0000717538-20-000047.txt : 20200210 0000717538-20-000047.hdr.sgml : 20200210 20200210143227 ACCESSION NUMBER: 0000717538-20-000047 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20191231 FILED AS OF DATE: 20200210 DATE AS OF CHANGE: 20200210 EFFECTIVENESS DATE: 20200210 FILER: COMPANY DATA: COMPANY CONFORMED NAME: ARROW FINANCIAL CORP CENTRAL INDEX KEY: 0000717538 STANDARD INDUSTRIAL CLASSIFICATION: NATIONAL COMMERCIAL BANKS [6021] IRS NUMBER: 222448962 STATE OF INCORPORATION: NY FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-12533 FILM NUMBER: 20591391 BUSINESS ADDRESS: STREET 1: 250 GLEN ST CITY: GLENS FALLS STATE: NY ZIP: 12801 BUSINESS PHONE: 5184154299 MAIL ADDRESS: STREET 1: 250 GLEN STREET CITY: GLENS FALLS STATE: NY ZIP: 12801 FORMER COMPANY: FORMER CONFORMED NAME: ARROW BANK CORP DATE OF NAME CHANGE: 19900710 13F-HR 1 primary_doc.xml 13F-HR LIVE false false false 0000717538 XXXXXXXX 12-31-2019 12-31-2019 ARROW FINANCIAL CORP

250 GLEN STREET GLENS FALLS NY 12801

13F HOLDINGS REPORT 028-12533 N EDWARD J. CAMPANELLA 518-415-4512 /s/ EDWARD J. CAMPANELLA GLENS FALLS NY 02-10-2020 2 700 513100 false 2 0000902882 GLENS FALLS NATIONAL BANK & TRUST CO /NY 3 0001401342 North Country Investment Advisers, Inc. INFORMATION TABLE 2 a13-fhrarrowdecember2019in.xml INFORMATION TABLE 3M CO COMMON STOCK 88579Y101 397 2250 SH OTR 2 0 2250 0 3M CO COMMON STOCK 88579Y101 655 3711 SH SOLE 3711 0 0 ABBOTT LABS COMMON STOCK 002824100 98 1125 SH OTR 2 0 1125 0 ABBOTT LABS COMMON STOCK 002824100 497 5717 SH SOLE 5717 0 0 ABBVIE INC COMMON STOCK 00287Y109 182 2050 SH OTR 2 0 2050 0 ABBVIE INC COMMON STOCK 00287Y109 506 5711 SH SOLE 5711 0 0 ACCENTURE PLC CL A COMMON STOCK G1151C101 55 260 SH SOLE 260 0 0 ACTIVISION BLIZZARD INC COMMON STOCK 00507V109 1 17 SH SOLE 17 0 0 ADOBE INC COMMON STOCK 00724F101 53 160 SH OTR 2 0 160 0 ADOBE INC COMMON STOCK 00724F101 1842 5586 SH SOLE 5586 0 0 AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 15 65 SH OTR 2 0 65 0 AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 78 330 SH SOLE 330 0 0 ALEXION PHARMACEUTICALS INC COMMON STOCK 015351109 32 300 SH SOLE 300 0 0 ALLERGAN PLC COMMON STOCK G0177J108 154 805 SH SOLE 805 0 0 ALPHABET INC CL A COMMON STOCK 02079K305 437 326 SH OTR 2 0 326 0 ALPHABET INC CL A COMMON STOCK 02079K305 5966 4454 SH SOLE 4454 0 0 ALPHABET INC CL C COMMON STOCK 02079K107 174 130 SH OTR 2 0 130 0 ALPHABET INC CL C COMMON STOCK 02079K107 1888 1412 SH SOLE 1412 0 0 ALPS SECTOR DIVIDEND DOGS ETF OTHER 00162Q858 88 1885 SH SOLE 1885 0 0 ALTRIA GROUP INC COMMON STOCK 02209S103 7 150 SH OTR 2 0 150 0 ALTRIA GROUP INC COMMON STOCK 02209S103 441 8842 SH SOLE 8842 0 0 AMAZON.COM INC COMMON STOCK 023135106 310 168 SH OTR 2 0 168 0 AMAZON.COM INC COMMON STOCK 023135106 5965 3228 SH SOLE 3228 0 0 AMERICAN ELEC PWR INC COMMON STOCK 025537101 53 565 SH SOLE 565 0 0 AMERICAN EXPRESS CO COMMON STOCK 025816109 172 1380 SH OTR 2 0 1380 0 AMERICAN EXPRESS CO COMMON STOCK 025816109 329 2640 SH SOLE 2640 0 0 AMERICAN INTERNATIONAL GROUP COMMON STOCK 026874784 29 570 SH SOLE 570 0 0 AMERICAN TOWER CORP REIT COMMON STOCK 03027X100 74 322 SH SOLE 322 0 0 AMERICAN WATER WORKS CO INC COMMON STOCK 030420103 19 155 SH OTR 2 0 155 0 AMERICAN WATER WORKS CO INC COMMON STOCK 030420103 524 4264 SH SOLE 4264 0 0 AMGEN INC COMMON STOCK 031162100 72 300 SH OTR 2 0 300 0 AMGEN INC COMMON STOCK 031162100 2359 9784 SH SOLE 9784 0 0 ANALOG DEVICES INC COMMON STOCK 032654105 14 120 SH SOLE 120 0 0 ANTARES PHARMA INC COMMON STOCK 036642106 66 14000 SH SOLE 14000 0 0 APPLE INC COMMON STOCK 037833100 1039 3538 SH OTR 2 0 3538 0 APPLE INC COMMON STOCK 037833100 8516 29001 SH SOLE 29001 0 0 APPLIED MATERIALS INC COMMON STOCK 038222105 154 2525 SH SOLE 2525 0 0 AQUA AMERICA INC COMMON STOCK 03836W103 51 1082 SH SOLE 1082 0 0 ARCHER DANIELS MIDLAND CO COMMON STOCK 039483102 9 200 SH SOLE 200 0 0 ARROW FINANCIAL CORPORATION COMMON STOCK 042744102 751 19868 SH OTR 2 0 19868 0 ARROW FINANCIAL CORPORATION COMMON STOCK 042744102 51839 1371415 SH SOLE 1371415 0 0 ASHLAND GLOBAL HOLDINGS INC COMMON STOCK 044186104 35 460 SH SOLE 460 0 0 AT&T INC COMMON STOCK 00206R102 184 4706 SH OTR 2 0 4706 0 AT&T INC COMMON STOCK 00206R102 933 23886 SH SOLE 23886 0 0 AUTODESK INC COMMON STOCK 052769106 18 100 SH SOLE 100 0 0 AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 673 3950 SH OTR 2 0 3950 0 AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 304 1785 SH SOLE 1785 0 0 AVALONBAY COMMUNITIES INC REIT COMMON STOCK 053484101 6 30 SH SOLE 30 0 0 BANK OF AMERICA CORP COMMON STOCK 060505104 49 1400 SH OTR 2 0 1400 0 BANK OF AMERICA CORP COMMON STOCK 060505104 2016 57232 SH SOLE 57232 0 0 BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100 74 1475 SH OTR 2 0 1475 0 BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100 67 1330 SH SOLE 1330 0 0 BAOZUN INC SPONS ADR COMMON STOCK 06684L103 4 126 SH SOLE 126 0 0 BARRICK GOLD CORP COMMON STOCK 067901108 6 300 SH SOLE 300 0 0 BAXTER INTL INC COMMON STOCK 071813109 159 1900 SH OTR 2 0 1900 0 BAXTER INTL INC COMMON STOCK 071813109 46 555 SH SOLE 555 0 0 BECTON DICKINSON COMMON STOCK 075887109 39 145 SH OTR 2 0 145 0 BECTON DICKINSON COMMON STOCK 075887109 82 300 SH SOLE 300 0 0 BERKSHIRE HATHAWAY INC-CL B COMMON STOCK 084670702 359 1585 SH OTR 2 0 1585 0 BERKSHIRE HATHAWAY INC-CL B COMMON STOCK 084670702 3357 14821 SH SOLE 14821 0 0 BLACKROCK INC CL A COMMON STOCK 09247X101 101 200 SH OTR 2 0 200 0 BLACKROCK INC CL A COMMON STOCK 09247X101 2365 4705 SH SOLE 4705 0 0 BLACKSTONE GROUP INC CL A COMMON STOCK 09260D107 56 1008 SH SOLE 1008 0 0 BOEING CO COMMON STOCK 097023105 65 200 SH OTR 2 0 200 0 BOEING CO COMMON STOCK 097023105 894 2745 SH SOLE 2745 0 0 BOOKING HOLDINGS INC COMMON STOCK 09857L108 25 12 SH OTR 2 0 12 0 BOOKING HOLDINGS INC COMMON STOCK 09857L108 1000 487 SH SOLE 487 0 0 BOSTON SCIENTIFIC CORP COMMON STOCK 101137107 45 1000 SH SOLE 1000 0 0 BP PLC SPONS ADR COMMON STOCK 055622104 80 2122 SH SOLE 2122 0 0 BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 140 2175 SH OTR 2 0 