SVP, Treasurer & CFO

0000717538-18-000169.txt : 20181011 0000717538-18-000169.hdr.sgml : 20181011 20181010181809 ACCESSION NUMBER: 0000717538-18-000169 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20180930 FILED AS OF DATE: 20181011 DATE AS OF CHANGE: 20181010 EFFECTIVENESS DATE: 20181011 FILER: COMPANY DATA: COMPANY CONFORMED NAME: ARROW FINANCIAL CORP CENTRAL INDEX KEY: 0000717538 STANDARD INDUSTRIAL CLASSIFICATION: NATIONAL COMMERCIAL BANKS [6021] IRS NUMBER: 222448962 STATE OF INCORPORATION: NY FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-12533 FILM NUMBER: 181116871 BUSINESS ADDRESS: STREET 1: 250 GLEN ST CITY: GLENS FALLS STATE: NY ZIP: 12801 BUSINESS PHONE: 5184154299 MAIL ADDRESS: STREET 1: 250 GLEN STREET CITY: GLENS FALLS STATE: NY ZIP: 12801 FORMER COMPANY: FORMER CONFORMED NAME: ARROW BANK CORP DATE OF NAME CHANGE: 19900710 13F-HR 1 primary_doc.xml 13F-HR LIVE false false false 0000717538 XXXXXXXX 09-30-2018 09-30-2018 ARROW FINANCIAL CORP

250 GLEN STREET GLENS FALLS NY 12801

13F HOLDINGS REPORT 028-12533 N EDWARD J. CAMPANELLA SVP, Treasurer & CFO 518-415-4512 EDWARD J. CAMPANELLA GLENS FALLS NY 10-10-2018 2 747 476226 false 2 0000902882 GLENS FALLS NATIONAL BANK & TRUST CO /NY 3 0001401342 North Country Investment Advisers, Inc. INFORMATION TABLE 2 a13-fhrarrowsept2018inform.xml INFORMATION TABLE ABBOTT LABS COMMON STOCK 002824100 743 10130 SH DFND 2 10130 0 0 ABBVIE INC COMMON STOCK 00287Y109 678 7166 SH DFND 2 7166 0 0 ACTIVISION BLIZZARD INC COMMON STOCK 00507V109 129 1547 SH DFND 2 1547 0 0 ADOBE SYS INC COMMON STOCK 00724F101 1188 4401 SH DFND 2 4401 0 0 ADVANCED MICRO DEVICES INC COMMON STOCK 007903107 31 1000 SH DFND 2 1000 0 0 AETNA INC COMMON STOCK 00817Y108 781 3850 SH DFND 2 3850 0 0 AFFILIATED MANAGERS GROUP INC COMMON STOCK 008252108 21 150 SH DFND 2 150 0 0 AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 34 205 SH DFND 2 205 0 0 ALCOA CORP COMMON STOCK 013872106 17 420 SH DFND 2 420 0 0 ALLSCRIPTS HEALTHCARE SOLUTION COMMON STOCK 01988P108 23 1629 SH DFND 2 1629 0 0 ALPHABET INC CL A COMMON STOCK 02079K305 5973 4948 SH DFND 2 4948 0 0 ALPHABET INC CL C COMMON STOCK 02079K107 1800 1508 SH DFND 2 1508 0 0 ALTRIA GROUP INC COMMON STOCK 02209S103 546 9052 SH DFND 2 9052 0 0 AMAZON.COM INC COMMON STOCK 023135106 7223 3606 SH DFND 2 3606 0 0 AMERICAN ELEC PWR INC COMMON STOCK 025537101 65 919 SH DFND 2 919 0 0 AMERICAN EXPRESS CO COMMON STOCK 025816109 316 2965 SH DFND 2 2965 0 0 AMERICAN INTERNATIONAL GROUP COMMON STOCK 026874784 332 6232 SH DFND 2 6232 0 0 AMERICAN WATER WORKS CO INC COMMON STOCK 030420103 18 200 SH DFND 2 200 0 0 AMGEN INC COMMON STOCK 031162100 2307 11127 SH DFND 2 11127 0 0 ANADARKO PETROLEUM CORPORATION COMMON STOCK 032511107 55 812 SH DFND 2 812 0 0 ANALOG DEVICES INC COMMON STOCK 032654105 20 220 SH DFND 2 220 0 0 ANTARES PHARMA INC COMMON STOCK 036642106 47 14000 SH DFND 2 14000 0 0 APPLE INC COMMON STOCK 037833100 8831 39119 SH DFND 2 39119 0 0 APPLIED MATERIALS INC COMMON STOCK 038222105 115 2965 SH DFND 2 2965 0 0 AQUA AMERICA INC COMMON STOCK 03836W103 40 1082 SH DFND 2 1082 0 0 ARCHER DANIELS MIDLAND CO COMMON STOCK 039483102 10 200 SH DFND 2 200 0 0 ASHLAND GLOBAL HOLDINGS INC COMMON STOCK 044186104 39 460 SH DFND 2 460 0 0 AT&T INC COMMON STOCK 00206R102 792 23589 SH DFND 2 23589 0 0 AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 289 1920 SH DFND 2 1920 0 0 BANK OF AMERICA CORP COMMON STOCK 060505104 329 11180 SH DFND 2 11180 0 0 BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100 260 5102 SH DFND 2 5102 0 0 BAXTER INTL INC COMMON STOCK 071813109 159 2060 SH DFND 2 2060 0 0 BB&T CORPORATION COMMON STOCK 054937107 68 1395 SH DFND 2 1395 0 0 BECTON DICKINSON COMMON STOCK 075887109 78 300 SH DFND 2 300 0 0 BERKSHIRE HATHAWAY INC-CL B COMMON STOCK 084670702 3664 17114 SH DFND 2 17114 0 0 BLACK KNIGHT INC COMMON STOCK 09215C105 48 918 SH DFND 2 918 0 0 BLACKROCK INC CL A COMMON STOCK 09247X101 2133 4525 SH DFND 2 4525 0 0 BLACKSTONE GROUP LP COMMON STOCK 09253U108 30 800 SH DFND 2 800 0 0 BOEING CO COMMON STOCK 097023105 770 2070 SH DFND 2 2070 0 0 BOOKING HOLDINGS INC COMMON STOCK 09857L108 1413 712 SH DFND 2 712 0 0 BRIGHTHOUSE FINANCIAL INC COMMON STOCK 10922N103 0 11 SH DFND 2 11 0 0 BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 1557 25085 SH DFND 2 25085 0 0 CANNAE HOLDINGS INC COMMON STOCK 13765N107 21 998 SH DFND 2 998 0 0 CAPITAL ONE FINANCIAL CORP COMMON STOCK 14040H105 64 674 SH DFND 2 674 0 0 CARDINAL HEALTH INC COMMON STOCK 14149Y108 125 2320 SH DFND 2 2320 0 0 CATERPILLAR INC COMMON STOCK 149123101 382 2505 SH DFND 2 2505 0 0 CELGENE CORP COMMON STOCK 151020104 641 7159 SH DFND 2 7159 0 0 CERNER CORP COMMON STOCK 156782104 391 6077 SH DFND 2 6077 0 0 CHARLES SCHWAB CORP COMMON STOCK 808513105 120 2451 SH DFND 2 2451 0 0 CHARTER COMMUNICATIONS INC CL COMMON STOCK 16119P108 1 3 SH DFND 2 3 0 0 CHEESECAKE FACTORY INC COMMON STOCK 163072101 21 400 SH DFND 2 400 0 0 CHEVRON CORPORATION COMMON STOCK 166764100 2340 19139 SH DFND 2 19139 0 0 CHIPOTLE MEXICAN GRILL INC COMMON STOCK 169656105 23 50 SH DFND 2 50 0 0 CISCO SYSTEMS INC COMMON STOCK 17275R102 770 15835 SH DFND 2 15835 0 0 CITIGROUP INC COMMON STOCK 172967424 36 500 SH DFND 2 500 0 0 CLOROX COMPANY COMMON STOCK 189054109 93 617 SH DFND 2 617 0 0 CME GROUP INC COMMON STOCK 12572Q105 49 290 SH DFND 2 290 0 0 CMS ENERGY CORP COMMON STOCK 125896100 6 121 SH DFND 2 121 0 0 COCA COLA CO COMMON STOCK 191216100 1315 28473 SH DFND 2 28473 0 0 COLGATE PALMOLIVE CO COMMON STOCK 194162103 377 5632 SH DFND 2 5632 0 0 COMCAST CORP-CL A COMMON STOCK 20030N101 141 3983 SH DFND 2 3983 0 0 COMMUNITY BANK SYSTEM INC COMMON STOCK 203607106 396 6484 SH DFND 2 6484 0 0 CONNECTICUT WATER SVC INC COMMON STOCK 207797101 14 200 SH DFND 2 200 0 0 CONOCOPHILLIPS COMMON STOCK 20825C104 421 5433 SH DFND 2 5433 0 0 CONSOLIDATED EDISON INC COMMON STOCK 209115104 72 939 SH DFND 2 939 0 0 CONSTELLATION BRANDS INC COMMON STOCK 21036P108 1670 7745 SH DFND 2 7745 0 0 COOPER TIRE & RUBBER CO COMMON STOCK 216831107 14 500 SH DFND 2 500 0 0 CORNING INC COMMON STOCK 219350105 78 2200 SH DFND 2 2200 0 0 COSTCO WHOLESALE CORP COMMON STOCK 22160K105 897 3819 SH DFND 2 3819 