Trust Operations AVP - Oneonta Branch

0000909012-14-000300.txt : 20140725 0000909012-14-000300.hdr.sgml : 20140725 20140725101348 ACCESSION NUMBER: 0000909012-14-000300 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20140630 FILED AS OF DATE: 20140725 DATE AS OF CHANGE: 20140725 EFFECTIVENESS DATE: 20140725 FILER: COMPANY DATA: COMPANY CONFORMED NAME: COMMUNITY BANK SYSTEM, INC. CENTRAL INDEX KEY: 0000723188 STANDARD INDUSTRIAL CLASSIFICATION: NATIONAL COMMERCIAL BANKS [6021] IRS NUMBER: 161213679 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-11044 FILM NUMBER: 14993042 BUSINESS ADDRESS: STREET 1: 5790 WIDEWATERS PKWY CITY: DEWITT STATE: NY ZIP: 13214 BUSINESS PHONE: 8007242262 MAIL ADDRESS: STREET 1: 5790 WIDEWATERS PARKWAY CITY: DEWITT STATE: NY ZIP: 13214 FORMER COMPANY: FORMER CONFORMED NAME: COMMUNITY BANK NA, a subsidiary of Community Bank System Inc DATE OF NAME CHANGE: 20130729 FORMER COMPANY: FORMER CONFORMED NAME: COMMUNITY BANK NA, a subsidiary of Community Bank System Inc. DATE OF NAME CHANGE: 20130726 FORMER COMPANY: FORMER CONFORMED NAME: COMMUNITY BANK SYSTEM INC DATE OF NAME CHANGE: 19920703 13F-HR 1 primary_doc.xml 13F-HR LIVE false false false 0000723188 XXXXXXXX 06-30-2014 06-30-2014 COMMUNITY BANK SYSTEM, INC.

5790 WIDEWATERS PARKWAY DEWITT NY 13214

13F HOLDINGS REPORT 028-11044 N Patricia Lowe Trust Operations AVP - Oneonta Branch 607 433 4129 /s/ PATRICIA LOWE Oneonta NY 07-24-2014 0 539 458413 false INFORMATION TABLE 2 aci_13f.xml EATON CORP PLC FOREIGN EQUITIES G29183103 131 1697 SH SOLE 1,697 0 0 0 NOBLE CORP PLC USD FOREIGN EQUITIES G65431101 1325 39500 SH SOLE 39,500 0 0 0 NOBLE CORP PLC USD FOREIGN EQUITIES G65431101 186 5550 SH DFND 5,550 0 0 0 SEADRILL LTD COMMON STOCK G7945E105 4 100 SH SOLE 100 0 0 0 WHITE MTNS INS GROUP LTD COMMON STOCK G9618E107 61 100 SH SOLE 100 0 0 0 XL GROUP PLC FOREIGN EQUITIES G98290102 14 440 SH SOLE 440 0 0 0 AFLAC INC COMMON STOCK 001055102 5 79 SH SOLE 79 0 0 0 AGL RESOURCES INC COMMON STOCK 001204106 25 451 SH SOLE 451 0 0 0 ALPS ETF TR SECTR DIV DOGS ETF/EQUITY 00162Q858 81 2175 SH SOLE 2,175 0 0 0 ALPS ETF TR ALERIAN MLP ETF/OTHER 00162Q866 2599 136794 SH SOLE 132,741 0 0 4053 ALPS ETF TR ALERIAN MLP ETF/OTHER 00162Q866 245 12871 SH DFND 12,871 0 0 0 AT&T INC COMMON STOCK 00206R102 5200 147072 SH SOLE 147,072 0 0 0 AT&T INC COMMON STOCK 00206R102 1028 29072 SH DFND 29,072 0 0 0 ABBOTT LABS COMMON STOCK 002824100 2180 53300 SH SOLE 53,300 0 0 0 ABBOTT LABS COMMON STOCK 002824100 170 4155 SH DFND 4,155 0 0 0 ABBVIE INC COMMON STOCK 00287Y109 2700 47841 SH SOLE 47,841 0 0 0 ABBVIE INC COMMON STOCK 00287Y109 214 3790 SH DFND 3,790 0 0 0 AETNA INC NEW COMMON STOCK 00817Y108 41 500 SH DFND 500 0 0 0 AIR PRODS & CHEMS INC COMMON STOCK 009158106 486 3780 SH SOLE 3,780 0 0 0 AIR PRODS & CHEMS INC COMMON STOCK 009158106 26 200 SH DFND 200 0 0 0 ALCOA INC COMMON STOCK 013817101 46 3084 SH SOLE 3,084 0 0 0 ALCOA INC COMMON STOCK 013817101 60 4000 SH DFND 4,000 0 0 0 ALTRIA GROUP INC COMMON STOCK 02209S103 119 2827 SH SOLE 2,827 0 0 0 ALTRIA GROUP INC COMMON STOCK 02209S103 27 650 SH DFND 650 0 0 0 AMAZON.COM INC COMMON STOCK 023135106 8 25 SH SOLE 25 0 0 0 AMERICAN ELEC PWR INC COMMON STOCK 025537101 238 4259 SH SOLE 4,259 0 0 0 AMERICAN ELEC PWR INC COMMON STOCK 025537101 135 2419 SH DFND 2,419 0 0 0 AMERICAN EXPRESS CO COMMON STOCK 025816109 77 812 SH SOLE 812 0 0 0 AMERICAN INTL GROUP INC *W EXP 01/19/2021 WARRANTS & RIGHTS 026874156 0 4 SH SOLE 4 0 0 0 AMERICAN INTL GROUP INC *W EXP 01/19/2021 WARRANTS & RIGHTS 026874156 0 10 SH DFND 10 0 0 0 AMERIGAS PARTNERS LP COMMON STOCK 030975106 36 800 SH DFND 800 0 0 0 AMGEN INC COMMON STOCK 031162100 521 4400 SH SOLE 4,400 0 0 0 AMGEN INC COMMON STOCK 031162100 249 2100 SH DFND 2,100 0 0 0 ANADARKO PETROLEUM CORP COMMON STOCK 032511107 66 600 SH SOLE 600 0 0 0 APACHE CORP COMMON STOCK 037411105 794 7888 SH SOLE 7,888 0 0 0 APACHE CORP COMMON STOCK 037411105 169 1680 SH DFND 1,680 0 0 0 APPLE INC COMMON STOCK 037833100 1558 16770 SH SOLE 16,770 0 0 0 APPLE INC COMMON STOCK 037833100 154 1652 SH DFND 1,652 0 0 0 APPLIED MATERIALS INC COMMON STOCK 038222105 15 648 SH SOLE 648 0 0 0 ARROW FINANCIAL CORP COMMON STOCK 042744102 155 5962 SH DFND 5,962 0 0 0 ASTORIA FINANCIAL CORP COMMON STOCK 046265104 67 5000 SH SOLE 5,000 0 0 0 AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 2876 36279 SH SOLE 36,139 0 0 140 AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 427 5382 SH DFND 5,382 0 0 0 AVON PRODUCTS INC COMMON STOCK 054303102 