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  <xsd:element name="AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateFairValue" id="rsl_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateFairValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="ScheduleOfFinancingReceivablesImpairmentMethodAndTypeOfLoanTableTextBlock" id="rsl_ScheduleOfFinancingReceivablesImpairmentMethodAndTypeOfLoanTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfCommercialMortgageLoansByGeographicRegionTableTextBlock" id="rsl_ScheduleOfCommercialMortgageLoansByGeographicRegionTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfCommercialMortgageLoansByPropertyTypeTableTextBlock" id="rsl_ScheduleOfCommercialMortgageLoansByPropertyTypeTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="SyndicatedLoansMember" id="rsl_SyndicatedLoansMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FinancingReceivableGeographicRegionAxis" id="rsl_FinancingReceivableGeographicRegionAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FinancingReceivableGeographicRegionDomain" id="rsl_FinancingReceivableGeographicRegionDomain" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="SouthAtlanticMember" id="rsl_SouthAtlanticMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PacificMember" id="rsl_PacificMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="MountainMember" id="rsl_MountainMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="EastNorthCentralMember" id="rsl_EastNorthCentralMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="WestNorthCentralMember" id="rsl_WestNorthCentralMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="MiddleAtlanticMember" id="rsl_MiddleAtlanticMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="WestSouthCentralMember" id="rsl_WestSouthCentralMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NewEnglandMember" id="rsl_NewEnglandMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="EastSouthCentralMember" id="rsl_EastSouthCentralMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="MixedUseMember" id="rsl_MixedUseMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PercentageOfFinancingReceivableWithHighestRiskRating" id="rsl_PercentageOfFinancingReceivableWithHighestRiskRating" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="FinancingReceivablesFundingCommitments" id="rsl_FinancingReceivablesFundingCommitments" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="FinancingReceivableModificationsNumberOfLoansRestructured" id="rsl_FinancingReceivableModificationsNumberOfLoansRestructured" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="RecordedInvestmentUnderTroubledDebtRestructuring" id="rsl_RecordedInvestmentUnderTroubledDebtRestructuring" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfDeferredPolicyAcquisitionCostsTableTextBlock" id="rsl_ScheduleOfDeferredPolicyAcquisitionCostsTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LiabilityForFuturePolicyBenefitsAndUnpaidClaimsTableTextBlock" id="rsl_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfSeparateAccountLiabilitiesByPolicyTypeTableTextBlock" id="rsl_ScheduleOfSeparateAccountLiabilitiesByPolicyTypeTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfDeferredSalesInducementCostsTableTextBlock" id="rsl_ScheduleOfDeferredSalesInducementCostsTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DeferredPolicyAcquisitionCostsCumulativeEffectOfChangeInAccountingPrincipleBeforeTaxes" id="rsl_DeferredPolicyAcquisitionCostsCumulativeEffectOfChangeInAccountingPrincipleBeforeTaxes" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="DeferredPolicyAcquisitionCostsReductionInCapitalizationCumulativeEffectOfChangeInAccountingPrincipleBeforeTaxes" id="rsl_DeferredPolicyAcquisitionCostsReductionInCapitalizationCumulativeEffectOfChangeInAccountingPrincipleBeforeTaxes" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="DeferredPolicyAcquisitionCostsReductionInAmortizationCumulativeEffectOfChangeInAccountingPrincipleBeforeTaxes" id="rsl_DeferredPolicyAcquisitionCostsReductionInAmortizationCumulativeEffectOfChangeInAccountingPrincipleBeforeTaxes" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="DeferredSalesInducementsCostAdjustmentForUnrealizedGainLossOnAvailableForSaleSecurities" id="rsl_DeferredSalesInducementsCostAdjustmentForUnrealizedGainLossOnAvailableForSaleSecurities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="PercentageOfCommercialMortgageLoan" id="rsl_PercentageOfCommercialMortgageLoan" