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SECURITY NATIONAL FINANCIAL CORP
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--12-31
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<!--egx--><p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><font style='letter-spacing:-.1pt'>1)      <u>Basis of Presentation</u></font></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><font style='letter-spacing:-.1pt'>The accompanying unaudited consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America for interim financial information and with the instructions to Form 10 Q and Articles 8 and 10 of Regulation S X. Accordingly, they do not include all of the information and disclosures required by accounting principles generally accepted in the United States of America for complete financial statements. These financial statements should be read in conjunction with the consolidated financial statements of the Company and notes thereto for the year ended December 31, 2011, included in the Company’s Annual Report on Form 10-K (file number 000-09341). In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation have been included. Operating results for the three and nine months ended September 30, 2012 are not necessarily indicative of the results that may be expected for the year ending December 31, 2012.</font></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><font style='letter-spacing:-.1pt'>The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the amounts reported in the financial statements and accompanying notes. Actual results could differ from those estimates. </font></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:5.0pt'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><font style='letter-spacing:-.1pt'>The estimates susceptible to significant change are those used in determining the liability for future policy benefits and claims, those used in determining valuation allowances for mortgage loans on real estate and construction loans held for investment, those used in determining loan loss reserve, and those used in determining the estimated future costs for pre-need sales. Although some variability is inherent in these estimates, management believes the amounts provided are fairly stated in all material respects. </font></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><font style='letter-spacing:-.1pt'>Certain 2011 amounts have been reclassified to bring them into conformity with the 2012 presentation. </font></p>
<!--egx--><p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>2)   <u>Recent Accounting Pronouncements</u></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:5.0pt'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none'><u><font lang="X-NONE">Disclosures about Offsetting Assets and Liabilities</font></u><font lang="X-NONE"> – In December 2011, the Financial Accounting Standards Board ("FASB") issued authoritative guidance related to balance sheet offsetting. The new guidance requires disclosures about assets and liabilities that are offset or have the potential to be offset. These disclosures are intended to address differences in the asset and liability offsetting requirements under U.S. GAAP and International Financial Reporting Standards (“IFRS”). This new guidance will be effective for us for interim and annual reporting periods beginning January 1, 2013, with retrospective application required. The adoption of this guidance is not expected to have a material impact on the Company’s results of operations or financial position.  </font></p>
<!--egx--><p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><font style='letter-spacing:-.1pt'>3)         <u>Investments</u></font></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>The Company’s investments in fixed maturity securities held-to-maturity and equity securities available for sale as of September 30, 2012 are summarized as follows:</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:39.0pt'> <td width="38%" valign="bottom" style='width:38.98%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'></td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'></td> <td width="13%" valign="bottom" style='width:13.32%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Amortized Cost</p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'></td> <td width="12%" valign="bottom" style='width:12.38%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Gross Unrealized Gains</p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'></td> <td width="13%" valign="bottom" style='width:13.16%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> Gross Unrealized Losses</p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'></td> <td width="13%" valign="bottom" style='width:13.32%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> Estimated Fair Value</p> </td> </tr> <tr style='height:15.0pt'> <td width="38%" valign="top" style='width:38.98%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;text-autospace:ideograph-numeric ideograph-other'><u>September 30, 2012:</u></p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="top" style='width:13.32%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="top" style='width:12.38%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="top" style='width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="top" style='width:13.32%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> </tr> <tr style='height:31.5pt'> <td width="38%" valign="top" style='width:38.98%;padding:0in 5.4pt 0in 5.4pt;height:31.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Fixed maturity securities held to maturity carried at amortized cost:</p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:31.5pt'></td> <td width="13%" valign="top" style='width:13.32%;padding:0in 5.4pt 0in 5.4pt;height:31.5pt'></td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:31.5pt'></td> <td width="12%" valign="top" style='width:12.38%;padding:0in 5.4pt 0in 5.4pt;height:31.5pt'></td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:31.5pt'></td> <td width="13%" valign="top" style='width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:31.5pt'></td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:31.5pt'></td> <td width="13%" valign="top" style='width:13.32%;padding:0in 5.4pt 0in 5.4pt;height:31.5pt'></td> </tr> <tr style='height:22.5pt'> <td width="38%" valign="top" style='width:38.98%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:8.75pt;text-autospace:ideograph-numeric ideograph-other'> Bonds:</p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'></td> <td width="13%" valign="top" style='width:13.32%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'></td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'></td> <td width="12%" valign="top" style='width:12.38%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'></td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'></td> <td width="13%" valign="top" style='width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'></td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'></td> <td width="13%" valign="top" style='width:13.32%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'></td> </tr> <tr style='height:25.5pt'> <td width="38%" valign="top" style='width:38.98%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:8.75pt;text-autospace:ideograph-numeric ideograph-other'>U.S. Treasury securities and obligations of U.S. Government agencies</p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="13%" valign="top" style='width:13.32%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $       2,607,083 </p> </td> <td width="2%" valign="top" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="12%" valign="top" style='width:12.38%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $        548,554 </p> </td> <td width="2%" valign="top" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="13%" valign="top" style='width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $                    - </p> </td> <td width="2%" valign="top" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="13%" valign="top" style='width:13.32%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $       3,155,637 </p> </td> </tr> <tr style='height:12.75pt'> <td width="38%" valign="top" style='width:38.98%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:8.75pt;text-autospace:ideograph-numeric ideograph-other'>Obligations of states and political subdivisions</p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="top" style='width:13.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>          2,040,113 </p> </td> <td width="2%" valign="top" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="top" style='width:12.38%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>           267,896 </p> </td> <td width="2%" valign="top" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="top" style='width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>              (6,119)</p> </td> <td width="2%" valign="top" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="top" style='width:13.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>          2,301,890 </p> </td> </tr> <tr style='height:12.75pt'> <td width="38%" valign="top" style='width:38.98%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:8.75pt;text-autospace:ideograph-numeric ideograph-other'>Corporate securities including public utilities</p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="top" style='width:13.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>      119,561,259 </p> </td> <td width="2%" valign="top" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="top" style='width:12.38%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>      16,644,289 </p> </td> <td width="2%" valign="top" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="top" style='width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>          (648,386)</p> </td> <td width="2%" valign="top" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="top" style='width:13.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>      135,557,162 </p> </td> </tr> <tr style='height:12.75pt'> <td width="38%" valign="top" style='width:38.98%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:8.75pt;text-autospace:ideograph-numeric ideograph-other'>Mortgage-backed securities</p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="top" style='width:13.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>          5,298,258 </p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="top" style='width:12.38%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>           344,811 </p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="top" style='width:13.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>          (111,241)</p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="top" style='width:13.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>          5,531,828 </p> </td> </tr> <tr style='height:12.75pt'> <td width="38%" valign="top" style='width:38.98%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:8.75pt;text-autospace:ideograph-numeric ideograph-other'>Redeemable preferred stock</p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="top" style='width:13.32%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>          1,510,878 </p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="top" style='width:12.38%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>             79,742 </p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="top" style='width:13.16%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>              (2,000)</p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="top" style='width:13.32%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>          1,588,620 </p> </td> </tr> <tr style='height:13.5pt'> <td width="38%" valign="top" style='width:38.98%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:8.75pt;text-autospace:ideograph-numeric ideograph-other'>Total fixed maturity securities held to maturity</p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="13%" valign="bottom" style='width:13.32%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $   131,017,591 </p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.38%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $   17,885,292 </p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="13%" valign="bottom" style='width:13.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $       (767,746)</p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="13%" valign="bottom" style='width:13.32%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $   148,135,137 </p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none'> </p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:39.0pt'> <td width="43%" valign="bottom" style='width:43.4%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'></td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'></td> <td width="13%" valign="bottom" style='width:13.88%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Amortized Cost</p> </td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'></td> <td width="10%" valign="bottom" style='width:10.0%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Gross Unrealized Gains</p> </td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'></td> <td width="13%" valign="bottom" style='width:13.44%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Gross Unrealized Losses</p> </td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'></td> <td width="11%" valign="bottom" style='width:11.34%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Estimated Fair Value</p> </td> </tr> <tr style='height:15.0pt'> <td width="43%" valign="top" style='width:43.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;text-autospace:ideograph-numeric ideograph-other'><u>September 30, 2012</u>:</p> </td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="top" style='width:13.88%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="top" style='width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="top" style='width:13.44%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="11%" valign="top" style='width:11.34%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> </tr> <tr style='height:6.75pt'> <td width="43%" valign="top" style='width:43.4%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="13%" valign="top" style='width:13.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="top" style='width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="13%" valign="top" style='width:13.44%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="11%" valign="top" style='width:11.34%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> </tr> <tr style='height:15.0pt'> <td width="43%" valign="bottom" style='width:43.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Equity securities available for sale at estimated fair value:</p> </td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="top" style='width:13.88%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="top" style='width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="top" style='width:13.44%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="11%" valign="top" style='width:11.34%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> </tr> <tr style='height:6.75pt'> <td width="43%" valign="top" style='width:43.4%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="13%" valign="top" style='width:13.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="top" style='width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="13%" valign="top" style='width:13.44%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="11%" valign="top" style='width:11.34%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> </tr> <tr style='height:15.0pt'> <td width="43%" valign="top" style='width:43.4%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Non-redeemable preferred stock</p> </td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="top" style='width:13.88%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;text-autospace:ideograph-numeric ideograph-other'> $            20,281 </p> </td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="top" style='width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $         394 </p> </td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="top" style='width:13.44%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $           (1,100)</p> </td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="11%" valign="top" style='width:11.34%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;text-autospace:ideograph-numeric ideograph-other'> $       19,575 </p> </td> </tr> <tr style='height:6.75pt'> <td width="43%" valign="top" style='width:43.4%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="13%" valign="top" style='width:13.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="top" style='width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="13%" valign="top" style='width:13.44%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="11%" valign="top" style='width:11.34%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="43%" valign="top" style='width:43.4%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Common stock:</p> </td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="top" style='width:13.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="top" style='width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="top" style='width:13.44%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="top" style='width:11.34%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:6.75pt'> <td width="43%" valign="top" style='width:43.4%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="13%" valign="top" style='width:13.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="top" style='width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="13%" valign="top" style='width:13.44%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="11%" valign="top" style='width:11.34%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="43%" valign="top" style='width:43.4%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Industrial, miscellaneous and all other</p> </td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="top" style='width:13.88%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>          6,295,937 </p> </td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="top" style='width:10.0%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>     339,392 </p> </td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="top" style='width:13.44%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>       (1,250,016)</p> </td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="top" style='width:11.34%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>     5,385,313 </p> </td> </tr> <tr style='height:6.75pt'> <td width="43%" valign="top" style='width:43.4%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="13%" valign="top" style='width:13.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="top" style='width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="13%" valign="top" style='width:13.44%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="11%" valign="top" style='width:11.34%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> </tr> <tr style='height:13.5pt'> <td width="43%" valign="top" style='width:43.4%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Total equity securities available for sale at estimated fair value</p> </td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="13%" valign="top" style='width:13.88%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $       6,316,218 </p> </td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="10%" valign="top" style='width:10.0%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $  339,786 </p> </td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="13%" valign="top" style='width:13.44%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $    (1,251,116)</p> </td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="11%" valign="top" style='width:11.34%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $  5,404,888 </p> </td> </tr> <tr style='height:6.75pt'> <td width="43%" valign="top" style='width:43.4%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="13%" valign="top" style='width:13.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="top" style='width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="13%" valign="top" style='width:13.44%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="11%" valign="top" style='width:11.34%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> </tr> <tr style='height:25.5pt'> <td width="43%" valign="top" style='width:43.4%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Mortgage loans on real estate and construction loans held for investment at amortized cost:</p> </td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="13%" valign="top" style='width:13.88%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="10%" valign="top" style='width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="13%" valign="top" style='width:13.44%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="11%" valign="top" style='width:11.34%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> </tr> <tr style='height:12.75pt'> <td width="43%" valign="top" style='width:43.4%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:17.55pt;text-autospace:ideograph-numeric ideograph-other'> Residential </p> </td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="top" style='width:13.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $     50,133,436 </p> </td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="top" style='width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="top" style='width:13.44%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="top" style='width:11.34%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="43%" valign="top" style='width:43.4%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:17.55pt;text-autospace:ideograph-numeric ideograph-other'>Residential construction</p> </td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="top" style='width:13.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>          5,589,673 </p> </td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="top" style='width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="top" style='width:13.44%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="top" style='width:11.34%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="43%" valign="top" style='width:43.4%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:17.55pt;text-autospace:ideograph-numeric ideograph-other'>Commercial</p> </td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="top" style='width:13.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>        32,408,903 </p> </td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="top" style='width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="top" style='width:13.44%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="top" style='width:11.34%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="43%" valign="top" style='width:43.4%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>Less: Allowance for loan losses</p> </td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="top" style='width:13.88%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>        (4,263,375)</p> </td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="top" style='width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="top" style='width:13.44%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="top" style='width:11.34%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:26.25pt'> <td width="43%" valign="top" style='width:43.4%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Total mortgage loans on real estate and construction loans held for investment</p> </td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="13%" valign="bottom" style='width:13.88%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $     83,868,637 </p> </td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="10%" valign="top" style='width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="13%" valign="top" style='width:13.44%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="11%" valign="top" style='width:11.34%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> </tr> <tr style='height:6.75pt'> <td width="43%" valign="top" style='width:43.4%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="13%" valign="top" style='width:13.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="top" style='width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="13%" valign="top" style='width:13.44%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="11%" valign="top" style='width:11.34%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="43%" valign="top" style='width:43.4%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;text-autospace:ideograph-numeric ideograph-other'>Real estate held for investment - net of depreciation</p> </td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="top" style='width:13.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $       3,596,336 </p> </td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="top" style='width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="top" style='width:13.44%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="top" style='width:11.34%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="43%" valign="top" style='width:43.4%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Other real estate owned held for investment - net of  depreciation</p> </td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="top" style='width:13.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>        59,562,388 </p> </td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="top" style='width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="top" style='width:13.44%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="top" style='width:11.34%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="43%" valign="top" style='width:43.4%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;text-autospace:ideograph-numeric ideograph-other'>Other real estate owned held for sale</p> </td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="top" style='width:13.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>          5,998,740 </p> </td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="top" style='width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="top" style='width:13.44%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="top" style='width:11.34%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:13.5pt'> <td width="43%" valign="top" style='width:43.4%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;text-autospace:ideograph-numeric ideograph-other'>Total real estate</p> </td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="13%" valign="top" style='width:13.88%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $     69,157,464 </p> </td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="10%" valign="top" style='width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="13%" valign="top" style='width:13.44%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="11%" valign="top" style='width:11.34%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> </tr> <tr style='height:6.75pt'> <td width="43%" valign="top" style='width:43.4%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="13%" valign="top" style='width:13.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="top" style='width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="13%" valign="top" style='width:13.44%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="11%" valign="top" style='width:11.34%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> </tr> <tr style='height:25.5pt'> <td width="43%" valign="top" style='width:43.4%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Policy and other loans at amortized cost - net of allowance for doubtful accounts</p> </td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="13%" valign="bottom" style='width:13.88%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $     18,443,304 </p> </td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="10%" valign="top" style='width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="13%" valign="top" style='width:13.44%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="11%" valign="top" style='width:11.34%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> </tr> <tr style='height:6.75pt'> <td width="43%" valign="top" style='width:43.4%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="13%" valign="top" style='width:13.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="top" style='width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="13%" valign="top" style='width:13.44%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="11%" valign="top" style='width:11.34%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> </tr> <tr style='height:13.5pt'> <td width="43%" valign="top" style='width:43.4%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;text-autospace:ideograph-numeric ideograph-other'>Short-term investments at amortized cost</p> </td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="13%" valign="top" style='width:13.88%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $       8,248,217 </p> </td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="10%" valign="top" style='width:10.0%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="13%" valign="top" style='width:13.44%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="1%" valign="bottom" style='width:1.98%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="11%" valign="top" style='width:11.34%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> </tr> </table> <font style='letter-spacing:-.1pt'> </font> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:12.0pt'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:12.0pt'>The Company’s investments in fixed maturity securities held to maturity and equity securities available for sale as of December 31, 2011 are summarized as follows:</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:12.0pt'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:12.0pt'> </p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:39.0pt'> <td width="33%" valign="bottom" style='width:33.6%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'></td> <td width="14%" valign="bottom" style='width:14.72%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Amortized Cost  </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'></td> <td width="13%" valign="bottom" style='width:13.76%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Gross Unrealized Gains</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'></td> <td width="14%" valign="bottom" style='width:14.56%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> Gross Unrealized Losses </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'></td> <td width="14%" valign="bottom" style='width:14.72%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> Estimated Fair Value </p> </td> </tr> <tr style='height:15.0pt'> <td width="33%" valign="top" style='width:33.6%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;text-autospace:ideograph-numeric ideograph-other'><u>December 31, 2011</u>:</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.72%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="top" style='width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.56%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.72%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> </tr> <tr style='height:25.5pt'> <td width="33%" valign="top" style='width:33.6%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Fixed maturity securities held to maturity carried at amortized cost:</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="14%" valign="top" style='width:14.72%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="13%" valign="top" style='width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="14%" valign="top" style='width:14.56%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="14%" valign="top" style='width:14.72%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> </tr> <tr style='height:15.0pt'> <td width="33%" valign="top" style='width:33.6%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:8.75pt;text-autospace:ideograph-numeric ideograph-other'> Bonds:</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.72%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="top" style='width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.56%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.72%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> </tr> <tr style='height:25.5pt'> <td width="33%" valign="top" style='width:33.6%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:8.75pt;text-autospace:ideograph-numeric ideograph-other'>U.S. Treasury securities and obligations of U.S. Government agencies</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="14%" valign="top" style='width:14.72%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $       2,820,159 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="13%" valign="top" style='width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $        551,740 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="14%" valign="top" style='width:14.56%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $                    - </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="14%" valign="top" style='width:14.72%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $       3,371,899 </p> </td> </tr> <tr style='height:12.75pt'> <td width="33%" valign="top" style='width:33.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:8.75pt;text-autospace:ideograph-numeric ideograph-other'>Obligations of states and political subdivisions</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="top" style='width:14.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>          3,024,425 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="top" style='width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>           309,986 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="top" style='width:14.56%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>            (13,156)</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="top" style='width:14.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>          3,321,255 </p> </td> </tr> <tr style='height:12.75pt'> <td width="33%" valign="top" style='width:33.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:8.75pt;text-autospace:ideograph-numeric ideograph-other'>Corporate securities including public utilities</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="top" style='width:14.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>      113,648,447 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="top" style='width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>      10,075,071 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="top" style='width:14.56%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>       (2,268,146)</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="top" style='width:14.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>      121,455,372 </p> </td> </tr> <tr style='height:12.75pt'> <td width="33%" valign="top" style='width:33.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:8.75pt;text-autospace:ideograph-numeric ideograph-other'>Mortgage-backed securities</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="top" style='width:14.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>          6,575,178 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="top" style='width:13.76%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>           354,286 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="top" style='width:14.56%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>          (356,900)</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="top" style='width:14.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>          6,572,564 </p> </td> </tr> <tr style='height:12.75pt'> <td width="33%" valign="top" style='width:33.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:8.75pt;text-autospace:ideograph-numeric ideograph-other'>Redeemable preferred stock</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="top" style='width:14.72%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>          1,510,878 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="top" style='width:13.76%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>             72,639 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="top" style='width:14.56%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>          (129,200)</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="top" style='width:14.72%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>          1,454,317 </p> </td> </tr> <tr style='height:13.5pt'> <td width="33%" valign="top" style='width:33.6%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:8.75pt;text-autospace:ideograph-numeric ideograph-other'>Total fixed maturity securities held to maturity</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="14%" valign="top" style='width:14.72%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $   127,579,087 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="13%" valign="top" style='width:13.76%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $   11,363,722 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="14%" valign="top" style='width:14.56%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $    (2,767,402)</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="14%" valign="top" style='width:14.72%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $   136,175,407 </p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:12.0pt'> </p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:39.0pt'> <td width="47%" valign="bottom" style='width:47.2%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'></td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'></td> <td width="12%" valign="bottom" style='width:12.48%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Amortized Cost</p> </td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'></td> <td width="10%" valign="bottom" style='width:10.34%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Gross Unrealized Gains</p> </td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'></td> <td width="11%" valign="bottom" style='width:11.56%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Gross Unrealized Losses</p> </td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'></td> <td width="10%" valign="bottom" style='width:10.34%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:39.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Estimated Fair Value</p> </td> </tr> <tr style='height:15.0pt'> <td width="47%" valign="top" style='width:47.2%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;text-autospace:ideograph-numeric ideograph-other'><u>December 31, 2011</u>:</p> </td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="top" style='width:12.48%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="top" style='width:10.34%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="11%" valign="top" style='width:11.56%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="top" style='width:10.34%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> </tr> <tr style='height:6.75pt'> <td width="47%" valign="top" style='width:47.2%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="12%" valign="top" style='width:12.48%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="top" style='width:10.34%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="11%" valign="top" style='width:11.56%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="top" style='width:10.34%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> </tr> <tr style='height:15.0pt'> <td width="47%" valign="bottom" style='width:47.2%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Equity securities available for sale at estimated fair value:</p> </td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="top" style='width:12.48%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="top" style='width:10.34%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="11%" valign="top" style='width:11.56%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="top" style='width:10.34%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> </tr> <tr style='height:6.75pt'> <td width="47%" valign="top" style='width:47.2%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="12%" valign="top" style='width:12.48%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="top" style='width:10.34%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="11%" valign="top" style='width:11.56%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="top" style='width:10.34%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> </tr> <tr style='height:15.0pt'> <td width="47%" valign="top" style='width:47.2%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Non-redeemable preferred stock</p> </td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="top" style='width:12.48%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;text-autospace:ideograph-numeric ideograph-other'> $            20,281 </p> </td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="top" style='width:10.34%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $                 - </p> </td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="11%" valign="top" style='width:11.56%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $          (1,843)</p> </td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="10%" valign="top" style='width:10.34%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;text-autospace:ideograph-numeric ideograph-other'> $        18,438 </p> </td> </tr> <tr style='height:6.75pt'> <td width="47%" valign="top" style='width:47.2%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="12%" valign="top" style='width:12.48%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="top" style='width:10.34%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="11%" valign="top" style='width:11.56%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="top" style='width:10.34%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="47%" valign="top" style='width:47.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Common stock:</p> </td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="top" style='width:12.48%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="top" style='width:10.34%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="top" style='width:11.56%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="top" style='width:10.34%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:6.75pt'> <td width="47%" valign="top" style='width:47.2%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="12%" valign="top" style='width:12.48%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="top" style='width:10.34%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="11%" valign="top" style='width:11.56%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="top" style='width:10.34%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="47%" valign="top" style='width:47.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Industrial, miscellaneous and all other</p> </td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="top" style='width:12.48%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>          7,250,991 </p> </td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="top" style='width:10.34%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>         363,387 </p> </td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="top" style='width:11.56%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>      (1,333,424)</p> </td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="top" style='width:10.34%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>      6,280,954 </p> </td> </tr> <tr style='height:6.75pt'> <td width="47%" valign="top" style='width:47.2%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="12%" valign="top" style='width:12.48%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="top" style='width:10.34%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="11%" valign="top" style='width:11.56%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="top" style='width:10.34%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> </tr> <tr style='height:13.5pt'> <td width="47%" valign="top" style='width:47.