15 1000 SH SOLE 1,000 0 0 0 BB&T CORP COMMON STOCK 054937107 192 4875 SH SOLE 4,875 0 0 0 BB&T CORP COMMON STOCK 054937107 28 700 SH DFND 700 0 0 0 BP PLC SPONSORED ADR FOREIGN EQUITIES 055622104 7 132 SH SOLE 132 0 0 0 BANK OF AMERICA CORPORATION COMMON STOCK 060505104 105 6810 SH SOLE 6,810 0 0 0 BANK OF MONTREAL FOREIGN EQUITIES 063671101 7 100 SH DFND 100 0 0 0 BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100 281 7505 SH SOLE 7,505 0 0 0 BANK OF NOVA SCOTIA FOREIGN EQUITIES 064149107 29 440 SH SOLE 440 0 0 0 BARCLAYS BANK PLC SP ADR 7.1%PF3 PREFERRED STOCK 06739H776 371 14500 SH SOLE 14,500 0 0 0 BARCLAYS BANK PLC SP ADR 7.1%PF3 PREFERRED STOCK 06739H776 44 1700 SH DFND 1,700 0 0 0 BAXANO SURGICAL INC COM COMMON STOCK 071773105 3 5175 SH SOLE 3,225 0 0 1950 BAXTER INTERNATIONAL INC COMMON STOCK 071813109 36 500 SH SOLE 500 0 0 0 BAXTER INTERNATIONAL INC COMMON STOCK 071813109 14 200 SH DFND 200 0 0 0 BECTON DICKINSON & CO COMMON STOCK 075887109 293 2475 SH SOLE 2,475 0 0 0 BECTON DICKINSON & CO COMMON STOCK 075887109 189 1600 SH DFND 1,600 0 0 0 BEMIS INC COMMON STOCK 081437105 784 19275 SH SOLE 19,275 0 0 0 BEMIS INC COMMON STOCK 081437105 203 5000 SH DFND 5,000 0 0 0 BERKSHIRE HATHAWAY INC DEL CL B NEW COMMON STOCK 084670702 133 1053 SH SOLE 1,053 0 0 0 BERKSHIRE HILLS BANCORP INC COMMON STOCK 084680107 26 1127 SH DFND 1,127 0 0 0 BHP BILLITON LTD SPONSORED ADR FOREIGN EQUITIES 088606108 1378 20130 SH SOLE 20,130 0 0 0 BHP BILLITON LTD SPONSORED ADR FOREIGN EQUITIES 088606108 193 2825 SH DFND 2,825 0 0 0 BIOLIFE SOLUTIONS INC NEW COMMON STOCK 09062W204 1 250 SH DFND 250 0 0 0 BLACKROCK BUILD AMER BD TR SHS MUTUAL FUNDS FIXED INCOME 09248X100 33 1500 SH SOLE 1,500 0 0 0 BLACKROCK MUNIHLDGS NY QLTY COM NY TAX EXEMPT 09255C106 53 3835 SH SOLE 3,835 0 0 0 BOEING CO COMMON STOCK 097023105 446 3509 SH SOLE 3,509 0 0 0 BRIDGE BANCORP INC COMMON STOCK 108035106 5 200 SH SOLE 200 0 0 0 BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 899 18531 SH SOLE 18,298 0 0 233 BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 509 10499 SH DFND 10,499 0 0 0 BROADRIDGE FINL SOLUTIONS COMMON STOCK 11133T103 8 200 SH DFND 200 0 0 0 BUCKEYE PARTNERS LP UNIT LTD PARTN COMMON STOCK 118230101 91 1100 SH DFND 1,100 0 0 0 C H ROBINSON WORLDWIDE INC COMMON STOCK 12541W209 447 7010 SH SOLE 7,010 0 0 0 C H ROBINSON WORLDWIDE INC COMMON STOCK 12541W209 29 450 SH DFND 450 0 0 0 CME GROUP INC CL A COMMON STOCK 12572Q105 9 125 SH SOLE 125 0 0 0 CVS/CAREMARK CORP COMMON STOCK 126650100 338 4480 SH SOLE 4,480 0 0 0 CATERPILLAR INC DEL COMMON STOCK 149123101 928 8542 SH SOLE 8,542 0 0 0 CATERPILLAR INC DEL COMMON STOCK 149123101 302 2775 SH DFND 2,775 0 0 0 CELGENE CORP COMMON STOCK 151020104 22 260 SH SOLE 260 0 0 0 CENTERPOINT ENERGY INC COMMON STOCK 15189T107 3 100 SH SOLE 100 0 0 0 CENTURYTEL INC COMMON STOCK 156700106 19 529 SH SOLE 529 0 0 0 CHAMBERS STR PPTYS COMMON STOCK 157842105 10 1266 SH SOLE 1,266 0 0 0 CHEVRON CORP COMMON STOCK 166764100 3406 26090 SH SOLE 26,018 0 0 72 CHEVRON CORP COMMON STOCK 166764100 957 7334 SH DFND 7,334 0 0 0 CHUBB CORP COMMON STOCK 171232101 935 10140 SH SOLE 10,032 0 0 108 CHUBB CORP COMMON STOCK 171232101 118 1282 SH DFND 1,282 0 0 0 CISCO SYSTEMS INC COMMON STOCK 17275R102 2138 86056 SH SOLE 86,056 0 0 0 CISCO SYSTEMS INC COMMON STOCK 17275R102 424 17050 SH DFND 17,050 0 0 0 CITIGROUP INC COMMON STOCK 172967424 17 360 SH SOLE 360 0 0 0 CLAYMORE EXCHANGE TRD FD TR GUGG BULSH 2022 ETF/FIXED INCOME 18383M258 13 600 SH SOLE 600 0 0 0 CLAYMORE EXCHANGE TRD FD TR GUG BULL2019 E ETF/FIXED INCOME 18383M522 13 600 SH SOLE 600 0 0 0 CLAYMORE EXCHANGE TRD FD TR GUG BULL2018 E ETF/FIXED INCOME 18383M530 1254 58950 SH SOLE 49,825 0 0 9125 COCA COLA CO COMMON STOCK 191216100 4229 99839 SH SOLE 99,628 0 0 211 COCA COLA CO COMMON STOCK 191216100 1085 25614 SH DFND 25,614 0 0 0 COGNIZANT TECH SOLUTIONS CL A COMMON STOCK 192446102 6 116 SH SOLE 116 0 0 0 COHEN & STEERS REIT & PREFERRED INC MUTUAL FUNDS INTL EQUITIES 19247X100 4 200 SH SOLE 200 0 0 0 COLGATE PALMOLIVE CO COMMON STOCK 194162103 803 11784 SH SOLE 11,784 0 0 0 COLGATE PALMOLIVE CO COMMON STOCK 194162103 589 8636 SH DFND 8,636 0 0 0 COMCAST CORP COMMON STOCK 20030N101 246 4579 SH SOLE 4,579 0 0 0 COMCAST CORP COMMON STOCK 20030N101 4 81 SH DFND 81 0 0 0 COMMUNITY BK SYS INC COMMON STOCK 203607106 28131 777087 SH SOLE 775,937 0 0 1150 COMMUNITY BK SYS INC COMMON STOCK 203607106 28885 797934 SH DFND 797,934 0 0 0 CONAGRA FOODS INC COMMON STOCK 205887102 3 100 SH SOLE 100 0 0 0 