0000909012-14-000300.txt : 20140725
0000909012-14-000300.hdr.sgml : 20140725
20140725101348
ACCESSION NUMBER: 0000909012-14-000300
CONFORMED SUBMISSION TYPE: 13F-HR
PUBLIC DOCUMENT COUNT: 2
CONFORMED PERIOD OF REPORT: 20140630
FILED AS OF DATE: 20140725
DATE AS OF CHANGE: 20140725
EFFECTIVENESS DATE: 20140725
FILER:
COMPANY DATA:
COMPANY CONFORMED NAME: COMMUNITY BANK SYSTEM, INC.
CENTRAL INDEX KEY: 0000723188
STANDARD INDUSTRIAL CLASSIFICATION: NATIONAL COMMERCIAL BANKS [6021]
IRS NUMBER: 161213679
STATE OF INCORPORATION: DE
FISCAL YEAR END: 1231
FILING VALUES:
FORM TYPE: 13F-HR
SEC ACT: 1934 Act
SEC FILE NUMBER: 028-11044
FILM NUMBER: 14993042
BUSINESS ADDRESS:
STREET 1: 5790 WIDEWATERS PKWY
CITY: DEWITT
STATE: NY
ZIP: 13214
BUSINESS PHONE: 8007242262
MAIL ADDRESS:
STREET 1: 5790 WIDEWATERS PARKWAY
CITY: DEWITT
STATE: NY
ZIP: 13214
FORMER COMPANY:
FORMER CONFORMED NAME: COMMUNITY BANK NA, a subsidiary of Community Bank System Inc
DATE OF NAME CHANGE: 20130729
FORMER COMPANY:
FORMER CONFORMED NAME: COMMUNITY BANK NA, a subsidiary of Community Bank System Inc.
DATE OF NAME CHANGE: 20130726
FORMER COMPANY:
FORMER CONFORMED NAME: COMMUNITY BANK SYSTEM INC
DATE OF NAME CHANGE: 19920703
13F-HR
1
primary_doc.xml
13F-HR
LIVE
false
false
false
0000723188
XXXXXXXX
06-30-2014
06-30-2014
COMMUNITY BANK SYSTEM, INC.
5790 WIDEWATERS PARKWAY
DEWITT
NY
13214
13F HOLDINGS REPORT
028-11044
N
Patricia Lowe
Trust Operations AVP - Oneonta Branch
607 433 4129
/s/ PATRICIA LOWE
Oneonta
NY
07-24-2014
0
539
458413
false
INFORMATION TABLE
2
aci_13f.xml
EATON CORP PLC
FOREIGN EQUITIES
G29183103
131
1697
SH
SOLE
1,697
0
0
0
NOBLE CORP PLC USD
FOREIGN EQUITIES
G65431101
1325
39500
SH
SOLE
39,500
0
0
0
NOBLE CORP PLC USD
FOREIGN EQUITIES
G65431101
186
5550
SH
DFND
5,550
0
0
0
SEADRILL LTD
COMMON STOCK
G7945E105
4
100
SH
SOLE
100
0
0
0
WHITE MTNS INS GROUP LTD
COMMON STOCK
G9618E107
61
100
SH
SOLE
100
0
0
0
XL GROUP PLC
FOREIGN EQUITIES
G98290102
14
440
SH
SOLE
440
0
0
0
AFLAC INC
COMMON STOCK
001055102
5
79
SH
SOLE
79
0
0
0
AGL RESOURCES INC
COMMON STOCK
001204106
25
451
SH
SOLE
451
0
0
0
ALPS ETF TR SECTR DIV DOGS
ETF/EQUITY
00162Q858
81
2175
SH
SOLE
2,175
0
0
0
ALPS ETF TR ALERIAN MLP
ETF/OTHER
00162Q866
2599
136794
SH
SOLE
132,741
0
0
4053
ALPS ETF TR ALERIAN MLP
ETF/OTHER
00162Q866
245
12871
SH
DFND
12,871
0
0
0
AT&T INC
COMMON STOCK
00206R102
5200
147072
SH
SOLE
147,072
0
0
0
AT&T INC
COMMON STOCK
00206R102
1028
29072
SH
DFND
29,072
0
0
0
ABBOTT LABS
COMMON STOCK
002824100
2180
53300
SH
SOLE
53,300
0
0
0
ABBOTT LABS
COMMON STOCK
002824100
170
4155
SH
DFND
4,155
0
0
0
ABBVIE INC
COMMON STOCK
00287Y109
2700
47841
SH
SOLE
47,841
0
0
0
ABBVIE INC
COMMON STOCK
00287Y109
214
3790
SH
DFND
3,790
0
0
0
AETNA INC NEW
COMMON STOCK
00817Y108
41
500
SH
DFND
500
0
0
0
AIR PRODS & CHEMS INC
COMMON STOCK
009158106
486
3780
SH
SOLE
3,780
0
0
0
AIR PRODS & CHEMS INC
COMMON STOCK
009158106
26
200
SH
DFND
200
0
0
0
ALCOA INC
COMMON STOCK
013817101
46
3084
SH
SOLE
3,084
0
0
0
ALCOA INC
COMMON STOCK
013817101
60
4000
SH
DFND
4,000
0
0
0
ALTRIA GROUP INC
COMMON STOCK
02209S103
119
2827
SH
SOLE
2,827
0
0
0
ALTRIA GROUP INC
COMMON STOCK
02209S103
27
650
SH
DFND
650
0
0
0
AMAZON.COM INC
COMMON STOCK
023135106
8
25
SH
SOLE
25
0
0
0
AMERICAN ELEC PWR INC
COMMON STOCK
025537101
238
4259
SH
SOLE
4,259
0
0
0
AMERICAN ELEC PWR INC
COMMON STOCK
025537101
135
2419
SH
DFND
2,419
0
0
0
AMERICAN EXPRESS CO
COMMON STOCK
025816109
77
812
SH
SOLE
812
0
0
0
AMERICAN INTL GROUP INC *W EXP 01/19/2021
WARRANTS & RIGHTS
026874156
0
4
SH
SOLE
4
0
0
0
AMERICAN INTL GROUP INC *W EXP 01/19/2021
WARRANTS & RIGHTS
026874156
0
10
SH
DFND
10
0
0
0
AMERIGAS PARTNERS LP
COMMON STOCK
030975106
36
800
SH
DFND
800
0
0
0
AMGEN INC
COMMON STOCK
031162100
521
4400
SH
SOLE
4,400
0
0
0
AMGEN INC
COMMON STOCK
031162100
249
2100
SH
DFND
2,100
0
0
0
ANADARKO PETROLEUM CORP
COMMON STOCK
032511107
66
600
SH
SOLE
600
0
0
0
APACHE CORP
COMMON STOCK
037411105
794
7888
SH
SOLE
7,888
0
0
0
APACHE CORP
COMMON STOCK
037411105
169
1680
SH
DFND
1,680
0
0
0
APPLE INC
COMMON STOCK
037833100
1558
16770
SH
SOLE
16,770
0
0
0
APPLE INC
COMMON STOCK
037833100
154
1652
SH
DFND
1,652
0
0
0
APPLIED MATERIALS INC
COMMON STOCK
038222105
15
648
SH
SOLE
648
0
0
0
ARROW FINANCIAL CORP
COMMON STOCK
042744102
155
5962
SH
DFND
5,962
0
0
0
ASTORIA FINANCIAL CORP
COMMON STOCK
046265104
67
5000
SH
SOLE
5,000
0
0
0
AUTOMATIC DATA PROCESSING
COMMON STOCK
053015103
2876
36279
SH
SOLE
36,139
0
0
140
AUTOMATIC DATA PROCESSING
COMMON STOCK
053015103
427
5382
SH
DFND
5,382
0
0
0
AVON PRODUCTS INC
COMMON STOCK
054303102
15
1000
SH
SOLE
1,000
0
0
0
BB&T CORP
COMMON STOCK
054937107
192
4875
SH
SOLE
4,875
0
0
0
BB&T CORP
COMMON STOCK
054937107
28
700
SH
DFND
700
0
0
0
BP PLC SPONSORED ADR
FOREIGN EQUITIES
055622104
7
132
SH
SOLE
132
0
0
0
BANK OF AMERICA CORPORATION
COMMON STOCK
060505104
105
6810
SH
SOLE
6,810
0
0
0
BANK OF MONTREAL
FOREIGN EQUITIES
063671101
7
100
SH
DFND
100
0
0
0
BANK OF NEW YORK MELLON CORP
COMMON STOCK
064058100
281
7505
SH
SOLE
7,505
0
0
0
BANK OF NOVA SCOTIA
FOREIGN EQUITIES
064149107
29
440
SH
SOLE
440
0
0
0
BARCLAYS BANK PLC SP ADR 7.1%PF3
PREFERRED STOCK
06739H776
371
14500
SH
SOLE
14,500
0
0
0
BARCLAYS BANK PLC SP ADR 7.1%PF3
PREFERRED STOCK
06739H776
