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    <link:label xlink:type="resource" xlink:label="us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTaxAbstract_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTaxAbstract_lbl" xml:lang="en-US" id="us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTaxAbstract_lbl">Accumulated other comprehensive income:</link:label>
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    <link:label xlink:type="resource" xlink:label="us-gaap_AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax_lbl" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="us-gaap_AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax_lbl" xml:lang="en-US" id="us-gaap_AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax_lbl">Unrealized gains on securities, net of tax</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:title="AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" />
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AmortizationOfValueOfBusinessAcquiredVOBA" xlink:label="AmortizationOfValueOfBusinessAcquiredVOBA" xlink:title="AmortizationOfValueOfBusinessAcquiredVOBA" />
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="AssetsAbstract" xlink:title="AssetsAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AssetsAbstract_lbl" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="us-gaap_AssetsAbstract_lbl" xml:lang="en-US" id="us-gaap_AssetsAbstract_lbl">Assets</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AssetsAbstract" xlink:to="us-gaap_AssetsAbstract_lbl" xlink:title="label: AssetsAbstract to us-gaap_AssetsAbstract_lbl" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AssetsAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_AssetsAbstract_lbl1" xml:lang="en-US" id="us-gaap_AssetsAbstract_lbl1">Assets</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AssetsAbstract" xlink:to="us-gaap_AssetsAbstract_lbl1" xlink:title="label: AssetsAbstract to us-gaap_AssetsAbstract_lbl1" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AssetsAbstract_lbl2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_AssetsAbstract_lbl2" xml:lang="en-US" id="us-gaap_AssetsAbstract_lbl2">Assets [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AssetsAbstract" xlink:to="us-gaap_AssetsAbstract_lbl2" xlink:title="label: AssetsAbstract to us-gaap_AssetsAbstract_lbl2" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Assets" xlink:label="Assets" xlink:title="Assets" />
    <link:label xlink:type="resource" xlink:label="us-gaap_Assets_lbl" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="us-gaap_Assets_lbl" xml:lang="en-US" id="us-gaap_Assets_lbl">Total assets</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Assets" xlink:to="us-gaap_Assets_lbl" xlink:title="label: Assets to us-gaap_Assets_lbl" />
    <link:label xlink:type="resource" xlink:label="us-gaap_Assets_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_Assets_lbl1" xml:lang="en-US" id="us-gaap_Assets_lbl1">Assets</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Assets" xlink:to="us-gaap_Assets_lbl1" xlink:title="label: Assets to us-gaap_Assets_lbl1" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleEquitySecuritiesAmortizedCostBasis" xlink:label="AvailableForSaleEquitySecuritiesAmortizedCostBasis" xlink:title="AvailableForSaleEquitySecuritiesAmortizedCostBasis" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AvailableForSaleEquitySecuritiesAmortizedCostBasis_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_AvailableForSaleEquitySecuritiesAmortizedCostBasis_lbl" xml:lang="en-US" id="us-gaap_AvailableForSaleEquitySecuritiesAmortizedCostBasis_lbl">Equity securities available-for-sale, cost</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleEquitySecuritiesAmortizedCostBasis" xlink:to="us-gaap_AvailableForSaleEquitySecuritiesAmortizedCostBasis_lbl" xlink:title="label: AvailableForSaleEquitySecuritiesAmortizedCostBasis to us-gaap_AvailableForSaleEquitySecuritiesAmortizedCostBasis_lbl" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesEquitySecurities" xlink:label="AvailableForSaleSecuritiesEquitySecurities" xlink:title="AvailableForSaleSecuritiesEquitySecurities" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AvailableForSaleSecuritiesEquitySecurities_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_AvailableForSaleSecuritiesEquitySecurities_lbl" xml:lang="en-US" id="us-gaap_AvailableForSaleSecuritiesEquitySecurities_lbl">Equity securities available-for-sale, at fair value (cost: $45,599 and $19,844 in 2011 and 2010, respectively)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleSecuritiesEquitySecurities" xlink:to="us-gaap_AvailableForSaleSecuritiesEquitySecurities_lbl" xlink:title="label: AvailableForSaleSecuritiesEquitySecurities to us-gaap_AvailableForSaleSecuritiesEquitySecurities_lbl" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtSecurities" xlink:label="AvailableForSaleSecuritiesDebtSecurities" xlink:title="AvailableForSaleSecuritiesDebtSecurities" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtSecurities_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_AvailableForSaleSecuritiesDebtSecurities_lbl" xml:lang="en-US" id="us-gaap_AvailableForSaleSecuritiesDebtSecurities_lbl">Fixed maturities available-for-sale, at fair value (cost: $484,809 and $578,412 in 2011 and 2010, respectively)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleSecuritiesDebtSecurities" xlink:to="us-gaap_AvailableForSaleSecuritiesDebtSecurities_lbl" xlink:title="label: AvailableForSaleSecuritiesDebtSecurities to us-gaap_AvailableForSaleSecuritiesDebtSecurities_lbl" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis" xlink:label="AvailableForSaleDebtSecuritiesAmortizedCostBasis" xlink:title="AvailableForSaleDebtSecuritiesAmortizedCostBasis" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_lbl" xml:lang="en-US" id="us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_lbl">Fixed maturities available-for-sale, cost</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleDebtSecuritiesAmortizedCostBasis" xlink:to="us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_lbl" xlink:title="label: AvailableForSaleDebtSecuritiesAmortizedCostBasis to us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_lbl" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BasisOfPresentationAndSignificantAccountingPoliciesTextBlock" xlink:label="BasisOfPresentationAndSignificantAccountingPoliciesTextBlock" xlink:title="BasisOfPresentationAndSignificantAccountingPoliciesTextBlock" />
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BenefitsLossesAndExpensesAbstract" xlink:label="BenefitsLossesAndExpensesAbstract" xlink:title="BenefitsLossesAndExpensesAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_BenefitsLossesAndExpensesAbstract_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_BenefitsLossesAndExpensesAbstract_lbl" xml:lang="en-US" id="us-gaap_BenefitsLossesAndExpensesAbstract_lbl">Benefits and expenses:</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BenefitsLossesAndExpenses" xlink:label="BenefitsLossesAndExpenses" xlink:title="BenefitsLossesAndExpenses" />
    <link:label xlink:type="resource" xlink:label="us-gaap_BenefitsLossesAndExpenses_lbl" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="us-gaap_BenefitsLossesAndExpenses_lbl" xml:lang="en-US" id="us-gaap_BenefitsLossesAndExpenses_lbl">Total benefits and expenses</link:label>
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    <link:label xlink:type="resource" xlink:label="us-gaap_BenefitsLossesAndExpenses_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_BenefitsLossesAndExpenses_lbl1" xml:lang="en-US" id="us-gaap_BenefitsLossesAndExpenses_lbl1">Benefits, Losses and Expenses</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:label="CashAndCashEquivalentsAtCarryingValue" xlink:title="CashAndCashEquivalentsAtCarryingValue" />
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    <link:label xlink:type="resource" xlink:label="us-gaap_CashAndCashEquivalentsAtCarryingValue_lbl1" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:title="us-gaap_CashAndCashEquivalentsAtCarryingValue_lbl1" xml:lang="en-US" id="us-gaap_CashAndCashEquivalentsAtCarryingValue_lbl1">Cash and cash equivalents at end of year</link:label>
