The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
XXII 22nd Century Group Inc 90137F202   0 35 SH   SOLE   35 0 0
DDD 3D Systems 88554D205   0 25 SH   SOLE   25 0 0
MMM 3M Company 88579Y101   23 213 SH   SOLE   213 0 0
ABT Abbott Labs 002824100   216 1,965 SH   SOLE   1,965 0 0
ABBV AbbVie Inc. 00287Y109   197 1,276 SH   SOLE   1,276 0 0
ACN Accenture Plc G1151C101   49 141 SH   SOLE   141 0 0
AMD Advanced Micro Dev 007903107   51 350 SH   SOLE   350 0 0
AFL AFLAC Inc 001055102   13 164 SH   SOLE   164 0 0
APD Air Prod & Chemicals 009158106   8 32 SH   SOLE   32 0 0
ALC Alcon Inc Ord Shs H01301128   41 525 SH   SOLE   525 0 0
BABA Alibaba Group Holding Ltd ADR 01609W102   39 509 SH   SOLE   509 0 0
MO Altria Group 02209S103   16 400 SH   SOLE   400 0 0
AMZN Amazon.com 023135106   1,417 9,331 SH   SOLE   9,331 0 0
AEP Amer Elec Pwr 025537101   43 535 SH   SOLE   535 0 0
UHAL.B AMERCO CMN 023586506   6 90 SH   SOLE   90 0 0
UHAL Amerco Inc 023586100   0 10 SH   SOLE   10 0 0
AXP American Express Co 025816109   4 25 SH   SOLE   25 0 0
AMT American Tower 03027X100   59 274 SH   SOLE   274 0 0
AMGN Amgen Inc. 031162100   65 228 SH   SOLE   228 0 0
ADI Analog Devices Inc 032654105   99 501 SH   SOLE   501 0 0
NLY Annaly Mg Mgt REIT 035710839   4 230 SH   SOLE   230 0 0
ELV Anthem Inc 036752103   32 68 SH   SOLE   68 0 0
AAPL Apple 037833100   4,332 22,502 SH   SOLE   22,502 0 0
AJG Arthur J. Gallagher & Co 363576109   24 109 SH   SOLE   109 0 0
ASML ASML Holding NV N07059210   28 37 SH   SOLE   37 0 0
AZN AstraZeneca plc 046353108   25 384 SH   SOLE   384 0 0
ACB Aurora Cannabis Inc 05156X884   0 25 SH   SOLE   25 0 0
ASAPF Aurora Spine Corp 000034770   0 3,000 SH   SOLE   3,000 0 0
ADP Auto Data Processing 053015103   3,000 12,880 SH   SOLE   12,880 0 0
BANC Banc of California Inc 05990K106   1 102 SH   SOLE   102 0 0
06055H608 BANK OF AMER DS REP 1000 SRS PP PRF 06055H608   5 276 SH   SOLE   276 0 0
BAC Bank of America Corp 060505104   16 478 SH   SOLE   478 0 0
06053U601 Bank of America Corp 06053U601   17 750 SH   SOLE   750 0 0
GOLD Barrick Gold Corp 067901108   4 260 SH   SOLE   260 0 0
BDX Becton Dickinson 075887109   26 107 SH   SOLE   107 0 0
84,990,175 Berkshire Hathaway A 084990175   1,085 200 SH   SOLE   200 0 0
BRKB Berkshire Hathaway B 084670702   726 2,038 SH   SOLE   2,038 0 0
BLK BlackRock 09247X101   6 8 SH   SOLE   8 0 0
BA Boeing Co 097023105   29 115 SH   SOLE   115 0 0
BMY Bristol-Myers Squibb 110122108   10 196 SH   SOLE   196 0 0
AVGO BROADCOM LTD 11135F101   1,655 1,483 SH   SOLE   1,483 0 0
BR Broadridge Financial Solutions Inc 11133T103   31 152 SH   SOLE   152 0 0
BRO Brown & Brown Inc 115236101   35 504 SH   SOLE   504 0 0
BF.B Brown-Forman Corp 115637209   12 227 SH   SOLE   227 0 0
CNI Canadian Natl Railway 136375102   25 200 SH   SOLE   200 0 0
CP Canadian Pacific Railway Ltd 13646K108   29 375 SH   SOLE   375 0 0
