0000717538-14-000081.txt : 20140730
0000717538-14-000081.hdr.sgml : 20140730
20140730081612
ACCESSION NUMBER: 0000717538-14-000081
CONFORMED SUBMISSION TYPE: 13F-HR
PUBLIC DOCUMENT COUNT: 2
CONFORMED PERIOD OF REPORT: 20140630
FILED AS OF DATE: 20140730
DATE AS OF CHANGE: 20140730
EFFECTIVENESS DATE: 20140730
FILER:
COMPANY DATA:
COMPANY CONFORMED NAME: ARROW FINANCIAL CORP
CENTRAL INDEX KEY: 0000717538
STANDARD INDUSTRIAL CLASSIFICATION: NATIONAL COMMERCIAL BANKS [6021]
IRS NUMBER: 222448962
STATE OF INCORPORATION: NY
FISCAL YEAR END: 1231
FILING VALUES:
FORM TYPE: 13F-HR
SEC ACT: 1934 Act
SEC FILE NUMBER: 028-12533
FILM NUMBER: 141001306
BUSINESS ADDRESS:
STREET 1: 250 GLEN ST
CITY: GLENS FALLS
STATE: NY
ZIP: 12801
BUSINESS PHONE: 5184154299
MAIL ADDRESS:
STREET 1: 250 GLEN STREET
CITY: GLENS FALLS
STATE: NY
ZIP: 12801
FORMER COMPANY:
FORMER CONFORMED NAME: ARROW BANK CORP
DATE OF NAME CHANGE: 19900710
13F-HR
1
primary_doc.xml
13F-HR
LIVE
false
false
false
0000717538
XXXXXXXX
06-30-2014
06-30-2014
ARROW FINANCIAL CORP
250 GLEN STREET
GLENS FALLS
NY
12801
13F HOLDINGS REPORT
028-12533
N
Terry R Goodemote
EVP & CFO
518-415-4512
Terry R Goodemote
Glens Falls
NY
07-23-2014
2
789
369955
false
2
0000902882
GLENS FALLS NATIONAL BANK & TRUST CO /NY
3
0001401342
North Country Investment Advisers, Inc.
INFORMATION TABLE
2
form13fjun2014tableinforma.xml
INFORMATION TABLE
AFLAC INC
COMMON STOCK
001055102
564
9065
SH
DFND
2
9065
0
0
ABBOTT LABS
COMMON STOCK
002824100
624
15257
SH
DFND
2
15257
0
0
ABBOTT LABS
COMMON STOCK
002824100
109
2675
SH
OTR
2
0
2675
0
AFFILIATED MANAGERS GROUP INC
COMMON STOCK
008252108
82
400
SH
DFND
2
400
0
0
AIR PRODUCTS & CHEMICALS INC
COMMON STOCK
009158106
27
210
SH
DFND
2
210
0
0
AIR PRODUCTS & CHEMICALS INC
COMMON STOCK
009158106
87
675
SH
OTR
2
0
675
0
ALCOA INC
COMMON STOCK
013817101
3
200
SH
DFND
2
200
0
0
ALLIANT CORP
COMMON STOCK
018802108
293
4815
SH
DFND
2
4815
0
0
ALLIANT CORP
COMMON STOCK
018802108
37
600
SH
OTR
2
0
600
0
ALLSTATE CORP
COMMON STOCK
020002101
6
100
SH
OTR
2
0
100
0
ALTERA CORP
COMMON STOCK
021441100
189
5450
SH
DFND
2
5450
0
0
ALTERA CORP
COMMON STOCK
021441100
23
650
SH
OTR
2
0
650
0
AMAZON.COM INC
COMMON STOCK
023135106
1198
3689
SH
DFND
2
3689
0
0
AMAZON.COM INC
COMMON STOCK
023135106
73
225
SH
OTR
2
0
225
0
AMERICAN ELEC PWR INC
COMMON STOCK
025537101
52
930
SH
DFND
2
930
0
0
AMERICAN EXPRESS CO
COMMON STOCK
025816109
2471
26051
SH
DFND
2
26051
0
0
AMERICAN EXPRESS CO
COMMON STOCK
025816109
423
4455
SH
OTR
2
0
4455
0
AMERICAN INTERNATIONAL GROUP
COMMON STOCK
026874784
276
5050
SH
DFND
2
5050
0
0
AMGEN INC
COMMON STOCK
031162100
571
4823
SH
DFND
2
4823
0
0
AMGEN INC
COMMON STOCK
031162100
30
250
SH
OTR
2
0
250
0
ANADARKO PETROLEUM CORPORATION
COMMON STOCK
032511107
345
3155
SH
DFND
2
3155
0
0
ANALOG DEVICES INC
COMMON STOCK
032654105
639
11815
SH
DFND
2
11815
0
0
ANNALY CAPITAL MANAGEMENT REIT
COMMON STOCK
035710409
12
1024
SH
DFND
2
1024
0
0
APACHE CORP
COMMON STOCK
037411105
424
4210
SH
DFND
2
4210
0
0
APACHE CORP
COMMON STOCK
037411105
25
250
SH
OTR
2
0
250
0
APOLLO GLOBAL MANAGEMENT LLC
COMMON STOCK
037612306
287
10339
SH
DFND
2
10339
0
0
APPLE INC
COMMON STOCK
037833100
4675
50304
SH
DFND
2
50304
0
0
APPLE INC
COMMON STOCK
037833100
504
5425
SH
OTR
2
0
5425
0
APPLIED MATERIALS INC
COMMON STOCK
038222105
309
13695
SH
DFND
2
13695
0
0
ARCHER DANIELS MIDLAND CO
COMMON STOCK
039483102
7
170
SH
DFND
2
170
0
0
ARROW FINANCIAL CORPORATION
COMMON STOCK
042744102
33687
1298662
SH
DFND
2
1298662
0
0
ARROW FINANCIAL CORPORATION
COMMON STOCK
042744102
542
20911
SH
OTR
2
0
20911
0
AUTOMATIC DATA PROCESSING INC
COMMON STOCK
053015103
192
2420
SH
DFND
2
2420
0
0
AUTOMATIC DATA PROCESSING INC
COMMON STOCK
053015103
510
6435
SH
OTR
2
0
6435
0
AVALONBAY COMMUNITIES INC REIT
COMMON STOCK
053484101
4
30
SH
DFND
2
30
0
0
BP PLC SPONS ADR
COMMON STOCK
055622104
121
2300
SH
DFND
2
2300
0
0
BADGER METER INC
COMMON STOCK
056525108
32
600
SH
DFND
2
600
0
0
BANK OF AMERICA CORP
COMMON STOCK
060505104
398
25865
SH
DFND
2
25865
0
0
BANK OF AMERICA CORP
COMMON STOCK
060505104
37
2389
SH
OTR
2
0
2389
0
BANK OF NEW YORK MELLON CORP
COMMON STOCK
064058100
584
15581
SH
DFND
2
15581
0
0
BANK OF NEW YORK MELLON CORP
COMMON STOCK
064058100
137
3661
SH
OTR
2
0
3661
0
BARRICK GOLD CORP
COMMON STOCK
067901108
4
230
SH
DFND
2
230
0
0
BAXTER INTL INC
COMMON STOCK
071813109
149
2055
SH
DFND
2
2055
0
0
BAXTER INTL INC
COMMON STOCK
071813109
193
2663
SH
OTR
2
0
2663
0
BED BATH & BEYOND INC
COMMON STOCK
075896100
4
75
SH
DFND
2
75
0
0
BERKSHIRE HATHAWAY INC-CL B
COMMON STOCK
084670702
2088
16501
SH
DFND
2
16501
0
0
BERKSHIRE HATHAWAY INC-CL B
COMMON STOCK
084670702
238
1880
SH
OTR
2
0
1880
0
BOEING CO
COMMON STOCK
097023105
571
4490
SH
DFND
2
4490
0
0
BOSTON SCIENTIFIC CORP
COMMON STOCK
101137107
3
265
SH
DFND
2
265
0
0
BRISTOL MYERS SQUIBB CO
COMMON STOCK
110122108
1492
30757
SH
DFND
2
30757
0
0
BRISTOL MYERS SQUIBB CO
COMMON STOCK
110122108
176
3625
SH
OTR
2
0
3625
0
BROADCOM CORP
COMMON STOCK
111320107
40
1087
SH
DFND
2
1087
0
0
BUCKEYE PARTNERS LP
COMMON STOCK
118230101
12
145
SH
DFND
2
145
0
0
BUCKEYE PARTNERS LP
COMMON STOCK
118230101
42
500
SH
OTR
2
0
500
0
BUFFALO WILD WINGS INC
COMMON STOCK
119848109
25
150
SH
DFND
2
150
0
0
CBS CORPORATION CLASS B
COMMON STOCK
124857202
533
8580
SH
DFND
2
8580
0
0
CBS CORPORATION CLASS B
COMMON STOCK
124857202
94
1515
SH
OTR
2
0
1515
0
CVS CAREMARK CORP
COMMON STOCK
126650100
1004
13321
SH
DFND
2
13321
0
0
CVS CAREMARK CORP
COMMON STOCK
126650100
107
1415
SH
OTR
2
0
1415
0
CANADIAN NATIONAL RAILWAY CO
COMMON STOCK
136375102
4
65
SH
DFND
2
65
0
0
CARNIVAL CORP
COMMON STOCK
143658300
45
1200
SH
DFND
2
1200
0
0
CATERPILLAR INC
COMMON STOCK
149123101
1058
9740
SH
DFND
2
9740
0
0
CATERPILLAR INC
COMMON STOCK
149123101
176
1620
SH
OTR
2
0
1620
0
CELGENE CORP
COMMON STOCK
151020104
1124
13092
SH
DFND
2
13092
0
0
CELGENE CORP
COMMON STOCK
151020104
112
1300
SH
OTR
2
0
1300
0
CENTURYLINK INC
COMMON STOCK
156700106
54
1480
SH
DFND
2
1480
0
0
CERNER CORP
COMMON STOCK
156782104
434
8411
SH
DFND
2
8411
0
0
CERNER CORP
COMMON STOCK
156782104
26
500
SH
OTR
2
0
500
0
CHEESECAKE FACTORY INC
COMMON STOCK
163072101
671
14464
SH
DFND
2
14464
0
0
CHEESECAKE FACTORY INC
COMMON STOCK
163072101
5
100
SH
OTR
2
0
100
0
CHEMUNG FINL CRP
COMMON STOCK
164024101
12
400
SH
DFND
2
400
0
0
CHEVRON CORPORATION
COMMON STOCK
166764100
3417
26172
SH
DFND
2
26172
0
0
CHEVRON CORPORATION
COMMON STOCK
166764100
871
6675
SH
OTR
2
0
6675
0
CHIPOTLE MEXICAN GRILL INC
COMMON STOCK
169656105
59
100
SH
DFND
2
100
0
0
CHUBB CORP
COMMON STOCK
171232101
304
3294
SH
DFND
2
3294
0
0
CHUBB CORP
COMMON STOCK
171232101
37
400
SH
OTR
2
0
400
0
CIENA CORP
COMMON STOCK
171779309
5
225
SH
DFND
2
225
0
0
CITIGROUP INC
COMMON STOCK
172967424
862
18294
SH
DFND
2
18294
0
0
CITIGROUP INC
COMMON STOCK
172967424
35
736
SH
OTR
2
0
736
0
CITRIX SYSTEMS INC
