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        <link:definition>40503 - Disclosure - Loans (Composition Of Loans Acquired At Acquisition) (Details)</link:definition>
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        <link:usedOn>link:calculationLink</link:usedOn>
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        <link:usedOn>link:calculationLink</link:usedOn>
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      <link:roleType roleURI="http://www.cityholding.com/role/DisclosureAllowanceForLoanLossesScheduleOfCreditQualityIndicatorsDetails" id="DisclosureAllowanceForLoanLossesScheduleOfCreditQualityIndicatorsDetails">
        <link:definition>40603 - Disclosure - Allowance For Loan Losses (Schedule Of Credit Quality Indicators) (Details)</link:definition>
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        <link:usedOn>link:calculationLink</link:usedOn>
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        <link:usedOn>link:calculationLink</link:usedOn>
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        <link:definition>40606 - Disclosure - Allowance For Loan Losses (Schedule Of Information Related To Average Recorded Investment And Interest Income Recognized On Impaired Loans) (Details)</link:definition>
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        <link:usedOn>link:calculationLink</link:usedOn>
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        <link:definition>40801 - Disclosure - Long-Term Debt (Components Of Long-Term Debt) (Details)</link:definition>
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        <link:definition>40901 - Disclosure - Derivative Instruments (Fair Value Of Derivative Instruments) (Details)</link:definition>
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        <link:usedOn>link:calculationLink</link:usedOn>
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        <link:definition>40902 - Disclosure - Derivative Instruments (Change In Fair Value Of Derivative Instruments) (Details)</link:definition>
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        <link:usedOn>link:calculationLink</link:usedOn>
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        <link:definition>41001 - Disclosure - Employee Benefit Plans (Narrative) (Details)</link:definition>
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        <link:usedOn>link:calculationLink</link:usedOn>
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        <link:definition>41002 - Disclosure - Employee Benefit Plans (Summary Of Stock Option Activity) (Details)</link:definition>
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        <link:usedOn>link:calculationLink</link:usedOn>
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        <link:definition>41003 - Disclosure - Employee Benefit Plans (Stock Options Outstanding And Exercisable) (Details)</link:definition>
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        <link:usedOn>link:calculationLink</link:usedOn>
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        <link:definition>41004 - Disclosure - Employee Benefit Plans (Weighted Average Assumptions Estimate The Fair Value Of Options Granted) (Details)</link:definition>
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        <link:definition>41005 - Disclosure - Employee Benefit Plans (Restricted Shares Activity And Related Information) (Details)</link:definition>
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        <link:usedOn>link:calculationLink</link:usedOn>
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        <link:definition>41101 - Disclosure - Commitments And Contingencies (Details)</link:definition>
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        <link:usedOn>link:calculationLink</link:usedOn>
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        <link:definition>41401 - Disclosure - Fair Value Measurements (Narrative) (Details)</link:definition>
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        <link:usedOn>link:calculationLink</link:usedOn>
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        <link:definition>41402 - Disclosure - Fair Value Measurements (Schedule Of Assets And Liabilities Measured At Fair Value On A Recurring And Nonrecurring Basis) (Details)</link:definition>
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        <link:usedOn>link:calculationLink</link:usedOn>
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        <link:definition>41403 - Disclosure - Fair Value Measurements (Schedule Of Reconciliation Of Investment Securities Available For Sale Measured At Fair Value On A Recurring Basis Level 3 Assets) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