CONOCOPHILLIPS COMMON STOCK 20825C104 2484 28982 SH SOLE 28,840 0 0 142 CONOCOPHILLIPS COMMON STOCK 20825C104 563 6567 SH DFND 6,567 0 0 0 CONSOLIDATED EDISON INC COMMON STOCK 209115104 479 8295 SH SOLE 8,295 0 0 0 CONSOLIDATED EDISON INC COMMON STOCK 209115104 49 850 SH DFND 850 0 0 0 CONSTELLATION BRANDS INC CL A COMMON STOCK 21036P108 158 1791 SH SOLE 1,791 0 0 0 CONSTELLATION BRANDS INC CL A COMMON STOCK 21036P108 97 1106 SH DFND 1,106 0 0 0 CORNING INC COMMON STOCK 219350105 191 8694 SH SOLE 8,694 0 0 0 CORNING INC COMMON STOCK 219350105 15 690 SH DFND 690 0 0 0 COVANCE INC COMMON STOCK 222816100 4 48 SH SOLE 48 0 0 0 CRESTWOOD EQUITY PARTNERS LPUNIT LTD PARTNER COMMON STOCK 226344109 3 217 SH SOLE 217 0 0 0 CRESTWOOD EQUITY PARTNERS LPUNIT LTD PARTNER COMMON STOCK 226344109 1 100 SH DFND 100 0 0 0 CRESTWOOD MIDSTREAM PARTNERSUNIT LTD PARTNER COMMON STOCK 226378107 2 93 SH SOLE 93 0 0 0 CRESTWOOD MIDSTREAM PARTNERSUNIT LTD PARTNER COMMON STOCK 226378107 1 43 SH DFND 43 0 0 0 CUMMINS INC COMMON STOCK 231021106 150 970 SH SOLE 970 0 0 0 DBX ETF TR XTRAK MSCI JAPN ETF/INTERNATIONAL EQUITY 233051507 1771 48225 SH SOLE 48,025 0 0 200 DARDEN RESTAURANTS INC COMMON STOCK 237194105 96 2084 SH SOLE 1,924 0 0 160 DARDEN RESTAURANTS INC COMMON STOCK 237194105 119 2580 SH DFND 2,580 0 0 0 DEERE & CO COMMON STOCK 244199105 31 339 SH SOLE 339 0 0 0 DEVON ENERGY CORP NEW COMMON STOCK 25179M103 127 1600 SH SOLE 1,600 0 0 0 DEVON ENERGY CORP NEW COMMON STOCK 25179M103 111 1400 SH DFND 1,400 0 0 0 DISNEY WALT CO COMMON STOCK 254687106 1355 15800 SH SOLE 15,800 0 0 0 DISNEY WALT CO COMMON STOCK 254687106 28 321 SH DFND 321 0 0 0 DOMINION RES INC VA NEW COMMON STOCK 25746U109 2383 33323 SH SOLE 33,323 0 0 0 DOMINION RES INC VA NEW COMMON STOCK 25746U109 758 10600 SH DFND 10,600 0 0 0 DOW CHEMICAL CO COMMON STOCK 260543103 1181 22964 SH SOLE 22,707 0 0 257 DOW CHEMICAL CO COMMON STOCK 260543103 250 4868 SH DFND 4,868 0 0 0 DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 532 8127 SH SOLE 7,958 0 0 169 DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 154 2352 SH DFND 2,352 0 0 0 DUKE ENERGY CORP NEW COMMON STOCK 26441C204 360 4856 SH SOLE 4,856 0 0 0 E M C CORP MASS COMMON STOCK 268648102 584 22159 SH SOLE 22,159 0 0 0 E M C CORP MASS COMMON STOCK 268648102 23 884 SH DFND 884 0 0 0 EOG RESOURCES INC COMMON STOCK 26875P101 498 4260 SH SOLE 4,260 0 0 0 ELDORADO GOLD CORP NEW FOREIGN EQUITIES 284902103 3 452 SH DFND 452 0 0 0 EMERSON ELECTRIC CO COMMON STOCK 291011104 1515 22830 SH SOLE 22,830 0 0 0 EMERSON ELECTRIC CO COMMON STOCK 291011104 61 925 SH DFND 925 0 0 0 ENBRIDGE ENERGY PARTNERS L P COMMON STOCK 29250R106 7 200 SH DFND 200 0 0 0 ENERGY TRANSFER PARTNERS COMMON STOCK 29273R109 6 100 SH DFND 100 0 0 0 ENTERGY CORP NEW COMMON STOCK 29364G103 8 100 SH DFND 100 0 0 0 ENTERPRISE PRODS PARTNERS LP COMMON STOCK 293792107 235 3008 SH SOLE 2,856 0 0 152 ENTERPRISE PRODS PARTNERS LP COMMON STOCK 293792107 8 100 SH DFND 100 0 0 0 EQUITY RESIDENTIAL COMMON STOCK 29476L107 38 600 SH SOLE 600 0 0 0 EXELON CORP COMMON STOCK 30161N101 833 22841 SH SOLE 22,841 0 0 0 EXELON CORP COMMON STOCK 30161N101 235 6450 SH DFND 6,450 0 0 0 EXPRESS SCRIPTS HLDG CO COMMON STOCK 30219G108 17 250 SH SOLE 250 0 0 0 EXXON MOBIL CORP COMMON STOCK 30231G102 7569 75181 SH SOLE 75,181 0 0 0 EXXON MOBIL CORP COMMON STOCK 30231G102 1311 13025 SH DFND 13,025 0 0 0 FACEBOOK INC CL A COMMON STOCK 30303M102 17 250 SH SOLE 250 0 0 0 FASTENAL CO COMMON STOCK 311900104 257 5200 SH SOLE 5,200 0 0 0 FASTENAL CO COMMON STOCK 311900104 148 3000 SH DFND 3,000 0 0 0 FEDEX CORP COMMON STOCK 31428X106 55 361 SH SOLE 361 0 0 0 FIRST TRUST BIOTECH ETF ETF/EQUITY 33733E203 9 112 SH SOLE 112 0 0 0 FIRST TRUST DJ INTERNET ETF ETF/EQUITY 33733E302 9 146 SH SOLE 146 0 0 0 FIRST TRUST CONS DISC ETF ETF/EQUITY 33734X101 8 251 SH SOLE 251 0 0 0 FIRST TRUST CONS STAPLES ETF ETF/EQUITY 33734X119 9 220 SH SOLE 220 0 0 0 FIRST TRUST FINANCIALS ETF ETF/EQUITY 33734X135 3 135 SH SOLE 135 0 0 0 FIRST TRUST HEALTH CARE ETF ETF/EQUITY 33734X143 9 172 SH SOLE 172 0 0 0 FORD MOTOR CO NEW COMMON STOCK 345370860 62 3590 SH SOLE 3,590 0 0 0 FORD MOTOR CO NEW COMMON STOCK 345370860 48 2805 SH DFND 2,805 0 0 0 FRANCO NEVADA CORP FOREIGN EQUITIES 351858105 8 132 SH DFND 132 0 0 0 FREEPORT-MCMORAN COPPER & GO COMMON STOCK 35671D857 7 180 SH SOLE 180 0 0 0 FREEPORT-MCMORAN COPPER & GO COMMON STOCK 35671D857 183 5000 SH DFND 5,000 0 0 0 FRONTIER COMMUNICATIONS CORP COMMON STOCK 35906A108 15 2592 SH SOLE 2,592 0 0 0 FRONTIER