2175 0 BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 2109 32859 SH SOLE 32859 0 0 BROOKFIELD PROPERTY PARTNERS L COMMON STOCK G16249107 2 125 SH SOLE 125 0 0 CANOPY GROWTH CORP COMMON STOCK 138035100 2 83 SH SOLE 83 0 0 CAPITAL ONE FINANCIAL CORP COMMON STOCK 14040H105 66 643 SH SOLE 643 0 0 CARDINAL HEALTH INC COMMON STOCK 14149Y108 10 200 SH OTR 2 0 200 0 CARDINAL HEALTH INC COMMON STOCK 14149Y108 10 200 SH SOLE 200 0 0 CARNIVAL CORP COMMON STOCK 143658300 51 1000 SH SOLE 1000 0 0 CATERPILLAR INC COMMON STOCK 149123101 151 1025 SH OTR 2 0 1025 0 CATERPILLAR INC COMMON STOCK 149123101 313 2120 SH SOLE 2120 0 0 CERNER CORP COMMON STOCK 156782104 73 998 SH SOLE 998 0 0 CHARLES SCHWAB CORP COMMON STOCK 808513105 37 770 SH SOLE 770 0 0 CHECK POINT SOFTWARE TECH LTD COMMON STOCK M22465104 249 2240 SH SOLE 2240 0 0 CHEVRON CORPORATION COMMON STOCK 166764100 447 3709 SH OTR 2 0 3709 0 CHEVRON CORPORATION COMMON STOCK 166764100 1676 13904 SH SOLE 13904 0 0 CIGNA CORP COMMON STOCK 125523100 9 44 SH OTR 2 0 44 0 CISCO SYSTEMS INC COMMON STOCK 17275R102 53 1110 SH OTR 2 0 1110 0 CISCO SYSTEMS INC COMMON STOCK 17275R102 2114 44081 SH SOLE 44081 0 0 CITIGROUP INC COMMON STOCK 172967424 40 500 SH SOLE 500 0 0 CLOROX COMPANY COMMON STOCK 189054109 15 100 SH OTR 2 0 100 0 CLOROX COMPANY COMMON STOCK 189054109 102 667 SH SOLE 667 0 0 CME GROUP INC COMMON STOCK 12572Q105 115 575 SH SOLE 575 0 0 CMS ENERGY CORP COMMON STOCK 125896100 8 121 SH SOLE 121 0 0 COCA COLA CO COMMON STOCK 191216100 151 2730 SH OTR 2 0 2730 0 COCA COLA CO COMMON STOCK 191216100 1622 29301 SH SOLE 29301 0 0 COLGATE PALMOLIVE CO COMMON STOCK 194162103 420 6100 SH OTR 2 0 6100 0 COLGATE PALMOLIVE CO COMMON STOCK 194162103 302 4394 SH SOLE 4394 0 0 COMCAST CORP-CL A COMMON STOCK 20030N101 13 300 SH OTR 2 0 300 0 COMCAST CORP-CL A COMMON STOCK 20030N101 230 5105 SH SOLE 5105 0 0 COMM. SERV. SELECT SECTOR SPDR OTHER 81369Y852 640 11931 SH OTR 2 0 11931 0 COMM. SERV. SELECT SECTOR SPDR OTHER 81369Y852 28 525 SH SOLE 525 0 0 CONDUENT INC COMMON STOCK 206787103 0 22 SH SOLE 22 0 0 CONOCOPHILLIPS COMMON STOCK 20825C104 57 871 SH OTR 2 0 871 0 CONOCOPHILLIPS COMMON STOCK 20825C104 484 7436 SH SOLE 7436 0 0 CONS DISC SELECT SECTOR SPDR F OTHER 81369Y407 762 6076 SH OTR 2 0 6076 0 CONS DISC SELECT SECTOR SPDR F OTHER 81369Y407 259 2062 SH SOLE 2062 0 0 CONS STAPLES SELECT SECT SPDR OTHER 81369Y308 477 7571 SH OTR 2 0 7571 0 CONS STAPLES SELECT SECT SPDR OTHER 81369Y308 101 1609 SH SOLE 1609 0 0 CONSOLIDATED EDISON INC COMMON STOCK 209115104 67 739 SH SOLE 739 0 0 CONSTELLATION BRANDS INC COMMON STOCK 21036P108 152 802 SH OTR 2 0 802 0 CONSTELLATION BRANDS INC COMMON STOCK 21036P108 1453 7658 SH SOLE 7658 0 0 CORNING INC COMMON STOCK 219350105 38 1300 SH SOLE 1300 0 0 CORTEVA INC COMMON STOCK 22052L104 31 1042 SH SOLE 1042 0 0 COSTCO WHOLESALE CORP COMMON STOCK 22160K105 19 65 SH OTR 2 0 65 0 COSTCO WHOLESALE CORP COMMON STOCK 22160K105 1268 4314 SH SOLE 4314 0 0 CRONOS GROUP INC COMMON STOCK 22717L101 2 242 SH SOLE 242 0 0 CSX CORP COMMON STOCK 126408103 11 150 SH SOLE 150 0 0 CUMMINS INC COMMON STOCK 231021106 20 110 SH OTR 2 0 110 0 CUMMINS INC COMMON STOCK 231021106 940 5252 SH SOLE 5252 0 0 CVS HEALTH CORP COMMON STOCK 126650100 29 390 SH OTR 2 0 390 0 CVS HEALTH CORP COMMON STOCK 126650100 70 941 SH SOLE 941 0 0 DANAHER CORP COMMON STOCK 235851102 23 151 SH OTR 2 0 151 0 DANAHER CORP COMMON STOCK 235851102 179 1169 SH SOLE 1169 0 0 DEERE & CO COMMON STOCK 244199105 101 585 SH SOLE 585 0 0 DISNEY WALT CO NEW COMMON STOCK 254687106 269 1862 SH OTR 2 0 1862 0 DISNEY WALT CO NEW COMMON STOCK 254687106 3702 25597 SH SOLE 25597 0 0 DOLLAR GENERAL CORP COMMON STOCK 256677105 19 122 SH SOLE 122 0 0 DOLLAR TREE INC COMMON STOCK 256746108 1247 13260 SH SOLE 13260 0 0 DOMINION ENERGY INC COMMON STOCK 25746U109 48 575 SH OTR 2 0 575 0 DOMINION ENERGY INC COMMON STOCK 25746U109 339 4088 SH SOLE 4088 0 0 DOW INC COMMON STOCK 260557103 27 487 SH OTR 2 0 487 0 DOW INC COMMON STOCK 260557103 165 3006 SH SOLE 3006 0 0 DTE ENERGY CO COMMON STOCK 233331107 54 415 SH OTR 2 0 415 0 DUKE ENERGY CORP COMMON STOCK 26441C204 58 634 SH OTR 2 0 634 0 DUKE ENERGY CORP COMMON STOCK 26441C204 116 1269 SH SOLE 1269 0 0 DUNKIN BRANDS GROUP INC COMMON STOCK 265504100 63 830 SH SOLE 830 0 0 DUPONT DE NEMOURS INC COMMON STOCK 26614N102 29 454 SH OTR 2 0 454 0 DUPONT DE NEMOURS INC COMMON STOCK 26614N102 196 3060 SH SOLE 3060 0 0 EATON CORP PLC COMMON STOCK G29183103 95 1000 SH OTR 2 0 1000 0 EATON CORP PLC COMMON STOCK G29183103 15 154 SH SOLE 154 0 0 EBAY INC COMMON STOCK 278642103 14 400 SH SOLE 400 0 0 ECOLAB INC COMMON STOCK 278865100 232 1200 SH OTR 2 0 1200 0 ECOLAB INC COMMON STOCK 278865100 669 3469 SH SOLE 3469 0 0 EDISON INTERNATIONAL COMMON STOCK 281020107 26 350 SH SOLE 350 0 0 ELECTRONIC ARTS INC COMMON STOCK 285512109 3 25 SH SOLE 25 0 0 EMERSON ELEC CO COMMON STOCK 291011104 249 3270 SH OTR 2 0 3270 0 EMERSON ELEC CO COMMON STOCK 291011104 184 2418 SH SOLE 2418 0 0 ENBRIDGE INCORPORATED COMMON STOCK 29250N105 52 1300 SH SOLE 1300 0 0 ENERGY SELECT SECTOR SPDR FUND OTHER 81369Y506 264 4402 SH OTR 2 0 4402 0 ENERGY SELECT SECTOR SPDR FUND OTHER 81369Y506 45 749 SH SOLE 749 0 0 EOG RES INC COMMON STOCK 26875P101 3 35 SH OTR 2 0 35 0 EOG RES INC COMMON STOCK 26875P101 290 3466 SH SOLE 3466 0 0 EVERSOURCE ENERGY COMMON STOCK 30040W108 74 875 SH SOLE 875 0 0 EXXONMOBIL CORP COMMON STOCK 30231G102 646 9255 SH OTR 2 0 9255 0 EXXONMOBIL CORP COMMON STOCK 30231G102 2399 34377 SH SOLE 34377 0 0 FACEBOOK INC-A COMMON STOCK 30303M102 34 165 SH OTR 2 0 165 0 FACEBOOK INC-A COMMON STOCK 30303M102 1044 5085 SH SOLE 5085 0 0 FACTSET RESEARCH SYSTEM INC COMMON STOCK 303075105 16 60 SH SOLE 60 0 0 FEDEX CORPORATION COMMON STOCK 31428X106 364 2410 SH SOLE 2410 0 0 FINANCIAL SELECT SECTOR SPDR F OTHER 81369Y605 816 26506 SH OTR 2 0 26506 0 FINANCIAL SELECT SECTOR SPDR F OTHER 81369Y605 430 13978 SH SOLE 13978 0 0 FIRSTENERGY CORP COMMON STOCK 337932107 39 801 SH SOLE 801 0 0 FISERV INC COMMON STOCK 337738108 504 4355 SH SOLE 4355 0 0 