Index Options Contract Schedule- Index Protection Strategy Rider

Owner:[John Doe]Contract Number:[??687456]

[Joint Owner:[Jane Doe]]Issue Date:[04/15/10]

Annuitant:[John Doe]Scheduled Annuity Date:[04/15/65]

Annuitant's Age[35 Male]

and Gender

Alternate Minimum Value

AMV Factor[87.50]%

AMB Factor[87.50]%

Alternate Interest Rate[1.00]%

Allocation Guidelines:

1. Currently, you can select up to [4] of the Index Protection Strategy Index Options.

2. Allocations must be made in whole percentages.

Index Protection Strategy Index Options

Index	Minimum Declared Protection Strategy Credit for all Index Years
[S&P 500® Index	[0.10]%]
[Nasdaq-100® Index	[0.10]%]
[Russell 2000® Index	[0.10]%]
[EURO STOXX 50®	[0.10]%]

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