COMMON STOCK
177376100
213
3405
SH
DFND
2
3405
0
0
CITRIX SYSTEMS INC
COMMON STOCK
177376100
20
325
SH
OTR
2
0
325
0
CLOROX COMPANY
COMMON STOCK
189054109
23
250
SH
DFND
2
250
0
0
CLOROX COMPANY
COMMON STOCK
189054109
46
500
SH
OTR
2
0
500
0
COACH INC
COMMON STOCK
189754104
2
50
SH
DFND
2
50
0
0
COCA COLA CO
COMMON STOCK
191216100
1490
35171
SH
DFND
2
35171
0
0
COCA COLA CO
COMMON STOCK
191216100
56
1320
SH
OTR
2
0
1320
0
COGNIZANT TECHNOLOGY SOLUTIONS
COMMON STOCK
192446102
295
6025
SH
DFND
2
6025
0
0
COGNIZANT TECHNOLOGY SOLUTIONS
COMMON STOCK
192446102
46
950
SH
OTR
2
0
950
0
COLGATE PALMOLIVE CO
COMMON STOCK
194162103
1649
24180
SH
DFND
2
24180
0
0
COLGATE PALMOLIVE CO
COMMON STOCK
194162103
546
8010
SH
OTR
2
0
8010
0
COMMUNITY BANK SYSTEM INC
COMMON STOCK
203607106
235
6484
SH
DFND
2
6484
0
0
CONNECTICUT WATER SVC INC
COMMON STOCK
207797101
7
200
SH
DFND
2
200
0
0
CONSOLIDATED EDISON INC
COMMON STOCK
209115104
64
1114
SH
DFND
2
1114
0
0
CORNING INC
COMMON STOCK
219350105
102
4625
SH
DFND
2
4625
0
0
CORNING INC
COMMON STOCK
219350105
22
1000
SH
OTR
2
0
1000
0
DTE ENERGY CO
COMMON STOCK
233331107
235
3024
SH
DFND
2
3024
0
0
DTE ENERGY CO
COMMON STOCK
233331107
38
485
SH
OTR
2
0
485
0
DANAHER CORP
COMMON STOCK
235851102
1410
17906
SH
DFND
2
17906
0
0
DANAHER CORP
COMMON STOCK
235851102
309
3920
SH
OTR
2
0
3920
0
DEERE & CO
COMMON STOCK
244199105
454
5010
SH
DFND
2
5010
0
0
DEERE & CO
COMMON STOCK
244199105
45
500
SH
OTR
2
0
500
0
DISNEY WALT CO NEW
COMMON STOCK
254687106
2041
23799
SH
DFND
2
23799
0
0
DISNEY WALT CO NEW
COMMON STOCK
254687106
711
8287
SH
OTR
2
0
8287
0
DOLLAR TREE INC
COMMON STOCK
256746108
546
10030
SH
DFND
2
10030
0
0
DOW CHEMICAL COMPANY
COMMON STOCK
260543103
668
12989
SH
DFND
2
12989
0
0
DOW CHEMICAL COMPANY
COMMON STOCK
260543103
46
890
SH
OTR
2
0
890
0
DU PONT E I DE NEMOURS & CO
COMMON STOCK
263534109
854
13044
SH
DFND
2
13044
0
0
DU PONT E I DE NEMOURS & CO
COMMON STOCK
263534109
197
3015
SH
OTR
2
0
3015
0
DUNKIN BRANDS GROUP INC
COMMON STOCK
265504100
23
500
SH
OTR
2
0
500
0
EMC CORP MASS
COMMON STOCK
268648102
435
16515
SH
DFND
2
16515
0
0
EMC CORP MASS
COMMON STOCK
268648102
46
1750
SH
OTR
2
0
1750
0
EBAY INC
COMMON STOCK
278642103
1004
20065
SH
DFND
2
20065
0
0
EBAY INC
COMMON STOCK
278642103
3
50
SH
OTR
2
0
50
0
ECOLAB INC
COMMON STOCK
278865100
518
4650
SH
DFND
2
4650
0
0
ECOLAB INC
COMMON STOCK
278865100
184
1650
SH
OTR
2
0
1650
0
EDISON INTERNATIONAL
COMMON STOCK
281020107
9
150
SH
DFND
2
150
0
0
EMERSON ELEC CO
COMMON STOCK
291011104
580
8733
SH
DFND
2
8733
0
0
EMERSON ELEC CO
COMMON STOCK
291011104
362
5450
SH
OTR
2
0
5450
0
ENTERPRISE PRODS PARTNERS LP
COMMON STOCK
293792107
12
150
SH
DFND
2
150
0
0
F5 NETWORKS INC
COMMON STOCK
315616102
46
415
SH
DFND
2
415
0
0
FISERV INC
COMMON STOCK
337738108
181
3000
SH
DFND
2
3000
0
0
FISERV INC
COMMON STOCK
337738108
12
200
SH
OTR
2
0
200
0
FIRSTENERGY CORP
COMMON STOCK
337932107
3
95
SH
DFND
2
95
0
0
FORD MOTOR CO DEL
COMMON STOCK
345370860
1173
68054
SH
DFND
2
68054
0
0
FORD MOTOR CO DEL
COMMON STOCK
345370860
90
5200
SH
OTR
2
0
5200
0
FRANKLIN RESOURCES INC
COMMON STOCK
354613101
1167
20171
SH
DFND
2
20171
0
0
GANNETT INC
COMMON STOCK
364730101
3
100
SH
DFND
2
100
0
0
GAP INC
COMMON STOCK
364760108
6
150
SH
DFND
2
150
0
0
GENERAL DYNAMICS CORP
COMMON STOCK
369550108
290
2490
SH
DFND
2
2490
0
0
GENERAL DYNAMICS CORP
COMMON STOCK
369550108
30
255
SH
OTR
2
0
255
0
GENERAL ELECTRIC CORP
COMMON STOCK
369604103
3659
139244
SH
DFND
2
139244
0
0
GENERAL ELECTRIC CORP
COMMON STOCK
369604103
1164
44282
SH
OTR
2
0
44282
0
GENERAL MLS INC
COMMON STOCK
370334104
1176
22375
SH
DFND
2
22375
0
0
GENERAL MLS INC
COMMON STOCK
370334104
85
1625
SH
OTR
2
0
1625
0
GENUINE PARTS CO
COMMON STOCK
372460105
9
100
SH
DFND
2
100
0
0
GILEAD SCIENCES INC
COMMON STOCK
375558103
1172
14140
SH
DFND
2
14140
0
0
GILEAD SCIENCES INC
COMMON STOCK
375558103
88
1065
SH
OTR
2
0
1065
0
GRUMA S.A.B. DE C.V. ADR
COMMON STOCK
400131306
62
1300
SH
DFND
2
1300
0
0
HALLIBURTON CO
COMMON STOCK
406216101
857
12065
SH
DFND
2
12065
0
0
HALLIBURTON CO
COMMON STOCK
406216101
103
1450
SH
OTR
2
0
1450
0
HARLEY DAVIDSON INC
COMMON STOCK
412822108
89
1280
SH
OTR
2
0
1280
0
HARTFORD FINL SVCS GROUP INC
COMMON STOCK
416515104
5
150
SH
DFND
2
150
0
0
HELMERICH & PAYNE INC
COMMON STOCK
423452101
387
3330
SH
DFND
2
3330
0
0
THE HERSHEY COMPANY
COMMON STOCK
427866108
712
7315
SH
DFND
2
7315
0
0
THE HERSHEY COMPANY
COMMON STOCK
427866108
24
250
SH
OTR
2
0
250
0
HEWLETT PACKARD CO
COMMON STOCK
428236103
29
850
SH
DFND
2
850
0
0
HEWLETT PACKARD CO
COMMON STOCK
428236103
319
9475
SH
OTR
2
0
9475
0
HEXCEL CORP
COMMON STOCK
428291108
32
775
SH
DFND
2
775
0
0
HOME DEPOT INC
COMMON STOCK
437076102
1556
19223
SH
DFND
2
19223
0
0
HOME DEPOT INC
COMMON STOCK
437076102
168
2080
SH
OTR
2
0
2080
0
HONEYWELL INTERNATIONAL INC
COMMON STOCK
438516106
1187
12775
SH
DFND
2
12775
0
0
HONEYWELL INTERNATIONAL INC
COMMON STOCK
438516106
156
1675
SH
OTR
2
0
1675
0
HOSPIRA INC
COMMON STOCK
441060100
13
260
SH
DFND
2
260
0
0
ILLINOIS TOOL WKS INC
COMMON STOCK
452308109
61
695
SH
DFND
2
695
0
0
INTEL CORP
COMMON STOCK
458140100
2581
83521
SH
DFND
2
83521
0
0
INTEL CORP
COMMON STOCK
458140100
319
10335
SH
OTR
2
0
10335
0
INTL. BUSINESS MACHINES CORP
COMMON STOCK
459200101
3665
20220
SH
DFND
2
20220
0
0
INTL. BUSINESS MACHINES CORP
COMMON STOCK
459200101
1783
9836
SH
OTR
2
0
9836
0
INTERNATIONAL FLAVORS & FRAGRA
COMMON STOCK
459506101
500
4794
SH
DFND
2
4794
0
0
INTERNATIONAL PAPER CO
COMMON STOCK
460146103
433
8575
SH
DFND
2
8575
0
0
INTERNATIONAL PAPER CO
COMMON STOCK
460146103
50
1000
SH
OTR
2
0
1000
0
ISHARES GOLD TRUST
OTHER
464285105
1
100
SH
DFND
2
100
0
0
ISHARES BARCLAYS TIPS BOND ETF
OTHER
464287176
6
56
SH
DFND
2
56
0
0
ISHARES CORE U.S. AGGREGATE BO
OTHER
464287226
678
6200
SH
DFND
2
6200
0
0
ISHARES BARCLAYS 1-3 YEAR TR E
OTHER
464287457
51
600
SH
DFND
2
600
0
0
ISHARES S&P 400 MIDCAP INDEX F
OTHER
464287507
3755
26244
SH
DFND
2
26244
0
0
ISHARES RUSSELL 2000 ETF
OTHER
464287655
45
375
SH
DFND
2
375
0
0
ISHARES S&P SMALLCAP 600
OTHER
464287804
1691
15087
SH
DFND
2
15087
0
0
ISHARES S&P NY AMT-FREE MUNI E
OTHER
464288323
340
3090
SH
DFND
2
3090
0
0
ISHARES BARCLAYS 1-3 YEAR CR E
OTHER
464288646
164
1550
SH
DFND
2
1550
0
0
ISHARES S&P PREF STK ETF
OTHER
464288687
1428
35778
SH
DFND
2
35778
0
0
ISHARES S&P PREF STK ETF
OTHER
464288687
112
2800
SH
OTR
2
0
2800
0
ISHARES DJ US REGIONAL BANKS E
OTHER
464288778
25
735
SH
DFND
2
735
0
0
ISHARES MSCI EAFE VALUE ETF
OTHER
464288877
48
825
SH
DFND
2
825
0
0
JABIL CIRCUIT INC
COMMON STOCK
466313103
73
3500
SH
DFND
2
3500
0
0
JACOBS ENGINEERING GROUP INC
COMMON STOCK
469814107
307
5768
SH
DFND
2
5768
0
0
JACOBS ENGINEERING GROUP INC
COMMON STOCK
469814107
44
823
SH
OTR
2
0
823
0
JOHNSON & JOHNSON
COMMON STOCK
478160104
3411
32600
SH
DFND
2
32600
0
0
JOHNSON & JOHNSON
COMMON STOCK
478160104
2196