44
1700
SH
DFND
1,700
0
0
0
BAXANO SURGICAL INC COM
COMMON STOCK
071773105
3
5175
SH
SOLE
3,225
0
0
1950
BAXTER INTERNATIONAL INC
COMMON STOCK
071813109
36
500
SH
SOLE
500
0
0
0
BAXTER INTERNATIONAL INC
COMMON STOCK
071813109
14
200
SH
DFND
200
0
0
0
BECTON DICKINSON & CO
COMMON STOCK
075887109
293
2475
SH
SOLE
2,475
0
0
0
BECTON DICKINSON & CO
COMMON STOCK
075887109
189
1600
SH
DFND
1,600
0
0
0
BEMIS INC
COMMON STOCK
081437105
784
19275
SH
SOLE
19,275
0
0
0
BEMIS INC
COMMON STOCK
081437105
203
5000
SH
DFND
5,000
0
0
0
BERKSHIRE HATHAWAY INC DEL CL B NEW
COMMON STOCK
084670702
133
1053
SH
SOLE
1,053
0
0
0
BERKSHIRE HILLS BANCORP INC
COMMON STOCK
084680107
26
1127
SH
DFND
1,127
0
0
0
BHP BILLITON LTD SPONSORED ADR
FOREIGN EQUITIES
088606108
1378
20130
SH
SOLE
20,130
0
0
0
BHP BILLITON LTD SPONSORED ADR
FOREIGN EQUITIES
088606108
193
2825
SH
DFND
2,825
0
0
0
BIOLIFE SOLUTIONS INC NEW
COMMON STOCK
09062W204
1
250
SH
DFND
250
0
0
0
BLACKROCK BUILD AMER BD TR SHS
MUTUAL FUNDS FIXED INCOME
09248X100
33
1500
SH
SOLE
1,500
0
0
0
BLACKROCK MUNIHLDGS NY QLTY COM
NY TAX EXEMPT
09255C106
53
3835
SH
SOLE
3,835
0
0
0
BOEING CO
COMMON STOCK
097023105
446
3509
SH
SOLE
3,509
0
0
0
BRIDGE BANCORP INC
COMMON STOCK
108035106
5
200
SH
SOLE
200
0
0
0
BRISTOL MYERS SQUIBB CO
COMMON STOCK
110122108
899
18531
SH
SOLE
18,298
0
0
233
BRISTOL MYERS SQUIBB CO
COMMON STOCK
110122108
509
10499
SH
DFND
10,499
0
0
0
BROADRIDGE FINL SOLUTIONS
COMMON STOCK
11133T103
8
200
SH
DFND
200
0
0
0
BUCKEYE PARTNERS LP UNIT LTD PARTN
COMMON STOCK
118230101
91
1100
SH
DFND
1,100
0
0
0
C H ROBINSON WORLDWIDE INC
COMMON STOCK
12541W209
447
7010
SH
SOLE
7,010
0
0
0
C H ROBINSON WORLDWIDE INC
COMMON STOCK
12541W209
29
450
SH
DFND
450
0
0
0
CME GROUP INC CL A
COMMON STOCK
12572Q105
9
125
SH
SOLE
125
0
0
0
CVS/CAREMARK CORP
COMMON STOCK
126650100
338
4480
SH
SOLE
4,480
0
0
0
CATERPILLAR INC DEL
COMMON STOCK
149123101
928
8542
SH
SOLE
8,542
0
0
0
CATERPILLAR INC DEL
COMMON STOCK
149123101
302
2775
SH
DFND
2,775
0
0
0
CELGENE CORP
COMMON STOCK
151020104
22
260
SH
SOLE
260
0
0
0
CENTERPOINT ENERGY INC
COMMON STOCK
15189T107
3
100
SH
SOLE
100
0
0
0
CENTURYTEL INC
COMMON STOCK
156700106
19
529
SH
SOLE
529
0
0
0
CHAMBERS STR PPTYS
COMMON STOCK
157842105
10
1266
SH
SOLE
1,266
0
0
0
CHEVRON CORP
COMMON STOCK
166764100
3406
26090
SH
SOLE
26,018
0
0
72
CHEVRON CORP
COMMON STOCK
166764100
957
7334
SH
DFND
7,334
0
0
0
CHUBB CORP
COMMON STOCK
171232101
935
10140
SH
SOLE
10,032
0
0
108
CHUBB CORP
COMMON STOCK
171232101
118
1282
SH
DFND
1,282
0
0
0
CISCO SYSTEMS INC
COMMON STOCK
17275R102
2138
86056
SH
SOLE
86,056
0
0
0
CISCO SYSTEMS INC
COMMON STOCK
17275R102
424
17050
SH
DFND
17,050
0
0
0
CITIGROUP INC
COMMON STOCK
172967424
17
360
SH
SOLE
360
0
0
0
CLAYMORE EXCHANGE TRD FD TR GUGG BULSH 2022
ETF/FIXED INCOME
18383M258
13
600
SH
SOLE
600
0
0
0
CLAYMORE EXCHANGE TRD FD TR GUG BULL2019 E
ETF/FIXED INCOME
18383M522
13
600
SH
SOLE
600
0
0
0
CLAYMORE EXCHANGE TRD FD TR GUG BULL2018 E
ETF/FIXED INCOME
18383M530
1254
58950
SH
SOLE
49,825
0
0
9125
COCA COLA CO
COMMON STOCK
191216100
4229
99839
SH
SOLE
99,628
0
0
211
COCA COLA CO
COMMON STOCK
191216100
1085
25614
SH
DFND
25,614
0
0
0
COGNIZANT TECH SOLUTIONS CL A
COMMON STOCK
192446102
6
116
SH
SOLE
116
0
0
0
COHEN & STEERS REIT & PREFERRED INC
MUTUAL FUNDS INTL EQUITIES
19247X100
4
200
SH
SOLE
200
0
0
0
COLGATE PALMOLIVE CO
COMMON STOCK
194162103
803
11784
SH
SOLE
11,784
0
0
0
COLGATE PALMOLIVE CO
COMMON STOCK
194162103
589
8636
SH
DFND
8,636
0
0
0
COMCAST CORP
COMMON STOCK
20030N101
246
4579
SH
SOLE
4,579
0
0
0
COMCAST CORP
COMMON STOCK
20030N101
4
81
SH
DFND
81
0
0
0
COMMUNITY BK SYS INC
COMMON STOCK
203607106
28131
777087
SH
SOLE
775,937
0
0
1150
COMMUNITY BK SYS INC
COMMON STOCK
203607106
28885
797934
SH
DFND
797,934
0
0
0
CONAGRA FOODS INC
COMMON STOCK
205887102
3
100
SH
SOLE
100
0
0
0
CONOCOPHILLIPS
COMMON STOCK
20825C104
2484
28982
SH
SOLE
28,840
0
0
142
CONOCOPHILLIPS
COMMON STOCK
20825C104
563
6567
SH
DFND
6,567
0
0
0
CONSOLIDATED EDISON INC
COMMON STOCK
209115104
479
8295
SH
SOLE
8,295
0
0
0
CONSOLIDATED EDISON INC
COMMON STOCK
209115104
49
850
SH
DFND
850
0
0
0
CONSTELLATION BRANDS INC CL A
COMMON STOCK
21036P108
158
1791
SH
SOLE
1,791
0
0
0
CONSTELLATION BRANDS INC CL A
COMMON STOCK
21036P108
97
1106
SH
DFND
1,106
0
0
0
CORNING INC
COMMON STOCK
219350105
191
8694
SH
SOLE
8,694
0
0
0
CORNING INC
COMMON STOCK
219350105
15
690
SH
DFND
690
0
0
0
COVANCE INC
COMMON STOCK
222816100
4
48
SH
SOLE
48
0
0
0
CRESTWOOD EQUITY PARTNERS LPUNIT LTD PARTNER
COMMON STOCK
226344109
3
217
SH
SOLE
217
0
0
0
CRESTWOOD EQUITY PARTNERS LPUNIT LTD PARTNER
COMMON STOCK
226344109
1
100
SH
DFND
100
0
0
0
CRESTWOOD MIDSTREAM PARTNERSUNIT LTD PARTNER
COMMON STOCK
226378107
2
93
SH
SOLE
93
0
0
0
CRESTWOOD MIDSTREAM PARTNERSUNIT LTD PARTNER
COMMON STOCK
226378107
1
43
SH
DFND
43
0
0
0
CUMMINS INC
COMMON STOCK
231021106
150
970
SH
SOLE
970
0
0
0
DBX ETF TR XTRAK MSCI JAPN
ETF/INTERNATIONAL EQUITY
233051507
1771
48225
SH
SOLE
48,025
0
0
200
DARDEN RESTAURANTS INC
COMMON STOCK
237194105
96
2084
SH
SOLE
1,924
0
0
160
DARDEN RESTAURANTS INC
COMMON STOCK
237194105
119
2580
SH
DFND
2,580
0
0
0
DEERE & CO
COMMON STOCK
244199105
31
339
SH
SOLE
339
0
0
0
DEVON ENERGY CORP NEW
COMMON STOCK
