EXHIBIT 21

SUBSIDIARIES OF THE REGISTRANT

Life Insurance Segment

Security National Life Insurance Company

Reppond Holding Company

First Guaranty Insurance Company

Kilpatrick Life Insurance Company

Bluebonnet Properties, LLC

Kilpatrick Financial, Inc.

Memorial Insurance Company of America

Southern Security Life Insurance Company, Inc.

Trans-Western Life Insurance Company

SN Farmington LLC

434 Holdings LLC

5300 Development LLC

Ascension 433 LLC

SN Diamond LLC

Security National Real Estate Services, Inc. also dba Security National Commercial Capital

Marketing Source Center, Inc. dba Security National Travel Services

SNFC Subsidiary, LLC

American Funeral Financial, LLC

FFC Acquisition Co., LLC dba Funeral Funding Center

Canadian Funeral Financial, LLC

Mortician’s Choice, LLC

C & J Financial, LLC

Beta Capital Corp.

Beneficiary Advance LLC

SNA-Venture LLC

SNA-AM LLC, SNA-AS LLC, SNA-DM LLC, SNA-GV LLC, SNA-MB LLC, SNA-MM LLC, SNA-MV LLC,

SNA-MV2 LLC, SNA-RP LLC, SNA-SE LLC, SNA-SP LLC, SNA-SP2 LLC, SNA-SR LLC, SNA-ST LLC, SNA-SW LLC,

SNA-TC LLC, SNA-TM LLC, SNA-TR LLC, SNA-VR LLC, SNA-WC LLC, SNA-WF LLC, SNA-WL LLC, SNCH Venture LLC

Mortgage Segment

SecurityNational Mortgage Company

EverLEND Mortgage Company

SN Sunset LLC

Cemetery/Mortuary Segment

California Memorial Estates, Inc.

Holladay Memorial Park, Inc.

Cottonwood Mortuary, Inc.

Deseret Memorial, Inc.

Holladay Cottonwood Memorial Foundation

Memorial Estates, Inc.

SN Silver Creek LLC

Memorial Mortuary, Inc.

Affordable Funerals and Cremations of America, Inc.

SN Probst LLC