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    <link:label xlink:type="resource" xlink:label="us-gaap_CashAndCashEquivalentsAtCarryingValue_lbl2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_CashAndCashEquivalentsAtCarryingValue_lbl2" xml:lang="en-US" id="us-gaap_CashAndCashEquivalentsAtCarryingValue_lbl2">Cash and cash equivalents</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CashAndCashEquivalentsAtCarryingValue" xlink:to="us-gaap_CashAndCashEquivalentsAtCarryingValue_lbl2" xlink:title="label: CashAndCashEquivalentsAtCarryingValue to us-gaap_CashAndCashEquivalentsAtCarryingValue_lbl2" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CashAcquiredInExcessOfPaymentsToAcquireBusiness" xlink:label="CashAcquiredInExcessOfPaymentsToAcquireBusiness" xlink:title="CashAcquiredInExcessOfPaymentsToAcquireBusiness" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CashAcquiredInExcessOfPaymentsToAcquireBusiness" xlink:to="us-gaap_CashAcquiredInExcessOfPaymentsToAcquireBusiness_lbl" xlink:title="label: CashAcquiredInExcessOfPaymentsToAcquireBusiness to us-gaap_CashAcquiredInExcessOfPaymentsToAcquireBusiness_lbl" />
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    <link:label xlink:type="resource" xlink:label="us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_lbl" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_lbl" xml:lang="en-US" id="us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_lbl">Net increase (decrease) in cash and cash equivalents</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquity" xlink:label="LiabilitiesAndStockholdersEquity" xlink:title="LiabilitiesAndStockholdersEquity" />
    <link:label xlink:type="resource" xlink:label="us-gaap_LiabilitiesAndStockholdersEquity_lbl" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="us-gaap_LiabilitiesAndStockholdersEquity_lbl" xml:lang="en-US" id="us-gaap_LiabilitiesAndStockholdersEquity_lbl">Total liabilities and stockholders' equity</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LiabilityForFuturePolicyBenefitsPeriodExpense" xlink:label="LiabilityForFuturePolicyBenefitsPeriodExpense" xlink:title="LiabilityForFuturePolicyBenefitsPeriodExpense" />
    <link:label xlink:type="resource" xlink:label="us-gaap_LiabilityForFuturePolicyBenefitsPeriodExpense_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_LiabilityForFuturePolicyBenefitsPeriodExpense_lbl" xml:lang="en-US" id="us-gaap_LiabilityForFuturePolicyBenefitsPeriodExpense_lbl">Increase in future policy benefit reserves</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LiabilityForFuturePolicyBenefitsPeriodExpense" xlink:to="us-gaap_LiabilityForFuturePolicyBenefitsPeriodExpense_lbl" xlink:title="label: LiabilityForFuturePolicyBenefitsPeriodExpense to us-gaap_LiabilityForFuturePolicyBenefitsPeriodExpense_lbl" />
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LiabilityForFuturePolicyBenefitsLife" xlink:label="LiabilityForFuturePolicyBenefitsLife" xlink:title="LiabilityForFuturePolicyBenefitsLife" />
    <link:label xlink:type="resource" xlink:label="us-gaap_LiabilityForFuturePolicyBenefitsLife_lbl" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="us-gaap_LiabilityForFuturePolicyBenefitsLife_lbl" xml:lang="en-US" id="us-gaap_LiabilityForFuturePolicyBenefitsLife_lbl">Life insurance</link:label>
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    <link:label xlink:type="resource" xlink:label="us-gaap_LiabilityForFuturePolicyBenefitsLife_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_LiabilityForFuturePolicyBenefitsLife_lbl1" xml:lang="en-US" id="us-gaap_LiabilityForFuturePolicyBenefitsLife_lbl1">Liability for Future Policy Benefits, Life</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LiabilityForFuturePolicyBenefitsDisabilityAndAccidentBenefits" xlink:label="LiabilityForFuturePolicyBenefitsDisabilityAndAccidentBenefits" xlink:title="LiabilityForFuturePolicyBenefitsDisabilityAndAccidentBenefits" />
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsAndClaimsAdjustmentExpense" xlink:label="LiabilityForFuturePolicyBenefitsAndUnpaidClaimsAndClaimsAdjustmentExpense" xlink:title="LiabilityForFuturePolicyBenefitsAndUnpaidClaimsAndClaimsAdjustmentExpense" />
    <link:label xlink:type="resource" xlink:label="us-gaap_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsAndClaimsAdjustmentExpense_lbl" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="us-gaap_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsAndClaimsAdjustmentExpense_lbl" xml:lang="en-US" id="us-gaap_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsAndClaimsAdjustmentExpense_lbl">Total policy liabilities</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LiabilityForFuturePolicyBenefitsAbstract" xlink:label="LiabilityForFuturePolicyBenefitsAbstract" xlink:title="LiabilityForFuturePolicyBenefitsAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_LiabilityForFuturePolicyBenefitsAbstract_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_LiabilityForFuturePolicyBenefitsAbstract_lbl" xml:lang="en-US" id="us-gaap_LiabilityForFuturePolicyBenefitsAbstract_lbl">Future policy benefits reserves:</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansInsurancePolicy" xlink:label="LoansInsurancePolicy" xlink:title="LoansInsurancePolicy" />
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MortgageLoansOnRealEstateCollectionsOfPrincipal" xlink:label="MortgageLoansOnRealEstateCollectionsOfPrincipal" xlink:title="MortgageLoansOnRealEstateCollectionsOfPrincipal" />
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    <link:label xlink:type="resource" xlink:label="us-gaap_MortgageLoansOnRealEstateCollectionsOfPrincipal_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_MortgageLoansOnRealEstateCollectionsOfPrincipal_lbl1" xml:lang="en-US" id="us-gaap_MortgageLoansOnRealEstateCollectionsOfPrincipal_lbl1">Mortgage Loans on Real Estate, Collections of Principal</link:label>
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetCashProvidedByUsedInInvestingActivities" xlink:to="us-gaap_NetCashProvidedByUsedInInvestingActivities_lbl1" xlink:title="label: NetCashProvidedByUsedInInvestingActivities to us-gaap_NetCashProvidedByUsedInInvestingActivities_lbl1" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:label="NetCashProvidedByUsedInFinancingActivities" xlink:title="NetCashProvidedByUsedInFinancingActivities" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NetCashProvidedByUsedInFinancingActivities_lbl" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="us-gaap_NetCashProvidedByUsedInFinancingActivities_lbl" xml:lang="en-US" id="us-gaap_NetCashProvidedByUsedInFinancingActivities_lbl">Net cash provided by financing activities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetCashProvidedByUsedInFinancingActivities" xlink:to="us-gaap_NetCashProvidedByUsedInFinancingActivities_lbl" xlink:title="label: NetCashProvidedByUsedInFinancingActivities to us-gaap_NetCashProvidedByUsedInFinancingActivities_lbl" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NetCashProvidedByUsedInFinancingActivities_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_NetCashProvidedByUsedInFinancingActivities_lbl1" xml:lang="en-US" id="us-gaap_NetCashProvidedByUsedInFinancingActivities_lbl1">Net Cash Provided by (Used in) Financing Activities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetCashProvidedByUsedInFinancingActivities" xlink:to="us-gaap_NetCashProvidedByUsedInFinancingActivities_lbl1" xlink:title="label: NetCashProvidedByUsedInFinancingActivities to us-gaap_NetCashProvidedByUsedInFinancingActivities_lbl1" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:label="NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:title="NetCashProvidedByUsedInInvestingActivitiesAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_lbl" xml:lang="en-US" id="us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_lbl">Cash flows from investing activities:</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:to="us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_lbl" xlink:title="label: NetCashProvidedByUsedInInvestingActivitiesAbstract to us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_lbl" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:title="NetCashProvidedByUsedInOperatingActivitiesAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_lbl" xml:lang="en-US" id="us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_lbl">Cash flows from operating activities:</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_lbl" xlink:title="label: NetCashProvidedByUsedInOperatingActivitiesAbstract to us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_lbl" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="NetIncomeLoss" xlink:title="NetIncomeLoss" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NetIncomeLoss_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_NetIncomeLoss_lbl" xml:lang="en-US" id="us-gaap_NetIncomeLoss_lbl">Net income</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetIncomeLoss" xlink:to="us-gaap_NetIncomeLoss_lbl" xlink:title="label: NetIncomeLoss to