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      <link:roleType roleURI="http://www.nrucfc.coop/role/DisclosureFairValueOfFinancialInstrumentsDetails" id="DisclosureFairValueOfFinancialInstrumentsDetails">
        <link:definition>4110 - Disclosure - Fair Value of Financial Instruments (Details)</link:definition>
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        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.nrucfc.coop/role/DisclosureSegmentInformationDetails" id="DisclosureSegmentInformationDetails">
        <link:definition>4120 - Disclosure - Segment Information (Details)</link:definition>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
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      <link:roleType roleURI="http://www.nrucfc.coop/role/DisclosureSubsequentEventsDetails" id="DisclosureSubsequentEventsDetails">
        <link:definition>4130 - Disclosure - Subsequent Events (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
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      <link:roleType roleURI="http://www.nrucfc.coop/role/DisclosureSelectedQuarterlyFinancialDataUnaudited" id="DisclosureSelectedQuarterlyFinancialDataUnaudited">
        <link:definition>8000 - Disclosure - SELECTED QUARTERLY FINANCIAL DATA (UNAUDITED)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.nrucfc.coop/role/DisclosureInvestmentInEquitySecurities" id="DisclosureInvestmentInEquitySecurities">
        <link:definition>8010 - Disclosure - INVESTMENTS IN EQUITY SECURITIES</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.nrucfc.coop/role/DisclosureMembersSubordinatedCertificates" id="DisclosureMembersSubordinatedCertificates">
        <link:definition>8020 - Disclosure - MEMBERS SUBORDINATED CERTIFICATES</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
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      <link:roleType roleURI="http://www.nrucfc.coop/role/DisclosureEmployeeBenefits" id="DisclosureEmployeeBenefits">
        <link:definition>8030 - Disclosure - EMPLOYEE BENEFITS</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
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  <xsd:element name="MaturityPeriodOfShortTermDebtForWhichFairValueIsEstimatedBasedOnQuotedMarketRates" id="nrc_MaturityPeriodOfShortTermDebtForWhichFairValueIsEstimatedBasedOnQuotedMarketRates" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
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  <xsd:element name="LoanAndGuaranteeSubordinatedCertificatesMember" id="nrc_LoanAndGuaranteeSubordinatedCertificatesMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
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  <xsd:element name="CleanRenewableEnergyBondsSeries2009AMember" id="nrc_CleanRenewableEnergyBondsSeries2009AMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
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  <xsd:element name="RevolvingCreditAgreementPeriodAxis" id="nrc_RevolvingCreditAgreementPeriodAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="RevolvingCreditAgreementPeriodDomain" id="nrc_RevolvingCreditAgreementPeriodDomain" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ThreeYearAgreementMember" id="nrc_ThreeYearAgreementMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FourYearAgreementMember" id="nrc_FourYearAgreementMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FiveYearAgreementMember" id="nrc_FiveYearAgreementMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LineOfCreditFacilityTerm" id="nrc_LineOfCreditFacilityTerm" type="xbrli:durationItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LineOfCreditFacilityCovenantRequiredFinancialRatiosAbstract" id="nrc_LineOfCreditFacilityCovenantRequiredFinancialRatiosAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LineOfCreditFacilityCovenantRequiredMinimumAverageAdjustedTimesInterestEarnedRatioOverSixMostRecentFiscalQuarters" id="nrc_LineOfCreditFacilityCovenantRequiredMinimumAverageAdjustedTimesInterestEarnedRatioOverSixMostRecentFiscalQuarters" type="xbrli:pureItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LineOfCreditFacilityCovenantRequiredMinimumAdjustedTimesInterestEarnedRatioForMostRecentFiscalYear" id="nrc_LineOfCreditFacilityCovenantRequiredMinimumAdjustedTimesInterestEarnedRatioForMostRecentFiscalYear" type="xbrli:pureItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LineOfCreditFacilityCovenantRequiredMaximumRatioOfAdjustedSeniorDebtToTotalEquity" id="nrc_LineOfCreditFacilityCovenantRequiredMaximumRatioOfAdjustedSeniorDebtToTotalEquity" type="xbrli:pureItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LineOfCreditFacilityCovenantActualFinancialRatiosAbstract" id="nrc_LineOfCreditFacilityCovenantActualFinancialRatiosAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LineOfCreditFacilityCovenantActualMinimumAverageAdjustedTimesInterestEarnedRatioOverSixMostRecentFiscalQuarters" id="nrc_LineOfCreditFacilityCovenantActualMinimumAverageAdjustedTimesInterestEarnedRatioOverSixMostRecentFiscalQuarters" type="xbrli:pureItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LineOfCreditFacilityCovenantActualMinimumAdjustedTimesInterestEarnedRatioForMostRecentFiscalYear" id="nrc_LineOfCreditFacilityCovenantActualMinimumAdjustedTimesInterestEarnedRatioForMostRecentFiscalYear" type="xbrli:pureItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LineOfCreditFacilityCovenantActualMaximumRatioOfAdjustedSeniorDebtToTotalEquity" id="nrc_LineOfCreditFacilityCovenantActualMaximumRatioOfAdjustedSeniorDebtToTotalEquity" type="xbrli:pureItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfDebtInstrumentsTable" id="nrc_ScheduleOfDebtInstrumentsTable" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="UnsecuredMediumTermNotesMember" id="nrc_UnsecuredMediumTermNotesMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CommittedLoanFacilitiesMember" id="nrc_CommittedLoanFacilitiesMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfSubordinatedLongTermDebtTableTextBlock" id="nrc_ScheduleOfSubordinatedLongTermDebtTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NRCSubordinatedNotes6.10PercentDue2044Member" id="nrc_NRCSubordinatedNotes6.10PercentDue2044Member" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NRUSubordinatedNotes5.95PercentDue2045Member" id="nrc_NRUSubordinatedNotes5.95PercentDue2045Member" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DebtServiceReserve" id="nrc_DebtServiceReserve" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="SubordinatedDeferrableLongTermDebt" id="nrc_SubordinatedDeferrableLongTermDebt" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="RetainedEarningsAppropriatedCapitalReserveMember" id="nrc_RetainedEarningsAppropriatedCapitalReserveMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FinancialInstrumentsFinancialAssetsAndLiabilitiesBalanceSheetGroupingsAbstract" id="nrc_FinancialInstrumentsFinancialAssetsAndLiabilitiesBalanceSheetGroupingsAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="SaleOfLoansPolicyTextBlock" id="nrc_SaleOfLoansPolicyTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="GainsLossesOnEarlyExtinguishmentOfDebtPolicyTextBlock" id="nrc_GainsLossesOnEarlyExtinguishmentOfDebtPolicyTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfComponentsOfInterestExpenseTableTextBlock" id="nrc_ScheduleOfComponentsOfInterestExpenseTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NumberOfGroupsOfSubsidiariesWhollyOwnedByEntityHoldingForeclosedAssets" id="nrc_NumberOfGroupsOfSubsidiariesWhollyOwnedByEntityHoldingForeclosedAssets" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="RuralTelephoneFinanceCooperativeMember" id="nrc_RuralTelephoneFinanceCooperativeMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NationalCooperativeServicesCorporationMember" id="nrc_NationalCooperativeServicesCorporationMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="VariableInterestEntityConsolidatedCarryingAmountObligationsGuaranteedByPrimaryBeneficiary" id="nrc_VariableInterestEntityConsolidatedCarryingAmountObligationsGuaranteedByPrimaryBeneficiary" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="VariableInterestEntityCommitmentToExtendLoanMaximum" id="nrc_VariableInterestEntityCommitmentToExtendLoanMaximum" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="VariableInterestEntityCommitmentOutstanding" id="nrc_VariableInterestEntityCommitmentOutstanding" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="VariableInterestEntityCreditEnhancements" id="nrc_VariableInterestEntityCreditEnhancements" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="SaleOfLoansHeldForInvestmentAbstract" id="nrc_SaleOfLoansHeldForInvestmentAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LoansReceivableCostOfLoansSold" id="nrc_LoansReceivableCostOfLoansSold" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="LongTermFixedRateLoansMember" id="nrc_LongTermFixedRateLoansMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="SecuredFinancingReceivableMember" id="nrc_SecuredFinancingReceivableMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="UnsecuredFinancingReceivableMember" id="nrc_UnsecuredFinancingReceivableMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LongTermVariableRateLoansMember" id="nrc_LongTermVariableRateLoansMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="AdjustableAndFloatingRateTaxExemptBondsMember" id="nrc_AdjustableAndFloatingRateTaxExemptBondsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LineOfCreditLoansMember" id="nrc_LineOfCreditLoansMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ConversionFee" id="nrc_ConversionFee" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="CommercialPaperAndBankBidNotesMember" id="nrc_CommercialPaperAndBankBidNotesMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FeeExpense" id="nrc_FeeExpense" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