20990
SH
OTR
2
0
20990
0
JOHNSON CONTROLS INC
COMMON STOCK
478366107
90
1800
SH
DFND
2
1800
0
0
JOHNSON CONTROLS INC
COMMON STOCK
478366107
5
100
SH
OTR
2
0
100
0
KELLOGG CO
COMMON STOCK
487836108
80
1225
SH
DFND
2
1225
0
0
KELLOGG CO
COMMON STOCK
487836108
168
2555
SH
OTR
2
0
2555
0
KEYCORP
COMMON STOCK
493267108
40
2822
SH
DFND
2
2822
0
0
KIMBERLY CLARK CORP
COMMON STOCK
494368103
107
965
SH
DFND
2
965
0
0
KINDER MORGAN ENERGY PARTNERS
COMMON STOCK
494550106
7
80
SH
DFND
2
80
0
0
L BRANDS, INC
COMMON STOCK
501797104
28
475
SH
DFND
2
475
0
0
LILLY ELI & CO
COMMON STOCK
532457108
350
5635
SH
DFND
2
5635
0
0
LILLY ELI & CO
COMMON STOCK
532457108
153
2460
SH
OTR
2
0
2460
0
LOCKHEED MARTIN CORP
COMMON STOCK
539830109
96
600
SH
DFND
2
600
0
0
LOWES COS INC
COMMON STOCK
548661107
594
12386
SH
DFND
2
12386
0
0
LOWES COS INC
COMMON STOCK
548661107
223
4650
SH
OTR
2
0
4650
0
MARATHON OIL CORP
COMMON STOCK
565849106
516
12920
SH
DFND
2
12920
0
0
MARATHON OIL CORP
COMMON STOCK
565849106
10
260
SH
OTR
2
0
260
0
MARRIOTT INTERNATIONAL INC
COMMON STOCK
571903202
32
500
SH
DFND
2
500
0
0
MASCO CORP
COMMON STOCK
574599106
470
21188
SH
DFND
2
21188
0
0
MCCORMICK & CO INC
COMMON STOCK
579780206
57
800
SH
OTR
2
0
800
0
MCDONALDS CORP
COMMON STOCK
580135101
1648
16355
SH
DFND
2
16355
0
0
MCDONALDS CORP
COMMON STOCK
580135101
562
5575
SH
OTR
2
0
5575
0
MEDTRONIC INC
COMMON STOCK
585055106
527
8260
SH
DFND
2
8260
0
0
MEDTRONIC INC
COMMON STOCK
585055106
164
2575
SH
OTR
2
0
2575
0
MICROSOFT CORP
COMMON STOCK
594918104
2887
69234
SH
DFND
2
69234
0
0
MICROSOFT CORP
COMMON STOCK
594918104
796
19079
SH
OTR
2
0
19079
0
MICROCHIP TECHNOLOGY INC
COMMON STOCK
595017104
300
6150
SH
DFND
2
6150
0
0
MOHAWK INDUSTRIES INC
COMMON STOCK
608190104
31
225
SH
DFND
2
225
0
0
MONDELEZ INTERNATIONAL INC
COMMON STOCK
609207105
241
6410
SH
DFND
2
6410
0
0
MONDELEZ INTERNATIONAL INC
COMMON STOCK
609207105
73
1932
SH
OTR
2
0
1932
0
MORGAN STANLEY
COMMON STOCK
617446448
1349
41723
SH
DFND
2
41723
0
0
MYLAN INC
COMMON STOCK
628530107
406
7870
SH
DFND
2
7870
0
0
MYLAN INC
COMMON STOCK
628530107
82
1600
SH
OTR
2
0
1600
0
NBT BANCORP INC COM
COMMON STOCK
628778102
23
965
SH
DFND
2
965
0
0
NATIONAL-OILWELL INC
COMMON STOCK
637071101
825
10020
SH
DFND
2
10020
0
0
NATIONAL-OILWELL INC
COMMON STOCK
637071101
101
1225
SH
OTR
2
0
1225
0
NEWELL RUBBERMAID INC
COMMON STOCK
651229106
6
200
SH
DFND
2
200
0
0
NIKE INC-CLASS B
COMMON STOCK
654106103
435
5608
SH
DFND
2
5608
0
0
NOBLE ENERGY INC
COMMON STOCK
655044105
110
1415
SH
DFND
2
1415
0
0
NORFOLK SOUTHERN CORP
COMMON STOCK
655844108
145
1405
SH
DFND
2
1405
0
0
NORFOLK SOUTHERN CORP
COMMON STOCK
655844108
81
785
SH
OTR
2
0
785
0
NORTHEAST UTILITIES
COMMON STOCK
664397106
9
200
SH
DFND
2
200
0
0
NORTHERN TR CORP
COMMON STOCK
665859104
8
125
SH
DFND
2
125
0
0
NORTHROP GRUMMAN CORPORATION
COMMON STOCK
666807102
9
75
SH
DFND
2
75
0
0
NUCOR CORP
COMMON STOCK
670346105
184
3735
SH
DFND
2
3735
0
0
NUCOR CORP
COMMON STOCK
670346105
32
650
SH
OTR
2
0
650
0
OCCIDENTAL PETE CORP
COMMON STOCK
674599105
1065
10375
SH
DFND
2
10375
0
0
OCCIDENTAL PETE CORP
COMMON STOCK
674599105
41
400
SH
OTR
2
0
400
0
OCEANEERING INTL INC
COMMON STOCK
675232102
23
300
SH
DFND
2
300
0
0
OLIN CORP
COMMON STOCK
680665205
8
300
SH
DFND
2
300
0
0
PPG INDUSTRIES INC
COMMON STOCK
693506107
235
1120
SH
DFND
2
1120
0
0
PACKAGING CORP OF AMERICA
COMMON STOCK
695156109
82
1150
SH
OTR
2
0
1150
0
PALL CORP
COMMON STOCK
696429307
9
100
SH
DFND
2
100
0
0
PARKER HANNIFIN CORP
COMMON STOCK
701094104
308
2450
SH
DFND
2
2450
0
0
PARKER HANNIFIN CORP
COMMON STOCK
701094104
28
225
SH
OTR
2
0
225
0
PATRICK INDS INC
COMMON STOCK
703343103
5
100
SH
DFND
2
100
0
0
PAYCHEX INC
COMMON STOCK
704326107
159
3825
SH
DFND
2
3825
0
0
PAYCHEX INC
COMMON STOCK
704326107
42
1000
SH
OTR
2
0
1000
0
PEPSICO INC
COMMON STOCK
713448108
2677
29963
SH
DFND
2
29963
0
0
PEPSICO INC
COMMON STOCK
713448108
1541
17253
SH
OTR
2
0
17253
0
PFIZER INC
COMMON STOCK
717081103
1606
54099
SH
DFND
2
54099
0
0
PFIZER INC
COMMON STOCK
717081103
501
16866
SH
OTR
2
0
16866
0
PHILIP MORRIS INTERNATIONAL
COMMON STOCK
718172109
883
10469
SH
DFND
2
10469
0
0
PHILIP MORRIS INTERNATIONAL
COMMON STOCK
718172109
17
205
SH
OTR
2
0
205
0
PHILLIPS 66
COMMON STOCK
718546104
348
4331
SH
DFND
2
4331
0
0
PHILLIPS 66
COMMON STOCK
718546104
93
1155
SH
OTR
2
0
1155
0
PIONEER NATURAL RESOURCES CO
COMMON STOCK
723787107
29
126
SH
DFND
2
126
0
0
PRECISION CASTPARTS CORP
COMMON STOCK
740189105
270
1070
SH
DFND
2
1070
0
0
PRICELINE GROUP INC
COMMON STOCK
741503403
174
145
SH
DFND
2
145
0
0
PROCTER & GAMBLE CO
COMMON STOCK
742718109
2292
29161
SH
DFND
2
29161
0
0
PROCTER & GAMBLE CO
COMMON STOCK
742718109
726
9239
SH
OTR
2
0
9239
0
PRUDENTIAL FINL INC
COMMON STOCK
744320102
907
10221
SH
DFND
2
10221
0
0
PRUDENTIAL FINL INC
COMMON STOCK
744320102
71
800
SH
OTR
2
0
800
0
PUBLIC SVC ENTERPRISE GROUP IN
COMMON STOCK
744573106
16
400
SH
DFND
2
400
0
0
QUALCOMM INC
COMMON STOCK
747525103
1493
18851
SH
DFND
2
18851
0
0
QUALCOMM INC
COMMON STOCK
747525103
41
520
SH
OTR
2
0
520
0
RAYTHEON COMPANY
COMMON STOCK
755111507
8
90
SH
DFND
2
90
0
0
ROYAL DUTCH SHELL SPONS ADR
COMMON STOCK
780259206
16
191
SH
DFND
2
191
0
0
ST JUDE MEDICAL INC
COMMON STOCK
790849103
396
5725
SH
DFND
2
5725
0
0
SCHLUMBERGER LTD
COMMON STOCK
806857108
1539
13050
SH
DFND
2
13050
0
0
SCHLUMBERGER LTD
COMMON STOCK
806857108
148
1255
SH
OTR
2
0
1255
0
SEMPRA ENERGY
COMMON STOCK
816851109
287
2740
SH
DFND
2
2740
0
0
SIMON PROPERTY GROUP INC REIT
COMMON STOCK
828806109
497
2990
SH
DFND
2
2990
0
0
SIMON PROPERTY GROUP INC REIT
COMMON STOCK
828806109
46
275
SH
OTR
2
0
275
0
SOUTHERN COMPANY
COMMON STOCK
842587107
230
5065
SH
DFND
2
5065
0
0
SOUTHERN COMPANY
COMMON STOCK
842587107
70
1535
SH
OTR
2
0
1535
0
SOUTHWEST AIRLINES CO
COMMON STOCK
844741108
118
4375
SH
DFND
2
4375
0
0
SPECTRA ENERGY CORP
COMMON STOCK
847560109
8
180
SH
DFND
2
180
0
0
STAPLES INC
COMMON STOCK
855030102
11
1000
SH
OTR
2
0
1000
0
STARBUCKS CORP
COMMON STOCK
855244109
1144
14790
SH
DFND
2
14790
0
0
STARBUCKS CORP
COMMON STOCK
855244109
128
1650
SH
OTR
2
0
1650
0
STRYKER CORPORATION
COMMON STOCK
863667101
6
75
SH
DFND
2
75
0
0
STRYKER CORPORATION
COMMON STOCK
863667101
34
400
SH
OTR
2
0
400
0
SUBURBAN PROPANE PARTNERS LP
COMMON STOCK
864482104
6
135
SH
DFND
2
135
0
0
SUNCOR ENERGY INC
COMMON STOCK
867224107
9
200
SH
DFND
2
200
0
0
TJX COS INC
COMMON STOCK
872540109
987
18570
SH
DFND
2
18570
0
0
TJX COS INC
COMMON STOCK
872540109
94
1775
SH
OTR
2
0
1775
0
TESORO CORPORATION
COMMON STOCK
881609101
7
125
SH
DFND
2
125
0
0
TEVA PHARMACEUTICAL INDS SPONS
COMMON STOCK
881624209
47
900
SH
DFND
2
900
0
0
THOMSON CORP
COMMON STOCK
884903105
4
100
SH
DFND
2
100
0
0
TIME INC
COMMON STOCK
887228104
0
3
SH
DFND
2
3
0
0
TIME INC
COMMON STOCK
887228104
4
153
SH
OTR
2
0
153
0
TIME WARNER INC
COMMON STOCK
887317303
842
11979
SH
DFND
2
11979
0
0