0 0 CSX CORP COMMON STOCK 126408103 13 180 SH DFND 2 180 0 0 CUMMINS INC COMMON STOCK 231021106 590 4041 SH DFND 2 4041 0 0 CVS HEALTH CORP COMMON STOCK 126650100 397 5038 SH DFND 2 5038 0 0 DANAHER CORP COMMON STOCK 235851102 140 1293 SH DFND 2 1293 0 0 DEERE & CO COMMON STOCK 244199105 170 1130 SH DFND 2 1130 0 0 DIGIMARC CORP COMMON STOCK 25381B101 6 200 SH DFND 2 200 0 0 DISNEY WALT CO NEW COMMON STOCK 254687106 2686 22969 SH DFND 2 22969 0 0 DOLLAR GENERAL CORP COMMON STOCK 256677105 13 122 SH DFND 2 122 0 0 DOLLAR TREE INC COMMON STOCK 256746108 659 8075 SH DFND 2 8075 0 0 DOMINION ENERGY INC COMMON STOCK 25746U109 312 4442 SH DFND 2 4442 0 0 DOMINOS PIZZA INC COMMON STOCK 25754A201 63 215 SH DFND 2 215 0 0 DONALDSON INC COMMON STOCK 257651109 12 210 SH DFND 2 210 0 0 DOWDUPONT INC COMMON STOCK 26078J100 732 11385 SH DFND 2 11385 0 0 DUKE ENERGY CORP COMMON STOCK 26441C204 108 1353 SH DFND 2 1353 0 0 DXC TECHNOLOGY CO COMMON STOCK 23355L106 1 10 SH DFND 2 10 0 0 EBAY INC COMMON STOCK 278642103 35 1060 SH DFND 2 1060 0 0 ECOLAB INC COMMON STOCK 278865100 740 4722 SH DFND 2 4722 0 0 EDISON INTERNATIONAL COMMON STOCK 281020107 10 150 SH DFND 2 150 0 0 ELECTRONIC ARTS INC COMMON STOCK 285512109 5 45 SH DFND 2 45 0 0 EMERSON ELEC CO COMMON STOCK 291011104 389 5083 SH DFND 2 5083 0 0 EMMIS COMMUNICATIONS CORP CL A COMMON STOCK 291525400 0 50 SH DFND 2 50 0 0 ENTERPRISE PRODS PARTNERS LP COMMON STOCK 293792107 27 944 SH DFND 2 944 0 0 EOG RES INC COMMON STOCK 26875P101 857 6715 SH DFND 2 6715 0 0 EXPRESS SCRIPTS HLDG COMMON STOCK 30219G108 80 840 SH DFND 2 840 0 0 EXXONMOBIL CORP COMMON STOCK 30231G102 3205 37700 SH DFND 2 37700 0 0 FACEBOOK INC-A COMMON STOCK 30303M102 2045 12435 SH DFND 2 12435 0 0 FACTSET RESEARCH SYSTEM INC COMMON STOCK 303075105 13 60 SH DFND 2 60 0 0 FEDEX CORPORATION COMMON STOCK 31428X106 728 3025 SH DFND 2 3025 0 0 FIRST SOLAR INC COMMON STOCK 336433107 3 55 SH DFND 2 55 0 0 FIRSTENERGY CORP COMMON STOCK 337932107 30 801 SH DFND 2 801 0 0 FISERV INC COMMON STOCK 337738108 407 4935 SH DFND 2 4935 0 0 FNF GROUP COMMON STOCK 31620R303 118 3000 SH DFND 2 3000 0 0 FORD MOTOR CO DEL COMMON STOCK 345370860 13 1400 SH DFND 2 1400 0 0 FORTIVE CORP COMMON STOCK 34959J108 585 6946 SH DFND 2 6946 0 0 FORTUNE BRANDS HOME & SECURITY COMMON STOCK 34964C106 21 400 SH DFND 2 400 0 0 GENERAL DYNAMICS CORP COMMON STOCK 369550108 1296 6333 SH DFND 2 6333 0 0 GENERAL ELECTRIC CORP COMMON STOCK 369604103 377 33351 SH DFND 2 33351 0 0 GENERAL MLS INC COMMON STOCK 370334104 459 10701 SH DFND 2 10701 0 0 GENERAL MOTORS CO COMMON STOCK 37045V100 37 1094 SH DFND 2 1094 0 0 GENUINE PARTS CO COMMON STOCK 372460105 68 686 SH DFND 2 686 0 0 GILEAD SCIENCES INC COMMON STOCK 375558103 467 6047 SH DFND 2 6047 0 0 GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 1529 6817 SH DFND 2 6817 0 0 GRAINGER W W INC COMMON STOCK 384802104 43 120 SH DFND 2 120 0 0 GRUBHUB INC COMMON STOCK 400110102 139 1000 SH DFND 2 1000 0 0 HALLIBURTON CO COMMON STOCK 406216101 63 1555 SH DFND 2 1555 0 0 HASBRO INC COMMON STOCK 418056107 6 53 SH DFND 2 53 0 0 HAWAIIAN ELECTRIC INDUSTRIES I COMMON STOCK 419870100 83 2319 SH DFND 2 2319 0 0 HELMERICH & PAYNE INC COMMON STOCK 423452101 10 150 SH DFND 2 150 0 0 HEWLETT PACKARD ENTERPRISE COM COMMON STOCK 42824C109 2 126 SH DFND 2 126 0 0 HEXCEL CORP COMMON STOCK 428291108 52 775 SH DFND 2 775 0 0 HOME DEPOT INC COMMON STOCK 437076102 3384 16335 SH DFND 2 16335 0 0 HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 2293 13782 SH DFND 2 13782 0 0 HORMEL FOODS CORP COMMON STOCK 440452100 11 280 SH DFND 2 280 0 0 HP INC COMMON STOCK 40434L105 3 126 SH DFND 2 126 0 0 HUMANA INC COMMON STOCK 444859102 20 60 SH DFND 2 60 0 0 ILLINOIS TOOL WKS INC COMMON STOCK 452308109 69 490 SH DFND 2 490 0 0 INGEVITY CORP COMMON STOCK 45688C107 2 16 SH DFND 2 16 0 0 INTEL CORP COMMON STOCK 458140100 1942 41057 SH DFND 2 41057 0 0 INTERCONTINENTAL EXCHANGE GROU COMMON STOCK 45866F104 2074 27697 SH DFND 2 27697 0 0 INTERNATIONAL FLAVORS & FRAGRA COMMON STOCK 459506101 759 5454 SH DFND 2 5454 0 0 INTERNATIONAL PAPER CO COMMON STOCK 460146103 97 1980 SH DFND 2 1980 0 0 INTL. BUSINESS MACHINES CORP COMMON STOCK 459200101 905 5984 SH DFND 2 5984 0 0 INTUITIVE SURGICAL INC COMMON STOCK 46120E602 115 200 SH DFND 2 200 0 0 J. ALEXANDER S HOLDINGS INC COMMON STOCK 46609J106 2 172 SH DFND 2 172 0 0 JACK HENRY & ASSOC INC COMMON STOCK 426281101 19 120 SH DFND 2 120 0 0 JACOBS ENGINEERING GROUP INC COMMON STOCK 469814107 218 2849 SH DFND 2 2849 0 0 JM SMUCKER CO COMMON STOCK 832696405 5 50 SH DFND 2 50 0 0 JOHNSON & JOHNSON COMMON STOCK 478160104 4020 29093 SH DFND 2 29093 0 0 JP MORGAN CHASE & CO COMMON STOCK 46625H100 4257 37728 SH DFND 2 37728 0 0 KADANT INC COMMON STOCK 48282T104 87 809 SH DFND 2 809 0 0 KELLOGG CO COMMON STOCK 487836108 13 190 SH DFND 2 190 0 0 KEYCORP COMMON STOCK 493267108 20 1012 SH DFND 2 1012 0 0 KIMBERLY CLARK CORP COMMON STOCK 494368103 26 229 SH DFND 2 229 0 0 KOHLS CORP COMMON STOCK 500255104 11 150 SH DFND 2 150 0 0 KRAFT HEINZ CO COMMON STOCK 500754106 13 239 SH DFND 2 239 0 0 LEIDOS HOLDINGS INC COMMON STOCK 525327102 7 100 SH DFND 2 100 0 0 LILLY ELI & CO COMMON STOCK 532457108 347 3235 SH DFND 2 3235 0 0 LOCKHEED MARTIN CORP COMMON STOCK 539830109 648 1873 SH DFND 2 1873 0 0 LOWES COS INC COMMON STOCK 548661107 636 5535 SH DFND 2 5535 0 0 MARATHON OIL CORP COMMON STOCK 565849106 6 264 SH DFND 2 264 0 0 MARATHON PETROLEUM CORPORATION COMMON STOCK 56585A102 19 240 SH DFND 2 240 0 0 MARRIOTT INTERNATIONAL INC COMMON STOCK 571903202 1606 12163 SH DFND 2 12163 0 0 MASCO CORP COMMON STOCK 574599106 1400 38250 SH DFND 2 38250 0 0 MASTERCARD INC CL A COMMON STOCK 57636Q104 955 4289 SH DFND 2 4289 0 0 MCCORMICK & CO INC COMMON STOCK 579780206 15 117 SH DFND 2 117 0 0 MCDONALDS CORP COMMON STOCK 580135101 891 5329 SH DFND 2 5329 0 0 MDU RESOURCES GROUP INC COMMON STOCK 552690109 10 400 SH DFND 2 400 0 0 MERCK & CO INC COMMON STOCK 58933Y105 2210 31152 SH DFND 2 31152 0 0 METLIFE INC COMMON STOCK 59156R108 71 1520 SH DFND 2 1520 0 0 MICRON TECHNOLOGY INC COMMON STOCK 595112103 27 600 SH DFND 2 600 0 0 MICROSOFT CORP COMMON STOCK 594918104 7048 61621 SH DFND 2 61621 0 0 MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 5 123 SH DFND 2 123 0 0 MONSTER BEVERAGE CORP COMMON STOCK 61174X109 67 1150 SH DFND 2 1150 0 0 MORGAN STANLEY COMMON STOCK 617446448 1178 25294 SH DFND 2 25294 0 0 MOTOROLA SOLUTIONS INC COMMON STOCK 620076307 5 42 SH DFND 2 42 0 0 NATIONAL-OILWELL INC COMMON STOCK 637071101 36 840 SH DFND 2 840 0 0 NBT BANCORP INC COM COMMON STOCK 628778102 22 565 SH DFND 2 565 0 0 NETFLIX INC COMMON STOCK 64110L106 5163 13800 SH DFND 2 13800 0 0 NETSCOUT SYSTEMS INC COMMON STOCK 64115T104 10 398 SH DFND 2 398 0 0 NEXTERA ENERGY INC COMMON STOCK 65339F101 971 5792 SH DFND 2 5792 0 0 NIKE INC-CLASS B COMMON STOCK 654106103 352 4150 SH DFND 2 4150 0 0 NORFOLK SOUTHERN CORP COMMON STOCK 655844108 105 580 SH DFND 2 580 0 0 NORTHROP GRUMMAN CORPORATION COMMON STOCK 666807102 16 50 SH DFND 2 50 0 0 NUCOR CORP COMMON STOCK 670346105 2 35 SH DFND 2 35 0 0 NVIDIA CORP COMMON STOCK 67066G104 1888 6720 SH DFND 2 6720 0 0 OCCIDENTAL PETE CORP COMMON STOCK 674599105 471 5735 SH DFND 2 5735 0 0 ORACLE CORPORATION COMMON STOCK 68389X105 2120 41116 SH DFND 2 41116 0 0 PARKER HANNIFIN CORP COMMON STOCK 701094104 5 25 SH DFND 2 25 0 0 PAYCHEX INC COMMON STOCK 704326107 1139 15468 SH DFND 2 15468 0 0 PAYPAL HOLDINGS INC COMMON STOCK 70450Y103 3636 41398 SH DFND 2 41398 0 0 PEPSICO INC COMMON STOCK 713448108 2410 21556 SH DFND 2 21556 0 0 PERSPECTA INC COMMON STOCK 715347100 0 5 SH DFND 2 5 0 0 PFIZER INC COMMON STOCK 717081103 2761 62645 SH DFND 2 62645 0 0 PHILIP MORRIS INTERNATIONAL COMMON STOCK 718172109 706 8658 SH DFND 2 8658 0 0 PHILLIPS 66 COMMON STOCK 718546104 1727 15320 SH DFND 2 15320 0 0 PLUG POWER INC COMMON STOCK 72919P202 2 1100 SH DFND 2 1100 0 0 PNC FINANCIAL SERVICES GROUP I COMMON STOCK 693475105 48 355 SH DFND 2 355 0 0 PPG INDUSTRIES INC COMMON STOCK 693506107 52 476 SH DFND 2 476 0 0 PRAXAIR INC COMMON STOCK 74005P104 220 1369 SH DFND 2 1369 0 0 PROCTER & GAMBLE CO COMMON STOCK 742718109 1921 23076 SH DFND 2 23076 0 0 PRUDENTIAL FINL INC COMMON STOCK 744320102 343 3389 SH DFND 2 3389 0 0 QUALCOMM INC COMMON STOCK 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COMMON STOCK 855244109 1466 25796 SH DFND 2 25796 0 0 STATE STREET CORP COMMON STOCK 857477103 1160 13844 SH DFND 2 13844 0 0 STRYKER CORPORATION COMMON STOCK 863667101 2323 13076 SH DFND 2 13076 0 0 STURM RUGER & CO INC COMMON STOCK 864159108 24 350 SH DFND 2 350 0 0 SYSCO CORP COMMON STOCK 871829107 40 542 SH DFND 2 542 0 0 T ROWE PRICE GROUP INC COMMON STOCK 74144T108 508 4650 SH DFND 2 4650 0 0 TARGET CORP COMMON STOCK 87612E106 12 132 SH DFND 2 132 0 0 TESLA INC COMMON STOCK 88160R101 657 2483 SH DFND 2 2483 0 0 TEXAS INSTRUMENTS INC COMMON STOCK 882508104 352 3285 SH DFND 2 3285 0 0 THE HERSHEY COMPANY COMMON STOCK 427866108 129 1263 SH DFND 2 1263 0 0 THE MOSAIC COMPANY COMMON STOCK 61945C103 10 300 SH DFND 2 300 0 0 THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 1931 7910 SH DFND 2 7910 0 0 TJX COS INC COMMON STOCK 872540109 1020 9106 SH DFND 2 9106 0 0 TOMPKINS FINANCIAL CORPORATION COMMON STOCK 890110109 24 300 SH DFND 2 300 0 0 TRAVELERS COMPANIES INC COMMON STOCK 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BRANDS INC COMMON STOCK 988498101 65 720 SH DFND 2 720 0 0 ZIMMER BIOMET HOLDINGS INC COMMON STOCK 98956P102 295 2247 SH DFND 2 2247 0 0 ZOETIS INC COMMON STOCK 98978V103 43 468 SH DFND 2 468 0 0 3M CO COMMON STOCK 88579Y101 1016 4823 SH DFND 2 4823 0 0 ALIBABA GROUP HOLDING LTD SPON COMMON STOCK 01609W102 24 145 SH DFND 2 145 0 0 ANHEUSER-BUSCH INBEV SPONS ADR COMMON STOCK 03524A108 2 24 SH DFND 2 24 0 0 BAIDU INC SPONS ADR COMMON STOCK 056752108 3 13 SH DFND 2 13 0 0 BP PLC SPONS ADR COMMON STOCK 055622104 98 2122 SH DFND 2 2122 0 0 KONINKLIJKE PHILIPS NV SPONS A COMMON STOCK 500472303 64 1400 SH DFND 2 1400 0 0 MICRO FOCUS INTL PLC SPONS ADR COMMON STOCK 594837304 0 17 SH DFND 2 17 0 0 NATIONAL GRID PLC SPONS ADR COMMON STOCK 636274409 1 28 SH DFND 2 28 0 0 NOKIA CORP SPONS ADR COMMON STOCK 654902204 0 64 SH DFND 2 64 0 0 ROYAL DUTCH SHELL SPONS ADR COMMON STOCK 780259206 80 1181 SH DFND 2 1181 0 0 AGNC INVESTMENT CORP REIT COMMON STOCK 00123Q104 4 200 SH DFND 2 200 0 0 AMERICAN TOWER CORP REIT COMMON STOCK 03027X100 3 22 SH DFND 2 22 0 0 AVALONBAY COMMUNITIES INC REIT COMMON STOCK 053484101 5 30 SH DFND 2 30 0 0 HEALTHCARE TRUST OF AMER CL A COMMON STOCK 42225P501 2 78 SH DFND 2 78 0 0 HOST HOTELS & RESORTS, INC REI COMMON STOCK 44107P104 5 260 SH DFND 2 260 0 0 WEYERHAEUSER CO REIT COMMON STOCK 962166104 95 2936 SH DFND 2 2936 0 0 ARROW FINANCIAL CORPORATION COMMON STOCK 042744102 50792 1372756 SH DFND 2 1372756 0 0 ACCENTURE PLC CL A COMMON STOCK G1151C101 24 140 SH DFND 2 140 0 0 ALLERGAN PLC COMMON STOCK G0177J108 208 1092 SH DFND 2 1092 0 0 BARRICK GOLD CORP COMMON STOCK 067901108 3 300 SH DFND 2 300 0 0 CARNIVAL CORP COMMON STOCK 143658300 77 1200 SH DFND 2 1200 0 0 CHECK POINT SOFTWARE TECH LTD COMMON STOCK M22465104 673 5718 SH DFND 2 5718 0 0 ENBRIDGE INCORPORATED COMMON STOCK 29250N105 11 353 SH DFND 2 353 0 0 INGERSOLL-RAND PLC COMMON STOCK G47791101 9 86 SH DFND 2 86 0 0 JOHNSON CONTROLS INTERNATIONAL COMMON STOCK G51502105 25 710 SH DFND 2 710 0 0 LYONDELLBASELL INDUSTRIES NV COMMON STOCK N53745100 10 100 SH DFND 2 100 0 0 MANULIFE FINANCIAL CORP COMMON STOCK 56501R106 4 236 SH DFND 2 236 0 0 MEDTRONIC PLC COMMON STOCK G5960L103 445 4527 SH DFND 2 4527 0 0 SCHLUMBERGER LTD COMMON STOCK 806857108 377 6195 SH DFND 2 6195 0 0 SHOPIFY INC CL A COMMON STOCK 82509L107 8 49 SH DFND 2 49 0 0 SODASTREAM INTERNATIONAL LTD COMMON STOCK M9068E105 29 200 SH DFND 2 200 0 0 SPOTIFY TECHNOLOGY SA COMMON STOCK L8681T102 18 100 SH DFND 2 100 0 0 SUNCOR ENERGY INC COMMON STOCK 867224107 0 11 SH DFND 2 11 0 0 THOMSON CORP COMMON STOCK 884903105 5 100 SH DFND 2 100 0 0 TORONTO DOMINION BANK COMMON STOCK 891160509 117 1932 SH DFND 2 1932 0 0 ALPS SECTOR DIVIDEND DOGS ETF OTHER 00162Q858 215 4688 SH DFND 2 4688 0 0 CONSUMER DISCRETIONARY SELT OTHER 81369Y407 304 2591 SH DFND 2 2591 0 0 CONSUMER STAPLES SELECT SECTOR OTHER 81369Y308 113 2095 SH DFND 2 2095 0 0 ENERGY SELECT SECTOR SPDR OTHER 81369Y506 147 1936 SH DFND 2 1936 0 0 FINANCIAL SELECT SECTOR SPDR OTHER 81369Y605 447 16195 