-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
 MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen
 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 MJsODwuzUx0nnD9yIhmxCOuCi/1/Jo5ncwKbzjuHhFzo5/sceWkbJUia8uyrqASo
 tK7XAMQtnt3GhJkSppOBaA==

<SEC-DOCUMENT>0000353524-95-000042.txt : 19951120
<SEC-HEADER>0000353524-95-000042.hdr.sgml : 19951120
ACCESSION NUMBER:		0000353524-95-000042
CONFORMED SUBMISSION TYPE:	424B2
PUBLIC DOCUMENT COUNT:		1
FILED AS OF DATE:		19951116
SROS:			NYSE

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			IBM CREDIT CORP
		CENTRAL INDEX KEY:			0000353524
		STANDARD INDUSTRIAL CLASSIFICATION:	FINANCE LESSORS [6172]
		IRS NUMBER:				222351962
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		424B2
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	033-56207
		FILM NUMBER:		95594209

	BUSINESS ADDRESS:	
		STREET 1:		290 HARBOR DR
		STREET 2:		P O BOX 10399
		CITY:			STAMFORD
		STATE:			CT
		ZIP:			06904
		BUSINESS PHONE:		2039735100

	MAIL ADDRESS:	
		STREET 1:		290 HARBOR DR
		STREET 2:		PO BOX 10399
		CITY:			STAMFORD
		STATE:			CT
		ZIP:			06904
</SEC-HEADER>
<DOCUMENT>
<TYPE>424B2
<SEQUENCE>1
<DESCRIPTION>DESCRIPTION OF SECURITIES
<TEXT>

    <TABLE>
    <S>
    <C>
           PAGE  1

    PRICING SUPPLEMENT NO. 64                TO PROSPECTUS DATED November 3, 1994
    CUSIP #44922LY34                                RULE NO. 424 (b) (2)
                                                     REGISTRATION NO. 33-56207
                        (AS SUPPLEMENTED November 17, 1994)


                             IBM CREDIT CORPORATION


                                MEDIUM-TERM NOTE


               (DUE FROM 9 MONTHS TO 30 YEARS FROM DATE OF ISSUE)


                                (FIXED RATE NOTE)


    Principal Amount: $25,000,000.00                                  Designation      : N9501040

    Issue Price (as a % of Principal Amount): 99.943%                 Orig. Issue Date : 11/20/95

    Record Dates: 02/15, 08/15                                        Maturity Date    : 11/20/96

    Interest Payment Dates: 03/01, 09/01                              Initial Int. Rate:  5.51200% per yr.


    Redemption:


    Check opposite applicable paragraph.


    XXX
    -----  The Notes cannot be redeemed prior to maturity.
<PAGE>


    -----  The Notes may be redeemed prior to maturity.


    Initial Redemption Date: N/A

         The Optional Redemption Price shall initially be N/A of the principal
    amount of the Note to be redeemed and shall decline at each anniversary
    of the Initial Redemption Dates by N/A of the principal amount to be
    redeemed until the Optional redemption Price is 100% of such principal
    amount.

    DATED 11/16/95
    </TABLE>
    </TEXT>
    </DOCUMENT>
</SEC-DOCUMENT>
-----END PRIVACY-ENHANCED MESSAGE-----