TIME WARNER INC
COMMON STOCK
887317303
87
1240
SH
OTR
2
0
1240
0
TOLL BROTHERS INC
COMMON STOCK
889478103
1
25
SH
DFND
2
25
0
0
TORONTO DOMINION BANK
COMMON STOCK
891160509
1141
22196
SH
DFND
2
22196
0
0
TORONTO DOMINION BANK
COMMON STOCK
891160509
107
2084
SH
OTR
2
0
2084
0
TRACTOR SUPPLY CO
COMMON STOCK
892356106
30
500
SH
OTR
2
0
500
0
US BANCORP NEW
COMMON STOCK
902973304
647
14940
SH
DFND
2
14940
0
0
US BANCORP NEW
COMMON STOCK
902973304
239
5525
SH
OTR
2
0
5525
0
UNDER ARMOUR INC-CLASS A
COMMON STOCK
904311107
1048
17620
SH
DFND
2
17620
0
0
UNION PAC CORP
COMMON STOCK
907818108
1240
12430
SH
DFND
2
12430
0
0
UNION PAC CORP
COMMON STOCK
907818108
88
880
SH
OTR
2
0
880
0
UNITED PARCEL SERVICE CL B
COMMON STOCK
911312106
1173
11429
SH
DFND
2
11429
0
0
UNITED PARCEL SERVICE CL B
COMMON STOCK
911312106
159
1550
SH
OTR
2
0
1550
0
UNITED STATES STEEL CORP
COMMON STOCK
912909108
3
100
SH
DFND
2
100
0
0
UNITED TECHNOLOGIES CORP
COMMON STOCK
913017109
1798
15578
SH
DFND
2
15578
0
0
UNITED TECHNOLOGIES CORP
COMMON STOCK
913017109
1139
9865
SH
OTR
2
0
9865
0
V.F. CORP
COMMON STOCK
918204108
3
50
SH
DFND
2
50
0
0
VANGUARD TOTAL STOCK MARKET ET
OTHER
922908769
69
674
SH
DFND
2
674
0
0
VULCAN MATERIALS CO
COMMON STOCK
929160109
16
250
SH
DFND
2
250
0
0
WAL MART STORES INC
COMMON STOCK
931142103
1176
15659
SH
DFND
2
15659
0
0
WAL MART STORES INC
COMMON STOCK
931142103
103
1375
SH
OTR
2
0
1375
0
WALGREEN CO
COMMON STOCK
931422109
21
280
SH
DFND
2
280
0
0
WASHINGTON PRIME GROUP REIT
COMMON STOCK
939647103
3
137
SH
OTR
2
0
137
0
WELLS FARGO & CO
COMMON STOCK
949746101
2795
53173
SH
DFND
2
53173
0
0
WELLS FARGO & CO
COMMON STOCK
949746101
359
6825
SH
OTR
2
0
6825
0
WEYERHAEUSER CO REIT
COMMON STOCK
962166104
5
150
SH
DFND
2
150
0
0
WHOLE FOODS MKT INC
COMMON STOCK
966837106
98
2525
SH
DFND
2
2525
0
0
WISCONSIN ENERGY CORP
COMMON STOCK
976657106
61
1300
SH
DFND
2
1300
0
0
XILINX INC
COMMON STOCK
983919101
244
5150
SH
DFND
2
5150
0
0
XILINX INC
COMMON STOCK
983919101
26
550
SH
OTR
2
0
550
0
YUM! BRANDS INC
COMMON STOCK
988498101
247
3038
SH
DFND
2
3038
0
0
YUM! BRANDS INC
COMMON STOCK
988498101
26
325
SH
OTR
2
0
325
0
AMERISOURCEBERGEN CORP
COMMON STOCK
03073E105
175
2404
SH
DFND
2
2404
0
0
TARGET CORP
COMMON STOCK
87612E106
287
4954
SH
DFND
2
4954
0
0
TARGET CORP
COMMON STOCK
87612E106
126
2175
SH
OTR
2
0
2175
0
TRAVELERS COMPANIES INC
COMMON STOCK
89417E109
419
4455
SH
DFND
2
4455
0
0
TRAVELERS COMPANIES INC
COMMON STOCK
89417E109
51
545
SH
OTR
2
0
545
0
ADT CORP
COMMON STOCK
00101J106
9
250
SH
DFND
2
250
0
0
AT&T INC
COMMON STOCK
00206R102
1579
44656
SH
DFND
2
44656
0
0
AT&T INC
COMMON STOCK
00206R102
541
15291
SH
OTR
2
0
15291
0
ABBVIE INC
COMMON STOCK
00287Y109
794
14072
SH
DFND
2
14072
0
0
ABBVIE INC
COMMON STOCK
00287Y109
151
2675
SH
OTR
2
0
2675
0
ACCESS MIDSTREAM PARTNERS LP
COMMON STOCK
00434L109
3
42
SH
DFND
2
42
0
0
ADOBE SYS INC
COMMON STOCK
00724F101
22
300
SH
DFND
2
300
0
0
ADOBE SYS INC
COMMON STOCK
00724F101
4
50
SH
OTR
2
0
50
0
AETNA INC
COMMON STOCK
00817Y108
1061
13080
SH
DFND
2
13080
0
0
AETNA INC
COMMON STOCK
00817Y108
85
1050
SH
OTR
2
0
1050
0
ALLIANZGI NFJ DV INT & PREM ST
OTHER
01883A107
21
1128
SH
DFND
2
1128
0
0
ALLSCRIPTS HEALTHCARE SOLUTION
COMMON STOCK
01988P108
16
1000
SH
DFND
2
1000
0
0
ALTRIA GROUP INC
COMMON STOCK
02209S103
446
10643
SH
DFND
2
10643
0
0
ALTRIA GROUP INC
COMMON STOCK
02209S103
13
320
SH
OTR
2
0
320
0
AMERICAN TOWER CORP REIT
COMMON STOCK
03027X100
24
265
SH
DFND
2
265
0
0
AMERIPRISE FINANCIAL INC.
COMMON STOCK
03076C106
10
80
SH
DFND
2
80
0
0
AQUA AMERICA INC
COMMON STOCK
03836W103
28
1082
SH
DFND
2
1082
0
0
AQUA AMERICA INC
COMMON STOCK
03836W103
20
767
SH
OTR
2
0
767
0
BIOGEN IDEC INC
COMMON STOCK
09062X103
104
330
SH
DFND
2
330
0
0
BIOGEN IDEC INC
COMMON STOCK
09062X103
3
10
SH
OTR
2
0
10
0
BLACKROCK INC CL A
COMMON STOCK
09247X101
32
100
SH
DFND
2
100
0
0
BLACKROCK INC CL A
COMMON STOCK
09247X101
48
150
SH
OTR
2
0
150
0
BLACKSTONE GROUP LP
COMMON STOCK
09253U108
20
600
SH
DFND
2
600
0
0
CST BRANDS INC
COMMON STOCK
12646R105
1
16
SH
DFND
2
16
0
0
CA INC
COMMON STOCK
12673P105
6
200
SH
DFND
2
200
0
0
CAPITAL ONE FINANCIAL CORP
COMMON STOCK
14040H105
16
190
SH
DFND
2
190
0
0
CAPSTONE TURBINE CORP
COMMON STOCK
14067D102
1
600
SH
DFND
2
600
0
0
CARDINAL HEALTH INC
COMMON STOCK
14149Y108
407
5930
SH
DFND
2
5930
0
0
CARDINAL HEALTH INC
COMMON STOCK
14149Y108
27
400
SH
OTR
2
0
400
0
CISCO SYSTEMS INC
COMMON STOCK
17275R102
337
13580
SH
DFND
2
13580
0
0
CISCO SYSTEMS INC
COMMON STOCK
17275R102
143
5735
SH
OTR
2
0
5735
0
COMCAST CORP-CL A
COMMON STOCK
20030N101
536
9983
SH
DFND
2
9983
0
0
COMCAST CORP-CL A
COMMON STOCK
20030N101
91
1700
SH
OTR
2
0
1700
0
CONOCOPHILLIPS
COMMON STOCK
20825C104
1690
19709
SH
DFND
2
19709
0
0
CONOCOPHILLIPS
COMMON STOCK
20825C104
140
1632
SH
OTR
2
0
1632
0
COSTCO WHOLESALE CORP
COMMON STOCK
22160K105
1130
9810
SH
DFND
2
9810
0
0
COSTCO WHOLESALE CORP
COMMON STOCK
22160K105
75
650
SH
OTR
2
0
650
0
DEVON ENERGY CORPORATION
COMMON STOCK
25179M103
16
200
SH
DFND
2
200
0
0
DOMINION RESOURCES INC
COMMON STOCK
25746U109
912
12751
SH
DFND
2
12751
0
0
DOMINION RESOURCES INC
COMMON STOCK
25746U109
161
2250
SH
OTR
2
0
2250
0
DUKE ENERGY CORP
COMMON STOCK
26441C204
66
884
SH
DFND
2
884
0
0
DUKE ENERGY CORP
COMMON STOCK
26441C204
53
717
SH
OTR
2
0
717
0
EOG RES INC
COMMON STOCK
26875P101
34
295
SH
DFND
2
295
0
0
EQT CORPORATION
COMMON STOCK
26884L109
24
226
SH
DFND
2
226
0
0
EATON VANCE T/A GL DVD INCM
OTHER
27828S101
74
4195
SH
DFND
2
4195
0
0
EXELON CORP
COMMON STOCK
30161N101
32
865
SH
DFND
2
865
0
0
EXPRESS SCRIPTS HLDG
COMMON STOCK
30219G108
804
11599
SH
DFND
2
11599
0
0
EXPRESS SCRIPTS HLDG
COMMON STOCK
30219G108
107
1548
SH
OTR
2
0
1548
0
EXXONMOBIL CORP
COMMON STOCK
30231G102
4490
44600
SH
DFND
2
44600
0
0
EXXONMOBIL CORP
COMMON STOCK
30231G102
1964
19505
SH
OTR
2
0
19505
0
FACEBOOK INC-A
COMMON STOCK
30303M102
301
4475
SH
DFND
2
4475
0
0
FEDEX CORPORATION
COMMON STOCK
31428X106
577
3812
SH
DFND
2
3812
0
0
FIDELITY NATIONAL FINANCIAL IN
COMMON STOCK
31620R105
98
3000
SH
DFND
2
3000
0
0
FORTUNE BRANDS HOME & SECURITY
COMMON STOCK
34964C106
24
600
SH
DFND
2
600
0
0
FREEPORT-MCMORAN COPPER AND GO
COMMON STOCK
35671D857
6
160
SH
DFND
2
160
0
0
GABELLI DIVIDEND & INCOME TRUS
OTHER
36242H104
30
1350
SH
DFND
2
1350
0
0
GABELLI GLOBAL SMALL & MID CAP
OTHER
36249W104
1
135
SH
DFND
2
135
0
0
GENERAL MOTORS CO
COMMON STOCK
37045V100
418
11520
SH
DFND
2
11520
0
0
GLAXO SMITHKLINE SPONS ADR
COMMON STOCK
37733W105
5
100
SH
DFND
2
100
0
0
GLAXO SMITHKLINE SPONS ADR
COMMON STOCK
37733W105
5
100
SH
OTR
2
0
100
0
GOLDMAN SACHS GROUP INC
COMMON STOCK
38141G104
713
4259
SH
DFND
2
4259
0
0
GOOGLE INC CL A
COMMON STOCK
38259P508
1452
2483
SH
DFND
2
2483
0
0
GOOGLE INC CL A
COMMON STOCK
38259P508
167
285
SH
OTR
2
0
285
0
GOOGLE INC CLASS C
COMMON STOCK
38259P706
1397
2428
SH
DFND
2
2428
0
0
GOOGLE INC CLASS C