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Total equity securities available for sale at estimated fair value</p> </td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="top" style='width:12.48%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $       7,271,272 </p> </td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="10%" valign="top" style='width:10.34%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $      363,387 </p> </td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="11%" valign="top" style='width:11.56%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $   (1,335,267)</p> </td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="10%" valign="top" style='width:10.34%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $   6,299,392 </p> </td> </tr> <tr style='height:6.75pt'> <td width="47%" valign="top" style='width:47.2%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="12%" valign="top" style='width:12.48%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="top" style='width:10.34%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="11%" valign="top" style='width:11.56%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="top" style='width:10.34%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> </tr> <tr style='height:25.5pt'> <td width="47%" valign="top" style='width:47.2%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Mortgage loans on real estate and construction loans held for investment at amortized cost:</p> </td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="12%" valign="top" style='width:12.48%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="10%" valign="top" style='width:10.34%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="11%" valign="top" style='width:11.56%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="10%" valign="top" style='width:10.34%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> </tr> <tr style='height:12.75pt'> <td width="47%" valign="top" style='width:47.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:17.55pt;text-autospace:ideograph-numeric ideograph-other'>Residential</p> </td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="top" style='width:12.48%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $     54,344,327 </p> </td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="top" style='width:10.34%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="top" style='width:11.56%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="top" style='width:10.34%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="47%" valign="top" style='width:47.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:17.55pt;text-autospace:ideograph-numeric ideograph-other'>Residential construction</p> </td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="top" style='width:12.48%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>        17,259,666 </p> </td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="top" style='width:10.34%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="top" style='width:11.56%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="top" style='width:10.34%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="47%" valign="top" style='width:47.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:17.55pt;text-autospace:ideograph-numeric ideograph-other'>Commercial</p> </td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="top" style='width:12.48%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>        48,433,147 </p> </td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="top" style='width:10.34%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="top" style='width:11.56%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="top" style='width:10.34%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="47%" valign="top" style='width:47.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>Less: Allowance for loan losses</p> </td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="top" style='width:12.48%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>        (4,881,173)</p> </td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="top" style='width:10.34%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="top" style='width:11.56%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="top" style='width:10.34%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:26.25pt'> <td width="47%" valign="top" style='width:47.2%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Total mortgage loans on real estate and construction loans held for investment</p> </td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="12%" valign="bottom" style='width:12.48%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $   115,155,967 </p> </td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="10%" valign="top" style='width:10.34%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="11%" valign="top" style='width:11.56%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="10%" valign="top" style='width:10.34%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> </tr> <tr style='height:6.75pt'> <td width="47%" valign="top" style='width:47.2%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="12%" valign="top" style='width:12.48%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="top" style='width:10.34%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="11%" valign="top" style='width:11.56%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="top" style='width:10.34%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="47%" valign="top" style='width:47.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;text-autospace:ideograph-numeric ideograph-other'>Real estate held for investment - net of depreciation</p> </td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="top" style='width:12.48%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $       3,786,780 </p> </td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="top" style='width:10.34%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="top" style='width:11.56%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="top" style='width:10.34%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:17.25pt'> <td width="47%" valign="top" style='width:47.2%;padding:0in 5.4pt 0in 5.4pt;height:17.25pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Other real estate owned held for investment - net of depreciation</p> </td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:17.25pt'></td> <td width="12%" valign="top" style='width:12.48%;padding:0in 5.4pt 0in 5.4pt;height:17.25pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>        46,398,095 </p> </td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:17.25pt'></td> <td width="10%" valign="top" style='width:10.34%;padding:0in 5.4pt 0in 5.4pt;height:17.25pt'></td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:17.25pt'></td> <td width="11%" valign="top" style='width:11.56%;padding:0in 5.4pt 0in 5.4pt;height:17.25pt'></td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:17.25pt'></td> <td width="10%" valign="top" style='width:10.34%;padding:0in 5.4pt 0in 5.4pt;height:17.25pt'></td> </tr> <tr style='height:12.75pt'> <td width="47%" valign="top" style='width:47.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;text-autospace:ideograph-numeric ideograph-other'>Other real estate owned held for sale</p> </td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="top" style='width:12.48%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>          5,793,900 </p> </td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="top" style='width:10.34%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="top" style='width:11.56%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="top" style='width:10.34%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:13.5pt'> <td width="47%" valign="top" style='width:47.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;text-autospace:ideograph-numeric ideograph-other'>Total real estate</p> </td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="top" style='width:12.48%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $     55,978,775 </p> </td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="10%" valign="top" style='width:10.34%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="11%" valign="top" style='width:11.56%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="10%" valign="top" style='width:10.34%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> </tr> <tr style='height:6.75pt'> <td width="47%" valign="top" style='width:47.2%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="12%" valign="top" style='width:12.48%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="top" style='width:10.34%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="11%" valign="top" style='width:11.56%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="top" style='width:10.34%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> </tr> <tr style='height:26.25pt'> <td width="47%" valign="top" style='width:47.2%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Policy and other loans at amortized cost - net of allowance for doubtful accounts</p> </td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="12%" valign="bottom" style='width:12.48%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $     18,463,277 </p> </td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="10%" valign="top" style='width:10.34%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="11%" valign="top" style='width:11.56%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="10%" valign="top" style='width:10.34%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> </tr> <tr style='height:6.75pt'> <td width="47%" valign="top" style='width:47.2%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="12%" valign="top" style='width:12.48%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="top" style='width:10.34%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="11%" valign="top" style='width:11.56%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="top" style='width:10.34%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> </tr> <tr style='height:13.5pt'> <td width="47%" valign="top" style='width:47.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;text-autospace:ideograph-numeric ideograph-other'>Short-term investments at amortized cost</p> </td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="top" style='width:12.48%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $       6,932,023 </p> </td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="10%" valign="top" style='width:10.34%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="11%" valign="top" style='width:11.56%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="2%" valign="bottom" style='width:2.02%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="10%" valign="top" style='width:10.34%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none'> </p> <font style='letter-spacing:-.1pt'> </font> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none'> <font style='letter-spacing:-.1pt'> </font><u>Fixed Maturity Securities</u></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>The following tables summarize unrealized losses on fixed maturity securities, which are carried at amortized cost, at September 30, 2012 and December 31, 2011. The unrealized losses were primarily related to interest rate fluctuations. The tables set forth unrealized losses by duration and number of investment positions, together with the fair value of the related fixed maturity securities:</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:63.75pt'> <td width="28%" valign="bottom" style='width:28.88%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt'></td> <td width="2%" valign="bottom" style='width:2.38%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> </p> </td> <td width="11%" valign="bottom" style='width:11.94%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:63.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Unrealized Losses for Less than Twelve Months</p> </td> <td width="2%" valign="bottom" style='width:2.38%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> </p> </td> <td width="11%" valign="bottom" style='width:11.82%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:63.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>No. of Investment Positions</p> </td> <td width="2%" valign="bottom" style='width:2.38%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> </p> </td> <td width="11%" valign="bottom" style='width:11.7%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:63.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Unrealized Losses for More than Twelve Months</p> </td> <td width="2%" valign="bottom" style='width:2.38%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> </p> </td> <td width="11%" valign="bottom" style='width:11.82%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:63.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>No. of Investment Positions</p> </td> <td width="2%" valign="bottom" style='width:2.38%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> </p> </td> <td width="11%" valign="bottom" style='width:11.94%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:63.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Total Unrealized Loss</p> </td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><u>At September 30, 2012</u></p> </td> <td width="2%" valign="bottom" style='width:2.38%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.38%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.82%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.38%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.38%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.82%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.38%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:25.5pt'> <td width="28%" valign="top" style='width:28.88%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Obligations of states and political subdivisions</p> </td> <td width="2%" valign="bottom" style='width:2.38%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> $                  - </p> </td> <td width="2%" valign="bottom" style='width:2.38%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="11%" valign="bottom" style='width:11.82%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>-</p> </td> <td width="2%" valign="bottom" style='width:2.38%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="11%" valign="bottom" style='width:11.7%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> $          6,119 </p> </td> <td width="2%" valign="bottom" style='width:2.38%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="11%" valign="bottom" style='width:11.82%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>2</p> </td> <td width="2%" valign="bottom" style='width:2.38%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> $          6,119 </p> </td> </tr> <tr style='height:25.5pt'> <td width="28%" valign="top" style='width:28.88%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Corporate securities including public utilities</p> </td> <td width="2%" valign="bottom" style='width:2.38%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>         129,509 </p> </td> <td width="2%" valign="bottom" style='width:2.38%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="11%" valign="bottom" style='width:11.82%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>23</p> </td> <td width="2%" valign="bottom" style='width:2.38%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="11%" valign="bottom" style='width:11.7%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>         518,877 </p> </td> <td width="2%" valign="bottom" style='width:2.38%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="11%" valign="bottom" style='width:11.82%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>11</p> </td> <td width="2%" valign="bottom" style='width:2.38%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>         648,386 </p> </td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="top" style='width:28.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Mortgage-backed securities</p> </td> <td width="2%" valign="bottom" style='width:2.38%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>                     - </p> </td> <td width="2%" valign="bottom" style='width:2.38%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.82%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>-</p> </td> <td width="2%" valign="bottom" style='width:2.38%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>         111,241 </p> </td> <td width="2%" valign="bottom" style='width:2.38%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.82%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>4</p> </td> <td width="2%" valign="bottom" style='width:2.38%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>         111,241 </p> </td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="top" style='width:28.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Redeemable preferred stock</p> </td> <td width="2%" valign="bottom" style='width:2.38%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>                     - </p> </td> <td width="2%" valign="bottom" style='width:2.38%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.82%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>-</p> </td> <td width="2%" valign="bottom" style='width:2.38%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>             2,000 </p> </td> <td width="2%" valign="bottom" style='width:2.38%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.82%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>1</p> </td> <td width="2%" valign="bottom" style='width:2.38%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>             2,000 </p> </td> </tr> <tr style='height:13.5pt'> <td width="28%" valign="top" style='width:28.88%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Total unrealized losses</p> </td> <td width="2%" valign="bottom" style='width:2.38%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="11%" valign="bottom" style='width:11.94%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> $      129,509 </p> </td> <td width="2%" valign="bottom" style='width:2.38%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="11%" valign="bottom" style='width:11.82%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>23</p> </td> <td width="2%" valign="bottom" style='width:2.38%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="11%" valign="bottom" style='width:11.7%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> $      638,237 </p> </td> <td width="2%" valign="bottom" style='width:2.38%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="11%" valign="bottom" style='width:11.82%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>18</p> </td> <td width="2%" valign="bottom" style='width:2.38%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="11%" valign="bottom" style='width:11.94%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> $      767,746 </p> </td> </tr> <tr style='height:14.25pt'> <td width="28%" valign="top" style='width:28.88%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Fair Value</p> </td> <td width="2%" valign="bottom" style='width:2.38%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="11%" valign="bottom" style='width:11.94%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> $   4,701,177 </p> </td> <td width="2%" valign="bottom" style='width:2.38%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="11%" valign="bottom" style='width:11.82%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="2%" valign="bottom" style='width:2.38%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="11%" valign="bottom" style='width:11.7%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> $   7,091,113 </p> </td> <td width="2%" valign="bottom" style='width:2.38%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="11%" valign="bottom" style='width:11.82%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="2%" valign="bottom" style='width:2.38%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="11%" valign="bottom" style='width:11.94%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> $ 11,792,290 </p> </td> </tr> <tr style='height:6.75pt'> <td width="28%" valign="bottom" style='width:28.88%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.38%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.38%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="11%" valign="bottom" style='width:11.82%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.38%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="11%" valign="bottom" style='width:11.7%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.38%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="11%" valign="bottom" style='width:11.82%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.38%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><u>At </u><u>December 31, 2011</u></p> </td> <td width="2%" valign="bottom" style='width:2.38%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.38%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.82%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.38%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.38%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.82%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.38%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:25.5pt'> <td width="28%" valign="top" style='width:28.88%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Obligations of states and political subdivisions</p> </td> <td width="2%" valign="bottom" style='width:2.38%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> $                  - </p> </td> <td width="2%" valign="bottom" style='width:2.38%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="11%" valign="bottom" style='width:11.82%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>-</p> </td> <td width="2%" valign="bottom" style='width:2.38%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="11%" valign="bottom" style='width:11.7%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> $        13,156 </p> </td> <td width="2%" valign="bottom" style='width:2.38%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="11%" valign="bottom" style='width:11.82%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>2</p> </td> <td width="2%" valign="bottom" style='width:2.38%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> $        13,156 </p> </td> </tr> <tr style='height:25.5pt'> <td width="28%" valign="top" style='width:28.88%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Corporate securities including public utilities</p> </td> <td width="2%" valign="bottom" style='width:2.38%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>      1,544,224 </p> </td> <td width="2%" valign="bottom" style='width:2.38%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="11%" valign="bottom" style='width:11.82%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>47</p> </td> <td width="2%" valign="bottom" style='width:2.38%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="11%" valign="bottom" style='width:11.7%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>         723,922 </p> </td> <td width="2%" valign="bottom" style='width:2.38%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="11%" valign="bottom" style='width:11.82%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>12</p> </td> <td width="2%" valign="bottom" style='width:2.38%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>      2,268,146 </p> </td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="top" style='width:28.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Mortgage-backed securities</p> </td> <td width="2%" valign="bottom" style='width:2.38%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>         161,300 </p> </td> <td width="2%" valign="bottom" style='width:2.38%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.82%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>3</p> </td> <td width="2%" valign="bottom" style='width:2.38%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>         195,600 </p> </td> <td width="2%" valign="bottom" style='width:2.38%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.82%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>1</p> </td> <td width="2%" valign="bottom" style='width:2.38%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>         356,900 </p> </td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="top" style='width:28.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Redeemable preferred stock</p> </td> <td width="2%" valign="bottom" style='width:2.38%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>                800 </p> </td> <td width="2%" valign="bottom" style='width:2.38%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.82%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>1</p> </td> <td width="2%" valign="bottom" style='width:2.38%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>         128,400 </p> </td> <td width="2%" valign="bottom" style='width:2.38%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.82%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>1</p> </td> <td width="2%" valign="bottom" style='width:2.38%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>         129,200 </p> </td> </tr> <tr style='height:13.5pt'> <td width="28%" valign="top" style='width:28.88%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Total unrealized losses</p> </td> <td width="2%" valign="bottom" style='width:2.38%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="11%" valign="bottom" style='width:11.94%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> $   1,706,324 </p> </td> <td width="2%" valign="bottom" style='width:2.38%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="11%" valign="bottom" style='width:11.82%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>51</p> </td> <td width="2%" valign="bottom" style='width:2.38%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="11%" valign="bottom" style='width:11.7%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> $   1,061,078 </p> </td> <td width="2%" valign="bottom" style='width:2.38%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="11%" valign="bottom" style='width:11.82%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>16</p> </td> <td width="2%" valign="bottom" style='width:2.38%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="11%" valign="bottom" style='width:11.94%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> $   2,767,402 </p> </td> </tr> <tr style='height:14.25pt'> <td width="28%" valign="top" style='width:28.88%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Fair Value</p> </td> <td width="2%" valign="bottom" style='width:2.38%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="11%" valign="bottom" style='width:11.94%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> $ 24,249,533 </p> </td> <td width="2%" valign="bottom" style='width:2.38%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="11%" valign="bottom" style='width:11.82%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="2%" valign="bottom" style='width:2.38%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="11%" valign="bottom" style='width:11.7%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> $   3,762,892 </p> </td> <td width="2%" valign="bottom" style='width:2.38%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="11%" valign="bottom" style='width:11.82%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="2%" valign="bottom" style='width:2.38%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="11%" valign="bottom" style='width:11.94%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> $ 28,012,425 </p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>As of September 30, 2012, the average market value of the related fixed maturities was 93.9% of amortized cost and the average market value was 91.0% of amortized cost as of December 31, 2011. During the nine months ended September 30, 2012 and 2011 an other than temporary decline in fair value resulted in the recognition of credit losses on fixed maturity securities of $135,000 and $95,129, respectively.</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>On a quarterly basis, the Company reviews its available-for-sale fixed investment securities related to corporate securities and other public utilities, consisting of bonds and preferred stocks that are in a loss position. The review involves an analysis of the securities in relation to historical values, and projected earnings and revenue growth rates. Based on the analysis, a determination is made whether a security will likely recover from the loss position within a reasonable period of time. If it is unlikely that the investment will recover from the loss position, the loss is considered to be other than temporary, the security is written down to the impaired value and an impairment loss is recognized. No other than temporary impairment loss was considered to exist for these fixed maturity securities as of September 30, 2012 and 2011.</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'> </p> <u> </u> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><u>Equity Securities</u></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>The following tables summarize unrealized losses on equity securities that were carried at estimated fair value based on quoted trading prices at September 30, 2012 and December 31, 2011. The unrealized losses were primarily the result of decreases in fair value due to overall equity market declines. The tables set forth unrealized losses by duration and number of investment positions, together with the fair value of the related equity securities available-for-sale in a loss position:</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'> </p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:63.75pt'> <td width="32%" valign="bottom" style='width:32.66%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>  </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> </p> </td> <td width="10%" valign="bottom" style='width:10.82%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:63.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> Unrealized Losses for Less than Twelve Months </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> </p> </td> <td width="10%" valign="bottom" style='width:10.94%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:63.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> No. of Investment Positions </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> </p> </td> <td width="10%" valign="bottom" style='width:10.82%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:63.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> Unrealized Losses for More than Twelve Months </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> </p> </td> <td width="10%" valign="bottom" style='width:10.94%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:63.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> No. of Investment Positions </p> </td> <td width="4%" valign="bottom" style='width:4.2%;padding:0in 5.4pt 0in 5.4pt;height:63.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> </p> </td> <td width="10%" valign="bottom" style='width:10.82%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:63.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> Total Unrealized Losses </p> </td> </tr> <tr style='height:12.75pt'> <td width="32%" valign="bottom" style='width:32.66%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><u>At September 30, 2012</u></p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.82%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.82%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="4%" valign="bottom" style='width:4.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.82%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="32%" valign="bottom" style='width:32.66%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Non-redeemable preferred stock</p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.82%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> $                 - </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>-</p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.82%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> $         1,100 </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>1</p> </td> <td width="4%" valign="bottom" style='width:4.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.82%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> $         1,100 </p> </td> </tr> <tr style='height:12.75pt'> <td width="32%" valign="bottom" style='width:32.66%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Industrial, miscellaneous and all other</p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.82%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>        148,049 </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>36</p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.82%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>     1,101,967 </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>50</p> </td> <td width="4%" valign="bottom" style='width:4.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.82%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>     1,250,016 </p> </td> </tr> <tr style='height:13.5pt'> <td width="32%" valign="bottom" style='width:32.66%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Total unrealized losses</p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="10%" valign="bottom" style='width:10.82%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> $     148,049 </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="10%" valign="bottom" style='width:10.94%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>36</p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="10%" valign="bottom" style='width:10.82%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> $  1,103,067 </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="10%" valign="bottom" style='width:10.94%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>51</p> </td> <td width="4%" valign="bottom" style='width:4.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="10%" valign="bottom" style='width:10.82%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> $  1,251,116 </p> </td> </tr> <tr style='height:14.25pt'> <td width="32%" valign="bottom" style='width:32.66%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Fair Value</p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="10%" valign="bottom" style='width:10.82%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> $  1,390,452 </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="10%" valign="bottom" style='width:10.94%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="10%" valign="bottom" style='width:10.82%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> $  1,638,714 </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="10%" valign="bottom" style='width:10.94%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="4%" valign="bottom" style='width:4.2%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="10%" valign="bottom" style='width:10.82%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> $  3,029,166 </p> </td> </tr> <tr style='height:6.75pt'> <td width="32%" valign="bottom" style='width:32.66%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="bottom" style='width:10.82%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="bottom" style='width:10.94%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="bottom" style='width:10.82%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="bottom" style='width:10.94%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="4%" valign="bottom" style='width:4.2%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="bottom" style='width:10.82%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="32%" valign="bottom" style='width:32.66%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><u>At December 31, 2011</u></p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.82%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.82%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="4%" valign="bottom" style='width:4.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.82%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="32%" valign="bottom" style='width:32.66%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Non-redeemable preferred stock</p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.82%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> $                 - </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>-</p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.82%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> $         1,843 </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>2</p> </td> <td width="4%" valign="bottom" style='width:4.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.82%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> $         1,843 </p> </td> </tr> <tr style='height:12.75pt'> <td width="32%" valign="bottom" style='width:32.66%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Industrial, miscellaneous and all other</p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.82%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>        955,400 </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>79</p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.82%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>        378,024 </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>14</p> </td> <td width="4%" valign="bottom" style='width:4.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.82%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>     1,333,424 </p> </td> </tr> <tr style='height:13.5pt'> <td width="32%" valign="bottom" style='width:32.66%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Total unrealized losses</p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="10%" valign="bottom" style='width:10.82%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> $     955,400 </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="10%" valign="bottom" style='width:10.94%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>79</p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="10%" valign="bottom" style='width:10.82%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> $     379,867 </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="10%" valign="bottom" style='width:10.94%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>16</p> </td> <td width="4%" valign="bottom" style='width:4.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="10%" valign="bottom" style='width:10.82%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> $  1,335,267 </p> </td> </tr> <tr style='height:14.25pt'> <td width="32%" valign="bottom" style='width:32.66%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Fair Value</p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="10%" valign="bottom" style='width:10.82%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> $  2,857,082 </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="10%" valign="bottom" style='width:10.94%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="10%" valign="bottom" style='width:10.82%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> $     560,529 </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="10%" valign="bottom" style='width:10.94%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="4%" valign="bottom" style='width:4.2%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="10%" valign="bottom" style='width:10.82%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> $  3,417,611 </p> </td> </tr> <tr style='height:6.75pt'> <td width="32%" valign="bottom" style='width:32.66%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="bottom" style='width:10.82%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="bottom" style='width:10.94%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="bottom" style='width:10.82%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="bottom" style='width:10.94%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="4%" valign="bottom" style='width:4.2%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="bottom" style='width:10.82%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>As of September 30, 2012, the average market value of the equity securities available for sale was 70.8% of the original investment and the average market value was 71.9% of the original investment as of December 31, 2011. The intent of the Company is to retain equity securities for a period of time sufficient to allow for the recovery in fair value. However, the Company may sell equity securities during a period in which the fair value has declined below the amount of the original investment. In certain situations new factors, including changes in the business environment, can change the Company’s previous intent to continue holding a security. During the nine months ended September 30, 2012 and 2011, there was no other than temporary decline in fair value. </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:4.0pt'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>On a quarterly basis, the Company reviews its investment in industrial, miscellaneous and all other equity securities that are in a loss position. The review involves an analysis of the securities in relation to historical values, price earnings ratios, projected earnings and revenue growth rates. Based on the analysis a determination is made whether a security will likely recover from the loss position within a reasonable period of time. If it is unlikely that the investment will recover from the loss position, the loss is considered to be other than temporary, the security is written down to the impaired value and an impairment loss is recognized. No other than temporary impairment loss was considered to exist for these equity securities as of September 30, 2012 and 2011.</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:4.0pt'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><font style='letter-spacing:-.1pt'>The fair values of fixed maturity securities are based on quoted market prices, when available. For fixed maturity securities not actively</font><font style='letter-spacing:-.1pt'> traded, fair values are estimated using values obtained from independent pricing services, or in the case of private placements, are estimated by discounting expected future cash flows using a current market value applicable to the coupon rate, credit and maturity of the investments. The fair values for equity securities are based on quoted market prices.</font></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:4.0pt'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><font style='letter-spacing:-.1pt'>The amortized cost and estimated fair value of fixed maturity securities at September 30, 2012, by contractual maturity, are shown below. Expected maturities may differ from contractual maturities because certain borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.