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  <element id="chco_RangesOfExercisePricesThirtyFivePointZeroNineToFortyPointEightEightMember" name="RangesOfExercisePricesThirtyFivePointZeroNineToFortyPointEightEightMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <element id="chco_StockIssuedDuringPeriodSharesRestrictedStockAwardGranted" name="StockIssuedDuringPeriodSharesRestrictedStockAwardGranted" nillable="true" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <element id="chco_RestrictedSharesAverageMarketPriceAtGrant" name="RestrictedSharesAverageMarketPriceAtGrant" nillable="true" type="num:perShareItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <element id="chco_NonVestedRestrictedSharesMember" name="NonVestedRestrictedSharesMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <element id="chco_DefinedContributionPlanEmployeeContributionPercentageOfCompensation" name="DefinedContributionPlanEmployeeContributionPercentageOfCompensation" nillable="true" type="num:percentItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <element id="chco_DefinedContributionPlanEmployerContributionPercentageOfCompensation" name="DefinedContributionPlanEmployerContributionPercentageOfCompensation" nillable="true" type="num:percentItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <element id="chco_PooledTrustPreferredSecuritiesCarryingValue" name="PooledTrustPreferredSecuritiesCarryingValue" nillable="true" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" xbrli:balance="debit" />
  <element id="chco_MinimumAgeToEnrollInBenefitPlan" name="MinimumAgeToEnrollInBenefitPlan" nillable="true" type="xbrli:integerItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" />
  <element id="chco_VirginiaSavingsBankMember" name="VirginiaSavingsBankMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <element id="chco_OtherThatTemporaryImpairmentCreditLossesRecognizedInEarnings" name="OtherThatTemporaryImpairmentCreditLossesRecognizedInEarnings" nillable="true" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" xbrli:balance="debit" />
  <element id="chco_OtherThatTemporaryImpairmentCreditLossesRecognizedInEarningsAdditionalCreditImpairment" name="OtherThatTemporaryImpairmentCreditLossesRecognizedInEarningsAdditionalCreditImpairment" nillable="true" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" xbrli:balance="debit" />
  <element id="chco_PooledTrustPreferredSecuritiesEstimatedFairValue" name="PooledTrustPreferredSecuritiesEstimatedFairValue" nillable="true" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" xbrli:balance="debit" />
  <element id="chco_NumberOfPooledTrustPreferredSecurities" name="NumberOfPooledTrustPreferredSecurities" nillable="true" type="xbrli:positiveIntegerItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" />
  <element id="chco_PercentOfAverageDailyTradingVolume" name="PercentOfAverageDailyTradingVolume" nillable="true" type="num:percentItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" />
  <element id="chco_NumberOfLoansSecuritizationTransactionsJuniorLienUnderlyingMortgages" name="NumberOfLoansSecuritizationTransactionsJuniorLienUnderlyingMortgages" nillable="true" type="xbrli:positiveIntegerItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <element id="chco_CollateralizationPercentageOfMortgagesUnderlyingSecuritizationTransaction" name="CollateralizationPercentageOfMortgagesUnderlyingSecuritizationTransaction" nillable="true" type="num:percentItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" />
  <element id="chco_ProceedsFromSecuritizatiosOfMortgages" name="ProceedsFromSecuritizatiosOfMortgages" nillable="true" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" xbrli:balance="debit" />
  <element id="chco_DistributionsOnDebenturesInterestRateOverThreeMonthLiborRate" name="DistributionsOnDebenturesInterestRateOverThreeMonthLiborRate" nillable="true" type="num:percentItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" />
  <element id="chco_SubordinatedBorrowingRedemptionPriceRangeRateUpperLimit" name="SubordinatedBorrowingRedemptionPriceRangeRateUpperLimit" nillable="true" type="num:percentItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" />
  <element id="chco_SubordinatedBorrowingRedemptionPriceRangeRateLowerLimit" name="SubordinatedBorrowingRedemptionPriceRangeRateLowerLimit" nillable="true" type="num:percentItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" />
  <element id="chco_SubordinatedBorrowingRedemptionDate" name="SubordinatedBorrowingRedemptionDate" nillable="true" type="xbrli:dateItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" />
  <element id="chco_SubordinatedBorrowingThresholdInDaysAfterRedemptionDateForRedemptionInPart" name="SubordinatedBorrowingThresholdInDaysAfterRedemptionDateForRedemptionInPart" nillable="true" type="us-types:durationStringItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" />