FORD MOTOR CO DEL COMMON STOCK 345370860 86 9300 SH SOLE 9300 0 0 FORTIVE CORP COMMON STOCK 34959J108 244 3194 SH SOLE 3194 0 0 GABELLI DIVIDEND & INCOME TRUS OTHER 36242H104 33 1485 SH SOLE 1485 0 0 GARRETT MOTION INC COMMON STOCK 366505105 0 3 SH OTR 2 0 3 0 GENERAL DYNAMICS CORP COMMON STOCK 369550108 85 480 SH OTR 2 0 480 0 GENERAL DYNAMICS CORP COMMON STOCK 369550108 1346 7633 SH SOLE 7633 0 0 GENERAL ELECTRIC CORP COMMON STOCK 369604103 14 1275 SH OTR 2 0 1275 0 GENERAL ELECTRIC CORP COMMON STOCK 369604103 232 20827 SH SOLE 20827 0 0 GENERAL MLS INC COMMON STOCK 370334104 325 6064 SH SOLE 6064 0 0 GENUINE PARTS CO COMMON STOCK 372460105 22 210 SH SOLE 210 0 0 GILEAD SCIENCES INC COMMON STOCK 375558103 61 945 SH OTR 2 0 945 0 GILEAD SCIENCES INC COMMON STOCK 375558103 659 10144 SH SOLE 10144 0 0 GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 11 50 SH OTR 2 0 50 0 GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 566 2461 SH SOLE 2461 0 0 GRAINGER W W INC COMMON STOCK 384802104 58 170 SH SOLE 170 0 0 GRUBHUB INC COMMON STOCK 400110102 1 18 SH SOLE 18 0 0 GW PHARMACEUTICALS PLC SPONS A COMMON STOCK 36197T103 2 20 SH SOLE 20 0 0 HALLIBURTON CO COMMON STOCK 406216101 20 830 SH SOLE 830 0 0 HAWAIIAN ELECTRIC INDUSTRIES I COMMON STOCK 419870100 97 2070 SH SOLE 2070 0 0 HEALTH CARE SELECT SECTOR SPDR OTHER 81369Y209 928 9109 SH OTR 2 0 9109 0 HEALTH CARE SELECT SECTOR SPDR OTHER 81369Y209 387 3795 SH SOLE 3795 0 0 HOME DEPOT INC COMMON STOCK 437076102 500 2290 SH OTR 2 0 2290 0 HOME DEPOT INC COMMON STOCK 437076102 3465 15869 SH SOLE 15869 0 0 HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 150 850 SH OTR 2 0 850 0 HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 2336 13197 SH SOLE 13197 0 0 HORMEL FOODS CORP COMMON STOCK 440452100 4 80 SH SOLE 80 0 0 HOST HOTELS & RESORTS, INC REI COMMON STOCK 44107P104 5 260 SH SOLE 260 0 0 ILLINOIS TOOL WKS INC COMMON STOCK 452308109 88 490 SH SOLE 490 0 0 INDUSTRIAL SELECT SECTOR SPDR OTHER 81369Y704 564 6924 SH OTR 2 0 6924 0 INDUSTRIAL SELECT SECTOR SPDR OTHER 81369Y704 220 2705 SH SOLE 2705 0 0 INGERSOLL-RAND PLC COMMON STOCK G47791101 38 286 SH SOLE 286 0 0 INNOVATIVE INDUSTRIAL PROP CL COMMON STOCK 45781V101 4 50 SH SOLE 50 0 0 INTEL CORP COMMON STOCK 458140100 490 8190 SH OTR 2 0 8190 0 INTEL CORP COMMON STOCK 458140100 1981 33097 SH SOLE 33097 0 0 INTERCONTINENTAL EXCHANGE GROU COMMON STOCK 45866F104 51 550 SH OTR 2 0 550 0 INTERCONTINENTAL EXCHANGE GROU COMMON STOCK 45866F104 2553 27582 SH SOLE 27582 0 0 INTERNATIONAL FLAVORS & FRAGRA COMMON STOCK 459506101 462 3579 SH SOLE 3579 0 0 INTERNATIONAL PAPER CO COMMON STOCK 460146103 78 1696 SH SOLE 1696 0 0 INTL. BUSINESS MACHINES CORP COMMON STOCK 459200101 720 5373 SH OTR 2 0 5373 0 INTL. BUSINESS MACHINES CORP COMMON STOCK 459200101 440 3285 SH SOLE 3285 0 0 INTUIT INC COMMON STOCK 461202103 212 810 SH OTR 2 0 810 0 INVESCO WATER RESOURCES ETF OTHER 46137V142 7 171 SH SOLE 171 0 0 ISHARES BARCLAYS 1-3 YEAR TR E OTHER 464287457 42 500 SH OTR 2 0 500 0 ISHARES BARCLAYS 1-3 YEAR TR E OTHER 464287457 210 2484 SH SOLE 2484 0 0 ISHARES BARCLAYS TIPS BOND ETF OTHER 464287176 12 100 SH SOLE 100 0 0 ISHARES CORE S&P MID-CAP ETF OTHER 464287507 57 277 SH OTR 2 0 277 0 ISHARES CORE S&P MID-CAP ETF OTHER 464287507 11867 57656 SH SOLE 57656 0 0 ISHARES CORE S&P SMALL-CAP ETF OTHER 464287804 235 2800 SH OTR 2 0 2800 0 ISHARES CORE S&P SMALL-CAP ETF OTHER 464287804 8993 107257 SH SOLE 107257 0 0 ISHARES CORE US AGGREGATE BOND OTHER 464287226 290 2582 SH OTR 2 0 2582 0 ISHARES CORE US AGGREGATE BOND OTHER 464287226 13293 118301 SH SOLE 118301 0 0 ISHARES IBONDS DEC 2021 TERM C OTHER 46434VBK5 426 17051 SH SOLE 17051 0 0 ISHARES IBONDS DEC 2022 TERM C OTHER 46434VBA7 416 16446 SH SOLE 16446 0 0 ISHARES IBONDS DEC 2023 TERM C OTHER 46434VAX8 35 1376 SH SOLE 1376 0 0 ISHARES IBONDS DEC 2024 TERM OTHER 46434VBG4 35 1369 SH SOLE 1369 0 0 ISHARES IBONDS DEC 2025 TERM C OTHER 46434VBD1 35 1356 SH SOLE 1356 0 0 ISHARES IBONDS DEC 2026 TERM OTHER 46435GAA0 35 1379 SH SOLE 1379 0 0 ISHARES IBONDS DEC 2028 ETF OTHER 46435U515 81 2906 SH SOLE 2906 0 0 ISHARES IBONDS DEC 2029 TERM OTHER 46436E205 185 7259 SH SOLE 7259 0 0 ISHARES MSCI ALL COUNTRY ASIA OTHER 464288182 7 100 SH OTR 2 0 100 0 ISHARES MSCI ALL COUNTRY ASIA OTHER 464288182 131 1777 SH SOLE 1777 0 0 ISHARES MSCI EAFE ETF OTHER 464287465 16 231 SH SOLE 231 0 0 ISHARES MSCI EMERGING MKT ETF OTHER 464287234 59 1312 SH OTR 2 0 1312 0 ISHARES MSCI EMERGING MKT ETF OTHER 464287234 4 93 SH SOLE 93 0 0 ISHARES NATIONAL MUNI BOND ETF OTHER 464288414 916 8044 SH SOLE 8044 0 0 ISHARES NEW YORK MUNI BOND ETF OTHER 464288323 4260 74668 SH SOLE 74668 0 0 ISHARES RUSSELL 2000 ETF OTHER 464287655 329 1986 SH SOLE 1986 0 0 ISHARES RUSSELL 2000 GROWTH ET OTHER 464287648 166 775 SH SOLE 775 0 0 ISHARES RUSSELL MIDCAP ETF OTHER 464287499 30 500 SH OTR 2 0 500 0 ISHARES RUSSELL MIDCAP ETF OTHER 464287499 901 15119 SH SOLE 15119 0 0 ISHARES S&P 500 VALUE ETF OTHER 464287408 344 2644 SH SOLE 2644 0 0 ISHARES SHORT-TERM CORP BOND E OTHER 464288646 123 2300 SH OTR 2 0 2300 0 ISHARES SHORT-TERM CORP BOND E OTHER 464288646 1998 37251 SH SOLE 37251 0 0 ISHARES U.S. AEROSPACE & DEF OTHER 464288760 17 75 SH SOLE 75 0 0 ISHARES US REGIONAL BANKS ETF OTHER 464288778 37 735 SH SOLE 735 0 0 ISHRS IBNDS DEC 27 CORP ETF OTHER 46435UAA9 35 1355 SH SOLE 1355 0 0 JACK HENRY & ASSOC INC COMMON STOCK 426281101 17 120 SH SOLE 120 0 0 JACOBS ENGINEERING GROUP INC COMMON STOCK 469814107 61 675 SH OTR 2 0 675 0 JACOBS ENGINEERING GROUP INC COMMON STOCK 469814107 158 1755 SH SOLE 1755 0 0 JOHNSON & JOHNSON COMMON STOCK 478160104 1129 7737 SH OTR 2 0 7737 0 JOHNSON & JOHNSON COMMON STOCK 478160104 4206 28836 SH SOLE 28836 0 0 JP MORGAN CHASE & CO COMMON STOCK 46625H100 1075 7710 SH OTR 2 0 7710 0 JP MORGAN CHASE & CO COMMON STOCK 46625H100 4835 34683 SH SOLE 34683 0 0 KADANT INC COMMON STOCK 48282T104 85 809 SH SOLE 809 0 0 KELLOGG CO COMMON STOCK 487836108 80 1155 SH OTR 2 0 1155 0 KELLOGG CO COMMON STOCK 487836108 7 100 SH SOLE 100 0 0 KEYCORP