</font></p> <font style='letter-spacing:-.1pt'> </font> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:25.5pt'> <td width="42%" valign="top" style='width:42.84%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;text-autospace:ideograph-numeric ideograph-other'> </p> </td> <td width="3%" valign="top" style='width:3.96%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="24%" valign="bottom" style='width:24.62%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Amortized Cost </p> </td> <td width="3%" valign="top" style='width:3.96%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="24%" valign="bottom" style='width:24.62%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Estimated Fair Value </p> </td> </tr> <tr style='height:12.75pt'> <td width="42%" valign="top" style='width:42.84%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;text-autospace:ideograph-numeric ideograph-other'>Held to Maturity:</p> </td> <td width="3%" valign="top" style='width:3.96%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="24%" valign="top" style='width:24.62%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="3%" valign="top" style='width:3.96%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="24%" valign="top" style='width:24.62%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="42%" valign="top" style='width:42.84%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:8.75pt;text-autospace:ideograph-numeric ideograph-other'>Due in 2012</p> </td> <td width="3%" valign="top" style='width:3.96%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="24%" valign="top" style='width:24.62%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $           300,706 </p> </td> <td width="3%" valign="top" style='width:3.96%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="24%" valign="top" style='width:24.62%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $           301,899 </p> </td> </tr> <tr style='height:12.75pt'> <td width="42%" valign="top" style='width:42.84%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:8.75pt;text-autospace:ideograph-numeric ideograph-other'>Due in 2013 through 2016</p> </td> <td width="3%" valign="top" style='width:3.96%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="24%" valign="top" style='width:24.62%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>         17,444,315 </p> </td> <td width="3%" valign="top" style='width:3.96%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="24%" valign="top" style='width:24.62%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>         19,009,264 </p> </td> </tr> <tr style='height:12.75pt'> <td width="42%" valign="top" style='width:42.84%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:8.75pt;text-autospace:ideograph-numeric ideograph-other'>Due in 2017 through 2021</p> </td> <td width="3%" valign="top" style='width:3.96%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="24%" valign="top" style='width:24.62%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>         50,211,439 </p> </td> <td width="3%" valign="top" style='width:3.96%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="24%" valign="top" style='width:24.62%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>         56,777,245 </p> </td> </tr> <tr style='height:12.75pt'> <td width="42%" valign="top" style='width:42.84%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:8.75pt;text-autospace:ideograph-numeric ideograph-other'>Due after 2021</p> </td> <td width="3%" valign="top" style='width:3.96%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="24%" valign="top" style='width:24.62%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>         56,251,995 </p> </td> <td width="3%" valign="top" style='width:3.96%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="24%" valign="top" style='width:24.62%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>         64,926,282 </p> </td> </tr> <tr style='height:12.75pt'> <td width="42%" valign="top" style='width:42.84%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:8.75pt;text-autospace:ideograph-numeric ideograph-other'>Mortgage-backed securities</p> </td> <td width="3%" valign="top" style='width:3.96%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="24%" valign="top" style='width:24.62%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>           5,298,258 </p> </td> <td width="3%" valign="top" style='width:3.96%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="24%" valign="top" style='width:24.62%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>           5,531,828 </p> </td> </tr> <tr style='height:12.75pt'> <td width="42%" valign="top" style='width:42.84%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:8.75pt;text-autospace:ideograph-numeric ideograph-other'>Redeemable preferred stock</p> </td> <td width="3%" valign="top" style='width:3.96%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="24%" valign="top" style='width:24.62%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>           1,510,878 </p> </td> <td width="3%" valign="top" style='width:3.96%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="24%" valign="top" style='width:24.62%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>           1,588,620 </p> </td> </tr> <tr style='height:13.5pt'> <td width="42%" valign="top" style='width:42.84%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:17.55pt;text-autospace:ideograph-numeric ideograph-other'>Total held to maturity</p> </td> <td width="3%" valign="top" style='width:3.96%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="24%" valign="top" style='width:24.62%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $    131,017,591 </p> </td> <td width="3%" valign="top" style='width:3.96%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="24%" valign="top" style='width:24.62%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $    148,135,138 </p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><font style='letter-spacing:-.1pt'>The amortized cost and estimated fair value of available for sale securities at September 30, 2012, by contractual maturity, are shown below. Expected maturities may differ from contractual maturities because certain borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. Equities are valued using the specific identification method.</font></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'> </p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:25.5pt'> <td width="47%" valign="top" style='width:47.8%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> </p> </td> <td width="3%" valign="top" style='width:3.86%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="20%" valign="top" style='width:20.06%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>  Amortized Cost </p> </td> <td width="3%" valign="top" style='width:3.86%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="24%" valign="top" style='width:24.4%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> Estimated Fair Value </p> </td> </tr> <tr style='height:12.75pt'> <td width="47%" valign="top" style='width:47.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;text-autospace:ideograph-numeric ideograph-other'>Available for Sale:</p> </td> <td width="3%" valign="top" style='width:3.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="20%" valign="top" style='width:20.06%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="3%" valign="top" style='width:3.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="24%" valign="top" style='width:24.4%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="47%" valign="top" style='width:47.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:8.75pt;text-autospace:ideograph-numeric ideograph-other'>Due in 2012 through 2015</p> </td> <td width="3%" valign="top" style='width:3.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="20%" valign="top" style='width:20.06%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $                  - </p> </td> <td width="3%" valign="top" style='width:3.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="24%" valign="top" style='width:24.4%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $                       - </p> </td> </tr> <tr style='height:12.75pt'> <td width="47%" valign="top" style='width:47.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:8.75pt;text-autospace:ideograph-numeric ideograph-other'>Due in 2013 through 2016</p> </td> <td width="3%" valign="top" style='width:3.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="20%" valign="top" style='width:20.06%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>                     - </p> </td> <td width="3%" valign="top" style='width:3.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="24%" valign="top" style='width:24.4%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>                          - </p> </td> </tr> <tr style='height:12.75pt'> <td width="47%" valign="top" style='width:47.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:8.75pt;text-autospace:ideograph-numeric ideograph-other'>Due in 2017 through 2021</p> </td> <td width="3%" valign="top" style='width:3.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="20%" valign="top" style='width:20.06%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>                     - </p> </td> <td width="3%" valign="top" style='width:3.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="24%" valign="top" style='width:24.4%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>                          - </p> </td> </tr> <tr style='height:12.75pt'> <td width="47%" valign="top" style='width:47.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:8.75pt;text-autospace:ideograph-numeric ideograph-other'>Due after 2021</p> </td> <td width="3%" valign="top" style='width:3.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="20%" valign="top" style='width:20.06%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>                     - </p> </td> <td width="3%" valign="top" style='width:3.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="24%" valign="top" style='width:24.4%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>                          - </p> </td> </tr> <tr style='height:12.75pt'> <td width="47%" valign="top" style='width:47.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:8.75pt;text-autospace:ideograph-numeric ideograph-other'>Non-redeemable preferred stock</p> </td> <td width="3%" valign="top" style='width:3.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="20%" valign="top" style='width:20.06%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>           20,281 </p> </td> <td width="3%" valign="top" style='width:3.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="24%" valign="top" style='width:24.4%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>                19,575 </p> </td> </tr> <tr style='height:12.75pt'> <td width="47%" valign="top" style='width:47.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:8.75pt;text-autospace:ideograph-numeric ideograph-other'>Common stock</p> </td> <td width="3%" valign="top" style='width:3.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="20%" valign="top" style='width:20.06%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>      6,295,937 </p> </td> <td width="3%" valign="top" style='width:3.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="24%" valign="top" style='width:24.4%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>           5,385,313 </p> </td> </tr> <tr style='height:13.5pt'> <td width="47%" valign="top" style='width:47.8%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:17.55pt;text-autospace:ideograph-numeric ideograph-other'>Total available for sale</p> </td> <td width="3%" valign="top" style='width:3.86%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="20%" valign="top" style='width:20.06%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $   6,316,218 </p> </td> <td width="3%" valign="top" style='width:3.86%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="24%" valign="top" style='width:24.4%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $        5,404,888 </p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><font style='letter-spacing:-.1pt'>The Company’s realized gains and losses, other than temporary impairments from investments and other assets, are summarized as follows:</font></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'> </p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:12.75pt'> <td width="32%" valign="bottom" style='width:32.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="31%" colspan="3" valign="bottom" style='width:31.1%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Three Months Ended September 30,</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="31%" colspan="3" valign="bottom" style='width:31.64%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Nine Months Ended September 30,</p> </td> </tr> <tr style='height:15.0pt'> <td width="32%" valign="top" style='width:32.94%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.74%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>2012</p> </td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.2%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>2011</p> </td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.74%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>2012</p> </td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.74%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>2011</p> </td> </tr> <tr style='height:15.0pt'> <td width="32%" valign="top" style='width:32.94%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Fixed maturity securities held to maturity:</p> </td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.74%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.2%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.74%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.74%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> </tr> <tr style='height:15.0pt'> <td width="32%" valign="top" style='width:32.94%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:17.55pt;text-autospace:ideograph-numeric ideograph-other'>Gross realized gains</p> </td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.74%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $      266,801 </p> </td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.2%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $        80,069 </p> </td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.74%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $      404,056 </p> </td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.74%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $      400,026 </p> </td> </tr> <tr style='height:15.0pt'> <td width="32%" valign="top" style='width:32.94%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:17.55pt;text-autospace:ideograph-numeric ideograph-other'>Gross realized losses</p> </td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.74%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>           (1,292)</p> </td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.2%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>         (11,086)</p> </td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.74%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>           (1,626)</p> </td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.74%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>        (142,907)</p> </td> </tr> <tr style='height:15.0pt'> <td width="32%" valign="top" style='width:32.94%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:17.55pt;text-autospace:ideograph-numeric ideograph-other'>Other than temporary impairments</p> </td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.74%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>         (45,000)</p> </td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.2%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>         (30,000)</p> </td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.74%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>        (135,000)</p> </td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.74%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>         (95,129)</p> </td> </tr> <tr style='height:8.25pt'> <td width="32%" valign="top" style='width:32.94%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> <td width="14%" valign="top" style='width:14.74%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> <td width="14%" valign="top" style='width:14.2%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> <td width="14%" valign="top" style='width:14.74%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> <td width="14%" valign="top" style='width:14.74%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> </tr> <tr style='height:15.0pt'> <td width="32%" valign="top" style='width:32.94%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;text-autospace:ideograph-numeric ideograph-other'>Securities available for sale:</p> </td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.74%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.2%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.74%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.74%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> </tr> <tr style='height:15.0pt'> <td width="32%" valign="top" style='width:32.94%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:17.55pt;text-autospace:ideograph-numeric ideograph-other'>Gross realized gains</p> </td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.74%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>         139,352 </p> </td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.2%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>           48,680 </p> </td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.74%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>         291,932 </p> </td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.74%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>         503,804 </p> </td> </tr> <tr style='height:15.0pt'> <td width="32%" valign="top" style='width:32.94%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:17.55pt;text-autospace:ideograph-numeric ideograph-other'>Gross realized losses</p> </td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.74%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>                   - </p> </td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.2%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>               (30)</p> </td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.74%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>           (5,705)</p> </td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.74%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>         (34,834)</p> </td> </tr> <tr style='height:15.0pt'> <td width="32%" valign="top" style='width:32.94%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:17.55pt;text-autospace:ideograph-numeric ideograph-other'>Other than temporary impairments</p> </td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.74%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>                   - </p> </td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.2%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>                   - </p> </td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.74%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>                   - </p> </td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.74%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>                   - </p> </td> </tr> <tr style='height:6.75pt'> <td width="32%" valign="top" style='width:32.94%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="14%" valign="top" style='width:14.74%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="14%" valign="top" style='width:14.2%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="14%" valign="top" style='width:14.74%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="14%" valign="top" style='width:14.74%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> </tr> <tr style='height:15.0pt'> <td width="32%" valign="top" style='width:32.94%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;text-autospace:ideograph-numeric ideograph-other'>Other assets:</p> </td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.74%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.2%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.74%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.74%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> </tr> <tr style='height:15.0pt'> <td width="32%" valign="top" style='width:32.94%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:17.55pt;text-autospace:ideograph-numeric ideograph-other'>Gross realized gains</p> </td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.74%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>           27,244 </p> </td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.2%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>         146,253 </p> </td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.74%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>         114,114 </p> </td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.74%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>       1,182,905 </p> </td> </tr> <tr style='height:15.0pt'> <td width="32%" valign="top" style='width:32.94%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:17.55pt;text-autospace:ideograph-numeric ideograph-other'>Gross realized losses</p> </td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.74%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>        (209,484)</p> </td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.2%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>         (37,406)</p> </td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.74%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>        (222,163)</p> </td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.74%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>         (79,858)</p> </td> </tr> <tr style='height:15.0pt'> <td width="32%" valign="top" style='width:32.94%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:17.55pt;text-autospace:ideograph-numeric ideograph-other'>Other than temporary impairments</p> </td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.74%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>        (395,315)</p> </td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.2%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>                   - </p> </td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.74%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>        (395,315)</p> </td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.74%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>                   - </p> </td> </tr> <tr style='height:15.75pt'> <td width="32%" valign="top" style='width:32.94%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:26.3pt;text-autospace:ideograph-numeric ideograph-other'>Total</p> </td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="14%" valign="top" style='width:14.74%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $     (217,694)</p> </td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="14%" valign="top" style='width:14.2%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $      196,480 </p> </td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="14%" valign="top" style='width:14.74%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $        50,292 </p> </td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="14%" valign="top" style='width:14.74%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $    1,734,007 </p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:4.0pt'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><font style='letter-spacing:-.1pt'>The net carrying amount of held to maturity securities sold was </font><font style='letter-spacing:-.1pt'>$1,976,273</font><font style='letter-spacing:-.1pt'> and</font><font style='letter-spacing:-.1pt'>$12,341,156 </font><font style='letter-spacing:-.1pt'> for the nine months ended September 30, 2012 and the year ended December 31, 2011, respectively.  The net realized gain related to these sales was </font><font style='letter-spacing:-.1pt'>$273,447</font><font style='letter-spacing:-.1pt'> and </font><font style='letter-spacing:-.1pt'>$462,267</font><font style='letter-spacing:-.1pt'>  for the nine months ended September 30, 2012 and the year ended December 31, 2011, respectively. Certain circumstances lead to these decisions to sell. In 2012 and 2011, the Company sold certain held to maturity bonds in gain positions to reduce its risk in certain industries or companies. </font></p> <font style='letter-spacing:-.1pt'> </font> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><font style='letter-spacing:-.1pt'>There were no investments, aggregated by issuer, in excess of 10% of shareholders’ equity (before net unrealized gains and losses on available-for-sale securities) at September 30, 2012, other than investments issued or guaranteed by the United States Government.</font></p> <p style='text-align:justify;line-height:4.0pt'> </p> <p style='text-align:justify'><font style='letter-spacing:-.1pt'>Major categories of net investment income are as follows:</font></p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:14.25pt'> <td width="37%" valign="bottom" style='width:37.28%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> </p> </td> <td width="30%" colspan="3" valign="bottom" style='width:30.28%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Three Months Ended September 30,</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="30%" colspan="3" valign="bottom" style='width:30.28%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Nine Months Ended September 30,</p> </td> </tr> <tr style='height:15.0pt'> <td width="37%" valign="top" style='width:37.28%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.06%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>2012</p> </td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.06%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>2011</p> </td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.06%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>2012</p> </td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.06%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>2011</p> </td> </tr> <tr style='height:15.0pt'> <td width="37%" valign="top" style='width:37.28%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;text-autospace:ideograph-numeric ideograph-other'>Fixed maturity securities</p> </td> <td width="14%" valign="top" style='width:14.06%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $     1,949,666 </p> </td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.06%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $     2,033,778 </p> </td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.06%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $     5,803,282 </p> </td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.06%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $     5,773,035 </p> </td> </tr> <tr style='height:15.0pt'> <td width="37%" valign="top" style='width:37.28%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;text-autospace:ideograph-numeric ideograph-other'>Equity securities</p> </td> <td width="14%" valign="top" style='width:14.06%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>            65,839 </p> </td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.06%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>            70,589 </p> </td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.06%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>          197,563 </p> </td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.06%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>          197,480 </p> </td> </tr> <tr style='height:15.0pt'> <td width="37%" valign="top" style='width:37.28%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Mortgage loans on real estate</p> </td> <td width="14%" valign="top" style='width:14.06%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>        1,566,734 </p> </td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.06%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>        1,839,705 </p> </td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.06%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>        5,700,159 </p> </td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.06%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>        4,881,213 </p> </td> </tr> <tr style='height:15.0pt'> <td width="37%" valign="top" style='width:37.28%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;text-autospace:ideograph-numeric ideograph-other'>Real estate</p> </td> <td width="14%" valign="top" style='width:14.06%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>        1,058,147 </p> </td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.06%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>          787,465 </p> </td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.06%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>        3,018,346 </p> </td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.06%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>        1,496,912 </p> </td> </tr> <tr style='height:15.0pt'> <td width="37%" valign="top" style='width:37.28%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;text-autospace:ideograph-numeric ideograph-other'>Policy and other loans</p> </td> <td width="14%" valign="top" style='width:14.06%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>          192,198 </p> </td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.06%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>          195,843 </p> </td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.06%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>          610,472 </p> </td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.06%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>          619,972 </p> </td> </tr> <tr style='height:30.0pt'> <td width="37%" valign="top" style='width:37.28%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Short-term investments,  principally gains on sale of mortgage loans and other</p> </td> <td width="14%" valign="bottom" style='width:14.06%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>        2,172,955 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="14%" valign="bottom" style='width:14.06%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>        1,509,731 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="14%" valign="bottom" style='width:14.06%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>        6,216,686 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="14%" valign="bottom" style='width:14.06%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>        4,423,576 </p> </td> </tr> <tr style='height:15.0pt'> <td width="37%" valign="top" style='width:37.28%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;text-autospace:ideograph-numeric ideograph-other'>Gross investment income</p> </td> <td width="14%" valign="top" style='width:14.06%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>        7,005,539 </p> </td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.06%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>        6,437,111 </p> </td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.06%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>      21,546,508 </p> </td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.06%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>      17,392,188 </p> </td> </tr> <tr style='height:15.0pt'> <td width="37%" valign="top" style='width:37.28%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;text-autospace:ideograph-numeric ideograph-other'>Investment expenses</p> </td> <td width="14%" valign="top" style='width:14.06%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>      (1,272,967)</p> </td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.06%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>      (1,329,521)</p> </td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.06%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>      (3,621,990)</p> </td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="top" style='width:14.06%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>      (3,296,792)</p> </td> </tr> <tr style='height:15.75pt'> <td width="37%" valign="top" style='width:37.28%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;text-autospace:ideograph-numeric ideograph-other'>Net investment income</p> </td> <td width="14%" valign="top" style='width:14.06%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $     5,732,572 </p> </td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="14%" valign="top" style='width:14.06%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $     5,107,590 </p> </td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="14%" valign="top" style='width:14.06%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $   17,924,518 </p> </td> <td width="2%" valign="top" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'></td> <td width="14%" valign="top" style='width:14.06%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:15.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $   14,095,396 </p> </td> </tr> </table> <p style='text-align:justify'> </p> <p style='text-align:justify'><font style='letter-spacing:-.1pt'>Net investment income includes income earned by the restricted assets of the cemeteries and mortuaries of </font><font style='letter-spacing:-.1pt'>$247,844</font><font style='letter-spacing:-.1pt'> and </font><font style='letter-spacing:-.1pt'>$240,240</font><font style='letter-spacing:-.1pt'>  for nine months ended September 30, 2012 and 2011, respectively.</font></p> <p style='text-align:justify;line-height:4.0pt'> </p> <p style='text-align:justify'><font style='letter-spacing:-.1pt'>Net investment income on real estate consists primarily of rental revenue received under short-term leases.</font></p> <p style='text-align:justify;line-height:4.0pt'> </p> <p style='text-align:justify'><font style='letter-spacing:-.1pt'>Investment expenses consist primarily of depreciation, property taxes, operating expenses of real estate and an estimated portion of administrative expenses relating to investment activities.</font></p> <p style='text-align:justify;line-height:4.0pt'> </p> <p style='text-align:justify'><font style='letter-spacing:-.1pt'>Securities on deposit for regulatory authorities as required by law amounted to </font>  <font style='letter-spacing:-.1pt'>$9,549,475</font>  <font style='letter-spacing:-.1pt'> at September 30, 2012 and </font><font style='letter-spacing:-.1pt'>$9,593,318 </font><font style='letter-spacing:-.1pt'>at December 31, 2011. The restricted securities are included in various assets under investments on the accompanying condensed consolidated balance sheets.</font> </p> <p style='text-align:justify;line-height:4.0pt'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><u><font style='letter-spacing:-.1pt'>Mortgage Loans</font></u></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:4.0pt'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none'><font lang="X-NONE">Mortgage loans consist of first and second mortgages. The mortgage loans bear interest at rates ranging from </font> <font lang="X-NONE">2.0%</font><font lang="X-NONE"> to </font><font lang="X-NONE">10.5%</font><font lang="X-NONE">per annum, maturity dates range from three months to 30 years and are secured by real estate. Concentrations of credit risk arise when a number of mortgage loan debtors have similar economic characteristics that would cause their ability to meet contractual obligations to be similarly affected by changes in economic conditions. Although the Company has a diversified mortgage loan portfolio consisting of residential mortgages, commercial loans and residential construction loans and requires collateral on all real estate exposures, a substantial portion of its debtors’ ability to honor obligations is reliant on the economic stability of the geographic region in which the debtors live or do business. At </font>September 30<font lang="X-NONE">, 2012, the Company had </font>27<font lang="X-NONE">%, </font>19<font lang="X-NONE">% and 1</font>2<font lang="X-NONE">% of its mortgage loans from borrowers located in the states of Utah, California and Florida, respectively. The mortgage loans on real estate balances on the consolidated balance sheet are reflected net of an allowance for loan losses of </font> $4,263,375<font lang="X-NONE"> and </font><font lang="X-NONE">$4,881,173</font><font lang="X-NONE"> </font><font lang="X-NONE"> at </font>September 30<font lang="X-NONE">, 2012 and December 31, 2011, respectively.</font> </p> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none'><font lang="X-NONE">The Company establishes a valuation allowance for credit losses in its portfolio.</font></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>The following is a summary of the allowance for loan losses as a contra-asset account for the periods presented:</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:14.25pt'> <td width="100%" colspan="8" valign="bottom" style='width:100.0%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Allowance for Credit Losses and Recorded Investment in Mortgage Loans</b></p> </td> </tr> <tr style='height:6.75pt'> <td width="44%" valign="bottom" style='width:44.44%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> </tr> <tr style='height:18.75pt'> <td width="44%" valign="bottom" style='width:44.44%;padding:0in 5.4pt 0in 5.4pt;height:18.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> </p> </td> <td width="12%" valign="bottom" style='width:12.24%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b> Commercial </b></p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:18.75pt'></td> <td width="12%" valign="bottom" style='width:12.24%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b> Residential </b></p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:18.75pt'></td> <td width="12%" valign="bottom" style='width:12.24%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b> Residential Construction </b></p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:18.75pt'></td> <td width="12%" valign="bottom" style='width:12.24%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:18.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b> Total </b><b> </b></p> </td> </tr> <tr style='height:12.75pt'> <td width="44%" valign="bottom" style='width:44.44%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><b>September 30, 2012</b></p> </td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="44%" valign="bottom" style='width:44.44%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Allowance for credit losses:</p> </td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="44%" valign="bottom" style='width:44.44%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Beginning balance - January 1, 2012</p> </td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $                    - </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $     4,338,805 </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $        542,368 </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $     4,881,173 </p> </td> </tr> <tr style='height:12.75pt'> <td width="44%" valign="bottom" style='width:44.44%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>   Charge-offs</p> </td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>                       - </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>          (364,127)</p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>          (490,886)</p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>          (855,013)</p> </td> </tr> <tr style='height:12.75pt'> <td width="44%" valign="bottom" style='width:44.44%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>   Provision</p> </td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>                       - </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>           237,215 </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>                       - </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>           237,215 </p> </td> </tr> <tr style='height:13.5pt'> <td width="44%" valign="bottom" style='width:44.44%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Ending balance -September 30, 2012</p> </td> <td width="12%" valign="bottom" style='width:12.24%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $                    - </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $     4,211,893 </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $          51,482 </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $     4,263,375 </p> </td> </tr> <tr style='height:13.5pt'> <td width="44%" valign="bottom" style='width:44.44%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> </tr> <tr style='height:13.5pt'> <td width="44%" valign="bottom" style='width:44.44%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Ending balance: individually evaluated for impairment</p> </td> <td width="12%" valign="bottom" style='width:12.24%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $                    - </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $        866,394 </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $          23,557 </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $        889,951 </p> </td> </tr> <tr style='height:13.5pt'> <td width="44%" valign="bottom" style='width:44.44%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> </tr> <tr style='height:13.5pt'> <td width="44%" valign="bottom" style='width:44.44%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Ending balance: collectively evaluated for impairment</p> </td> <td width="12%" valign="bottom" style='width:12.24%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $                    - </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $     3,345,499 </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $          27,925 </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $     3,373,424 </p> </td> </tr> <tr style='height:13.5pt'> <td width="44%" valign="bottom" style='width:44.44%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> </tr> <tr style='height:13.5pt'> <td width="44%" valign="bottom" style='width:44.44%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Ending balance: loans acquired with deteriorated credit quality</p> </td> <td width="12%" valign="bottom" style='width:12.24%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $                    - </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $                    - </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $                    - </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $                    - </p> </td> </tr> <tr style='height:6.75pt'> <td width="44%" valign="bottom" style='width:44.44%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="44%" valign="bottom" style='width:44.44%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Mortgage loans:</p> </td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:13.5pt'> <td width="44%" valign="bottom" style='width:44.44%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Ending balance</p> </td> <td width="12%" valign="bottom" style='width:12.24%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $   32,408,903 </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $   50,133,436 </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $     5,589,673 </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $   88,132,012 </p> </td> </tr> <tr style='height:6.75pt'> <td width="44%" valign="bottom" style='width:44.44%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> </tr> <tr style='height:13.5pt'> <td width="44%" valign="bottom" style='width:44.44%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Ending balance: individually evaluated for impairment</p> </td> <td width="12%" valign="bottom" style='width:12.24%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $        761,652 </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $     5,329,240 </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $     1,559,358 </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $     7,650,250 </p> </td> </tr> <tr style='height:7.5pt'> <td width="44%" valign="bottom" style='width:44.44%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> </tr> <tr style='height:13.5pt'> <td width="44%" valign="bottom" style='width:44.44%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Ending balance: collectively evaluated for impairment</p> </td> <td width="12%" valign="bottom" style='width:12.24%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $   31,647,251 </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $   44,804,196 </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $     4,030,315 </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $   80,481,762 </p> </td> </tr> <tr style='height:8.25pt'> <td width="44%" valign="bottom" style='width:44.44%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> </tr> <tr style='height:13.5pt'> <td width="44%" valign="bottom" style='width:44.44%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Ending balance: loans acquired with deteriorated credit quality</p> </td> <td width="12%" valign="bottom" style='width:12.24%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $                    - </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $                    - </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $                    - </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $                    - </p> </td> </tr> <tr style='height:7.5pt'> <td width="44%" valign="bottom" style='width:44.44%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> </tr> <tr style='height:12.75pt'> <td width="44%" valign="bottom" style='width:44.44%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><b>December 31, 2011</b></p> </td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="44%" valign="bottom" style='width:44.44%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Allowance for credit losses:</p> </td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="44%" valign="bottom" style='width:44.44%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Beginning balance - January 1, 2011</p> </td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $                    - </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $     6,212,072 </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $        858,370 </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $     7,070,442 </p> </td> </tr> <tr style='height:12.75pt'> <td width="44%" valign="bottom" style='width:44.44%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>   Charge-offs</p> </td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>                       - </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>       (2,994,715)</p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>          (430,274)</p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>       (3,424,989)</p> </td> </tr> <tr style='height:12.75pt'> <td width="44%" valign="bottom" style='width:44.44%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>   Provision</p> </td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>                       - </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>        1,121,448 </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>           114,272 </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>        1,235,720 </p> </td> </tr> <tr style='height:13.5pt'> <td width="44%" valign="bottom" style='width:44.44%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Ending balance - December 31, 2011</p> </td> <td width="12%" valign="bottom" style='width:12.24%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $                    - </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $     4,338,805 </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $        542,368 </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $     4,881,173 </p> </td> </tr> <tr style='height:7.5pt'> <td width="44%" valign="bottom" style='width:44.44%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> </tr> <tr style='height:13.5pt'> <td width="44%" valign="bottom" style='width:44.44%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Ending balance: individually evaluated for impairment</p> </td> <td width="12%" valign="bottom" style='width:12.24%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $                    - </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $        738,975 </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $        250,524 </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $        989,499 </p> </td> </tr> <tr style='height:8.25pt'> <td width="44%" valign="bottom" style='width:44.44%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> </tr> <tr style='height:13.5pt'> <td width="44%" valign="bottom" style='width:44.44%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Ending balance: collectively evaluated for impairment</p> </td> <td width="12%" valign="bottom" style='width:12.24%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $                    - </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $     3,599,830 </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $        291,844 </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $     3,891,674 </p> </td> </tr> <tr style='height:8.25pt'> <td width="44%" valign="bottom" style='width:44.44%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:8.25pt'></td> </tr> <tr style='height:13.5pt'> <td width="44%" valign="bottom" style='width:44.44%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Ending balance: loans acquired with deteriorated credit quality</p> </td> <td width="12%" valign="bottom" style='width:12.24%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $                    - </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $                    - </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $                    - </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $                    - </p> </td> </tr> <tr style='height:7.5pt'> <td width="44%" valign="bottom" style='width:44.44%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> </tr> <tr style='height:12.75pt'> <td width="44%" valign="bottom" style='width:44.44%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Mortgage loans:</p> </td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:13.5pt'> <td width="44%" valign="bottom" style='width:44.44%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Ending balance</p> </td> <td width="12%" valign="bottom" style='width:12.24%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $   48,433,147 </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $   54,344,327 </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $   17,259,666 </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $ 120,037,140 </p> </td> </tr> <tr style='height:7.5pt'> <td width="44%" valign="bottom" style='width:44.44%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> </tr> <tr style='height:13.5pt'> <td width="44%" valign="bottom" style='width:44.44%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Ending balance: individually evaluated for impairment</p> </td> <td width="12%" valign="bottom" style='width:12.24%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $     2,758,235 </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $     4,611,995 </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $     5,645,865 </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $   13,016,095 </p> </td> </tr> <tr style='height:7.5pt'> <td width="44%" valign="bottom" style='width:44.44%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> </tr> <tr style='height:13.5pt'> <td width="44%" valign="bottom" style='width:44.44%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Ending balance: collectively evaluated for impairment</p> </td> <td width="12%" valign="bottom" style='width:12.24%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $   45,674,912 </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $   49,732,332 </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $   11,613,801 </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $ 107,021,045 </p> </td> </tr> <tr style='height:7.5pt'> <td width="44%" valign="bottom" style='width:44.44%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;padding:0in 5.4pt 0in 5.4pt;height:7.5pt'></td> </tr> <tr style='height:13.5pt'> <td width="44%" valign="bottom" style='width:44.44%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Ending balance: loans acquired with deteriorated credit quality</p> </td> <td width="12%" valign="bottom" style='width:12.24%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $                    - </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $                    - </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $                    - </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.24%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $                    - </p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none'> </p> <font lang="X-NONE"> </font> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none'><font lang="X-NONE">The following is a summary of the aging of mortgage loans for the periods presented</font>:</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:14.25pt'> <td width="100%" colspan="10" valign="bottom" style='width:100.0%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Age Analysis of Past Due Mortgage Loans </b></p> </td> </tr> <tr style='height:12.75pt'> <td width="9%" valign="bottom" style='width:9.