  <element id="chco_RangeOfStockOptionExercisePricesAxis" name="RangeOfStockOptionExercisePricesAxis" nillable="true" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" xbrli:periodType="duration" />
  <element id="chco_RangeOfStockOptionExercisePricesDomain" name="RangeOfStockOptionExercisePricesDomain" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <element id="chco_ImpairedLoansMember" name="ImpairedLoansMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <element id="chco_CarryingValueOfImpairedLoansBeforeAllocations" name="CarryingValueOfImpairedLoansBeforeAllocations" nillable="true" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" xbrli:balance="debit" />
  <element id="chco_AssetsAndLiabilitiesMeasuredOnNonrecurringBasis" name="AssetsAndLiabilitiesMeasuredOnNonrecurringBasis" nillable="true" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" xbrli:balance="debit" />
  <element id="chco_OtherRealEstateOwnedReportedAtFairValueTable" name="OtherRealEstateOwnedReportedAtFairValueTable" nillable="true" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" abstract="true" xbrli:periodType="duration" />
  <element id="chco_OtherRealEstateOwnedReportedAtFairValueLineItems" name="OtherRealEstateOwnedReportedAtFairValueLineItems" nillable="true" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" />
  <element id="chco_OtherRealEstateOwnedRemeasurementAtFairValueAxis" name="OtherRealEstateOwnedRemeasurementAtFairValueAxis" nillable="true" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" xbrli:periodType="duration" />
  <element id="chco_OtherRealEstateOwnedRemeasurementAtFairValueDomain" name="OtherRealEstateOwnedRemeasurementAtFairValueDomain" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <element id="chco_OreoRemeasuredAtInitialRecognitionMember" name="OreoRemeasuredAtInitialRecognitionMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <element id="chco_OreoRemeasuredSubsequentToInitialRecognitionMember" name="OreoRemeasuredSubsequentToInitialRecognitionMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <element id="chco_PrecentOfPaymentAtMaturity" name="PrecentOfPaymentAtMaturity" nillable="true" type="num:percentItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" />
  <element id="chco_BasisPoints" name="BasisPoints" nillable="true" type="xbrli:integerItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" />
  <element id="chco_UnobservableInputsFairValueMeasurementCollateralDiscountPercent" name="UnobservableInputsFairValueMeasurementCollateralDiscountPercent" nillable="true" type="num:percentItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <element id="chco_CommonStockValuationStockPrice" name="CommonStockValuationStockPrice" nillable="true" type="num:perShareItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" />
  <element id="chco_BusinessAcquisitionPurchasePriceAllocationDeposits" name="BusinessAcquisitionPurchasePriceAllocationDeposits" nillable="true" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" xbrli:balance="credit" />
  <element id="chco_BusinessAcquisitionPurchasePriceAllocationAmortizableIntangibleAssetsTimePeriod" name="BusinessAcquisitionPurchasePriceAllocationAmortizableIntangibleAssetsTimePeriod" nillable="true" type="xbrli:durationItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <element id="chco_BusinessAcquisitionPurchasePriceAllocationAmortizableIntangibleAssetsMaximumAnnualCharge" name="BusinessAcquisitionPurchasePriceAllocationAmortizableIntangibleAssetsMaximumAnnualCharge" nillable="true" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" xbrli:balance="debit" />
  <element id="chco_PremiumOnTimeDeposits" name="PremiumOnTimeDeposits" nillable="true" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" xbrli:balance="debit" />
  <element id="chco_PremiumOnTimeDepositsAmortizationPeriod" name="PremiumOnTimeDepositsAmortizationPeriod" nillable="true" type="xbrli:durationItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <element id="chco_BusinessAcquisitionsNumberOfSharesAcquired" name="BusinessAcquisitionsNumberOfSharesAcquired" nillable="true" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" />
  <element id="chco_OtherThanTemporarayImpairmentCreditLossesRecognizedInEarningsReductionsSold" name="OtherThanTemporarayImpairmentCreditLossesRecognizedInEarningsReductionsSold" nillable="true" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" xbrli:balance="credit" />
  <element id="chco_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsRecuctionsCalled" name="OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsRecuctionsCalled" nillable="true" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" xbrli:balance="credit" />
  <element id="chco_DefinedBenefitPlanNumberOfCurrentAndNoncurrentEmployeesCovered" name="DefinedBenefitPlanNumberOfCurrentAndNoncurrentEmployeesCovered" nillable="true" type="xbrli:integerItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <element id="chco_RestrictedStockSharesOutstanding" name="RestrictedStockSharesOutstanding" nillable="true" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" />