14040H782 CAPITL ONE FIN 40 DS REP 1 SRS J PRF 14040H782   1 71 SH   SOLE   71 0 0
CCL Carnival Corp. 143658300   2 111 SH   SOLE   111 0 0
CARR Carrier Global Corp-Wi 14448C104   2 47 SH   SOLE   47 0 0
CAT Caterpillar Inc. 149123101   3,713 12,560 SH   SOLE   12,560 0 0
162,537,104 Chautauqua Abstract Co. (NV) 162537104   0 180 SH   SOLE   180 0 0
CVX Chevron Corporation 166764100   1,120 7,512 SH   SOLE   7,512 0 0
CHWY Chewy Inccl A 16679L109   0 33 SH   SOLE   33 0 0
CMG Chipotle Mexican Grill Inc Class A 169656105   18 8 SH   SOLE   8 0 0
808,513,865 CHRLS SCHWB DS REP 1 40 SRS J PRF 808513865   1 80 SH   SOLE   80 0 0
CB Chubb Corp H1467J104   10 48 SH   SOLE   48 0 0
CHD Church & Dwight Co Inc 171340102   52 555 SH   SOLE   555 0 0
CSCO Cisco Systems, Inc. 17275R102   8 170 SH   SOLE   170 0 0
CL Colgate Palmolive 194162103   459 5,762 SH   SOLE   5,762 0 0
CBSH Commerce Bancshares Inc 200525103   0 13 SH   SOLE   13 0 0
XLC Communication Services Sel Sect SPDRETF 81369Y852   48 665 SH   SOLE   665 0 0
CBU Community Bank System Inc 203607106   27 536 SH   SOLE   536 0 0
STZ Constellation Brands Inc 21036P108   21 87 SH   SOLE   87 0 0
GLW Corning Inc. 219350105   11 373 SH   SOLE   373 0 0
COST Costco Wholesale Corporation 22160K105   132 201 SH   SOLE   201 0 0
CRWD CrowdStrike Holdings Inc 22788C105   3 14 SH   SOLE   14 0 0
CURLF CURALEAF HOLDINGS INC 23126M102   9 2,367 SH   SOLE   2,367 0 0
CVS CVS Health Corp 126650100   62 785 SH   SOLE   785 0 0
DHR Danaher Corp Del 235851102   58 255 SH   SOLE   255 0 0
DDOG DATADOG INC CL A 23804L103   35 290 SH   SOLE   290 0 0
DE Deere & Co. 244199105   9 24 SH   SOLE   24 0 0
DELL Dell Computer 24703L202   1,536 20,090 SH   SOLE   20,090 0 0
DAL Delta Air Lines Inc 247361702   19 490 SH   SOLE   490 0 0
DFS Discover Financial Svcs 254709108   10 90 SH   SOLE   90 0 0
DIS Disney 254687106   50 561 SH   SOLE   561 0 0
DCBO DOCEBO INC ORDINARY SHARES 25609L105   4 100 SH   SOLE   100 0 0
DG Dollar General Corp 256677105   12 94 SH   SOLE   94 0 0
ECL Ecolab 278865100   49 252 SH   SOLE   252 0 0
LLY Eli Lilly & Co 532457108   6,585 11,297 SH   SOLE   11,297 0 0
EMR Emerson Electric 291011104   51 524 SH   SOLE   524 0 0
XLE Energy Select Sector SPDR (ETF) 81369Y506   18 223 SH   SOLE   223 0 0
XOM Exxon Mobil Corp 30231G102   21 216 SH   SOLE   216 0 0
META Facebook Inc A 30303M102   99 282 SH   SOLE   282 0 0
FDS Factset Research Systems 303075105   31 65 SH   SOLE   65 0 0
FMB First Trust Managed Municipal ETF 33739N108   1,883 36,464 SH   SOLE   36,464 0 0
FMNY FIRST TRUST NEW YORK MUNP HG INC ETF 33739P822   461 17,005 SH   SOLE   17,005 0 0
RDVY First Trust Rising Dividend Achiev ETF 33738R506   83 1,610 SH   SOLE   1,610 0 0
FSMB First Trust Short Dur Mgd Muncpl ETF 33739P830   6,471 324,387 SH   SOLE   324,387 0 0