25179M103
127
1600
SH
SOLE
1,600
0
0
0
DEVON ENERGY CORP NEW
COMMON STOCK
25179M103
111
1400
SH
DFND
1,400
0
0
0
DISNEY WALT CO
COMMON STOCK
254687106
1355
15800
SH
SOLE
15,800
0
0
0
DISNEY WALT CO
COMMON STOCK
254687106
28
321
SH
DFND
321
0
0
0
DOMINION RES INC VA NEW
COMMON STOCK
25746U109
2383
33323
SH
SOLE
33,323
0
0
0
DOMINION RES INC VA NEW
COMMON STOCK
25746U109
758
10600
SH
DFND
10,600
0
0
0
DOW CHEMICAL CO
COMMON STOCK
260543103
1181
22964
SH
SOLE
22,707
0
0
257
DOW CHEMICAL CO
COMMON STOCK
260543103
250
4868
SH
DFND
4,868
0
0
0
DU PONT E I DE NEMOURS & CO
COMMON STOCK
263534109
532
8127
SH
SOLE
7,958
0
0
169
DU PONT E I DE NEMOURS & CO
COMMON STOCK
263534109
154
2352
SH
DFND
2,352
0
0
0
DUKE ENERGY CORP NEW
COMMON STOCK
26441C204
360
4856
SH
SOLE
4,856
0
0
0
E M C CORP MASS
COMMON STOCK
268648102
584
22159
SH
SOLE
22,159
0
0
0
E M C CORP MASS
COMMON STOCK
268648102
23
884
SH
DFND
884
0
0
0
EOG RESOURCES INC
COMMON STOCK
26875P101
498
4260
SH
SOLE
4,260
0
0
0
ELDORADO GOLD CORP NEW
FOREIGN EQUITIES
284902103
3
452
SH
DFND
452
0
0
0
EMERSON ELECTRIC CO
COMMON STOCK
291011104
1515
22830
SH
SOLE
22,830
0
0
0
EMERSON ELECTRIC CO
COMMON STOCK
291011104
61
925
SH
DFND
925
0
0
0
ENBRIDGE ENERGY PARTNERS L P
COMMON STOCK
29250R106
7
200
SH
DFND
200
0
0
0
ENERGY TRANSFER PARTNERS
COMMON STOCK
29273R109
6
100
SH
DFND
100
0
0
0
ENTERGY CORP NEW
COMMON STOCK
29364G103
8
100
SH
DFND
100
0
0
0
ENTERPRISE PRODS PARTNERS LP
COMMON STOCK
293792107
235
3008
SH
SOLE
2,856
0
0
152
ENTERPRISE PRODS PARTNERS LP
COMMON STOCK
293792107
8
100
SH
DFND
100
0
0
0
EQUITY RESIDENTIAL
COMMON STOCK
29476L107
38
600
SH
SOLE
600
0
0
0
EXELON CORP
COMMON STOCK
30161N101
833
22841
SH
SOLE
22,841
0
0
0
EXELON CORP
COMMON STOCK
30161N101
235
6450
SH
DFND
6,450
0
0
0
EXPRESS SCRIPTS HLDG CO
COMMON STOCK
30219G108
17
250
SH
SOLE
250
0
0
0
EXXON MOBIL CORP
COMMON STOCK
30231G102
7569
75181
SH
SOLE
75,181
0
0
0
EXXON MOBIL CORP
COMMON STOCK
30231G102
1311
13025
SH
DFND
13,025
0
0
0
FACEBOOK INC CL A
COMMON STOCK
30303M102
17
250
SH
SOLE
250
0
0
0
FASTENAL CO
COMMON STOCK
311900104
257
5200
SH
SOLE
5,200
0
0
0
FASTENAL CO
COMMON STOCK
311900104
148
3000
SH
DFND
3,000
0
0
0
FEDEX CORP
COMMON STOCK
31428X106
55
361
SH
SOLE
361
0
0
0
FIRST TRUST BIOTECH ETF
ETF/EQUITY
33733E203
9
112
SH
SOLE
112
0
0
0
FIRST TRUST DJ INTERNET ETF
ETF/EQUITY
33733E302
9
146
SH
SOLE
146
0
0
0
FIRST TRUST CONS DISC ETF
ETF/EQUITY
33734X101
8
251
SH
SOLE
251
0
0
0
FIRST TRUST CONS STAPLES ETF
ETF/EQUITY
33734X119
9
220
SH
SOLE
220
0
0
0
FIRST TRUST FINANCIALS ETF
ETF/EQUITY
33734X135
3
135
SH
SOLE
135
0
0
0
FIRST TRUST HEALTH CARE ETF
ETF/EQUITY
33734X143
9
172
SH
SOLE
172
0
0
0
FORD MOTOR CO NEW
COMMON STOCK
345370860
62
3590
SH
SOLE
3,590
0
0
0
FORD MOTOR CO NEW
COMMON STOCK
345370860
48
2805
SH
DFND
2,805
0
0
0
FRANCO NEVADA CORP
FOREIGN EQUITIES
351858105
8
132
SH
DFND
132
0
0
0
FREEPORT-MCMORAN COPPER & GO
COMMON STOCK
35671D857
7
180
SH
SOLE
180
0
0
0
FREEPORT-MCMORAN COPPER & GO
COMMON STOCK
35671D857
183
5000
SH
DFND
5,000
0
0
0
FRONTIER COMMUNICATIONS CORP
COMMON STOCK
35906A108
15
2592
SH
SOLE
2,592
0
0
0
FRONTIER COMMUNICATIONS CORP
COMMON STOCK
35906A108
4
732
SH
DFND
732
0
0
0
GSV CAPITAL CORP
COMMON STOCK
36191J101
3
300
SH
SOLE
300
0
0
0
GENERAL DYNAMICS CORP
COMMON STOCK
369550108
291
2500
SH
SOLE
2,500
0
0
0
GENERAL DYNAMICS CORP
COMMON STOCK
369550108
23
200
SH
DFND
200
0
0
0
GENERAL ELECTRIC CO
COMMON STOCK
369604103
4471
170188
SH
SOLE
170,188
0
0
0
GENERAL ELECTRIC CO
COMMON STOCK
369604103
1002
38138
SH
DFND
38,138
0
0
0
GENERAL MILLS INC
COMMON STOCK
370334104
1640
31209
SH
SOLE
31,209
0
0
0
GENERAL MILLS INC
COMMON STOCK
370334104
526
10020
SH
DFND
10,020
0
0
0
GENUINE PARTS CO
COMMON STOCK
372460105
42
479
SH
SOLE
479
0
0
0
GILEAD SCIENCES INC
COMMON STOCK
375558103
15
183
SH
SOLE
183
0
0
0
GLAXOSMITHKLINE PLC SPONSORED ADR
FOREIGN EQUITIES
37733W105
37
700
SH
SOLE
700
0
0
0
GLOBAL HIGH INCOME FUND INC COM
MUTUAL FUNDS INTL FIXED INCOME
37933G108
5
500
SH
SOLE
500
0
0
0
GOLDMAN SACHS GROUP INC
COMMON STOCK
38141G104
25
150
SH
SOLE
150
0
0
0
GOOGLE INC CL A
COMMON STOCK
38259P508
57
97
SH
SOLE
97
0
0
0
GOOGLE INC CL C
COMMON STOCK
38259P706
56
97
SH
SOLE
97
0
0
0
HCP INC
COMMON STOCK
40414L109
134
3248
SH
SOLE
3,248
0
0
0
HCP INC
COMMON STOCK
40414L109
95
2303
SH
DFND
2,303
0
0
0
HSBC HLDGS PLC ADR A 1/40PF A
PREFERRED STOCK
404280604
51
2000
SH
DFND
2,000
0
0
0
HALLIBURTON CO
COMMON STOCK
406216101
121
1700
SH
SOLE
1,700
0
0
0
HANGER INC
COMMON STOCK
41043F208
6
200
SH
SOLE
200
0
0
0
HARLEY DAVIDSON INC
COMMON STOCK
412822108
14
200
SH
SOLE
200
0
0
0
HERSHEY CO
COMMON STOCK
427866108
146
1500
SH
SOLE
1,500
0
0
0
HERSHEY CO
COMMON STOCK
427866108
97
1000
SH
DFND
1,000
0
0
0
HOME DEPOT INC
COMMON STOCK
437076102
389
4804
SH
SOLE
4,804
0
0
0
HOME DEPOT INC
COMMON STOCK
437076102
118
1456
SH
DFND
1,456
0
0
0
HONEYWELL INTL INC
COMMON STOCK
438516106
324
3489
SH
SOLE
3,489
0
0
0
HUNTINGTON INGALLS INDS INC
COMMON STOCK
446413106
1
14
SH
SOLE
14
0
0
0
ICAD INC NEW
COMMON STOCK
44934S206
13
2000
SH
SOLE
2,000
0
0
0
ILLINOIS TOOL WORKS INC
COMMON STOCK
452308109
2262
25833
SH
SOLE
25,833
0
0
0
ILLINOIS TOOL WORKS INC
COMMON STOCK
452308109
304
3475
SH
DFND
3,475
0
0
0
INFUSYSTEM HLDGS INC