SH DFND 2 16195 0 0 FIRST TRUST VALUE LINE DVD OTHER 33734H106 97 3062 SH DFND 2 3062 0 0 GABELLI DIVIDEND & INCOME TRUS OTHER 36242H104 32 1350 SH DFND 2 1350 0 0 HEALTH CARE SELECT SECTOR SPDR OTHER 81369Y209 419 4401 SH DFND 2 4401 0 0 INDUSTRIAL SELECT SECTOR SPDR OTHER 81369Y704 252 3215 SH DFND 2 3215 0 0 ISHARES CORE S&P 500 ETF OTHER 464287200 88 300 SH DFND 2 300 0 0 ISHARES MSCI ALL COUNTRY ASIA OTHER 464288182 8111 114869 SH DFND 2 114869 0 0 ISHARES MSCI EAFE ETF OTHER 464287465 213 3135 SH DFND 2 3135 0 0 ISHARES MSCI EMERGING MKT ETF OTHER 464287234 16457 383444 SH DFND 2 383444 0 0 ISHARES RUSSELL MIDCAP ETF OTHER 464287499 997 4521 SH DFND 2 4521 0 0 ISHARES RUSSELL 2000 ETF OTHER 464287655 1083 6426 SH DFND 2 6426 0 0 ISHARES RUSSELL 2000 GROWTH ET OTHER 464287648 200 930 SH DFND 2 930 0 0 ISHARES S&P SMALLCAP 600 OTHER 464287804 6381 73141 SH DFND 2 73141 0 0 ISHARES S&P 400 MIDCAP INDEX F OTHER 464287507 637 3164 SH DFND 2 3164 0 0 ISHARES S&P 500 VALUE ETF OTHER 464287408 382 3300 SH DFND 2 3300 0 0 ISHARES U.S. AEROSPACE & DEF OTHER 464288760 38 175 SH DFND 2 175 0 0 ISHARES US REGIONAL BANKS ETF OTHER 464288778 36 735 SH DFND 2 735 0 0 ISHARES US UTILITIES ETF OTHER 464287697 43 320 SH DFND 2 320 0 0 MATERIALS SELECT SPDR FUND OTHER 81369Y100 671 11585 SH DFND 2 11585 0 0 REAL ESTATE SELECT SECT SPDR OTHER 81369Y860 2 59 SH DFND 2 59 0 0 SPDR GOLD TRUST OTHER 78463V107 12 110 SH DFND 2 110 0 0 SPDR PORTFOLIO S&P 500 GROWTH OTHER 78464A409 657 17192 SH DFND 2 17192 0 0 SPDR PORTFOLIO S&P 500 VALUE E OTHER 78464A508 412 13224 SH DFND 2 13224 0 0 SPDR S&P BIOTECH ETF OTHER 78464A870 132 1375 SH DFND 2 1375 0 0 SPDR S&P INSURANCE ETF OTHER 78464A789 40 1260 SH DFND 2 1260 0 0 SPDR S&P MIDCAP 400 ETF TRUST OTHER 78467Y107 240 652 SH DFND 2 652 0 0 SPDR S&P TELECOM ETF OTHER 78464A540 425 5572 SH DFND 2 5572 0 0 SPDR S&P 400 MID CAP GROWTH ET OTHER 78464A821 210 3750 SH DFND 2 3750 0 0 SPDR S&P 500 ETF TRUST OTHER 78462F103 8288 28507 SH DFND 2 28507 0 0 SPDR S&P 600 SMALL CAP ETF OTHER 78464A813 40 526 SH DFND 2 526 0 0 TECHNOLOGY SELECT SECT SPDR OTHER 81369Y803 677 8986 SH DFND 2 8986 0 0 UTILITIES SELECT SECTOR SPDR OTHER 81369Y886 406 7702 SH DFND 2 7702 0 0 VANECK VECTORS BIOTECH ETF OTHER 92189F726 34 250 SH DFND 2 250 0 0 VANGUARD FTSE DEVELOPED MARKET OTHER 921943858 264 6112 SH DFND 2 6112 0 0 VANGUARD GROWTH ETF OTHER 922908736 90 556 SH DFND 2 556 0 0 VANGUARD MID-CAP ETF OTHER 922908629 231 1408 SH DFND 2 1408 0 0 VANGUARD MID-CAP GROWTH ETF OTHER 922908538 338 2375 SH DFND 2 2375 0 0 VANGUARD REAL ESTATE ETF OTHER 922908553 355 4398 SH DFND 2 4398 0 0 ISHARES BARCLAYS TIPS BOND ETF OTHER 464287176 11 100 SH DFND 2 100 0 0 ISHARES BARCLAYS 1-3 YEAR TR E OTHER 464287457 393 4734 SH DFND 2 4734 0 0 ISHARES CORE U.S. AGGREGATE BO OTHER 464287226 4518 42818 SH DFND 2 42818 0 0 ISHARES SHORT-TERM CORPORATE B OTHER 464288646 2512 48466 SH DFND 2 48466 0 0 SPDR BLOOMBERG BARCLAYS INTL C OTHER 78464A151 74 2210 SH DFND 2 2210 0 0 ISHARES NATIONAL MUNI BOND ETF OTHER 464288414 126 1169 SH DFND 2 1169 0 0 ISHARES NEW YORK MUNI BOND ETF OTHER 464288323 4522 83186 SH DFND 2 83186 0 0 ABBOTT LABS COMMON STOCK 002824100 86 1175 SH OTR 2 0 1175 0 ABBVIE INC COMMON STOCK 00287Y109 194 2050 SH OTR 2 0 2050 0 AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 23 135 SH OTR 2 0 135 0 ALLSTATE CORP COMMON STOCK 020002101 109 1106 SH OTR 2 0 1106 0 ALPHABET INC CL A COMMON STOCK 02079K305 437 362 SH OTR 2 0 362 0 ALPHABET INC CL C COMMON STOCK 02079K107 191 160 SH OTR 2 0 160 0 ALTRIA GROUP INC COMMON STOCK 02209S103 12 200 SH OTR 2 0 200 0 AMAZON.COM INC COMMON STOCK 023135106 419 209 SH OTR 2 0 209 0 AMERICAN EXPRESS CO COMMON STOCK 025816109 147 1380 SH OTR 2 0 1380 0 AMGEN INC COMMON STOCK 031162100 62 300 SH OTR 2 0 300 0 APPLE INC COMMON STOCK 037833100 941 4167 SH OTR 2 0 4167 0 AT&T INC COMMON STOCK 00206R102 162 4821 SH OTR 2 0 4821 0 AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 625 4150 SH OTR 2 0 4150 0 BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100 75 1475 SH OTR 2 0 1475 0 BAXTER INTL INC COMMON STOCK 071813109 158 2050 SH OTR 2 0 2050 0 BB&T CORPORATION COMMON STOCK 054937107 5 100 SH OTR 2 0 100 0 BECTON DICKINSON COMMON STOCK 075887109 74 285 SH OTR 2 0 285 0 BERKSHIRE HATHAWAY INC-CL B COMMON STOCK 084670702 353 1650 SH OTR 2 0 1650 0 BIOGEN INC COMMON STOCK 09062X103 23 65 SH OTR 2 0 65 0 BLACKROCK INC CL A COMMON STOCK 09247X101 94 200 SH OTR 2 0 200 0 BOOKING HOLDINGS INC COMMON STOCK 09857L108 54 27 SH OTR 2 0 27 0 BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 107 1725 SH OTR 2 0 1725 0 BUCKEYE PARTNERS LP COMMON STOCK 118230101 18 500 SH OTR 2 0 500 0 CARDINAL HEALTH INC COMMON STOCK 14149Y108 22 400 SH OTR 2 0 400 0 CATERPILLAR INC COMMON STOCK 149123101 156 1025 SH OTR 2 0 1025 0 CELGENE CORP COMMON STOCK 151020104 72 800 SH OTR 2 0 800 0 CHEVRON CORPORATION COMMON STOCK 166764100 590 4824 SH OTR 2 0 4824 0 CISCO SYSTEMS INC COMMON STOCK 17275R102 55 1135 SH OTR 2 0 1135 0 CLOROX COMPANY COMMON STOCK 189054109 30 200 SH OTR 2 0 200 0 COCA COLA CO COMMON STOCK 191216100 83 1805 SH OTR 2 0 1805 0 COLGATE PALMOLIVE CO COMMON STOCK 194162103 457 6830 SH OTR 2 0 6830 0 COMCAST CORP-CL A COMMON STOCK 20030N101 14 400 SH OTR 2 0 400 0 CONOCOPHILLIPS COMMON STOCK 20825C104 67 871 SH OTR 2 0 871 0 CONSTELLATION BRANDS INC COMMON STOCK 21036P108 62 287 SH OTR 2 0 287 0 COSTCO WHOLESALE CORP COMMON STOCK 22160K105 15 65 SH OTR 2 0 65 0 CUMMINS INC COMMON STOCK 231021106 5 35 SH OTR 2 0 35 0 CVS HEALTH CORP COMMON STOCK 126650100 31 390 SH OTR 2 0 390 0 DANAHER CORP COMMON STOCK 235851102 16 151 SH OTR 2 0 151 0 DISCOVER FINL SVCS COMMON STOCK 254709108 36 466 SH OTR 2 0 466 0 DISNEY WALT CO NEW COMMON STOCK 254687106 197 1687 SH OTR 2 0 1687 0 DOMINION ENERGY INC COMMON STOCK 25746U109 49 700 SH OTR 2 0 700 0 DOWDUPONT INC COMMON STOCK 26078J100 104 1616 SH OTR 2 0 1616 0 DTE ENERGY CO COMMON STOCK 233331107 45 415 SH OTR 2 0 415 0 DUKE ENERGY CORP COMMON STOCK 26441C204 51 634 SH OTR 2 0 634 0 EBAY INC COMMON STOCK 278642103 3 100 SH OTR 2 0 100 0 ECOLAB INC COMMON STOCK 278865100 223 1425 SH OTR 2 0 1425 0 EMERSON ELEC CO COMMON STOCK 