COMMON STOCK 493267108 16 812 SH SOLE 812 0 0 KIMBERLY CLARK CORP COMMON STOCK 494368103 30 220 SH SOLE 220 0 0 KKR & CO INC CL A COMMON STOCK 48251W104 61 2100 SH SOLE 2100 0 0 KOHLS CORP COMMON STOCK 500255104 3 50 SH SOLE 50 0 0 KRAFT HEINZ CO COMMON STOCK 500754106 1 33 SH OTR 2 0 33 0 LEXINGTON REALTY TRUST REIT COMMON STOCK 529043101 16 1500 SH SOLE 1500 0 0 LILLY ELI & CO COMMON STOCK 532457108 296 2250 SH OTR 2 0 2250 0 LILLY ELI & CO COMMON STOCK 532457108 162 1235 SH SOLE 1235 0 0 LINDE PLC COMMON STOCK G5494J103 59 275 SH OTR 2 0 275 0 LOCKHEED MARTIN CORP COMMON STOCK 539830109 16 40 SH OTR 2 0 40 0 LOCKHEED MARTIN CORP COMMON STOCK 539830109 1213 3114 SH SOLE 3114 0 0 LOWES COS INC COMMON STOCK 548661107 141 1175 SH OTR 2 0 1175 0 LOWES COS INC COMMON STOCK 548661107 1021 8528 SH SOLE 8528 0 0 MANULIFE FINANCIAL CORP COMMON STOCK 56501R106 5 236 SH SOLE 236 0 0 MARATHON OIL CORP COMMON STOCK 565849106 4 264 SH SOLE 264 0 0 MARATHON PETROLEUM CORPORATION COMMON STOCK 56585A102 10 160 SH SOLE 160 0 0 MARRIOTT INTERNATIONAL INC COMMON STOCK 571903202 95 625 SH OTR 2 0 625 0 MARRIOTT INTERNATIONAL INC COMMON STOCK 571903202 551 3640 SH SOLE 3640 0 0 MASCO CORP COMMON STOCK 574599106 11 225 SH OTR 2 0 225 0 MASCO CORP COMMON STOCK 574599106 943 19643 SH SOLE 19643 0 0 MASTERCARD INC CL A COMMON STOCK 57636Q104 27 90 SH OTR 2 0 90 0 MASTERCARD INC CL A COMMON STOCK 57636Q104 1551 5195 SH SOLE 5195 0 0 MATERIALS SELECT SECTOR SPDR F OTHER 81369Y100 174 2828 SH OTR 2 0 2828 0 MATERIALS SELECT SECTOR SPDR F OTHER 81369Y100 1031 16787 SH SOLE 16787 0 0 MCCORMICK & CO INC COMMON STOCK 579780206 122 720 SH SOLE 720 0 0 MCDONALDS CORP COMMON STOCK 580135101 94 475 SH OTR 2 0 475 0 MCDONALDS CORP COMMON STOCK 580135101 705 3570 SH SOLE 3570 0 0 MDU RESOURCES GROUP INC COMMON STOCK 552690109 12 400 SH SOLE 400 0 0 MEDTRONIC PLC COMMON STOCK G5960L103 111 982 SH OTR 2 0 982 0 MEDTRONIC PLC COMMON STOCK G5960L103 206 1815 SH SOLE 1815 0 0 MERCK & CO INC COMMON STOCK 58933Y105 341 3750 SH OTR 2 0 3750 0 MERCK & CO INC COMMON STOCK 58933Y105 2363 25985 SH SOLE 25985 0 0 METLIFE INC COMMON STOCK 59156R108 12 235 SH OTR 2 0 235 0 METLIFE INC COMMON STOCK 59156R108 50 989 SH SOLE 989 0 0 MICROSOFT CORP COMMON STOCK 594918104 1814 11500 SH OTR 2 0 11500 0 MICROSOFT CORP COMMON STOCK 594918104 8010 50793 SH SOLE 50793 0 0 MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 11 207 SH OTR 2 0 207 0 MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 18 321 SH SOLE 321 0 0 MONSTER BEVERAGE CORP COMMON STOCK 61174X109 48 750 SH SOLE 750 0 0 MORGAN STANLEY COMMON STOCK 617446448 115 2250 SH OTR 2 0 2250 0 MORGAN STANLEY COMMON STOCK 617446448 864 16907 SH SOLE 16907 0 0 NATIONAL GRID PLC SPONS ADR COMMON STOCK 636274409 2 28 SH SOLE 28 0 0 NBT BANCORP INC COM COMMON STOCK 628778102 23 565 SH SOLE 565 0 0 NETFLIX INC COMMON STOCK 64110L106 47 145 SH OTR 2 0 145 0 NETFLIX INC COMMON STOCK 64110L106 3218 9944 SH SOLE 9944 0 0 NEXTERA ENERGY INC COMMON STOCK 65339F101 200 825 SH OTR 2 0 825 0 NEXTERA ENERGY INC COMMON STOCK 65339F101 1102 4552 SH SOLE 4552 0 0 NIKE INC-CLASS B COMMON STOCK 654106103 440 4340 SH OTR 2 0 4340 0 NIKE INC-CLASS B COMMON STOCK 654106103 620 6118 SH SOLE 6118 0 0 NORFOLK SOUTHERN CORP COMMON STOCK 655844108 136 700 SH OTR 2 0 700 0 NORFOLK SOUTHERN CORP COMMON STOCK 655844108 64 330 SH SOLE 330 0 0 NORTHROP GRUMMAN CORPORATION COMMON STOCK 666807102 22 65 SH SOLE 65 0 0 NUCOR CORP COMMON STOCK 670346105 2 35 SH SOLE 35 0 0 NVIDIA CORP COMMON STOCK 67066G104 83 353 SH OTR 2 0 353 0 NVIDIA CORP COMMON STOCK 67066G104 402 1709 SH SOLE 1709 0 0 OCCIDENTAL PETE CORP COMMON STOCK 674599105 4 100 SH OTR 2 0 100 0 OCCIDENTAL PETE CORP COMMON STOCK 674599105 140 3390 SH SOLE 3390 0 0 ORACLE CORPORATION COMMON STOCK 68389X105 327 6165 SH OTR 2 0 6165 0 ORACLE CORPORATION COMMON STOCK 68389X105 1980 37379 SH SOLE 37379 0 0 PACKAGING CORP OF AMERICA COMMON STOCK 695156109 70 625 SH OTR 2 0 625 0 PARKER HANNIFIN CORP COMMON STOCK 701094104 26 125 SH SOLE 125 0 0 PATTERN ENERGY GROUP INC COMMON STOCK 70338P100 27 1000 SH SOLE 1000 0 0 PAYCHEX INC COMMON STOCK 704326107 118 1385 SH OTR 2 0 1385 0 PAYCHEX INC COMMON STOCK 704326107 1140 13399 SH SOLE 13399 0 0 PAYPAL HOLDINGS INC COMMON STOCK 70450Y103 70 650 SH OTR 2 0 650 0 PAYPAL HOLDINGS INC COMMON STOCK 70450Y103 3422 31635 SH SOLE 31635 0 0 PEPSICO INC COMMON STOCK 713448108 784 5735 SH OTR 2 0 5735 0 PEPSICO INC COMMON STOCK 713448108 2683 19634 SH SOLE 19634 0 0 PFIZER INC COMMON STOCK 717081103 422 10760 SH OTR 2 0 10760 0 PFIZER INC COMMON STOCK 717081103 2535 64692 SH SOLE 64692 0 0 PHILIP MORRIS INTERNATIONAL COMMON STOCK 718172109 9 100 SH OTR 2 0 100 0 PHILIP MORRIS INTERNATIONAL COMMON STOCK 718172109 746 8773 SH SOLE 8773 0 0 PHILLIPS 66 COMMON STOCK 718546104 31 282 SH OTR 2 0 282 0 PHILLIPS 66 COMMON STOCK 718546104 1588 14256 SH SOLE 14256 0 0 PNC FINANCIAL SERVICES GROUP I COMMON STOCK 693475105 49 309 SH SOLE 309 0 0 PPG INDUSTRIES INC COMMON STOCK 693506107 64 476 SH SOLE 476 0 0 PROCTER & GAMBLE CO COMMON STOCK 742718109 707 5660 SH OTR 2 0 5660 0 PROCTER & GAMBLE CO COMMON STOCK 742718109 3193 25563 SH SOLE 25563 0 0 PRUDENTIAL FINL INC COMMON STOCK 744320102 9 100 SH OTR 2 0 100 0 PRUDENTIAL FINL INC COMMON STOCK 744320102 115 1222 SH SOLE 1222 0 0 QUALCOMM INC COMMON STOCK 747525103 26 295 SH OTR 2 0 295 0 QUALCOMM INC COMMON STOCK 747525103 899 10187 SH SOLE 10187 0 0 QUEST DIAGNOSTICS INC COMMON STOCK 74834L100 53 500 SH OTR 2 0 500 0 RAYTHEON COMPANY COMMON STOCK 755111507 773 3517 SH SOLE 3517 0 0 REAL ESTATE SELECT SECTOR SPDR OTHER 81369Y860 2 59 SH SOLE 59 0 0 RESIDEO TECHNOLOGIES INC COMMON STOCK 76118Y104 0 5 SH OTR 2 0 5 0 RIO TINTO PLC SPONS ADR COMMON STOCK 767204100 33 550 SH SOLE 550 0 0 ROKU INC COMMON STOCK 77543R102 13 100 SH SOLE 100 0 0 ROPER TECHNOLOGIES INC COMMON STOCK 776696106 43 120 SH SOLE 120 0 0 ROSS STORES INC COMMON STOCK 778296103 49 420 SH SOLE 420 0 0 ROYAL BANK OF CANADA COMMON STOCK 780087102 8 100 SH SOLE 100 0 0 SALESFORCE.COM COMMON STOCK 