby constitute and appoint
John D. DesPrez III, Lynne Patterson, Emanuel Alves, John J. Danello, Arnold R.
Bergman, Thomas J. Loftus and James C. Hoodlet or any of them individually, my
true and lawful attorneys and agents to execute, in the name of, and on behalf
of, the undersigned as a member of said Board of Directors, the Registration
Statements listed below filed with the Securities and Exchange Commission
("SEC") under the Securities Act of 1933 and the Investment Company Act of 1940,
and any and all amendments to the Registration Statements listed below filed
with the SEC, and the undersigned hereby ratifies and confirms as his or her own
act and deed all that each of said attorneys and agents shall do or cause to
have done by virtue hereof.

      Variable Annuity Registration Statement filed under the Securities Act of
1933: 333-70728 (Venture)

      Each of said attorneys and agents shall have, and may exercise, all of the
powers hereby conferred.

      This Power of Attorney is intended to supersede any and all prior Power of
Attorneys in connection with the above mentioned acts, and is effective January
4, 2010 and remains in effect until revoked or revised.



SIGNATURE                       TITLE            DATE
                                           
/s/ Rex Schlaybaugh, Jr.        Director         January 4, 2010
--------------------------
Rex Schlaybaugh, Jr.




                               POWER OF ATTORNEY

      I, John G. Vrysen, in my capacity as a Director of John Hancock Life
Insurance Company (U.S.A.) (the "Company"), do hereby constitute and appoint
John D. DesPrez III, Lynne Patterson, Emanuel Alves, John J. Danello, Arnold R.
Bergman, Thomas J. Loftus and James C. Hoodlet or any of them individually, my
true and lawful attorneys and agents to execute, in the name of, and on behalf
of, the undersigned as a member of said Board of Directors, the Registration
Statements listed below filed with the Securities and Exchange Commission
("SEC") under the Securities Act of 1933 and the Investment Company Act of 1940,
and any and all amendments to the Registration Statements listed below filed
with the SEC, and the undersigned hereby ratifies and confirms as his or her own
act and deed all that each of said attorneys and agents shall do or cause to
have done by virtue hereof.

      Variable Annuity Registration Statement filed under the Securities Act of
1933: 333-70728 (Venture)

      Each of said attorneys and agents shall have, and may exercise, all of the
powers hereby conferred.

      This Power of Attorney is intended to supersede any and all prior Power of
Attorneys in connection with the above mentioned acts, and is effective January
4, 2010 and remains in effect until revoked or revised.



SIGNATURE                       TITLE             DATE
                                            
/s/ John G. Vrysen              Director          January 4, 2010
--------------------------
John G. Vrysen