291011104 250 3270 SH OTR 2 0 3270 0 EOG RES INC COMMON STOCK 26875P101 4 35 SH OTR 2 0 35 0 EXPRESS SCRIPTS HLDG COMMON STOCK 30219G108 31 323 SH OTR 2 0 323 0 EXXONMOBIL CORP COMMON STOCK 30231G102 904 10630 SH OTR 2 0 10630 0 FACEBOOK INC-A COMMON STOCK 30303M102 81 490 SH OTR 2 0 490 0 FORD MOTOR CO DEL COMMON STOCK 345370860 19 2000 SH OTR 2 0 2000 0 GENERAL DYNAMICS CORP COMMON STOCK 369550108 21 105 SH OTR 2 0 105 0 GENERAL ELECTRIC CORP COMMON STOCK 369604103 200 17743 SH OTR 2 0 17743 0 GENERAL MLS INC COMMON STOCK 370334104 15 350 SH OTR 2 0 350 0 GILEAD SCIENCES INC COMMON STOCK 375558103 55 710 SH OTR 2 0 710 0 GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 74 330 SH OTR 2 0 330 0 HOME DEPOT INC COMMON STOCK 437076102 479 2310 SH OTR 2 0 2310 0 HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 126 755 SH OTR 2 0 755 0 INTEL CORP COMMON STOCK 458140100 387 8190 SH OTR 2 0 8190 0 INTERCONTINENTAL EXCHANGE GROU COMMON STOCK 45866F104 15 200 SH OTR 2 0 200 0 INTERNATIONAL PAPER CO COMMON STOCK 460146103 25 500 SH OTR 2 0 500 0 INTL. BUSINESS MACHINES CORP COMMON STOCK 459200101 907 5998 SH OTR 2 0 5998 0 INTUIT INC COMMON STOCK 461202103 184 810 SH OTR 2 0 810 0 JACOBS ENGINEERING GROUP INC COMMON STOCK 469814107 52 675 SH OTR 2 0 675 0 JOHNSON & JOHNSON COMMON STOCK 478160104 1305 9445 SH OTR 2 0 9445 0 JP MORGAN CHASE & CO COMMON STOCK 46625H100 864 7653 SH OTR 2 0 7653 0 KELLOGG CO COMMON STOCK 487836108 130 1855 SH OTR 2 0 1855 0 KRAFT HEINZ CO COMMON STOCK 500754106 6 102 SH OTR 2 0 102 0 LILLY ELI & CO COMMON STOCK 532457108 252 2350 SH OTR 2 0 2350 0 LOWES COS INC COMMON STOCK 548661107 146 1275 SH OTR 2 0 1275 0 MARRIOTT INTERNATIONAL INC COMMON STOCK 571903202 137 1035 SH OTR 2 0 1035 0 MASCO CORP COMMON STOCK 574599106 9 250 SH OTR 2 0 250 0 MASTERCARD INC CL A COMMON STOCK 57636Q104 35 155 SH OTR 2 0 155 0 MCDONALDS CORP COMMON STOCK 580135101 151 900 SH OTR 2 0 900 0 MERCK & CO INC COMMON STOCK 58933Y105 266 3750 SH OTR 2 0 3750 0 METLIFE INC COMMON STOCK 59156R108 72 1535 SH OTR 2 0 1535 0 MICROSOFT CORP COMMON STOCK 594918104 1718 15020 SH OTR 2 0 15020 0 MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 9 207 SH OTR 2 0 207 0 MORGAN STANLEY COMMON STOCK 617446448 148 3182 SH OTR 2 0 3182 0 NETFLIX INC COMMON STOCK 64110L106 99 265 SH OTR 2 0 265 0 NEXTERA ENERGY INC COMMON STOCK 65339F101 138 825 SH OTR 2 0 825 0 NIKE INC-CLASS B COMMON STOCK 654106103 452 5330 SH OTR 2 0 5330 0 NORFOLK SOUTHERN CORP COMMON STOCK 655844108 135 750 SH OTR 2 0 750 0 NVIDIA CORP COMMON STOCK 67066G104 99 353 SH OTR 2 0 353 0 OCCIDENTAL PETE CORP COMMON STOCK 674599105 8 100 SH OTR 2 0 100 0 ORACLE CORPORATION COMMON STOCK 68389X105 361 7000 SH OTR 2 0 7000 0 PACKAGING CORP OF AMERICA COMMON STOCK 695156109 69 625 SH OTR 2 0 625 0 PARAMOUNT GOLD NEVADA CORP COMMON STOCK 69924M109 0 2 SH OTR 2 0 2 0 PAYCHEX INC COMMON STOCK 704326107 74 1000 SH OTR 2 0 1000 0 PAYPAL HOLDINGS INC COMMON STOCK 70450Y103 44 500 SH OTR 2 0 500 0 PEPSICO INC COMMON STOCK 713448108 679 6075 SH OTR 2 0 6075 0 PFIZER INC COMMON STOCK 717081103 495 11235 SH OTR 2 0 11235 0 PHILIP MORRIS INTERNATIONAL COMMON STOCK 718172109 8 100 SH OTR 2 0 100 0 PHILLIPS 66 COMMON STOCK 718546104 4 32 SH OTR 2 0 32 0 PRAXAIR INC COMMON STOCK 74005P104 44 275 SH OTR 2 0 275 0 PROCTER & GAMBLE CO COMMON STOCK 742718109 475 5704 SH OTR 2 0 5704 0 PRUDENTIAL FINL INC COMMON STOCK 744320102 111 1100 SH OTR 2 0 1100 0 QUEST DIAGNOSTICS INC COMMON STOCK 74834L100 70 650 SH OTR 2 0 650 0 SEMPRA ENERGY COMMON STOCK 816851109 28 245 SH OTR 2 0 245 0 SIMON PROPERTY GROUP INC REIT COMMON STOCK 828806109 53 300 SH OTR 2 0 300 0 SOUTHERN COMPANY COMMON STOCK 842587107 26 600 SH OTR 2 0 600 0 SOUTHWEST AIRLINES CO COMMON STOCK 844741108 18 295 SH OTR 2 0 295 0 STARBUCKS CORP COMMON STOCK 855244109 113 1985 SH OTR 2 0 1985 0 STATE STREET CORP COMMON STOCK 857477103 82 979 SH OTR 2 0 979 0 STRYKER CORPORATION COMMON STOCK 863667101 271 1528 SH OTR 2 0 1528 0 T ROWE PRICE GROUP INC COMMON STOCK 74144T108 308 2819 SH OTR 2 0 2819 0 TESLA INC COMMON STOCK 88160R101 4 15 SH OTR 2 0 15 0 THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 88 359 SH OTR 2 0 359 0 TJX COS INC COMMON STOCK 872540109 95 850 SH OTR 2 0 850 0 UNDER ARMOUR INC-CLASS A COMMON STOCK 904311107 2 82 SH OTR 2 0 82 0 UNION PAC CORP COMMON STOCK 907818108 62 380 SH OTR 2 0 380 0 UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 99 850 SH OTR 2 0 850 0 UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 1031 7375 SH OTR 2 0 7375 0 UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 68 255 SH OTR 2 0 255 0 US BANCORP NEW COMMON STOCK 902973304 302 5725 SH OTR 2 0 5725 0 VERIZON COMMUNICATIONS COMMON STOCK 92343V104 299 5604 SH OTR 2 0 5604 0 VERTEX PHARMACEUTICALS INC COMMON STOCK 92532F100 58 300 SH OTR 2 0 300 0 VIACOM INC-B COMMON STOCK 92553P201 44 1302 SH OTR 2 0 1302 0 VISA INC CL A COMMON STOCK 92826C839 216 1440 SH OTR 2 0 1440 0 WALMART INC COMMON STOCK 931142103 47 500 SH OTR 2 0 500 0 WELLS FARGO & CO COMMON STOCK 949746101 117 2225 SH OTR 2 0 2225 0 ZIMMER BIOMET HOLDINGS INC COMMON STOCK 98956P102 49 375 SH OTR 2 0 375 0 3M CO COMMON STOCK 88579Y101 474 2250 SH OTR 2 0 2250 0 ARROW FINANCIAL CORPORATION COMMON STOCK 042744102 729 19705 SH OTR 2 0 19705 0 EATON CORP PLC COMMON STOCK G29183103 108 1250 SH OTR 2 0 1250 0 MEDTRONIC PLC COMMON STOCK G5960L103 97 982 SH OTR 2 0 982 0 SANDSTORM GOLD LTD COMMON STOCK 80013R206 0 2 SH OTR 2 0 2 0 SCHLUMBERGER LTD COMMON STOCK 806857108 14 225 SH OTR 2 0 225 0 TORONTO DOMINION BANK COMMON STOCK 891160509 127 2084 SH OTR 2 0 2084 0 TRANSOCEAN LTD COMMON STOCK H8817H100 14 1000 SH OTR 2 0 1000 0 CONSUMER DISCRETIONARY SELT OTHER 81369Y407 896 7643 SH OTR 2 0 7643 0 CONSUMER STAPLES SELECT SECTOR OTHER 81369Y308 313 5802 SH OTR 2 0 5802 0 ENERGY SELECT SECTOR SPDR OTHER 81369Y506 392 5179 SH OTR 2 0 5179 0 FINANCIAL SELECT SECTOR SPDR OTHER 81369Y605 913 33100 SH OTR 2 0 33100 0 HEALTH CARE SELECT SECTOR SPDR OTHER 81369Y209 941 9886 SH OTR 2 0 9886 0 INDUSTRIAL SELECT SECTOR SPDR OTHER 81369Y704 696 8881 SH OTR 2 0 8881 0 ISHARES MSCI ALL COUNTRY ASIA OTHER 464288182 324 4592 SH OTR 2 0 4592 0 ISHARES MSCI EMERGING MKT ETF OTHER 464287234 587 13685 SH OTR 2 0 13685 0 ISHARES RUSSELL MIDCAP ETF OTHER 464287499 28 125 SH OTR 2 0 125 0 ISHARES RUSSELL 2000 ETF OTHER 464287655 26 155 SH OTR 2 0 155 0 ISHARES S&P SMALLCAP 600 OTHER 464287804 238 2726 SH OTR 2 0 2726 0 ISHARES S&P 400 MIDCAP INDEX F OTHER 464287507 26 127 SH OTR 2 0 127 0 MATERIALS SELECT SPDR FUND OTHER 81369Y100 124 2139 SH OTR 2 0 2139 0 SPDR S&P BIOTECH ETF OTHER 78464A870 10 100 SH OTR 2 0 100 0 SPDR S&P TELECOM ETF OTHER 78464A540 5 70 SH OTR 2 0 70 0 SPDR S&P 500 ETF TRUST OTHER 78462F103 99 340 SH OTR 2 0 340 0 TECHNOLOGY SELECT SECT SPDR OTHER 81369Y803 1688 22407 SH OTR 2 0 22407 0 UTILITIES SELECT SECTOR SPDR OTHER 81369Y886 76 1439 SH OTR 2 0 1439 0 VANGUARD FTSE DEVELOPED MARKET OTHER 921943858 25 581 SH OTR 2 0 581 0 VANGUARD FTSE EMERGING MARKETS OTHER 922042858 13 318 SH OTR 2 0 318 0 VANGUARD S&P 500 ETF OTHER 922908363 46 173 SH OTR 2 0 173 0 ISHARES BARCLAYS 1-3 YEAR TR E OTHER 464287457 42 500 SH OTR 2 0 500 0 ISHARES CORE U.S. AGGREGATE BO OTHER 464287226 219 2073 SH OTR 2 0 2073 0 ISHARES SHORT-TERM CORPORATE B OTHER 464288646 119 2300 SH OTR 2 0 2300 0 ABBOTT LABS COMMON STOCK 002824100 15 200 SH OTR 0 200 0 ABBVIE INC COMMON STOCK 00287Y109 19 200 SH OTR 0 200 0 AMERICAN EXPRESS CO COMMON STOCK 025816109 32 300 SH OTR 0 300 0 AMGEN INC COMMON STOCK 031162100 31 150 SH OTR 0 150 0 ANALOG DEVICES INC COMMON STOCK 032654105 16 175 SH OTR 0 175 0 APPLE INC COMMON STOCK 037833100 24 105 SH OTR 0 105 0 AT&T INC COMMON STOCK 00206R102 10 300 SH OTR 0 300 0 BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 16 250 SH OTR 0 250 0 CHEVRON CORPORATION COMMON STOCK 166764100 23 190 SH OTR 0 190 0 CISCO SYSTEMS INC COMMON STOCK 17275R102 19 400 SH OTR 0 400 0 COLGATE PALMOLIVE CO COMMON STOCK 194162103 13 200 SH OTR 0 200 0 DANAHER CORP COMMON STOCK 235851102 11 101 SH OTR 0 101 0 DISNEY WALT CO NEW COMMON STOCK 254687106 23 200 SH OTR 0 200 0 DOMINION ENERGY INC COMMON STOCK 25746U109 14 200 SH OTR 0 200 0 DOWDUPONT INC COMMON STOCK 26078J100 13 200 SH OTR 0 200 0 EXXONMOBIL CORP COMMON STOCK 30231G102 19 220 SH OTR 0 220 0 GENERAL MLS INC COMMON STOCK 370334104 4 100 SH OTR 0 100 0 HOME DEPOT INC COMMON STOCK 437076102 21 100 SH OTR 0 100 0 INTEL CORP COMMON STOCK 458140100 19 400 SH OTR 0 400 0 INTL. BUSINESS MACHINES CORP COMMON STOCK 459200101 15 100 SH OTR 0 100 0 JOHNSON & JOHNSON COMMON STOCK 478160104 21 150 SH OTR 0 150 0 MARRIOTT INTERNATIONAL INC COMMON STOCK 571903202 6 48 SH OTR 0 48 0 MCDONALDS CORP COMMON STOCK 580135101 17 100 SH OTR 0 100 0 MICROSOFT CORP COMMON STOCK 594918104 46 400 SH OTR 0 400 0 ORACLE CORPORATION COMMON STOCK 68389X105 15 300 SH OTR 0 300 0 PEPSICO INC COMMON STOCK 713448108 17 150 SH OTR 0 150 0 PROCTER & GAMBLE CO COMMON STOCK 742718109 12 150 SH OTR 0 150 0 T ROWE PRICE GROUP INC COMMON STOCK 74144T108 27 250 SH OTR 0 250 0 TJX COS INC COMMON STOCK 872540109 22 200 SH OTR 0 200 0 VISA INC CL A COMMON STOCK 92826C839 11 70 SH OTR 0 70 0 WELLS FARGO & CO COMMON STOCK 949746101 32 600 SH OTR 0 600 0 ISHARES MSCI ALL COUNTRY ASIA OTHER 464288182 39 559 SH OTR 0 559 0 ISHARES MSCI EMERGING MKT ETF OTHER 464287234 58 1359 SH OTR 0 1359 0 ABBOTT LABS COMMON STOCK 002824100 10 143 SH SOLE 143 0 0 ABBVIE INC COMMON STOCK 00287Y109 7 75 SH SOLE 75 0 0 ADOBE SYS INC COMMON STOCK 00724F101 44 163 SH SOLE 163 0 0 AETNA INC COMMON STOCK 00817Y108 20 100 SH SOLE 100 0 0 ALPHABET INC CL A COMMON STOCK 02079K305 623 516 SH SOLE 516 0 0 ALPHABET INC CL C COMMON STOCK 02079K107 78 65 SH SOLE 65 0 0 ALTABA INC COMMON STOCK 021346101 7 100 SH SOLE 100 0 0 ALTRIA GROUP INC COMMON STOCK 02209S103 35 576 SH SOLE 576 0 0 AMAZON.COM INC COMMON STOCK 023135106 701 350 SH SOLE 350 0 0 AMERICAN AIRLINES GROUP INC COMMON STOCK 02376R102 61 1488 SH SOLE 1488 0 0 AMERICAN EXPRESS CO COMMON STOCK 025816109 32 300 SH SOLE 300 0 0 AMERICAN INTERNATIONAL GROUP COMMON STOCK 026874784 18 340 SH SOLE 340 0 0 AMGEN INC COMMON STOCK 031162100 239 1153 SH SOLE 1153 0 0 APPLE INC COMMON STOCK 037833100 1057 4682 SH SOLE 4682 0 0 AT&T INC COMMON STOCK 00206R102 19 561 SH SOLE 561 0 0 AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 63 415 SH SOLE 415 0 0 BANK OF AMERICA CORP COMMON STOCK 060505104 194 6600 SH SOLE 6600 0 0 BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100 10 190 SH SOLE 190 0 0 BERKSHIRE HATHAWAY INC-CL B COMMON STOCK 084670702 279 1301 SH SOLE 1301 0 0 BLACKROCK INC CL A COMMON STOCK 09247X101 93 198 SH SOLE 198 0 0 BOEING CO COMMON STOCK 097023105 19 50 SH SOLE 50 0 0 BOOKING HOLDINGS INC COMMON STOCK 09857L108 58 29 SH SOLE 29 0 0 BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 133 2149 SH SOLE 2149 0 0 CAPITAL ONE FINANCIAL CORP COMMON STOCK 14040H105 95 1000 SH SOLE 1000 0 0 CELGENE CORP COMMON STOCK 151020104 55 620 SH SOLE 620 0 0 CERNER CORP COMMON STOCK 156782104 21 324 SH SOLE 324 0 0 CHENIERE ENERGY INC COMMON STOCK 16411R208 19 280 SH SOLE 280 0 0 CHENIERE ENERGY PARTNERS LP COMMON STOCK 16411Q101 39 1000 SH SOLE 1000 0 0 CHEVRON CORPORATION COMMON STOCK 166764100 198 1623 SH SOLE 1623 0 0 CISCO SYSTEMS INC COMMON STOCK 17275R102 18 375 SH SOLE 375 0 0 CITIGROUP INC COMMON STOCK 172967424 72 1000 SH SOLE 1000 0 0 COCA COLA CO COMMON STOCK 191216100 126 2720 SH SOLE 2720 0 0 COLGATE PALMOLIVE CO COMMON STOCK 194162103 45 670 SH SOLE 670 0 0 CONOCOPHILLIPS COMMON STOCK 20825C104 69 895 SH SOLE 895 0 0 CONSTELLATION BRANDS INC COMMON STOCK 21036P108 185 859 SH SOLE 859 0 0 COSTCO WHOLESALE CORP COMMON STOCK 22160K105 168 717 SH SOLE 717 0 0 CUMMINS INC COMMON STOCK 231021106 23 160 SH SOLE 160 0 0 CVS HEALTH CORP COMMON STOCK 126650100 22 275 SH SOLE 275 0 0 DANAHER CORP COMMON STOCK 235851102 10 89 SH SOLE 89 0 0 DISNEY WALT CO NEW COMMON STOCK 254687106 244 2085 SH SOLE 2085 0 0 DOMINION ENERGY INC COMMON STOCK 25746U109 18 260 SH SOLE 260 0 0 DOWDUPONT INC COMMON STOCK 26078J100 30 474 SH SOLE 474 0 0 DUNKIN BRANDS GROUP INC COMMON STOCK 265504100 7 100 SH SOLE 100 0 0 ECOLAB INC COMMON STOCK 278865100 77 494 SH SOLE 494 0 0 EMERSON ELEC CO COMMON STOCK 291011104 15 200 SH SOLE 200 0 0 EOG RES INC COMMON STOCK 26875P101 64 499 SH SOLE 499 0 0 EXXONMOBIL CORP COMMON STOCK 