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="FixedAnnuitiesMember" id="rsl_FixedAnnuitiesMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="EquityIndexedAnnuitiesHostValuesMember" id="rsl_EquityIndexedAnnuitiesHostValuesMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="EmbeddedDerivativeEIAMember" id="rsl_EmbeddedDerivativeEIAMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="OtherVariableAnnuityGuaranteesMember" id="rsl_OtherVariableAnnuityGuaranteesMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="TotalAnnuitiesMember" id="rsl_TotalAnnuitiesMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="VariableUniversalLifeAndUniversalLifeInsuranceMember" id="rsl_VariableUniversalLifeAndUniversalLifeInsuranceMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="VariableUniversalLifeAndUniversalLifeInsuranceAdditionalLiabilitiesMember" id="rsl_VariableUniversalLifeAndUniversalLifeInsuranceAdditionalLiabilitiesMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="IndexedUniversalLifeAccumulatedHostValuesMember" id="rsl_IndexedUniversalLifeAccumulatedHostValuesMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="EmbeddedDerivativeGMWBAndGMABMember" id="rsl_EmbeddedDerivativeGMWBAndGMABMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="OtherLifeDisabilityIncomeAndLongTermCareInsuranceMember" id="rsl_OtherLifeDisabilityIncomeAndLongTermCareInsuranceMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="GuaranteedMinimumDeathBenefitGainGrossUpMember" id="rsl_GuaranteedMinimumDeathBenefitGainGrossUpMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="GuaranteedMinimumBenefitExtentTypeAxis" id="rsl_GuaranteedMinimumBenefitExtentTypeAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="GuaranteedMinimumBenefitExtentTypeDomain" id="rsl_GuaranteedMinimumBenefitExtentTypeDomain" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="GuaranteedMinimumDeathBenefitReturnOfPremiumMember" id="rsl_GuaranteedMinimumDeathBenefitReturnOfPremiumMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="GuaranteedMinimumDeathBenefitFiveOrSixYearResetMember" id="rsl_GuaranteedMinimumDeathBenefitFiveOrSixYearResetMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="GuaranteedMinimumDeathBenefitOneYearRatchetMember" id="rsl_GuaranteedMinimumDeathBenefitOneYearRatchetMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="GuaranteedMinimumDeathBenefitFiveYearRatchetMember" id="rsl_GuaranteedMinimumDeathBenefitFiveYearRatchetMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="GuaranteedMinimumDeathBenefitOtherMember" id="rsl_GuaranteedMinimumDeathBenefitOtherMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="GuaranteedMinimumWithdrawalStandardBenefitMember" id="rsl_GuaranteedMinimumWithdrawalStandardBenefitMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="GuaranteedMinimumWithdrawalEnhancedBenefitMember" id="rsl_GuaranteedMinimumWithdrawalEnhancedBenefitMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="GuaranteedMinimumDeathBenefitAndGainGrossUpMember" id="rsl_GuaranteedMinimumDeathBenefitAndGainGrossUpMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="GuaranteedMinimumUniversalLifeMember" id="rsl_GuaranteedMinimumUniversalLifeMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="OtherFundsMember" id="rsl_OtherFundsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FairValueAssetsLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationTableTextBlock" id="rsl_FairValueAssetsLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FairValueInputsAssetsLiabilitiesQuantitativeInformationTableTextBlock" id="rsl_FairValueInputsAssetsLiabilitiesQuantitativeInformationTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CumulativeDecreaseInEmbeddedDerivativeLiability" id="rsl_CumulativeDecreaseInEmbeddedDerivativeLiability" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="CumulativeIncreaseDecreaseInEmbeddedDerivativeLiability" id="rsl_CumulativeIncreaseDecreaseInEmbeddedDerivativeLiability" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="FairValueAssetsLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationTable" id="rsl_FairValueAssetsLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationTable" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FairValueInputsAssetsLiabilitiesQuantitativeInformationTable" id="rsl_FairValueInputsAssetsLiabilitiesQuantitativeInformationTable" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FairValueAssetsLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationLineItems" id="rsl_FairValueAssetsLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationLineItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FairValueAssetsLiabilitiesMeasuredOnRecurringBasisGainLossIncludedInEarningsAbstract" id="rsl_FairValueAssetsLiabilitiesMeasuredOnRecurringBasisGainLossIncludedInEarningsAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLossIncludedInRealizedInvestmentGainsLosses" id="rsl_FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLossIncludedInRealizedInvestmentGainsLosses" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="FairValueAssetsOrLiabilitiesMeasuredOnRecurringBasisChangeInUnrealizedGainLossIncludedInBenefitsClaimsLossesAndSettlementExpenses" id="rsl_FairValueAssetsOrLiabilitiesMeasuredOnRecurringBasisChangeInUnrealizedGainLossIncludedInBenefitsClaimsLossesAndSettlementExpenses" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="FairValueAssetsMeasuredOnRecurringBasisGainLossIncludedInNetRealizedInvestmentGainsLosses" id="rsl_FairValueAssetsMeasuredOnRecurringBasisGainLossIncludedInNetRealizedInvestmentGainsLosses" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="GMWBAndGMABEmbeddedDerivativesMember" id="rsl_GMWBAndGMABEmbeddedDerivativesMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FairValueInputsAssetsLiabilitiesQuantitativeInformationLineItems" id="rsl_FairValueInputsAssetsLiabilitiesQuantitativeInformationLineItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FairValueInputsUtilizationOfGuaranteedWithdrawals" id="rsl_FairValueInputsUtilizationOfGuaranteedWithdrawals" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FairValueInputsSurrenderRate" id="rsl_FairValueInputsSurrenderRate" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FairValueInputsMortalityRate" id="rsl_FairValueInputsMortalityRate" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FairValueInputsYieldAndSpreadToTreasury" id="rsl_FairValueInputsYieldAndSpreadToTreasury" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FairValueInputsLossRecovery" id="rsl_FairValueInputsLossRecovery" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="HighlyLiquidInvestmentsOriginalMaximumMaturityPeriod" id="rsl_HighlyLiquidInvestmentsOriginalMaximumMaturityPeriod" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PeriodWithinWhichCapitalLossesMustBeUsedAgainstCapitalGainIncome" id="rsl_PeriodWithinWhichCapitalLossesMustBeUsedAgainstCapitalGainIncome" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfPremiumsForDerivativeOptionContractsTableTextBlock" id="rsl_ScheduleOfPremiumsForDerivativeOptionContractsTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="GuaranteedMinimumWithdrawalBenefitAndGuaranteedMinimumAccumulationBenefitMember" id="rsl_GuaranteedMinimumWithdrawalBenefitAndGuaranteedMinimumAccumulationBenefitMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="EquityIndexedAnnuitiesMember" id="rsl_EquityIndexedAnnuitiesMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="EquityIndexedAnnuitiesEmbeddedDerivativesMember" id="rsl_EquityIndexedAnnuitiesEmbeddedDerivativesMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="IndexedUniversalLifeMember" id="rsl_IndexedUniversalLifeMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="IndexedUniversalLifeEmbeddedDerivativesMember" id="rsl_IndexedUniversalLifeEmbeddedDerivativesMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="OtherDerivativesMember" id="rsl_OtherDerivativesMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="SummaryOfOptionPremiumsPayableAndReceivableTable" id="rsl_SummaryOfOptionPremiumsPayableAndReceivableTable" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PremiumsForDerivativeOptionAxis" id="rsl_PremiumsForDerivativeOptionAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PaymentOrReceivableTermDomain" id="rsl_PaymentOrReceivableTermDomain" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CurrentYearMember" id="rsl_CurrentYearMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DueInOneYearMember" id="rsl_DueInOneYearMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DueInTwoYearsMember" id="rsl_DueInTwoYearsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DueInThreeYearsMember" id="rsl_DueInThreeYearsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DueInFourYearsMember" id="rsl_DueInFourYearsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DueAfterFourYearsMember" id="rsl_DueAfterFourYearsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="SummaryOfOptionPremiumsPayableAndReceivableLineItems" id="rsl_SummaryOfOptionPremiumsPayableAndReceivableLineItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PremiumsPayableForDerivativeOptionContracts" id="rsl_PremiumsPayableForDerivativeOptionContracts" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="PremiumsReceivableForDerivativeOptionContracts" id="rsl_PremiumsReceivableForDerivativeOptionContracts" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="AccumulatedOtherComprehensiveIncomeLossCumulativeChangeInNetGainLossFromCashFlowHedgesEffectNetOfTaxRollForward" id="rsl_AccumulatedOtherComprehensiveIncomeLossCumulativeChangeInNetGainLossFromCashFlowHedgesEffectNetOfTaxRollForward" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="SecuritiesAcceptedAsCollateralAtFairValue" id="rsl_SecuritiesAcceptedAsCollateralAtFairValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="MaximumPotentialFutureExposureNetOfMasterNettingAndCollateralOnCreditRiskDerivativeAssets" id="rsl_MaximumPotentialFutureExposureNetOfMasterNettingAndCollateralOnCreditRiskDerivativeAssets" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="PortionAtOtherThanFairValueFairValueDisclosureCarryingAmountMember" id="rsl_PortionAtOtherThanFairValueFairValueDisclosureCarryingAmountMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="OtherComprehensiveIncomeAvailableForSaleSecuritiesTable" id="rsl_OtherComprehensiveIncomeAvailableForSaleSecuritiesTable" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="OtherComprehensiveIncomeAvailableForSaleSecuritiesAxis" id="rsl_OtherComprehensiveIncomeAvailableForSaleSecuritiesAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="OtherComprehensiveIncomeAvailableForSaleSecuritiesLineItems" id="rsl_OtherComprehensiveIncomeAvailableForSaleSecuritiesLineItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DiscountedCashFlowTechniqueMember" id="rsl_DiscountedCashFlowTechniqueMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="OtherComprehensiveIncomeAvailableForSaleSecuritiesDomain" id="rsl_OtherComprehensiveIncomeAvailableForSaleSecuritiesDomain" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LiabilityForFuturePolicyBenefitAndUnpaidClaimsByPolicyTypeAxis" id="rsl_LiabilityForFuturePolicyBenefitAndUnpaidClaimsByPolicyTypeAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LiabilityForFuturePolicyBenefitByPolicyTypeDomain" id="rsl_LiabilityForFuturePolicyBenefitByPolicyTypeDomain" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="AmeripriseFinancialMember" id="rsl_AmeripriseFinancialMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfDebtInstrumentsTable" id="rsl_ScheduleOfDebtInstrumentsTable" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FinancingReceivableIndividuallyEvaluatedForImpairmentWithNoRelatedAllowanceForLoanLosses" id="rsl_FinancingReceivableIndividuallyEvaluatedForImpairmentWithNoRelatedAllowanceForLoanLosses" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="PortionAtOtherThanFairValueFairValueDisclosureFairValueAmountMember" id="rsl_PortionAtOtherThanFairValueFairValueDisclosureFairValueAmountMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DeferredSalesInducementsAmortizationExpenseExcludingImpactOfValuationAssumptionsReview" id="rsl_DeferredSalesInducementsAmortizationExpenseExcludingImpactOfValuationAssumptionsReview" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="DeferredPolicyAcquisitionCostAmortizationExpenseExcludingImpactOfValuationAssumptionsReview" id="rsl_DeferredPolicyAcquisitionCostAmortizationExpenseExcludingImpactOfValuationAssumptionsReview" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="GrossInvestmentIncomeInsuranceEntityFixedMaturities" id="rsl_GrossInvestmentIncomeInsuranceEntityFixedMaturities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="GrossInvestmentIncomeInsuranceEntityCommercialMortgageLoans" id="rsl_GrossInvestmentIncomeInsuranceEntityCommercialMortgageLoans" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="GrossInvestmentIncomeInsuranceEntityOtherInvestments" id="rsl_GrossInvestmentIncomeInsuranceEntityOtherInvestments" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="GrossInvestmentIncome" id="rsl_GrossInvestmentIncome" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="SignificantChangeInUnrecognizedTaxBenefitReasonablyPossibleEstimatedRangeOfChange" id="rsl_SignificantChangeInUnrecognizedTaxBenefitReasonablyPossibleEstimatedRangeOfChange" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="ScheduleOfDerivativeAssetsAndLiabilitiesAfterConsideringEffectOfMasterNettingArrangementsAndCollateralTableTextBlock" id="rsl_ScheduleOfDerivativeAssetsAndLiabilitiesAfterConsideringEffectOfMasterNettingArrangementsAndCollateralTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="OverTheCounterDerivativesMember" id="rsl_OverTheCounterDerivativesMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ExchangeTradedDerivativesMember" id="rsl_ExchangeTradedDerivativesMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="EmbeddedDerivativesMember" id="rsl_EmbeddedDerivativesMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DerivativeFairValueAmountOffsetAgainstCollateralAssetAbstract" id="rsl_DerivativeFairValueAmountOffsetAgainstCollateralAssetAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DerivativeFairValueAmountOffsetAgainstCollateralLiabilityAbstract" id="rsl_DerivativeFairValueAmountOffsetAgainstCollateralLiabilityAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DerivativeCollateralObligationToReturnSecurities" id="rsl_DerivativeCollateralObligationToReturnSecurities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="DerivativeFairValueOfDerivativeAssetAmountOffsetAgainstCashAndSecuritiesCollateral" id="rsl_DerivativeFairValueOfDerivativeAssetAmountOffsetAgainstCashAndSecuritiesCollateral" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="DerivativeCollateralRightToReclaimSecurities" id="rsl_DerivativeCollateralRightToReclaimSecurities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="ThresholdAssetsToDetermineSystemicallyImportantFinancialInstitutionStatus" id="rsl_ThresholdAssetsToDetermineSystemicallyImportantFinancialInstitutionStatus" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="DerivativeFairValueOfDerivativeLiabilityAmountOffsetAgainstCashAndSecuritiesCollateral" id="rsl_DerivativeFairValueOfDerivativeLiabilityAmountOffsetAgainstCashAndSecuritiesCollateral" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="ThresholdDerivativeLiabilitiesToDetermineSystemicallyImportantFinancialInstitutionStatus" id="rsl_ThresholdDerivativeLiabilitiesToDetermineSystemicallyImportantFinancialInstitutionStatus" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="AdditionalQuantitativeMeasuresToBeMetForSystemicallyImportantFinancialInstitutionStatus" id="rsl_AdditionalQuantitativeMeasuresToBeMetForSystemicallyImportantFinancialInstitutionStatus" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="AdditionalQuantitativeMeasuresToDetermineSystemicallyImportantFinancialInstitutionStatus" id="rsl_AdditionalQuantitativeMeasuresToDetermineSystemicallyImportantFinancialInstitutionStatus" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfDerivativeLiabilitiesAfterConsideringEffectOfMasterNettingArrangementsAndCollateralTableTextBlock" id="rsl_ScheduleOfDerivativeLiabilitiesAfterConsideringEffectOfMasterNettingArrangementsAndCollateralTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DecreaseFromOutOfPeriodCorrectionForTaxItem" id="rsl_DecreaseFromOutOfPeriodCorrectionForTaxItem" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="OtherComprehensiveIncomeCumulativeEffectOfChangeInAccountingPrinciple" id="rsl_OtherComprehensiveIncomeCumulativeEffectOfChangeInAccountingPrinciple" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="DeferredPolicyAcquisitionCostAmortizationExpenseImpactOfValuationAssumptionsReview" id="rsl_DeferredPolicyAcquisitionCostAmortizationExpenseImpactOfValuationAssumptionsReview" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="DeferredSalesInducementsAmortizationExpenseImpactOfValuationAssumptionsReview" id="rsl_DeferredSalesInducementsAmortizationExpenseImpactOfValuationAssumptionsReview" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfFinancingReceivablesPurchasesAndSalesOfLoansTableTextBlock" id="rsl_ScheduleOfFinancingReceivablesPurchasesAndSalesOfLoansTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PreTaxBenefitNetOfDeferredCostsDueToRevisionsToAccountingClassificationOfStructuredSecurities" id="rsl_PreTaxBenefitNetOfDeferredCostsDueToRevisionsToAccountingClassificationOfStructuredSecurities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="DeferredCostsAmortizationDueToRevisionsToAccountingClassificationOfStructuredSecurities" id="rsl_DeferredCostsAmortizationDueToRevisionsToAccountingClassificationOfStructuredSecurities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="AssetAndMortgageBackedSecuritiesMember" id="rsl_AssetAndMortgageBackedSecuritiesMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
</xsd:schema>