COMMON STOCK
38259P706
86
150
SH
OTR
2
0
150
0
CGI GROUP INC
COMMON STOCK
39945C109
2
50
SH
DFND
2
50
0
0
HCP INC REIT
COMMON STOCK
40414L109
2
50
SH
DFND
2
50
0
0
HATTERAS FINL CORP REIT
COMMON STOCK
41902R103
19
950
SH
DFND
2
950
0
0
HESS CORPORATION
COMMON STOCK
42809H107
19
195
SH
DFND
2
195
0
0
HOST HOTELS & RESORTS, INC REI
COMMON STOCK
44107P104
6
260
SH
DFND
2
260
0
0
IMATION CORP
COMMON STOCK
45245A107
0
120
SH
OTR
2
0
120
0
ISHARES SILVER TRUST
OTHER
46428Q109
42
2084
SH
DFND
2
2084
0
0
JP MORGAN CHASE & CO
COMMON STOCK
46625H100
2485
43136
SH
DFND
2
43136
0
0
JP MORGAN CHASE & CO
COMMON STOCK
46625H100
491
8518
SH
OTR
2
0
8518
0
JUNIPER NETWORKS INC
COMMON STOCK
48203R104
641
26120
SH
DFND
2
26120
0
0
JUNIPER NETWORKS INC
COMMON STOCK
48203R104
65
2650
SH
OTR
2
0
2650
0
KADANT INC
COMMON STOCK
48282T104
31
809
SH
DFND
2
809
0
0
KB HOME COM
COMMON STOCK
48666K109
542
28995
SH
DFND
2
28995
0
0
KB HOME COM
COMMON STOCK
48666K109
19
1000
SH
OTR
2
0
1000
0
KEURIG GREEN MOUNTAIN INC
COMMON STOCK
49271M100
125
1000
SH
OTR
2
0
1000
0
KIMCO REALTY CORP REIT
COMMON STOCK
49446R109
3
120
SH
DFND
2
120
0
0
KINDER MORGAN INC
COMMON STOCK
49456B101
4
100
SH
DFND
2
100
0
0
KRAFT FOODS GROUP INC
COMMON STOCK
50076Q106
475
7916
SH
DFND
2
7916
0
0
KRAFT FOODS GROUP INC
COMMON STOCK
50076Q106
46
762
SH
OTR
2
0
762
0
MARATHON PETROLEUM CORPORATION
COMMON STOCK
56585A102
8
100
SH
DFND
2
100
0
0
MARKET VECTORS ETF TRUST
OTHER
57060U183
24
250
SH
DFND
2
250
0
0
MASTERCARD INC CL A
COMMON STOCK
57636Q104
37
500
SH
DFND
2
500
0
0
MERCK & CO INC
COMMON STOCK
58933Y105
1646
28452
SH
DFND
2
28452
0
0
MERCK & CO INC
COMMON STOCK
58933Y105
404
6985
SH
OTR
2
0
6985
0
METLIFE INC
COMMON STOCK
59156R108
736
13242
SH
DFND
2
13242
0
0
METLIFE INC
COMMON STOCK
59156R108
91
1640
SH
OTR
2
0
1640
0
MOLSON COORS BREWING CO-B
COMMON STOCK
60871R209
7
100
SH
DFND
2
100
0
0
MONSANTO CO
COMMON STOCK
61166W101
5
40
SH
DFND
2
40
0
0
NEXTERA ENERGY INC
COMMON STOCK
65339F101
924
9016
SH
DFND
2
9016
0
0
NEXTERA ENERGY INC
COMMON STOCK
65339F101
92
895
SH
OTR
2
0
895
0
NOVARTIS AG SPONS ADR
COMMON STOCK
66987V109
63
700
SH
DFND
2
700
0
0
NOW INC/DE
COMMON STOCK
67011P100
0
3
SH
DFND
2
3
0
0
NOW INC/DE
COMMON STOCK
67011P100
11
305
SH
OTR
2
0
305
0
NUVEEN DVD ADVANTAGE MUNI FD
OTHER
67066V101
17
1167
SH
DFND
2
1167
0
0
NUVEEN NY DIV ADV MUNI FUND 2
OTHER
67070A101
5
360
SH
DFND
2
360
0
0
ORACLE CORPORATION
COMMON STOCK
68389X105
1940
47864
SH
DFND
2
47864
0
0
ORACLE CORPORATION
COMMON STOCK
68389X105
233
5740
SH
OTR
2
0
5740
0
PANERA BREAD COMPANY
COMMON STOCK
69840W108
4
30
SH
DFND
2
30
0
0
POWERSHARES WILDERHILL CLEAN E
OTHER
73935X500
27
3950
SH
DFND
2
3950
0
0
POWERSHARES WATER RESOURCES PO
OTHER
73935X575
33
1250
SH
DFND
2
1250
0
0
PRAXAIR INC
COMMON STOCK
74005P104
755
5680
SH
DFND
2
5680
0
0
PRAXAIR INC
COMMON STOCK
74005P104
84
635
SH
OTR
2
0
635
0
T ROWE PRICE GROUP INC
COMMON STOCK
74144T108
1084
12840
SH
DFND
2
12840
0
0
T ROWE PRICE GROUP INC
COMMON STOCK
74144T108
411
4875
SH
OTR
2
0
4875
0
QUEST DIAGNOSTICS INC
COMMON STOCK
74834L100
38
650
SH
OTR
2
0
650
0
RETAIL OPPORTUNITY INVESTMENTS
COMMON STOCK
76131N101
11
700
SH
DFND
2
700
0
0
SPDR S&P 500 ETF TRUST
OTHER
78462F103
267
1365
SH
DFND
2
1365
0
0
SPDR GOLD TRUST
OTHER
78463V107
52
403
SH
DFND
2
403
0
0
SPDR S&P 600 SMALL CAP GROWTH
OTHER
78464A201
113
625
SH
DFND
2
625
0
0
SPDR S&P 500 GROWTH ETF
OTHER
78464A409
52
575
SH
DFND
2
575
0
0
SPDR BARCLAYS HIGH YIELD BOND
OTHER
78464A417
7534
180552
SH
DFND
2
180552
0
0
SPDR DJ WILSHIRE LARGE CAP VAL
OTHER
78464A508
215
2200
SH
DFND
2
2200
0
0
SPDR S&P INSURANCE ETF
OTHER
78464A789
27
420
SH
DFND
2
420
0
0
SPDR S&P 600 SMALL CAP ETF
OTHER
78464A813
95
900
SH
DFND
2
900
0
0
SPDR S&P 400 MID CAP GROWTH ET
OTHER
78464A821
146
1250
SH
DFND
2
1250
0
0
SPDR S&P MIDCAP 400 ETF TRUST
OTHER
78467Y107
1270
4875
SH
DFND
2
4875
0
0
SALESFORCE.COM
COMMON STOCK
79466L302
657
11314
SH
DFND
2
11314
0
0
MATERIALS SELECT SPDR FUND
OTHER
81369Y100
103
2083
SH
DFND
2
2083
0
0
MATERIALS SELECT SPDR FUND
OTHER
81369Y100
21
425
SH
OTR
2
0
425
0
HEALTH CARE SELECT SECTOR SPDR
OTHER
81369Y209
213
3500
SH
DFND
2
3500
0
0
HEALTH CARE SELECT SECTOR SPDR
OTHER
81369Y209
36
600
SH
OTR
2
0
600
0
CONSUMER STAPLES SELECT SECTOR
OTHER
81369Y308
77
1735
SH
DFND
2
1735
0
0
CONSUMER DISCRETIONARY SELT
OTHER
81369Y407
141
2115
SH
DFND
2
2115
0
0
ENERGY SELECT SECTOR SPDR
OTHER
81369Y506
220
2197
SH
DFND
2
2197
0
0
FINANCIAL SELECT SECTOR SPDR
OTHER
81369Y605
325
14302
SH
DFND
2
14302
0
0
FINANCIAL SELECT SECTOR SPDR
OTHER
81369Y605
36
1600
SH
OTR
2
0
1600
0
INDUSTRIAL SELECT SECTOR SPDR
OTHER
81369Y704
135
2505
SH
DFND
2
2505
0
0
INDUSTRIAL SELECT SECTOR SPDR
OTHER
81369Y704
26
475
SH
OTR
2
0
475
0
TECHNOLOGY SELECT SECT SPDR
OTHER
81369Y803
188
4905
SH
DFND
2
4905
0
0
TECHNOLOGY SELECT SECT SPDR
OTHER
81369Y803
50
1300
SH
OTR
2
0
1300
0
UTILITIES SELECT SECTOR SPDR
OTHER
81369Y886
128
2902
SH
DFND
2
2902
0
0
STARWOOD HOTELS & RESORTS
COMMON STOCK
85590A401
775
9589
SH
DFND
2
9589
0
0
3-D SYSTEMS CORP
COMMON STOCK
88554D205
19
325
SH
DFND
2
325
0
0
3M CO
COMMON STOCK
88579Y101
1450
10120
SH
DFND
2
10120
0
0
3M CO
COMMON STOCK
88579Y101
762
5320
SH
OTR
2
0
5320
0
TIME WARNER CABLE INC
COMMON STOCK
88732J207
15
100
SH
DFND
2
100
0
0
TRUEBLUE INC
COMMON STOCK
89785X101
36
1300
SH
DFND
2
1300
0
0
TWENTY-FIRST CENTURY FOX INC C
COMMON STOCK
90130A101
96
2720
SH
DFND
2
2720
0
0
ETRACS ALERIAN MLP ETN
OTHER
90267B682
40
1200
SH
DFND
2
1200
0
0
UNITED THERAPEUTICS CORP DEL
COMMON STOCK
91307C102
9
100
SH
DFND
2
100
0
0
UNITEDHEALTH GROUP INC
COMMON STOCK
91324P102
502
6140
SH
DFND
2
6140
0
0
UNITEDHEALTH GROUP INC
COMMON STOCK
91324P102
21
255
SH
OTR
2
0
255
0
VALERO ENERGY CORP
COMMON STOCK
91913Y100
361
7200
SH
DFND
2
7200
0
0
VERIZON COMMUNICATIONS
COMMON STOCK
92343V104
1731
35385
SH
DFND
2
35385
0
0
VERIZON COMMUNICATIONS
COMMON STOCK
92343V104
353
7215
SH
OTR
2
0
7215
0
VIACOM INC-B
COMMON STOCK
92553P201
287
3311
SH
DFND
2
3311
0
0
VIACOM INC-B
COMMON STOCK
92553P201
170
1960
SH
OTR
2
0
1960
0
VISA INC CL A
COMMON STOCK
92826C839
1710
8115
SH
DFND
2
8115
0
0
VISA INC CL A
COMMON STOCK
92826C839
42
200
SH
OTR
2
0
200
0
VODAFONE GROUP SPONS ADR
COMMON STOCK
92857W308
34
1023
SH
DFND
2
1023
0
0
WASTE MANAGEMENT INC
COMMON STOCK
94106L109
4
100
SH
DFND
2
100
0
0
WINDSTREAM HOLDINGS INC
COMMON STOCK
97382A101
23
2326
SH
DFND
2
2326
0
0
ZIMMER HLDGS INC
COMMON STOCK
98956P102
493
4745
SH
DFND
2
4745
0
0
ZIMMER HLDGS INC
COMMON STOCK
98956P102
39
375
SH
OTR
2
0
375
0
ACTAVIS PLC
COMMON STOCK
G0083B108
1206
5405
SH
DFND
2
5405
0
0
ACTAVIS PLC
COMMON STOCK
G0083B108
103
460
SH
OTR
2
0
460
0
ACCENTURE PLC CL A
COMMON STOCK
G1151C101
770
9528
SH
DFND
2
9528
0
0
ACCENTURE PLC CL A
COMMON STOCK
G1151C101
77
950
SH
OTR
2
0
950
0
COVIDIEN PLC
COMMON STOCK
G2554F113
726
8055
SH
DFND
2
8055
0
0
COVIDIEN PLC
COMMON STOCK
G2554F113