COMMUNICATIONS CORP COMMON STOCK 35906A108 4 732 SH DFND 732 0 0 0 GSV CAPITAL CORP COMMON STOCK 36191J101 3 300 SH SOLE 300 0 0 0 GENERAL DYNAMICS CORP COMMON STOCK 369550108 291 2500 SH SOLE 2,500 0 0 0 GENERAL DYNAMICS CORP COMMON STOCK 369550108 23 200 SH DFND 200 0 0 0 GENERAL ELECTRIC CO COMMON STOCK 369604103 4471 170188 SH SOLE 170,188 0 0 0 GENERAL ELECTRIC CO COMMON STOCK 369604103 1002 38138 SH DFND 38,138 0 0 0 GENERAL MILLS INC COMMON STOCK 370334104 1640 31209 SH SOLE 31,209 0 0 0 GENERAL MILLS INC COMMON STOCK 370334104 526 10020 SH DFND 10,020 0 0 0 GENUINE PARTS CO COMMON STOCK 372460105 42 479 SH SOLE 479 0 0 0 GILEAD SCIENCES INC COMMON STOCK 375558103 15 183 SH SOLE 183 0 0 0 GLAXOSMITHKLINE PLC SPONSORED ADR 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HONEYWELL INTL INC COMMON STOCK 438516106 324 3489 SH SOLE 3,489 0 0 0 HUNTINGTON INGALLS INDS INC COMMON STOCK 446413106 1 14 SH SOLE 14 0 0 0 ICAD INC NEW COMMON STOCK 44934S206 13 2000 SH SOLE 2,000 0 0 0 ILLINOIS TOOL WORKS INC COMMON STOCK 452308109 2262 25833 SH SOLE 25,833 0 0 0 ILLINOIS TOOL WORKS INC COMMON STOCK 452308109 304 3475 SH DFND 3,475 0 0 0 INFUSYSTEM HLDGS INC COMMON STOCK 45685K102 32 12000 SH SOLE 12,000 0 0 0 INTEL CORP COMMON STOCK 458140100 3566 115427 SH SOLE 115,087 0 0 340 INTEL CORP COMMON STOCK 458140100 744 24088 SH DFND 24,088 0 0 0 INTEGRYS ENERGY GROUP INC COMMON STOCK 45822P105 10 135 SH SOLE 135 0 0 0 INTL BUSINESS MACHINES CORP COMMON STOCK 459200101 11054 60983 SH SOLE 60,983 0 0 0 INTL BUSINESS MACHINES CORP COMMON STOCK 459200101 15221 83969 SH DFND 83,969 0 0 0 INTL FLAVORS & FRAGRANCES COMMON STOCK 459506101 323 3100 SH SOLE 3,100 0 0 0 INTERNATIONAL PAPER CO COMMON STOCK 460146103 6 113 SH SOLE 113 0 0 0 ISHARES SILVER TRUST ISHARES ETF/OTHER 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1100 SH SOLE 1,100 0 0 0 ISHARES INC MSCI STH AFRCA ETF/INTERNATIONAL EQUITY 464286780 14 200 SH SOLE 200 0 0 0 ISHARES MSCI MEX CAP ETF ETF/INTERNATIONAL EQUITY 464286822 944 13925 SH SOLE 13,925 0 0 0 ISHARES TR DJ SEL DIV INX ETF/EQUITY 464287168 168 2179 SH SOLE 2,179 0 0 0 ISHARES BARCLAYS TIPS BOND FUND ETF/FIXED INCOME 464287176 118 1021 SH SOLE 1,021 0 0 0 ISHARES TR S&P 500 INDEX FD ETF/EQUITY 464287200 41030 208275 SH SOLE 208,275 0 0 0 ISHARES CORE TOTAL U S BOND MARKET ETF ETF/FIXED INCOME 464287226 6061 55400 SH SOLE 55,400 0 0 0 ISHARES MSCI EMERGING MKTS INDEX FUND ETF/INTERNATIONAL EQUITY 464287234 238 5504 SH SOLE 5,504 0 0 0 ISHARES TR IBOXX INV CPBD ETF/FIXED INCOME 464287242 343 2873 SH SOLE 2,704 0 0 169 ISHARES TR IBOXX INV CPBD ETF/FIXED INCOME 464287242 223 1867 SH DFND 1,867 0 0 0 ISHARES TR S&P GBL HLTHCR ETF/EQUITY 464287325 39 411 SH SOLE 411 0 0 0 ISHARES TR 1-3 YR TRS BD ETF/FIXED INCOME 464287457 171 2027 SH SOLE 1,802 0 0 225 ISHARES TR 1-3 YR TRS BD ETF/FIXED INCOME 464287457 29 343 SH DFND 343 0 0 0 ISHARES MSCI EAFE ETF/INTERNATIONAL EQUITY 464287465 1696 24812 SH SOLE 24,812 0 0 0 ISHARES MSCI EAFE ETF/INTERNATIONAL EQUITY 464287465 1001 14640 SH DFND 14,640 0 0 0 ISHARES RUSSELL MIDCAP VALUE ETF/EQUITY 464287473 2034 28015 SH SOLE 28,015 0 0 0 ISHARES RUSSELL MIDCAP VALUE ETF/EQUITY 464287473 218 3000 SH DFND 3,000 0 0 0 ISHARES TR S&P MIDCAP 400 ETF/EQUITY 464287507 8735 61049 SH SOLE 59,979 0 0 1070 COHEN & STEERS INDEX REALTY FUND ETF/EQUITY 464287564 10 110 SH SOLE 110 0 0 0 ISHARES RUSSELL 1000 VALUE ETF/EQUITY 464287598 4303 42492 SH SOLE 38,792 0 0 3700 ISHARES RUSSELL 1000 VALUE ETF/EQUITY 464287598 1611 15910 SH DFND 15,910 0 0 0 ISHARES S&P MC 400GR ETF ETF/EQUITY 464287606 137 870 SH SOLE 870 0 0 0 ISHARES TR RUSSELL 1000 GROWTH INDEX FUND ETF/EQUITY 464287614 4297 47258 SH SOLE 43,208 0 0 4050 ISHARES TR RUSSELL 1000 GROWTH INDEX FUND ETF/EQUITY 464287614 1867 20531 SH DFND 20,531 0 0 0 ISHARES TR RUSL 2000 VALU 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46625H100 145 2523 SH DFND 2,523 0 0 0 JOHNSON & JOHNSON COMMON STOCK 478160104 6565 62749 SH SOLE 62,635 0 0 114 JOHNSON & JOHNSON COMMON STOCK 478160104 1285 12278 SH DFND 12,278 0 0 0 JOHNSON CONTROLS INC COMMON STOCK 478366107 491 9825 SH SOLE 9,825 0 0 0 JOHNSON CONTROLS INC COMMON STOCK 478366107 25 500 SH DFND 500 0 0 0 KBR INC COMMON STOCK 48242W106 6 260 SH SOLE 260 0 0 0 KEYCORP NEW COMMON STOCK 493267108 154 10718 SH SOLE 10,718 0 0 0 KIMBERLY CLARK CORP COMMON STOCK 494368103 36 325 SH SOLE 325 0 0 0 KIMBERLY CLARK CORP COMMON STOCK 494368103 334 3000 SH DFND 3,000 0 0 0 KIMCO REALTY CORP COMMON STOCK 49446R109 58 2535 SH