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.76%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:27.75pt'> <td width="9%" valign="bottom" style='width:9.04%;padding:0in 5.4pt 0in 5.4pt;height:27.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> </p> </td> <td width="9%" valign="bottom" style='width:9.86%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:27.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> 30-59 Days Past Due </p> </td> <td width="9%" valign="bottom" style='width:9.86%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:27.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> 60-89 Days Past Due </p> </td> <td width="9%" valign="bottom" style='width:9.74%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:27.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> Greater Than 90 Days 1) </p> </td> <td width="10%" valign="bottom" style='width:10.42%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:27.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> In Foreclosure 1) </p> </td> <td width="10%" valign="bottom" style='width:10.42%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:27.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> Total Past Due </p> </td> <td width="9%" valign="bottom" style='width:9.76%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:27.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> Current </p> </td> <td width="10%" valign="bottom" style='width:10.16%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:27.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> Total Mortgage Loans </p> </td> <td width="10%" valign="bottom" style='width:10.32%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:27.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> Allowance for Loan Losses </p> </td> <td width="10%" valign="bottom" style='width:10.42%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:27.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> Net Mortgage Loans </p> </td> </tr> <tr style='height:12.75pt'> <td width="18%" colspan="2" valign="bottom" style='width:18.9%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><b>September 30, 2012</b></p> </td> <td width="9%" valign="bottom" style='width:9.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.76%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="9%" valign="bottom" style='width:9.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Commercial</p> </td> <td width="9%" valign="bottom" style='width:9.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $                       - </p> </td> <td width="9%" valign="bottom" style='width:9.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $                       - </p> </td> <td width="9%" valign="bottom" style='width:9.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $           125,554 </p> </td> <td width="10%" valign="bottom" style='width:10.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $             761,652 </p> </td> <td width="10%" valign="bottom" style='width:10.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $           887,206 </p> </td> <td width="9%" valign="bottom" style='width:9.76%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $      31,521,697 </p> </td> <td width="10%" valign="bottom" style='width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $      32,408,903 </p> </td> <td width="10%" valign="bottom" style='width:10.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $                         - </p> </td> <td width="10%" valign="bottom" style='width:10.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $      32,408,903 </p> </td> </tr> <tr style='height:12.75pt'> <td width="9%" valign="bottom" style='width:9.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Residential</p> </td> <td width="9%" valign="bottom" style='width:9.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>          1,773,999 </p> </td> <td width="9%" valign="bottom" style='width:9.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>          2,354,104 </p> </td> <td width="9%" valign="bottom" style='width:9.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>          3,978,403 </p> </td> <td width="10%" valign="bottom" style='width:10.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>            5,329,240 </p> </td> <td width="10%" valign="bottom" style='width:10.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>          13,435,746 </p> </td> <td width="9%" valign="bottom" style='width:9.76%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>        36,697,690 </p> </td> <td width="10%" valign="bottom" style='width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>           50,133,436 </p> </td> <td width="10%" valign="bottom" style='width:10.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>           (4,211,893)</p> </td> <td width="10%" valign="bottom" style='width:10.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>           45,921,543 </p> </td> </tr> <tr style='height:18.75pt'> <td width="9%" valign="bottom" style='width:9.04%;padding:0in 5.4pt 0in 5.4pt;height:18.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Residential   Construction</p> </td> <td width="9%" valign="bottom" style='width:9.86%;padding:0in 5.4pt 0in 5.4pt;height:18.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>                           - </p> </td> <td width="9%" valign="bottom" style='width:9.86%;padding:0in 5.4pt 0in 5.4pt;height:18.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>                           - </p> </td> <td width="9%" valign="bottom" style='width:9.74%;padding:0in 5.4pt 0in 5.4pt;height:18.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>              974,758 </p> </td> <td width="10%" valign="bottom" style='width:10.42%;padding:0in 5.4pt 0in 5.4pt;height:18.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>             1,559,358 </p> </td> <td width="10%" valign="bottom" style='width:10.42%;padding:0in 5.4pt 0in 5.4pt;height:18.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>              2,534,116 </p> </td> <td width="9%" valign="bottom" style='width:9.76%;padding:0in 5.4pt 0in 5.4pt;height:18.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>           3,055,557 </p> </td> <td width="10%" valign="bottom" style='width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:18.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>             5,589,673 </p> </td> <td width="10%" valign="bottom" style='width:10.32%;padding:0in 5.4pt 0in 5.4pt;height:18.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>                (51,482)</p> </td> <td width="10%" valign="bottom" style='width:10.42%;padding:0in 5.4pt 0in 5.4pt;height:18.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>              5,538,191 </p> </td> </tr> <tr style='height:12.75pt'> <td width="9%" valign="bottom" style='width:9.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.76%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:13.5pt'> <td width="9%" valign="bottom" style='width:9.04%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Total</p> </td> <td width="9%" valign="bottom" style='width:9.86%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $      1,773,999 </p> </td> <td width="9%" valign="bottom" style='width:9.86%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $      2,354,104 </p> </td> <td width="9%" valign="bottom" style='width:9.74%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $       5,078,715 </p> </td> <td width="10%" valign="bottom" style='width:10.42%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $        7,650,250 </p> </td> <td width="10%" valign="bottom" style='width:10.42%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $      16,857,068 </p> </td> <td width="9%" valign="bottom" style='width:9.76%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $     71,274,944 </p> </td> <td width="10%" valign="bottom" style='width:10.16%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $        88,132,012 </p> </td> <td width="10%" valign="bottom" style='width:10.32%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $     (4,263,375)</p> </td> <td width="10%" valign="bottom" style='width:10.42%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $      83,868,637 </p> </td> </tr> <tr style='height:13.5pt'> <td width="9%" valign="bottom" style='width:9.04%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="9%" valign="bottom" style='width:9.86%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="9%" valign="bottom" style='width:9.86%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="9%" valign="bottom" style='width:9.74%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="10%" valign="bottom" style='width:10.42%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="10%" valign="bottom" style='width:10.42%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="9%" valign="bottom" style='width:9.76%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="10%" valign="bottom" style='width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="10%" valign="bottom" style='width:10.32%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="10%" valign="bottom" style='width:10.42%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> </tr> <tr style='height:12.75pt'> <td width="18%" colspan="2" valign="bottom" style='width:18.9%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><b>December 31, 2011</b></p> </td> <td width="9%" valign="bottom" style='width:9.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.76%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="9%" valign="bottom" style='width:9.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> Commercial </p> </td> <td width="9%" valign="bottom" style='width:9.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $                       - </p> </td> <td width="9%" valign="bottom" style='width:9.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $                       - </p> </td> <td width="9%" valign="bottom" style='width:9.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $       1,053,500 </p> </td> <td width="10%" valign="bottom" style='width:10.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $        2,758,235 </p> </td> <td width="10%" valign="bottom" style='width:10.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $          3,811,735 </p> </td> <td width="9%" valign="bottom" style='width:9.76%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $      44,621,412 </p> </td> <td width="10%" valign="bottom" style='width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $       48,433,147 </p> </td> <td width="10%" valign="bottom" style='width:10.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $                         - </p> </td> <td width="10%" valign="bottom" style='width:10.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $       48,433,147 </p> </td> </tr> <tr style='height:12.75pt'> <td width="9%" valign="bottom" style='width:9.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Residential</p> </td> <td width="9%" valign="bottom" style='width:9.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>         2,478,084 </p> </td> <td width="9%" valign="bottom" style='width:9.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>          2,058,261 </p> </td> <td width="9%" valign="bottom" style='width:9.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>          5,500,340 </p> </td> <td width="10%" valign="bottom" style='width:10.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>              4,611,995 </p> </td> <td width="10%" valign="bottom" style='width:10.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>          14,648,680 </p> </td> <td width="9%" valign="bottom" style='width:9.76%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>        39,695,647 </p> </td> <td width="10%" valign="bottom" style='width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>          54,344,327 </p> </td> <td width="10%" valign="bottom" style='width:10.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>         (4,338,805)</p> </td> <td width="10%" valign="bottom" style='width:10.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>          50,005,522 </p> </td> </tr> <tr style='height:18.75pt'> <td width="9%" valign="bottom" style='width:9.04%;padding:0in 5.4pt 0in 5.4pt;height:18.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Residential   Construction</p> </td> <td width="9%" valign="bottom" style='width:9.86%;padding:0in 5.4pt 0in 5.4pt;height:18.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>              859,651 </p> </td> <td width="9%" valign="bottom" style='width:9.86%;padding:0in 5.4pt 0in 5.4pt;height:18.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>             682,532 </p> </td> <td width="9%" valign="bottom" style='width:9.74%;padding:0in 5.4pt 0in 5.4pt;height:18.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>               309,651 </p> </td> <td width="10%" valign="bottom" style='width:10.42%;padding:0in 5.4pt 0in 5.4pt;height:18.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>            5,645,865 </p> </td> <td width="10%" valign="bottom" style='width:10.42%;padding:0in 5.4pt 0in 5.4pt;height:18.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>            7,497,699 </p> </td> <td width="9%" valign="bottom" style='width:9.76%;padding:0in 5.4pt 0in 5.4pt;height:18.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>            9,761,967 </p> </td> <td width="10%" valign="bottom" style='width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:18.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>           17,259,666 </p> </td> <td width="10%" valign="bottom" style='width:10.32%;padding:0in 5.4pt 0in 5.4pt;height:18.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>             (542,368)</p> </td> <td width="10%" valign="bottom" style='width:10.42%;padding:0in 5.4pt 0in 5.4pt;height:18.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>            16,717,298 </p> </td> </tr> <tr style='height:12.75pt'> <td width="9%" valign="bottom" style='width:9.04%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.86%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.76%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="10%" valign="bottom" style='width:10.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:13.5pt'> <td width="9%" valign="bottom" style='width:9.04%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> Total </p> </td> <td width="9%" valign="bottom" style='width:9.86%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $     3,337,735 </p> </td> <td width="9%" valign="bottom" style='width:9.86%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $     2,740,793 </p> </td> <td width="9%" valign="bottom" style='width:9.74%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $       6,863,491 </p> </td> <td width="10%" valign="bottom" style='width:10.42%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $        13,016,095 </p> </td> <td width="10%" valign="bottom" style='width:10.42%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $       25,958,114 </p> </td> <td width="9%" valign="bottom" style='width:9.76%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $    94,079,026 </p> </td> <td width="10%" valign="bottom" style='width:10.16%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $      120,037,140 </p> </td> <td width="10%" valign="bottom" style='width:10.32%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $       (4,881,173)</p> </td> <td width="10%" valign="bottom" style='width:10.42%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $      115,155,967 </p> </td> </tr> <tr style='height:6.0pt'> <td width="9%" valign="bottom" style='width:9.04%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="9%" valign="bottom" style='width:9.86%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="9%" valign="bottom" style='width:9.86%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="9%" valign="bottom" style='width:9.74%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="10%" valign="bottom" style='width:10.42%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="10%" valign="bottom" style='width:10.42%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="9%" valign="bottom" style='width:9.76%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="10%" valign="bottom" style='width:10.16%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="10%" valign="bottom" style='width:10.32%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="10%" valign="bottom" style='width:10.42%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> </tr> <tr style='height:12.75pt'> <td width="100%" colspan="10" valign="bottom" style='width:100.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>1)  Interest income is not recognized on loans past due greater than 90 days or in foreclosure.</p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none'> </p> <font lang="X-NONE"> </font> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none'><u><font lang="X-NONE">Impaired Mortgage Loans</font></u></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none'><font lang="X-NONE">Impaired mortgage loans include loans with a related specific valuation allowance or loans whose carrying amount has been reduced to the expected collectible amount because the impairment has been considered other than temporary. The recorded investment in and unpaid principal balance of impaired loans along with the related loan specific allowance for losses, if any, for each reporting period and the average recorded investment and interest income recognized during the time the loans were impaired were as follows:</font></p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:12.75pt'> <td width="100%" colspan="10" valign="bottom" style='width:100.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Impaired Loans</b></p> </td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:32.25pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:32.25pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:32.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b> </b><b>Recorded Investment </b></p> </td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:32.25pt'></td> <td width="12%" valign="bottom" style='width:12.36%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:32.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b> </b><b>Unpaid Principal Balance </b></p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:32.25pt'></td> <td width="11%" valign="bottom" style='width:11.94%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:32.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b> </b><b>Related Allowance </b></p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:32.25pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:32.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b> </b><b>Average Recorded Investment </b></p> </td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:32.25pt'></td> <td width="12%" valign="bottom" style='width:12.36%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:32.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b> </b><b>Interest Income Recognized </b></p> </td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><b>September 30, 2012</b></p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>With no related allowance recorded:</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> Commercial    </p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $       887,206 </p> </td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $       887,206 </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $                  - </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $       887,206 </p> </td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $                   - </p> </td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>   Residential</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>       3,978,403 </p> </td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>       3,978,403 </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>                     - </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>       3,978,403 </p> </td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>                      - </p> </td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>   Residential construction</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>          974,758 </p> </td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>          974,758 </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>                     - </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>          974,758 </p> </td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>                      - </p> </td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>With an allowance recorded:</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> Commercial   </p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $                  - </p> </td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $                   - </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $                  - </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $                  - </p> </td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $                   - </p> </td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>   Residential</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>       5,329,240 </p> </td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>       5,329,240 </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>         866,394 </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>       5,329,240 </p> </td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>                      - </p> </td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>   Residential construction</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>       1,559,358 </p> </td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>       1,559,358 </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>           23,557 </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>       1,559,358 </p> </td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>                      - </p> </td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Total:</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>   Commercial</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $       887,206 </p> </td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $       887,206 </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $                  - </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $       887,206 </p> </td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $                   - </p> </td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>   Residential</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>       9,307,643 </p> </td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>       9,307,643 </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>         866,394 </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>       9,307,643 </p> </td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>                      - </p> </td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>   Residential construction</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>       2,534,116 </p> </td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>       2,534,116 </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>           23,557 </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>       2,534,116 </p> </td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>                      - </p> </td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><b>December 31, 2011</b></p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>With no related allowance recorded:</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> Commercial    </p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $    3,811,735 </p> </td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $    3,811,735 </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $                  - </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $    3,811,735 </p> </td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $                   - </p> </td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>   Residential</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>       5,500,340 </p> </td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>       5,500,340 </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>                     - </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>       5,500,340 </p> </td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>                      - </p> </td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>   Residential construction</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>          309,651 </p> </td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>          309,651 </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>                     - </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>          309,651 </p> </td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>                      - </p> </td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>With an allowance recorded:</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> Commercial    </p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $                  - </p> </td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $                   - </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $                  - </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $                  - </p> </td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $                   - </p> </td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>   Residential</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>       4,611,995 </p> </td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>       4,611,995 </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>         738,975 </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>       4,611,995 </p> </td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>                      - </p> </td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>   Residential construction</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>       5,645,865 </p> </td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>       5,645,865 </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>         250,524 </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>       5,645,865 </p> </td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>                      - </p> </td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Total:</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>   Commercial</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $    3,811,735 </p> </td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $    3,811,735 </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $                  - </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $    3,811,735 </p> </td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $                   - </p> </td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>   Residential</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>     10,112,335 </p> </td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>     10,112,335 </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>         738,975 </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>     10,112,335 </p> </td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>                      - </p> </td> </tr> <tr style='height:12.75pt'> <td width="28%" valign="bottom" style='width:28.7%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>   Residential construction</p> </td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>       5,955,516 </p> </td> <td width="2%" valign="bottom" style='width:2.72%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>       5,955,516 </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>         250,524 </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>       5,955,516 </p> </td> <td width="2%" valign="bottom" style='width:2.94%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>                      - </p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'> </p> <u> </u> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><u>Credit Risk Profile Based on Performance Status </u></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>The Company’s mortgage loan portfolio is monitored based on performance of the loans. Monitoring a mortgage loan increases when the loan is delinquent or earlier if there is an indication of impairment. The Company defines non-performing mortgage loans as loans 90 days past due or on non-accrual status. </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none'>The Company’s performing and non-performing mortgage loans were as follows:</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none'> </p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:12.75pt'> <td width="100%" colspan="16" valign="bottom" style='width:100.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Mortgage Loan Credit Exposure</b></p> </td> </tr> <tr style='height:12.75pt'> <td width="100%" colspan="16" valign="bottom" style='width:100.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Credit Risk Profile Based on Payment Activity</b></p> </td> </tr> <tr style='height:6.75pt'> <td width="7%" valign="bottom" style='width:7.94%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="bottom" style='width:10.3%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.54%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="9%" valign="bottom" style='width:9.78%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.54%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="bottom" style='width:10.56%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.54%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="9%" valign="bottom" style='width:9.78%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.54%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="bottom" style='width:10.56%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.54%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="bottom" style='width:10.3%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.54%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="bottom" style='width:10.3%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.54%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="9%" valign="bottom" style='width:9.78%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> </tr> <tr style='height:11.25pt'> <td width="7%" valign="bottom" style='width:7.94%;padding:0in 5.4pt 0in 5.4pt;height:11.25pt'></td> <td width="21%" colspan="3" valign="bottom" style='width:21.6%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:11.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b> Commercial </b></p> </td> <td width="1%" valign="bottom" style='width:1.54%;padding:0in 5.4pt 0in 5.4pt;height:11.25pt'></td> <td width="21%" colspan="3" valign="bottom" style='width:21.86%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:11.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b> Residential </b></p> </td> <td width="1%" valign="bottom" style='width:1.54%;padding:0in 5.4pt 0in 5.4pt;height:11.25pt'></td> <td width="22%" colspan="3" valign="bottom" style='width:22.38%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:11.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b> Residential Construction </b></p> </td> <td width="1%" valign="bottom" style='width:1.54%;padding:0in 5.4pt 0in 5.4pt;height:11.25pt'></td> <td width="21%" colspan="3" valign="bottom" style='width:21.6%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:11.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b> Total </b></p> </td> </tr> <tr style='height:27.75pt'> <td width="7%" valign="bottom" style='width:7.94%;padding:0in 5.4pt 0in 5.4pt;height:27.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> </p> </td> <td width="10%" valign="bottom" style='width:10.3%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:27.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>September 30, 2012</b></p> </td> <td width="1%" valign="bottom" style='width:1.54%;padding:0in 5.4pt 0in 5.4pt;height:27.75pt'></td> <td width="9%" valign="bottom" style='width:9.78%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:27.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>December 31, 2011</b></p> </td> <td width="1%" valign="bottom" style='width:1.54%;padding:0in 5.4pt 0in 5.4pt;height:27.75pt'></td> <td width="10%" valign="bottom" style='width:10.56%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:27.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>September 30,  2012</b></p> </td> <td width="1%" valign="bottom" style='width:1.54%;padding:0in 5.4pt 0in 5.4pt;height:27.75pt'></td> <td width="9%" valign="bottom" style='width:9.78%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:27.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>December 31, 2011</b></p> </td> <td width="1%" valign="bottom" style='width:1.54%;padding:0in 5.4pt 0in 5.4pt;height:27.75pt'></td> <td width="10%" valign="bottom" style='width:10.56%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:27.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>September 30, 2012</b></p> </td> <td width="1%" valign="bottom" style='width:1.54%;padding:0in 5.4pt 0in 5.4pt;height:27.75pt'></td> <td width="10%" valign="bottom" style='width:10.3%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:27.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>December 31, 2011</b></p> </td> <td width="1%" valign="bottom" style='width:1.54%;padding:0in 5.4pt 0in 5.4pt;height:27.75pt'></td> <td width="10%" valign="bottom" style='width:10.3%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:27.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>September 30, 2012</b></p> </td> <td width="1%" valign="bottom" style='width:1.54%;padding:0in 5.4pt 0in 5.4pt;height:27.75pt'></td> <td width="9%" valign="bottom" style='width:9.78%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:27.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>December 31, 2011</b></p> </td> </tr> <tr style='height:6.75pt'> <td width="7%" valign="bottom" style='width:7.94%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="bottom" style='width:10.3%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.54%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="9%" valign="bottom" style='width:9.78%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.54%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="bottom" style='width:10.56%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.54%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="9%" valign="bottom" style='width:9.78%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.54%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="bottom" style='width:10.56%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.54%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="bottom" style='width:10.3%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.54%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="bottom" style='width:10.3%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.54%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="9%" valign="bottom" style='width:9.78%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> </tr> <tr style='height:9.0pt'> <td width="7%" valign="bottom" style='width:7.94%;padding:0in 5.4pt 0in 5.4pt;height:9.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Performing</p> </td> <td width="10%" valign="bottom" style='width:10.3%;padding:0in 5.4pt 0in 5.4pt;height:9.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $             31,521,697 </p> </td> <td width="1%" valign="bottom" style='width:1.54%;padding:0in 5.4pt 0in 5.4pt;height:9.0pt'></td> <td width="9%" valign="bottom" style='width:9.78%;padding:0in 5.4pt 0in 5.4pt;height:9.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $         44,621,412 </p> </td> <td width="1%" valign="bottom" style='width:1.54%;padding:0in 5.4pt 0in 5.4pt;height:9.0pt'></td> <td width="10%" valign="bottom" style='width:10.56%;padding:0in 5.4pt 0in 5.4pt;height:9.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $            40,825,793 </p> </td> <td width="1%" valign="bottom" style='width:1.54%;padding:0in 5.4pt 0in 5.4pt;height:9.0pt'></td> <td width="9%" valign="bottom" style='width:9.78%;padding:0in 5.4pt 0in 5.4pt;height:9.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $        44,231,992 </p> </td> <td width="1%" valign="bottom" style='width:1.54%;padding:0in 5.4pt 0in 5.4pt;height:9.0pt'></td> <td width="10%" valign="bottom" style='width:10.56%;padding:0in 5.4pt 0in 5.4pt;height:9.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $             3,055,557 </p> </td> <td width="1%" valign="bottom" style='width:1.54%;padding:0in 5.4pt 0in 5.4pt;height:9.0pt'></td> <td width="10%" valign="bottom" style='width:10.3%;padding:0in 5.4pt 0in 5.4pt;height:9.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $             11,304,150 </p> </td> <td width="1%" valign="bottom" style='width:1.54%;padding:0in 5.4pt 0in 5.4pt;height:9.0pt'></td> <td width="10%" valign="bottom" style='width:10.3%;padding:0in 5.4pt 0in 5.4pt;height:9.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $           75,403,047 </p> </td> <td width="1%" valign="bottom" style='width:1.54%;padding:0in 5.4pt 0in 5.4pt;height:9.0pt'></td> <td width="9%" valign="bottom" style='width:9.78%;padding:0in 5.4pt 0in 5.4pt;height:9.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $        100,157,554 </p> </td> </tr> <tr style='height:9.0pt'> <td width="7%" valign="bottom" style='width:7.94%;padding:0in 5.4pt 0in 5.4pt;height:9.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Nonperforming</p> </td> <td width="10%" valign="bottom" style='width:10.3%;padding:0in 5.4pt 0in 5.4pt;height:9.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>                     887,206 </p> </td> <td width="1%" valign="bottom" style='width:1.54%;padding:0in 5.4pt 0in 5.4pt;height:9.0pt'></td> <td width="9%" valign="bottom" style='width:9.78%;padding:0in 5.4pt 0in 5.4pt;height:9.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>                3,811,735 </p> </td> <td width="1%" valign="bottom" style='width:1.54%;padding:0in 5.4pt 0in 5.4pt;height:9.0pt'></td> <td width="10%" valign="bottom" style='width:10.56%;padding:0in 5.4pt 0in 5.4pt;height:9.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>                   9,307,643 </p> </td> <td width="1%" valign="bottom" style='width:1.54%;padding:0in 5.4pt 0in 5.4pt;height:9.0pt'></td> <td width="9%" valign="bottom" style='width:9.78%;padding:0in 5.4pt 0in 5.4pt;height:9.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>              10,112,335 </p> </td> <td width="1%" valign="bottom" style='width:1.54%;padding:0in 5.4pt 0in 5.4pt;height:9.0pt'></td> <td width="10%" valign="bottom" style='width:10.56%;padding:0in 5.4pt 0in 5.4pt;height:9.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>                   2,534,116 </p> </td> <td width="1%" valign="bottom" style='width:1.54%;padding:0in 5.4pt 0in 5.4pt;height:9.0pt'></td> <td width="10%" valign="bottom" style='width:10.3%;padding:0in 5.4pt 0in 5.4pt;height:9.