79466L302 1376 8461 SH SOLE 8461 0 0 SCHLUMBERGER LTD COMMON STOCK 806857108 29 725 SH OTR 2 0 725 0 SCHLUMBERGER LTD COMMON STOCK 806857108 70 1729 SH SOLE 1729 0 0 SEMPRA ENERGY COMMON STOCK 816851109 37 245 SH OTR 2 0 245 0 SEMPRA ENERGY COMMON STOCK 816851109 17 115 SH SOLE 115 0 0 SERVICENOW INC COMMON STOCK 81762P102 6 20 SH SOLE 20 0 0 SHERWIN WILLIAMS CO COMMON STOCK 824348106 165 282 SH SOLE 282 0 0 SHOPIFY INC CL A COMMON STOCK 82509L107 14 36 SH SOLE 36 0 0 SIMON PROPERTY GROUP INC REIT COMMON STOCK 828806109 45 300 SH OTR 2 0 300 0 SIMON PROPERTY GROUP INC REIT COMMON STOCK 828806109 94 630 SH SOLE 630 0 0 SMITH A O CORPORATION COMMON STOCK 831865209 21 450 SH SOLE 450 0 0 SOUTHERN COMPANY COMMON STOCK 842587107 38 600 SH OTR 2 0 600 0 SOUTHERN COMPANY COMMON STOCK 842587107 61 951 SH SOLE 951 0 0 SOUTHWEST AIRLINES CO COMMON STOCK 844741108 16 295 SH OTR 2 0 295 0 SOUTHWEST AIRLINES CO COMMON STOCK 844741108 282 5226 SH SOLE 5226 0 0 SPDR BLACKSTONE/GSO SEN LOAN OTHER 78467V608 0 1 SH SOLE 1 0 0 SPDR GOLD TRUST OTHER 78463V107 14 100 SH SOLE 100 0 0 SPDR PORTFOLIO S&P 500 GROWTH OTHER 78464A409 342 8152 SH SOLE 8152 0 0 SPDR PORTFOLIO S&P 500 VALUE E OTHER 78464A508 1347 38580 SH SOLE 38580 0 0 SPDR S&P 400 MID CAP GROWTH ET OTHER 78464A821 214 3750 SH SOLE 3750 0 0 SPDR S&P 500 ETF TRUST OTHER 78462F103 142 440 SH OTR 2 0 440 0 SPDR S&P 500 ETF TRUST OTHER 78462F103 9320 28957 SH SOLE 28957 0 0 SPDR S&P BIOTECH ETF OTHER 78464A870 10 100 SH OTR 2 0 100 0 SPDR S&P BIOTECH ETF OTHER 78464A870 177 1860 SH SOLE 1860 0 0 SPDR S&P INSURANCE ETF OTHER 78464A789 45 1260 SH SOLE 1260 0 0 SPDR S&P MIDCAP 400 ETF TRUST OTHER 78467Y107 33 88 SH SOLE 88 0 0 SPDR S&P TELECOM ETF OTHER 78464A540 5 70 SH OTR 2 0 70 0 SPDR S&P TELECOM ETF OTHER 78464A540 91 1305 SH SOLE 1305 0 0 SQUARE INC CL A COMMON STOCK 852234103 19 300 SH SOLE 300 0 0 STARBUCKS CORP COMMON STOCK 855244109 186 2110 SH OTR 2 0 2110 0 STARBUCKS CORP COMMON STOCK 855244109 2134 24277 SH SOLE 24277 0 0 STATE STREET CORP COMMON STOCK 857477103 4 55 SH OTR 2 0 55 0 STATE STREET CORP COMMON STOCK 857477103 63 792 SH SOLE 792 0 0 STRYKER CORPORATION COMMON STOCK 863667101 310 1475 SH OTR 2 0 1475 0 STRYKER CORPORATION COMMON STOCK 863667101 2594 12355 SH SOLE 12355 0 0 SYSCO CORP COMMON STOCK 871829107 27 315 SH OTR 2 0 315 0 SYSCO CORP COMMON STOCK 871829107 613 7166 SH SOLE 7166 0 0 T ROWE PRICE GROUP INC COMMON STOCK 74144T108 251 2059 SH OTR 2 0 2059 0 T ROWE PRICE GROUP INC COMMON STOCK 74144T108 312 2560 SH SOLE 2560 0 0 TARGET CORP COMMON STOCK 87612E106 271 2116 SH SOLE 2116 0 0 TECHNOLOGY SELECT SECTOR SPDR OTHER 81369Y803 1522 16600 SH OTR 2 0 16600 0 TECHNOLOGY SELECT SECTOR SPDR OTHER 81369Y803 693 7564 SH SOLE 7564 0 0 TESLA INC COMMON STOCK 88160R101 6 15 SH OTR 2 0 15 0 TESLA INC COMMON STOCK 88160R101 66 158 SH SOLE 158 0 0 TEXAS INSTRUMENTS INC COMMON STOCK 882508104 19 145 SH OTR 2 0 145 0 TEXAS INSTRUMENTS INC COMMON STOCK 882508104 944 7355 SH SOLE 7355 0 0 THE HERSHEY COMPANY COMMON STOCK 427866108 176 1200 SH SOLE 1200 0 0 THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 130 400 SH OTR 2 0 400 0 THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 2787 8578 SH SOLE 8578 0 0 THOMSON REUTERS CORP COMMON STOCK 884903709 6 90 SH SOLE 90 0 0 TJX COS INC COMMON STOCK 872540109 131 2150 SH OTR 2 0 2150 0 TJX COS INC COMMON STOCK 872540109 1416 23183 SH SOLE 23183 0 0 TOMPKINS FINANCIAL CORPORATION COMMON STOCK 890110109 27 300 SH SOLE 300 0 0 TORONTO DOMINION BANK COMMON STOCK 891160509 117 2084 SH OTR 2 0 2084 0 TORONTO DOMINION BANK COMMON STOCK 891160509 108 1932 SH SOLE 1932 0 0 TRAVELERS COMPANIES INC COMMON STOCK 89417E109 373 2722 SH SOLE 2722 0 0 TRUIST FINANCIAL CORP COMMON STOCK 89832Q109 6 100 SH OTR 2 0 100 0 TRUIST FINANCIAL CORP COMMON STOCK 89832Q109 187 3317 SH SOLE 3317 0 0 TWITTER INC COMMON STOCK 90184L102 1 35 SH SOLE 35 0 0 TWO HARBORS INVESTMENT CORP RE COMMON STOCK 90187B408 14 936 SH SOLE 936 0 0 UNDER ARMOUR INC-CLASS A COMMON STOCK 904311107 22 1010 SH SOLE 1010 0 0 UNION PAC CORP COMMON STOCK 907818108 69 380 SH OTR 2 0 380 0 UNION PAC CORP COMMON STOCK 907818108 2207 12206 SH SOLE 12206 0 0 UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 82 700 SH OTR 2 0 700 0 UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 258 2207 SH SOLE 2207 0 0 UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 1044 6970 SH OTR 2 0 6970 0 UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 2027 13538 SH SOLE 13538 0 0 UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 91 310 SH OTR 2 0 310 0 UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 1207 4107 SH SOLE 4107 0 0 US BANCORP NEW COMMON STOCK 902973304 231 3890 SH OTR 2 0 3890 0 US BANCORP NEW COMMON STOCK 902973304 1511 25493 SH SOLE 25493 0 0 UTILITIES SELECT SECTOR SPDR F OTHER 81369Y886 150 2316 SH OTR 2 0 2316 0 UTILITIES SELECT SECTOR SPDR F OTHER 81369Y886 486 7523 SH SOLE 7523 0 0 VALERO ENERGY CORP COMMON STOCK 91913Y100 35 375 SH OTR 2 0 375 0 VALERO ENERGY CORP COMMON STOCK 91913Y100 703 7512 SH SOLE 7512 0 0 VALVOLINE INC COMMON STOCK 92047W101 13 625 SH SOLE 625 0 0 VANECK VECTORS BIOTECH ETF OTHER 92189F726 35 250 SH SOLE 250 0 0 VANGUARD GROWTH ETF OTHER 922908736 101 556 SH SOLE 556 0 0 VANGUARD MID-CAP ETF OTHER 922908629 251 1408 SH SOLE 1408 0 0 VANGUARD MID-CAP GROWTH ETF OTHER 922908538 377 2375 SH SOLE 2375 0 0 VANGUARD REAL ESTATE ETF OTHER 922908553 1027 11066 SH OTR 2 0 11066 0 VANGUARD REAL ESTATE ETF OTHER 922908553 25052 269986 SH SOLE 269986 0 0 VANGUARD S&P 500 ETF OTHER 922908363 51 173 SH OTR 2 0 173 0 VANGUARD SHORT TERM CORP BOND OTHER 92206C409 1018 12560 SH OTR 2 0 12560 0 VANGUARD SHORT TERM CORP BOND OTHER 92206C409 23605 291311 SH SOLE 291311 0 0 VERIZON COMMUNICATIONS COMMON STOCK 92343V104 277 4517 SH OTR 2 0 4517 0 VERIZON COMMUNICATIONS COMMON STOCK 92343V104 2076 33819 SH SOLE 33819 0 0 VERTEX PHARMACEUTICALS INC COMMON STOCK 92532F100 66 300 SH OTR 2 0 300 0 VERTEX PHARMACEUTICALS INC COMMON STOCK 92532F100 4 20 SH SOLE 20 0 0 VIACOMCBS INC CL