SOLE 2,535 0 0 0 KINDER MORGAN ENERGY PARTNERS LP COMMON STOCK 494550106 63 767 SH SOLE 767 0 0 0 KINDER MORGAN ENERGY PARTNERS LP COMMON STOCK 494550106 16 200 SH DFND 200 0 0 0 KINDER MORGAN INC DEL COMMON STOCK 49456B101 4 105 SH SOLE 105 0 0 0 KINDER MORGAN INC DEL *W EXP 05/25/2017 WARRANTS & RIGHTS 49456B119 0 160 SH SOLE 160 0 0 0 KRAFT FOODS GROUP INC COMMON STOCK 50076Q106 312 5198 SH SOLE 5,198 0 0 0 KRAFT FOODS GROUP INC COMMON STOCK 50076Q106 152 2538 SH DFND 2,538 0 0 0 LILLY ELI & CO COMMON STOCK 532457108 402 6467 SH SOLE 6,467 0 0 0 LILLY ELI & CO COMMON STOCK 532457108 153 2466 SH DFND 2,466 0 0 0 LOCKHEED MARTIN CORP COMMON STOCK 539830109 171 1064 SH SOLE 1,064 0 0 0 LORILLARD INC COMMON STOCK 544147101 18 300 SH SOLE 300 0 0 0 LORILLARD INC COMMON STOCK 544147101 37 600 SH DFND 600 0 0 0 LOWES COS INC COMMON STOCK 548661107 382 7966 SH SOLE 7,966 0 0 0 LOWES COS INC COMMON STOCK 548661107 8 160 SH DFND 160 0 0 0 M & T BANK CORP COMMON STOCK 55261F104 241 1946 SH SOLE 1,946 0 0 0 M & T BANK CORP COMMON STOCK 55261F104 1241 10000 SH DFND 10,000 0 0 0 MGE ENERGY INC COMMON STOCK 55277P104 9 240 SH SOLE 240 0 0 0 MANNATECH INC NEW COMMON STOCK 563771203 0 40 SH DFND 40 0 0 0 MARATHON OIL CORP COMMON STOCK 565849106 30 760 SH SOLE 760 0 0 0 MARATHON PETROLEUM CORP COMMON STOCK 56585A102 8 100 SH SOLE 100 0 0 0 MARKET 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STOCK 58933Y105 800 13833 SH DFND 13,833 0 0 0 METLIFE INC COMMON STOCK 59156R108 11 200 SH SOLE 200 0 0 0 METLIFE INC COMMON STOCK 59156R108 22 400 SH DFND 400 0 0 0 MICROSOFT CORP COMMON STOCK 594918104 2491 59741 SH SOLE 59,466 0 0 275 MICROSOFT CORP COMMON STOCK 594918104 413 9915 SH DFND 9,915 0 0 0 MONSANTO CO (NEW) COMMON STOCK 61166W101 837 6706 SH SOLE 6,706 0 0 0 MONSANTO CO (NEW) COMMON STOCK 61166W101 50 400 SH DFND 400 0 0 0 MORGAN STANLEY NEW COMMON STOCK 617446448 113 3500 SH SOLE 3,500 0 0 0 MOSAIC CO NEW COMMON STOCK 61945C103 1 23 SH SOLE 23 0 0 0 NBT BANCORP INC COMMON STOCK 628778102 481 20005 SH SOLE 20,005 0 0 0 NBT BANCORP INC COMMON STOCK 628778102 89 3691 SH DFND 3,691 0 0 0 NCR CORP NEW COMMON STOCK 62886E108 1 24 SH SOLE 24 0 0 0 NATIONAL BK GREECE S A SPN ADR REP 1 SH FOREIGN EQUITIES 633643705 0 20 SH SOLE 20 0 0 0 NATIONAL FUEL GAS CO N J COMMON STOCK 636180101 6 80 SH SOLE 80 0 0 0 NATIONAL FUEL GAS CO N J COMMON STOCK 636180101 78 1000 SH DFND 1,000 0 0 0 NATIONAL GRID PLC SPON ADR NEW FOREIGN EQUITIES 636274300 4 50 SH SOLE 50 0 0 0 NATIONAL GRID PLC SPON ADR NEW FOREIGN EQUITIES 636274300 7 100 SH DFND 100 0 0 0 NATURAL RESOURCE PARTNERS LP COMMON STOCK 63900P103 7 400 SH DFND 400 0 0 0 NEXTERA ENERGY INC COMMON STOCK 65339F101 1132 11050 SH SOLE 11,050 0 0 0 NEXTERA ENERGY INC COMMON STOCK 65339F101 379 3700 SH DFND 3,700 0 0 0 NIKE INC CL B COMMON STOCK 654106103 209 2700 SH SOLE 2,700 0 0 0 NIKE INC CL B COMMON STOCK 654106103 54 700 SH DFND 700 0 0 0 NOBLE ENERGY INC COMMON STOCK 655044105 19 250 SH SOLE 250 0 0 0 NORFOLK SOUTHERN CORP COMMON STOCK 655844108 1337 12973 SH SOLE 12,973 0 0 0 NORFOLK SOUTHERN CORP COMMON STOCK 655844108 175 1700 SH DFND 1,700 0 0 0 NORTH EUROPEAN OIL RTY TR SH BEN INT COMMON STOCK 659310106 10 400 SH SOLE 400 0 0 0 NORTHEAST UTILITIES COMMON STOCK 664397106 26 551 SH SOLE 551 0 0 0 NORTHERN TIER ENERGY LP COMMON STOCK 665826103 24 900 SH DFND 900 0 0 0 NORTHROP GRUMMAN CORP COMMON STOCK 666807102 101 844 SH SOLE 844 0 0 0 NORWOOD FINANCIAL CORP COMMON STOCK 669549107 43 1501 SH SOLE 1,501 0 0 0 NOVARTIS A G SPONSORED ADR FOREIGN EQUITIES 66987V109 2902 32054 SH SOLE 32,054 0 0 0 NOVARTIS A G SPONSORED ADR FOREIGN EQUITIES 66987V109 647 7150 SH DFND 7,150 0 0 0 NUCOR CORP COMMON STOCK 670346105 1497 30397 SH SOLE 30,397 0 0 0 NUCOR CORP COMMON STOCK 670346105 116 2347 SH DFND 2,347 0 0 0 NUVEEN NY MUNI VALUE FD NY TAX EXEMPT 67062M105 44 4486 SH SOLE 4,486 0 0 0 NUVEEN NY MUNI VALUE FD NY TAX EXEMPT 67062M105 5 500 SH DFND 500 0 0 0 OGE ENERGY CORP COMMON STOCK 670837103 309 7900 SH SOLE 7,900 0 0 0 OGE ENERGY CORP COMMON STOCK 670837103 47 1200 SH DFND 1,200 0 0 0 OCCIDENTAL PETROLEUM CORP COMMON STOCK 674599105 134 1305 SH SOLE 1,305 0 0 0 ONEOK PARTNERS LP COMMON STOCK 68268N103 23 400 SH SOLE 400 0 0 0 ORACLE CORP COMMON STOCK 68389X105 403 9942 SH SOLE 9,942 0 0 0 ORACLE CORP COMMON STOCK 68389X105 20 500 SH DFND 500 0 0 0 ORANGE SPONSORED ADR FOREIGN EQUITIES 684060106 16 1000 SH DFND 1,000 0 0 0 PDL BIOPHARMA INC COMMON STOCK 69329Y104 39 4000 SH DFND 4,000 0 0 0 PG&E CORP COMMON STOCK 69331C108 