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>                 5,955,516 </p> </td> <td width="1%" valign="bottom" style='width:1.54%;padding:0in 5.4pt 0in 5.4pt;height:9.0pt'></td> <td width="10%" valign="bottom" style='width:10.3%;padding:0in 5.4pt 0in 5.4pt;height:9.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>                12,728,965 </p> </td> <td width="1%" valign="bottom" style='width:1.54%;padding:0in 5.4pt 0in 5.4pt;height:9.0pt'></td> <td width="9%" valign="bottom" style='width:9.78%;padding:0in 5.4pt 0in 5.4pt;height:9.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>              19,879,586 </p> </td> </tr> <tr style='height:6.75pt'> <td width="7%" valign="bottom" style='width:7.94%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="bottom" style='width:10.3%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.54%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="9%" valign="bottom" style='width:9.78%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.54%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="bottom" style='width:10.56%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.54%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="9%" valign="bottom" style='width:9.78%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.54%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="bottom" style='width:10.56%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.54%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="bottom" style='width:10.3%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.54%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="10%" valign="bottom" style='width:10.3%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="1%" valign="bottom" style='width:1.54%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="9%" valign="bottom" style='width:9.78%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> </tr> <tr style='height:9.75pt'> <td width="7%" valign="bottom" style='width:7.94%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Total</p> </td> <td width="10%" valign="bottom" style='width:10.3%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:9.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $           32,408,903 </p> </td> <td width="1%" valign="bottom" style='width:1.54%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt'></td> <td width="9%" valign="bottom" style='width:9.78%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:9.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $        48,433,147 </p> </td> <td width="1%" valign="bottom" style='width:1.54%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt'></td> <td width="10%" valign="bottom" style='width:10.56%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:9.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $             50,133,436 </p> </td> <td width="1%" valign="bottom" style='width:1.54%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt'></td> <td width="9%" valign="bottom" style='width:9.78%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:9.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $       54,344,327 </p> </td> <td width="1%" valign="bottom" style='width:1.54%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt'></td> <td width="10%" valign="bottom" style='width:10.56%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:9.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $             5,589,673 </p> </td> <td width="1%" valign="bottom" style='width:1.54%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt'></td> <td width="10%" valign="bottom" style='width:10.3%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:9.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $           17,259,666 </p> </td> <td width="1%" valign="bottom" style='width:1.54%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt'></td> <td width="10%" valign="bottom" style='width:10.3%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:9.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $             88,132,012 </p> </td> <td width="1%" valign="bottom" style='width:1.54%;padding:0in 5.4pt 0in 5.4pt;height:9.75pt'></td> <td width="9%" valign="bottom" style='width:9.78%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:9.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $        120,037,140 </p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none'><u>Non-Accrual Mortgage Loans</u></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>Once a loan is past due 90 days, it is the Company’s policy to end the accrual of interest income on the loan and write off any income that had been accrued. Interest not accrued on these loans totals $1,909,000 and $2,308,000  as of September 30, 2012 and December 31, 2011, respectively.</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none'>The following is a summary of mortgage loans on a nonaccrual status for the periods presented.</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none'> </p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:12.75pt'> <td width="35%" valign="bottom" style='width:35.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="64%" colspan="3" valign="bottom" style='width:64.82%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Mortgage Loans on Nonaccrual Status</b></p> </td> </tr> <tr style='height:6.75pt'> <td width="35%" valign="bottom" style='width:35.18%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> <td width="64%" colspan="3" valign="bottom" style='width:64.82%;padding:0in 5.4pt 0in 5.4pt;height:6.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="35%" valign="bottom" style='width:35.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="31%" valign="bottom" style='width:31.1%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> As of September 30, </p> </td> <td width="3%" valign="bottom" style='width:3.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="30%" valign="bottom" style='width:30.3%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> As of December 31, </p> </td> </tr> <tr style='height:12.75pt'> <td width="35%" valign="bottom" style='width:35.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="31%" valign="bottom" style='width:31.1%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>2012</p> </td> <td width="3%" valign="bottom" style='width:3.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="30%" valign="bottom" style='width:30.3%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>2011</p> </td> </tr> <tr style='height:12.75pt'> <td width="35%" valign="bottom" style='width:35.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Commercial</p> </td> <td width="31%" valign="bottom" style='width:31.1%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $                       887,206 </p> </td> <td width="3%" valign="bottom" style='width:3.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="30%" valign="bottom" style='width:30.3%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $                   3,811,735 </p> </td> </tr> <tr style='height:12.75pt'> <td width="35%" valign="bottom" style='width:35.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Residential</p> </td> <td width="31%" valign="bottom" style='width:31.1%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>                       9,307,643 </p> </td> <td width="3%" valign="bottom" style='width:3.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="30%" valign="bottom" style='width:30.3%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>                    10,112,335 </p> </td> </tr> <tr style='height:12.75pt'> <td width="35%" valign="bottom" style='width:35.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Residential construction</p> </td> <td width="31%" valign="bottom" style='width:31.1%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>                       2,534,116 </p> </td> <td width="3%" valign="bottom" style='width:3.42%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="30%" valign="bottom" style='width:30.3%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>                      5,955,516 </p> </td> </tr> <tr style='height:13.5pt'> <td width="35%" valign="bottom" style='width:35.18%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Total</p> </td> <td width="31%" valign="bottom" style='width:31.1%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $                  12,728,965 </p> </td> <td width="3%" valign="bottom" style='width:3.42%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="30%" valign="bottom" style='width:30.3%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $                 19,879,586 </p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><u>Loan Loss Reserve</u></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-left:.5in;text-align:justify'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>When a repurchase demand is received from a third party investor, the relevant data is reviewed and captured so that an estimated future loss can be calculated. The key factors that are used in the estimated loss calculation are as follows: (i) lien position, (ii) payment status, (iii) claim type, (iv) unpaid principal balance, (v) interest rate, and (vi) validity of the demand. Other data is captured and is useful for management purposes; the actual estimated loss is generally based on these key factors. The Company conducts its own review upon the receipt of a repurchase demand. In many instances, the Company is able to resolve the issues relating to the repurchase demand by the third party investor without having to make any payments to the investor.</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>The following is a summary of the loan loss reserve that is included in other liabilities and accrued expenses:</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'> </p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:12.75pt'> <td width="39%" valign="bottom" style='width:39.64%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="28%" valign="bottom" style='width:28.82%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>As of September 30,</p> </td> <td width="3%" valign="bottom" style='width:3.52%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="28%" valign="bottom" style='width:28.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>As of December 31, </p> </td> </tr> <tr style='height:12.75pt'> <td width="39%" valign="bottom" style='width:39.64%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="28%" valign="bottom" style='width:28.82%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>2012</p> </td> <td width="3%" valign="bottom" style='width:3.52%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="28%" valign="bottom" style='width:28.02%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>2011</p> </td> </tr> <tr style='height:12.75pt'> <td width="39%" valign="bottom" style='width:39.64%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Balance, beginning of period</p> </td> <td width="28%" valign="bottom" style='width:28.82%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $                2,337,875 </p> </td> <td width="3%" valign="bottom" style='width:3.52%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="28%" valign="bottom" style='width:28.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $               5,899,025 </p> </td> </tr> <tr style='height:12.75pt'> <td width="39%" valign="bottom" style='width:39.64%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Provisions for losses</p> </td> <td width="28%" valign="bottom" style='width:28.82%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>                   3,237,928 </p> </td> <td width="3%" valign="bottom" style='width:3.52%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="28%" valign="bottom" style='width:28.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>                  1,667,805 </p> </td> </tr> <tr style='height:12.75pt'> <td width="39%" valign="bottom" style='width:39.64%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Charge-offs</p> </td> <td width="28%" valign="bottom" style='width:28.82%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>                    (420,922)</p> </td> <td width="3%" valign="bottom" style='width:3.52%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="28%" valign="bottom" style='width:28.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>                (5,228,955)</p> </td> </tr> <tr style='height:13.5pt'> <td width="39%" valign="bottom" style='width:39.64%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Balance, end of period</p> </td> <td width="28%" valign="bottom" style='width:28.82%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $                5,154,881 </p> </td> <td width="3%" valign="bottom" style='width:3.52%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="28%" valign="bottom" style='width:28.02%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $               2,337,875 </p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>The Company believes the loan loss reserve represents probable loan losses incurred as of the balance sheet date. The loan loss reserve may not be adequate, however, for claims asserted by third party investors. Actual loan loss experience could change, in the near-term, from the established reserve based upon claims asserted by third party investors. If SecurityNational Mortgage is unable to negotiate acceptable terms with the third party investors, legal action may ensue in an effort to obtain amounts that the third party investors claim are allegedly due.  In the event of legal action, if SecurityNational Mortgage is not successful in its defenses against claims asserted by these third party investors to the extent that a substantial judgment is entered against SecurityNational Mortgage which is beyond its capacity to pay, SecurityNational Mortgage may be required to curtail or cease operations.</p>
<!--egx--><p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>4)         <u>Stock-Based Compensation</u></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>The Company has four fixed option plans (the “1993 Plan,” the “2000 Plan”, the “2003 Plan” and the “2006 Plan”). Compensation expense for options issued of $93,074 and $64,344 has been recognized for these plans for the quarters ended September 30, 2012 and 2011, respectively, and $187,510 and $193,032 for the nine months ended September 30, 2012 and 2011, respectively. Deferred tax credit has been recognized related to the compensation expense of $31,645 and $21,877 for the quarters ended September 30, 2012 and 2011, respectively, and $63,753 and $65,631 for the nine months ended September 30, 2012 and 2011, respectively.</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>Options to purchase 342,500 shares of the Company’s common stock were granted April 13, 2012. The fair value relating to stock-based compensation is $207,167 and will be expensed as options become available to exercise at the rate of 25% at the end of each quarter over the twelve months ended April 13, 2013.</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>Options to purchase 346,500 shares of the Company’s common stock were granted December 2, 2011. The fair value relating to stock-based compensation is $205,175 and will be expensed as options become available to exercise at the rate of 25% at the end of each quarter over the twelve months ended December 31, 2012.</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>The weighted-average fair value of each option granted in 2012 under the 2003 Plan and the 2006 Plan, is estimated at $0.62 and $0.66, respectively for the April 13, 2012 options as of the grant date using the Black Scholes Option Pricing Model with the following weighted-average assumptions: dividend yield of 5% and 5%, volatility of 69.26% and 72.58%, risk-free interest rate of 0.76% and 1.04%, and an expected term of 4.19 to 5.32 years, respectively. </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>The weighted-average fair value of each option granted in 2011 under the 2003 Plan and the 2006 Plan, is estimated at $0.52 and $0.71 for the December 2, 2011 options as of the grant date using the Black Scholes Option Pricing Model with the following assumptions: dividend yield of 5%, volatility of 59%, risk-free interest rate of 3.4%, and an expected life of five to ten years. </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none'>The Company generally estimates the expected life of the options based upon the contractual term of the options adjusted for actual experience. Future volatility is estimated based upon the a weighted historical volatility of the Company’s Class A common stock and three peer company stocks over a period equal to the estimated life of the options. Common stock issued upon exercise of stock options are generally new share issuances rather than from treasury shares.</p>
<!--egx--> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><font style='letter-spacing:-.1pt'>5)      <u>Capital Stock</u></font></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:4.0pt'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><font style='letter-spacing:-.1pt'>The Company has two classes of common stock with shares outstanding: Class A and Class C. Class C shares are convertible into Class A shares at any time on a ten to one ratio. The decrease in treasury stock was the result of treasury stock being used to fund the company’s 401-K and Deferred Compensation Plans. </font></p>
<!--egx--><p style='margin:0in;margin-bottom:.0001pt;text-autospace:none'><font style='letter-spacing:-.1pt'>6)      <u>Earnings Per Share</u></font></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:6.0pt'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><font style='letter-spacing:-.1pt'>The basic and diluted earnings per share amounts were calculated as follows: </font></p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:27.0pt'> <td width="5%" valign="bottom" style='width:5.34%;padding:0in 5.4pt 0in 5.4pt;height:27.0pt'></td> <td width="37%" valign="bottom" style='width:37.54%;padding:0in 5.4pt 0in 5.4pt;height:27.0pt'></td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:27.0pt'></td> <td width="26%" colspan="3" valign="bottom" style='width:26.44%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:27.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Three Months Ended September 30,</p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:27.0pt'></td> <td width="26%" colspan="3" valign="bottom" style='width:26.44%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:27.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Nine Months Ended September 30,</p> </td> </tr> <tr style='height:13.5pt'> <td width="5%" valign="bottom" style='width:5.34%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="37%" valign="bottom" style='width:37.54%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>2012</p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" style='width:12.16%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>2011</p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>2012</p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" style='width:12.16%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>2011</p> </td> </tr> <tr style='height:13.5pt'> <td width="42%" colspan="2" valign="bottom" style='width:42.88%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Numerator:</p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> </tr> <tr style='height:14.25pt'> <td width="5%" valign="bottom" style='width:5.34%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="37%" valign="bottom" style='width:37.54%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Net earnings</p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $ 3,990,046 </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $    770,322 </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $ 9,245,262 </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $    456,716 </p> </td> </tr> <tr style='height:14.25pt'> <td width="42%" colspan="2" valign="bottom" style='width:42.88%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Denominator:</p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> </tr> <tr style='height:13.5pt'> <td width="5%" valign="bottom" style='width:5.34%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="37%" valign="bottom" style='width:37.54%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Basic weighted-average shares outstanding </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>    9,585,285 </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>    9,390,822 </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>    9,540,631 </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>    9,258,945 </p> </td> </tr> <tr style='height:13.5pt'> <td width="42%" colspan="2" valign="bottom" style='width:42.88%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Effect of dilutive securities:</p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> </tr> <tr style='height:13.5pt'> <td width="5%" valign="bottom" style='width:5.34%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="37%" valign="bottom" style='width:37.54%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Employee stock options</p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>      853,876 </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>        17,358 </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>        12,766 </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>        25,543 </p> </td> </tr> <tr style='height:13.5pt'> <td width="42%" colspan="2" valign="bottom" style='width:42.88%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Dilutive potential common shares</p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>      853,876 </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>        17,358 </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>        12,766 </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>        25,543 </p> </td> </tr> <tr style='height:14.25pt'> <td width="5%" valign="bottom" style='width:5.34%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="37%" valign="bottom" style='width:37.54%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Diluted weighted-average shares outstanding</p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>  10,439,161 </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>    9,408,180 </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>    9,553,397 </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>    9,284,488 </p> </td> </tr> <tr style='height:6.2pt'> <td width="5%" valign="bottom" style='width:5.34%;padding:0in 5.4pt 0in 5.4pt;height:6.2pt'></td> <td width="37%" valign="bottom" style='width:37.54%;padding:0in 5.4pt 0in 5.4pt;height:6.2pt'></td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:6.2pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:6.2pt'></td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:6.2pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:6.2pt'></td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:6.2pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:6.2pt'></td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:6.2pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:6.2pt'></td> </tr> <tr style='height:14.25pt'> <td width="42%" colspan="2" valign="bottom" style='width:42.88%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Basic net earnings per share</p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>$0.42 </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>$0.08 </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>$0.97 </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>$0.05 </p> </td> </tr> <tr style='height:6.2pt'> <td width="5%" valign="bottom" style='width:5.34%;padding:0in 5.4pt 0in 5.4pt;height:6.2pt'></td> <td width="37%" valign="bottom" style='width:37.54%;padding:0in 5.4pt 0in 5.4pt;height:6.2pt'></td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:6.2pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:6.2pt'></td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:6.2pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:6.2pt'></td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:6.2pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:6.2pt'></td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:6.2pt'></td> <td width="12%" valign="bottom" style='width:12.16%;padding:0in 5.4pt 0in 5.4pt;height:6.2pt'></td> </tr> <tr style='height:14.25pt'> <td width="42%" colspan="2" valign="bottom" style='width:42.88%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Diluted net earnings per share</p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>$0.38 </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>$0.08 </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>$0.97 </p> </td> <td width="2%" valign="bottom" style='width:2.12%;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'></td> <td width="12%" valign="bottom" style='width:12.16%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:14.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>$0.05 </p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><font style='letter-spacing:-.1pt'>Net earnings per share amounts have been adjusted for the effect of annual stock dividends. For the three and nine months ended September 30, 2012 and 2011, there were </font><font style='letter-spacing:-.1pt'>-0- </font><font style='letter-spacing:-.1pt'>and </font><font style='letter-spacing:-.1pt'>1,939,930 </font><font style='letter-spacing:-.1pt'>of anti-dilutive employee stock option shares, respectively, that were not included in the computation of diluted net loss per common share as their effect would be anti-dilutive.</font></p>
<!--egx--><p style='margin:0in;margin-bottom:.0001pt;text-autospace:none'><font style='letter-spacing:-.1pt'>7)    <u>Business Segments</u></font></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;line-height:6.0pt'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none'><u><font lang="X-NONE">Description of Products and Services by Segment</font></u></p> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none'><font lang="X-NONE">The Company has three reportable business segments: life insurance, cemetery and mortuary, and mortgage. The Company’s life insurance segment consists of life insurance premiums and operating expenses from the sale of insurance products sold by the Company’s independent agency force and net investment income derived from investing policyholder and segment surplus funds. The Company’s cemetery and mortuary segment consists of revenues and operating expenses from the sale of at-need cemetery and mortuary merchandise and services at its mortuaries and cemeteries, pre-need sales of cemetery spaces after collection of 10% or more of the purchase price and the net investment income from investing segment surplus funds. The Company’s mortgage loan segment consists of loan originations fee income and expenses from the originations of residential and commercial mortgage loans and interest earned and interest expenses from warehousing pre-sold loans before the funds are received from financial institutional investors.</font></p> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none'><u><font lang="X-NONE">Measurement of Segment Profit or Loss and Segment Assets</font></u></p> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none'><font lang="X-NONE">The accounting policies of the reportable segments are the same as those described in the Significant Accounting Principles of the form 10K for the year ended December 31, 2011. Intersegment revenues are recorded at cost plus an agreed upon intercompany profit, and are eliminated upon consolidation.</font></p> <div style='page:WordSection4'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none;line-height:5.0pt'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none'><font lang="X-NONE">Factors Management Used to Identify the Enterprise’s Reportable Segments</font></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:5.0pt'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><font style='letter-spacing:-.1pt'>The Company’s reportable segments are business units that offer different products and are managed separately due to the different products and the need to report to the various regulatory jurisdictions.</font></p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:31.5pt'> <td width="15%" valign="bottom" style='width:15.52%;padding:0in 5.4pt 0in 5.4pt;height:31.5pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:31.5pt'></td> <td width="14%" valign="bottom" style='width:14.38%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:31.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Life Insurance </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:31.5pt'></td> <td width="13%" valign="bottom" style='width:13.86%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:31.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Cemetery/ Mortuary</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:31.5pt'></td> <td width="15%" valign="bottom" style='width:15.28%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:31.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Mortgage</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:31.5pt'></td> <td width="15%" valign="bottom" style='width:15.28%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:31.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Reconciling Items</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:31.5pt'></td> <td width="14%" valign="bottom" style='width:14.92%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:31.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Consolidated</p> </td> </tr> <tr style='height:15.0pt'> <td width="15%" valign="bottom" style='width:15.52%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>For the Three Months Ended </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="bottom" style='width:14.38%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="bottom" style='width:13.86%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="15%" valign="bottom" style='width:15.28%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="15%" valign="bottom" style='width:15.28%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="bottom" style='width:14.92%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> </tr> <tr style='height:15.0pt'> <td width="15%" valign="bottom" style='width:15.52%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><u>September 30, 2012</u></p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="bottom" style='width:14.38%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="bottom" style='width:13.86%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="15%" valign="bottom" style='width:15.28%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="15%" valign="bottom" style='width:15.28%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="bottom" style='width:14.92%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> </tr> <tr style='height:30.0pt'> <td width="15%" valign="bottom" style='width:15.52%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Revenues from external customers</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="14%" valign="bottom" style='width:14.38%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $  16,346,046 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="13%" valign="bottom" style='width:13.86%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $   2,704,020 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="15%" valign="bottom" style='width:15.28%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $   44,697,838 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="15%" valign="bottom" style='width:15.28%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> $                - </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="14%" valign="bottom" style='width:14.92%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $   63,747,904 </p> </td> </tr> <tr style='height:15.0pt'> <td width="15%" valign="bottom" style='width:15.52%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Intersegment revenues</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="bottom" style='width:14.38%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>       2,793,644 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="bottom" style='width:13.86%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>        386,681 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="15%" valign="bottom" style='width:15.28%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>           71,689 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="15%" valign="bottom" style='width:15.28%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>     (3,252,014)</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="bottom" style='width:14.92%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>                    - </p> </td> </tr> <tr style='height:30.0pt'> <td width="15%" valign="bottom" style='width:15.52%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Segment profit (loss) before income taxes</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="14%" valign="bottom" style='width:14.38%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>         938,437 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="13%" valign="bottom" style='width:13.86%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>        (91,975)</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="15%" valign="bottom" style='width:15.28%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>       5,285,834 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="15%" valign="bottom" style='width:15.28%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>                   - </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="14%" valign="bottom" style='width:14.92%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>       6,132,296 </p> </td> </tr> <tr style='height:5.25pt'> <td width="15%" valign="bottom" style='width:15.52%;padding:0in 5.4pt 0in 5.4pt;height:5.25pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:5.25pt'></td> <td width="14%" valign="bottom" style='width:14.38%;padding:0in 5.4pt 0in 5.4pt;height:5.25pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:5.25pt'></td> <td width="13%" valign="bottom" style='width:13.86%;padding:0in 5.4pt 0in 5.4pt;height:5.25pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:5.25pt'></td> <td width="15%" valign="bottom" style='width:15.28%;padding:0in 5.4pt 0in 5.4pt;height:5.25pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:5.25pt'></td> <td width="15%" valign="bottom" style='width:15.28%;padding:0in 5.4pt 0in 5.4pt;height:5.25pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:5.25pt'></td> <td width="14%" valign="bottom" style='width:14.92%;padding:0in 5.4pt 0in 5.4pt;height:5.25pt'></td> </tr> <tr style='height:15.0pt'> <td width="15%" valign="bottom" style='width:15.52%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>For the Three Months Ended </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="bottom" style='width:14.38%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="bottom" style='width:13.86%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="15%" valign="bottom" style='width:15.28%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="15%" valign="bottom" style='width:15.28%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="bottom" style='width:14.92%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> </tr> <tr style='height:15.0pt'> <td width="15%" valign="bottom" style='width:15.52%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><u>September 30, 2011</u></p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="bottom" style='width:14.38%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="bottom" style='width:13.86%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="15%" valign="bottom" style='width:15.28%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="15%" valign="bottom" style='width:15.28%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="bottom" style='width:14.92%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> </tr> <tr style='height:30.0pt'> <td width="15%" valign="bottom" style='width:15.52%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Revenues from external customers</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="14%" valign="bottom" style='width:14.38%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $  16,680,600 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="13%" valign="bottom" style='width:13.86%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $   2,446,424 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="15%" valign="bottom" style='width:15.28%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $   22,197,663 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="15%" valign="bottom" style='width:15.28%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $                - </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="14%" valign="bottom" style='width:14.92%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $   41,324,687 </p> </td> </tr> <tr style='height:15.0pt'> <td width="15%" valign="bottom" style='width:15.52%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Intersegment revenues</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="bottom" style='width:14.38%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>       1,716,135 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="bottom" style='width:13.86%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>        425,273 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="15%" valign="bottom" style='width:15.28%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>           66,597 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="15%" valign="bottom" style='width:15.28%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>     (2,208,005)</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="bottom" style='width:14.92%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>                    - </p> </td> </tr> <tr style='height:30.0pt'> <td width="15%" valign="bottom" style='width:15.52%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Segment profit (loss) before income taxes</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="14%" valign="bottom" style='width:14.38%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>         773,361 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="13%" valign="bottom" style='width:13.86%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>      (318,408)</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="15%" valign="bottom" style='width:15.28%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>          379,537 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="15%" valign="bottom" style='width:15.28%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>                   - </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="14%" valign="bottom" style='width:14.92%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>          834,490 </p> </td> </tr> <tr style='height:4.7pt'> <td width="15%" valign="bottom" style='width:15.52%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> <td width="14%" valign="bottom" style='width:14.38%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> <td width="13%" valign="bottom" style='width:13.86%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> <td width="15%" valign="bottom" style='width:15.28%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> <td width="15%" valign="bottom" style='width:15.28%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> <td width="14%" valign="bottom" style='width:14.92%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> </tr> <tr style='height:15.0pt'> <td width="15%" valign="bottom" style='width:15.52%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>For the Nine Months Ended </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="bottom" style='width:14.38%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="bottom" style='width:13.86%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="15%" valign="bottom" style='width:15.28%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="15%" valign="bottom" style='width:15.28%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="bottom" style='width:14.92%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> </tr> <tr style='height:15.0pt'> <td width="15%" valign="bottom" style='width:15.52%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><u>September 30, 2012</u></p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="bottom" style='width:14.38%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="bottom" style='width:13.86%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="15%" valign="bottom" style='width:15.28%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="15%" valign="bottom" style='width:15.28%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="bottom" style='width:14.92%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> </tr> <tr style='height:30.0pt'> <td width="15%" valign="bottom" style='width:15.52%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Revenues from external customers</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="14%" valign="bottom" style='width:14.38%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $  51,454,932 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="13%" valign="bottom" style='width:13.86%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $   8,394,177 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="15%" valign="bottom" style='width:15.28%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $ 107,750,228 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="15%" valign="bottom" style='width:15.28%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="14%" valign="bottom" style='width:14.92%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $ 167,599,337 </p> </td> </tr> <tr style='height:4.7pt'> <td width="15%" valign="bottom" style='width:15.52%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> <td width="14%" valign="bottom" style='width:14.38%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> <td width="13%" valign="bottom" style='width:13.86%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> <td width="15%" valign="bottom" style='width:15.28%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> <td width="15%" valign="bottom" style='width:15.28%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> <td width="14%" valign="bottom" style='width:14.92%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> </tr> <tr style='height:15.0pt'> <td width="15%" valign="bottom" style='width:15.52%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Intersegment revenues</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="bottom" style='width:14.38%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>       6,954,477 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="bottom" style='width:13.86%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>     1,144,239 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="15%" valign="bottom" style='width:15.28%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>          222,978 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="15%" valign="bottom" style='width:15.28%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>     (8,321,694)</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="bottom" style='width:14.92%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>                    - </p> </td> </tr> <tr style='height:4.7pt'> <td width="15%" valign="bottom" style='width:15.52%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> <td width="14%" valign="bottom" style='width:14.38%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> <td width="13%" valign="bottom" style='width:13.86%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> <td width="15%" valign="bottom" style='width:15.28%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> <td width="15%" valign="bottom" style='width:15.28%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> <td width="14%" valign="bottom" style='width:14.92%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> </tr> <tr style='height:30.0pt'> <td width="15%" valign="bottom" style='width:15.52%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Segment profit before income taxes</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="14%" valign="bottom" style='width:14.38%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>       3,830,298 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="13%" valign="bottom" style='width:13.86%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>          57,117 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="15%" valign="bottom" style='width:15.28%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>       9,609,850 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="15%" valign="bottom" style='width:15.28%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>                   - </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="14%" valign="bottom" style='width:14.92%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>     