RULE 424(b)(3)
                                        REGISTRATION NO. 333-42755


                        PRICING SUPPLEMENT NO. 57
                    TO PROSPECTUS DATED January 9, 1998
                     (As Supplemented January 12, 1998)

                          
                         IBM CREDIT CORPORATION
                           MEDIUM-TERM NOTES
                           (Fixed Rate Note)
           (Due from 9 months to 30 years from date of issue)


Designation:  Fixed Rate               Original Issue Date:
  Medium Term Notes Due                  March 12, 1999
  April 7, 2000          


Principal Amount:  $100,000,000        Maturity Date:
                                         April 7, 2000


Issue Price (as a percentage of        Regular Record Dates:
Principal Amount):  100.00%            Fifteenth calendar day,
                                       whether or not a
                                       Business Day, prior to
                                       the corresponding    
                                       Interest Payment Date.  


Interest Rate: 5.267%                  Interest Payment Dates:
                                       April 7, 1999, October 7, 1999 
                                       and on the Maturity date.     

                                       Redemption Provisions:  None          


Commission or Discount (as             Denominations: $1,000 and              
a percentage of Principal              integral multiples  of $1,000           
Amount): 0.00%                         in excess of such amount.


CUSIP:  449 22Y AB4                                                          


Form:[X] Book-Entry
     [ ] Certificated



INTRODUCTION

     This is a Pricing Supplement.  It describes the Fixed Rate Notes
being issued under the Medium Note Program of IBM Credit Corporation.
This document adds to, or 'supplements' the description of the Notes
referred to in the accompanying Prospectus Supplement and Prospectus.
It does so by providing specific information about the Notes issued in
this particular transaction.  This Pricing Supplement also amends the 
Prospectus Supplement and Prospectus to the extent that the description
of the Notes in this Pricing Supplement is different from the terms 
which are set forth in the Prospectus Supplement and Prospectus.


INTEREST

     Interest on the Notes will be calculated based on a year of 360 days 
consisting of 12 months of 30 days each.

     If any payment of principal or interest is due on a day that is 
not a Business Day, that payment may be made on the next day which is
a Business Day. No additional interest will accrue as a result of the
delay in payment. For purposes of this offering, the term "Business Day"
means each day on which commercial banks and foreign exchange markets
settle payments in The City of New York. We have capitalized a number
of terms in this document.  If you do not see a definition for those 
terms in this document, those terms will have the meanings which we have 
already given to them in the Prospectus Supplement and the Prospectus.


REDEMPTION

     The Notes are not redeemable by the Company.



PLAN OF DISTRIBUTION

     The Notes will be sold to Chase Securities Inc. at the Issue  
Price set forth at the top of this Pricing Supplement. They in    
turn, will resell the Notes to investors at varying prices, which  
prices may be subject to prevailing market conditions at the time of
resale.


Dated:  March 9, 1999