F Ford Motor Co. 345370860   6 546 SH   SOLE   546 0 0
FREY FREYR BATTERY ORD L4135L100   9 5,084 SH   SOLE   5,084 0 0
DMAY FT CBOE VEST US EQ DEEP BFR ETF 33740F730   541 15,002 SH   SOLE   15,002 0 0
FNOV FT CBOE VEST US EQUITY BUFF ETF 33740F847   6,731 158,342 SH   SOLE   158,342 0 0
FFEB FT CBOE VEST US EQUITY BUFFER ETF 33740F763   1,006 23,580 SH   SOLE   23,580 0 0
FJUL FT CBOE VEST US EQUITY BUFFER ETF 33740U208   279 6,707 SH   SOLE   6,707 0 0
FAPR FT Cboe Vest US Equity Buffer ETF Apr 33740U885   4,635 132,628 SH   SOLE   132,628 0 0
DFEB FT CBOE VEST US EQUITY DEEP BFR ETF 33740F771   958 25,562 SH   SOLE   25,562 0 0
DDEC FT CBOE VEST US EQUITY DEEP BUF ETF 33740U406   899 25,146 SH   SOLE   25,146 0 0
DNOV FT CBOE VEST US EQUITY DEEP BUFF ETF 33740F839   6,316 163,123 SH   SOLE   163,123 0 0
DAPR FT Cboe Vest US Equity Dp Bffr ETF Apr 33740U802   2,254 69,662 SH   SOLE   69,662 0 0
DSEP FT Cboe Vest US Equity Dp Bffr ETF Sep 33740F680   2,467 67,722 SH   SOLE   67,722 0 0
FMAR FT CBOE VEST US EQY BUFF ETF 33740F599   39 1,050 SH   SOLE   1,050 0 0
DJUL FT CBOE VEST US EQY DEEP BUFFER ETF 33740F698   52,970 1,451,285 SH   SOLE   1,451,285 0 0
FJUN FT CBOE VST US EQTY BUFER ETF 33740F722   56 1,269 SH   SOLE   1,269 0 0
DJUN FT CBOE VST US EQTY DEEP BUFR ETF 33740F714   55 1,459 SH   SOLE   1,459 0 0
DMAR FT CBOE VST US EQY DEEP BUFF ETF 33740F615   38 1,134 SH   SOLE   1,134 0 0
IT Gartner Inc 366651107   127 282 SH   SOLE   282 0 0
GD General Dynamics 369550108   27 107 SH   SOLE   107 0 0
GIS General Mills 370334104   14 220 SH   SOLE   220 0 0
GILD Gilead Sciences Inc 375558103   65 811 SH   SOLE   811 0 0
QYLD Global X NASDAQ 100 Covered Call ETF 37954Y483   5 327 SH   SOLE   327 0 0
CATH Global X S&P 500 Catholic Values ETF 37954Y889   806 13,913 SH   SOLE   13,913 0 0
PAVE Global X US Infrastructure Dev ETF 37954Y673   8,355 242,461 SH   SOLE   242,461 0 0
GOOG Google Inc. 02079K107   1,351 9,589 SH   SOLE   9,589 0 0
GOOGL Google Inc. 02079K305   907 6,494 SH   SOLE   6,494 0 0
LOPE Grand Canyon Education Inc 38526M106   17 131 SH   SOLE   131 0 0
HAL Halliburton Hldng Co 406216101   36 1,000 SH   SOLE   1,000 0 0
HLT Hilton Worldwide Holdings Inc 43300A203   66 365 SH   SOLE   365 0 0
HD Home Depot Inc. 437076102   100 290 SH   SOLE   290 0 0
HON Honeywell Inc. 438516106   3 17 SH   SOLE   17 0 0
HUBS HubSpot Inc 443573100   5 10 SH   SOLE   10 0 0
ITW Illinois Tool Works 452308109   66 252 SH   SOLE   252 0 0
INTC Intel 458140100   2 50 SH   SOLE   50 0 0
IBM International Business Machines Corp. 459200101   94 579 SH   SOLE   579 0 0
RWJ Invesco S&P SmallCap 600 Revenue ETF 46138G664   17 414 SH   SOLE   414 0 0
IEF iShares 7-10 Year Treasury Bond ETF 464287440   14,154 146,846 SH   SOLE   146,846 0 0
IEI iShares Barclays 3-7 Year Treasury Bond (ETF) 464288661   903 7,717 SH   SOLE   7,717 0 0