COMMON STOCK
45685K102
32
12000
SH
SOLE
12,000
0
0
0
INTEL CORP
COMMON STOCK
458140100
3566
115427
SH
SOLE
115,087
0
0
340
INTEL CORP
COMMON STOCK
458140100
744
24088
SH
DFND
24,088
0
0
0
INTEGRYS ENERGY GROUP INC
COMMON STOCK
45822P105
10
135
SH
SOLE
135
0
0
0
INTL BUSINESS MACHINES CORP
COMMON STOCK
459200101
11054
60983
SH
SOLE
60,983
0
0
0
INTL BUSINESS MACHINES CORP
COMMON STOCK
459200101
15221
83969
SH
DFND
83,969
0
0
0
INTL FLAVORS & FRAGRANCES
COMMON STOCK
459506101
323
3100
SH
SOLE
3,100
0
0
0
INTERNATIONAL PAPER CO
COMMON STOCK
460146103
6
113
SH
SOLE
113
0
0
0
ISHARES SILVER TRUST ISHARES
ETF/OTHER
46428Q109
15
750
SH
SOLE
750
0
0
0
ISHARES SILVER TRUST ISHARES
ETF/OTHER
46428Q109
38
1872
SH
DFND
1,872
0
0
0
ISHARES INC MSCI BRAZIL
ETF/INTERNATIONAL EQUITY
464286400
68
1425
SH
SOLE
1,425
0
0
0
ISHARES INC MSCI CDA INDEX
ETF/INTERNATIONAL EQUITY
464286509
311
9649
SH
SOLE
9,649
0
0
0
ISHARES INC MSCI CDA INDEX
ETF/INTERNATIONAL EQUITY
464286509
56
1750
SH
DFND
1,750
0
0
0
ISHARES MSCI EMERGING MKTS MINI VOL ETF
ETF/INTERNATIONAL EQUITY
464286533
523
8700
SH
DFND
8,700
0
0
0
ISHARES INC MSCI EMU INDEX
ETF/INTERNATIONAL EQUITY
464286608
3287
77700
SH
SOLE
77,425
0
0
275
ISHARES INC MSCI THAILAND
ETF/INTERNATIONAL EQUITY
464286624
79
1025
SH
SOLE
1,025
0
0
0
ISHARES INC MSCI PAC J IDX
ETF/INTERNATIONAL EQUITY
464286665
24
495
SH
SOLE
495
0
0
0
ISHARES INC MSCI SINGAPORE
ETF/INTERNATIONAL EQUITY
464286673
64
4700
SH
SOLE
4,700
0
0
0
ISHARES INC MSCI TURKEY FD
ETF/INTERNATIONAL EQUITY
464286715
117
2100
SH
SOLE
2,100
0
0
0
ISHARES INC MSCI S KOREA
ETF/INTERNATIONAL EQUITY
464286772
72
1100
SH
SOLE
1,100
0
0
0
ISHARES INC MSCI STH AFRCA
ETF/INTERNATIONAL EQUITY
464286780
14
200
SH
SOLE
200
0
0
0
ISHARES MSCI MEX CAP ETF
ETF/INTERNATIONAL EQUITY
464286822
944
13925
SH
SOLE
13,925
0
0
0
ISHARES TR DJ SEL DIV INX
ETF/EQUITY
464287168
168
2179
SH
SOLE
2,179
0
0
0
ISHARES BARCLAYS TIPS BOND FUND
ETF/FIXED INCOME
464287176
118
1021
SH
SOLE
1,021
0
0
0
ISHARES TR S&P 500 INDEX FD
ETF/EQUITY
464287200
41030
208275
SH
SOLE
208,275
0
0
0
ISHARES CORE TOTAL U S BOND MARKET ETF
ETF/FIXED INCOME
464287226
6061
55400
SH
SOLE
55,400
0
0
0
ISHARES MSCI EMERGING MKTS INDEX FUND
ETF/INTERNATIONAL EQUITY
464287234
238
5504
SH
SOLE
5,504
0
0
0
ISHARES TR IBOXX INV CPBD
ETF/FIXED INCOME
464287242
343
2873
SH
SOLE
2,704
0
0
169
ISHARES TR IBOXX INV CPBD
ETF/FIXED INCOME
464287242
223
1867
SH
DFND
1,867
0
0
0
ISHARES TR S&P GBL HLTHCR
ETF/EQUITY
464287325
39
411
SH
SOLE
411
0
0
0
ISHARES TR 1-3 YR TRS BD
ETF/FIXED INCOME
464287457
171
2027
SH
SOLE
1,802
0
0
225
ISHARES TR 1-3 YR TRS BD
ETF/FIXED INCOME
464287457
29
343
SH
DFND
343
0
0
0
ISHARES MSCI EAFE
ETF/INTERNATIONAL EQUITY
464287465
1696
24812
SH
SOLE
24,812
0
0
0
ISHARES MSCI EAFE
ETF/INTERNATIONAL EQUITY
464287465
1001
14640
SH
DFND
14,640
0
0
0
ISHARES RUSSELL MIDCAP VALUE
ETF/EQUITY
464287473
2034
28015
SH
SOLE
28,015
0
0
0
ISHARES RUSSELL MIDCAP VALUE
ETF/EQUITY
464287473
218
3000
SH
DFND
3,000
0
0
0
ISHARES TR S&P MIDCAP 400
ETF/EQUITY
464287507
8735
61049
SH
SOLE
59,979
0
0
1070
COHEN & STEERS INDEX REALTY FUND
ETF/EQUITY
464287564
10
110
SH
SOLE
110
0
0
0
ISHARES RUSSELL 1000 VALUE
ETF/EQUITY
464287598
4303
42492
SH
SOLE
38,792
0
0
3700
ISHARES RUSSELL 1000 VALUE
ETF/EQUITY
464287598
1611
15910
SH
DFND
15,910
0
0
0
ISHARES S&P MC 400GR ETF
ETF/EQUITY
464287606
137
870
SH
SOLE
870
0
0
0
ISHARES TR RUSSELL 1000 GROWTH INDEX FUND
ETF/EQUITY
464287614
4297
47258
SH
SOLE
43,208
0
0
4050
ISHARES TR RUSSELL 1000 GROWTH INDEX FUND
ETF/EQUITY
464287614
1867
20531
SH
DFND
20,531
0
0
0
ISHARES TR RUSL 2000 VALU
ETF/EQUITY
464287630
59
570
SH
SOLE
570
0
0
0
ISHARES TRUST 2000 RUSSELL INDEX FUND
ETF/EQUITY
464287655
6
53
SH
SOLE
53
0
0
0
ISHARES CORE S&P SMALL CAP ETF
ETF/EQUITY
464287804
6910
61649
SH
SOLE
61,299
0
0
350
ISHARES CORE S&P SMALL CAP ETF
ETF/EQUITY
464287804
1890
16862
SH
DFND
16,862
0
0
0
ISHARES TRUST
ETF/EQUITY
464287846
5
52
SH
SOLE
52
0
0
0
ISHARES MSCI ACWI EX US
ETF/INTERNATIONAL EQUITY
464288240
174
3625
SH
SOLE
3,625
0
0
0
ISHARES INTL SEL DIV ETF
ETF/INTERNATIONAL EQUITY
464288448
84
2100
SH
SOLE
2,100
0
0
0
ISHARES TR HIGH YLD CORP
ETF/FIXED INCOME
464288513
2932
30800
SH
SOLE
30,800
0
0
0
ISHARES TR MRTG PLS CAP IDX
ETF/EQUITY
464288539
758
60000
SH
SOLE
60,000
0
0
0
ISHARES TR BARCLYS MBS BD
ETF/FIXED INCOME
464288588
43
400
SH
SOLE
400
0
0
0
ISHARES TR BARCLYS 1-3YR CR
ETF/FIXED INCOME
464288646
1259
11912
SH
SOLE
9,380
0
0
2532
ISHARES TR BARCLYS 1-3YR CR
ETF/FIXED INCOME
464288646
23
214
SH
DFND
214
0
0
0
ISHARES TR US PFD STK IDX
ETF/OTHER
464288687
3684
92339
SH
SOLE
90,164
0
0
2175
ISHARES TR US PFD STK IDX
ETF/OTHER
464288687
11
270
SH
DFND
270
0
0
0
ISHARES TR MSCI PERU CAP
ETF/INTERNATIONAL EQUITY
464289842
42
1175
SH
SOLE
1,175
0
0
0
ISHARES TR MSCI POL CAP ETF
ETF/INTERNATIONAL EQUITY
46429B606
65
2225
SH
SOLE
2,225
0
0
0
ISHARES TR HGH DIV EQT FD
ETF/EQUITY
46429B663
403
5345
SH
SOLE
4,270
0
0
1075
ISHARES TR EAFE MIN VOLAT
ETF/INTERNATIONAL EQUITY
46429B689
3174
48550
SH
SOLE
48,425
0
0
125
ISHARES TR USA MIN VOL ID
ETF/EQUITY
46429B697
8081
217125
SH
SOLE
207,500
0
0
9625
ISHARES TR 2018 CP TM ETF
ETF/FIXED INCOME
46432FAW7
23
225
SH
SOLE
225
0
0
0
ISHARES CORE MSCI EAFE ETF