113 2356 SH SOLE 2,171 0 0 185 PG&E CORP COMMON STOCK 69331C108 116 2407 SH DFND 2,407 0 0 0 PPG INDUSTRIES INC COMMON STOCK 693506107 275 1307 SH SOLE 1,307 0 0 0 PPL CORP COMMON STOCK 69351T106 331 9320 SH SOLE 9,320 0 0 0 PPL CORP COMMON STOCK 69351T106 7 200 SH DFND 200 0 0 0 PARKER HANNIFIN CORP COMMON STOCK 701094104 31 250 SH SOLE 250 0 0 0 PAYCHEX INC COMMON STOCK 704326107 17 400 SH SOLE 400 0 0 0 PAYCHEX INC COMMON STOCK 704326107 13 312 SH DFND 312 0 0 0 PEOPLES FINL SVCS CORP COMMON STOCK 711040105 140 2727 SH SOLE 2,727 0 0 0 PEPCO HOLDINGS INC COMMON STOCK 713291102 5 200 SH DFND 200 0 0 0 PEPSICO INC COMMON STOCK 713448108 4029 45094 SH SOLE 44,982 0 0 112 PEPSICO INC COMMON STOCK 713448108 853 9546 SH DFND 9,546 0 0 0 PFIZER INC COMMON STOCK 717081103 2254 75954 SH SOLE 75,626 0 0 328 PFIZER INC COMMON STOCK 717081103 240 8075 SH DFND 8,075 0 0 0 PHILIP MORRIS INTL INC COMMON STOCK 718172109 67 800 SH SOLE 800 0 0 0 PHILIP MORRIS INTL INC COMMON STOCK 718172109 25 300 SH DFND 300 0 0 0 PHILLIPS 66 COMMON STOCK 718546104 262 3262 SH SOLE 3,262 0 0 0 PHILLIPS 66 COMMON STOCK 718546104 286 3557 SH DFND 3,557 0 0 0 PIMCO EHHANCED SHRT MATURITYETF ETF/FIXED INCOME 72201R833 430 4238 SH SOLE 2,492 0 0 1746 PIMCO EHHANCED SHRT MATURITYETF ETF/FIXED INCOME 72201R833 400 3944 SH DFND 3,944 0 0 0 PIMCO DYNAMIC INCOME FD SHS ETF/FIXED INCOME 72201Y101 17 500 SH SOLE 500 0 0 0 PINNACLE WEST CPTLCORP COMMON STOCK 723484101 227 3930 SH SOLE 3,930 0 0 0 PLAINS ALL AMERICAN PIPELINE COMMON STOCK 726503105 36 600 SH SOLE 600 0 0 0 PLUG POWER INC NEW COMMON STOCK 72919P202 0 3 SH SOLE 3 0 0 0 POTASH CORP SASK INC FOREIGN EQUITIES 73755L107 1160 30564 SH SOLE 30,564 0 0 0 POTASH CORP SASK INC FOREIGN EQUITIES 73755L107 176 4625 SH DFND 4,625 0 0 0 POWERSHARES QQQ TRUST UNIT SER 1 ETF/EQUITY 73935A104 4 46 SH SOLE 46 0 0 0 POWERSHARES ETF TRUST 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1510 SH DFND 1,510 0 0 0 QUANTA SERVICES INC COMMON STOCK 74762E102 6 180 SH SOLE 180 0 0 0 RANGE RESOURCES CORP COMMON STOCK 75281A109 11 125 SH SOLE 125 0 0 0 RAYTHEON CO NEW COMMON STOCK 755111507 23 250 SH SOLE 250 0 0 0 REYNOLDS AMERICAN INC COMMON STOCK 761713106 15 250 SH DFND 250 0 0 0 RIO TINTO PLC SPONSORED ADR FOREIGN EQUITIES 767204100 182 3350 SH SOLE 3,350 0 0 0 RIO TINTO PLC SPONSORED ADR FOREIGN EQUITIES 767204100 225 4150 SH DFND 4,150 0 0 0 RITE AID CORP COMMON STOCK 767754104 36 5000 SH SOLE 5,000 0 0 0 ROCKWELL AUTOMATION INC COMMON STOCK 773903109 200 1600 SH SOLE 1,600 0 0 0 ROCKWELL COLLINS INC COMMON STOCK 774341101 219 2800 SH SOLE 2,800 0 0 0 ROYAL BANK OF CANADA FOREIGN EQUITIES 780087102 71 1000 SH DFND 1,000 0 0 0 ROYAL DUTCH SHELL PLC SPONS ADR A FOREIGN EQUITIES 780259206 641 7787 SH SOLE 7,787 0 0 0 ROYAL GOLD INC COMMON STOCK 780287108 5 63 SH DFND 63 0 0 0 RUBICON MINERALS CORP FOREIGN EQUITIES 780911103 2 1228 SH DFND 1,228 0 0 0 SPDR S&P 500 ETF TRUST ETF/EQUITY 78462F103 4521 23097 SH SOLE 23,097 0 0 0 SPDR S&P 500 ETF TRUST ETF/EQUITY 78462F103 498 2546 SH DFND 2,546 0 0 0 SPDR GOLD TRUST GOLD SHS ETF/OTHER 78463V107 54 425 SH SOLE 425 0 0 0 SPDR INDEX SHS FDS S&P EM MKT DIV ETF/INTERNATIONAL EQUITY 78463X533 145 3625 SH SOLE 3,625 0 0 0 SPDR INDEX SHS FDS S&P INTL ETF ETF/INTERNATIONAL EQUITY 78463X772 81 1575 SH SOLE 1,575 0 0 0 SPDR INDEX SHS FDS MACQU GLBIN100 ETF/INTERNATIONAL EQUITY 78463X855 3 50 SH SOLE 50 0 0 0 SPDR BARCLAYS CONVERTIBLE SECURITIES ETF ETF/OTHER 78464A359 43 860 SH SOLE 860 0 0 0 SPDR SERIES TRUST INTR TRM CORP BD ETF/FIXED INCOME 78464A375 52 1500 SH SOLE 1,500 0 0 0 SPDR BARCLAYS HIGH YIELD BOND ETF ETF/FIXED INCOME 78464A417 123 2950 SH SOLE 2,950 0 0 0 SPDR BARCLAYS HIGH YIELD BOND ETF ETF/FIXED INCOME 78464A417 40 950 SH DFND 950 0 0 0 SPDR SERIES TRUST BARC CAPTL ETF ETF/FIXED INCOME 78464A474 175 5675 SH SOLE 4,175 0 0 1500 SPDR SERIES TRUST DB INT GVT ETF ETF/FIXED INCOME 78464A490 50 800 SH SOLE 800 0 0 0 SPDR S&P BANK ETF ETF/EQUITY 78464A797 3 90 SH SOLE 90 0 0 0 SPDR S&P MIDCAP 400 ETF TR ETF/EQUITY 78467Y107 2861 10980 SH SOLE 10,980 0 0 0 SPDR S&P MIDCAP 400 ETF TR ETF/EQUITY 78467Y107 2048 7862 SH DFND 7,862 0 0 0 SPDR BARCLAYS SHORT TERM HIGH YIELD BOND ETF ETF/FIXED INCOME 78468R408 118 3800 SH SOLE 3,800 0 0 0 SABINE ROYALTY TR UNIT BEN INT COMMON STOCK 785688102 12 200 SH SOLE 200 0 0 0 SAPIENT CORP COMMON STOCK 803062108 2 103 SH SOLE 103 0 0 0 SCANA CORP NEW COMMON STOCK 80589M102 78 1446 SH SOLE 1,446 0 0 0 SCHLUMBERGER LTD FOREIGN EQUITIES 806857108 1151 9762 SH SOLE 9,762 