USIG iShares Broad USD Invm Grd Corp Bd ETF 464288620   10 211 SH   SOLE   211 0 0
HDV iShares Core High Dividend ETF 46429B663   9 89 SH   SOLE   89 0 0
IEFA iShares Core MSCI EAFE 46432F842   9 132 SH   SOLE   132 0 0
IEMG iShares Core MSCI Emerging Markets ETF 46434G103   4 98 SH   SOLE   98 0 0
IVV iShares Core S&P 500 (ETF) 464287200   1 3 SH   SOLE   3 0 0
IUSG iShares Core S&P US Growth ETF 464287671   16 160 SH   SOLE   160 0 0
IUSV iShares Core S&P US Value ETF 464287663   22 267 SH   SOLE   267 0 0
IHAK iShares Cybersecurity and Tech ETF 46435U135   18 416 SH   SOLE   416 0 0
USMV iShares Edge MSCI Min Vol USA 46429B697   129 1,659 SH   SOLE   1,659 0 0
ICLN iShares Global Clean Energy 464288224   3 248 SH   SOLE   248 0 0
IBDO iShares iBonds Dec 2023 Term Corp ETF 46434VAX8   7 289 SH   SOLE   289 0 0
IBDP iShares iBonds Dec 2024 Term Corp ETF 46434VBG4   4,314 173,218 SH   SOLE   173,218 0 0
IBDQ iShares iBonds Dec 2025 Term Corp ETF 46434VBD1   4,271 172,509 SH   SOLE   172,509 0 0
IBMN iShares iBonds Dec 2025 Term Muni Bd ETF 46435U432   18 709 SH   SOLE   709 0 0
IBDR iShares iBonds Dec 2026 Term Corp ETF 46435GAA0   4,211 176,211 SH   SOLE   176,211 0 0
IBMO iShares iBonds Dec 2026 Term Muni Bd ETF 46435U259   18 739 SH   SOLE   739 0 0
IBDS iShares iBonds Dec 2027 Term Corp ETF 46435UAA9   60 2,537 SH   SOLE   2,537 0 0
IBMP iShares iBonds Dec 2027 Term Muni Bd ETF 46435U283   18 742 SH   SOLE   742 0 0
IBDT iShares iBonds Dec 2028 Term Corp ETF 46435U515   56 2,238 SH   SOLE   2,238 0 0
EFAV iShares MSCI EAFE Min Vol Factor ETF 46429B689   18 268 SH   SOLE   268 0 0
EWJ iShares MSCI Japan (ETF) 46434G822   83 1,302 SH   SOLE   1,302 0 0
IGV iShares North American Tech-Software (ETF) 464287515   263 650 SH   SOLE   650 0 0
IWF iShares Russell 1000 Growth (ETF) 464287614   33 110 SH   SOLE   110 0 0
IWD iShares Russell 1000 Value (ETF) 464287598   9 60 SH   SOLE   60 0 0
IWN iShares Russell 2000 Value (ETF) 464287630   10 65 SH   SOLE   65 0 0
OEF iShares S&P 100 Index (ETF) 464287101   10 47 SH   SOLE   47 0 0
IVW iShares S&P 500 Growth 464287309   24 328 SH   SOLE   328 0 0
MUB iShares S&P National Muni Bond (ETF) 464288414   0 1 SH   SOLE   1 0 0
IHI iShares U.S. Medical Devices (ETF) 464288810   1,403 26,006 SH   SOLE   26,006 0 0
GOVT iShares US Treasury Bond 46429B267   13 592 SH   SOLE   592 0 0
JKHY Jack Henry & Associates Inc 426281101   23 142 SH   SOLE   142 0 0
JNJ Johnson & Johnson 478160104   107 687 SH   SOLE   687 0 0
JPM JP Morgan Chase 46625H100   199 1,175 SH   SOLE   1,175 0 0
KD KYNDRYL HOLDINGS ORD WI 50155Q100   4 193 SH   SOLE   193 0 0
LHX L3Harris Technologies Ord 502431109   34 164 SH   SOLE   164 0 0
LIN Linde plc G54950103   71 174 SH   SOLE   174 0 0
LMT Lockheed Martin 539830109   1,909 4,212 SH   SOLE   4,212 0 0
LOW Lowe's Companies 548661107   79 359 SH   SOLE   359 0 0