us-gaap_NetIncomeLoss_lbl" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NetIncomeLoss_lbl1" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="us-gaap_NetIncomeLoss_lbl1" xml:lang="en-US" id="us-gaap_NetIncomeLoss_lbl1">Net income</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetIncomeLoss" xlink:to="us-gaap_NetIncomeLoss_lbl1" xlink:title="label: NetIncomeLoss to us-gaap_NetIncomeLoss_lbl1" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetInvestmentIncome" xlink:label="NetInvestmentIncome" xlink:title="NetInvestmentIncome" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NetInvestmentIncome_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_NetInvestmentIncome_lbl" xml:lang="en-US" id="us-gaap_NetInvestmentIncome_lbl">Net investment income</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetInvestmentIncome" xlink:to="us-gaap_NetInvestmentIncome_lbl" xlink:title="label: NetInvestmentIncome to us-gaap_NetInvestmentIncome_lbl" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:label="NetCashProvidedByUsedInOperatingActivities" xlink:title="NetCashProvidedByUsedInOperatingActivities" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NetCashProvidedByUsedInOperatingActivities_lbl" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="us-gaap_NetCashProvidedByUsedInOperatingActivities_lbl" xml:lang="en-US" id="us-gaap_NetCashProvidedByUsedInOperatingActivities_lbl">Net cash provided by operating activities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetCashProvidedByUsedInOperatingActivities" xlink:to="us-gaap_NetCashProvidedByUsedInOperatingActivities_lbl" xlink:title="label: NetCashProvidedByUsedInOperatingActivities to us-gaap_NetCashProvidedByUsedInOperatingActivities_lbl" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NetCashProvidedByUsedInOperatingActivities_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_NetCashProvidedByUsedInOperatingActivities_lbl1" xml:lang="en-US" id="us-gaap_NetCashProvidedByUsedInOperatingActivities_lbl1">Net Cash Provided by (Used in) Operating Activities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetCashProvidedByUsedInOperatingActivities" xlink:to="us-gaap_NetCashProvidedByUsedInOperatingActivities_lbl1" xlink:title="label: NetCashProvidedByUsedInOperatingActivities to us-gaap_NetCashProvidedByUsedInOperatingActivities_lbl1" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NoncashOrPartNoncashAcquisitionNoncashFinancialOrEquityInstrumentConsiderationSharesIssued1" xlink:label="NoncashOrPartNoncashAcquisitionNoncashFinancialOrEquityInstrumentConsiderationSharesIssued1" xlink:title="NoncashOrPartNoncashAcquisitionNoncashFinancialOrEquityInstrumentConsiderationSharesIssued1" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NoncashOrPartNoncashAcquisitionNoncashFinancialOrEquityInstrumentConsiderationSharesIssued1_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_NoncashOrPartNoncashAcquisitionNoncashFinancialOrEquityInstrumentConsiderationSharesIssued1_lbl" xml:lang="en-US" id="us-gaap_NoncashOrPartNoncashAcquisitionNoncashFinancialOrEquityInstrumentConsiderationSharesIssued1_lbl">Acquired Integrity Capital Corporation for class A Common Stock (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NoncashOrPartNoncashAcquisitionNoncashFinancialOrEquityInstrumentConsiderationSharesIssued1" xlink:to="us-gaap_NoncashOrPartNoncashAcquisitionNoncashFinancialOrEquityInstrumentConsiderationSharesIssued1_lbl" xlink:title="label: NoncashOrPartNoncashAcquisitionNoncashFinancialOrEquityInstrumentConsiderationSharesIssued1 to us-gaap_NoncashOrPartNoncashAcquisitionNoncashFinancialOrEquityInstrumentConsiderationSharesIssued1_lbl" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherAssets" xlink:label="OtherAssets" xlink:title="OtherAssets" />
    <link:label xlink:type="resource" xlink:label="us-gaap_OtherAssets_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_OtherAssets_lbl" xml:lang="en-US" id="us-gaap_OtherAssets_lbl">Other assets</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherAssets" xlink:to="us-gaap_OtherAssets_lbl" xlink:title="label: OtherAssets to us-gaap_OtherAssets_lbl" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherIntangibleAssetsNet" xlink:label="OtherIntangibleAssetsNet" xlink:title="OtherIntangibleAssetsNet" />
    <link:label xlink:type="resource" xlink:label="us-gaap_OtherIntangibleAssetsNet_lbl" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="us-gaap_OtherIntangibleAssetsNet_lbl" xml:lang="en-US" id="us-gaap_OtherIntangibleAssetsNet_lbl">Other intangible assets</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherIntangibleAssetsNet" xlink:to="us-gaap_OtherIntangibleAssetsNet_lbl" xlink:title="label: OtherIntangibleAssetsNet to us-gaap_OtherIntangibleAssetsNet_lbl" />
    <link:label xlink:type="resource" xlink:label="us-gaap_OtherIntangibleAssetsNet_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_OtherIntangibleAssetsNet_lbl1" xml:lang="en-US" id="us-gaap_OtherIntangibleAssetsNet_lbl1">Other Intangible Assets, Net</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherIntangibleAssetsNet" xlink:to="us-gaap_OtherIntangibleAssetsNet_lbl1" xlink:title="label: OtherIntangibleAssetsNet to us-gaap_OtherIntangibleAssetsNet_lbl1" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherCostAndExpenseOperating" xlink:label="OtherCostAndExpenseOperating" xlink:title="OtherCostAndExpenseOperating" />
    <link:label xlink:type="resource" xlink:label="us-gaap_OtherCostAndExpenseOperating_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_OtherCostAndExpenseOperating_lbl" xml:lang="en-US" id="us-gaap_OtherCostAndExpenseOperating_lbl">Other general expenses</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherCostAndExpenseOperating" xlink:to="us-gaap_OtherCostAndExpenseOperating_lbl" xlink:title="label: OtherCostAndExpenseOperating to us-gaap_OtherCostAndExpenseOperating_lbl" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherIncome" xlink:label="OtherIncome" xlink:title="OtherIncome" />
    <link:label xlink:type="resource" xlink:label="us-gaap_OtherIncome_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_OtherIncome_lbl" xml:lang="en-US" id="us-gaap_OtherIncome_lbl">Other income</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherIncome" xlink:to="us-gaap_OtherIncome_lbl" xlink:title="label: OtherIncome to us-gaap_OtherIncome_lbl" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherExpenseCapitalizationToDeferredAcquisitionCostDAC" xlink:label="OtherExpenseCapitalizationToDeferredAcquisitionCostDAC" xlink:title="OtherExpenseCapitalizationToDeferredAcquisitionCostDAC" />
    <link:label xlink:type="resource" xlink:label="us-gaap_OtherExpenseCapitalizationToDeferredAcquisitionCostDAC_lbl" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="us-gaap_OtherExpenseCapitalizationToDeferredAcquisitionCostDAC_lbl" xml:lang="en-US" id="us-gaap_OtherExpenseCapitalizationToDeferredAcquisitionCostDAC_lbl">Capitalization of deferred policy acquisition costs</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherExpenseCapitalizationToDeferredAcquisitionCostDAC" xlink:to="us-gaap_OtherExpenseCapitalizationToDeferredAcquisitionCostDAC_lbl" xlink:title="label: OtherExpenseCapitalizationToDeferredAcquisitionCostDAC to us-gaap_OtherExpenseCapitalizationToDeferredAcquisitionCostDAC_lbl" />
    <link:label xlink:type="resource" xlink:label="us-gaap_OtherExpenseCapitalizationToDeferredAcquisitionCostDAC_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_OtherExpenseCapitalizationToDeferredAcquisitionCostDAC_lbl1" xml:lang="en-US" id="us-gaap_OtherExpenseCapitalizationToDeferredAcquisitionCostDAC_lbl1">Other Expense, Capitalization to Deferred Acquisition Cost (DAC)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherExpenseCapitalizationToDeferredAcquisitionCostDAC" xlink:to="us-gaap_OtherExpenseCapitalizationToDeferredAcquisitionCostDAC_lbl1" xlink:title="label: OtherExpenseCapitalizationToDeferredAcquisitionCostDAC to us-gaap_OtherExpenseCapitalizationToDeferredAcquisitionCostDAC_lbl1" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax" xlink:label="OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax" xlink:title="OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax" />
    <link:label xlink:type="resource" xlink:label="us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax_lbl" xml:lang="en-US" id="us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax_lbl">Unrealized investment gains (losses), net</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax" xlink:to="us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax_lbl" xlink:title="label: OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax to us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax_lbl" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherLongTermInvestments" xlink:label="OtherLongTermInvestments" xlink:title="OtherLongTermInvestments" />