B COMMON STOCK 92556H206 33 776 SH OTR 2 0 776 0 VISA INC CL A COMMON STOCK 92826C839 252 1340 SH OTR 2 0 1340 0 VISA INC CL A COMMON STOCK 92826C839 4789 25486 SH SOLE 25486 0 0 VULCAN MATERIALS CO COMMON STOCK 929160109 499 3466 SH SOLE 3466 0 0 WALGREENS BOOTS ALLIANCE INC COMMON STOCK 931427108 6 100 SH SOLE 100 0 0 WALMART INC COMMON STOCK 931142103 71 600 SH OTR 2 0 600 0 WALMART INC COMMON STOCK 931142103 806 6782 SH SOLE 6782 0 0 WASTE MANAGEMENT INC COMMON STOCK 94106L109 4 34 SH SOLE 34 0 0 WEC ENERGY GROUP INC COMMON STOCK 92939U106 37 400 SH SOLE 400 0 0 WELLS FARGO & CO COMMON STOCK 949746101 82 1525 SH OTR 2 0 1525 0 WELLS FARGO & CO COMMON STOCK 949746101 438 8146 SH SOLE 8146 0 0 WESTROCK CO COMMON STOCK 96145D105 4 99 SH SOLE 99 0 0 WEYERHAEUSER CO REIT COMMON STOCK 962166104 78 2591 SH SOLE 2591 0 0 WILLIAMS COS INC COMMON STOCK 969457100 13 530 SH OTR 2 0 530 0 WILLIAMS COS INC COMMON STOCK 969457100 279 11761 SH SOLE 11761 0 0 WYNN RESORTS LTD COMMON STOCK 983134107 17 125 SH SOLE 125 0 0 XEROX HOLDINGS CORP COMMON STOCK 98421M106 1 28 SH SOLE 28 0 0 XYLEM INC COMMON STOCK 98419M100 6 73 SH SOLE 73 0 0 YUM CHINA HOLDINGS INC COMMON STOCK 98850P109 24 500 SH SOLE 500 0 0 YUM! BRANDS INC COMMON STOCK 988498101 10 100 SH OTR 2 0 100 0 YUM! BRANDS INC COMMON STOCK 988498101 428 4245 SH SOLE 4245 0 0 ZIMMER BIOMET HOLDINGS INC COMMON STOCK 98956P102 56 375 SH OTR 2 0 375 0 ZIMMER BIOMET HOLDINGS INC COMMON STOCK 98956P102 231 1540 SH SOLE 1540 0 0 ABBOTT LABS COMMON STOCK 002824100 17 200 SH OTR 0 200 0 ABBOTT LABS COMMON STOCK 002824100 10 118 SH SOLE 118 0 0 ABBVIE INC COMMON STOCK 00287Y109 18 200 SH OTR 0 200 0 ABBVIE INC COMMON STOCK 00287Y109 7 75 SH SOLE 75 0 0 ADOBE INC COMMON STOCK 00724F101 95 288 SH SOLE 288 0 0 ALPHABET INC CL A COMMON STOCK 02079K305 204 152 SH SOLE 152 0 0 ALPHABET INC CL C COMMON STOCK 02079K107 70 52 SH SOLE 52 0 0 ALTRIA GROUP INC COMMON STOCK 02209S103 22 450 SH SOLE 450 0 0 AMAZON.COM INC COMMON STOCK 023135106 225 122 SH SOLE 122 0 0 AMERICAN EXPRESS CO COMMON STOCK 025816109 37 300 SH OTR 0 300 0 AMERICAN EXPRESS CO COMMON STOCK 025816109 34 275 SH SOLE 275 0 0 AMERICAN WATER WORKS CO INC COMMON STOCK 030420103 31 250 SH SOLE 250 0 0 AMGEN INC COMMON STOCK 031162100 36 150 SH OTR 0 150 0 AMGEN INC COMMON STOCK 031162100 19 79 SH SOLE 79 0 0 ANALOG DEVICES INC COMMON STOCK 032654105 21 175 SH OTR 0 175 0 APPLE INC COMMON STOCK 037833100 31 105 SH OTR 0 105 0 APPLE INC COMMON STOCK 037833100 692 2358 SH SOLE 2358 0 0 AT&T INC COMMON STOCK 00206R102 12 300 SH OTR 0 300 0 AT&T INC COMMON STOCK 00206R102 48 1234 SH SOLE 1234 0 0 AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 51 300 SH SOLE 300 0 0 BANK OF AMERICA CORP COMMON STOCK 060505104 73 2080 SH SOLE 2080 0 0 BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100 8 150 SH SOLE 150 0 0 BERKSHIRE HATHAWAY INC-CL B COMMON STOCK 084670702 149 656 SH SOLE 656 0 0 BLACKROCK INC CL A COMMON STOCK 09247X101 94 187 SH SOLE 187 0 0 BOEING CO COMMON STOCK 097023105 10 30 SH SOLE 30 0 0 BOOKING HOLDINGS INC COMMON STOCK 09857L108 14 7 SH SOLE 7 0 0 BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 16 250 SH OTR 0 250 0 BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 115 1794 SH SOLE 1794 0 0 CHEVRON CORPORATION COMMON STOCK 166764100 23 190 SH OTR 0 190 0 CHEVRON CORPORATION COMMON STOCK 166764100 109 902 SH SOLE 902 0 0 CISCO SYSTEMS INC COMMON STOCK 17275R102 19 400 SH OTR 0 400 0 CISCO SYSTEMS INC COMMON STOCK 17275R102 68 1410 SH SOLE 1410 0 0 COCA COLA CO COMMON STOCK 191216100 93 1680 SH SOLE 1680 0 0 COLGATE PALMOLIVE CO COMMON STOCK 194162103 14 200 SH OTR 0 200 0 COLGATE PALMOLIVE CO COMMON STOCK 194162103 20 290 SH SOLE 290 0 0 CONOCOPHILLIPS COMMON STOCK 20825C104 24 375 SH SOLE 375 0 0 CONSTELLATION BRANDS INC COMMON STOCK 21036P108 77 404 SH SOLE 404 0 0 CORTEVA INC COMMON STOCK 22052L104 2 66 SH OTR 0 66 0 COSTCO WHOLESALE CORP COMMON STOCK 22160K105 74 252 SH SOLE 252 0 0 CUMMINS INC COMMON STOCK 231021106 37 205 SH SOLE 205 0 0 DANAHER CORP COMMON STOCK 235851102 16 101 SH OTR 0 101 0 DANAHER CORP COMMON STOCK 235851102 9 59 SH SOLE 59 0 0 DISNEY WALT CO NEW COMMON STOCK 254687106 29 200 SH OTR 0 200 0 DISNEY WALT CO NEW COMMON STOCK 254687106 200 1385 SH SOLE 1385 0 0 DOLLAR TREE INC COMMON STOCK 256746108 42 445 SH SOLE 445 0 0 DOMINION ENERGY INC COMMON STOCK 25746U109 17 200 SH OTR 0 200 0 DOMINION ENERGY INC COMMON STOCK 25746U109 19 230 SH SOLE 230 0 0 DOW INC COMMON STOCK 260557103 4 66 SH OTR 0 66 0 DOW INC COMMON STOCK 260557103 1 16 SH SOLE 16 0 0 DUNKIN BRANDS GROUP INC COMMON STOCK 265504100 8 100 SH SOLE 100 0 0 DUPONT DE NEMOURS INC COMMON STOCK 26614N102 4 66 SH OTR 0 66 0 DUPONT DE NEMOURS INC COMMON STOCK 26614N102 1 16 SH SOLE 16 0 0 ECOLAB INC COMMON STOCK 278865100 25 130 SH SOLE 130 0 0 EMERSON ELEC CO COMMON STOCK 291011104 10 125 SH SOLE 125 0 0 EXXONMOBIL CORP COMMON STOCK 30231G102 15 220 SH OTR 0 220 0 EXXONMOBIL CORP COMMON STOCK 30231G102 177 2540 SH SOLE 2540 0 0 FACEBOOK INC-A COMMON STOCK 30303M102 84 410 SH SOLE 410 0 0 FEDEX CORPORATION COMMON STOCK 31428X106 15 100 SH SOLE 100 0 0 GENERAL DYNAMICS CORP COMMON STOCK 369550108 67 378 SH SOLE 378 0 0 GENERAL ELECTRIC CORP COMMON STOCK 369604103 60 5400 SH SOLE 5400 0 0 GENERAL MLS INC COMMON STOCK 370334104 5 100 SH OTR 0 100 0 GENERAL MLS INC COMMON STOCK 370334104 21 388 SH SOLE 388 0 0 GILEAD SCIENCES INC COMMON STOCK 375558103 51 792 SH SOLE 792 0 0 GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 17 75 SH SOLE 75 0 0 HOME DEPOT INC COMMON STOCK 437076102 22 100 SH OTR 0 100 0 HOME DEPOT INC COMMON STOCK 437076102 196 898 SH SOLE 898 0 0 HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 102 574 SH SOLE 574 0 0 ILLINOIS TOOL WKS INC COMMON STOCK 452308109 43 240 SH SOLE 240 0 0 INTEL CORP COMMON STOCK 458140100 24 400 SH OTR 0 400 0 INTEL CORP COMMON STOCK 458140100 124 2075 SH SOLE 2075 0 0 INTERCONTINENTAL EXCHANGE GROU COMMON STOCK 45866F104 122 1320 SH SOLE 1320 0 0 INTERNATIONAL FLAVORS & FRAGRA COMMON STOCK 459506101 4 33 