36
400
SH
OTR
2
0
400
0
EATON CORP PLC
COMMON STOCK
G29183103
383
4965
SH
DFND
2
4965
0
0
EATON CORP PLC
COMMON STOCK
G29183103
96
1250
SH
OTR
2
0
1250
0
INGERSOLL-RAND PLC
COMMON STOCK
G47791101
4
71
SH
DFND
2
71
0
0
NOBLE CORPORATION PLC
COMMON STOCK
G65431101
108
3215
SH
DFND
2
3215
0
0
TRANSOCEAN LTD
COMMON STOCK
H8817H100
23
500
SH
OTR
2
0
500
0
CHECK POINT SOFTWARE TECH LTD
COMMON STOCK
M22465104
43
640
SH
DFND
2
640
0
0
CHECK POINT SOFTWARE TECH LTD
COMMON STOCK
M22465104
27
400
SH
OTR
2
0
400
0
SODASTREAM INTERNATIONAL LTD
COMMON STOCK
M9068E105
7
200
SH
DFND
2
200
0
0
ABBOTT LABS
COMMON STOCK
002824100
8
200
SH
OTR
0
200
0
ABBOTT LABS
COMMON STOCK
002824100
20
500
SH
SOLE
500
0
0
ABBVIE INC
COMMON STOCK
00287Y109
11
200
SH
OTR
0
200
0
ABBVIE INC
COMMON STOCK
00287Y109
24
425
SH
SOLE
425
0
0
AETNA INC
COMMON STOCK
00817Y108
37
455
SH
SOLE
455
0
0
AFLAC INC
COMMON STOCK
001055102
12
194
SH
SOLE
194
0
0
AIR PRODUCTS & CHEMICALS INC
COMMON STOCK
009158106
6
50
SH
SOLE
50
0
0
ALTERA CORP
COMMON STOCK
021441100
3
100
SH
SOLE
100
0
0
ALTRIA GROUP INC
COMMON STOCK
02209S103
26
629
SH
SOLE
629
0
0
AMAZON.COM INC
COMMON STOCK
023135106
113
349
SH
SOLE
349
0
0
AMERICAN EXPRESS CO
COMMON STOCK
025816109
28
300
SH
OTR
0
300
0
AMERICAN EXPRESS CO
COMMON STOCK
025816109
201
2120
SH
SOLE
2120
0
0
AMERICAN INTERNATIONAL GROUP
COMMON STOCK
026874784
46
850
SH
SOLE
850
0
0
AMERICAN TOWER CORP REIT
COMMON STOCK
03027X100
36
400
SH
SOLE
400
0
0
AMERISOURCEBERGEN CORP
COMMON STOCK
03073E105
9
125
SH
SOLE
125
0
0
AMGEN INC
COMMON STOCK
031162100
18
150
SH
OTR
0
150
0
AMGEN INC
COMMON STOCK
031162100
98
825
SH
SOLE
825
0
0
ANADARKO PETROLEUM CORPORATION
COMMON STOCK
032511107
4
35
SH
SOLE
35
0
0
ANALOG DEVICES INC
COMMON STOCK
032654105
9
175
SH
OTR
0
175
0
ANALOG DEVICES INC
COMMON STOCK
032654105
42
770
SH
SOLE
770
0
0
APACHE CORP
COMMON STOCK
037411105
50
500
SH
SOLE
500
0
0
APOLLO GLOBAL MANAGEMENT LLC
COMMON STOCK
037612306
7
239
SH
SOLE
239
0
0
APPLE INC
COMMON STOCK
037833100
10
105
SH
OTR
0
105
0
APPLE INC
COMMON STOCK
037833100
354
3808
SH
SOLE
3808
0
0
APPLIED MATERIALS INC
COMMON STOCK
038222105
5
225
SH
SOLE
225
0
0
AT&T INC
COMMON STOCK
00206R102
25
700
SH
OTR
0
700
0
AT&T INC
COMMON STOCK
00206R102
94
2668
SH
SOLE
2668
0
0
AUTOMATIC DATA PROCESSING INC
COMMON STOCK
053015103
37
468
SH
SOLE
468
0
0
BANK OF AMERICA CORP
COMMON STOCK
060505104
43
2825
SH
SOLE
2825
0
0
BANK OF NEW YORK MELLON CORP
COMMON STOCK
064058100
70
1870
SH
SOLE
1870
0
0
BB&T CORPORATION
COMMON STOCK
054937107
7
174
SH
SOLE
174
0
0
BERKSHIRE HATHAWAY INC-CL B
COMMON STOCK
084670702
156
1234
SH
SOLE
1234
0
0
BOEING CO
COMMON STOCK
097023105
24
190
SH
SOLE
190
0
0
BRISTOL MYERS SQUIBB CO
COMMON STOCK
110122108
12
250
SH
OTR
0
250
0
BRISTOL MYERS SQUIBB CO
COMMON STOCK
110122108
104
2150
SH
SOLE
2150
0
0
BROADCOM CORP
COMMON STOCK
111320107
6
160
SH
SOLE
160
0
0
CAMPBELL SOUP CO
COMMON STOCK
134429109
5
100
SH
SOLE
100
0
0
CARDINAL HEALTH INC
COMMON STOCK
14149Y108
15
225
SH
SOLE
225
0
0
CATERPILLAR INC
COMMON STOCK
149123101
118
1089
SH
SOLE
1089
0
0
CBS CORPORATION CLASS B
COMMON STOCK
124857202
76
1220
SH
SOLE
1220
0
0
CELGENE CORP
COMMON STOCK
151020104
120
1400
SH
SOLE
1400
0
0
CERNER CORP
COMMON STOCK
156782104
17
325
SH
SOLE
325
0
0
CHEESECAKE FACTORY INC
COMMON STOCK
163072101
63
1348
SH
SOLE
1348
0
0
CHEVRON CORPORATION
COMMON STOCK
166764100
31
240
SH
OTR
0
240
0
CHEVRON CORPORATION
COMMON STOCK
166764100
245
1877
SH
SOLE
1877
0
0
CHUBB CORP
COMMON STOCK
171232101
3
34
SH
SOLE
34
0
0
CIENA CORP
COMMON STOCK
171779309
4
200
SH
SOLE
200
0
0
CISCO SYSTEMS INC
COMMON STOCK
17275R102
10
400
SH
OTR
0
400
0
CISCO SYSTEMS INC
COMMON STOCK
17275R102
8
310
SH
SOLE
310
0
0
CITIGROUP INC
COMMON STOCK
172967424
73
1549
SH
SOLE
1549
0
0
CITRIX SYSTEMS INC
COMMON STOCK
177376100
2
25
SH
SOLE
25
0
0
COCA COLA CO
COMMON STOCK
191216100
126
2975
SH
SOLE
2975
0
0
COGNIZANT TECHNOLOGY SOLUTIONS
COMMON STOCK
192446102
10
200
SH
SOLE
200
0
0
COLGATE PALMOLIVE CO
COMMON STOCK
194162103
14
200
SH
OTR
0
200
0
COLGATE PALMOLIVE CO
COMMON STOCK
194162103
136
1990
SH
SOLE
1990
0
0
COMCAST CORP-CL A
COMMON STOCK
20030N101
18
329
SH
SOLE
329
0
0
CONOCOPHILLIPS
COMMON STOCK
20825C104
103
1205
SH
SOLE
1205
0
0
COSTCO WHOLESALE CORP
COMMON STOCK
22160K105
116
1004
SH
SOLE
1004
0
0
CVS CAREMARK CORP
COMMON STOCK
126650100
41
540
SH
SOLE
540
0
0
DANAHER CORP
COMMON STOCK
235851102
63
800
SH
OTR
0
800
0
DANAHER CORP
COMMON STOCK
235851102
117
1485
SH
SOLE
1485
0
0
DEERE & CO
COMMON STOCK
244199105
30
334
SH
SOLE
334
0
0
DISNEY WALT CO NEW
COMMON STOCK
254687106
17
200
SH
OTR
0
200
0
DISNEY WALT CO NEW
COMMON STOCK
254687106
176
2050
SH
SOLE
2050
0
0
DOMINION RESOURCES INC
COMMON STOCK
25746U109
14
200
SH
OTR
0
200
0
DOMINION RESOURCES INC
COMMON STOCK
25746U109
41
575
SH
SOLE
575
0
0
DOVER CORP
COMMON STOCK
260003108
2
20
SH
SOLE
20
0
0
DOW CHEMICAL COMPANY
COMMON STOCK
260543103
10
200
SH
OTR
0
200
0
DOW CHEMICAL COMPANY
COMMON STOCK
260543103
12
228
SH
SOLE
228
0
0
DTE ENERGY CO
COMMON STOCK
233331107
7
90
SH
SOLE
90
0
0
DU PONT E I DE NEMOURS & CO
COMMON STOCK
263534109
69
1059
SH
SOLE
1059
0
0
DUNKIN BRANDS GROUP INC
COMMON STOCK
265504100
5
100
SH
SOLE
100
0
0
EBAY INC
COMMON STOCK
278642103
68
1355
SH
SOLE
1355
0
0
ECOLAB INC
COMMON STOCK
278865100
33
300
SH
SOLE
300
0
0
EMC CORP MASS
COMMON STOCK
268648102
22
850
SH
SOLE
850
0
0
EMERSON ELEC CO
COMMON STOCK
291011104
57
860
SH
SOLE
860
0
0
EXPRESS SCRIPTS HLDG
COMMON STOCK
30219G108
114
1643
SH
SOLE
1643
0
0
EXXONMOBIL CORP
COMMON STOCK
30231G102
28
275
SH
OTR
0
275
0
EXXONMOBIL CORP
COMMON STOCK
30231G102
431
4282
SH
SOLE
4282
0
0
FACEBOOK INC-A
COMMON STOCK
30303M102
34
500
SH
SOLE
500
0
0
FEDEX CORPORATION
COMMON STOCK
31428X106
105
695
SH
SOLE
695
0
0
FORD MOTOR CO DEL
COMMON STOCK
345370860
81
4715
SH
SOLE
4715
0
0
FRANKLIN RESOURCES INC
COMMON STOCK
354613101
60
1036
SH
SOLE
1036
0
0
F5 NETWORKS INC
COMMON STOCK
315616102
6
50
SH
SOLE
50
0
0
GENERAL DYNAMICS CORP
COMMON STOCK
369550108
5
40
SH
SOLE
40
0
0
GENERAL ELECTRIC CORP
COMMON STOCK
369604103
252
9595
SH
SOLE
9595
0
0
GENERAL MLS INC
COMMON STOCK
370334104
5
100
SH
OTR
0
100
0
GENERAL MLS INC
COMMON STOCK
370334104
73
1393
SH
SOLE
1393
0
0
GENERAL MOTORS CO
COMMON STOCK
37045V100
47
1285
SH
SOLE
1285
0
0
GILEAD SCIENCES INC
COMMON STOCK
375558103
109
1315
SH
SOLE
1315
0
0
GOLDMAN SACHS GROUP INC
COMMON STOCK
38141G104
121
724
SH
SOLE
724
0
0
GOOGLE INC CL A
COMMON STOCK
38259P508
123
210
SH
SOLE
210
0
0
GOOGLE INC CLASS C
COMMON STOCK
38259P706
104
180
SH
SOLE
180
0
0
HALLIBURTON CO
COMMON STOCK
406216101
82
1155
SH
SOLE
1155
0
0
HELMERICH & PAYNE INC
COMMON STOCK
423452101
54
465
SH
SOLE
465
0
0
HOME DEPOT INC
COMMON STOCK
437076102
8
100
SH
OTR
0
100
0
HOME DEPOT INC
COMMON STOCK
437076102
143
1766
SH
SOLE
1766
0
0
HONEYWELL INTERNATIONAL INC
COMMON STOCK
438516106
108
1160