="Unsecured7.25PercentSeriesCMediumTermNotesMember" id="nrc_Unsecured7.25PercentSeriesCMediumTermNotesMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LetterOfCreditMaximumAmountAvailable" id="nrc_LetterOfCreditMaximumAmountAvailable" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="FederalFinancingBankMember" id="nrc_FederalFinancingBankMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FederalAgriculturalMortgageCorporationMember" id="nrc_FederalAgriculturalMortgageCorporationMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LetterOfCreditFacilityRemainingCommitment" id="nrc_LetterOfCreditFacilityRemainingCommitment" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="GuaranteeObligationsUnsecured" id="nrc_GuaranteeObligationsUnsecured" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="GuaranteeObligationsUnsecuredCommitmentAsPercentageOfTotalCommitment" id="nrc_GuaranteeObligationsUnsecuredCommitmentAsPercentageOfTotalCommitment" type="num:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="GuaranteeLiabilityAbstract" id="nrc_GuaranteeLiabilityAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="GuarantyLiabilitiesContingent" id="nrc_GuarantyLiabilitiesContingent" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="GuarantyLiabilitiesContingentAndNonContingentRollForward" id="nrc_GuarantyLiabilitiesContingentAndNonContingentRollForward" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="GuarantyLiabilitiesNetChangeInNoncontingentLiability" id="nrc_GuarantyLiabilitiesNetChangeInNoncontingentLiability" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="GuarantyLiabilitiesAsPercentageOfTotalGuarantees" id="nrc_GuarantyLiabilitiesAsPercentageOfTotalGuarantees" type="num:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="ScheduleOfFinancingReceivableAndUnadvancedCommitmentsTableTextBlock" id="nrc_ScheduleOfFinancingReceivableAndUnadvancedCommitmentsTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfNonPerformingAndRestructuredLoansAndUnadvancedCommitmentsToMembersTableTextBlock" id="nrc_ScheduleOfNonPerformingAndRestructuredLoansAndUnadvancedCommitmentsToMembersTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfAvailableBalanceAndMaturitiesOfCommittedLinesOfCreditTableTextBlock" id="nrc_ScheduleOfAvailableBalanceAndMaturitiesOfCommittedLinesOfCreditTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfFinancingReceivableSecuredAndUnsecuredTableTextBlock" id="nrc_ScheduleOfFinancingReceivableSecuredAndUnsecuredTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="AllowanceForCreditLossesAndRecordedInvestmentInFinancingReceivablesTableTextBlock" id="nrc_AllowanceForCreditLossesAndRecordedInvestmentInFinancingReceivablesTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestmentTableTextBlock" id="nrc_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestmentTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfFinancingReceivablesPledgedAsCollateralAgainstDebtInstrumentsTableTextBlock" id="nrc_ScheduleOfFinancingReceivablesPledgedAsCollateralAgainstDebtInstrumentsTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfFinancingReceivablesOnDepositPledgedAsCollateralAgainstDebtInstrumentsTableTextBlock" id="nrc_ScheduleOfFinancingReceivablesOnDepositPledgedAsCollateralAgainstDebtInstrumentsTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ImpairedFinancingReceivableAverageRecordedInvestmentAndInterestIncomeRecognizedTableTextBlock" id="nrc_ImpairedFinancingReceivableAverageRecordedInvestmentAndInterestIncomeRecognizedTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfLoansAndLeasesReceivableImpairedInterestReducedOnNonaccrualLoansTableTextBlock" id="nrc_ScheduleOfLoansAndLeasesReceivableImpairedInterestReducedOnNonaccrualLoansTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LoansGuaranteedByRuralUtilitiesServiceMember" id="nrc_LoansGuaranteedByRuralUtilitiesServiceMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DistributionAndPowerSupplySystemMember" id="nrc_DistributionAndPowerSupplySystemMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FinancingReceivablePastDuePercentageAbstract" id="nrc_FinancingReceivablePastDuePercentageAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FinancingReceivableImpairedNumberOfBorrowersInBankruptcy" id="nrc_FinancingReceivableImpairedNumberOfBorrowersInBankruptcy" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="FinancingReceivableImpairedNumberOfBorrowersSeekingBuyersForSystems" id="nrc_FinancingReceivableImpairedNumberOfBorrowersSeekingBuyersForSystems" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="FinancingReceivableRecordedInvestment30To89DaysPastDuePercentage" id="nrc_FinancingReceivableRecordedInvestment30To89DaysPastDuePercentage" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDuePercentage" id="nrc_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDuePercentage" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="FinancingReceivableRecordedInvestmentPastDuePercentage" id="nrc_FinancingReceivableRecordedInvestmentPastDuePercentage" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="FinancingReceivableRecordedInvestmentCurrentPercentage" id="nrc_FinancingReceivableRecordedInvestmentCurrentPercentage" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="LoansAndLeasesReceivableCommercialNetOfDeferredIncomePercentage" id="nrc_LoansAndLeasesReceivableCommercialNetOfDeferredIncomePercentage" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="FinancingReceivableRecordedInvestmentNonaccrualStatusPercentage" id="nrc_FinancingReceivableRecordedInvestmentNonaccrualStatusPercentage" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="LoansAndLeasesReceivableUnadvancedCommitmentsPeriodMaximum" id="nrc_LoansAndLeasesReceivableUnadvancedCommitmentsPeriodMaximum" type="xbrli:durationItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FinancingReceivableRecordedInvestment30To89DaysPastDue" id="nrc_FinancingReceivableRecordedInvestment30To89DaysPastDue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="CriticizedMember" id="nrc_CriticizedMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="AccrualMember" id="nrc_AccrualMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NonaccrualMember" id="nrc_NonaccrualMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfFinancingReceivablesPledgedAsCollateralLineItems" id="nrc_ScheduleOfFinancingReceivablesPledgedAsCollateralLineItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ForeclosedAssetsMember" id="nrc_ForeclosedAssetsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="AssetsPledgedAsCollateral" id="nrc_AssetsPledgedAsCollateral" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="GuaranteeObligationsSecured" id="nrc_GuaranteeObligationsSecured" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="MortgageReceivablesOnDepositMember" id="nrc_MortgageReceivablesOnDepositMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DerivativeWeightedAverageInterestRatePaidPercentage" id="nrc_DerivativeWeightedAverageInterestRatePaidPercentage" type="num:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DerivativeWeightedAverageInterestRateReceivedPercentage" id="nrc_DerivativeWeightedAverageInterestRateReceivedPercentage" type="num:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="MediumTermNotes8PercentSeriesCDue2032Member" id="nrc_MediumTermNotes8PercentSeriesCDue2032Member" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CollateralTrustBonds4.023PercentDue2032Member" id="nrc_CollateralTrustBonds4.023PercentDue2032Member" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CapitalExpendituresLoanMember" id="nrc_CapitalExpendituresLoanMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DebtInstrumentMaturityRepaymentPeriod" id="nrc_DebtInstrumentMaturityRepaymentPeriod" type="xbrli:durationItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DebtInstrumentPeriodForAvailabilityOfAdditionalFunding" id="nrc_DebtInstrumentPeriodForAvailabilityOfAdditionalFunding" type="xbrli:durationItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PrepaymentFeesOnAdvances" id="nrc_PrepaymentFeesOnAdvances" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="DebtConversionConvertedInstrumentConsiderationInCash" id="nrc_DebtConversionConvertedInstrumentConsiderationInCash" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="MoodysBaa1RatingStandardPoorsBBBPlusRatingMember" id="nrc_MoodysBaa1RatingStandardPoorsBBBPlusRatingMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="MoodysBaa2RatingStandardPoorsBBBRatingMember" id="nrc_MoodysBaa2RatingStandardPoorsBBBRatingMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LoansAndLeasesReceivableCommercialNetOfAllowance" id="nrc_LoansAndLeasesReceivableCommercialNetOfAllowance" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="CommitmentsToExtendCreditNotSubjectToMaterialAdverseChangeClauseMember" id="nrc_CommitmentsToExtendCreditNotSubjectToMaterialAdverseChangeClauseMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CommitmentsToExtendCreditSubjectToMaterialAdverseChangeClauseMember" id="nrc_CommitmentsToExtendCreditSubjectToMaterialAdverseChangeClauseMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="AvailableFundingCommitmentMember" id="nrc_AvailableFundingCommitmentMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LineOfCreditIncreaseInMaximumBorrowingCapacity" id="nrc_LineOfCreditIncreaseInMaximumBorrowingCapacity" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="GuarantyLiabilitiesContingentAndNoncontingent" id="nrc_GuarantyLiabilitiesContingentAndNoncontingent" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="LongTermDebtGrossNoncurrent" id="nrc_LongTermDebtGrossNoncurrent" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="ImpairedLoansNumberOfContracts" id="nrc_ImpairedLoansNumberOfContracts" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" />
</xsd:schema>