    <link:label xlink:type="resource" xlink:label="us-gaap_OtherLongTermInvestments_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_OtherLongTermInvestments_lbl" xml:lang="en-US" id="us-gaap_OtherLongTermInvestments_lbl">Other long-term investments</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherLongTermInvestments" xlink:to="us-gaap_OtherLongTermInvestments_lbl" xlink:title="label: OtherLongTermInvestments to us-gaap_OtherLongTermInvestments_lbl" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherLiabilities" xlink:label="OtherLiabilities" xlink:title="OtherLiabilities" />
    <link:label xlink:type="resource" xlink:label="us-gaap_OtherLiabilities_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_OtherLiabilities_lbl" xml:lang="en-US" id="us-gaap_OtherLiabilities_lbl">Other liabilities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherLiabilities" xlink:to="us-gaap_OtherLiabilities_lbl" xlink:title="label: OtherLiabilities to us-gaap_OtherLiabilities_lbl" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherShortTermInvestments" xlink:label="OtherShortTermInvestments" xlink:title="OtherShortTermInvestments" />
    <link:label xlink:type="resource" xlink:label="us-gaap_OtherShortTermInvestments_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_OtherShortTermInvestments_lbl" xml:lang="en-US" id="us-gaap_OtherShortTermInvestments_lbl">Short-term investments</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherShortTermInvestments" xlink:to="us-gaap_OtherShortTermInvestments_lbl" xlink:title="label: OtherShortTermInvestments to us-gaap_OtherShortTermInvestments_lbl" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherPolicyholderFunds" xlink:label="OtherPolicyholderFunds" xlink:title="OtherPolicyholderFunds" />
    <link:label xlink:type="resource" xlink:label="us-gaap_OtherPolicyholderFunds_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_OtherPolicyholderFunds_lbl" xml:lang="en-US" id="us-gaap_OtherPolicyholderFunds_lbl">Other policyholders' funds</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherPolicyholderFunds" xlink:to="us-gaap_OtherPolicyholderFunds_lbl" xlink:title="label: OtherPolicyholderFunds to us-gaap_OtherPolicyholderFunds_lbl" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsForPurchaseOfOtherAssets" xlink:label="PaymentsForPurchaseOfOtherAssets" xlink:title="PaymentsForPurchaseOfOtherAssets" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PaymentsForPurchaseOfOtherAssets_lbl" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="us-gaap_PaymentsForPurchaseOfOtherAssets_lbl" xml:lang="en-US" id="us-gaap_PaymentsForPurchaseOfOtherAssets_lbl">Purchase of other long-term investments</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsForPurchaseOfOtherAssets" xlink:to="us-gaap_PaymentsForPurchaseOfOtherAssets_lbl" xlink:title="label: PaymentsForPurchaseOfOtherAssets to us-gaap_PaymentsForPurchaseOfOtherAssets_lbl" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PaymentsForPurchaseOfOtherAssets_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PaymentsForPurchaseOfOtherAssets_lbl1" xml:lang="en-US" id="us-gaap_PaymentsForPurchaseOfOtherAssets_lbl1">Payments for Purchase of Other Assets</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsForPurchaseOfOtherAssets" xlink:to="us-gaap_PaymentsForPurchaseOfOtherAssets_lbl1" xlink:title="label: PaymentsForPurchaseOfOtherAssets to us-gaap_PaymentsForPurchaseOfOtherAssets_lbl1" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsForProceedsFromPolicyLoans" xlink:label="PaymentsForProceedsFromPolicyLoans" xlink:title="PaymentsForProceedsFromPolicyLoans" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PaymentsForProceedsFromPolicyLoans_lbl" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="us-gaap_PaymentsForProceedsFromPolicyLoans_lbl" xml:lang="en-US" id="us-gaap_PaymentsForProceedsFromPolicyLoans_lbl">Increase in policy loans, net</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsForProceedsFromPolicyLoans" xlink:to="us-gaap_PaymentsForProceedsFromPolicyLoans_lbl" xlink:title="label: PaymentsForProceedsFromPolicyLoans to us-gaap_PaymentsForProceedsFromPolicyLoans_lbl" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PaymentsForProceedsFromPolicyLoans_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PaymentsForProceedsFromPolicyLoans_lbl1" xml:lang="en-US" id="us-gaap_PaymentsForProceedsFromPolicyLoans_lbl1">Payments for (Proceeds from) Policy Loans</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsForProceedsFromPolicyLoans" xlink:to="us-gaap_PaymentsForProceedsFromPolicyLoans_lbl1" xlink:title="label: PaymentsForProceedsFromPolicyLoans to us-gaap_PaymentsForProceedsFromPolicyLoans_lbl1" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xlink:label="PaymentsToAcquirePropertyPlantAndEquipment" xlink:title="PaymentsToAcquirePropertyPlantAndEquipment" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_lbl" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_lbl" xml:lang="en-US" id="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_lbl">Purchase of property and equipment</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsToAcquirePropertyPlantAndEquipment" xlink:to="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_lbl" xlink:title="label: PaymentsToAcquirePropertyPlantAndEquipment to us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_lbl" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_lbl1" xml:lang="en-US" id="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_lbl1">Payments to Acquire Property, Plant, and Equipment</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsToAcquirePropertyPlantAndEquipment" xlink:to="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_lbl1" xlink:title="label: PaymentsToAcquirePropertyPlantAndEquipment to us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_lbl1" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesEquity" xlink:label="PaymentsToAcquireAvailableForSaleSecuritiesEquity" xlink:title="PaymentsToAcquireAvailableForSaleSecuritiesEquity" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesEquity_lbl" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesEquity_lbl" xml:lang="en-US" id="us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesEquity_lbl">Purchase of equity securities, available-for-sale</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsToAcquireAvailableForSaleSecuritiesEquity" xlink:to="us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesEquity_lbl" xlink:title="label: PaymentsToAcquireAvailableForSaleSecuritiesEquity to us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesEquity_lbl" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesEquity_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesEquity_lbl1" xml:lang="en-US" id="us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesEquity_lbl1">Payments to Acquire Available-for-sale Securities, Equity</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsToAcquireAvailableForSaleSecuritiesEquity" xlink:to="us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesEquity_lbl1" xlink:title="label: PaymentsToAcquireAvailableForSaleSecuritiesEquity to us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesEquity_lbl1" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsToAcquireShortTermInvestments" xlink:label="PaymentsToAcquireShortTermInvestments" xlink:title="PaymentsToAcquireShortTermInvestments" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PaymentsToAcquireShortTermInvestments_lbl" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="us-gaap_PaymentsToAcquireShortTermInvestments_lbl" xml:lang="en-US" id="us-gaap_PaymentsToAcquireShortTermInvestments_lbl">Purchase of short-term investments</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsToAcquireShortTermInvestments" xlink:to="us-gaap_PaymentsToAcquireShortTermInvestments_lbl" xlink:title="label: PaymentsToAcquireShortTermInvestments to us-gaap_PaymentsToAcquireShortTermInvestments_lbl" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PaymentsToAcquireShortTermInvestments_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PaymentsToAcquireShortTermInvestments_lbl1" xml:lang="en-US" id="us-gaap_PaymentsToAcquireShortTermInvestments_lbl1">Payments to Acquire Short-term Investments</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsToAcquireShortTermInvestments" xlink:to="us-gaap_PaymentsToAcquireShortTermInvestments_lbl1" xlink:title="label: PaymentsToAcquireShortTermInvestments to