SH
SOLE
1160
0
0
INTEL CORP
COMMON STOCK
458140100
12
400
SH
OTR
0
400
0
INTEL CORP
COMMON STOCK
458140100
233
7533
SH
SOLE
7533
0
0
INTERNATIONAL FLAVORS & FRAGRA
COMMON STOCK
459506101
68
652
SH
SOLE
652
0
0
INTERNATIONAL PAPER CO
COMMON STOCK
460146103
31
615
SH
SOLE
615
0
0
INTL. BUSINESS MACHINES CORP
COMMON STOCK
459200101
18
100
SH
OTR
0
100
0
INTL. BUSINESS MACHINES CORP
COMMON STOCK
459200101
238
1313
SH
SOLE
1313
0
0
JABIL CIRCUIT INC
COMMON STOCK
466313103
3
125
SH
SOLE
125
0
0
JACOBS ENGINEERING GROUP INC
COMMON STOCK
469814107
9
175
SH
SOLE
175
0
0
JOHNSON & JOHNSON
COMMON STOCK
478160104
16
150
SH
OTR
0
150
0
JOHNSON & JOHNSON
COMMON STOCK
478160104
273
2613
SH
SOLE
2613
0
0
JP MORGAN CHASE & CO
COMMON STOCK
46625H100
215
3735
SH
SOLE
3735
0
0
JUNIPER NETWORKS INC
COMMON STOCK
48203R104
69
2800
SH
SOLE
2800
0
0
KB HOME COM
COMMON STOCK
48666K109
8
450
SH
SOLE
450
0
0
KIMBERLY CLARK CORP
COMMON STOCK
494368103
9
85
SH
SOLE
85
0
0
KRAFT FOODS GROUP INC
COMMON STOCK
50076Q106
17
290
SH
SOLE
290
0
0
LILLY ELI & CO
COMMON STOCK
532457108
12
189
SH
SOLE
189
0
0
LOCKHEED MARTIN CORP
COMMON STOCK
539830109
8
50
SH
SOLE
50
0
0
LOWES COS INC
COMMON STOCK
548661107
44
920
SH
SOLE
920
0
0
MARATHON OIL CORP
COMMON STOCK
565849106
9
224
SH
SOLE
224
0
0
MASCO CORP
COMMON STOCK
574599106
13
599
SH
SOLE
599
0
0
MCDONALDS CORP
COMMON STOCK
580135101
10
100
SH
OTR
0
100
0
MCDONALDS CORP
COMMON STOCK
580135101
140
1394
SH
SOLE
1394
0
0
MEDTRONIC INC
COMMON STOCK
585055106
26
405
SH
SOLE
405
0
0
MERCK & CO INC
COMMON STOCK
58933Y105
171
2964
SH
SOLE
2964
0
0
METLIFE INC
COMMON STOCK
59156R108
27
478
SH
SOLE
478
0
0
MICROCHIP TECHNOLOGY INC
COMMON STOCK
595017104
5
100
SH
SOLE
100
0
0
MICROSOFT CORP
COMMON STOCK
594918104
17
400
SH
OTR
0
400
0
MICROSOFT CORP
COMMON STOCK
594918104
227
5436
SH
SOLE
5436
0
0
MONDELEZ INTERNATIONAL INC
COMMON STOCK
609207105
58
1535
SH
SOLE
1535
0
0
MONSANTO CO
COMMON STOCK
61166W101
9
75
SH
SOLE
75
0
0
MORGAN STANLEY
COMMON STOCK
617446448
145
4493
SH
SOLE
4493
0
0
MYLAN INC
COMMON STOCK
628530107
81
1575
SH
SOLE
1575
0
0
NATIONAL-OILWELL INC
COMMON STOCK
637071101
64
775
SH
SOLE
775
0
0
NEXTERA ENERGY INC
COMMON STOCK
65339F101
79
770
SH
SOLE
770
0
0
NIKE INC-CLASS B
COMMON STOCK
654106103
20
260
SH
SOLE
260
0
0
NORFOLK SOUTHERN CORP
COMMON STOCK
655844108
35
335
SH
SOLE
335
0
0
NUCOR CORP
COMMON STOCK
670346105
12
250
SH
SOLE
250
0
0
OCCIDENTAL PETE CORP
COMMON STOCK
674599105
78
760
SH
SOLE
760
0
0
ORACLE CORPORATION
COMMON STOCK
68389X105
12
300
SH
OTR
0
300
0
ORACLE CORPORATION
COMMON STOCK
68389X105
168
4155
SH
SOLE
4155
0
0
PARKER HANNIFIN CORP
COMMON STOCK
701094104
7
55
SH
SOLE
55
0
0
PEPSICO INC
COMMON STOCK
713448108
13
150
SH
OTR
0
150
0
PEPSICO INC
COMMON STOCK
713448108
189
2112
SH
SOLE
2112
0
0
PFIZER INC
COMMON STOCK
717081103
93
3140
SH
SOLE
3140
0
0
PHILIP MORRIS INTERNATIONAL
COMMON STOCK
718172109
2
24
SH
SOLE
24
0
0
PHILLIPS 66
COMMON STOCK
718546104
39
485
SH
SOLE
485
0
0
PPG INDUSTRIES INC
COMMON STOCK
693506107
14
65
SH
SOLE
65
0
0
PRAXAIR INC
COMMON STOCK
74005P104
27
200
SH
SOLE
200
0
0
PRECISION CASTPARTS CORP
COMMON STOCK
740189105
3
10
SH
SOLE
10
0
0
PRICELINE GROUP INC
COMMON STOCK
741503403
48
40
SH
SOLE
40
0
0
PROCTER & GAMBLE CO
COMMON STOCK
742718109
12
150
SH
OTR
0
150
0
PROCTER & GAMBLE CO
COMMON STOCK
742718109
148
1885
SH
SOLE
1885
0
0
PRUDENTIAL FINL INC
COMMON STOCK
744320102
86
974
SH
SOLE
974
0
0
QUALCOMM INC
COMMON STOCK
747525103
154
1945
SH
SOLE
1945
0
0
SALESFORCE.COM
COMMON STOCK
79466L302
44
750
SH
SOLE
750
0
0
SEMPRA ENERGY
COMMON STOCK
816851109
51
485
SH
SOLE
485
0
0
SIMON PROPERTY GROUP INC REIT
COMMON STOCK
828806109
29
175
SH
SOLE
175
0
0
SOUTHWEST AIRLINES CO
COMMON STOCK
844741108
15
550
SH
SOLE
550
0
0
ST JUDE MEDICAL INC
COMMON STOCK
790849103
28
410
SH
SOLE
410
0
0
STARBUCKS CORP
COMMON STOCK
855244109
115
1485
SH
SOLE
1485
0
0
STARWOOD HOTELS & RESORTS
COMMON STOCK
85590A401
71
875
SH
SOLE
875
0
0
STATE STREET CORP
COMMON STOCK
857477103
1
20
SH
SOLE
20
0
0
T ROWE PRICE GROUP INC
COMMON STOCK
74144T108
21
250
SH
OTR
0
250
0
T ROWE PRICE GROUP INC
COMMON STOCK
74144T108
67
792
SH
SOLE
792
0
0
TARGET CORP
COMMON STOCK
87612E106
12
200
SH
OTR
0
200
0
TARGET CORP
COMMON STOCK
87612E106
3
50
SH
SOLE
50
0
0
THE HERSHEY COMPANY
COMMON STOCK
427866108
64
654
SH
SOLE
654
0
0
TIME WARNER INC
COMMON STOCK
887317303
89
1270
SH
SOLE
1270
0
0
TJX COS INC
COMMON STOCK
872540109
11
200
SH
OTR
0
200
0
TJX COS INC
COMMON STOCK
872540109
102
1925
SH
SOLE
1925
0
0
TRAVELERS COMPANIES INC
COMMON STOCK
89417E109
44
470
SH
SOLE
470
0
0
TWENTY-FIRST CENTURY FOX INC C
COMMON STOCK
90130A101
3
75
SH
SOLE
75
0
0
UNDER ARMOUR INC-CLASS A
COMMON STOCK
904311107
117
1975
SH
SOLE
1975
0
0
UNION PAC CORP
COMMON STOCK
907818108
109
1096
SH
SOLE
1096
0
0
UNITED PARCEL SERVICE CL B
COMMON STOCK
911312106
67
655
SH
SOLE
655
0
0
UNITED TECHNOLOGIES CORP
COMMON STOCK
913017109
132
1140
SH
SOLE
1140
0
0
UNITEDHEALTH GROUP INC
COMMON STOCK
91324P102
60
740
SH
SOLE
740
0
0
US BANCORP NEW
COMMON STOCK
902973304
4
100
SH
OTR
0
100
0
US BANCORP NEW
COMMON STOCK
902973304
133
3075
SH
SOLE
3075
0
0
VALERO ENERGY CORP
COMMON STOCK
91913Y100
50
995
SH
SOLE
995
0
0
VERIZON COMMUNICATIONS
COMMON STOCK
92343V104
117
2389
SH
SOLE
2389
0
0
VIACOM INC-B
COMMON STOCK
92553P201
33
385
SH
SOLE
385
0
0
VISA INC CL A
COMMON STOCK
92826C839
178
845
SH
SOLE
845
0
0
WAL MART STORES INC
COMMON STOCK
931142103
94
1255
SH
SOLE
1255
0
0
WELLS FARGO & CO
COMMON STOCK
949746101
32
600
SH
OTR
0
600
0
WELLS FARGO & CO
COMMON STOCK
949746101
228
4340
SH
SOLE
4340
0
0
XILINX INC
COMMON STOCK
983919101
13
275
SH
SOLE
275
0
0
YAHOO INC
COMMON STOCK
984332106
4
100
SH
SOLE
100
0
0
ZIMMER HLDGS INC
COMMON STOCK
98956P102
18
175
SH
SOLE
175
0
0
3M CO
COMMON STOCK
88579Y101
107
750
SH
SOLE
750
0
0
TEVA PHARMACEUTICAL INDS SPONS
COMMON STOCK
881624209
10
200
SH
SOLE
200
0
0
ARROW FINANCIAL CORPORATION
COMMON STOCK
042744102
448
17284
SH
SOLE
17284
0
0
ACCENTURE PLC CL A
COMMON STOCK
G1151C101
107
1325
SH
SOLE
1325
0
0
ACTAVIS PLC
COMMON STOCK
G0083B108
61
274
SH
SOLE
274
0
0
CHECK POINT SOFTWARE TECH LTD
COMMON STOCK
M22465104
3
50
SH
SOLE
50
0
0
COVIDIEN PLC
COMMON STOCK
G2554F113
52
574
SH
SOLE
574
0
0
EATON CORP PLC
COMMON STOCK
G29183103
20
260
SH
SOLE
260
0
0
INGERSOLL-RAND PLC
COMMON STOCK
G47791101
8
124
SH
SOLE
124
0
0
NOBLE CORPORATION PLC
COMMON STOCK
G65431101
14
425
SH
SOLE
425
0
0
SCHLUMBERGER LTD
COMMON STOCK
806857108
232
1965
SH
SOLE
1965
0
0
ISHARES S&P PREF STK ETF
OTHER
464288687
24
600
SH
SOLE
600
0
0
ISHARES S&P SMALLCAP 600
OTHER
464287804
10
85
SH
SOLE
85
0
0
MATERIALS SELECT SPDR FUND
OTHER
81369Y100
5
100
SH
SOLE
100
0
0
UTILITIES SELECT SECTOR SPDR
OTHER
81369Y886
3
75
SH
SOLE
75
0
0
ISHARES CORE U.S. AGGREGATE BO
OTHER
464287226
66
600
SH
SOLE
600
0
0
SPDR BARCLAYS HIGH YIELD BOND
OTHER
78464A417
288
6911