LCID LUCID GROUP INC SHS 549498103   1 277 SH   SOLE   277 0 0
LVMUY LVMH Moet Hennessy Louis Vuitton SE 502441306   23 145 SH   SOLE   145 0 0
MTB M&T Bank 55261F104   75 549 SH   SOLE   549 0 0
MA MasterCard Inc. 57636Q104   71 167 SH   SOLE   167 0 0
MKC McCormick & Co Inc Non-Voting 579780206   44 656 SH   SOLE   656 0 0
MCD McDonalds Corp 580135101   108 365 SH   SOLE   365 0 0
MDT Medtronic Inc. G5960L103   235 2,853 SH   SOLE   2,853 0 0
MELI MercadoLibre Inc 58733R102   15 10 SH   SOLE   10 0 0
MRK Merck & Co. 58933Y105   28 261 SH   SOLE   261 0 0
MU Micron Technology Inc 595112103   115 1,350 SH   SOLE   1,350 0 0
MSFT Microsoft 594918104   1,285 3,418 SH   SOLE   3,418 0 0
MRNA Moderna Inc 60770K107   27 272 SH   SOLE   272 0 0
MCO Moody s Corporation 615369105   32 84 SH   SOLE   84 0 0
MS Morgan Stanley 617446448   48 523 SH   SOLE   523 0 0
MSI Motorola Solutions Inc. 620076307   15 50 SH   SOLE   50 0 0
NFG National Fuel Gas 636180101   8 169 SH   SOLE   169 0 0
NNI Nelnet Inc 64031N108   12 138 SH   SOLE   138 0 0
NEOG Neogen Corp 640491106   17 880 SH   SOLE   880 0 0
NFLX Netflix Inc 64110L106   17 35 SH   SOLE   35 0 0
RITM New Residential Invt Corp Com New 64828T201   2 250 SH   SOLE   250 0 0
NEE NextEra Energy 65339F101   198 3,270 SH   SOLE   3,270 0 0
NTDOY Nintendo Co Ltd 654445303   31 2,391 SH   SOLE   2,391 0 0
NDSN Nordson Corp 655663102   13 52 SH   SOLE   52 0 0
NSC Norfolk Southern 655844108   60 256 SH   SOLE   256 0 0
NOC Northrop Grumman Corp. 666807102   7 17 SH   SOLE   17 0 0
NVDA NVIDIA Corp 67066G104   185 375 SH   SOLE   375 0 0
ORCL Oracle Corp 68389X105   31 298 SH   SOLE   298 0 0
OTIS OTIS Worldwide Corp-Wi 68902V107   2 23 SH   SOLE   23 0 0
694,308,503 Pacific Gas & Electric Co 694308503   11 700 SH   SOLE   700 0 0
PANW Palo Alto Networks Inc 697435105   1,228 4,167 SH   SOLE   4,167 0 0
BAA-PKI PARKLAND CORP CONV TO 714046109   2 100 SH   SOLE   100 0 0
PAYX Paychex Inc. 704326107   34 288 SH   SOLE   288 0 0
PYPL PayPal Holdings Inc 70450Y103   85 1,400 SH   SOLE   1,400 0 0
PEP PepsiCo 713448108   94 555 SH   SOLE   555 0 0
PFE Pfizer 717081103   26 916 SH   SOLE   916 0 0
PM Philip Morris 718172109   22 235 SH   SOLE   235 0 0
BOND PIMCO Total Return (ETF) 72201R775   77 839 SH   SOLE   839 0 0
QQQ PowerShares QQQ Trust (ETF) 46090E103   25 63 SH   SOLE   63 0 0
SPLV PowerShares S&P 500 Low Volatility ETF 46138E354   19 319 SH   SOLE   319 0 0
PPG PPG Industries 693506107   2 18 SH   SOLE   18 0 0
PG Procter & Gamble 742718109   49 336 SH   SOLE   336 0 0
PRU Prudential Finc'l Inc. 744320102   8 78 SH   SOLE   78 0 0
QCOM QUALCOMM Inc 747525103   9 68 SH   SOLE   68 0 0
QTRX Quanterix Corp 74766Q101   9 362 SH   SOLE   362 0 0
RTX Raytheon Technologies Ord 75513E101   3 47 SH   SOLE   47 0 0
REGN Regeneron Pharmaceuticals Inc 75886F107   87 100 SH   SOLE   100 0 0
