-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: keymaster@town.hall.org
Originator-Key-Asymmetric:
 MFkwCgYEVQgBAQICAgADSwAwSAJBALeWW4xDV4i7+b6+UyPn5RtObb1cJ7VkACDq
 pKb9/DClgTKIm08lCfoilvi9Wl4SODbR1+1waHhiGmeZO8OdgLUCAwEAAQ==
MIC-Info: RSA-MD5,RSA,
 fsar36pd5c4INFxcCrtaQKG/iH6KJpr/eyny8Q1QsbSqTj5p8jkgRgJzJWoGNete
 5jQL/P+ftN4vNu0GqfR9Og==

<IMS-DOCUMENT>0000353524-94-000013.txt : 19940224
<IMS-HEADER>0000353524-94-000013.hdr.sgml : 19940224
ACCESSION NUMBER:		0000353524-94-000013
CONFORMED SUBMISSION TYPE:	424B2
PUBLIC DOCUMENT COUNT:		1
FILED AS OF DATE:		19940223

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			IBM CREDIT CORP
		CENTRAL INDEX KEY:			0000353524
		STANDARD INDUSTRIAL CLASSIFICATION:	6172
		IRS NUMBER:				222351962
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		424B2
		SEC ACT:		33
		SEC FILE NUMBER:	033-44594
		FILM NUMBER:		94511970

	BUSINESS ADDRESS:	
		STREET 1:		290 HARBOR DR
		STREET 2:		P O BOX 10399
		CITY:			STAMFORD
		STATE:			CT
		ZIP:			06904
		BUSINESS PHONE:		2039735100
</IMS-HEADER>
<DOCUMENT>
<TYPE>424B2
<SEQUENCE>1
<DESCRIPTION>DESCRIPTION OF SECURITIES
<TEXT>

    <TABLE>
    <S>
    <C>
           PAGE  1

    PRICING SUPPLEMENT NO. 160                TO PROSPECTUS DATED April 16, 1993
                                                     RULE NO. 424 (b) (2)
                                                     REGISTRATION NO. 33-44594
                        (AS SUPPLEMENTED June 11, 1993)


                             IBM CREDIT CORPORATION


                                MEDIUM-TERM NOTE


               (DUE FROM 9 MONTHS TO 30 YEARS FROM DATE OF ISSUE)


                                (FIXED RATE NOTE)


    Principal Amount: $1,000,000.00                                   Designation      : N9403006

    Issue Price (as a % of Principal Amount): 99.890%                 Orig. Issue Date : 02/28/94

    Record Dates: 02/15, 08/15                                        Maturity Date    : 02/28/97

    Interest Payment Dates: 02/15, 08/15                              Initial Int. Rate:  5.30000% per yr.


    Redemption:


    Check opposite applicable paragraph.


    XXX
    -----  The Notes cannot be redeemed prior to maturity.

<PAGE>

    -----  The Notes may be redeemed prior to maturity.


    Initial Redemption Date: N/A

         The Optional Redemption Price shall initially be N/A of the principal
    amount of the Note to be redeemed and shall decline at each anniversary
    of the Initial Redemption Dates by N/A of the principal amount to be
    redeemed until the Optional redemption Price is 100% of such principal
    amount.

    DATED 02/23/94
    </TABLE>
    </TEXT>
    </DOCUMENT>
</IMS-DOCUMENT>
-----END PRIVACY-ENHANCED MESSAGE-----