Exhibit 21.1

Subsidiaries of the Registrant*

Name	State of Incorporation	Additional Names under which it Does business
SunTrust Banks, Inc.	Georgia	none
SunTrust Robinson Humphrey, Inc.	Tennessee	none
GenSpring Family Offices, LLC	Florida	GenSpring
SunTrust Bank Holding Company	Florida	none
SunTrust Insurance Services, Inc.	Georgia	SunTrust Insurance Agency
Twin Rivers II, Inc.	South Carolina	none
SunTrust Investment Services, Inc.	Georgia	none
SunTrust Bank	Georgia	LightStream Lending,
		SunTrust Dealer Financial Services
		SunTrust Bank, Corp
SunTrust Mortgage, Inc.	Virginia	Crestar Mortgage
Twin Rivers Insurance Company	South Carolina	none
Premium Assignment Corporation	Florida	none
Premium Assignment Corporation, II	California	none
STB Real Estate, LLC	Delaware	none
REITS
STB Real Estate Holdings                    (Commercial), Inc.	Delaware	none
STB Real Estate Holdings (Household Lending ), Inc.	Delaware	none
STB Real Estate Holdings (Residential), Inc.	Delaware	none

*A number of subsidiaries are not included in reliance on SEC Regulation SK, Item 601(b)(21)(ii).