ETF/INTERNATIONAL EQUITY
46432F842
22451
360946
SH
SOLE
360,671
0
0
275
ISHARES CORE MSCI EAFE ETF
ETF/INTERNATIONAL EQUITY
46432F842
36
580
SH
DFND
580
0
0
0
ISHARES INC CORE MSCI EMKT
ETF/INTERNATIONAL EQUITY
46434G103
9056
175155
SH
SOLE
174,955
0
0
200
JP MORGAN CHASE & CO
COMMON STOCK
46625H100
2067
35874
SH
SOLE
35,874
0
0
0
JP MORGAN CHASE & CO
COMMON STOCK
46625H100
145
2523
SH
DFND
2,523
0
0
0
JOHNSON & JOHNSON
COMMON STOCK
478160104
6565
62749
SH
SOLE
62,635
0
0
114
JOHNSON & JOHNSON
COMMON STOCK
478160104
1285
12278
SH
DFND
12,278
0
0
0
JOHNSON CONTROLS INC
COMMON STOCK
478366107
491
9825
SH
SOLE
9,825
0
0
0
JOHNSON CONTROLS INC
COMMON STOCK
478366107
25
500
SH
DFND
500
0
0
0
KBR INC
COMMON STOCK
48242W106
6
260
SH
SOLE
260
0
0
0
KEYCORP NEW
COMMON STOCK
493267108
154
10718
SH
SOLE
10,718
0
0
0
KIMBERLY CLARK CORP
COMMON STOCK
494368103
36
325
SH
SOLE
325
0
0
0
KIMBERLY CLARK CORP
COMMON STOCK
494368103
334
3000
SH
DFND
3,000
0
0
0
KIMCO REALTY CORP
COMMON STOCK
49446R109
58
2535
SH
SOLE
2,535
0
0
0
KINDER MORGAN ENERGY PARTNERS LP
COMMON STOCK
494550106
63
767
SH
SOLE
767
0
0
0
KINDER MORGAN ENERGY PARTNERS LP
COMMON STOCK
494550106
16
200
SH
DFND
200
0
0
0
KINDER MORGAN INC DEL
COMMON STOCK
49456B101
4
105
SH
SOLE
105
0
0
0
KINDER MORGAN INC DEL *W EXP 05/25/2017
WARRANTS & RIGHTS
49456B119
0
160
SH
SOLE
160
0
0
0
KRAFT FOODS GROUP INC
COMMON STOCK
50076Q106
312
5198
SH
SOLE
5,198
0
0
0
KRAFT FOODS GROUP INC
COMMON STOCK
50076Q106
152
2538
SH
DFND
2,538
0
0
0
LILLY ELI & CO
COMMON STOCK
532457108
402
6467
SH
SOLE
6,467
0
0
0
LILLY ELI & CO
COMMON STOCK
532457108
153
2466
SH
DFND
2,466
0
0
0
LOCKHEED MARTIN CORP
COMMON STOCK
539830109
171
1064
SH
SOLE
1,064
0
0
0
LORILLARD INC
COMMON STOCK
544147101
18
300
SH
SOLE
300
0
0
0
LORILLARD INC
COMMON STOCK
544147101
37
600
SH
DFND
600
0
0
0
LOWES COS INC
COMMON STOCK
548661107
382
7966
SH
SOLE
7,966
0
0
0
LOWES COS INC
COMMON STOCK
548661107
8
160
SH
DFND
160
0
0
0
M & T BANK CORP
COMMON STOCK
55261F104
241
1946
SH
SOLE
1,946
0
0
0
M & T BANK CORP
COMMON STOCK
55261F104
1241
10000
SH
DFND
10,000
0
0
0
MGE ENERGY INC
COMMON STOCK
55277P104
9
240
SH
SOLE
240
0
0
0
MANNATECH INC NEW
COMMON STOCK
563771203
0
40
SH
DFND
40
0
0
0
MARATHON OIL CORP
COMMON STOCK
565849106
30
760
SH
SOLE
760
0
0
0
MARATHON PETROLEUM CORP
COMMON STOCK
56585A102
8
100
SH
SOLE
100
0
0
0
MARKET VECTORS AGRIBUS ETF
ETF/EQUITY
57060U605
44
801
SH
SOLE
801
0
0
0
MARKET VECTORS ETF TR VIETNAM ETF
ETF/INTERNATIONAL EQUITY
57060U761
66
3175
SH
SOLE
3,175
0
0
0
MARKET VECTORS HIGH YIELD MUNI INDEX ETF
ETF/FIXED INCOME
57060U878
867
28750
SH
SOLE
24,825
0
0
3925
MASTERCARD INC CL A
COMMON STOCK
57636Q104
15
205
SH
SOLE
205
0
0
0
MCDONALDS CORP
COMMON STOCK
580135101
1039
10313
SH
SOLE
10,225
0
0
88
MCDONALDS CORP
COMMON STOCK
580135101
461
4580
SH
DFND
4,580
0
0
0
MCGRAW HILL FINANCIAL INC
COMMON STOCK
580645109
17
200
SH
SOLE
200
0
0
0
MCKESSON CORP
COMMON STOCK
58155Q103
372
2000
SH
DFND
2,000
0
0
0
MEDICAL PPTYS TRUST INC
COMMON STOCK
58463J304
15
1100
SH
DFND
1,100
0
0
0
MEDTRONIC INC
COMMON STOCK
585055106
391
6128
SH
SOLE
6,128
0
0
0
MERCHANTS BANCSHARES
COMMON STOCK
588448100
152
4750
SH
SOLE
4,750
0
0
0
MERCHANTS BANCSHARES
COMMON STOCK
588448100
96
3000
SH
DFND
3,000
0
0
0
MERCK & CO INC NEW
COMMON STOCK
58933Y105
3640
62926
SH
SOLE
62,738
0
0
188
MERCK & CO INC NEW
COMMON STOCK
58933Y105
800
13833
SH
DFND
13,833
0
0
0
METLIFE INC
COMMON STOCK
59156R108
11
200
SH
SOLE
200
0
0
0
METLIFE INC
COMMON STOCK
59156R108
22
400
SH
DFND
400
0
0
0
MICROSOFT CORP
COMMON STOCK
594918104
2491
59741
SH
SOLE
59,466
0
0
275
MICROSOFT CORP
COMMON STOCK
594918104
413
9915
SH
DFND
9,915
0
0
0
MONSANTO CO (NEW)
COMMON STOCK
61166W101
837
6706
SH
SOLE
6,706
0
0
0
MONSANTO CO (NEW)
COMMON STOCK
61166W101
50
400
SH
DFND
400
0
0
0
MORGAN STANLEY NEW
COMMON STOCK
617446448
113
3500
SH
SOLE
3,500
0
0
0
MOSAIC CO NEW
COMMON STOCK
61945C103
1
23
SH
SOLE
23
0
0
0
NBT BANCORP INC
COMMON STOCK
628778102
481
20005
SH
SOLE
20,005
0
0
0
NBT BANCORP INC
COMMON STOCK
628778102
89
3691
SH
DFND
3,691
0
0
0
NCR CORP NEW
COMMON STOCK
62886E108
1
24
SH
SOLE
24
0
0
0
NATIONAL BK GREECE S A SPN ADR REP 1 SH
FOREIGN EQUITIES
633643705
0
20
SH
SOLE
20
0
0
0
NATIONAL FUEL GAS CO N J
COMMON STOCK
636180101
6
80
SH
SOLE
80
0
0
0
NATIONAL FUEL GAS CO N J
COMMON STOCK
636180101
78
1000
SH
DFND
1,000
0
0
0
NATIONAL GRID PLC SPON ADR NEW
FOREIGN EQUITIES
636274300
4
50
SH
SOLE
50
0
0
0
NATIONAL GRID PLC SPON ADR NEW
FOREIGN EQUITIES
636274300
7
100
SH
DFND
100
0
0
0
NATURAL RESOURCE PARTNERS LP
COMMON STOCK
63900P103
7
400
SH
DFND
400
0
0
0
NEXTERA ENERGY INC
COMMON STOCK
65339F101
1132
11050
SH
SOLE
11,050
0
0
0
NEXTERA ENERGY INC
COMMON STOCK
65339F101
379
3700
SH
DFND
3,700
0
0
0
NIKE INC CL B
COMMON STOCK
654106103
209
2700
SH
SOLE
2,700
0
0
0
NIKE INC CL B
COMMON STOCK
654106103
54
700
SH
DFND
700
0
0
0
NOBLE ENERGY INC
COMMON STOCK
655044105
19
250
SH
SOLE
250
0
0
0
NORFOLK SOUTHERN CORP
COMMON STOCK
655844108
1337
12973
SH
SOLE
12,973
0
0
0
NORFOLK SOUTHERN CORP
COMMON STOCK
655844108
175
1700
SH
DFND
1,700
0
0
0
NORTH EUROPEAN OIL RTY TR SH BEN INT
COMMON STOCK
659310106
10
400
SH
SOLE
400
0
0
0
NORTHEAST UTILITIES
COMMON STOCK
664397106
26
551
SH
SOLE
551
0
0
0