13,497,265 </p> </td> </tr> <tr style='height:4.7pt'> <td width="15%" valign="bottom" style='width:15.52%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> <td width="14%" valign="bottom" style='width:14.38%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> <td width="13%" valign="bottom" style='width:13.86%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> <td width="15%" valign="bottom" style='width:15.28%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> <td width="15%" valign="bottom" style='width:15.28%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> <td width="14%" valign="bottom" style='width:14.92%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> </tr> <tr style='height:15.0pt'> <td width="15%" valign="bottom" style='width:15.52%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Identifiable Assets</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="bottom" style='width:14.38%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>   521,561,273 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="bottom" style='width:13.86%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>  112,312,210 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="15%" valign="bottom" style='width:15.28%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>     46,079,386 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="15%" valign="bottom" style='width:15.28%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>  (119,191,969)</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="bottom" style='width:14.92%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>    560,760,900 </p> </td> </tr> <tr style='height:15.0pt'> <td width="15%" valign="bottom" style='width:15.52%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Goodwill</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="bottom" style='width:14.38%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>         391,848 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="bottom" style='width:13.86%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>        285,191 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="15%" valign="bottom" style='width:15.28%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>                    - </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="15%" valign="bottom" style='width:15.28%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>                   - </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="bottom" style='width:14.92%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>          677,039 </p> </td> </tr> <tr style='height:4.7pt'> <td width="15%" valign="bottom" style='width:15.52%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> <td width="14%" valign="bottom" style='width:14.38%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> <td width="13%" valign="bottom" style='width:13.86%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> <td width="15%" valign="bottom" style='width:15.28%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> <td width="15%" valign="bottom" style='width:15.28%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> <td width="14%" valign="bottom" style='width:14.92%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> </tr> <tr style='height:15.0pt'> <td width="15%" valign="bottom" style='width:15.52%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>For the Nine Months Ended </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="bottom" style='width:14.38%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="bottom" style='width:13.86%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="15%" valign="bottom" style='width:15.28%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="15%" valign="bottom" style='width:15.28%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="bottom" style='width:14.92%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> </tr> <tr style='height:15.0pt'> <td width="15%" valign="bottom" style='width:15.52%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><u>September 30, 2011</u></p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="bottom" style='width:14.38%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="bottom" style='width:13.86%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="15%" valign="bottom" style='width:15.28%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="15%" valign="bottom" style='width:15.28%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="bottom" style='width:14.92%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> </tr> <tr style='height:30.0pt'> <td width="15%" valign="bottom" style='width:15.52%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Revenues from external customers</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="14%" valign="bottom" style='width:14.38%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $  50,427,591 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="13%" valign="bottom" style='width:13.86%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $   9,203,043 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="15%" valign="bottom" style='width:15.28%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $   52,332,651 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="15%" valign="bottom" style='width:15.28%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $                - </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="14%" valign="bottom" style='width:14.92%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $ 111,963,285 </p> </td> </tr> <tr style='height:4.7pt'> <td width="15%" valign="bottom" style='width:15.52%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> <td width="14%" valign="bottom" style='width:14.38%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> <td width="13%" valign="bottom" style='width:13.86%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> <td width="15%" valign="bottom" style='width:15.28%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> <td width="15%" valign="bottom" style='width:15.28%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> <td width="14%" valign="bottom" style='width:14.92%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> </tr> <tr style='height:15.0pt'> <td width="15%" valign="bottom" style='width:15.52%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Intersegment revenues</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="bottom" style='width:14.38%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>       5,415,233 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="bottom" style='width:13.86%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>     1,373,879 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="15%" valign="bottom" style='width:15.28%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>          187,683 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="15%" valign="bottom" style='width:15.28%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>     (6,976,795)</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="bottom" style='width:14.92%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>                    - </p> </td> </tr> <tr style='height:4.7pt'> <td width="15%" valign="bottom" style='width:15.52%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> <td width="14%" valign="bottom" style='width:14.38%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> <td width="13%" valign="bottom" style='width:13.86%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> <td width="15%" valign="bottom" style='width:15.28%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> <td width="15%" valign="bottom" style='width:15.28%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> <td width="14%" valign="bottom" style='width:14.92%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> </tr> <tr style='height:30.0pt'> <td width="15%" valign="bottom" style='width:15.52%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Segment profit (loss) before income taxes</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="14%" valign="bottom" style='width:14.38%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>       2,190,884 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="13%" valign="bottom" style='width:13.86%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>        495,960 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="15%" valign="bottom" style='width:15.28%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>      (3,033,758)</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="15%" valign="bottom" style='width:15.28%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>                   - </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'></td> <td width="14%" valign="bottom" style='width:14.92%;padding:0in 5.4pt 0in 5.4pt;height:30.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>        (346,914)</p> </td> </tr> <tr style='height:4.7pt'> <td width="15%" valign="bottom" style='width:15.52%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> <td width="14%" valign="bottom" style='width:14.38%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> <td width="13%" valign="bottom" style='width:13.86%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> <td width="15%" valign="bottom" style='width:15.28%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> <td width="15%" valign="bottom" style='width:15.28%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> <td width="14%" valign="bottom" style='width:14.92%;padding:0in 5.4pt 0in 5.4pt;height:4.7pt'></td> </tr> <tr style='height:15.0pt'> <td width="15%" valign="bottom" style='width:15.52%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Identifiable Assets</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="bottom" style='width:14.38%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>   484,974,971 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="bottom" style='width:13.86%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>  114,386,085 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="15%" valign="bottom" style='width:15.28%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>     28,157,555 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="15%" valign="bottom" style='width:15.28%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>  (121,435,242)</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="bottom" style='width:14.92%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>    506,083,369 </p> </td> </tr> <tr style='height:15.0pt'> <td width="15%" valign="bottom" style='width:15.52%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Goodwill</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="bottom" style='width:14.38%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>         391,848 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="bottom" style='width:13.86%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>        285,191 </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="15%" valign="bottom" style='width:15.28%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>                    - </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="15%" valign="bottom" style='width:15.28%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>                   - </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="14%" valign="bottom" style='width:14.92%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>          677,039 </p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'> </p></div>
<!--egx--> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>8)      <u>Fair Value of Financial Instruments</u></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:4.0pt'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>Generally accepted accounting principles (GAAP) defines fair value as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants. GAAP also specifies a fair value hierarchy based upon the observability of inputs used in valuation techniques. Observable inputs (highest level) reflect market data obtained from independent sources, while unobservable inputs (lowest level) reflect internally developed market assumptions. Fair value measurements are classified under the following hierarchy:</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:4.0pt'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><i>Level 1:  </i>Financial assets and financial liabilities whose values are based on unadjusted quoted prices for identical assets or liabilities in an active market that we can access.</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-left:24.0pt;text-align:justify;text-indent:-24.0pt;line-height:4.0pt'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-left:24.0pt;text-align:justify;text-indent:-24.0pt'><i>Level 2: </i>Financial assets and financial liabilities whose values are based on the following:</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-left:.5in;text-align:justify;text-indent:6.0pt'>a) Quoted prices for similar assets or liabilities in active markets;</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-left:.75in;text-align:justify;text-indent:-12.0pt'>b) Quoted prices for identical or similar assets or liabilities in non-active markets; or</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-left:.75in;text-align:justify;text-indent:-12.0pt'>c) Valuation models whose inputs are observable, directly or indirectly, for substantially the full term of the asset or liability.</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-left:.75in;text-align:justify;text-indent:-12.0pt;line-height:4.0pt'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><i>Level 3:  </i>Financial assets and financial liabilities whose values are based on prices or valuation techniques that require inputs that are both unobservable and significant to the overall fair value measurement. These inputs may reflect our estimates of the assumptions that market participants would use in valuing the financial assets and financial liabilities. </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:4.0pt'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'><font style='background:white'>The Company utilizes a combination of third party valuation service providers, brokers, and internal valuation models to determine fair value.</font> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:4.0pt'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><font style='letter-spacing:-.1pt'>The following methods and assumptions were used by the Company in estimating the fair value disclosures related to other significant financial instruments:</font></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:4.0pt'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>The items shown under Level 1 and Level 2 are valued as follows: </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:4.0pt'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><i><u><font style='letter-spacing:-.1pt'>Securities Available-for-sale and Held-to-Maturity</font></u></i><i><font style='letter-spacing:-.1pt'>: </font></i><font style='letter-spacing:-.1pt'>The fair values of investments in fixed maturity and equity securities along with methods used to estimate such values are disclosed in Note 3. </font></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:4.0pt'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><i><u><font style='letter-spacing:-.1pt'>Restricted Assets of the Cemeteries and Mortuaries</font></u></i><i><font style='letter-spacing:-.1pt'>:</font></i><font style='letter-spacing:-.1pt'> </font><font style='letter-spacing:-.1pt'>A portion of these assets include mutual funds and equity securities that have quoted market prices. Also included are cash and cash equivalents and participations in mortgage loans. The carrying amounts reported in the accompanying consolidated balance sheet for these financial instruments approximate their fair values. </font></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:4.0pt'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><i><u><font style='letter-spacing:-.1pt'>Cemetery Perpetual Care Trust Investments</font></u></i><i><font style='letter-spacing:-.1pt'>:</font></i><font style='letter-spacing:-.1pt'>  A portion of these assets include equity securities that have quoted market prices. Also included are cash and cash equivalents. The carrying amounts reported in the accompanying consolidated balance sheet for these financial instruments approximate their fair values. </font></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:4.0pt'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><i><u><font style='letter-spacing:-.1pt'>Call Options</font></u></i><i><font style='letter-spacing:-.1pt'>:</font></i><font style='letter-spacing:-.1pt'> The fair values along with methods used to estimate such values are disclosed in Note 3.</font></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:4.0pt'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>The items shown under Level 3 are valued as follows:</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:4.0pt'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><i><u>Investment-Type Insurance Contracts</u></i>:  <font style='letter-spacing:-.1pt'>Future policy benefit reserves for interest-sensitive insurance products are computed under a retrospective deposit method and represent policy account balances before applicable surrender charges. Policy benefits and claims that are charged to expense include benefit claims incurred in the period in excess of related policy account balances. Interest crediting rates for interest-sensitive insurance products ranged from 4% to 6.5%. The fair values for the Company’s liabilities under investment-type insurance contracts (disclosed as policyholder account balances and future policy benefits – annuities) are estimated based on the contracts’ cash surrender values.</font></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:4.0pt'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><font style='letter-spacing:-.1pt'>The fair values for the Company’s insurance contracts other than investment-type contracts are not required to be disclosed. However, the fair values of liabilities under all insurance contracts are taken into consideration in the Company’s overall management of interest rate risk, such that the Company’s exposure to changing interest rates is minimized through the matching of investment maturities with amounts due under insurance contracts.</font></p> <font style='letter-spacing:-.1pt'> </font> <div style='page:WordSection5'> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'><i><u>Interest Rate Lock Commitments</u></i>: The Company’s mortgage banking activities enters into interest rate lock commitments with potential borrowers and forward commitments to sell loans to third-party investors. The Company also implements a hedging strategy for these transactions. A mortgage loan commitment binds the Company to lend funds to a qualified borrower at a specified interest rate and within a specified period of time, generally up to 30 days after inception of the mortgage loan commitment. Mortgage loan commitments are defined to be derivatives under generally accepted accounting principles and are recognized at fair value on the consolidated balance sheet with changes in their fair values recorded as part of other comprehensive income from mortgage banking operations.</p> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:4.0pt'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><i><u>Bank Loan Interest Rate Swaps</u></i>: Management considers the interest rate swap instruments to be an effective cash flow hedge against the variable interest rate on bank borrowings since the interest rate swap mirrors the term of the note payable and expires on the maturity date of the bank loan it hedges. The interest rate swaps are a derivative financial instruments carried at its fair value. The fair value of the interest rate swap was derived from a proprietary model of the bank from whom the interest rate swap was purchased and to whom the note is payable.</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:4.0pt'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><i><u><font style='letter-spacing:-.1pt'>Mortgage Loans on Real Estate</font></u></i><i><font style='letter-spacing:-.1pt'>: </font></i><font style='letter-spacing:-.1pt'>The fair values are estimated using interest rates currently being offered for similar loans to borrowers with similar credit ratings. Loans with similar characteristics are aggregated for purposes of the calculations. The carrying amounts reported in the accompanying consolidated balance sheet for these financial instruments approximate their fair values.</font></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:4.0pt'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-right:-1.0pt;text-align:justify'><i><u><font style='letter-spacing:-.1pt'>Other Real Estate Owned Held for Investment and Held for Sale</font></u></i><font style='letter-spacing:-.1pt'>: </font>The Company believes that in an orderly market fair value will approximate the replacement cost of a home and the rental income provides a cash flow stream for investment analysis. The Company believes the highest and best use of the properties are as income producing assets since it is the Company’s intent to hold the properties as rental properties, matching the income from the investment in rental properties with the funds required for future estimated policy claims. Accordingly, the fair value determination will be weighted more heavily toward the rental analysis. </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-right:-1.0pt;text-align:justify'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-right:-1.0pt;text-align:justify'>It should be noted that for replacement cost, when determining the fair value of mortgage properties, the Company uses Marshall and Swift, a provider of building cost information to the real estate construction industry. For the investment analysis, the Company uses market data based upon its real estate operation experience and projected the present value of the net rental income over seven years. The Company uses 60% of the projected cash flow analysis and 40% of the replacement cost to approximate fair value of the collateral. </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-right:-1.0pt;text-align:justify;line-height:4.0pt'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>In addition to this analysis performed by the Company, the Company depreciates Other Real Estate Owned Held for Investment.  This depreciation reduces the book value of these properties and lessens the exposure to the Company from further deterioration in real estate values.</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-right:-1.0pt;text-align:justify;line-height:4.0pt'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>The following tables summarize Level 1, 2 and 3 financial assets and financial liabilities measured at fair value on a recurring basis by their classification in the condensed consolidated balance sheet at September 30, 2012. </p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:51.0pt'> <td width="29%" valign="bottom" style='width:29.3%;padding:0in 5.4pt 0in 5.4pt;height:51.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>  </p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:51.0pt'></td> <td width="15%" valign="bottom" style='width:15.26%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:51.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Total</b></p> </td> <td width="2%" valign="bottom" style='width:2.58%;padding:0in 5.4pt 0in 5.4pt;height:51.0pt'></td> <td width="18%" valign="bottom" style='width:18.18%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:51.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Quoted Prices in Active Markets for Identical Assets (Level 1)</b></p> </td> <td width="2%" valign="bottom" style='width:2.58%;padding:0in 5.4pt 0in 5.4pt;height:51.0pt'></td> <td width="11%" valign="bottom" style='width:11.62%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:51.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Significant Observable Inputs (Level 2)</b></p> </td> <td width="2%" valign="bottom" style='width:2.58%;padding:0in 5.4pt 0in 5.4pt;height:51.0pt'></td> <td width="15%" valign="bottom" style='width:15.74%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:51.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Significant Unobservable Inputs (Level 3)</b></p> </td> </tr> <tr style='height:25.5pt'> <td width="29%" valign="bottom" style='width:29.3%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><b>Assets accounted for at fair value on a recurring basis</b></p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="15%" valign="bottom" style='width:15.26%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="2%" valign="bottom" style='width:2.58%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="18%" valign="bottom" style='width:18.18%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="2%" valign="bottom" style='width:2.58%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="11%" valign="bottom" style='width:11.62%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="2%" valign="bottom" style='width:2.58%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="15%" valign="bottom" style='width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> </tr> <tr style='height:12.75pt'> <td width="29%" valign="bottom" style='width:29.3%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Non-redeemable preferred stock</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.26%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $                19,575 </p> </td> <td width="2%" valign="bottom" style='width:2.58%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="18%" valign="bottom" style='width:18.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $                     19,575 </p> </td> <td width="2%" valign="bottom" style='width:2.58%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.62%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $                 - </p> </td> <td width="2%" valign="bottom" style='width:2.58%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $                          - </p> </td> </tr> <tr style='height:12.75pt'> <td width="29%" valign="bottom" style='width:29.3%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Common stock</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.26%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>              5,385,313 </p> </td> <td width="2%" valign="bottom" style='width:2.58%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="18%" valign="bottom" style='width:18.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>                   5,385,313 </p> </td> <td width="2%" valign="bottom" style='width:2.58%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.62%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>                    - </p> </td> <td width="2%" valign="bottom" style='width:2.58%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>                             - </p> </td> </tr> <tr style='height:12.75pt'> <td width="29%" valign="bottom" style='width:29.3%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Total securities available for sale</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.26%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>              5,404,888 </p> </td> <td width="2%" valign="bottom" style='width:2.58%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="18%" valign="bottom" style='width:18.18%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>                   5,404,888 </p> </td> <td width="2%" valign="bottom" style='width:2.58%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.62%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>                    - </p> </td> <td width="2%" valign="bottom" style='width:2.58%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.74%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>                             - </p> </td> </tr> <tr style='height:12.75pt'> <td width="29%" valign="bottom" style='width:29.3%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Restricted assets of cemeteries and mortuaries</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.26%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>                 585,093 </p> </td> <td width="2%" valign="bottom" style='width:2.58%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="18%" valign="bottom" style='width:18.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>                      585,093 </p> </td> <td width="2%" valign="bottom" style='width:2.58%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.62%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>                    - </p> </td> <td width="2%" valign="bottom" style='width:2.58%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>                             - </p> </td> </tr> <tr style='height:12.75pt'> <td width="29%" valign="bottom" style='width:29.3%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Cemetery perpetual care trust investments</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.26%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>                 653,915 </p> </td> <td width="2%" valign="bottom" style='width:2.58%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="18%" valign="bottom" style='width:18.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>                      653,915 </p> </td> <td width="2%" valign="bottom" style='width:2.58%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.62%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>                    - </p> </td> <td width="2%" valign="bottom" style='width:2.58%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>                             - </p> </td> </tr> <tr style='height:12.75pt'> <td width="29%" valign="bottom" style='width:29.3%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Derivatives - interest rate lock commitments</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.26%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>              3,317,507 </p> </td> <td width="2%" valign="bottom" style='width:2.58%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="18%" valign="bottom" style='width:18.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>                                  - </p> </td> <td width="2%" valign="bottom" style='width:2.58%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.62%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>                    - </p> </td> <td width="2%" valign="bottom" style='width:2.58%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>              3,317,507 </p> </td> </tr> <tr style='height:26.25pt'> <td width="29%" valign="bottom" style='width:29.3%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><b>Total assets accounted for at fair value on a recurring basis</b></p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="15%" valign="bottom" style='width:15.26%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $           9,961,403 </p> </td> <td width="2%" valign="bottom" style='width:2.58%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> </p> </td> <td width="18%" valign="bottom" style='width:18.18%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $                6,643,896 </p> </td> <td width="2%" valign="bottom" style='width:2.58%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> </p> </td> <td width="11%" valign="bottom" style='width:11.62%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $                 - </p> </td> <td width="2%" valign="bottom" style='width:2.58%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> </p> </td> <td width="15%" valign="bottom" style='width:15.74%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $           3,317,507 </p> </td> </tr> <tr style='height:5.25pt'> <td width="29%" valign="bottom" style='width:29.3%;padding:0in 5.4pt 0in 5.4pt;height:5.25pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:5.25pt'></td> <td width="15%" valign="bottom" style='width:15.26%;padding:0in 5.4pt 0in 5.4pt;height:5.25pt'></td> <td width="2%" valign="bottom" style='width:2.58%;padding:0in 5.4pt 0in 5.4pt;height:5.25pt'></td> <td width="18%" valign="bottom" style='width:18.18%;padding:0in 5.4pt 0in 5.4pt;height:5.25pt'></td> <td width="2%" valign="bottom" style='width:2.58%;padding:0in 5.4pt 0in 5.4pt;height:5.25pt'></td> <td width="11%" valign="bottom" style='width:11.62%;padding:0in 5.4pt 0in 5.4pt;height:5.25pt'></td> <td width="2%" valign="bottom" style='width:2.58%;padding:0in 5.4pt 0in 5.4pt;height:5.25pt'></td> <td width="15%" valign="bottom" style='width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:5.25pt'></td> </tr> <tr style='height:25.5pt'> <td width="29%" valign="bottom" style='width:29.3%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><b>Liabilities accounted for at fair value on a  recurring basis</b></p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="15%" valign="bottom" style='width:15.26%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="2%" valign="bottom" style='width:2.58%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="18%" valign="bottom" style='width:18.18%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="2%" valign="bottom" style='width:2.58%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="11%" valign="bottom" style='width:11.62%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="2%" valign="bottom" style='width:2.58%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="15%" valign="bottom" style='width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> </tr> <tr style='height:12.75pt'> <td width="29%" valign="bottom" style='width:29.3%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Policyholder account balances</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.26%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $       (50,053,858)</p> </td> <td width="2%" valign="bottom" style='width:2.58%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="18%" valign="bottom" style='width:18.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $                               - </p> </td> <td width="2%" valign="bottom" style='width:2.58%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.62%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $                 - </p> </td> <td width="2%" valign="bottom" style='width:2.58%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $        (50,053,858)</p> </td> </tr> <tr style='height:12.75pt'> <td width="29%" valign="bottom" style='width:29.3%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Future policy benefits - annuities</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.26%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>          (64,022,381)</p> </td> <td width="2%" valign="bottom" style='width:2.58%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="18%" valign="bottom" style='width:18.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>                                  - </p> </td> <td width="2%" valign="bottom" style='width:2.58%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.62%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>                    - </p> </td> <td width="2%" valign="bottom" style='width:2.58%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>           (64,022,381)</p> </td> </tr> <tr style='height:12.75pt'> <td width="29%" valign="bottom" style='width:29.3%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Derivatives - bank loan interest rate swaps</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.26%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>               (103,033)</p> </td> <td width="2%" valign="bottom" style='width:2.58%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="18%" valign="bottom" style='width:18.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>                                  - </p> </td> <td width="2%" valign="bottom" style='width:2.58%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.62%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>                    - </p> </td> <td width="2%" valign="bottom" style='width:2.58%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>                (103,033)</p> </td> </tr> <tr style='height:12.75pt'> <td width="29%" valign="bottom" style='width:29.3%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:43.85pt;text-autospace:ideograph-numeric ideograph-other'>   - call options</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.26%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>               (109,171)</p> </td> <td width="2%" valign="bottom" style='width:2.58%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="18%" valign="bottom" style='width:18.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>                     (109,171)</p> </td> <td width="2%" valign="bottom" style='width:2.58%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.62%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>                    - </p> </td> <td width="2%" valign="bottom" style='width:2.58%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>                             - </p> </td> </tr> <tr style='height:12.75pt'> <td width="29%" valign="bottom" style='width:29.3%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:43.85pt;text-autospace:ideograph-numeric ideograph-other'>   - interest rate lock commitments</p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.26%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>            (2,035,504)</p> </td> <td width="2%" valign="bottom" style='width:2.58%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="18%" valign="bottom" style='width:18.18%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>                                  - </p> </td> <td width="2%" valign="bottom" style='width:2.58%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.62%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>                    - </p> </td> <td width="2%" valign="bottom" style='width:2.58%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.74%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>             (2,035,504)</p> </td> </tr> <tr style='height:26.25pt'> <td width="29%" valign="bottom" style='width:29.3%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><b>Total liabilities accounted for at fair value on a recurring basis</b></p> </td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="15%" valign="bottom" style='width:15.26%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $     (116,323,947)</p> </td> <td width="2%" valign="bottom" style='width:2.58%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> </p> </td> <td width="18%" valign="bottom" style='width:18.18%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $                  (109,171)</p> </td> <td width="2%" valign="bottom" style='width:2.58%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> </p> </td> <td width="11%" valign="bottom" style='width:11.62%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $                 - </p> </td> <td width="2%" valign="bottom" style='width:2.58%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> </p> </td> <td width="15%" valign="bottom" style='width:15.74%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $      (116,214,776)</p> </td> </tr> <tr style='height:5.25pt'> <td width="29%" valign="bottom" style='width:29.3%;padding:0in 5.4pt 0in 5.4pt;height:5.25pt'></td> <td width="2%" valign="bottom" style='width:2.16%;padding:0in 5.4pt 0in 5.4pt;height:5.25pt'></td> <td width="15%" valign="bottom" style='width:15.26%;padding:0in 5.4pt 0in 5.4pt;height:5.25pt'></td> <td width="2%" valign="bottom" style='width:2.58%;padding:0in 5.4pt 0in 5.4pt;height:5.25pt'></td> <td width="18%" valign="bottom" style='width:18.18%;padding:0in 5.4pt 0in 5.4pt;height:5.25pt'></td> <td width="2%" valign="bottom" style='width:2.58%;padding:0in 5.4pt 0in 5.4pt;height:5.25pt'></td> <td width="11%" valign="bottom" style='width:11.62%;padding:0in 5.4pt 0in 5.4pt;height:5.25pt'></td> <td width="2%" valign="bottom" style='width:2.58%;padding:0in 5.4pt 0in 5.4pt;height:5.25pt'></td> <td width="15%" valign="bottom" style='width:15.74%;padding:0in 5.4pt 0in 5.4pt;height:5.25pt'></td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'> </p> </div> <font style='background:white'> </font> <div style='page:WordSection6'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>Following is a summary of changes in the consolidated balance sheet line items measured using level 3 inputs:</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:45.0pt'> <td width="26%" valign="bottom" style='width:26.6%;padding:0in 5.4pt 0in 5.4pt;height:45.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>  </p> </td> <td width="2%" valign="bottom" style='width:2.44%;padding:0in 5.4pt 0in 5.4pt;height:45.0pt'></td> <td width="18%" valign="bottom" style='width:18.1%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:45.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> Policyholder Account Balances </p> </td> <td width="2%" valign="bottom" style='width:2.44%;padding:0in 5.4pt 0in 5.4pt;height:45.0pt'></td> <td width="15%" valign="bottom" style='width:15.4%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:45.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> Future Policy Benefits - Annuities </p> </td> <td width="2%" valign="bottom" style='width:2.44%;padding:0in 5.4pt 0in 5.4pt;height:45.0pt'></td> <td width="15%" valign="bottom" style='width:15.88%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:45.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> Interest Rate Lock Commitments </p> </td> <td width="2%" valign="bottom" style='width:2.44%;padding:0in 5.4pt 0in 5.4pt;height:45.0pt'></td> <td width="14%" valign="bottom" style='width:14.3%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:45.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> Bank Loan Interest Rate Swaps </p> </td> </tr> <tr style='height:5.1pt'> <td width="26%" valign="bottom" style='width:26.6%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="2%" valign="bottom" style='width:2.44%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="18%" valign="bottom" style='width:18.1%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="2%" valign="bottom" style='width:2.44%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="15%" valign="bottom" style='width:15.4%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="2%" valign="bottom" style='width:2.44%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="15%" valign="bottom" style='width:15.88%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="2%" valign="bottom" style='width:2.44%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="14%" valign="bottom" style='width:14.3%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> </tr> <tr style='height:12.75pt'> <td width="26%" valign="bottom" style='width:26.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Balance - December 31, 2011</p> </td> <td width="2%" valign="bottom" style='width:2.44%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="18%" valign="bottom" style='width:18.1%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $         (50,926,020)</p> </td> <td width="2%" valign="bottom" style='width:2.44%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.4%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $    (65,281,586)</p> </td> <td width="2%" valign="bottom" style='width:2.44%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $         1,694,541 </p> </td> <td width="2%" valign="bottom" style='width:2.44%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.3%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $       (117,812)</p> </td> </tr> <tr style='height:5.1pt'> <td width="26%" valign="bottom" style='width:26.6%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="2%" valign="bottom" style='width:2.44%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="18%" valign="bottom" style='width:18.1%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="2%" valign="bottom" style='width:2.44%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="15%" valign="bottom" style='width:15.4%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="2%" valign="bottom" style='width:2.44%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="15%" valign="bottom" style='width:15.88%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="2%" valign="bottom" style='width:2.44%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="14%" valign="bottom" style='width:14.3%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> </tr> <tr style='height:12.75pt'> <td width="26%" valign="bottom" style='width:26.