us-gaap_PaymentsToAcquireShortTermInvestments_lbl1" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsToAcquireHeldToMaturitySecurities" xlink:label="PaymentsToAcquireHeldToMaturitySecurities" xlink:title="PaymentsToAcquireHeldToMaturitySecurities" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PaymentsToAcquireHeldToMaturitySecurities_lbl" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="us-gaap_PaymentsToAcquireHeldToMaturitySecurities_lbl" xml:lang="en-US" id="us-gaap_PaymentsToAcquireHeldToMaturitySecurities_lbl">Purchase of fixed maturities, held-to-maturity</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsToAcquireHeldToMaturitySecurities" xlink:to="us-gaap_PaymentsToAcquireHeldToMaturitySecurities_lbl" xlink:title="label: PaymentsToAcquireHeldToMaturitySecurities to us-gaap_PaymentsToAcquireHeldToMaturitySecurities_lbl" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PaymentsToAcquireHeldToMaturitySecurities_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PaymentsToAcquireHeldToMaturitySecurities_lbl1" xml:lang="en-US" id="us-gaap_PaymentsToAcquireHeldToMaturitySecurities_lbl1">Payments to Acquire Held-to-maturity Securities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsToAcquireHeldToMaturitySecurities" xlink:to="us-gaap_PaymentsToAcquireHeldToMaturitySecurities_lbl1" xlink:title="label: PaymentsToAcquireHeldToMaturitySecurities to us-gaap_PaymentsToAcquireHeldToMaturitySecurities_lbl1" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt" xlink:label="PaymentsToAcquireAvailableForSaleSecuritiesDebt" xlink:title="PaymentsToAcquireAvailableForSaleSecuritiesDebt" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_lbl" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_lbl" xml:lang="en-US" id="us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_lbl">Purchase of fixed maturities, available-for-sale</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsToAcquireAvailableForSaleSecuritiesDebt" xlink:to="us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_lbl" xlink:title="label: PaymentsToAcquireAvailableForSaleSecuritiesDebt to us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_lbl" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_lbl1" xml:lang="en-US" id="us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_lbl1">Payments to Acquire Available-for-sale Securities, Debt</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsToAcquireAvailableForSaleSecuritiesDebt" xlink:to="us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_lbl1" xlink:title="label: PaymentsToAcquireAvailableForSaleSecuritiesDebt to us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_lbl1" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PolicyholderBenefitsAndClaimsIncurredNetAbstract" xlink:label="PolicyholderBenefitsAndClaimsIncurredNetAbstract" xlink:title="PolicyholderBenefitsAndClaimsIncurredNetAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PolicyholderBenefitsAndClaimsIncurredNetAbstract_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PolicyholderBenefitsAndClaimsIncurredNetAbstract_lbl" xml:lang="en-US" id="us-gaap_PolicyholderBenefitsAndClaimsIncurredNetAbstract_lbl">Insurance benefits paid or provided:</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PolicyholderBenefitsAndClaimsIncurredNetAbstract" xlink:to="us-gaap_PolicyholderBenefitsAndClaimsIncurredNetAbstract_lbl" xlink:title="label: PolicyholderBenefitsAndClaimsIncurredNetAbstract to us-gaap_PolicyholderBenefitsAndClaimsIncurredNetAbstract_lbl" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PolicyholderBenefitsAndClaimsIncurredGross" xlink:label="PolicyholderBenefitsAndClaimsIncurredGross" xlink:title="PolicyholderBenefitsAndClaimsIncurredGross" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PolicyholderBenefitsAndClaimsIncurredGross_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PolicyholderBenefitsAndClaimsIncurredGross_lbl" xml:lang="en-US" id="us-gaap_PolicyholderBenefitsAndClaimsIncurredGross_lbl">Claims and surrenders</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PolicyholderBenefitsAndClaimsIncurredGross" xlink:to="us-gaap_PolicyholderBenefitsAndClaimsIncurredGross_lbl" xlink:title="label: PolicyholderBenefitsAndClaimsIncurredGross to us-gaap_PolicyholderBenefitsAndClaimsIncurredGross_lbl" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PolicyholderDividends" xlink:label="PolicyholderDividends" xlink:title="PolicyholderDividends" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PolicyholderDividends_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PolicyholderDividends_lbl" xml:lang="en-US" id="us-gaap_PolicyholderDividends_lbl">Policyholders' dividends</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PolicyholderDividends" xlink:to="us-gaap_PolicyholderDividends_lbl" xlink:title="label: PolicyholderDividends to us-gaap_PolicyholderDividends_lbl" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PolicyholderBenefitsAndClaimsIncurredNet" xlink:label="PolicyholderBenefitsAndClaimsIncurredNet" xlink:title="PolicyholderBenefitsAndClaimsIncurredNet" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PolicyholderBenefitsAndClaimsIncurredNet_lbl" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="us-gaap_PolicyholderBenefitsAndClaimsIncurredNet_lbl" xml:lang="en-US" id="us-gaap_PolicyholderBenefitsAndClaimsIncurredNet_lbl">Total insurance benefits paid or provided</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PolicyholderBenefitsAndClaimsIncurredNet" xlink:to="us-gaap_PolicyholderBenefitsAndClaimsIncurredNet_lbl" xlink:title="label: PolicyholderBenefitsAndClaimsIncurredNet to us-gaap_PolicyholderBenefitsAndClaimsIncurredNet_lbl" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PolicyholderBenefitsAndClaimsIncurredNet_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PolicyholderBenefitsAndClaimsIncurredNet_lbl1" xml:lang="en-US" id="us-gaap_PolicyholderBenefitsAndClaimsIncurredNet_lbl1">Policyholder Benefits and Claims Incurred, Net</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PolicyholderBenefitsAndClaimsIncurredNet" xlink:to="us-gaap_PolicyholderBenefitsAndClaimsIncurredNet_lbl1" xlink:title="label: PolicyholderBenefitsAndClaimsIncurredNet to us-gaap_PolicyholderBenefitsAndClaimsIncurredNet_lbl1" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PolicyholderDividendsPayable" xlink:label="PolicyholderDividendsPayable" xlink:title="PolicyholderDividendsPayable" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PolicyholderDividendsPayable_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PolicyholderDividendsPayable_lbl" xml:lang="en-US" id="us-gaap_PolicyholderDividendsPayable_lbl">Dividend accumulations</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PolicyholderDividendsPayable" xlink:to="us-gaap_PolicyholderDividendsPayable_lbl" xlink:title="label: PolicyholderDividendsPayable to us-gaap_PolicyholderDividendsPayable_lbl" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PremiumsReceivableAtCarryingValue" xlink:label="PremiumsReceivableAtCarryingValue" xlink:title="PremiumsReceivableAtCarryingValue" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PremiumsReceivableAtCarryingValue_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PremiumsReceivableAtCarryingValue_lbl" xml:lang="en-US" id="us-gaap_PremiumsReceivableAtCarryingValue_lbl">Due premiums, net (less $1,698 and $1,568 allowance for doubtful accounts i n 2011 and 2010, respectively)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PremiumsReceivableAtCarryingValue" xlink:to="us-gaap_PremiumsReceivableAtCarryingValue_lbl" xlink:title="label: PremiumsReceivableAtCarryingValue to us-gaap_PremiumsReceivableAtCarryingValue_lbl" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PremiumsEarnedNetPropertyAndCasualty" xlink:label="PremiumsEarnedNetPropertyAndCasualty" xlink:title="PremiumsEarnedNetPropertyAndCasualty" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PremiumsEarnedNetPropertyAndCasualty_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PremiumsEarnedNetPropertyAndCasualty_lbl" xml:lang="en-US" id="us-gaap_PremiumsEarnedNetPropertyAndCasualty_lbl">Property insurance</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PremiumsEarnedNetPropertyAndCasualty" xlink:to="us-gaap_PremiumsEarnedNetPropertyAndCasualty_lbl" xlink:title="label: PremiumsEarnedNetPropertyAndCasualty to us-gaap_PremiumsEarnedNetPropertyAndCasualty_lbl" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PremiumsEarnedNetLife" xlink:label="PremiumsEarnedNetLife" xlink:title="PremiumsEarnedNetLife" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PremiumsEarnedNetLife_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PremiumsEarnedNetLife_lbl" xml:lang="en-US" id="us-gaap_PremiumsEarnedNetLife_lbl">Life insurance</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PremiumsEarnedNetLife" xlink:to="us-gaap_PremiumsEarnedNetLife_lbl" xlink:title="label: PremiumsEarnedNetLife to us-gaap_PremiumsEarnedNetLife_lbl" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PremiumsReceivableAllowanceForDoubtfulAccounts" xlink:label="PremiumsReceivableAllowanceForDoubtfulAccounts" xlink:title="PremiumsReceivableAllowanceForDoubtfulAccounts" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PremiumsReceivableAllowanceForDoubtfulAccounts_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PremiumsReceivableAllowanceForDoubtfulAccounts_lbl" xml:lang="en-US" id="us-gaap_PremiumsReceivableAllowanceForDoubtfulAccounts_lbl">Due premiums, allowance for doubtful accounts</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PremiumsReceivableAllowanceForDoubtfulAccounts" xlink:to="us-gaap_PremiumsReceivableAllowanceForDoubtfulAccounts_lbl" xlink:title="label: PremiumsReceivableAllowanceForDoubtfulAccounts to us-gaap_PremiumsReceivableAllowanceForDoubtfulAccounts_lbl" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PremiumsEarnedNetByBusinessAbstract" xlink:label="PremiumsEarnedNetByBusinessAbstract" xlink:title="PremiumsEarnedNetByBusinessAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PremiumsEarnedNetByBusinessAbstract_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PremiumsEarnedNetByBusinessAbstract_lbl" xml:lang="en-US" id="us-gaap_PremiumsEarnedNetByBusinessAbstract_lbl">Premiums:</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PremiumsEarnedNetByBusinessAbstract" xlink:to="us-gaap_PremiumsEarnedNetByBusinessAbstract_lbl" xlink:title="label: PremiumsEarnedNetByBusinessAbstract to us-gaap_PremiumsEarnedNetByBusinessAbstract_lbl" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PremiumsEarnedNetAccidentAndHealth" xlink:label="PremiumsEarnedNetAccidentAndHealth" xlink:title="PremiumsEarnedNetAccidentAndHealth" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PremiumsEarnedNetAccidentAndHealth_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PremiumsEarnedNetAccidentAndHealth_lbl" xml:lang="en-US" id="us-gaap_PremiumsEarnedNetAccidentAndHealth_lbl">Accident and health insurance</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PremiumsEarnedNetAccidentAndHealth" xlink:to="us-gaap_PremiumsEarnedNetAccidentAndHealth_lbl" xlink:title="label: PremiumsEarnedNetAccidentAndHealth to us-gaap_PremiumsEarnedNetAccidentAndHealth_lbl" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PrepaidExpenseCurrentAndNoncurrent" xlink:label="PrepaidExpenseCurrentAndNoncurrent" xlink:title="PrepaidExpenseCurrentAndNoncurrent" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PrepaidExpenseCurrentAndNoncurrent_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PrepaidExpenseCurrentAndNoncurrent_lbl" xml:lang="en-US" id="us-gaap_PrepaidExpenseCurrentAndNoncurrent_lbl">Prepaid expenses</link:label>
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RelatedPartyTransactionsAbstract" xlink:to="us-gaap_RelatedPartyTransactionsAbstract_lbl" xlink:title="label: RelatedPartyTransactionsAbstract to us-gaap_RelatedPartyTransactionsAbstract_lbl" />
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockIssuedDuringPeriodSharesAcquisitions" xlink:label="StockIssuedDuringPeriodSharesAcquisitions" xlink:title="StockIssuedDuringPeriodSharesAcquisitions" />
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockIssuedDuringPeriodValueAcquisitions" xlink:label="StockIssuedDuringPeriodValueAcquisitions" xlink:title="StockIssuedDuringPeriodValueAcquisitions" />
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockIssued1" xlink:label="StockIssued1" xlink:title="StockIssued1" />
    <link:label xlink:type="resource" xlink:label="us-gaap_StockIssued1_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_StockIssued1_lbl" xml:lang="en-US" id="us-gaap_StockIssued1_lbl">Acquired Integrity Capital Corporation for class A Common Stock</link:label>
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    <link:label xlink:type="resource" xlink:label="us-gaap_StockholdersEquityAbstract_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_StockholdersEquityAbstract_lbl" xml:lang="en-US" id="us-gaap_StockholdersEquityAbstract_lbl">Stockholders' equity:</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockholdersEquityAbstract" xlink:to="us-gaap_StockholdersEquityAbstract_lbl" xlink:title="label: StockholdersEquityAbstract to us-gaap_StockholdersEquityAbstract_lbl" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockholdersEquity" xlink:label="StockholdersEquity" xlink:title="StockholdersEquity" />
    <link:label xlink:type="resource" xlink:label="us-gaap_StockholdersEquity_lbl" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_StockholdersEquity_lbl" xml:lang="en-US" id="us-gaap_StockholdersEquity_lbl">Total stockholders' equity</link:label>
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    <link:label xlink:type="resource" xlink:label="us-gaap_StockholdersEquity_lbl1" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:title="us-gaap_StockholdersEquity_lbl1" xml:lang="en-US" id="us-gaap_StockholdersEquity_lbl1">Balance</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockholdersEquity" xlink:to="us-gaap_StockholdersEquity_lbl1" xlink:title="label: StockholdersEquity to us-gaap_StockholdersEquity_lbl1" />
    <link:label xlink:type="resource" xlink:label="us-gaap_StockholdersEquity_lbl2" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:title="us-gaap_StockholdersEquity_lbl2" xml:lang="en-US" id="us-gaap_StockholdersEquity_lbl2">Balance</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockholdersEquity" xlink:to="us-gaap_StockholdersEquity_lbl2" xlink:title="label: StockholdersEquity to us-gaap_StockholdersEquity_lbl2" />
    <link:label xlink:type="resource" xlink:label="us-gaap_StockholdersEquity_lbl3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_StockholdersEquity_lbl3" xml:lang="en-US" id="us-gaap_StockholdersEquity_lbl3">Stockholders' Equity Attributable to Parent</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockholdersEquity" xlink:to="us-gaap_StockholdersEquity_lbl3" xlink:title="label: StockholdersEquity to us-gaap_StockholdersEquity_lbl3" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockholdersEquityNoteAbstract" xlink:label="StockholdersEquityNoteAbstract" xlink:title="StockholdersEquityNoteAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_StockholdersEquityNoteAbstract_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_StockholdersEquityNoteAbstract_lbl" xml:lang="en-US" id="us-gaap_StockholdersEquityNoteAbstract_lbl">Stockholders' Equity and Restrictions [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockholdersEquityNoteAbstract" xlink:to="us-gaap_StockholdersEquityNoteAbstract_lbl" xlink:title="label: StockholdersEquityNoteAbstract to us-gaap_StockholdersEquityNoteAbstract_lbl" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockholdersEquityNoteDisclosureTextBlock" xlink:label="StockholdersEquityNoteDisclosureTextBlock" xlink:title="StockholdersEquityNoteDisclosureTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_StockholdersEquityNoteDisclosureTextBlock_lbl" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="us-gaap_StockholdersEquityNoteDisclosureTextBlock_lbl" xml:lang="en-US" id="us-gaap_StockholdersEquityNoteDisclosureTextBlock_lbl">Stockholders' Equity and Restrictions</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockholdersEquityNoteDisclosureTextBlock" xlink:to="us-gaap_StockholdersEquityNoteDisclosureTextBlock_lbl" xlink:title="label: StockholdersEquityNoteDisclosureTextBlock to us-gaap_StockholdersEquityNoteDisclosureTextBlock_lbl" />
    <link:label xlink:type="resource" xlink:label="us-gaap_StockholdersEquityNoteDisclosureTextBlock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_StockholdersEquityNoteDisclosureTextBlock_lbl1" xml:lang="en-US" id="us-gaap_StockholdersEquityNoteDisclosureTextBlock_lbl1">Stockholders' Equity Note Disclosure [Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockholdersEquityNoteDisclosureTextBlock" xlink:to="us-gaap_StockholdersEquityNoteDisclosureTextBlock_lbl1" xlink:title="label: StockholdersEquityNoteDisclosureTextBlock to us-gaap_StockholdersEquityNoteDisclosureTextBlock_lbl1" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SubsequentEventsTextBlock" xlink:label="SubsequentEventsTextBlock" xlink:title="SubsequentEventsTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_SubsequentEventsTextBlock_lbl" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="us-gaap_SubsequentEventsTextBlock_lbl" xml:lang="en-US" id="us-gaap_SubsequentEventsTextBlock_lbl">Subsequent Events</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SubsequentEventsTextBlock" xlink:to="us-gaap_SubsequentEventsTextBlock_lbl" xlink:title="label: SubsequentEventsTextBlock to us-gaap_SubsequentEventsTextBlock_lbl" />