0 0 0 SCHWAB STRATEGIC TR US SML CAP ETF ETF/EQUITY 808524607 388 7080 SH SOLE 7,080 0 0 0 SCHWAB STRATEGIC TR US SML CAP ETF ETF/EQUITY 808524607 18 328 SH DFND 328 0 0 0 MATERIALS SELECT SECTOR SPDR ETF/EQUITY 81369Y100 5 100 SH SOLE 100 0 0 0 SELECT SECTOR SPDR TR SBI HEALTHCARE ETF/EQUITY 81369Y209 575 9450 SH SOLE 9,450 0 0 0 SELECT SECTOR SPDR TR SBI CONS STPLS ETF/EQUITY 81369Y308 4115 92250 SH SOLE 90,525 0 0 1725 SELECT SECTOR SPDR TR SBI INT-FINL ETF/EQUITY 81369Y605 753 33125 SH SOLE 29,550 0 0 3575 SELECT SECTOR SPDR TR SBI INT-TECH ETF/EQUITY 81369Y803 532 13875 SH SOLE 13,875 0 0 0 SELECT SECTOR SPDR TR SBI INT-TECH ETF/EQUITY 81369Y803 262 6844 SH DFND 6,844 0 0 0 SELECT SECTOR SPDR TR SBI INT-UTILS ETF/EQUITY 81369Y886 70 1575 SH SOLE 1,575 0 0 0 SEMPRA ENERGY COMMON STOCK 816851109 2148 20515 SH SOLE 20,515 0 0 0 SEMPRA ENERGY COMMON STOCK 816851109 366 3500 SH DFND 3,500 0 0 0 SIGMA ALDRICH CORP COMMON STOCK 826552101 318 3130 SH SOLE 3,130 0 0 0 SILVER WHEATON CORP FOREIGN EQUITIES 828336107 14 540 SH DFND 540 0 0 0 SONOCO PRODUCTS CO COMMON STOCK 835495102 79 1800 SH SOLE 1,800 0 0 0 SOUTHERN CO COMMON STOCK 842587107 338 7458 SH SOLE 7,458 0 0 0 SPECTRA ENERGY CORP COMMON STOCK 847560109 157 3704 SH SOLE 3,426 0 0 278 SPECTRA ENERGY CORP COMMON STOCK 847560109 152 3570 SH DFND 3,570 0 0 0 SPRINT CORP SER 1 COMMON STOCK 85207U105 0 26 SH SOLE 26 0 0 0 STANLEY BLACK & DECKER INC COMMON STOCK 854502101 88 1000 SH SOLE 1,000 0 0 0 STANLEY BLACK & DECKER INC COMMON STOCK 854502101 176 2000 SH DFND 2,000 0 0 0 STARBUCKS CORP COMMON STOCK 855244109 83 1075 SH SOLE 1,075 0 0 0 STATE STREET CORP COMMON STOCK 857477103 164 2445 SH SOLE 2,445 0 0 0 STRYKER CORP COMMON STOCK 863667101 281 3337 SH SOLE 3,337 0 0 0 STRYKER CORP COMMON STOCK 863667101 51 600 SH DFND 600 0 0 0 SUBURBAN PROPANE PARTNERS LPUNIT LTD PARTN COMMON STOCK 864482104 1 23 SH SOLE 23 0 0 0 SUBURBAN PROPANE PARTNERS LPUNIT LTD PARTN COMMON STOCK 864482104 0 10 SH DFND 10 0 0 0 SUNCOR ENERGY INC NEW FOREIGN EQUITIES 867224107 107 2500 SH SOLE 2,500 0 0 0 SYMANTEC CORP COMMON STOCK 871503108 29 1250 SH SOLE 1,250 0 0 0 SYSCO CORP COMMON STOCK 871829107 1340 35775 SH SOLE 35,775 0 0 0 SYSCO CORP COMMON STOCK 871829107 352 9400 SH DFND 9,400 0 0 0 TECO ENERGY INC COMMON STOCK 872375100 55 2955 SH SOLE 2,955 0 0 0 TARGET CORP COMMON STOCK 87612E106 447 7708 SH SOLE 7,708 0 0 0 TARGET CORP COMMON STOCK 87612E106 17 300 SH DFND 300 0 0 0 TELEFONICA S A SPONSORED ADR FOREIGN EQUITIES 879382208 5 308 SH DFND 308 0 0 0 TEMPLETON EMERG MKTS INCOME COM MUTUAL FUNDS INTL FIXED INCOME 880192109 3 250 SH DFND 250 0 0 0 TENARIS S A SPONSORED ADR FOREIGN EQUITIES 88031M109 47 1000 SH SOLE 1,000 0 0 0 TEVA PHARMACEUTICAL INDS LTDADR FOREIGN EQUITIES 881624209 10 200 SH SOLE 200 0 0 0 TEVA PHARMACEUTICAL INDS LTDADR FOREIGN EQUITIES 881624209 10 200 SH DFND 200 0 0 0 TEXAS INSTRUMENTS INC COMMON STOCK 882508104 756 15820 SH SOLE 15,820 0 0 0 TEXAS INSTRUMENTS INC COMMON STOCK 882508104 105 2200 SH DFND 2,200 0 0 0 THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 21 180 SH SOLE 180 0 0 0 3M COMPANY COMMON STOCK 88579Y101 4676 32646 SH SOLE 32,646 0 0 0 3M COMPANY COMMON STOCK 88579Y101 659 4600 SH DFND 4,600 0 0 0 TIME INC NEW COM COMMON STOCK 887228104 3 120 SH SOLE 97 0 0 23 TIME WARNER INC NEW COMMON STOCK 887317303 78 1117 SH SOLE 929 0 0 188 TOMPKINS TRUST CO INC COMMON STOCK 890110109 161 3341 SH SOLE 3,341 0 0 0 TOTAL S A SPONSORED ADR FOREIGN EQUITIES 89151E109 430 5950 SH SOLE 5,950 0 0 0 TOTAL S A SPONSORED ADR FOREIGN EQUITIES 89151E109 166 2300 SH DFND 2,300 0 0 0 TOYOTA MOTOR CORP SP ADR REP2COM FOREIGN EQUITIES 892331307 24 200 SH SOLE 200 0 0 0 TRI CONTL CORP COM MUTUAL FUND EQUITIES 895436103 168 8000 SH SOLE 8,000 0 0 0 TRUSTCO BANK CORP NY COMMON STOCK 898349105 6 842 SH DFND 842 0 0 0 UIL HOLDINGS CORP COMMON STOCK 902748102 27 698 SH SOLE 698 0 0 0 US BANCORP DEL NEW COMMON STOCK 902973304 776 17910 SH SOLE 17,671 0 0 239 US BANCORP DEL NEW COMMON STOCK 902973304 112 2582 SH DFND 2,582 0 0 0 UNILEVER PLC SPON ADR NEW FOREIGN EQUITIES 904767704 5 100 SH DFND 100 0 0 0 UNILEVER N V N Y SHS NEW FOREIGN EQUITIES 904784709 18 400 SH SOLE 400 0 0 0 UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 1423 13858 SH SOLE 13,762 0 0 96 UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 203 1973 SH DFND 1,973 0 0 0 UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 2771 24004 SH SOLE 23,918 0 0 86 UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 504 4365 SH