SH SOLE 33 0 0 INTERNATIONAL PAPER CO COMMON STOCK 460146103 5 100 SH SOLE 100 0 0 INTL. BUSINESS MACHINES CORP COMMON STOCK 459200101 13 100 SH OTR 0 100 0 INTL. BUSINESS MACHINES CORP COMMON STOCK 459200101 53 393 SH SOLE 393 0 0 JACOBS ENGINEERING GROUP INC COMMON STOCK 469814107 10 115 SH SOLE 115 0 0 JOHNSON & JOHNSON COMMON STOCK 478160104 22 150 SH OTR 0 150 0 JOHNSON & JOHNSON COMMON STOCK 478160104 266 1823 SH SOLE 1823 0 0 JP MORGAN CHASE & CO COMMON STOCK 46625H100 257 1843 SH SOLE 1843 0 0 KIMBERLY CLARK CORP COMMON STOCK 494368103 7 50 SH SOLE 50 0 0 KINDER MORGAN INC COMMON STOCK 49456B101 1 50 SH SOLE 50 0 0 LOCKHEED MARTIN CORP COMMON STOCK 539830109 61 157 SH SOLE 157 0 0 LOWES COS INC COMMON STOCK 548661107 62 520 SH SOLE 520 0 0 MARRIOTT INTERNATIONAL INC COMMON STOCK 571903202 7 48 SH OTR 0 48 0 MARRIOTT INTERNATIONAL INC COMMON STOCK 571903202 11 75 SH SOLE 75 0 0 MASCO CORP COMMON STOCK 574599106 14 290 SH SOLE 290 0 0 MASTERCARD INC CL A COMMON STOCK 57636Q104 68 228 SH SOLE 228 0 0 MCDONALDS CORP COMMON STOCK 580135101 20 100 SH OTR 0 100 0 MCDONALDS CORP COMMON STOCK 580135101 66 335 SH SOLE 335 0 0 MERCK & CO INC COMMON STOCK 58933Y105 159 1751 SH SOLE 1751 0 0 MICROCHIP TECHNOLOGY INC COMMON STOCK 595017104 58 550 SH SOLE 550 0 0 MICROSOFT CORP COMMON STOCK 594918104 63 400 SH OTR 0 400 0 MICROSOFT CORP COMMON STOCK 594918104 399 2532 SH SOLE 2532 0 0 MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 17 300 SH SOLE 300 0 0 MORGAN STANLEY COMMON STOCK 617446448 15 300 SH SOLE 300 0 0 NETFLIX INC COMMON STOCK 64110L106 106 327 SH SOLE 327 0 0 NEXTERA ENERGY INC COMMON STOCK 65339F101 28 115 SH SOLE 115 0 0 NIKE INC-CLASS B COMMON STOCK 654106103 63 620 SH SOLE 620 0 0 OCCIDENTAL PETE CORP COMMON STOCK 674599105 10 254 SH SOLE 254 0 0 ORACLE CORPORATION COMMON STOCK 68389X105 16 300 SH OTR 0 300 0 ORACLE CORPORATION COMMON STOCK 68389X105 114 2151 SH SOLE 2151 0 0 PAYCHEX INC COMMON STOCK 704326107 85 995 SH SOLE 995 0 0 PAYPAL HOLDINGS INC COMMON STOCK 70450Y103 147 1363 SH SOLE 1363 0 0 PEPSICO INC COMMON STOCK 713448108 21 150 SH OTR 0 150 0 PEPSICO INC COMMON STOCK 713448108 154 1125 SH SOLE 1125 0 0 PFIZER INC COMMON STOCK 717081103 116 2971 SH SOLE 2971 0 0 PHILLIPS 66 COMMON STOCK 718546104 74 666 SH SOLE 666 0 0 PROCTER & GAMBLE CO COMMON STOCK 742718109 19 150 SH OTR 0 150 0 PROCTER & GAMBLE CO COMMON STOCK 742718109 142 1134 SH SOLE 1134 0 0 PRUDENTIAL FINL INC COMMON STOCK 744320102 16 175 SH SOLE 175 0 0 QUALCOMM INC COMMON STOCK 747525103 59 665 SH SOLE 665 0 0 RAYTHEON COMPANY COMMON STOCK 755111507 50 227 SH SOLE 227 0 0 SALESFORCE.COM COMMON STOCK 79466L302 61 375 SH SOLE 375 0 0 SOUTHWEST AIRLINES CO COMMON STOCK 844741108 6 110 SH SOLE 110 0 0 STARBUCKS CORP COMMON STOCK 855244109 110 1255 SH SOLE 1255 0 0 STRYKER CORPORATION COMMON STOCK 863667101 147 698 SH SOLE 698 0 0 SYSCO CORP COMMON STOCK 871829107 41 485 SH SOLE 485 0 0 T ROWE PRICE GROUP INC COMMON STOCK 74144T108 30 250 SH OTR 0 250 0 T ROWE PRICE GROUP INC COMMON STOCK 74144T108 42 347 SH SOLE 347 0 0 TEXAS INSTRUMENTS INC COMMON STOCK 882508104 46 360 SH SOLE 360 0 0 THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 94 290 SH SOLE 290 0 0 TJX COS INC COMMON STOCK 872540109 24 400 SH OTR 0 400 0 TJX COS INC COMMON STOCK 872540109 87 1423 SH SOLE 1423 0 0 TRAVELERS COMPANIES INC COMMON STOCK 89417E109 28 205 SH SOLE 205 0 0 UNION PAC CORP COMMON STOCK 907818108 86 476 SH SOLE 476 0 0 UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 94 625 SH SOLE 625 0 0 UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 68 230 SH SOLE 230 0 0 US BANCORP NEW COMMON STOCK 902973304 105 1766 SH SOLE 1766 0 0 VALERO ENERGY CORP COMMON STOCK 91913Y100 33 352 SH SOLE 352 0 0 VERIZON COMMUNICATIONS COMMON STOCK 92343V104 80 1310 SH SOLE 1310 0 0 VISA INC CL A COMMON STOCK 92826C839 13 70 SH OTR 0 70 0 VISA INC CL A COMMON STOCK 92826C839 295 1569 SH SOLE 1569 0 0 WALMART INC COMMON STOCK 931142103 27 228 SH SOLE 228 0 0 WELLS FARGO & CO COMMON STOCK 949746101 32 600 SH OTR 0 600 0 WELLS FARGO & CO COMMON STOCK 949746101 30 550 SH SOLE 550 0 0 WILLIAMS COS INC COMMON STOCK 969457100 20 862 SH SOLE 862 0 0 YUM! BRANDS INC COMMON STOCK 988498101 33 330 SH SOLE 330 0 0 ZIMMER BIOMET HOLDINGS INC COMMON STOCK 98956P102 7 50 SH SOLE 50 0 0 3M CO COMMON STOCK 88579Y101 18 100 SH SOLE 100 0 0 ARROW FINANCIAL CORPORATION COMMON STOCK 042744102 939 24846 SH SOLE 24846 0 0 ALLERGAN PLC COMMON STOCK G0177J108 19 100 SH SOLE 100 0 0 MEDTRONIC PLC COMMON STOCK G5960L103 11 100 SH SOLE 100 0 0 SCHLUMBERGER LTD COMMON STOCK 806857108 31 759 SH SOLE 759 0 0 COMM. SERV. SELECT SECTOR SPDR OTHER 81369Y852 74 1380 SH SOLE 1380 0 0 CONS DISC SELECT SECTOR SPDR F OTHER 81369Y407 82 653 SH SOLE 653 0 0 CONS STAPLES SELECT SECT SPDR OTHER 81369Y308 32 504 SH SOLE 504 0 0 ENERGY SELECT SECTOR SPDR FUND OTHER 81369Y506 13 219 SH SOLE 219 0 0 HEALTH CARE SELECT SECTOR SPDR OTHER 81369Y209 86 844 SH SOLE 844 0 0 INDUSTRIAL SELECT SECTOR SPDR OTHER 81369Y704 57 698 SH SOLE 698 0 0 ISHARES CORE S&P MID-CAP ETF OTHER 464287507 381 1851 SH SOLE 1851 0 0 ISHARES CORE S&P SMALL-CAP ETF OTHER 464287804 488 5820 SH SOLE 5820 0 0 ISHARES CORE S&P 500 ETF OTHER 464287200 4 12 SH SOLE 12 0 0 ISHARES MSCI EMERGING MKT ETF OTHER 464287234 15 330 SH OTR 0 330 0 ISHARES RUSSELL MIDCAP ETF OTHER 464287499 48 800 SH SOLE 800 0 0 MATERIALS SELECT SECTOR SPDR F OTHER 81369Y100 110 1791 SH SOLE 1791 0 0 SPDR S&P TELECOM ETF OTHER 78464A540 16 228 SH SOLE 228 0 0 TECHNOLOGY SELECT SECTOR SPDR OTHER 81369Y803 162 1766 SH SOLE 1766 0 0 UTILITIES SELECT SECTOR SPDR F OTHER 81369Y886 65 1007 SH SOLE 1007 0 0 VANGUARD REAL ESTATE ETF OTHER 922908553 1546 16659 SH SOLE 16659 0 0 ISHARES BARCLAYS 1-3 YEAR TR E OTHER 464287457 12 142 SH SOLE 142 0 0 ISHARES CORE US AGGREGATE BOND OTHER 464287226 661 5882 SH SOLE 5882 0 0 ISHARES IBONDS DEC 2024 TERM OTHER 46434VBG4 25 975 SH SOLE 975 0 0 ISHARES IBONDS DEC 2025 TERM C OTHER 46434VBD1 25 966 SH SOLE 966 0 0 ISHARES IBONDS DEC 2026 TERM OTHER 46435GAA0 25 982 