    <link:label xlink:type="resource" xlink:label="us-gaap_SubsequentEventsTextBlock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_SubsequentEventsTextBlock_lbl1" xml:lang="en-US" id="us-gaap_SubsequentEventsTextBlock_lbl1">Subsequent Events [Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SubsequentEventsTextBlock" xlink:to="us-gaap_SubsequentEventsTextBlock_lbl1" xlink:title="label: SubsequentEventsTextBlock to us-gaap_SubsequentEventsTextBlock_lbl1" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SubsequentEventsAbstract" xlink:label="SubsequentEventsAbstract" xlink:title="SubsequentEventsAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_SubsequentEventsAbstract_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_SubsequentEventsAbstract_lbl" xml:lang="en-US" id="us-gaap_SubsequentEventsAbstract_lbl">Subsequent Events [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SubsequentEventsAbstract" xlink:to="us-gaap_SubsequentEventsAbstract_lbl" xlink:title="label: SubsequentEventsAbstract to us-gaap_SubsequentEventsAbstract_lbl" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SupplementalScheduleOfReinsurancePremiumsForInsuranceCompaniesTextBlock" xlink:label="SupplementalScheduleOfReinsurancePremiumsForInsuranceCompaniesTextBlock" xlink:title="SupplementalScheduleOfReinsurancePremiumsForInsuranceCompaniesTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_SupplementalScheduleOfReinsurancePremiumsForInsuranceCompaniesTextBlock_lbl" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_SupplementalScheduleOfReinsurancePremiumsForInsuranceCompaniesTextBlock_lbl" xml:lang="en-US" id="us-gaap_SupplementalScheduleOfReinsurancePremiumsForInsuranceCompaniesTextBlock_lbl">Reinsurance</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SupplementalScheduleOfReinsurancePremiumsForInsuranceCompaniesTextBlock" xlink:to="us-gaap_SupplementalScheduleOfReinsurancePremiumsForInsuranceCompaniesTextBlock_lbl" xlink:title="label: SupplementalScheduleOfReinsurancePremiumsForInsuranceCompaniesTextBlock to us-gaap_SupplementalScheduleOfReinsurancePremiumsForInsuranceCompaniesTextBlock_lbl" />
    <link:label xlink:type="resource" xlink:label="us-gaap_SupplementalScheduleOfReinsurancePremiumsForInsuranceCompaniesTextBlock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_SupplementalScheduleOfReinsurancePremiumsForInsuranceCompaniesTextBlock_lbl1" xml:lang="en-US" id="us-gaap_SupplementalScheduleOfReinsurancePremiumsForInsuranceCompaniesTextBlock_lbl1">Supplemental Schedule of Reinsurance Premiums for Insurance Companies [Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SupplementalScheduleOfReinsurancePremiumsForInsuranceCompaniesTextBlock" xlink:to="us-gaap_SupplementalScheduleOfReinsurancePremiumsForInsuranceCompaniesTextBlock_lbl1" xlink:title="label: SupplementalScheduleOfReinsurancePremiumsForInsuranceCompaniesTextBlock to us-gaap_SupplementalScheduleOfReinsurancePremiumsForInsuranceCompaniesTextBlock_lbl1" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SupplementalScheduleOfReinsurancePremiumsForInsuranceCompaniesAbstract" xlink:label="SupplementalScheduleOfReinsurancePremiumsForInsuranceCompaniesAbstract" xlink:title="SupplementalScheduleOfReinsurancePremiumsForInsuranceCompaniesAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_SupplementalScheduleOfReinsurancePremiumsForInsuranceCompaniesAbstract_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_SupplementalScheduleOfReinsurancePremiumsForInsuranceCompaniesAbstract_lbl" xml:lang="en-US" id="us-gaap_SupplementalScheduleOfReinsurancePremiumsForInsuranceCompaniesAbstract_lbl">Reinsurance [Abstract ]</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SupplementalCashFlowInformationAbstract" xlink:label="SupplementalCashFlowInformationAbstract" xlink:title="SupplementalCashFlowInformationAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_SupplementalCashFlowInformationAbstract_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_SupplementalCashFlowInformationAbstract_lbl" xml:lang="en-US" id="us-gaap_SupplementalCashFlowInformationAbstract_lbl">Supplemental Disclosure of Operation Activities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SupplementalCashFlowInformationAbstract" xlink:to="us-gaap_SupplementalCashFlowInformationAbstract_lbl" xlink:title="label: SupplementalCashFlowInformationAbstract to us-gaap_SupplementalCashFlowInformationAbstract_lbl" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SupplementaryInsuranceInformationForInsuranceCompaniesDisclosureTextBlock" xlink:label="SupplementaryInsuranceInformationForInsuranceCompaniesDisclosureTextBlock" xlink:title="SupplementaryInsuranceInformationForInsuranceCompaniesDisclosureTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_SupplementaryInsuranceInformationForInsuranceCompaniesDisclosureTextBlock_lbl" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_SupplementaryInsuranceInformationForInsuranceCompaniesDisclosureTextBlock_lbl" xml:lang="en-US" id="us-gaap_SupplementaryInsuranceInformationForInsuranceCompaniesDisclosureTextBlock_lbl">Supplementary Insurance Information</link:label>
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    <link:label xlink:type="resource" xlink:label="us-gaap_SupplementaryInsuranceInformationForInsuranceCompaniesDisclosureTextBlock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_SupplementaryInsuranceInformationForInsuranceCompaniesDisclosureTextBlock_lbl1" xml:lang="en-US" id="us-gaap_SupplementaryInsuranceInformationForInsuranceCompaniesDisclosureTextBlock_lbl1">Supplementary Insurance Information, for Insurance Companies Disclosure [Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SupplementaryInsuranceInformationForInsuranceCompaniesDisclosureTextBlock" xlink:to="us-gaap_SupplementaryInsuranceInformationForInsuranceCompaniesDisclosureTextBlock_lbl1" xlink:title="label: SupplementaryInsuranceInformationForInsuranceCompaniesDisclosureTextBlock to us-gaap_SupplementaryInsuranceInformationForInsuranceCompaniesDisclosureTextBlock_lbl1" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SupplementaryInsuranceInformationAbstract" xlink:label="SupplementaryInsuranceInformationAbstract" xlink:title="SupplementaryInsuranceInformationAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_SupplementaryInsuranceInformationAbstract_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_SupplementaryInsuranceInformationAbstract_lbl" xml:lang="en-US" id="us-gaap_SupplementaryInsuranceInformationAbstract_lbl">Supplementary Insurance Information [Abstract]</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TransferOfOtherRealEstate" xlink:label="TransferOfOtherRealEstate" xlink:title="TransferOfOtherRealEstate" />
    <link:label xlink:type="resource" xlink:label="us-gaap_TransferOfOtherRealEstate_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_TransferOfOtherRealEstate_lbl" xml:lang="en-US" id="us-gaap_TransferOfOtherRealEstate_lbl">Real estate transferred to other long-term investments category due to foreclosed mortgage loan</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TreasuryStockValue" xlink:label="TreasuryStockValue" xlink:title="TreasuryStockValue" />
    <link:label xlink:type="resource" xlink:label="us-gaap_TreasuryStockValue_lbl" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="us-gaap_TreasuryStockValue_lbl" xml:lang="en-US" id="us-gaap_TreasuryStockValue_lbl">Treasury stock, at cost</link:label>
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    <link:label xlink:type="resource" xlink:label="us-gaap_TreasuryStockValue_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_TreasuryStockValue_lbl1" xml:lang="en-US" id="us-gaap_TreasuryStockValue_lbl1">Treasury Stock, Value</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TreasuryStockValue" xlink:to="us-gaap_TreasuryStockValue_lbl1" xlink:title="label: TreasuryStockValue to us-gaap_TreasuryStockValue_lbl1" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TreasuryStockShares" xlink:label="TreasuryStockShares" xlink:title="TreasuryStockShares" />
    <link:label xlink:type="resource" xlink:label="us-gaap_TreasuryStockShares_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_TreasuryStockShares_lbl" xml:lang="en-US" id="us-gaap_TreasuryStockShares_lbl">Common stock, shares in treasury (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TreasuryStockShares" xlink:to="us-gaap_TreasuryStockShares_lbl" xlink:title="label: TreasuryStockShares to us-gaap_TreasuryStockShares_lbl" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TreasuryStockMember" xlink:label="TreasuryStockMember" xlink:title="TreasuryStockMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_TreasuryStockMember_lbl" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_TreasuryStockMember_lbl" xml:lang="en-US" id="us-gaap_TreasuryStockMember_lbl">Treasury stock [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TreasuryStockMember" xlink:to="us-gaap_TreasuryStockMember_lbl" xlink:title="label: TreasuryStockMember to us-gaap_TreasuryStockMember_lbl" />