SH
SOLE
6911
0
0
ISHARES S&P NY AMT-FREE MUNI E
OTHER
464288323
825
7500
SH
SOLE
7500
0
0
AFLAC INC
COMMON STOCK
001055102
1245
20000
SH
DFND
3
20000
0
0
AMAZON.COM INC
COMMON STOCK
023135106
4417
13600
SH
DFND
3
13600
0
0
AMERICAN EXPRESS CO
COMMON STOCK
025816109
1350
14225
SH
DFND
3
14225
0
0
AMERICAN INTERNATIONAL GROUP
COMMON STOCK
026874784
1092
20000
SH
DFND
3
20000
0
0
AMERISOURCEBERGEN CORP
COMMON STOCK
03073E105
1272
17500
SH
DFND
3
17500
0
0
AMGEN INC
COMMON STOCK
031162100
1776
15000
SH
DFND
3
15000
0
0
APACHE CORP
COMMON STOCK
037411105
755
7500
SH
DFND
3
7500
0
0
APPLE INC
COMMON STOCK
037833100
3649
39270
SH
DFND
3
39270
0
0
AT&T INC
COMMON STOCK
00206R102
575
16270
SH
DFND
3
16270
0
0
BANK OF AMERICA CORP
COMMON STOCK
060505104
2311
150385
SH
DFND
3
150385
0
0
BANK OF NEW YORK MELLON CORP
COMMON STOCK
064058100
1124
30000
SH
DFND
3
30000
0
0
BERKSHIRE HATHAWAY INC-CL B
COMMON STOCK
084670702
1962
15500
SH
DFND
3
15500
0
0
BIOGEN IDEC INC
COMMON STOCK
09062X103
1261
4000
SH
DFND
3
4000
0
0
CATERPILLAR INC
COMMON STOCK
149123101
1521
14000
SH
DFND
3
14000
0
0
CBS CORPORATION CLASS B
COMMON STOCK
124857202
621
10000
SH
DFND
3
10000
0
0
CELGENE CORP
COMMON STOCK
151020104
1632
19000
SH
DFND
3
19000
0
0
CERNER CORP
COMMON STOCK
156782104
516
10000
SH
DFND
3
10000
0
0
CHEESECAKE FACTORY INC
COMMON STOCK
163072101
1161
25000
SH
DFND
3
25000
0
0
CHEVRON CORPORATION
COMMON STOCK
166764100
783
6000
SH
DFND
3
6000
0
0
CHIPOTLE MEXICAN GRILL INC
COMMON STOCK
169656105
1481
2500
SH
DFND
3
2500
0
0
CITIGROUP INC
COMMON STOCK
172967424
1531
32500
SH
DFND
3
32500
0
0
COCA COLA CO
COMMON STOCK
191216100
1398
33000
SH
DFND
3
33000
0
0
COLGATE PALMOLIVE CO
COMMON STOCK
194162103
1295
19000
SH
DFND
3
19000
0
0
CONOCOPHILLIPS
COMMON STOCK
20825C104
836
9750
SH
DFND
3
9750
0
0
CORNING INC
COMMON STOCK
219350105
2305
105000
SH
DFND
3
105000
0
0
COSTCO WHOLESALE CORP
COMMON STOCK
22160K105
1497
13000
SH
DFND
3
13000
0
0
CVS CAREMARK CORP
COMMON STOCK
126650100
1206
16000
SH
DFND
3
16000
0
0
DANAHER CORP
COMMON STOCK
235851102
984
12500
SH
DFND
3
12500
0
0
DISNEY WALT CO NEW
COMMON STOCK
254687106
887
10345
SH
DFND
3
10345
0
0
DU PONT E I DE NEMOURS & CO
COMMON STOCK
263534109
294
4500
SH
DFND
3
4500
0
0
DUKE ENERGY CORP
COMMON STOCK
26441C204
642
8650
SH
DFND
3
8650
0
0
EBAY INC
COMMON STOCK
278642103
1001
20000
SH
DFND
3
20000
0
0
EXPRESS SCRIPTS HLDG
COMMON STOCK
30219G108
1681
24245
SH
DFND
3
24245
0
0
EXXONMOBIL CORP
COMMON STOCK
30231G102
1208
12000
SH
DFND
3
12000
0
0
FACEBOOK INC-A
COMMON STOCK
30303M102
1514
22500
SH
DFND
3
22500
0
0
FEDEX CORPORATION
COMMON STOCK
31428X106
1211
8000
SH
DFND
3
8000
0
0
FORD MOTOR CO DEL
COMMON STOCK
345370860
517
30000
SH
DFND
3
30000
0
0
FRANKLIN RESOURCES INC
COMMON STOCK
354613101
868
15000
SH
DFND
3
15000
0
0
GAP INC
COMMON STOCK
364760108
831
20000
SH
DFND
3
20000
0
0
GENERAL ELECTRIC CORP
COMMON STOCK
369604103
2056
78250
SH
DFND
3
78250
0
0
GENERAL MLS INC
COMMON STOCK
370334104
394
7500
SH
DFND
3
7500
0
0
GENERAL MOTORS CO
COMMON STOCK
37045V100
908
25000
SH
DFND
3
25000
0
0
GENTHERM INC
COMMON STOCK
37253A103
889
20000
SH
DFND
3
20000
0
0
GILEAD SCIENCES INC
COMMON STOCK
375558103
1036
12500
SH
DFND
3
12500
0
0
GOLDMAN SACHS GROUP INC
COMMON STOCK
38141G104
1674
10000
SH
DFND
3
10000
0
0
GOOGLE INC CL A
COMMON STOCK
38259P508
2339
4000
SH
DFND
3
4000
0
0
GOOGLE INC CLASS C
COMMON STOCK
38259P706
2301
4000
SH
DFND
3
4000
0
0
HELMERICH & PAYNE INC
COMMON STOCK
423452101
1614
13900
SH
DFND
3
13900
0
0
HONEYWELL INTERNATIONAL INC
COMMON STOCK
438516106
1394
15000
SH
DFND
3
15000
0
0
INTEL CORP
COMMON STOCK
458140100
618
20000
SH
DFND
3
20000
0
0
INTERNATIONAL FLAVORS & FRAGRA
COMMON STOCK
459506101
730
7000
SH
DFND
3
7000
0
0
JOHNSON & JOHNSON
COMMON STOCK
478160104
1046
10000
SH
DFND
3
10000
0
0
JP MORGAN CHASE & CO
COMMON STOCK
46625H100
1268
22000
SH
DFND
3
22000
0
0
JUNIPER NETWORKS INC
COMMON STOCK
48203R104
614
25000
SH
DFND
3
25000
0
0
KRAFT FOODS GROUP INC
COMMON STOCK
50076Q106
629
10500
SH
DFND
3
10500
0
0
MARATHON OIL CORP
COMMON STOCK
565849106
599
15000
SH
DFND
3
15000
0
0
MASCO CORP
COMMON STOCK
574599106
1221
55000
SH
DFND
3
55000
0
0
MERCK & CO INC
COMMON STOCK
58933Y105
1036
17900
SH
DFND
3
17900
0
0
MICROSOFT CORP
COMMON STOCK
594918104
995
23870
SH
DFND
3
23870
0
0
MORGAN STANLEY
COMMON STOCK
617446448
1940
60000
SH
DFND
3
60000
0
0
MYLAN INC
COMMON STOCK
628530107
1547
30000
SH
DFND
3
30000
0
0
NATIONAL-OILWELL INC
COMMON STOCK
637071101
1194
14500
SH
DFND
3
14500
0
0
NEWMONT MNG CORP
COMMON STOCK
651639106
254
10000
SH
DFND
3
10000
0
0
NEXTERA ENERGY INC
COMMON STOCK
65339F101
714
6965
SH
DFND
3
6965
0
0
NOBLE ENERGY INC
COMMON STOCK
655044105
1549
20000
SH
DFND
3
20000
0
0
PARKER HANNIFIN CORP
COMMON STOCK
701094104
629
5000
SH
DFND
3
5000
0
0
PEPSICO INC
COMMON STOCK
713448108
1269
14200
SH
DFND
3
14200
0
0
PFIZER INC
COMMON STOCK
717081103
1395
47000
SH
DFND
3
47000
0
0
PHILLIPS 66
COMMON STOCK
718546104
1609
20000
SH
DFND
3
20000
0
0
PRICELINE GROUP INC
COMMON STOCK
741503403
1203
1000
SH
DFND
3
1000
0
0
PROCTER & GAMBLE CO
COMMON STOCK
742718109
1218
15500
SH
DFND
3
15500
0
0
QUALCOMM INC
COMMON STOCK
747525103
1445
18250
SH
DFND
3
18250
0
0
SALESFORCE.COM
COMMON STOCK
79466L302
2730
47000
SH
DFND
3
47000
0
0
SEMPRA ENERGY
COMMON STOCK
816851109
524
5000
SH
DFND
3
5000
0
0
SOUTHWEST AIRLINES CO
COMMON STOCK
844741108
1074
40000
SH
DFND
3
40000
0
0
STARBUCKS CORP
COMMON STOCK
855244109
542
7000
SH
DFND
3
7000
0
0
STARWOOD HOTELS & RESORTS
COMMON STOCK
85590A401
808
10000
SH
DFND
3
10000
0
0
TRAVELERS COMPANIES INC
COMMON STOCK
89417E109
1411
15000
SH
DFND
3
15000
0
0
UNDER ARMOUR INC-CLASS A
COMMON STOCK
904311107
2856
48000
SH
DFND
3
48000
0
0
UNION PAC CORP
COMMON STOCK
907818108
1596
16000
SH
DFND
3
16000
0
0
UNITED PARCEL SERVICE CL B
COMMON STOCK
911312106
719
7000
SH
DFND
3
7000
0
0
UNITED TECHNOLOGIES CORP
COMMON STOCK
913017109
1212
10500
SH
DFND
3
10500
0
0
UNITEDHEALTH GROUP INC
COMMON STOCK
91324P102
818
10000
SH
DFND
3
10000
0
0
US BANCORP NEW
COMMON STOCK
902973304
966
22300
SH
DFND
3
22300
0
0
VALERO ENERGY CORP
COMMON STOCK
91913Y100
752
15000
SH
DFND
3
15000
0
0
VERIZON COMMUNICATIONS
COMMON STOCK
92343V104
809
16540
SH
DFND
3
16540
0
0
VISA INC CL A
COMMON STOCK
92826C839
3690
17510
SH
DFND
3
17510
0
0
VULCAN MATERIALS CO
COMMON STOCK
929160109
542
8500
SH
DFND
3
8500
0
0
WAL MART STORES INC
COMMON STOCK
931142103
938
12500
SH
DFND
3
12500
0
0
WELLS FARGO & CO
COMMON STOCK
949746101
1577
30000
SH
DFND
3
30000
0
0
WHOLE FOODS MKT INC
COMMON STOCK
966837106
657
17000
SH
DFND
3
17000
0
0
WILLIAMS-SONOMA INC
COMMON STOCK
969904101
718
10000
SH
DFND
3
10000
0
0
ACCENTURE PLC CL A
COMMON STOCK
G1151C101
970
12000
SH
DFND
3
12000
0
0
ACTAVIS PLC
COMMON STOCK
G0083B108
1115
5000
SH
DFND
3
5000
0
0
SCHLUMBERGER LTD
COMMON STOCK
806857108
1710
14500
SH
DFND
3
14500
0
0