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Total gains (losses):</p> </td> <td width="2%" valign="bottom" style='width:2.44%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="18%" valign="bottom" style='width:18.1%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.44%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.4%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.44%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.44%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.3%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:5.1pt'> <td width="26%" valign="bottom" style='width:26.6%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="2%" valign="bottom" style='width:2.44%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="18%" valign="bottom" style='width:18.1%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="2%" valign="bottom" style='width:2.44%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="15%" valign="bottom" style='width:15.4%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="2%" valign="bottom" style='width:2.44%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="15%" valign="bottom" style='width:15.88%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="2%" valign="bottom" style='width:2.44%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="14%" valign="bottom" style='width:14.3%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> </tr> <tr style='height:12.75pt'> <td width="26%" valign="bottom" style='width:26.6%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:8.75pt;text-autospace:ideograph-numeric ideograph-other'> Included in earnings </p> </td> <td width="2%" valign="bottom" style='width:2.44%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="18%" valign="bottom" style='width:18.1%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>                   872,162 </p> </td> <td width="2%" valign="bottom" style='width:2.44%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.4%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>           1,259,205 </p> </td> <td width="2%" valign="bottom" style='width:2.44%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>                           - </p> </td> <td width="2%" valign="bottom" style='width:2.44%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.3%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>                        - </p> </td> </tr> <tr style='height:5.1pt'> <td width="26%" valign="bottom" style='width:26.6%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="2%" valign="bottom" style='width:2.44%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="18%" valign="bottom" style='width:18.1%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="2%" valign="bottom" style='width:2.44%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="15%" valign="bottom" style='width:15.4%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="2%" valign="bottom" style='width:2.44%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="15%" valign="bottom" style='width:15.88%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="2%" valign="bottom" style='width:2.44%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="14%" valign="bottom" style='width:14.3%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> </tr> <tr style='height:25.5pt'> <td width="26%" valign="bottom" style='width:26.6%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:8.75pt;text-autospace:ideograph-numeric ideograph-other'>Included in other comprehensive income (loss)</p> </td> <td width="2%" valign="bottom" style='width:2.44%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="18%" valign="bottom" style='width:18.1%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:10.0pt;text-autospace:ideograph-numeric ideograph-other'>                           - </p> </td> <td width="2%" valign="bottom" style='width:2.44%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="15%" valign="bottom" style='width:15.4%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:10.0pt;text-autospace:ideograph-numeric ideograph-other'>                     - </p> </td> <td width="2%" valign="bottom" style='width:2.44%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="15%" valign="bottom" style='width:15.88%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:10.0pt;text-autospace:ideograph-numeric ideograph-other'>          (412,538)</p> </td> <td width="2%" valign="bottom" style='width:2.44%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="14%" valign="bottom" style='width:14.3%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:10.0pt;text-autospace:ideograph-numeric ideograph-other'>          14,779 </p> </td> </tr> <tr style='height:5.1pt'> <td width="26%" valign="bottom" style='width:26.6%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="2%" valign="bottom" style='width:2.44%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="18%" valign="bottom" style='width:18.1%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="2%" valign="bottom" style='width:2.44%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="15%" valign="bottom" style='width:15.4%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="2%" valign="bottom" style='width:2.44%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="15%" valign="bottom" style='width:15.88%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="2%" valign="bottom" style='width:2.44%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> <td width="14%" valign="bottom" style='width:14.3%;padding:0in 5.4pt 0in 5.4pt;height:5.1pt'></td> </tr> <tr style='height:13.5pt'> <td width="26%" valign="bottom" style='width:26.6%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Balance - September 30, 2012</p> </td> <td width="2%" valign="bottom" style='width:2.44%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="18%" valign="bottom" style='width:18.1%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $         (50,053,858)</p> </td> <td width="2%" valign="bottom" style='width:2.44%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="15%" valign="bottom" style='width:15.4%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $    (64,022,381)</p> </td> <td width="2%" valign="bottom" style='width:2.44%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="15%" valign="bottom" style='width:15.88%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $         1,282,003 </p> </td> <td width="2%" valign="bottom" style='width:2.44%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="14%" valign="bottom" style='width:14.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $       (103,033)</p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt'> </p> <p style='margin:0in;margin-bottom:.0001pt'>The following tables summarize Level 1, 2 and 3 financial assets and financial liabilities measured at fair value on a nonrecurring basis by their classification in the consolidated balance sheet at September 30, 2012.</p> <p style='margin:0in;margin-bottom:.0001pt'> </p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:12.75pt'> <td width="39%" valign="bottom" style='width:39.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.56%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.34%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.92%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Quoted Prices</b></p> </td> <td width="2%" valign="bottom" style='width:2.34%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.54%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.34%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.66%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="39%" valign="bottom" style='width:39.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.56%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.34%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.92%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>in Active</b></p> </td> <td width="2%" valign="bottom" style='width:2.34%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.54%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Significant</b></p> </td> <td width="2%" valign="bottom" style='width:2.34%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.66%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Significant</b></p> </td> </tr> <tr style='height:12.75pt'> <td width="39%" valign="bottom" style='width:39.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.56%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.34%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.92%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Markets for </b></p> </td> <td width="2%" valign="bottom" style='width:2.34%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.54%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Observable </b></p> </td> <td width="2%" valign="bottom" style='width:2.34%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.66%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Unobservable</b></p> </td> </tr> <tr style='height:12.75pt'> <td width="39%" valign="bottom" style='width:39.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.56%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.34%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.92%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Identical Assets</b></p> </td> <td width="2%" valign="bottom" style='width:2.34%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.54%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Inputs</b></p> </td> <td width="2%" valign="bottom" style='width:2.34%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.66%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Inputs</b></p> </td> </tr> <tr style='height:12.75pt'> <td width="39%" valign="bottom" style='width:39.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> </p> </td> <td width="11%" valign="bottom" style='width:11.56%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Total</b></p> </td> <td width="2%" valign="bottom" style='width:2.34%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.92%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>(Level 1)</b></p> </td> <td width="2%" valign="bottom" style='width:2.34%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.54%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>(Level 2)</b></p> </td> <td width="2%" valign="bottom" style='width:2.34%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.66%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>(Level 3)</b></p> </td> </tr> <tr style='height:25.5pt'> <td width="39%" valign="bottom" style='width:39.32%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><b>Assets accounted for at fair value on a nonrecurring basis</b></p> </td> <td width="11%" valign="bottom" style='width:11.56%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="2%" valign="bottom" style='width:2.34%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="14%" valign="bottom" style='width:14.92%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="2%" valign="bottom" style='width:2.34%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="12%" valign="bottom" style='width:12.54%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="2%" valign="bottom" style='width:2.34%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> <td width="14%" valign="bottom" style='width:14.66%;padding:0in 5.4pt 0in 5.4pt;height:25.5pt'></td> </tr> <tr style='height:12.75pt'> <td width="39%" valign="bottom" style='width:39.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Mortgage loans on real estate</p> </td> <td width="11%" valign="bottom" style='width:11.56%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $  4,762,000 </p> </td> <td width="2%" valign="bottom" style='width:2.34%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.92%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $                        - </p> </td> <td width="2%" valign="bottom" style='width:2.34%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.54%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $                - </p> </td> <td width="2%" valign="bottom" style='width:2.34%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.66%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $    4,762,000 </p> </td> </tr> <tr style='height:12.75pt'> <td width="39%" valign="bottom" style='width:39.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Other real estate owned held for investment</p> </td> <td width="11%" valign="top" style='width:11.56%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>        451,963 </p> </td> <td width="2%" valign="bottom" style='width:2.34%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="top" style='width:14.92%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> - </p> </td> <td width="2%" valign="bottom" style='width:2.34%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="top" style='width:12.54%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> - </p> </td> <td width="2%" valign="bottom" style='width:2.34%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="top" style='width:14.66%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>          451,963 </p> </td> </tr> <tr style='height:26.25pt'> <td width="39%" valign="bottom" style='width:39.32%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><b>Total assets accounted for at fair value on a nonrecurring basis</b></p> </td> <td width="11%" valign="bottom" style='width:11.56%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $  5,213,963 </p> </td> <td width="2%" valign="bottom" style='width:2.34%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="14%" valign="bottom" style='width:14.92%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $                        - </p> </td> <td width="2%" valign="bottom" style='width:2.34%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="12%" valign="bottom" style='width:12.54%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $                - </p> </td> <td width="2%" valign="bottom" style='width:2.34%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="14%" valign="bottom" style='width:14.66%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $    5,213,963 </p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt'> </p> <p style='margin:0in;margin-bottom:.0001pt'>The following tables summarize Level 1, 2 and 3 financial assets and financial liabilities measured at fair value on a recurring basis by their classification in the condensed consolidated balance sheet at December 31, 2011.</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:76.5pt'> <td width="39%" valign="bottom" style='width:39.5%;padding:0in 5.4pt 0in 5.4pt;height:76.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>  </p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:76.5pt'></td> <td width="13%" valign="bottom" style='width:13.52%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:76.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Total</b></p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:76.5pt'></td> <td width="12%" valign="bottom" style='width:12.36%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:76.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Quoted Prices in Active Markets for Identical Assets (Level 1)</b></p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:76.5pt'></td> <td width="11%" valign="bottom" style='width:11.9%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:76.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Significant Observable Inputs (Level 2)</b></p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:76.5pt'></td> <td width="13%" valign="bottom" style='width:13.88%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:76.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Significant Unobservable Inputs (Level 3)</b></p> </td> </tr> <tr style='height:15.0pt'> <td width="39%" valign="bottom" style='width:39.5%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><b>Assets accounted for at fair value on a recurring basis</b></p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="top" style='width:13.52%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="12%" valign="top" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="11%" valign="top" style='width:11.9%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="top" style='width:13.88%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> </tr> <tr style='height:12.75pt'> <td width="39%" valign="bottom" style='width:39.5%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Non-redeemable preferred stock</p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.52%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $             18,438 </p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $            18,438 </p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.9%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $               - </p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $                      - </p> </td> </tr> <tr style='height:12.75pt'> <td width="39%" valign="bottom" style='width:39.5%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Common stock</p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.52%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>           6,280,954 </p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>  6,280,954 </p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.9%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> - </p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> - </p> </td> </tr> <tr style='height:12.75pt'> <td width="39%" valign="bottom" style='width:39.5%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Total securities available for sale</p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.52%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>           6,299,392 </p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>          6,299,392 </p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.9%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>                  - </p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.88%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>                         - </p> </td> </tr> <tr style='height:12.75pt'> <td width="39%" valign="bottom" style='width:39.5%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Restricted assets of cemeteries and mortuaries</p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.52%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>              548,761 </p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>     548,761 </p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.9%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> - </p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> - </p> </td> </tr> <tr style='height:12.75pt'> <td width="39%" valign="bottom" style='width:39.5%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Cemetery perpetual care trust investments</p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.52%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>              617,107 </p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:20.0pt;text-autospace:ideograph-numeric ideograph-other'>     617,107 </p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.9%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> - </p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> - </p> </td> </tr> <tr style='height:12.75pt'> <td width="39%" valign="bottom" style='width:39.5%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Derivatives - interest rate lock commitments</p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.52%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>           1,904,901 </p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> - </p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.9%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> - </p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.88%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>           1,904,901 </p> </td> </tr> <tr style='height:26.25pt'> <td width="39%" valign="bottom" style='width:39.5%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><b>Total assets accounted for at fair value on a recurring basis</b></p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="13%" valign="bottom" style='width:13.52%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $        9,370,161 </p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="12%" valign="bottom" style='width:12.36%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $       7,465,260 </p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="11%" valign="bottom" style='width:11.9%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $               - </p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="13%" valign="bottom" style='width:13.88%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $        1,904,901 </p> </td> </tr> <tr style='height:26.25pt'> <td width="39%" valign="bottom" style='width:39.5%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><b>Liabilities accounted for at fair value on a recurring basis</b></p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="13%" valign="top" style='width:13.52%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="12%" valign="top" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="11%" valign="top" style='width:11.9%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="13%" valign="top" style='width:13.88%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> </tr> <tr style='height:12.75pt'> <td width="39%" valign="bottom" style='width:39.5%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Policyholder account balances</p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.52%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $    (50,926,020)</p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $                     - </p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.9%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $               - </p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $    (50,926,020)</p> </td> </tr> <tr style='height:12.75pt'> <td width="39%" valign="bottom" style='width:39.5%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Future policy benefits - annuities</p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.52%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>       (65,281,586)</p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> - </p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.9%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> - </p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>       (65,281,586)</p> </td> </tr> <tr style='height:12.75pt'> <td width="39%" valign="bottom" style='width:39.5%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Derivatives - bank loan interest rate swaps</p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.52%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>            (117,812)</p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> - </p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.9%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> - </p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>            (117,812)</p> </td> </tr> <tr style='height:12.75pt'> <td width="39%" valign="bottom" style='width:39.5%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>                   - call options</p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.52%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>              (80,102)</p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>             (80,102)</p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.9%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> - </p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.88%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>                         - </p> </td> </tr> <tr style='height:12.75pt'> <td width="39%" valign="bottom" style='width:39.5%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>                   - interest rate lock commitment</p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.52%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>            (210,360)</p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.36%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> - </p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="11%" valign="bottom" style='width:11.9%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> - </p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.88%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>            (210,360)</p> </td> </tr> <tr style='height:26.25pt'> <td width="39%" valign="bottom" style='width:39.5%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><b>Total liabilities accounted for at fair value on a recurring basis</b></p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="13%" valign="bottom" style='width:13.52%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $  (116,615,880)</p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="12%" valign="bottom" style='width:12.36%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $          (80,102)</p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="11%" valign="bottom" style='width:11.9%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $               - </p> </td> <td width="2%" valign="bottom" style='width:2.22%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="13%" valign="bottom" style='width:13.88%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $  (116,535,778)</p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>Following is a summary of changes in the condensed consolidated balance sheet line items measured using level 3 inputs:</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:60.0pt'> <td width="27%" valign="bottom" style='width:27.92%;padding:0in 5.4pt 0in 5.4pt;height:60.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>  </p> </td> <td width="2%" valign="bottom" style='width:2.62%;padding:0in 5.4pt 0in 5.4pt;height:60.0pt'></td> <td width="16%" valign="bottom" style='width:16.18%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:60.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> Policyholder Account Balances </p> </td> <td width="2%" valign="bottom" style='width:2.62%;padding:0in 5.4pt 0in 5.4pt;height:60.0pt'></td> <td width="15%" valign="bottom" style='width:15.02%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:60.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> Future Policy Benefits - Annuities </p> </td> <td width="2%" valign="bottom" style='width:2.62%;padding:0in 5.4pt 0in 5.4pt;height:60.0pt'></td> <td width="17%" valign="bottom" style='width:17.3%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:60.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> Interest Rate Lock Commitments </p> </td> <td width="2%" valign="bottom" style='width:2.62%;padding:0in 5.4pt 0in 5.4pt;height:60.0pt'></td> <td width="13%" valign="bottom" style='width:13.1%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:60.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> Bank Loan Interest Rate Swaps </p> </td> </tr> <tr style='height:12.75pt'> <td width="27%" valign="bottom" style='width:27.92%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Balance - December 31, 2010</p> </td> <td width="2%" valign="bottom" style='width:2.62%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="16%" valign="bottom" style='width:16.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $     (52,340,807)</p> </td> <td width="2%" valign="bottom" style='width:2.62%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $   (65,936,445)</p> </td> <td width="2%" valign="bottom" style='width:2.62%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="17%" valign="bottom" style='width:17.3%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $            873,059 </p> </td> <td width="2%" valign="bottom" style='width:2.62%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.1%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $     (116,533)</p> </td> </tr> <tr style='height:15.0pt'> <td width="27%" valign="bottom" style='width:27.92%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Total gains (losses):</p> </td> <td width="2%" valign="bottom" style='width:2.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="16%" valign="top" style='width:16.18%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="top" style='width:2.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="15%" valign="top" style='width:15.02%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="17%" valign="top" style='width:17.3%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="2%" valign="bottom" style='width:2.62%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> <td width="13%" valign="top" style='width:13.1%;padding:0in 5.4pt 0in 5.4pt;height:15.0pt'></td> </tr> <tr style='height:12.75pt'> <td width="27%" valign="bottom" style='width:27.92%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:8.75pt;text-autospace:ideograph-numeric ideograph-other'> Included in earnings </p> </td> <td width="2%" valign="bottom" style='width:2.62%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="16%" valign="bottom" style='width:16.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>            1,414,787 </p> </td> <td width="2%" valign="bottom" style='width:2.62%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="top" style='width:15.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>            654,859 </p> </td> <td width="2%" valign="bottom" style='width:2.62%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="17%" valign="bottom" style='width:17.3%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> - </p> </td> <td width="2%" valign="bottom" style='width:2.62%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.1%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> - </p> </td> </tr> <tr style='height:12.75pt'> <td width="27%" valign="bottom" style='width:27.92%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.62%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="16%" valign="bottom" style='width:16.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.62%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="top" style='width:15.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.62%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="17%" valign="top" style='width:17.3%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.62%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="top" style='width:13.1%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="27%" valign="bottom" style='width:27.92%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:17.55pt;text-autospace:ideograph-numeric ideograph-other'> Included in other comprehensive income</p> </td> <td width="2%" valign="bottom" style='width:2.62%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="16%" valign="bottom" style='width:16.18%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> - </p> </td> <td width="2%" valign="bottom" style='width:2.62%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.02%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> - </p> </td> <td width="2%" valign="bottom" style='width:2.62%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="17%" valign="bottom" style='width:17.3%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>               821,482 </p> </td> <td width="2%" valign="bottom" style='width:2.62%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="13%" valign="bottom" style='width:13.1%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>            (1,279)</p> </td> </tr> <tr style='height:13.5pt'> <td width="27%" valign="bottom" style='width:27.92%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Balance - December 31, 2011</p> </td> <td width="2%" valign="bottom" style='width:2.62%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="16%" valign="bottom" style='width:16.18%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $     (50,926,020)</p> </td> <td width="2%" valign="bottom" style='width:2.62%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="15%" valign="bottom" style='width:15.02%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $   (65,281,586)</p> </td> <td width="2%" valign="bottom" style='width:2.62%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="17%" valign="bottom" style='width:17.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $         1,694,541 </p> </td> <td width="2%" valign="bottom" style='width:2.62%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="13%" valign="bottom" style='width:13.1%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $     (117,812)</p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;line-height:4.0pt'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none'>The following tables summarize Level 1, 2 and 3 financial assets and financial liabilities measured at fair value on a nonrecurring basis by their classification in the consolidated balance sheet at December 31, 2011.</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:12.75pt'> <td width="39%" valign="bottom" style='width:39.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Quoted Prices</b></p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.52%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="39%" valign="bottom" style='width:39.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>in Active</b></p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Significant</b></p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.52%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Significant</b></p> </td> </tr> <tr style='height:12.75pt'> <td width="39%" valign="bottom" style='width:39.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Markets for </b></p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Observable </b></p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.52%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Unobservable</b></p> </td> </tr> <tr style='height:12.75pt'> <td width="39%" valign="bottom" style='width:39.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Identical Assets</b></p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Inputs</b></p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.52%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Inputs</b></p> </td> </tr> <tr style='height:12.75pt'> <td width="39%" valign="bottom" style='width:39.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> </p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Total</b></p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.8%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>(Level 1)</b></p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.44%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>(Level 2)</b></p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.52%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>(Level 3)</b></p> </td> </tr> <tr style='height:12.75pt'> <td width="39%" valign="bottom" style='width:39.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><b>Assets accounted for at fair value on a nonrecurring basis</b> </p> </td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.52%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="39%" valign="bottom" style='width:39.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.52%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:12.75pt'> <td width="39%" valign="bottom" style='width:39.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Mortgage loans on real estate</p> </td> <td width="12%" valign="top" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $    5,354,600 </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="top" style='width:14.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> - </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="top" style='width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> - </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="top" style='width:14.52%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $     5,354,600 </p> </td> </tr> <tr style='height:12.75pt'> <td width="39%" valign="bottom" style='width:39.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Other real estate owned held for investment</p> </td> <td width="12%" valign="top" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>       5,419,103 </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="top" style='width:14.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> - </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="top" style='width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> - </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="top" style='width:14.52%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>        5,419,103 </p> </td> </tr> <tr style='height:12.75pt'> <td width="39%" valign="bottom" style='width:39.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Other real estate owned held for sale</p> </td> <td width="12%" valign="top" style='width:12.3%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>          514,000 </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="top" style='width:14.8%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> - </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="top" style='width:12.44%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> - </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="top" style='width:14.52%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'>           514,000 </p> </td> </tr> <tr style='height:12.75pt'> <td width="39%" valign="bottom" style='width:39.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.3%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.8%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="12%" valign="bottom" style='width:12.44%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.52%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> </tr> <tr style='height:13.5pt'> <td width="39%" valign="bottom" style='width:39.02%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><b>Total assets accounted for at fair value on a   nonrecurring basis </b></p> </td> <td width="12%" valign="bottom" style='width:12.3%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $  11,287,703 </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="14%" valign="bottom" style='width:14.8%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $                        - </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="12%" valign="bottom" style='width:12.44%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $                - </p> </td> <td width="2%" valign="bottom" style='width:2.32%;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'></td> <td width="14%" valign="bottom" style='width:14.52%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:13.5pt'> <p align="right" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:right;text-autospace:ideograph-numeric ideograph-other'> $   11,287,703 </p> </td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none'> </p></div>
<!--egx--><p style='margin:0in;margin-bottom:.0001pt;text-autospace:none'>9)      <u>Other Business Activity</u></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;line-height:4.0pt'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><b>Mortgage Operations</b></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:4.0pt'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><font style='letter-spacing:-.1pt'>Approximately 64% of the Company’s revenues and expenses are through its wholly owned subsidiary, SecurityNational Mortgage Company (“SecurityNational Mortgage”). SecurityNational Mortgage is a mortgage lender incorporated under the laws of the State of Utah. SecurityNational Mortgage is approved and regulated by the Federal Housing Administration (FHA), a department of the U.S. Department of Housing and Urban Development (HUD), to originate mortgage loans that qualify for government insurance in the event of default by the borrower. SecurityNational Mortgage obtains loans primarily from its retail offices and independent brokers. SecurityNational Mortgage funds the loans from internal cash flows, including loan purchase agreements from Security National Life Insurance Company (“Security National Life”), and with unaffiliated financial institutions. SecurityNational Mortgage receives fees from the borrowers and other secondary fees from third party investors that purchase its loans. SecurityNational Mortgage sells its loans to third party investors and does not retain servicing of these loans. SecurityNational Mortgage pays the brokers and retail loan officers a commission for loans that are brokered through or originated by SecurityNational Mortgage. </font><font style='letter-spacing:-.1pt'>For the nine months ended September 30, 2012 and 2011, SecurityNational Mortgage originated and sold 9,578 loans </font><font style='letter-spacing:-.1pt'>($1,737,214,000 </font><font style='letter-spacing:-.1pt'>total volume) and 5,682 loans </font><font style='letter-spacing:-.1pt'>($959,730,000 </font><font style='letter-spacing:-.1pt'>total volume), respectively.</font></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:4.0pt'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>SecurityNational Mortgage has entered into a loan purchase agreement to originate and sell mortgage loans to an unaffiliated warehouse bank. The amount available to originate loans under this agreement is $75,000,000. SecurityNational Mortgage originates the loans and immediately sells them to third party investors. Generally, when mortgage loans are sold to warehouse banks, SecurityNational Mortgage is no longer obligated, except in certain circumstances as noted below in the Mortgage Accounting Policy section, to pay the amounts outstanding on the mortgage loans, but is required to pay a fee in the form of interest on a portion of the mortgage loans between the date that the loans are sold to warehouse banks and the settlement date with third party investors. The terms of the loan purchase agreements are typically for one year, with interest accruing on a portion of the mortgage loans at annual rates ranging from 2.5% to 2.75% over the 30-day LIBOR rate. </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>SecurityNational Mortgage has entered into loan purchase agreements to originate and sell mortgage loans to two unaffiliated warehouse banks.  On March 19, 2012, SecurityNational Mortgage and Wells Fargo Bank, N.A. (“Wells Fargo”) entered into a loan purchase agreement in which Wells Fargo agreed to provide a warehouse line of up to $55,000,000 to fund certain approved mortgage loans originated by SecurityNational Mortgage of up to 90% of the purchase price of the loans.  On August 6, 2012, SecurityNational Mortgage and Wells Fargo agreed to an amendment to the March 19, 2012 loan purchase agreement to increase the amount of the warehouse line available to fund mortgage loans originated by SecurityNational Mortgage from $55,000,000 to $75,000,000 and to increase the percentage of the purchase price of the mortgage loans that Wells Fargo would fund from up to 90% to up to 95%.</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>On July 16, 2012, SecurityNational Mortgage and UBS Real Estate Securities Inc. (“UBS”) entered into a loan purchase agreement in which UBS agreed to provide a warehouse line of up to $30,000,000 to fund mortgage loans originated by SecurityNational Mortgage.  Under the terms of this loan purchase agreement, UBS will provide funding for certain approved mortgage loans originated by SecurityNational Mortgage of up to 95% of the purchase price of the loans. On October 26, 2012, SecurityNational Mortgage and UBS agreed to an amendment to the July 16, 2012 loan purchase agreement to increase the amount of the warehouse line available to fund mortgage loans originated by SecurityNational Mortgage from $30,000,000 to $40,000,000.</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>SecurityNational Mortgage originates mortgage loans funded by the warehouse banks and immediately sells them to third party investors. Generally, when mortgage loans are sold to the warehouse banks, SecurityNational Mortgage is no longer obligated to pay the amounts outstanding on the mortgage loans, but is required to pay a fee in the form of interest on a portion of the mortgage loans between the date the loans are sold to warehouse banks and the settlement date with the third party investors. The terms of the loan purchase agreements are typically for one year, with interest accruing on a portion of the mortgage loans at annual rates ranging from 2.5% to 2.75% over the 30-day LIBOR rate.</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>Key accounting policies related to mortgage operations are as follows:</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:4.0pt'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><u><font style='letter-spacing:-.1pt'>Mortgage loans on real estate and construction loans</font></u><font style='letter-spacing:-.1pt'> are </font>carried at their principal balances adjusted for charge offs, the related allowance for loan losses, and net deferred fees or costs on originated loans. The Company defers related material loan origination fees, net of related direct loan origination costs, and amortizes the net fees over the term of the loans.   </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>Mortgage loans are collateral dependent and require an appraisal at the time of underwriting and funding. Generally, the Company will fund a loan not to exceed 80% of the fair value of the loan’s collateral value. Amounts over 80% require mortgage insurance by an approved third party insurer. Once a loan is deemed to be impaired, the Company will review the market value of the collateral and provide an allowance for any impairment.