NORTHERN TIER ENERGY LP
COMMON STOCK
665826103
24
900
SH
DFND
900
0
0
0
NORTHROP GRUMMAN CORP
COMMON STOCK
666807102
101
844
SH
SOLE
844
0
0
0
NORWOOD FINANCIAL CORP
COMMON STOCK
669549107
43
1501
SH
SOLE
1,501
0
0
0
NOVARTIS A G SPONSORED ADR
FOREIGN EQUITIES
66987V109
2902
32054
SH
SOLE
32,054
0
0
0
NOVARTIS A G SPONSORED ADR
FOREIGN EQUITIES
66987V109
647
7150
SH
DFND
7,150
0
0
0
NUCOR CORP
COMMON STOCK
670346105
1497
30397
SH
SOLE
30,397
0
0
0
NUCOR CORP
COMMON STOCK
670346105
116
2347
SH
DFND
2,347
0
0
0
NUVEEN NY MUNI VALUE FD
NY TAX EXEMPT
67062M105
44
4486
SH
SOLE
4,486
0
0
0
NUVEEN NY MUNI VALUE FD
NY TAX EXEMPT
67062M105
5
500
SH
DFND
500
0
0
0
OGE ENERGY CORP
COMMON STOCK
670837103
309
7900
SH
SOLE
7,900
0
0
0
OGE ENERGY CORP
COMMON STOCK
670837103
47
1200
SH
DFND
1,200
0
0
0
OCCIDENTAL PETROLEUM CORP
COMMON STOCK
674599105
134
1305
SH
SOLE
1,305
0
0
0
ONEOK PARTNERS LP
COMMON STOCK
68268N103
23
400
SH
SOLE
400
0
0
0
ORACLE CORP
COMMON STOCK
68389X105
403
9942
SH
SOLE
9,942
0
0
0
ORACLE CORP
COMMON STOCK
68389X105
20
500
SH
DFND
500
0
0
0
ORANGE SPONSORED ADR
FOREIGN EQUITIES
684060106
16
1000
SH
DFND
1,000
0
0
0
PDL BIOPHARMA INC
COMMON STOCK
69329Y104
39
4000
SH
DFND
4,000
0
0
0
PG&E CORP
COMMON STOCK
69331C108
113
2356
SH
SOLE
2,171
0
0
185
PG&E CORP
COMMON STOCK
69331C108
116
2407
SH
DFND
2,407
0
0
0
PPG INDUSTRIES INC
COMMON STOCK
693506107
275
1307
SH
SOLE
1,307
0
0
0
PPL CORP
COMMON STOCK
69351T106
331
9320
SH
SOLE
9,320
0
0
0
PPL CORP
COMMON STOCK
69351T106
7
200
SH
DFND
200
0
0
0
PARKER HANNIFIN CORP
COMMON STOCK
701094104
31
250
SH
SOLE
250
0
0
0
PAYCHEX INC
COMMON STOCK
704326107
17
400
SH
SOLE
400
0
0
0
PAYCHEX INC
COMMON STOCK
704326107
13
312
SH
DFND
312
0
0
0
PEOPLES FINL SVCS CORP
COMMON STOCK
711040105
140
2727
SH
SOLE
2,727
0
0
0
PEPCO HOLDINGS INC
COMMON STOCK
713291102
5
200
SH
DFND
200
0
0
0
PEPSICO INC
COMMON STOCK
713448108
4029
45094
SH
SOLE
44,982
0
0
112
PEPSICO INC
COMMON STOCK
713448108
853
9546
SH
DFND
9,546
0
0
0
PFIZER INC
COMMON STOCK
717081103
2254
75954
SH
SOLE
75,626
0
0
328
PFIZER INC
COMMON STOCK
717081103
240
8075
SH
DFND
8,075
0
0
0
PHILIP MORRIS INTL INC
COMMON STOCK
718172109
67
800
SH
SOLE
800
0
0
0
PHILIP MORRIS INTL INC
COMMON STOCK
718172109
25
300
SH
DFND
300
0
0
0
PHILLIPS 66
COMMON STOCK
718546104
262
3262
SH
SOLE
3,262
0
0
0
PHILLIPS 66
COMMON STOCK
718546104
286
3557
SH
DFND
3,557
0
0
0
PIMCO EHHANCED SHRT MATURITYETF
ETF/FIXED INCOME
72201R833
430
4238
SH
SOLE
2,492
0
0
1746
PIMCO EHHANCED SHRT MATURITYETF
ETF/FIXED INCOME
72201R833
400
3944
SH
DFND
3,944
0
0
0
PIMCO DYNAMIC INCOME FD SHS
ETF/FIXED INCOME
72201Y101
17
500
SH
SOLE
500
0
0
0
PINNACLE WEST CPTLCORP
COMMON STOCK
723484101
227
3930
SH
SOLE
3,930
0
0
0
PLAINS ALL AMERICAN PIPELINE
COMMON STOCK
726503105
36
600
SH
SOLE
600
0
0
0
PLUG POWER INC NEW
COMMON STOCK
72919P202
0
3
SH
SOLE
3
0
0
0
POTASH CORP SASK INC
FOREIGN EQUITIES
73755L107
1160
30564
SH
SOLE
30,564
0
0
0
POTASH CORP SASK INC
FOREIGN EQUITIES
73755L107
176
4625
SH
DFND
4,625
0
0
0
POWERSHARES QQQ TRUST UNIT SER 1
ETF/EQUITY
73935A104
4
46
SH
SOLE
46
0
0
0
POWERSHARES ETF TRUST FINL PFD PTFL
ETF/OTHER
73935X229
9
500
SH
SOLE
500
0
0
0
POWERSHARES ETF TRUST FINL PFD PTFL
ETF/OTHER
73935X229
36
2000
SH
DFND
2,000
0
0
0
POWERSHARES ETF TRUST WATER RESOURCE
ETF/EQUITY
73935X575
1
50
SH
SOLE
50
0
0
0
POWERSHARES DWA DEV MARKET MOM PORT ETF
ETF/INTERNATIONAL EQUITY
73936Q108
142
5401
SH
SOLE
5,401
0
0
0
POWERSHARES GLOBAL ETF TRUSTDEV MKTS EX-US
ETF/INTERNATIONAL EQUITY
73936T789
1626
35700
SH
SOLE
35,500
0
0
200
T ROWE PRICE GROUP INC
COMMON STOCK
74144T108
14
170
SH
SOLE
170
0
0
0
PROCTER & GAMBLE CO
COMMON STOCK
742718109
4743
60349
SH
SOLE
60,232
0
0
117
PROCTER & GAMBLE CO
COMMON STOCK
742718109
721
9170
SH
DFND
9,170
0
0
0
PRUDENTIAL FINANCIAL INC
COMMON STOCK
744320102
18
204
SH
SOLE
204
0
0
0
PUBLIC SVC ENTERPRISE GROUP
COMMON STOCK
744573106
2581
63267
SH
SOLE
63,267
0
0
0
PUBLIC SVC ENTERPRISE GROUP
COMMON STOCK
744573106
828
20306
SH
DFND
20,306
0
0
0
QUALCOMM INC
COMMON STOCK
747525103
509
6427
SH
SOLE
6,427
0
0
0
QUALCOMM INC
COMMON STOCK
747525103
120
1510
SH
DFND
1,510
0
0
0
QUANTA SERVICES INC
COMMON STOCK
74762E102
6
180
SH
SOLE
180
0
0
0
RANGE RESOURCES CORP
COMMON STOCK
75281A109
11
125
SH
SOLE
125
0
0
0
RAYTHEON CO NEW
COMMON STOCK
755111507
23
250
SH
SOLE
250
0
0
0
REYNOLDS AMERICAN INC
COMMON STOCK
761713106
15
250
SH
DFND
250
0
0
0
RIO TINTO PLC SPONSORED ADR
FOREIGN EQUITIES
767204100
182
3350
SH
SOLE
3,350
0
0
0
RIO TINTO PLC SPONSORED ADR
FOREIGN EQUITIES
767204100
225
4150
SH
DFND
4,150
0
0
0
RITE AID CORP
COMMON STOCK
767754104
36
5000
SH
SOLE
5,000
0
0
0
ROCKWELL AUTOMATION INC
COMMON STOCK
773903109
200
1600
SH
SOLE
1,600
0
0
0
ROCKWELL COLLINS INC
COMMON STOCK
774341101
219
2800
SH
SOLE
2,800
0
0
0
ROYAL BANK OF CANADA
FOREIGN EQUITIES
780087102
71
1000
SH
DFND
1,000
0
0
0
ROYAL DUTCH SHELL PLC SPONS ADR A
FOREIGN EQUITIES
780259206
641
7787
SH
SOLE
7,787
0
0
0
ROYAL GOLD INC
COMMON STOCK
780287108
5
63
SH
DFND
63
0
0
0
RUBICON MINERALS CORP
FOREIGN EQUITIES
780911103
2
1228
SH
DFND
1,228
0
0
0
SPDR S&P 500 ETF TRUST
ETF/EQUITY
78462F103
4521
23097
SH
SOLE
23,097
0
0
0
SPDR S&P 500 ETF TRUST
ETF/EQUITY
78462F103
498
2546
SH
DFND
2,546
0
0
0