RH RH Com 74967X103   31 109 SH   SOLE   109 0 0
RBLX Roblox Corp 771049103   36 792 SH   SOLE   792 0 0
RHHBY Roche Holding AG ADR 771195104   4 117 SH   SOLE   117 0 0
RMTI Rockwell Medical Inc 774374300   0 226 SH   SOLE   226 0 0
ROST Ross Stores Inc 778296103   15 114 SH   SOLE   114 0 0
RY Royal Bank of Canada 780087102   42 425 SH   SOLE   425 0 0
RSP Ryd. S&P 500 Eq. Wt. 46137V357   23 152 SH   SOLE   152 0 0
CRM Salesforce Inc 79466L302   82 314 SH   SOLE   314 0 0
SNVP Savoy Energy Corp (NV) 80534P200   0 50,000 SH   SOLE   50,000 0 0
SLB Schlumberger Ltd 806857108   17 345 SH   SOLE   345 0 0
SCHI SCHWAB 5 10 YEAR CORP BOND ETF 808524698   13,273 295,357 SH   SOLE   295,357 0 0
SCHF Schwab Int'l Equity 808524805   135 3,658 SH   SOLE   3,658 0 0
SCHB Schwab U.S. Broad Market 808524102   20,929 375,964 SH   SOLE   375,964 0 0
SCHA Schwab U.S. Small Idx. 808524607   2 46 SH   SOLE   46 0 0
SCHZ Schwab US Aggregate Bond ETF 808524839   3 70 SH   SOLE   70 0 0
SCHX Schwab US Large-Cap ETF 808524201   4 74 SH   SOLE   74 0 0
SCHG Schwab US Large-Cap Growth 808524300   511 6,165 SH   SOLE   6,165 0 0
SE Sea Limited 81141R100   2 69 SH   SOLE   69 0 0
SHOP SHOPIFY INC A 82509L107   16 210 SH   SOLE   210 0 0
SITE Siteone Landscape Supply Inc com 82982L103   65 400 SH   SOLE   400 0 0
SWKS Skyworks Solutions 83088M102   29 260 SH   SOLE   260 0 0
SONY Sony Group Corp 835699307   45 479 SH   SOLE   479 0 0
SRNEQ Sorrento Therapeutics Inc 83587F202   0 3,600 SH   SOLE   3,600 0 0
808CNT018 SORRENTO THERAPEUTICSXPNPARENT # 69 (NV) 808CNT018   3 1,479 SH   SOLE   1,479 0 0
BILS SPDR BLOOMBERG 3-12M T-BILL 78468R523   94 955 SH   SOLE   955 0 0
SPY SPDR S&P 500 78462F103   7 16 SH   SOLE   16 0 0
TOTL SPDR DoubleLine Total Return Tact ETF 78467V848   84 2,103 SH   SOLE   2,103 0 0
SPTL SPDR Portfolio Long Term Treasury ETF 78464A664   0 27 SH   SOLE   27 0 0
SPOT SPOTIFY TECHNOLOGY SA L8681T102   7 41 SH   SOLE   41 0 0
SBUX Starbucks Corp 855244109   19 200 SH   SOLE   200 0 0
SYK Stryker Corp. 863667101   29 98 SH   SOLE   98 0 0
SYY Sysco Corporation 871829107   7 98 SH   SOLE   98 0 0
TGT Target Corporation 87612E106   40 286 SH   SOLE   286 0 0
XLK Technology Select Sector SPDR (ETF) 81369Y803   51 268 SH   SOLE   268 0 0
TSLA Tesla Motors Inc 88160R101   35 142 SH   SOLE   142 0 0
TXN Texas Instruments 882508104   21 127 SH   SOLE   127 0 0
KO The Coca-Cola Company 191216100   12 213 SH   SOLE   213 0 0
COO The Cooper Companies Inc 216648402   9 26 SH   SOLE   26 0 0
KHC The Kraft Heinz Co 500754106   1 35 SH   SOLE   35 0 0
TRV The Travelers Companies 89417E109   11 60 SH   SOLE   60 0 0
TJX TJX Companies Inc 872540109   47 504 SH   SOLE   504 0 0
TTC Toro Co 891092108   17 180 SH   SOLE   180 0 0
TD Toronto Dominion Bank 891160509   38 600 SH   SOLE   600 0 0
TSCO Tractor Supply Co 892356106   73 340 SH   SOLE   340 0 0