DFND 4,365 0 0 0 UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 913 11165 SH SOLE 11,165 0 0 0 UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 49 600 SH DFND 600 0 0 0 URBAN OUTFITTERS INC COMMON STOCK 917047102 3 80 SH SOLE 80 0 0 0 VALERO ENERGY CORP NEW COMMON STOCK 91913Y100 41 821 SH SOLE 821 0 0 0 VANGUARD SPECIALIZED PORTFOLDIV APP ETF ETF/EQUITY 921908844 4818 61809 SH SOLE 61,809 0 0 0 VANGUARD SPECIALIZED PORTFOLDIV APP ETF ETF/EQUITY 921908844 540 6928 SH DFND 6,928 0 0 0 VANGUARD SHORT TERM BOND ETF ETF/FIXED INCOME 921937827 2348 29232 SH SOLE 28,862 0 0 370 VANGUARD SHORT TERM BOND ETF ETF/FIXED INCOME 921937827 176 2187 SH DFND 2,187 0 0 0 VANGUARD TOTAL BOND MRKT ETF ETF/FIXED INCOME 921937835 1699 20659 SH SOLE 19,764 0 0 895 VANGUARD TOTAL BOND MRKT ETF ETF/FIXED INCOME 921937835 759 9233 SH DFND 9,233 0 0 0 VANGUARD HIGH DIVIDEND YIELDETF ETF/EQUITY 921946406 17 250 SH SOLE 250 0 0 0 VANGUARD CHARLOTTE FDS INTL BD IDX ETF ETF/INTERNATIONAL FIXED INCOME 92203J407 5112 99450 SH SOLE 99,200 0 0 250 VANGUARD WORLD FDS CONSUM STP ETF ETF/EQUITY 92204A207 23 200 SH SOLE 200 0 0 0 VANGUARD WORLD FDS ENERGY ETF ETF/EQUITY 92204A306 7 50 SH SOLE 50 0 0 0 VANGUARD FINANCIALS ETF ETF/EQUITY 92204A405 846 18250 SH SOLE 18,250 0 0 0 VANGUARD FINANCIALS ETF ETF/EQUITY 92204A405 246 5300 SH DFND 5,300 0 0 0 VANGUARD WORLD FDS HEALTH CARE ETF ETF/EQUITY 92204A504 22 200 SH SOLE 200 0 0 0 VANGUARD WORLD FDS INDUSTRIAL ETF ETF/EQUITY 92204A603 459 4400 SH DFND 4,400 0 0 0 VANGUARD UTILITIES ETF ETF/EQUITY 92204A876 430 4450 SH SOLE 4,450 0 0 0 VANGUARD UTILITIES ETF ETF/EQUITY 92204A876 29 300 SH DFND 300 0 0 0 VANGUARD MSCI EMERGING MARKETS ETF ETF/INTERNATIONAL EQUITY 922042858 613 14224 SH SOLE 14,224 0 0 0 VANGUARD MSCI EMERGING MARKETS ETF ETF/INTERNATIONAL EQUITY 922042858 147 3408 SH DFND 3,408 0 0 0 VANGUARD INTL EQUITY INDEX FMEGA CAP GRO ETF ETF/INTERNATIONAL EQUITY 922042866 3 50 SH SOLE 50 0 0 0 VANGUARD SHORT TERM CORP BOND ETF ETF/FIXED INCOME 92206C409 3882 48298 SH SOLE 48,298 0 0 0 VANGUARD SHORT TERM CORP BOND ETF ETF/FIXED INCOME 92206C409 572 7112 SH DFND 7,112 0 0 0 VANGUARD INDEX FDS MCAP GR IDXVIP ETF/EQUITY 922908538 81 837 SH SOLE 837 0 0 0 VANGUARD INDEX FDS REIT ETF ETF/EQUITY 922908553 2000 26725 SH SOLE 26,725 0 0 0 VANGUARD INDEX FDS SM CP VAL ETF ETF/EQUITY 922908611 21 200 SH SOLE 200 0 0 0 VANGUARD INDEX FDS MID CAP ETF ETF/EQUITY 922908629 170 1430 SH SOLE 1,430 0 0 0 VANGUARD INDEX FDS SMALL CP ETF ETF/EQUITY 922908751 205 1750 SH SOLE 1,750 0 0 0 VERIZON COMMUNICATIONS COMMON STOCK 92343V104 4333 88553 SH SOLE 88,370 0 0 183 VERIZON COMMUNICATIONS COMMON STOCK 92343V104 1040 21256 SH DFND 21,256 0 0 0 VIACOM INC NEW CL B COMMON STOCK 92553P201 22 250 SH SOLE 250 0 0 0 VISA INC CL A COMMON STOCK 92826C839 174 825 SH SOLE 825 0 0 0 VODAFONE GROUP PLC NEW SPNSR ADR NO PAR FOREIGN EQUITIES 92857W308 10 291 SH SOLE 291 0 0 0 VODAFONE GROUP PLC NEW SPNSR ADR NO PAR FOREIGN EQUITIES 92857W308 5 161 SH DFND 161 0 0 0 WGL HOLDINGS INC COMMON STOCK 92924F106 302 7000 SH SOLE 7,000 0 0 0 WAL MART STORES INC COMMON STOCK 931142103 2468 32881 SH SOLE 32,769 0 0 112 WAL MART STORES INC COMMON STOCK 931142103 505 6728 SH DFND 6,728 0 0 0 WALGREEN CO COMMON STOCK 931422109 723 9750 SH SOLE 9,750 0 0 0 WALGREEN CO COMMON STOCK 931422109 15 200 SH DFND 200 0 0 0 WASHINGTON REAL ESTATE INVT SH BEN INT COMMON STOCK 939653101 10 400 SH SOLE 400 0 0 0 WASTE MGMT INC DEL COMMON STOCK 94106L109 18 400 SH SOLE 400 0 0 0 WASTE MGMT INC DEL COMMON STOCK 94106L109 21 475 SH DFND 475 0 0 0 WELLPOINT INC COMMON STOCK 94973V107 444 4125 SH SOLE 4,125 0 0 0 WELLPOINT INC COMMON STOCK 94973V107 22 200 SH DFND 200 0 0 0 WELLS FARGO & CO NEW COMMON STOCK 949746101 1052 20016 SH SOLE 20,016 0 0 0 WELLS FARGO & CO NEW COMMON STOCK 949746101 18 350 SH DFND 350 0 0 0 WILLIAMS COS INC DEL COMMON STOCK 969457100 42 715 SH SOLE 715 0 0 0 WISCONSIN ENERGY CORP COMMON STOCK 976657106 176 3750 SH SOLE 3,750 0 0 0 WISDOMTREE EQUITY INC FUND ETF/EQUITY 97717W208 920 15495 SH SOLE 15,495 0 0 0 WISDOMTREE EMERGING MKTS SMALLCAP DIV ETF ETF/INTERNATIONAL EQUITY 97717W281 532 11100 SH DFND 11,100 0 0 0 WISDOMTREE TR BLMBG US BULL ETF/FIXED INCOME 97717W471 1533 62325 SH SOLE 59,250 0 0 3075 YAHOO INC COMMON STOCK 984332106 21 600 SH SOLE 600 0 0 0 YAMANA GOLD INC FOREIGN EQUITIES 98462Y100 3 400 SH DFND 400 0 0 0 YOU ON DEMAND HOLDINGS INC COMMON STOCK 98741R207 1 200 SH SOLE 200 0 0 0 YUM BRANDS INC COMMON STOCK 988498101 8 100 SH SOLE 100 0 0 0