SPDR GOLD TRUST GOLD SHS
ETF/OTHER
78463V107
54
425
SH
SOLE
425
0
0
0
SPDR INDEX SHS FDS S&P EM MKT DIV
ETF/INTERNATIONAL EQUITY
78463X533
145
3625
SH
SOLE
3,625
0
0
0
SPDR INDEX SHS FDS S&P INTL ETF
ETF/INTERNATIONAL EQUITY
78463X772
81
1575
SH
SOLE
1,575
0
0
0
SPDR INDEX SHS FDS MACQU GLBIN100
ETF/INTERNATIONAL EQUITY
78463X855
3
50
SH
SOLE
50
0
0
0
SPDR BARCLAYS CONVERTIBLE SECURITIES ETF
ETF/OTHER
78464A359
43
860
SH
SOLE
860
0
0
0
SPDR SERIES TRUST INTR TRM CORP BD
ETF/FIXED INCOME
78464A375
52
1500
SH
SOLE
1,500
0
0
0
SPDR BARCLAYS HIGH YIELD BOND ETF
ETF/FIXED INCOME
78464A417
123
2950
SH
SOLE
2,950
0
0
0
SPDR BARCLAYS HIGH YIELD BOND ETF
ETF/FIXED INCOME
78464A417
40
950
SH
DFND
950
0
0
0
SPDR SERIES TRUST BARC CAPTL ETF
ETF/FIXED INCOME
78464A474
175
5675
SH
SOLE
4,175
0
0
1500
SPDR SERIES TRUST DB INT GVT ETF
ETF/FIXED INCOME
78464A490
50
800
SH
SOLE
800
0
0
0
SPDR S&P BANK ETF
ETF/EQUITY
78464A797
3
90
SH
SOLE
90
0
0
0
SPDR S&P MIDCAP 400 ETF TR
ETF/EQUITY
78467Y107
2861
10980
SH
SOLE
10,980
0
0
0
SPDR S&P MIDCAP 400 ETF TR
ETF/EQUITY
78467Y107
2048
7862
SH
DFND
7,862
0
0
0
SPDR BARCLAYS SHORT TERM HIGH YIELD BOND ETF
ETF/FIXED INCOME
78468R408
118
3800
SH
SOLE
3,800
0
0
0
SABINE ROYALTY TR UNIT BEN INT
COMMON STOCK
785688102
12
200
SH
SOLE
200
0
0
0
SAPIENT CORP
COMMON STOCK
803062108
2
103
SH
SOLE
103
0
0
0
SCANA CORP NEW
COMMON STOCK
80589M102
78
1446
SH
SOLE
1,446
0
0
0
SCHLUMBERGER LTD
FOREIGN EQUITIES
806857108
1151
9762
SH
SOLE
9,762
0
0
0
SCHWAB STRATEGIC TR US SML CAP ETF
ETF/EQUITY
808524607
388
7080
SH
SOLE
7,080
0
0
0
SCHWAB STRATEGIC TR US SML CAP ETF
ETF/EQUITY
808524607
18
328
SH
DFND
328
0
0
0
MATERIALS SELECT SECTOR SPDR
ETF/EQUITY
81369Y100
5
100
SH
SOLE
100
0
0
0
SELECT SECTOR SPDR TR SBI HEALTHCARE
ETF/EQUITY
81369Y209
575
9450
SH
SOLE
9,450
0
0
0
SELECT SECTOR SPDR TR SBI CONS STPLS
ETF/EQUITY
81369Y308
4115
92250
SH
SOLE
90,525
0
0
1725
SELECT SECTOR SPDR TR SBI INT-FINL
ETF/EQUITY
81369Y605
753
33125
SH
SOLE
29,550
0
0
3575
SELECT SECTOR SPDR TR SBI INT-TECH
ETF/EQUITY
81369Y803
532
13875
SH
SOLE
13,875
0
0
0
SELECT SECTOR SPDR TR SBI INT-TECH
ETF/EQUITY
81369Y803
262
6844
SH
DFND
6,844
0
0
0
SELECT SECTOR SPDR TR SBI INT-UTILS
ETF/EQUITY
81369Y886
70
1575
SH
SOLE
1,575
0
0
0
SEMPRA ENERGY
COMMON STOCK
816851109
2148
20515
SH
SOLE
20,515
0
0
0
SEMPRA ENERGY
COMMON STOCK
816851109
366
3500
SH
DFND
3,500
0
0
0
SIGMA ALDRICH CORP
COMMON STOCK
826552101
318
3130
SH
SOLE
3,130
0
0
0
SILVER WHEATON CORP
FOREIGN EQUITIES
828336107
14
540
SH
DFND
540
0
0
0
SONOCO PRODUCTS CO
COMMON STOCK
835495102
79
1800
SH
SOLE
1,800
0
0
0
SOUTHERN CO
COMMON STOCK
842587107
338
7458
SH
SOLE
7,458
0
0
0
SPECTRA ENERGY CORP
COMMON STOCK
847560109
157
3704
SH
SOLE
3,426
0
0
278
SPECTRA ENERGY CORP
COMMON STOCK
847560109
152
3570
SH
DFND
3,570
0
0
0
SPRINT CORP SER 1
COMMON STOCK
85207U105
0
26
SH
SOLE
26
0
0
0
STANLEY BLACK & DECKER INC
COMMON STOCK
854502101
88
1000
SH
SOLE
1,000
0
0
0
STANLEY BLACK & DECKER INC
COMMON STOCK
854502101
176
2000
SH
DFND
2,000
0
0
0
STARBUCKS CORP
COMMON STOCK
855244109
83
1075
SH
SOLE
1,075
0
0
0
STATE STREET CORP
COMMON STOCK
857477103
164
2445
SH
SOLE
2,445
0
0
0
STRYKER CORP
COMMON STOCK
863667101
281
3337
SH
SOLE
3,337
0
0
0
STRYKER CORP
COMMON STOCK
863667101
51
600
SH
DFND
600
0
0
0
SUBURBAN PROPANE PARTNERS LPUNIT LTD PARTN
COMMON STOCK
864482104
1
23
SH
SOLE
23
0
0
0
SUBURBAN PROPANE PARTNERS LPUNIT LTD PARTN
COMMON STOCK
864482104
0
10
SH
DFND
10
0
0
0
SUNCOR ENERGY INC NEW
FOREIGN EQUITIES
867224107
107
2500
SH
SOLE
2,500
0
0
0
SYMANTEC CORP
COMMON STOCK
871503108
29
1250
SH
SOLE
1,250
0
0
0
SYSCO CORP
COMMON STOCK
871829107
1340
35775
SH
SOLE
35,775
0
0
0
SYSCO CORP
COMMON STOCK
871829107
352
9400
SH
DFND
9,400
0
0
0
TECO ENERGY INC
COMMON STOCK
872375100
55
2955
SH
SOLE
2,955
0
0
0
TARGET CORP
COMMON STOCK
87612E106
447
7708
SH
SOLE
7,708
0
0
0
TARGET CORP
COMMON STOCK
87612E106
17
300
SH
DFND
300
0
0
0
TELEFONICA S A SPONSORED ADR
FOREIGN EQUITIES
879382208
5
308
SH
DFND
308
0
0
0
TEMPLETON EMERG MKTS INCOME COM
MUTUAL FUNDS INTL FIXED INCOME
880192109
3
250
SH
DFND
250
0
0
0
TENARIS S A SPONSORED ADR
FOREIGN EQUITIES
88031M109
47
1000
SH
SOLE
1,000
0
0
0
TEVA PHARMACEUTICAL INDS LTDADR
FOREIGN EQUITIES
881624209
10
200
SH
SOLE
200
0
0
0
TEVA PHARMACEUTICAL INDS LTDADR
FOREIGN EQUITIES
881624209
10
200
SH
DFND
200
0
0
0
TEXAS INSTRUMENTS INC
COMMON STOCK
882508104
756
15820
SH
SOLE
15,820
0
0
0
TEXAS INSTRUMENTS INC
COMMON STOCK
882508104
105
2200
SH
DFND
2,200
0
0
0
THERMO FISHER SCIENTIFIC INC
COMMON STOCK
883556102
21
180
SH
SOLE
180
0
0
0
3M COMPANY
COMMON STOCK
88579Y101
4676
32646
SH
SOLE
32,646
0
0
0
3M COMPANY
COMMON STOCK
88579Y101
659
4600
SH
DFND
4,600
0
0
0
TIME INC NEW COM
COMMON STOCK
887228104
3
120
SH
SOLE
97
0
0
23
TIME WARNER INC NEW
COMMON STOCK
887317303
78
1117
SH
SOLE
929
0
0
188
TOMPKINS TRUST CO INC
COMMON STOCK
890110109
161
3341
SH
SOLE
3,341
0
0
0
TOTAL S A SPONSORED ADR
FOREIGN EQUITIES
89151E109
430
5950
SH
SOLE
5,950
0
0
0
TOTAL S A SPONSORED ADR
FOREIGN EQUITIES
89151E109
166
2300
SH
DFND
2,300
0
0
0
TOYOTA MOTOR CORP SP ADR REP2COM
FOREIGN EQUITIES
892331307
24
200
SH
SOLE
200
0
0
0
TRI CONTL CORP COM
MUTUAL FUND EQUITIES
895436103
168
8000
SH
SOLE
8,000
0
0
0