TFC Truist Finl Corp Com 89832Q109   3 83 SH   SOLE   83 0 0
ULTA Ulta Salon Cosmetics & Fragrance Inc 90384S303   4 10 SH   SOLE   10 0 0
UNP Union Pacific Corp 907818108   4 19 SH   SOLE   19 0 0
UPS United Parcel Service 911312106   9 61 SH   SOLE   61 0 0
URI United Rentals Inc 911363109   41 72 SH   SOLE   72 0 0
UNH Unitedhealth Group 91324P102   63 121 SH   SOLE   121 0 0
MLN VanEck Long Muni ETF 92189F536   8,246 451,889 SH   SOLE   451,889 0 0
MOAT VanEck Morningstar Wide Moat ETF 92189F643   11,210 132,094 SH   SOLE   132,094 0 0
VOO Vanguard 500 ETF 922908363   1,615 3,698 SH   SOLE   3,698 0 0
VIG Vanguard Dividend Appreciation (ETF) 921908844   6,082 35,693 SH   SOLE   35,693 0 0
VSGX Vanguard ESG International Stock ETF 921910725   5,620 101,676 SH   SOLE   101,676 0 0
VEA Vanguard FTSE Developed Markets (ETF) 921943858   9 189 SH   SOLE   189 0 0
VWO Vanguard FTSE Emerging Markets (ETF) 922042858   6 167 SH   SOLE   167 0 0
VUG Vanguard Growth ETF 922908736   7,402 23,811 SH   SOLE   23,811 0 0
VYM Vanguard High Dividend Yield ETF 921946406   10 92 SH   SOLE   92 0 0
VCIT Vanguard Intermediate-Term Corporate Bond (ETF) 92206C870   93 1,147 SH   SOLE   1,147 0 0
VYMI Vanguard Intl Hi Div Yld Idx ETF 921946794   5 78 SH   SOLE   78 0 0
MGK Vanguard Mega Cap Growth ETF 921910816   11 42 SH   SOLE   42 0 0
MGV Vanguard Mega Cap Value ETF 921910840   1,660 15,185 SH   SOLE   15,185 0 0
VMBS Vanguard Mortgage-Backed Securities Index ETF 92206C771   11 254 SH   SOLE   254 0 0
VTWO Vanguard Russell 2000 ETF 92206C664   4 52 SH   SOLE   52 0 0
VTEB Vanguard Tax-Exempt Bond ETF 922907746   2,965 58,083 SH   SOLE   58,083 0 0
BND Vanguard Total Bond Market Index 921937835   393 5,347 SH   SOLE   5,347 0 0
VTC Vanguard Total Corporate Bond ETF 92206C573   18 245 SH   SOLE   245 0 0
BNDX Vanguard Total International Bond ETF 92203J407   122 2,483 SH   SOLE   2,483 0 0
VXUS Vanguard Total International Stock ETF 921909768   8,066 139,167 SH   SOLE   139,167 0 0
VTI Vanguard Total Stock Market (ETF) 922908769   20,021 84,402 SH   SOLE   84,402 0 0
VT Vanguard Total World Stock 922042742   0 5 SH   SOLE   5 0 0
VLTO VERALTO ORD WI 92338C103   6 85 SH   SOLE   85 0 0
VZ Verizon Communications 92343V104   34 924 SH   SOLE   924 0 0
VTRS Viatris Inc 92556V106   2 223 SH   SOLE   223 0 0
V Visa 92826C839   58 225 SH   SOLE   225 0 0
WMT Wal-Mart Stores Inc. 931142103   35 228 SH   SOLE   228 0 0
WST West Pharmaceutical Services Inc 955306105   63 180 SH   SOLE   180 0 0
NTSX WisdomTree U.S. Efficient Core Fund 97717Y790   282 7,189 SH   SOLE   7,189 0 0
XYL XYLEM INC 98419M100   18 165 SH   SOLE   165 0 0
BUD Anheuser-Busch InBev SA/NV 03524A108   6 100 SH   SOLE   100 0 0
LULU Lululemon Athletica Inc 550021109   6 13 SH   SOLE   13 0 0
USFR WISDOM F/R TREAS ETF-NEW FR-565039 97717Y527   11 235 SH   SOLE   235 0 0