  <element id="chco_LitigationForgiveAndReleaseAmount" name="LitigationForgiveAndReleaseAmount" nillable="true" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" xbrli:balance="debit" />
  <element id="chco_NetEarningsAllocatedToCommonStock" name="NetEarningsAllocatedToCommonStock" nillable="true" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" xbrli:balance="credit" />
  <element id="chco_AllowanceForLoanLossesOnImpairedLoansDuringPeriod" name="AllowanceForLoanLossesOnImpairedLoansDuringPeriod" nillable="true" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" xbrli:balance="credit" />
  <element id="chco_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesPerformingLoans" name="CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesPerformingLoans" nillable="true" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" xbrli:balance="debit" />
  <element id="chco_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesContractualCashFlowsNotExpectedToBeCollectedNonaccretableDifference" name="CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesContractualCashFlowsNotExpectedToBeCollectedNonaccretableDifference" nillable="true" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" xbrli:balance="credit" />
  <element id="chco_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesContractualCashFlowsExpectedToBeCollectedAccretableDifference" name="CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesContractualCashFlowsExpectedToBeCollectedAccretableDifference" nillable="true" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" xbrli:balance="credit" />
  <element id="chco_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesEstimatedFairValueOfPurchasedCreditImpairedLoansAcquired" name="CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesEstimatedFairValueOfPurchasedCreditImpairedLoansAcquired" nillable="true" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" xbrli:balance="debit" />
  <element id="chco_FiniteLivedIntangibleAssetsCoreDepositsAcquired" name="FiniteLivedIntangibleAssetsCoreDepositsAcquired" nillable="true" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" xbrli:balance="debit" />
  <element id="chco_PercentOfOutstandingCommonAndPreferredStockAcquiredDuringAcquisition" name="PercentOfOutstandingCommonAndPreferredStockAcquiredDuringAcquisition" nillable="true" type="num:percentItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" />
  <element id="chco_AdditionalInformationOfTrustPreferredSecuritiesWithCreditRatingForInvestmentGradeTableTextBlock" name="AdditionalInformationOfTrustPreferredSecuritiesWithCreditRatingForInvestmentGradeTableTextBlock" nillable="true" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <element id="chco_ScheduleOfLoansAcquiredInAcquisitionTableTextBlock" name="ScheduleOfLoansAcquiredInAcquisitionTableTextBlock" nillable="true" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <element id="chco_VirginiaSavingsBancorpIncorporatedMember" name="VirginiaSavingsBancorpIncorporatedMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <element id="chco_CommercialIndustrialLoansAndCommercialRealEstateMember" name="CommercialIndustrialLoansAndCommercialRealEstateMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <element id="chco_SummaryOfChangeInFairValueOfDerivativeInstrumentsTableTextBlock" name="SummaryOfChangeInFairValueOfDerivativeInstrumentsTableTextBlock" nillable="true" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <element id="chco_WesternVirginiaMember" name="WesternVirginiaMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <element id="chco_VirginiaBeachVirginiaMember" name="VirginiaBeachVirginiaMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <element id="chco_CommunityBankMember" name="CommunityBankMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <element id="chco_EstimatedCashFlowsOfLoansInThirtyToFiftyNineDaysPastDue" name="EstimatedCashFlowsOfLoansInThirtyToFiftyNineDaysPastDue" nillable="true" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" xbrli:balance="debit" />
  <element id="chco_EstimatedCashFlowsOfLoansInSixtyToEightyNineDaysPastDue" name="EstimatedCashFlowsOfLoansInSixtyToEightyNineDaysPastDue" nillable="true" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" xbrli:balance="debit" />
  <element id="chco_EstimatedCashFlowsOfLoansInOverNinetyDaysPastDue" name="EstimatedCashFlowsOfLoansInOverNinetyDaysPastDue" nillable="true" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" xbrli:balance="debit" />
  <element id="chco_NumberOfBranchesAcquiredInAcquisition" name="NumberOfBranchesAcquiredInAcquisition" nillable="true" type="xbrli:integerItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" />
</schema>