TRUSTCO BANK CORP NY
COMMON STOCK
898349105
6
842
SH
DFND
842
0
0
0
UIL HOLDINGS CORP
COMMON STOCK
902748102
27
698
SH
SOLE
698
0
0
0
US BANCORP DEL NEW
COMMON STOCK
902973304
776
17910
SH
SOLE
17,671
0
0
239
US BANCORP DEL NEW
COMMON STOCK
902973304
112
2582
SH
DFND
2,582
0
0
0
UNILEVER PLC SPON ADR NEW
FOREIGN EQUITIES
904767704
5
100
SH
DFND
100
0
0
0
UNILEVER N V N Y SHS NEW
FOREIGN EQUITIES
904784709
18
400
SH
SOLE
400
0
0
0
UNITED PARCEL SERVICE CL B
COMMON STOCK
911312106
1423
13858
SH
SOLE
13,762
0
0
96
UNITED PARCEL SERVICE CL B
COMMON STOCK
911312106
203
1973
SH
DFND
1,973
0
0
0
UNITED TECHNOLOGIES CORP
COMMON STOCK
913017109
2771
24004
SH
SOLE
23,918
0
0
86
UNITED TECHNOLOGIES CORP
COMMON STOCK
913017109
504
4365
SH
DFND
4,365
0
0
0
UNITEDHEALTH GROUP INC
COMMON STOCK
91324P102
913
11165
SH
SOLE
11,165
0
0
0
UNITEDHEALTH GROUP INC
COMMON STOCK
91324P102
49
600
SH
DFND
600
0
0
0
URBAN OUTFITTERS INC
COMMON STOCK
917047102
3
80
SH
SOLE
80
0
0
0
VALERO ENERGY CORP NEW
COMMON STOCK
91913Y100
41
821
SH
SOLE
821
0
0
0
VANGUARD SPECIALIZED PORTFOLDIV APP ETF
ETF/EQUITY
921908844
4818
61809
SH
SOLE
61,809
0
0
0
VANGUARD SPECIALIZED PORTFOLDIV APP ETF
ETF/EQUITY
921908844
540
6928
SH
DFND
6,928
0
0
0
VANGUARD SHORT TERM BOND ETF
ETF/FIXED INCOME
921937827
2348
29232
SH
SOLE
28,862
0
0
370
VANGUARD SHORT TERM BOND ETF
ETF/FIXED INCOME
921937827
176
2187
SH
DFND
2,187
0
0
0
VANGUARD TOTAL BOND MRKT ETF
ETF/FIXED INCOME
921937835
1699
20659
SH
SOLE
19,764
0
0
895
VANGUARD TOTAL BOND MRKT ETF
ETF/FIXED INCOME
921937835
759
9233
SH
DFND
9,233
0
0
0
VANGUARD HIGH DIVIDEND YIELDETF
ETF/EQUITY
921946406
17
250
SH
SOLE
250
0
0
0
VANGUARD CHARLOTTE FDS INTL BD IDX ETF
ETF/INTERNATIONAL FIXED INCOME
92203J407
5112
99450
SH
SOLE
99,200
0
0
250
VANGUARD WORLD FDS CONSUM STP ETF
ETF/EQUITY
92204A207
23
200
SH
SOLE
200
0
0
0
VANGUARD WORLD FDS ENERGY ETF
ETF/EQUITY
92204A306
7
50
SH
SOLE
50
0
0
0
VANGUARD FINANCIALS ETF
ETF/EQUITY
92204A405
846
18250
SH
SOLE
18,250
0
0
0
VANGUARD FINANCIALS ETF
ETF/EQUITY
92204A405
246
5300
SH
DFND
5,300
0
0
0
VANGUARD WORLD FDS HEALTH CARE ETF
ETF/EQUITY
92204A504
22
200
SH
SOLE
200
0
0
0
VANGUARD WORLD FDS INDUSTRIAL ETF
ETF/EQUITY
92204A603
459
4400
SH
DFND
4,400
0
0
0
VANGUARD UTILITIES ETF
ETF/EQUITY
92204A876
430
4450
SH
SOLE
4,450
0
0
0
VANGUARD UTILITIES ETF
ETF/EQUITY
92204A876
29
300
SH
DFND
300
0
0
0
VANGUARD MSCI EMERGING MARKETS ETF
ETF/INTERNATIONAL EQUITY
922042858
613
14224
SH
SOLE
14,224
0
0
0
VANGUARD MSCI EMERGING MARKETS ETF
ETF/INTERNATIONAL EQUITY
922042858
147
3408
SH
DFND
3,408
0
0
0
VANGUARD INTL EQUITY INDEX FMEGA CAP GRO ETF
ETF/INTERNATIONAL EQUITY
922042866
3
50
SH
SOLE
50
0
0
0
VANGUARD SHORT TERM CORP BOND ETF
ETF/FIXED INCOME
92206C409
3882
48298
SH
SOLE
48,298
0
0
0
VANGUARD SHORT TERM CORP BOND ETF
ETF/FIXED INCOME
92206C409
572
7112
SH
DFND
7,112
0
0
0
VANGUARD INDEX FDS MCAP GR IDXVIP
ETF/EQUITY
922908538
81
837
SH
SOLE
837
0
0
0
VANGUARD INDEX FDS REIT ETF
ETF/EQUITY
922908553
2000
26725
SH
SOLE
26,725
0
0
0
VANGUARD INDEX FDS SM CP VAL ETF
ETF/EQUITY
922908611
21
200
SH
SOLE
200
0
0
0
VANGUARD INDEX FDS MID CAP ETF
ETF/EQUITY
922908629
170
1430
SH
SOLE
1,430
0
0
0
VANGUARD INDEX FDS SMALL CP ETF
ETF/EQUITY
922908751
205
1750
SH
SOLE
1,750
0
0
0
VERIZON COMMUNICATIONS
COMMON STOCK
92343V104
4333
88553
SH
SOLE
88,370
0
0
183
VERIZON COMMUNICATIONS
COMMON STOCK
92343V104
1040
21256
SH
DFND
21,256
0
0
0
VIACOM INC NEW CL B
COMMON STOCK
92553P201
22
250
SH
SOLE
250
0
0
0
VISA INC CL A
COMMON STOCK
92826C839
174
825
SH
SOLE
825
0
0
0
VODAFONE GROUP PLC NEW SPNSR ADR NO PAR
FOREIGN EQUITIES
92857W308
10
291
SH
SOLE
291
0
0
0
VODAFONE GROUP PLC NEW SPNSR ADR NO PAR
FOREIGN EQUITIES
92857W308
5
161
SH
DFND
161
0
0
0
WGL HOLDINGS INC
COMMON STOCK
92924F106
302
7000
SH
SOLE
7,000
0
0
0
WAL MART STORES INC
COMMON STOCK
931142103
2468
32881
SH
SOLE
32,769
0
0
112
WAL MART STORES INC
COMMON STOCK
931142103
505
6728
SH
DFND
6,728
0
0
0
WALGREEN CO
COMMON STOCK
931422109
723
9750
SH
SOLE
9,750
0
0
0
WALGREEN CO
COMMON STOCK
931422109
15
200
SH
DFND
200
0
0
0
WASHINGTON REAL ESTATE INVT SH BEN INT
COMMON STOCK
939653101
10
400
SH
SOLE
400
0
0
0
WASTE MGMT INC DEL
COMMON STOCK
94106L109
18
400
SH
SOLE
400
0
0
0
WASTE MGMT INC DEL
COMMON STOCK
94106L109
21
475
SH
DFND
475
0
0
0
WELLPOINT INC
COMMON STOCK
94973V107
444
4125
SH
SOLE
4,125
0
0
0
WELLPOINT INC
COMMON STOCK
94973V107
22
200
SH
DFND
200
0
0
0
WELLS FARGO & CO NEW
COMMON STOCK
949746101
1052
20016
SH
SOLE
20,016
0
0
0
WELLS FARGO & CO NEW
COMMON STOCK
949746101
18
350
SH
DFND
350
0
0
0
WILLIAMS COS INC DEL
COMMON STOCK
969457100
42
715
SH
SOLE
715
0
0
0
WISCONSIN ENERGY CORP
COMMON STOCK
976657106
176
3750
SH
SOLE
3,750
0
0
0
WISDOMTREE EQUITY INC FUND
ETF/EQUITY
97717W208
920
15495
SH
SOLE
15,495
0
0
0
WISDOMTREE EMERGING MKTS SMALLCAP DIV ETF
ETF/INTERNATIONAL EQUITY
97717W281
532
11100
SH
DFND
11,100
0
0
0
WISDOMTREE TR BLMBG US BULL
ETF/FIXED INCOME
97717W471
1533
62325
SH
SOLE
59,250
0
0
3075
YAHOO INC
COMMON STOCK
984332106
21
600
SH
SOLE
600
0
0
0
YAMANA GOLD INC
FOREIGN EQUITIES
98462Y100
3
400
SH
DFND
400
0
0
0
YOU ON DEMAND HOLDINGS INC
COMMON STOCK
98741R207
1
200
SH
SOLE
200
0
0
0
YUM BRANDS INC
COMMON STOCK
988498101
8
100
SH
SOLE
100
0
0
0