SH SOLE 982 0 0 ISHARES IBONDS DEC 2028 ETF OTHER 46435U515 25 903 SH SOLE 903 0 0 ISHARES IBONDS DEC 2029 TERM OTHER 46436E205 25 983 SH SOLE 983 0 0 ISHARES SHORT-TERM CORP BOND E OTHER 464288646 20 378 SH SOLE 378 0 0 ISHRS IBNDS DEC 27 CORP ETF OTHER 46435UAA9 25 965 SH SOLE 965 0 0 VANGUARD SHORT TERM CORP BOND OTHER 92206C409 1973 24354 SH SOLE 24354 0 0 ISHARES NEW YORK MUNI BOND ETF OTHER 464288323 214 3743 SH SOLE 3743 0 0 ABBOTT LABS COMMON STOCK 002824100 1281 14750 SH DFND 3 14750 0 0 ACTIVISION BLIZZARD INC COMMON STOCK 00507V109 1040 17500 SH DFND 3 17500 0 0 ADOBE INC COMMON STOCK 00724F101 3298 10000 SH DFND 3 10000 0 0 AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 634 2700 SH DFND 3 2700 0 0 ALLIANT CORP COMMON STOCK 018802108 389 7100 SH DFND 3 7100 0 0 ALPHABET INC CL A COMMON STOCK 02079K305 5358 4000 SH DFND 3 4000 0 0 ALPHABET INC CL C COMMON STOCK 02079K107 1 1 SH DFND 3 1 0 0 AMAZON.COM INC COMMON STOCK 023135106 7715 4175 SH DFND 3 4175 0 0 AMGEN INC COMMON STOCK 031162100 3013 12500 SH DFND 3 12500 0 0 APPLE INC COMMON STOCK 037833100 8310 28300 SH DFND 3 28300 0 0 BANK OF AMERICA CORP COMMON STOCK 060505104 3536 100385 SH DFND 3 100385 0 0 BERKSHIRE HATHAWAY INC-CL B COMMON STOCK 084670702 2163 9550 SH DFND 3 9550 0 0 BLACKROCK INC CL A COMMON STOCK 09247X101 2011 4000 SH DFND 3 4000 0 0 BOEING CO COMMON STOCK 097023105 652 2000 SH DFND 3 2000 0 0 BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 449 7000 SH DFND 3 7000 0 0 CAPITAL ONE FINANCIAL CORP COMMON STOCK 14040H105 1647 16000 SH DFND 3 16000 0 0 CHEVRON CORPORATION COMMON STOCK 166764100 1506 12500 SH DFND 3 12500 0 0 CISCO SYSTEMS INC COMMON STOCK 17275R102 1163 24250 SH DFND 3 24250 0 0 COSTCO WHOLESALE CORP COMMON STOCK 22160K105 1764 6000 SH DFND 3 6000 0 0 DANAHER CORP COMMON STOCK 235851102 767 5000 SH DFND 3 5000 0 0 DISNEY WALT CO NEW COMMON STOCK 254687106 918 6350 SH DFND 3 6350 0 0 DOMINION ENERGY INC COMMON STOCK 25746U109 344 4150 SH DFND 3 4150 0 0 DOMINOS PIZZA INC COMMON STOCK 25754A201 2350 8000 SH DFND 3 8000 0 0 DUKE ENERGY CORP COMMON STOCK 26441C204 205 2250 SH DFND 3 2250 0 0 ECOLAB INC COMMON STOCK 278865100 753 3900 SH DFND 3 3900 0 0 EOG RES INC COMMON STOCK 26875P101 163 1950 SH DFND 3 1950 0 0 EQUITY RESIDENTIAL REIT COMMON STOCK 29476L107 271 3350 SH DFND 3 3350 0 0 EXXONMOBIL CORP COMMON STOCK 30231G102 628 9000 SH DFND 3 9000 0 0 FACEBOOK INC-A COMMON STOCK 30303M102 4105 20000 SH DFND 3 20000 0 0 FEDEX CORPORATION COMMON STOCK 31428X106 1361 9000 SH DFND 3 9000 0 0 GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 598 2600 SH DFND 3 2600 0 0 HOME DEPOT INC COMMON STOCK 437076102 2162 9900 SH DFND 3 9900 0 0 HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 1770 10000 SH DFND 3 10000 0 0 INTEL CORP COMMON STOCK 458140100 299 5000 SH DFND 3 5000 0 0 INTERCONTINENTAL EXCHANGE GROU COMMON STOCK 45866F104 2189 23650 SH DFND 3 23650 0 0 INTERNATIONAL FLAVORS & FRAGRA COMMON STOCK 459506101 387 3000 SH DFND 3 3000 0 0 JOHNSON & JOHNSON COMMON STOCK 478160104 2699 18500 SH DFND 3 18500 0 0 JP MORGAN CHASE & CO COMMON STOCK 46625H100 2690 19300 SH DFND 3 19300 0 0 MASCO CORP COMMON STOCK 574599106 2400 50000 SH DFND 3 50000 0 0 MCDONALDS CORP COMMON STOCK 580135101 514 2600 SH DFND 3 2600 0 0 MERCK & CO INC COMMON STOCK 58933Y105 2538 27900 SH DFND 3 27900 0 0 MICROSOFT CORP COMMON STOCK 594918104 6592 41800 SH DFND 3 41800 0 0 MONSTER BEVERAGE CORP COMMON STOCK 61174X109 1017 16000 SH DFND 3 16000 0 0 MORGAN STANLEY COMMON STOCK 617446448 1789 35000 SH DFND 3 35000 0 0 NETFLIX INC COMMON STOCK 64110L106 3397 10500 SH DFND 3 10500 0 0 NEXTERA ENERGY INC COMMON STOCK 65339F101 424 1750 SH DFND 3 1750 0 0 NIKE INC-CLASS B COMMON STOCK 654106103 1216 12000 SH DFND 3 12000 0 0 OCCIDENTAL PETE CORP COMMON STOCK 674599105 85 2054 SH DFND 3 2054 0 0 ORACLE CORPORATION COMMON STOCK 68389X105 265 5000 SH DFND 3 5000 0 0 PAYPAL HOLDINGS INC COMMON STOCK 70450Y103 649 6000 SH DFND 3 6000 0 0 PEPSICO INC COMMON STOCK 713448108 1941 14200 SH DFND 3 14200 0 0 PFIZER INC COMMON STOCK 717081103 2135 54500 SH DFND 3 54500 0 0 PHILLIPS 66 COMMON STOCK 718546104 2005 18000 SH DFND 3 18000 0 0 PROCTER & GAMBLE CO COMMON STOCK 742718109 2061 16500 SH DFND 3 16500 0 0 QUALCOMM INC COMMON STOCK 747525103 860 9750 SH DFND 3 9750 0 0 RESIDEO TECHNOLOGIES INC COMMON STOCK 76118Y104 0 1 SH DFND 3 1 0 0 SALESFORCE.COM COMMON STOCK 79466L302 3367 20700 SH DFND 3 20700 0 0 SHERWIN WILLIAMS CO COMMON STOCK 824348106 1809 3100 SH DFND 3 3100 0 0 SOUTHERN COMPANY COMMON STOCK 842587107 252 3950 SH DFND 3 3950 0 0 STRYKER CORPORATION COMMON STOCK 863667101 2194 10450 SH DFND 3 10450 0 0 SYSCO CORP COMMON STOCK 871829107 1497 17500 SH DFND 3 17500 0 0 THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 1704 5245 SH DFND 3 5245 0 0 TJX COS INC COMMON STOCK 872540109 1224 20050 SH DFND 3 20050 0 0 TWITTER INC COMMON STOCK 90184L102 641 20000 SH DFND 3 20000 0 0 UNDER ARMOUR INC CL C COMMON STOCK 904311206 0 1 SH DFND 3 1 0 0 UNION PAC CORP COMMON STOCK 907818108 506 2800 SH DFND 3 2800 0 0 UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 1054 9000 SH DFND 3 9000 0 0 UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 3381 11500 SH DFND 3 11500 0 0 VALERO ENERGY CORP COMMON STOCK 91913Y100 908 9700 SH DFND 3 9700 0 0 VERIZON COMMUNICATIONS COMMON STOCK 92343V104 921 15000 SH DFND 3 15000 0 0 VISA INC CL A COMMON STOCK 92826C839 8681 46200 SH DFND 3 46200 0 0 VULCAN MATERIALS CO COMMON STOCK 929160109 1022 7100 SH DFND 3 7100 0 0 WALMART INC COMMON STOCK 931142103 2888 24300 SH DFND 3 24300 0 0 ALEXANDRIA REAL ESTATE EQUITIE COMMON STOCK 015271109 242 1500 SH DFND 3 1500 0 0 AMERICAN TOWER CORP REIT COMMON STOCK 03027X100 666 2900 SH DFND 3 2900 0 0 AVALONBAY COMMUNITIES INC REIT COMMON STOCK 053484101 315 1500 SH DFND 3 1500 0 0 BOSTON PROPERTIES INC REIT COMMON STOCK 101121101 310 2250 SH DFND 3 2250 0 0 PUBLIC STORAGE INC REIT COMMON STOCK 74460D109 788 3700 SH DFND 3 3700 0 0 MEDTRONIC PLC COMMON STOCK G5960L103 1293 11400 SH DFND 3 11400 0 0