UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549


SCHEDULE 13G
Under the Securities Exchange Act of 1934
(Amendment No. ____1______)*

Electronic Clearing House, Inc.
(Name of Issuer)

Common Stock, $.01 par value
(Title of Class of Securities)

285562500
(CUSIP Number)

December 31, 2005
(Date of Event Which Requires Filing of this Statement)


Check the appropriate box to designate the rule pursuant to
which this Schedule is filed:
      [ x ]Rule 13d-1(b)
      [   ]Rule 13d-1(c)
      [   ]Rule 13d-1(d)

*The remainder of this cover page shall be filled out for a
reporting person's initial filing on this form with respect
to the subject class of securities, and for any subsequent
amendment containing information which would alter the
disclosures provided in a prior cover page.  The information
required in the remainder of this cover page shall not be
deemed to be "filed" for the purpose of Section 18 of the
Securities Exchange Act of 1934 ("Act") or otherwise subject
to the liabilities of that section of the Act but shall be
subject to all other provisions of the Act (however, see the
Notes).


CUSIP No.
285562500


1.Names of Reporting Persons.
Continental Advisors LLC

I.R.S. Identification Nos. of above persons (entities only).


2. Check the Appropriate Box if a Member of a Group (See Instructions)
	Not Applicable
      (a)

      (b)
3.SEC Use Only
4.Citizenship or Place of Organization
Delaware


			5.Sole Voting Power
				0
Number of
Shares
Beneficially	        6.Shared Voting Power
Owned by			360,783 common shares
Each Reporting
Person With		7.Sole Dispositive Power
      			        0
			8.Shared Dispositive Power
				360,783  common shares

9.Aggregate Amount Beneficially Owned by Each Reporting Person
360,783 common shares

10.Check if the Aggregate Amount in Row (9) Excludes Certain Shares
(See Instructions) [   ]
Not Applicable

11.Percent of Class Represented by Amount in Row (9)
5.4%

12.Type of Reporting Person (See Instructions)
IA, OO

CUSIP No.
285562500

1.Names of Reporting Persons.
David P. Purcell

I.R.S. Identification Nos. of above persons (entities only).


2. Check the Appropriate Box if a Member of a Group (See Instructions)
      Not Applicable
      (a)

      (b)

3.SEC Use Only

4.Citizenship or Place of Organization
United States of America


			5.Sole Voting Power
				0

Number of
Shares
Beneficially	        6.Shared Voting Power
Owned by			360,783 common shares
Each Reporting
Person With		7.Sole Dispositive Power
      			        0

			8.Shared Dispositive Power
				360,783 common shares

9.Aggregate Amount Beneficially Owned by Each Reporting Person
360,783 common shares

10.Check if the Aggregate Amount in Row (9) Excludes Certain Shares
(See Instructions) [   ]
Not Applicable

11.Percent of Class Represented by Amount in Row (9)
5.4%

12.Type of Reporting Person (See Instructions
IN, HC


Item 1.
(a)Name of Issuer:
Electronic Clearing House, Inc. (ECHO)

(b)Address of Issuer's Principal Executive Offices:
730 Paseo Camarillo
Camarillo, CA 93010

Item 2.
(a)Name of Person Filing:
Continental Advisors LLC
David P. Purcell as required by rule 13D-1(k)(1), exhibit A to this
schedule 13G contains the joint filing agreement entered into by
each of the persons filing this schedule 13G.

(b)Address of Principal Business Office or, if none, Residence:
The persons filing this schedule 13G share the same principal business address:
One North Wacker Drive Suite 4140
Chicago, IL 60606

(c)Citizenship:
Continental Advisors LLC - Delaware
David P. Purcell - United States of America

(d)Title of Class of Securities:
Common Stock, $.01 par value (cusip: 285562500)

(e)CUSIP Number:
285562500

Item 3.If this statement is filed pursuant to S240.13d-1(b) or
240.13d-2(b) or (c), check whether the person filing is a:
Broker Dealer								[ ]
Bank										[ ]
Insurance Company								[ ]
Investment Company							[ ]
Investment Adviser	[Continental Advisors LLC]		[x]
Employee Benefit Plan, Pension Fund, or Endowment Fund	[ ]
Parent Holding Company/Control Person				[ ]
Savings Association							[ ]
Church Plan									[ ]
Corporation									[ ]
Partnership									[ ]
Individual		[David P. Purcell]				[x]
Other										[ ]

Item 4.Ownership.
Provide the following information regarding the aggregate number and
percentage of the class of securities of the issuer identified in Item 1.

(a)Amount beneficially owned:
Continental Advisors LLC: 		360,783 common shares
David P. Purcell: 			360,783 common shares

(b)Percent of class:
Continental Advisors LLC:			5.4% of class
David P. Purcell:					5.4% of class


(c)Number of shares as to which the person has:
Continental Advisors LLC (i)Sole power to vote or to direct the vote:
						0
Continental Advisors LLC (ii)Shared power to vote or to direct the vote:
						360,783
Continental Advisors LLC (iii)Sole power to dispose or to direct the
			    disposition of:
						0
Continental Advisors LLC (iv)Shared power to dispose or to direct the
			    disposition of:
						360,783
(c)Number of shares as to which the person has:
David P. Purcell (i)Sole power to vote or to direct the vote:
						0
David P. Purcell (ii)Shared power to vote or to direct the vote:
						360,783
David P. Purcell (iii)Sole power to dispose or to direct the
    disposition of:
						0
David P. Purcell (iv)Shared power to dispose or to direct the
                      disposition of:
						360,783

Item 5.Ownership of Five Percent or Less of a Class
If this statement is being filed to report the fact that as of the
date hereof the reporting person has ceased to be the beneficial
owner of more than five percent of the class of securities, check
the following [   ].
Not Applicable


Item 6.Ownership of More than Five Percent on Behalf of Another Person.
	Not Applicable

Item 7.Identification and Classification of the Subsidiary Which
Acquired the Security Being Reported on By the Parent Holding
Company or Control Person.
David P. Purcell is the control person of Continental Advisors LLC
and accordingly has filed this Schedule 13G pursuant to rule
13D-1(b)(ii)(G).

Item 8.Identification and Classification of Members of the Group.
	Not Applicable

Item 9.Notice of Dissolution of Group.
	Not Applicable

Item 10.Certification

      (b)The following certification shall be included if the
        statement is filed pursuant to S240.13d-1(c):
        By signing below I certify that, to the best of my knowledge
	and belief, the securities referred to above were not acquired
        and are not held for the purpose of or with the effect of
        changing or influencing the control of the issuer of the
        securities and were not acquired and are not held in
        connection with or as a participant in any transaction having
        that purpose or effect.


SIGNATURE
After reasonable inquiry and to the best of my knowledge and belief, I
certify that the information set forth in this statement is true, complete
and correct.


_____/s/ David P. Purcell____  	________February 13, 2006__________
David P. Purcell	 			Date
Signature of Reporting Person

Continental Advisors LLC
__By:/s/ David P. Purcell____  	________February 13, 2006_________
   David P. Purcell				Date
   Managing Member

Exhibit A
				AGREEMENT
The undersigned agree that this Schedule 13G dated February 13, 2006
relating to the Common Stock, par value $.01 of Electronic Clearing
House, Inc. (ECHO) shall be filed on behalf of the undersigned.

_____/s/ David P. Purcell____  	________February 13, 2006__________
David P. Purcell	 			Date
Signature of Reporting Person

Continental Advisors LLC
__By:/s/ David P. Purcell____  	________February 13, 2006_________
   David P. Purcell				Date
   Managing Member