30231G102 309 3639 SH SOLE 3639 0 0 FACEBOOK INC-A COMMON STOCK 30303M102 229 1392 SH SOLE 1392 0 0 FEDEX CORPORATION COMMON STOCK 31428X106 136 565 SH SOLE 565 0 0 FORTIVE CORP COMMON STOCK 34959J108 45 532 SH SOLE 532 0 0 GENERAL DYNAMICS CORP COMMON STOCK 369550108 49 238 SH SOLE 238 0 0 GENERAL ELECTRIC CORP COMMON STOCK 369604103 4 350 SH SOLE 350 0 0 GENERAL MLS INC COMMON STOCK 370334104 43 1002 SH SOLE 1002 0 0 GILEAD SCIENCES INC COMMON STOCK 375558103 87 1122 SH SOLE 1122 0 0 GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 114 507 SH SOLE 507 0 0 HOME DEPOT INC COMMON STOCK 437076102 278 1343 SH SOLE 1343 0 0 HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 210 1264 SH SOLE 1264 0 0 ILLINOIS TOOL WKS INC COMMON STOCK 452308109 38 269 SH SOLE 269 0 0 INTEL CORP COMMON STOCK 458140100 128 2705 SH SOLE 2705 0 0 INTERCONTINENTAL EXCHANGE GROU COMMON STOCK 45866F104 73 980 SH SOLE 980 0 0 INTERNATIONAL FLAVORS & FRAGRA COMMON STOCK 459506101 95 682 SH SOLE 682 0 0 INTERNATIONAL PAPER CO COMMON STOCK 460146103 14 290 SH SOLE 290 0 0 INTL. BUSINESS MACHINES CORP COMMON STOCK 459200101 121 803 SH SOLE 803 0 0 JACOBS ENGINEERING GROUP INC COMMON STOCK 469814107 10 125 SH SOLE 125 0 0 JOHNSON & JOHNSON COMMON STOCK 478160104 356 2576 SH SOLE 2576 0 0 JP MORGAN CHASE & CO COMMON STOCK 46625H100 426 3771 SH SOLE 3771 0 0 KIMBERLY CLARK CORP COMMON STOCK 494368103 6 50 SH SOLE 50 0 0 KINDER MORGAN INC COMMON STOCK 49456B101 1 50 SH SOLE 50 0 0 KRAFT HEINZ CO COMMON STOCK 500754106 11 200 SH SOLE 200 0 0 LOCKHEED MARTIN CORP COMMON STOCK 539830109 28 82 SH SOLE 82 0 0 LOWES COS INC COMMON STOCK 548661107 21 180 SH SOLE 180 0 0 MARRIOTT INTERNATIONAL INC COMMON STOCK 571903202 193 1458 SH SOLE 1458 0 0 MASCO CORP COMMON STOCK 574599106 71 1952 SH SOLE 1952 0 0 MASTERCARD INC CL A COMMON STOCK 57636Q104 61 273 SH SOLE 273 0 0 MCDONALDS CORP COMMON STOCK 580135101 71 425 SH SOLE 425 0 0 MERCK & CO INC COMMON STOCK 58933Y105 237 3341 SH SOLE 3341 0 0 MICROCHIP TECHNOLOGY INC COMMON STOCK 595017104 47 596 SH SOLE 596 0 0 MICROSOFT CORP COMMON STOCK 594918104 623 5450 SH SOLE 5450 0 0 MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 14 325 SH SOLE 325 0 0 MORGAN STANLEY COMMON STOCK 617446448 145 3104 SH SOLE 3104 0 0 NETFLIX INC COMMON STOCK 64110L106 502 1341 SH SOLE 1341 0 0 NEXTERA ENERGY INC COMMON STOCK 65339F101 125 748 SH SOLE 748 0 0 NIKE INC-CLASS B COMMON STOCK 654106103 51 605 SH SOLE 605 0 0 NVIDIA CORP COMMON STOCK 67066G104 51 180 SH SOLE 180 0 0 OCCIDENTAL PETE CORP COMMON STOCK 674599105 33 407 SH SOLE 407 0 0 ORACLE CORPORATION COMMON STOCK 68389X105 133 2586 SH SOLE 2586 0 0 PAYCHEX INC COMMON STOCK 704326107 56 756 SH SOLE 756 0 0 PAYPAL HOLDINGS INC COMMON STOCK 70450Y103 270 3073 SH SOLE 3073 0 0 PEPSICO INC COMMON STOCK 713448108 183 1641 SH SOLE 1641 0 0 PFIZER INC COMMON STOCK 717081103 183 4161 SH SOLE 4161 0 0 PHILLIPS 66 COMMON STOCK 718546104 186 1646 SH SOLE 1646 0 0 PRAXAIR INC COMMON STOCK 74005P104 13 80 SH SOLE 80 0 0 PROCTER & GAMBLE CO COMMON STOCK 742718109 136 1632 SH SOLE 1632 0 0 PRUDENTIAL FINL INC COMMON STOCK 744320102 35 350 SH SOLE 350 0 0 RAYTHEON COMPANY COMMON STOCK 755111507 27 132 SH SOLE 132 0 0 SALESFORCE.COM COMMON STOCK 79466L302 257 1616 SH SOLE 1616 0 0 SOUTHWEST AIRLINES CO COMMON STOCK 844741108 92 1469 SH SOLE 1469 0 0 STARBUCKS CORP COMMON STOCK 855244109 158 2775 SH SOLE 2775 0 0 STATE STREET CORP COMMON STOCK 857477103 35 423 SH SOLE 423 0 0 STRYKER CORPORATION COMMON STOCK 863667101 168 945 SH SOLE 945 0 0 T ROWE PRICE GROUP INC COMMON STOCK 74144T108 38 347 SH SOLE 347 0 0 TESLA INC COMMON STOCK 88160R101 35 133 SH SOLE 133 0 0 THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 58 236 SH SOLE 236 0 0 TJX COS INC COMMON STOCK 872540109 137 1219 SH SOLE 1219 0 0 UNDER ARMOUR INC CL C COMMON STOCK 904311206 13 679 SH SOLE 679 0 0 UNDER ARMOUR INC-CLASS A COMMON STOCK 904311107 14 675 SH SOLE 675 0 0 UNION PAC CORP COMMON STOCK 907818108 146 896 SH SOLE 896 0 0 UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 20 175 SH SOLE 175 0 0 UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 111 795 SH SOLE 795 0 0 UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 319 1200 SH SOLE 1200 0 0 US BANCORP NEW COMMON STOCK 902973304 144 2726 SH SOLE 2726 0 0 VALERO ENERGY CORP COMMON STOCK 91913Y100 100 882 SH SOLE 882 0 0 VERIZON COMMUNICATIONS COMMON STOCK 92343V104 116 2179 SH SOLE 2179 0 0 VISA INC CL A COMMON STOCK 92826C839 469 3124 SH SOLE 3124 0 0 VULCAN MATERIALS CO COMMON STOCK 929160109 81 728 SH SOLE 728 0 0 WALMART INC COMMON STOCK 931142103 83 888 SH SOLE 888 0 0 WELLS FARGO & CO COMMON STOCK 949746101 86 1645 SH SOLE 1645 0 0 WILLIAMS COS INC COMMON STOCK 969457100 11 422 SH SOLE 422 0 0 ZIMMER BIOMET HOLDINGS INC COMMON STOCK 98956P102 10 75 SH SOLE 75 0 0 3M CO COMMON STOCK 88579Y101 132 625 SH SOLE 625 0 0 ALIBABA GROUP HOLDING LTD SPON COMMON STOCK 01609W102 8 50 SH SOLE 50 0 0 DIGITAL REALTY TRUST INC REIT COMMON STOCK 253868103 46 406 SH SOLE 406 0 0 ARROW FINANCIAL CORPORATION COMMON STOCK 042744102 1073 29012 SH SOLE 29012 0 0 ALLERGAN PLC COMMON STOCK G0177J108 29 150 SH SOLE 150 0 0 CANADIAN NATIONAL RAILWAY CO COMMON STOCK 136375102 18 200 SH SOLE 200 0 0 CHECK POINT SOFTWARE TECH LTD COMMON STOCK M22465104 21 261 SH SOLE 261 0 0 MEDTRONIC PLC COMMON STOCK G5960L103 12 122 SH SOLE 122 0 0 SCHLUMBERGER LTD COMMON STOCK 806857108 63 1034 SH SOLE 1034 0 0 CONSUMER DISCRETIONARY SELT OTHER 81369Y407 82 700 SH SOLE 700 0 0 CONSUMER STAPLES SELECT SECTOR OTHER 81369Y308 23 435 SH SOLE 435 0 0 ENERGY SELECT SECTOR SPDR OTHER 81369Y506 24 320 SH SOLE 320 0 0 HEALTH CARE SELECT SECTOR SPDR OTHER 81369Y209 75 790 SH SOLE 790 0 0 INDUSTRIAL SELECT SECTOR SPDR OTHER 81369Y704 52 665 SH SOLE 665 0 0 ISHARES CORE S&P 500 ETF OTHER 464287200 171 585 SH SOLE 585 0 0 ISHARES INTERNATIONAL SELECT OTHER 464288448 5 145 SH SOLE 145 0 0 ISHARES MSCI ALL COUNTRY ASIA OTHER 464288182 745 10555 SH SOLE 10555 0 0 ISHARES MSCI EAFE ETF OTHER 464287465 27 400 SH SOLE 400 0 0 ISHARES MSCI EMERGING MKT ETF OTHER 464287234 1462 34066 SH SOLE 34066 0 0 ISHARES RUSSELL MIDCAP ETF OTHER 464287499 130 591 SH SOLE 591 0 0 ISHARES S&P