</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:4.0pt'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><font style='letter-spacing:-.1pt'>Mortgage loans sold to investors are carried at the amount due from third party investors, which is the estimated fair value at the balance sheet date, since these amounts are generally collected within a short period of time.</font></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:4.0pt'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><font style='letter-spacing:-.1pt'>Real estate held for investment is carried at cost, less accumulated depreciation provided on a straight-line basis over the estimated useful lives of the properties, or is adjusted to a new basis for impairment in value, if any.</font></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:4.0pt'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>Other real estate owned held for investment are foreclosed properties which the Company intends to hold for investment purposes.  These properties are recorded at the lower of cost or fair value upon foreclosure.  Deprecation is provided on a straight line basis over the estimated useful life of the properties.  These properties are analyzed for impairment periodically in accordance with our policy for long-lived assets.</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:4.0pt'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>Other real estate owned held for sale are foreclosed properties which the Company intends to sell.  These properties are carried at the lower of cost or fair value, less cost to sell.</p> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:4.0pt'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><font style='letter-spacing:-.1pt'>Policy and other loans are carried at the aggregate unpaid balances, less allowances for possible losses.</font></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:4.0pt'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-right:-1.0pt;text-align:justify'>Mort<font style='letter-spacing:-.1pt'>g</font>a<font style='letter-spacing:-.15pt'>g</font>e<font style='letter-spacing:-.95pt'> </font>f<font style='letter-spacing:-.15pt'>e</font>e<font style='letter-spacing:-.95pt'> </font>income<font style='letter-spacing:-.95pt'> </font><font style='letter-spacing:-.15pt'>c</font>onsists<font style='letter-spacing:-.95pt'> </font>of<font style='letter-spacing:-.95pt'> </font>origin<font style='letter-spacing:-.1pt'>a</font>tion<font style='letter-spacing:-.95pt'> </font><font style='letter-spacing:-.1pt'>f</font>ees,<font style='letter-spacing:-1.15pt'> </font>proc<font style='letter-spacing:-.15pt'>e</font>ssing<font style='letter-spacing:-1.15pt'> </font>fe<font style='letter-spacing:-.15pt'>e</font>s,<font style='letter-spacing:-1.05pt'> </font>and<font style='letter-spacing:-1.15pt'> </font>ce<font style='letter-spacing:-.15pt'>r</font>tain<font style='letter-spacing:-1.1pt'> </font>other<font style='letter-spacing:-.95pt'> </font>income<font style='letter-spacing:-1.05pt'> </font>rel<font style='letter-spacing:-.1pt'>a</font>ted to<font style='letter-spacing:-.95pt'> </font>the<font style='letter-spacing:-1.1pt'> </font><font style='letter-spacing:.05pt'>o</font><font style='letter-spacing:-.1pt'>r</font><font style='letter-spacing:.1pt'>i</font><font style='letter-spacing:-.1pt'>g</font>in<font style='letter-spacing:-.1pt'>a</font><font style='letter-spacing:.1pt'>t</font>ion<font style='letter-spacing:-1.1pt'> </font><font style='letter-spacing:-.1pt'>a</font><font style='letter-spacing:.05pt'>n</font>d<font style='letter-spacing:-1.1pt'> </font>s<font style='letter-spacing:-.1pt'>a</font><font style='letter-spacing:.1pt'>l</font>e<font style='letter-spacing:-1.1pt'> </font><font style='letter-spacing:-.1pt'>o</font>f<font style='letter-spacing:-1.05pt'> </font>mo<font style='letter-spacing:-.1pt'>r</font><font style='letter-spacing:.1pt'>t</font><font style='letter-spacing:-.1pt'>gag</font>e<font style='letter-spacing:-.95pt'> </font>lo<font style='letter-spacing:-.1pt'>a</font><font style='letter-spacing:.05pt'>n</font>s.<font style='letter-spacing:-.95pt'> </font><font style='letter-spacing:-.1pt'>F</font><font style='letter-spacing:.05pt'>o</font>r<font style='letter-spacing:-1.1pt'> </font>mortgage loans sold to third party investors, mortgage fee income and related expenses are recognized pursuant to generally accepted accounting principles at the time the sales of the mortgage loans comply with the sales criteria for the transfer of financial assets. The sales criteria are as follows: (i) the transferred assets have been isolated from SecurityNational Mortgage<font style='letter-spacing:-.6pt'> </font>and<font style='letter-spacing:-.25pt'> </font>its<font style='letter-spacing:-.25pt'> </font>cr<font style='letter-spacing:-.1pt'>e</font>ditors,<font style='letter-spacing:-.25pt'> </font>(ii) <font style='letter-spacing:.05pt'>th</font>e<font style='letter-spacing:-.85pt'> </font><font style='letter-spacing:.05pt'>t</font><font style='letter-spacing:-.05pt'>ra</font><font style='letter-spacing:.05pt'>n</font><font style='letter-spacing:-.05pt'>s</font><font style='letter-spacing:.05pt'>f</font><font style='letter-spacing:-.15pt'>e</font><font style='letter-spacing:.05pt'>r</font><font style='letter-spacing:-.15pt'>e</font>e<font style='letter-spacing:-.75pt'> </font><font style='letter-spacing:.05pt'>h</font><font style='letter-spacing:-.1pt'>a</font>s<font style='letter-spacing:-.65pt'> </font><font 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</font><font style='letter-spacing:.05pt'>th</font>e<font style='letter-spacing:-1.0pt'> </font><font style='letter-spacing:.05pt'>mo</font><font style='letter-spacing:-.15pt'>r</font><font style='letter-spacing:.05pt'>t</font><font style='letter-spacing:-.15pt'>g</font><font style='letter-spacing:-.05pt'>a</font><font style='letter-spacing:-.1pt'>g</font><font style='letter-spacing:-.05pt'>e</font>,<font style='letter-spacing:-.85pt'> </font><font style='letter-spacing:-.05pt'>a</font><font style='letter-spacing:.05pt'>n</font>d<font style='letter-spacing:-.9pt'> </font><font style='letter-spacing:.05pt'>(iii</font>)<font style='letter-spacing:-.9pt'> </font><font style='letter-spacing:.05pt'>SecurityNational Mortgage</font><font style='letter-spacing:-1.25pt'> </font><font style='letter-spacing:.05pt'>d</font><font style='letter-spacing:-.05pt'>oe</font>s<font style='letter-spacing:-.85pt'> </font><font style='letter-spacing:.05pt'>n</font><font style='letter-spacing:-.05pt'>o</font>t<font style='letter-spacing:-.65pt'> </font><font style='letter-spacing:.05pt'>m</font><font style='letter-spacing:-.1pt'>a</font><font style='letter-spacing:.05pt'>in</font><font style='letter-spacing:-.05pt'>ta</font><font style='letter-spacing:.05pt'>in </font>ef<font style='letter-spacing:-.1pt'>f</font>ective<font style='letter-spacing:-.1pt'> </font><font style='letter-spacing:-.15pt'>c</font>ontrol<font style='letter-spacing:-.1pt'> </font>over<font style='letter-spacing:-.1pt'> </font>the<font style='letter-spacing:-.1pt'> </font>t<font style='letter-spacing:-.1pt'>r</font>ansf<font style='letter-spacing:-.1pt'>e</font>rr<font style='letter-spacing:-.1pt'>e</font>d<font style='letter-spacing:-.1pt'> </font>mort<font style='letter-spacing:-.1pt'>g</font>a<font style='letter-spacing:-.15pt'>g</font>e.<font style='letter-spacing:-.1pt'> </font></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-right:-1.0pt;text-align:justify;line-height:4.0pt'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-right:-1.0pt;text-align:justify'><font style='letter-spacing:-.1pt'>SecurityNational Mortgage must determine that all three sales criteria are met at the time a mortgage loan is funded. </font>All<font style='letter-spacing:-.1pt'> </font>ri<font style='letter-spacing:-.15pt'>g</font>hts<font style='letter-spacing:-.1pt'> </font>and<font style='letter-spacing:-.25pt'> </font>title<font style='letter-spacing:-.1pt'> </font>to<font style='letter-spacing:-.3pt'> </font>the<font style='letter-spacing:-.25pt'> </font>mort<font style='letter-spacing:-.1pt'>g</font>a<font style='letter-spacing:-.15pt'>g</font>e<font style='letter-spacing:-.3pt'> </font>loans<font style='letter-spacing:-.25pt'> </font>are<font style='letter-spacing:-.25pt'> </font>assi<font style='letter-spacing:-.1pt'>g</font>ned to<font style='letter-spacing:.1pt'> </font>unrelat<font style='letter-spacing:-.1pt'>e</font>d<font style='letter-spacing:.1pt'> </font>finan<font style='letter-spacing:-.1pt'>c</font>ial<font style='letter-spacing:.1pt'> </font>insti<font style='letter-spacing:.1pt'>t</font>ution<font style='letter-spacing:.1pt'> </font>investors,<font style='letter-spacing:.1pt'> </font>including<font style='letter-spacing:-.25pt'> </font>inve<font style='letter-spacing:.25pt'>s</font><font style='letter-spacing:.15pt'>t</font><font style='letter-spacing:.1pt'>o</font>r<font style='letter-spacing:.3pt'> </font>commitments<font style='letter-spacing:.1pt'> </font>for<font style='letter-spacing:.1pt'> </font>the<font style='letter-spacing:.1pt'> </font>loans made<font style='letter-spacing:.1pt'> </font>p<font style='letter-spacing:-.1pt'>r</font>ior <font style='letter-spacing:.05pt'>t</font>o<font style='letter-spacing:-1.0pt'> </font><font style='letter-spacing:.05pt'>warehouse banks</font><font style='letter-spacing:-1.05pt'> </font><font style='letter-spacing:.05pt'>p</font><font style='letter-spacing:-.05pt'>u</font><font style='letter-spacing:.05pt'>r</font><font style='letter-spacing:-.15pt'>c</font><font style='letter-spacing:.05pt'>h</font><font style='letter-spacing:-.1pt'>a</font><font style='letter-spacing:.05pt'>si</font><font style='letter-spacing:-.1pt'>n</font>g<font style='letter-spacing:-1.1pt'> </font><font style='letter-spacing:.05pt'>th</font><font style='letter-spacing:-.15pt'>e</font><font style='letter-spacing:-1.05pt'> </font><font style='letter-spacing:.05pt'>lo</font><font style='letter-spacing:-.15pt'>a</font><font style='letter-spacing:.05pt'>n</font>s<font style='letter-spacing:-1.0pt'> </font><font style='letter-spacing:.05pt'>u</font><font style='letter-spacing:-.05pt'>n</font><font style='letter-spacing:.05pt'>d</font><font style='letter-spacing:-.1pt'>e</font>r<font style='letter-spacing:-1.0pt'> </font><font style='letter-spacing:.05pt'>th</font>e<font style='letter-spacing:-1.1pt'> </font><font style='letter-spacing:.05pt'>p</font><font style='letter-spacing:-.05pt'>u</font><font style='letter-spacing:.05pt'>r</font><font style='letter-spacing:-.15pt'>c</font><font style='letter-spacing:.05pt'>h</font><font style='letter-spacing:-.1pt'>a</font><font style='letter-spacing:.05pt'>s</font>e<font style='letter-spacing:-1.05pt'> </font><font style='letter-spacing:-.05pt'>c</font><font style='letter-spacing:.05pt'>om</font><font style='letter-spacing:-.05pt'>m</font><font style='letter-spacing:.05pt'>it</font><font style='letter-spacing:-.05pt'>me</font><font style='letter-spacing:.05pt'>nt</font><font style='letter-spacing:-.1pt'>s</font>.<font style='letter-spacing:1.1pt'> </font>As of September 30, 2012, there were $197,200,000 in mortgage loans in which settlements with third party investors were still pending.</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-top:.8pt;margin-right:-1.0pt;margin-bottom:0in;margin-left:0in;margin-bottom:.0001pt;text-align:justify'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>SecurityNational Mortgage sells all mortgage loans to third party investors without recourse. However, it may be required to repurchase a loan or pay a fee instead of repurchase under certain events, which include the following:</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-left:.75in;text-align:justify;line-height:4.0pt;text-autospace:ideograph-numeric ideograph-other'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-left:1.0in;text-align:justify;text-indent:-.25in;text-autospace:ideograph-numeric ideograph-other'><font style='font-family:Symbol'>·    </font>Failure to deliver original documents specified by the investor,</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-left:1.0in;text-align:justify;text-indent:-.25in;text-autospace:ideograph-numeric ideograph-other'><font style='font-family:Symbol'>·    </font>The existence of misrepresentation or fraud in the origination of the loan,</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-left:1.0in;text-align:justify;text-indent:-.25in;text-autospace:ideograph-numeric ideograph-other'><font style='font-family:Symbol'>·    </font>The loan becomes delinquent due to nonpayment during the first several months after it is sold,</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-left:1.0in;text-align:justify;text-indent:-.25in;text-autospace:ideograph-numeric ideograph-other'><font style='font-family:Symbol'>·    </font>Early pay-off of a loan, as defined by the agreements,</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-left:1.0in;text-align:justify;text-indent:-.25in;text-autospace:ideograph-numeric ideograph-other'><font style='font-family:Symbol'>·    </font>Excessive time to settle a loan,</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-left:1.0in;text-align:justify;text-indent:-.25in;text-autospace:ideograph-numeric ideograph-other'><font style='font-family:Symbol'>·    </font>Investor declines purchase, and</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-left:1.0in;text-align:justify;text-indent:-.25in;text-autospace:ideograph-numeric ideograph-other'><font style='font-family:Symbol'>·    </font>Discontinued product and expired commitment.</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-right:-1.0pt;text-align:justify;line-height:4.0pt'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>Loan purchase commitments generally specify a date 30 to 45 days after delivery upon which the underlying loans should be settled. Depending on market conditions, these commitment settlement dates can be extended at a cost to SecurityNational Mortgage. Generally, a ten day extension will cost .125% (12.5 basis points) of the loan amount. SecurityNational Mortgage’s historical data shows that 99% of all loans originated are ordinarily settled by the investors as agreed within 16 days after delivery. There are situations, however, when SecurityNational Mortgage determines that it is unable to enforce the settlement of loans rejected by the third-party investors and that it is in its best interest to repurchase those loans from the warehouse banks. </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:8.0pt'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>It is SecurityNational Mortgage's policy to cure any documentation problems regarding such loans at a minimal cost for up to a six-month time period and to pursue efforts to enforce loan purchase commitments from third-party investors concerning the loans. SecurityNational Mortgage believes that six months allows adequate time to remedy any documentation issues, to enforce purchase commitments, and to exhaust other alternatives. Remedial methods include the following:</p> <p style='margin-top:0in;margin-right:0in;margin-bottom:0in;margin-left:.5in;margin-bottom:.0001pt;line-height:115%;margin-left:1.0in;text-align:justify;text-indent:-.25in'><font style='font-family:Symbol'>·    </font>Research reasons for rejection,</p> <p style='margin-top:0in;margin-right:0in;margin-bottom:0in;margin-left:.5in;margin-bottom:.0001pt;line-height:115%;margin-left:1.0in;text-align:justify;text-indent:-.25in'><font style='font-family:Symbol'>·    </font>Provide additional documents,</p> <p style='margin-top:0in;margin-right:0in;margin-bottom:0in;margin-left:.5in;margin-bottom:.0001pt;line-height:115%;margin-left:1.0in;text-align:justify;text-indent:-.25in'><font style='font-family:Symbol'>·    </font>Request investor exceptions,</p> <p style='margin-top:0in;margin-right:0in;margin-bottom:0in;margin-left:.5in;margin-bottom:.0001pt;line-height:115%;margin-left:1.0in;text-align:justify;text-indent:-.25in'><font style='font-family:Symbol'>·    </font>Appeal rejection decision to purchase committee, and</p> <p style='margin-top:0in;margin-right:0in;margin-bottom:0in;margin-left:.5in;margin-bottom:.0001pt;line-height:115%;margin-top:0in;margin-right:0in;margin-bottom:0in;margin-left:1.0in;margin-bottom:.0001pt;text-align:justify;text-indent:-.25in'><font style='font-family:Symbol'>·    </font>Commit to secondary investors.</p> <p style='margin-top:0in;margin-right:0in;margin-bottom:10.0pt;margin-left:.5in;line-height:115%;margin-top:0in;margin-right:0in;margin-bottom:0in;margin-left:1.0in;margin-bottom:.0001pt;text-align:justify;line-height:4.0pt'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'>Once purchase commitments have expired and other alternatives to remedy are exhausted, which could be earlier than the six month time period, the loans are repurchased and transferred to the long term investment portfolio at the lower of cost or fair value and the previously recorded sales revenue is reversed. Any loan that later becomes delinquent is evaluated by the Company at that time and any impairment is adjusted accordingly. </p> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:4.0pt'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify'><u>Determining lower of cost or market</u>. Cost is equal to the amount paid to the warehouse bank and the amount originally funded by SecurityNational Mortgage. Market value, while often difficult to determine, is based on the following guidelines:</p> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:8.0pt'> </p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:1.0in;text-align:justify;text-indent:-.25in'><font style='font-family:Symbol'>·    </font>For loans that have an active market, SecurityNational Mortgage uses the market price on the repurchase date.</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:1.0in;text-align:justify;text-indent:-.25in'><font style='font-family:Symbol'>·    </font>For loans where there is no market but there is a similar product, SecurityNational Mortgage uses the market value for the similar product on the repurchase date.</p> <p style='margin:0in;margin-bottom:.0001pt;margin-left:1.0in;text-align:justify;text-indent:-.25in'><font style='font-family:Symbol'>·    </font>For loans where no active market exists on the repurchase date, SecurityNational Mortgage determines that the unpaid principal balance best approximates the market value on the repurchase date, after considering the fair value of the underlying real estate collateral and estimated future cash flows.</p> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:8.0pt'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>The appraised value of the real estate underlying the original mortgage loan adds support to SecurityNational Mortgage’s determination of fair value because, if the loan becomes delinquent, SecurityNational Mortgage has sufficient value to collect the unpaid principal balance or the carrying value of the loan. In determining the market value on the date of repurchase, SecurityNational Mortgage considers the total value of all of the loans because any sale of loans would be made as a pool. </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:8.0pt'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-right:-1.0pt;text-align:justify'>For<font style='letter-spacing:-.6pt'> </font>mort<font style='letter-spacing:-.1pt'>g</font>a<font style='letter-spacing:-.15pt'>g</font>es<font style='letter-spacing:-.6pt'> </font>originated<font style='letter-spacing:-.6pt'> </font>and<font style='letter-spacing:-.6pt'> </font>held<font style='letter-spacing:-.45pt'> </font>for<font style='letter-spacing:-.6pt'> </font>investment,<font style='letter-spacing:-.4pt'> </font>mort<font style='letter-spacing:-.1pt'>g</font>a<font style='letter-spacing:-.15pt'>g</font>e<font style='letter-spacing:-.6pt'> </font>fee<font style='letter-spacing:-.6pt'> </font>income<font style='letter-spacing:-.55pt'> </font>and<font style='letter-spacing:-.6pt'> </font>related<font style='letter-spacing:-.6pt'> </font><font style='letter-spacing:-.1pt'>e</font><font style='letter-spacing:.1pt'>x</font>penses<font style='letter-spacing:-.6pt'> </font><font style='letter-spacing:-.1pt'>a</font>re re<font style='letter-spacing:-.15pt'>c</font>o<font style='letter-spacing:-.1pt'>g</font>nized when the loan is ori<font style='letter-spacing:-.15pt'>g</font>inated.</p>
<!--egx--><p style='margin:0in;margin-bottom:.0001pt;text-autospace:none'>10)    <u>Allowance for Doubtful Accounts and Loan Losses and Impaired Loans</u></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:4.0pt'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><font style='letter-spacing:-.1pt'>The Company records an allowance and recognizes an expense for potential losses from mortgage loans, other loans and receivables in accordance with generally accepted accounting principles. </font></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'><font style='letter-spacing:-.1pt'>Receivables are the result of cemetery and mortuary operations, mortgage loan operations</font><font style='letter-spacing:-.1pt'> and life insurance operations. The allowance is based upon the Company’s historical experience for collectively evaluated impairment. Other allowances are based upon receivables individually evaluated for impairment. Collectability of the cemetery </font><font style='letter-spacing:-.1pt'>and mortuary receivables is significantly influenced by current economic conditions. The critical issues that impact recovery of mortgage loan operations are interest rate risk, loan underwriting, new regulations and the overall economy.</font></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>The Company provides allowances for losses on its mortgage loans held for investment through an allowance for loan losses. <font style='letter-spacing:-.1pt'>The allowance is comprised of two components. The first component is an allowance for collectively evaluated impairment that is based upon the Company’s historical experience in collecting similar receivables. The second component is based upon individual evaluation of loans that are determined to be impaired. Upon determining impairment the Company establishes an individual impairment allowance based upon an assessment of the fair value of the underlying collateral. See the schedules in Note 3 for additional information. </font>In addition, when a mortgage loan is past due more than 90 days, the Company, does not accrue any interest income and proceeds to foreclose on the real estate. All expenses for foreclosure are expensed as incurred. Once foreclosed, the carrying value will approximate its fair value and the amount is classified as other real estate owned held for investment or sale. The Company will rent the properties until it is deemed desirable to sell them.</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>The mortgage loan loss reserve is an estimate of probable losses at the balance sheet date that the Company will realize in the future on mortgage loans sold to third party investors. </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>The loan loss reserve analysis involves mortgage loans that have been sold to third party investors where the Company has received a demand from the investor. There are generally three types of demands: make whole, repurchase, or indemnification. These types of demands are more particularly described as follows:</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-left:49.5pt;text-align:justify'>Make whole demand – A make whole demand occurs when an investor forecloses on a property and then sells the property. The make whole amount is calculated as the difference between the original unpaid principal balance, accrued interest and fees, less the sale proceeds.</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-left:49.5pt;text-align:justify'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-left:49.5pt;text-align:justify'>Repurchase demand – A repurchase demand usually occurs when there is a significant payment default, error in underwriting or detected loan fraud.</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-left:49.5pt;text-align:justify'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;margin-left:49.5pt;text-align:justify'>Indemnification demand – On certain loans the Company has negotiated a set fee that is to be paid in lieu of repurchase. The fee varies by investor and by loan product type.</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>Additional information related to the Loan Loss Reserve is included in Note 3.</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'> </p>
<!--egx--><p style='margin:0in;margin-bottom:.0001pt;text-autospace:none'><font style='letter-spacing:-.1pt'>11)    <u>Derivative Investments</u></font></p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;line-height:4.0pt'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>The Company is exposed to price risk due to the potential impact of changes in interest rates on the values of mortgage loan commitments from the time a derivative loan commitment is made to an applicant to the time the loan that would result from the exercise of that loan commitment is funded. Managing price risk is complicated by the fact that the ultimate percentage of derivative loan commitments that will be exercised (i.e., the number of loan commitments that will be funded) fluctuates. The probability that a loan will not be funded within the terms of the commitment is driven by a number of factors, particularly the change, if any, in mortgage rates following the inception of the interest rate lock. However, many borrowers continue to exercise derivative loan commitments even when interest rates have fallen.</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>In general, the probability of funding increases if mortgage rates rise and decreases if mortgage rates fall. This is due primarily to the relative attractiveness of current mortgage rates compared to the applicant’s committed rate. The probability that a loan will not be funded within the terms of the mortgage loan commitment also is influenced by the source of the applications (retail, broker or correspondent channels), proximity to rate lock expiration, purpose for the loan (purchase or refinance) product type and the application approval status. The Company has developed fallout estimates using historical data that take into account all of the variables, as well as renegotiations of rate and point commitments that tend to occur when mortgage rates fall. These fallout estimates are used to estimate the number of loans that the Company expects to be funded within the terms of the mortgage loan commitments and are updated periodically to reflect the most current data.</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none'><font lang="X-NONE">The Company estimates the fair value of a mortgage loan commitment based on the change in estimated fair value of the underlying mortgage loan and the probability that the mortgage loan will fund within the terms of the commitment. The change in fair value of the underlying mortgage loan is measured from the date the mortgage loan commitment is issued. Therefore, at the time of issuance, the estimated fair value is zero. Following issuance, the value of a mortgage loan commitment can be either </font>an asset<font lang="X-NONE"> or </font>liability<font lang="X-NONE"> depending upon the change in value of the underlying mortgage loans. Fallout rates derived from the Company’s recent historical empirical data are used to estimate the quantity of mortgage loans that will fund within the terms of the commitments.</font></p> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none;line-height:4.0pt'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify;text-autospace:none'><font lang="X-NONE">The Company utilizes forward loan sales commitments to economically hedge the price risk associated with its outstanding mortgage loan commitments. A forward loan sales commitment protects the Company from losses on sales of the loans arising from exercise of the loan commitments by securing the ultimate sales price and delivery date of the loans. Management expects these derivatives will experience changes in fair value opposite to changes in fair value of the derivative loan commitments, thereby reducing earnings volatility related to the recognition in earnings of changes in the values of the commitments.</font></p> <p style='margin:0in;margin-bottom:.0001pt;text-align:justify;line-height:12.0pt;text-autospace:none;line-height:4.0pt'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>The Company has adopted a strategy of selling “out of the money” call options on its available-for-sale equity securities as a source of revenue.  The options give the purchaser the right to buy from the Company specified equity securities at a set price up to a pre-determined date in the future.  The Company receives an immediate payment of cash for the value of the option and establishes a liability for the fair value of the option. The liability for call options is adjusted to fair value at each reporting date. The fair value of outstanding call options as of September 30, 2012 and December 31, 2011 was $109,171 and $80,102, respectively.  In the event an option is exercised, the Company recognizes a gain on the sale of the equity security and a gain from the sale of the option. If the option expires unexercised, the Company recognizes a gain from the sale of the option and retains the underlying equity security.</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify;line-height:4.0pt'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>The following table shows the fair value of derivatives as of September 30, 2012 and December 31, 2011.</p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'> </p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:12.0pt'> <td width="12%" valign="bottom" style='width:12.76%;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> <td width="87%" colspan="15" valign="bottom" style='width:87.24%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Fair Value of Derivative Instruments</b></p> </td> </tr> <tr style='height:12.0pt'> <td width="12%" valign="bottom" style='width:12.76%;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> <td width="43%" colspan="7" valign="bottom" style='width:43.12%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Asset Derivatives</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> <td width="41%" colspan="7" valign="bottom" style='width:41.88%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Liability Derivatives</p> </td> </tr> <tr style='height:12.0pt'> <td width="12%" valign="bottom" style='width:12.76%;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> <td width="20%" colspan="3" valign="bottom" style='width:20.44%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>September 30, 2012</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> <td width="20%" colspan="3" valign="bottom" style='width:20.44%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>December 31, 2011</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> <td width="20%" colspan="3" valign="bottom" style='width:20.56%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>September 30, 2012</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'></td> <td width="19%" colspan="3" valign="bottom" style='width:19.06%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:12.0pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>December 31, 2011</p> </td> </tr> <tr style='height:32.25pt'> <td width="12%" valign="bottom" style='width:12.76%;padding:0in 5.4pt 0in 5.4pt;height:32.25pt'></td> <td width="8%" valign="bottom" style='width:8.5%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:32.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Balance Sheet Location</b></p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:32.25pt'></td> <td width="9%" valign="bottom" style='width:9.68%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:32.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Fair Value</b></p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:32.25pt'></td> <td width="8%" valign="bottom" style='width:8.5%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:32.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Balance Sheet Location</b></p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:32.25pt'></td> <td width="9%" valign="bottom" style='width:9.68%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:32.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Fair Value</b></p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:32.25pt'></td> <td width="8%" valign="bottom" style='width:8.64%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:32.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Balance Sheet Location</b></p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:32.25pt'></td> <td width="9%" valign="bottom" style='width:9.68%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:32.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Fair Value</b></p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:32.25pt'></td> <td width="8%" valign="bottom" style='width:8.58%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:32.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Balance Sheet Location</b></p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:32.25pt'></td> <td width="8%" valign="bottom" style='width:8.24%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:32.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Fair Value</b></p> </td> </tr> <tr style='height:33.75pt'> <td width="12%" valign="bottom" style='width:12.76%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Derivatives designated as hedging instruments:</p> </td> <td width="8%" valign="bottom" style='width:8.5%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'></td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'></td> <td width="9%" valign="bottom" style='width:9.68%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'></td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'></td> <td width="8%" valign="bottom" style='width:8.5%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'></td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'></td> <td width="9%" valign="bottom" style='width:9.68%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'></td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'></td> <td width="8%" valign="bottom" style='width:8.64%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'></td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'></td> <td width="9%" valign="bottom" style='width:9.68%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'></td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'></td> <td width="8%" valign="bottom" style='width:8.58%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'></td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'></td> <td width="8%" valign="bottom" style='width:8.24%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'></td> </tr> <tr style='height:33.75pt'> <td width="12%" valign="bottom" style='width:12.76%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:8.0pt;text-autospace:ideograph-numeric ideograph-other'>Interest rate lock and forward sales commitments</p> </td> <td width="8%" valign="bottom" style='width:8.5%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>other assets</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'></td> <td width="9%" valign="bottom" style='width:9.68%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $3,317,507 </p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'></td> <td width="8%" valign="bottom" style='width:8.5%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>other assets</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'></td> <td width="9%" valign="bottom" style='width:9.68%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $1,904,901 </p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'></td> <td width="8%" valign="bottom" style='width:8.64%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Other liabilities</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'></td> <td width="9%" valign="bottom" style='width:9.68%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $2,035,504 </p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'></td> <td width="8%" valign="bottom" style='width:8.58%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Other liabilities</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'></td> <td width="8%" valign="bottom" style='width:8.24%;padding:0in 5.4pt 0in 5.4pt;height:33.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $   210,360 </p> </td> </tr> <tr style='height:22.5pt'> <td width="12%" valign="bottom" style='width:12.76%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Call Options</p> </td> <td width="8%" valign="bottom" style='width:8.5%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>--</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'></td> <td width="9%" valign="bottom" style='width:9.68%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>--</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'></td> <td width="8%" valign="bottom" style='width:8.5%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>--</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'></td> <td width="9%" valign="bottom" style='width:9.68%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>--</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'></td> <td width="8%" valign="bottom" style='width:8.64%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Other liabilities</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'></td> <td width="9%" valign="bottom" style='width:9.68%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>      109,171 </p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'></td> <td width="8%" valign="bottom" style='width:8.58%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Other liabilities</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'></td> <td width="8%" valign="bottom" style='width:8.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>        80,102 </p> </td> </tr> <tr style='height:22.5pt'> <td width="12%" valign="bottom" style='width:12.76%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Interest rate swaps</p> </td> <td width="8%" valign="bottom" style='width:8.5%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>--</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'></td> <td width="9%" valign="bottom" style='width:9.68%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> -- </p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'></td> <td width="8%" valign="bottom" style='width:8.5%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>--</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'></td> <td width="9%" valign="bottom" style='width:9.68%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>--</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'></td> <td width="8%" valign="bottom" style='width:8.64%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Bank loans payable</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'></td> <td width="9%" valign="bottom" style='width:9.68%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>      103,033 </p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'></td> <td width="8%" valign="bottom" style='width:8.58%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Bank loans payable</p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'></td> <td width="8%" valign="bottom" style='width:8.24%;padding:0in 5.4pt 0in 5.4pt;height:22.5pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>      117,812 </p> </td> </tr> <tr style='height:12.75pt'> <td width="12%" valign="bottom" style='width:12.76%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'>Total</p> </td> <td width="8%" valign="bottom" style='width:8.5%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.68%;border:none;border-bottom:double windowtext 2.25pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $3,317,507 </p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="8%" valign="bottom" style='width:8.5%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.68%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $1,904,901 </p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="8%" valign="bottom" style='width:8.64%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="9%" valign="bottom" style='width:9.68%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $2,247,708 </p> </td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="8%" valign="bottom" style='width:8.58%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="8%" valign="bottom" style='width:8.24%;border-top:solid windowtext 1.0pt;border-left:none;border-bottom:double windowtext 2.25pt;border-right:none;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'> $   408,274 </p> </td> </tr> <tr style='height:6.0pt'> <td width="12%" valign="bottom" style='width:12.76%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="8%" valign="bottom" style='width:8.5%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="9%" valign="bottom" style='width:9.68%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="8%" valign="bottom" style='width:8.5%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="9%" valign="bottom" style='width:9.68%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="8%" valign="bottom" style='width:8.64%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="9%" valign="bottom" style='width:9.68%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="8%" valign="bottom" style='width:8.58%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="2%" valign="bottom" style='width:2.24%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> <td width="8%" valign="bottom" style='width:8.24%;padding:0in 5.4pt 0in 5.4pt;height:6.0pt'></td> </tr> </table> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'> </p> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:justify'>The following table shows the gain (loss) on derivatives for the periods presented. There were no gains or losses reclassified from accumulated other comprehensive income (OCI) into income or gains or losses recognized in income on derivatives ineffective portion or any amounts excluded from effective testing.</p> <table border="0" cellspacing="0" cellpadding="0" width="100%" style='width:100.0%;border-collapse:collapse'> <tr style='height:26.25pt'> <td width="34%" valign="bottom" style='width:34.18%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="31%" colspan="3" valign="bottom" style='width:31.2%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Net Amount Gain (Loss) Recognized in OCI</b></p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'></td> <td width="30%" colspan="3" valign="bottom" style='width:30.22%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:26.25pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'><b>Net Amount Gain (Loss) Recognized in OCI</b></p> </td> </tr> <tr style='height:12.75pt'> <td width="34%" valign="bottom" style='width:34.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="31%" colspan="3" valign="bottom" style='width:31.2%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Three Months Ended September 30,</p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="30%" colspan="3" valign="bottom" style='width:30.22%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>Nine Months Ended September 30,</p> </td> </tr> <tr style='height:12.75pt'> <td width="34%" valign="bottom" style='width:34.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-autospace:ideograph-numeric ideograph-other'><u>Derivative - Cash Flow Hedging Relationships:</u></p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.02%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>2012</p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.0%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>2011</p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.02%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>2012</p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.02%;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'>2011</p> </td> </tr> <tr style='height:12.75pt'> <td width="34%" valign="bottom" style='width:34.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:8.75pt;text-autospace:ideograph-numeric ideograph-other'>Interest Rate Lock Commitments</p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> $      (3,313,971)</p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="15%" valign="bottom" style='width:15.0%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> $          1,385,653 </p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> $         (412,438)</p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'></td> <td width="14%" valign="bottom" style='width:14.02%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p align="center" style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-align:center;text-autospace:ideograph-numeric ideograph-other'> $        2,062,817 </p> </td> </tr> <tr style='height:12.75pt'> <td width="34%" valign="bottom" style='width:34.18%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'> <p style='margin:0in;margin-bottom:.0001pt;text-autospace:none;text-indent:8.75pt;text-autospace:ideograph-numeric ideograph-other'>Interest Rate Swaps</p> </td> <td width="2%" valign="bottom" style='width:2.2%;padding:0in 5.4pt 0in 5.4pt;height:12.75pt'&