SMALLCAP 600 OTHER 464287804 585 6704 SH SOLE 6704 0 0 ISHARES S&P 400 MIDCAP INDEX F OTHER 464287507 35 173 SH SOLE 173 0 0 ISHARES S&P 500 GROWTH ETF OTHER 464287309 18 100 SH SOLE 100 0 0 ISHARES S&P 500 VALUE ETF OTHER 464287408 60 520 SH SOLE 520 0 0 MATERIALS SELECT SPDR FUND OTHER 81369Y100 70 1209 SH SOLE 1209 0 0 REAL ESTATE SELECT SECT SPDR OTHER 81369Y860 5 144 SH SOLE 144 0 0 SPDR S&P TELECOM ETF OTHER 78464A540 34 441 SH SOLE 441 0 0 TECHNOLOGY SELECT SECT SPDR OTHER 81369Y803 135 1795 SH SOLE 1795 0 0 UTILITIES SELECT SECTOR SPDR OTHER 81369Y886 42 800 SH SOLE 800 0 0 ISHARES BARCLAYS 1-3 YEAR TR E OTHER 464287457 12 142 SH SOLE 142 0 0 ISHARES CORE U.S. AGGREGATE BO OTHER 464287226 159 1507 SH SOLE 1507 0 0 ISHARES SHORT-TERM CORPORATE B OTHER 464288646 12 228 SH SOLE 228 0 0 ISHARES NEW YORK MUNI BOND ETF OTHER 464288323 883 16249 SH SOLE 16249 0 0 ABBOTT LABS COMMON STOCK 002824100 1082 14750 SH DFND 3 14750 0 0 ACTIVISION BLIZZARD INC COMMON STOCK 00507V109 1497 18000 SH DFND 3 18000 0 0 ALEXION PHARMACEUTICALS INC COMMON STOCK 015351109 278 2000 SH DFND 3 2000 0 0 ALPHABET INC CL A COMMON STOCK 02079K305 4828 4000 SH DFND 3 4000 0 0 ALPHABET INC CL C COMMON STOCK 02079K107 1 1 SH DFND 3 1 0 0 AMAZON.COM INC COMMON STOCK 023135106 10285 5135 SH DFND 3 5135 0 0 AMERISOURCEBERGEN CORP COMMON STOCK 03073E105 1844 20000 SH DFND 3 20000 0 0 AMGEN INC COMMON STOCK 031162100 2591 12500 SH DFND 3 12500 0 0 ANADARKO PETROLEUM CORPORATION COMMON STOCK 032511107 809 12000 SH DFND 3 12000 0 0 APPLE INC COMMON STOCK 037833100 7382 32700 SH DFND 3 32700 0 0 BANK OF AMERICA CORP COMMON STOCK 060505104 2957 100385 SH DFND 3 100385 0 0 BB&T CORPORATION COMMON STOCK 054937107 1214 25000 SH DFND 3 25000 0 0 BERKSHIRE HATHAWAY INC-CL B COMMON STOCK 084670702 2189 10225 SH DFND 3 10225 0 0 BIOGEN INC COMMON STOCK 09062X103 353 1000 SH DFND 3 1000 0 0 BLACKROCK INC CL A COMMON STOCK 09247X101 1683 3570 SH DFND 3 3570 0 0 BOEING CO COMMON STOCK 097023105 744 2000 SH DFND 3 2000 0 0 CAPITAL ONE FINANCIAL CORP COMMON STOCK 14040H105 1899 20000 SH DFND 3 20000 0 0 CATERPILLAR INC COMMON STOCK 149123101 701 4600 SH DFND 3 4600 0 0 CELGENE CORP COMMON STOCK 151020104 984 11000 SH DFND 3 11000 0 0 CHARLES SCHWAB CORP COMMON STOCK 808513105 836 17000 SH DFND 3 17000 0 0 CHEVRON CORPORATION COMMON STOCK 166764100 1529 12500 SH DFND 3 12500 0 0 COSTCO WHOLESALE CORP COMMON STOCK 22160K105 1198 5100 SH DFND 3 5100 0 0 CUMMINS INC COMMON STOCK 231021106 781 5350 SH DFND 3 5350 0 0 CVS HEALTH CORP COMMON STOCK 126650100 1260 16000 SH DFND 3 16000 0 0 DANAHER CORP COMMON STOCK 235851102 543 5000 SH DFND 3 5000 0 0 DOMINOS PIZZA INC COMMON STOCK 25754A201 4422 15000 SH DFND 3 15000 0 0 ECOLAB INC COMMON STOCK 278865100 611 3900 SH DFND 3 3900 0 0 EXXONMOBIL CORP COMMON STOCK 30231G102 1190 14000 SH DFND 3 14000 0 0 FACEBOOK INC-A COMMON STOCK 30303M102 5032 30600 SH DFND 3 30600 0 0 FEDEX CORPORATION COMMON STOCK 31428X106 2167 9000 SH DFND 3 9000 0 0 GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 2063 9200 SH DFND 3 9200 0 0 GRUBHUB INC COMMON STOCK 400110102 4159 30000 SH DFND 3 30000 0 0 HOME DEPOT INC COMMON STOCK 437076102 1823 8800 SH DFND 3 8800 0 0 HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 1664 10000 SH DFND 3 10000 0 0 HUNT JB TRANSPORT SERVICES INC COMMON STOCK 445658107 476 4000 SH DFND 3 4000 0 0 INTERCONTINENTAL EXCHANGE GROU COMMON STOCK 45866F104 1771 23650 SH DFND 3 23650 0 0 INTERNATIONAL FLAVORS & FRAGRA COMMON STOCK 459506101 417 3000 SH DFND 3 3000 0 0 JOHNSON & JOHNSON COMMON STOCK 478160104 2556 18500 SH DFND 3 18500 0 0 JP MORGAN CHASE & CO COMMON STOCK 46625H100 2787 24700 SH DFND 3 24700 0 0 MARATHON OIL CORP COMMON STOCK 565849106 233 10000 SH DFND 3 10000 0 0 MASCO CORP COMMON STOCK 574599106 2013 55000 SH DFND 3 55000 0 0 MERCK & CO INC COMMON STOCK 58933Y105 1979 27900 SH DFND 3 27900 0 0 MICROSOFT CORP COMMON STOCK 594918104 4323 37800 SH DFND 3 37800 0 0 MONSTER BEVERAGE CORP COMMON STOCK 61174X109 1982 34000 SH DFND 3 34000 0 0 MORGAN STANLEY COMMON STOCK 617446448 2561 55000 SH DFND 3 55000 0 0 NETFLIX INC COMMON STOCK 64110L106 4864 13000 SH DFND 3 13000 0 0 NIKE INC-CLASS B COMMON STOCK 654106103 1135 13400 SH DFND 3 13400 0 0 NVIDIA CORP COMMON STOCK 67066G104 1405 5000 SH DFND 3 5000 0 0 PEPSICO INC COMMON STOCK 713448108 1588 14200 SH DFND 3 14200 0 0 PFIZER INC COMMON STOCK 717081103 2292 52000 SH DFND 3 52000 0 0 PHILLIPS 66 COMMON STOCK 718546104 2029 18000 SH DFND 3 18000 0 0 PRAXAIR INC COMMON STOCK 74005P104 530 3300 SH DFND 3 3300 0 0 PROCTER & GAMBLE CO COMMON STOCK 742718109 1290 15500 SH DFND 3 15500 0 0 RAYTHEON COMPANY COMMON STOCK 755111507 496 2400 SH DFND 3 2400 0 0 SALESFORCE.COM COMMON STOCK 79466L302 3292 20700 SH DFND 3 20700 0 0 SHERWIN WILLIAMS CO COMMON STOCK 824348106 1821 4000 SH DFND 3 4000 0 0 SOUTHWEST AIRLINES CO COMMON STOCK 844741108 1874 30000 SH DFND 3 30000 0 0 STRYKER CORPORATION COMMON STOCK 863667101 1954 11000 SH DFND 3 11000 0 0 T-MOBILE US INC COMMON STOCK 872590104 175 2500 SH DFND 3 2500 0 0 THE CHEMOURS COMPANY COMMON STOCK 163851108 59 1500 SH DFND 3 1500 0 0 THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 1220 5000 SH DFND 3 5000 0 0 TJX COS INC COMMON STOCK 872540109 846 7550 SH DFND 3 7550 0 0 TWITTER INC COMMON STOCK 90184L102 854 30000 SH DFND 3 30000 0 0 UNDER ARMOUR INC CL C COMMON STOCK 904311206 0 1 SH DFND 3 1 0 0 UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 1051 9000 SH DFND 3 9000 0 0 UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 1091 7800 SH DFND 3 7800 0 0 UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 3326 12500 SH DFND 3 12500 0 0 US BANCORP NEW COMMON STOCK 902973304 782 14800 SH DFND 3 14800 0 0 VALERO ENERGY CORP COMMON STOCK 91913Y100 239 2100 SH DFND 3 2100 0 0 VERIZON COMMUNICATIONS COMMON STOCK 92343V104 801 15000 SH DFND 3 15000 0 0 VISA INC CL A COMMON STOCK 92826C839 7685 51200 SH DFND 3 51200 0 0 VULCAN MATERIALS CO COMMON STOCK 929160109 790 7100 SH DFND 3 7100 0 0 WALMART INC COMMON STOCK 931142103 2282 24300 SH DFND 3 24300 0 0 ZOETIS INC COMMON STOCK 98978V103 320 3500 SH DFND 3 3500 0 0 MEDTRONIC PLC COMMON STOCK G5960L103 541 5500 SH DFND 3 5500 0 0