    <link:label xlink:type="resource" xlink:label="us-gaap_TreasuryStockMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_TreasuryStockMember_lbl1" xml:lang="en-US" id="us-gaap_TreasuryStockMember_lbl1">Treasury Stock [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TreasuryStockMember" xlink:to="us-gaap_TreasuryStockMember_lbl1" xlink:title="label: TreasuryStockMember to us-gaap_TreasuryStockMember_lbl1" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_UnearnedPremiums" xlink:label="UnearnedPremiums" xlink:title="UnearnedPremiums" />
    <link:label xlink:type="resource" xlink:label="us-gaap_UnearnedPremiums_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_UnearnedPremiums_lbl" xml:lang="en-US" id="us-gaap_UnearnedPremiums_lbl">Premiums paid in advance</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="UnearnedPremiums" xlink:to="us-gaap_UnearnedPremiums_lbl" xlink:title="label: UnearnedPremiums to us-gaap_UnearnedPremiums_lbl" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ValueOfBusinessAcquiredVOBA" xlink:label="ValueOfBusinessAcquiredVOBA" xlink:title="ValueOfBusinessAcquiredVOBA" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ValueOfBusinessAcquiredVOBA_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ValueOfBusinessAcquiredVOBA_lbl" xml:lang="en-US" id="us-gaap_ValueOfBusinessAcquiredVOBA_lbl">Cost of customer relationships acquired</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ValueOfBusinessAcquiredVOBA" xlink:to="us-gaap_ValueOfBusinessAcquiredVOBA_lbl" xlink:title="label: ValueOfBusinessAcquiredVOBA to us-gaap_ValueOfBusinessAcquiredVOBA_lbl" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_WarrantsAndRightsOutstanding" xlink:label="WarrantsAndRightsOutstanding" xlink:title="WarrantsAndRightsOutstanding" />
    <link:label xlink:type="resource" xlink:label="us-gaap_WarrantsAndRightsOutstanding_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_WarrantsAndRightsOutstanding_lbl" xml:lang="en-US" id="us-gaap_WarrantsAndRightsOutstanding_lbl">Warrants outstanding</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="WarrantsAndRightsOutstanding" xlink:to="us-gaap_WarrantsAndRightsOutstanding_lbl" xlink:title="label: WarrantsAndRightsOutstanding to us-gaap_WarrantsAndRightsOutstanding_lbl" />
    <link:loc xlink:type="locator" xlink:href="cia-20111231.xsd#cia_PolicyLiabilitiesAbstract" xlink:label="PolicyLiabilitiesAbstract" xlink:title="PolicyLiabilitiesAbstract" />
    <link:label xlink:type="resource" xlink:label="cia_PolicyLiabilitiesAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="cia_PolicyLiabilitiesAbstract_lbl1" xml:lang="en-US" id="cia_PolicyLiabilitiesAbstract_lbl1">Policy liabilities: [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PolicyLiabilitiesAbstract" xlink:to="cia_PolicyLiabilitiesAbstract_lbl1" xlink:title="label: PolicyLiabilitiesAbstract to cia_PolicyLiabilitiesAbstract_lbl1" />
    <link:label xlink:type="resource" xlink:label="cia_PolicyLiabilitiesAbstract_lbl2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="cia_PolicyLiabilitiesAbstract_lbl2" xml:lang="en-US" id="cia_PolicyLiabilitiesAbstract_lbl2">Policy liabilities:</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PolicyLiabilitiesAbstract" xlink:to="cia_PolicyLiabilitiesAbstract_lbl2" xlink:title="label: PolicyLiabilitiesAbstract to cia_PolicyLiabilitiesAbstract_lbl2" />
    <link:loc xlink:type="locator" xlink:href="cia-20111231.xsd#cia_LiabilityForFuturePolicyBenefitsIndividualAndGroupAnnuities" xlink:label="LiabilityForFuturePolicyBenefitsIndividualAndGroupAnnuities" xlink:title="LiabilityForFuturePolicyBenefitsIndividualAndGroupAnnuities" />
    <link:label xlink:type="resource" xlink:label="cia_LiabilityForFuturePolicyBenefitsIndividualAndGroupAnnuities_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="cia_LiabilityForFuturePolicyBenefitsIndividualAndGroupAnnuities_lbl" xml:lang="en-US" id="cia_LiabilityForFuturePolicyBenefitsIndividualAndGroupAnnuities_lbl">The accrued obligation to policyholders that relates to individual and group annuities, and can be viewed as either (a) the present value of future benefits to be paid to or on behalf of policyholders and expenses less the present value of future net premiums payable under the insurance contracts or (b) the accumulated amount of net premiums already collected less the accumulated amount of benefits and expenses already paid to or on behalf of policyholders.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LiabilityForFuturePolicyBenefitsIndividualAndGroupAnnuities" xlink:to="cia_LiabilityForFuturePolicyBenefitsIndividualAndGroupAnnuities_lbl" xlink:title="label: LiabilityForFuturePolicyBenefitsIndividualAndGroupAnnuities to cia_LiabilityForFuturePolicyBenefitsIndividualAndGroupAnnuities_lbl" />
    <link:label xlink:type="resource" xlink:label="cia_LiabilityForFuturePolicyBenefitsIndividualAndGroupAnnuities_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="cia_LiabilityForFuturePolicyBenefitsIndividualAndGroupAnnuities_lbl1" xml:lang="en-US" id="cia_LiabilityForFuturePolicyBenefitsIndividualAndGroupAnnuities_lbl1">Liability For Future Policy Benefits Individual And Group Annuities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LiabilityForFuturePolicyBenefitsIndividualAndGroupAnnuities" xlink:to="cia_LiabilityForFuturePolicyBenefitsIndividualAndGroupAnnuities_lbl1" xlink:title="label: LiabilityForFuturePolicyBenefitsIndividualAndGroupAnnuities to cia_LiabilityForFuturePolicyBenefitsIndividualAndGroupAnnuities_lbl1" />
    <link:label xlink:type="resource" xlink:label="cia_LiabilityForFuturePolicyBenefitsIndividualAndGroupAnnuities_lbl2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="cia_LiabilityForFuturePolicyBenefitsIndividualAndGroupAnnuities_lbl2" xml:lang="en-US" id="cia_LiabilityForFuturePolicyBenefitsIndividualAndGroupAnnuities_lbl2">Annuities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LiabilityForFuturePolicyBenefitsIndividualAndGroupAnnuities" xlink:to="cia_LiabilityForFuturePolicyBenefitsIndividualAndGroupAnnuities_lbl2" xlink:title="label: LiabilityForFuturePolicyBenefitsIndividualAndGroupAnnuities to cia_LiabilityForFuturePolicyBenefitsIndividualAndGroupAnnuities_lbl2" />
    <link:loc xlink:type="locator" xlink:href="cia-20111231.xsd#cia_CommonStockAbstract" xlink:label="CommonStockAbstract" xlink:title="CommonStockAbstract" />
    <link:label xlink:type="resource" xlink:label="cia_CommonStockAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="cia_CommonStockAbstract_lbl1" xml:lang="en-US" id="cia_CommonStockAbstract_lbl1">Common Stock [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommonStockAbstract" xlink:to="cia_CommonStockAbstract_lbl1" xlink:title="label: CommonStockAbstract to cia_CommonStockAbstract_lbl1" />
    <link:label xlink:type="resource" xlink:label="cia_CommonStockAbstract_lbl2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="cia_CommonStockAbstract_lbl2" xml:lang="en-US" id="cia_CommonStockAbstract_lbl2">Common stock:</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommonStockAbstract" xlink:to="cia_CommonStockAbstract_lbl2" xlink:title="label: CommonStockAbstract to cia_CommonStockAbstract_lbl2" />
    <link:loc xlink:type="locator" xlink:href="cia-20111231.xsd#cia_ConvertiblePreferredStockWarrantsTextBlock" xlink:label="ConvertiblePreferredStockWarrantsTextBlock" xlink:title="ConvertiblePreferredStockWarrantsTextBlock" />
    <link:label xlink:type="resource" xlink:label="cia_ConvertiblePreferredStockWarrantsTextBlock_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="cia_ConvertiblePreferredStockWarrantsTextBlock_lbl" xml:lang="en-US" id="cia_ConvertiblePreferredStockWarrantsTextBlock_lbl">Specific terms relevant to convertibility. Includes class of preferred stock and number of shares convertible into, exercise (or conversion) price or rates, dates relevant to conversion timing and events relevant to conversion. Describe also any beneficial conversion features. where convertible preferred stock with a nondetachable conversion feature is in-the-money at commitment date. For contingently convertible preferred stock, discuss the circumstances of the contingency, including the events or changes in circumstance that would cause the contingency to be met and any of the significant features necessary to understand the conversion rights and the timing of those rights. Include also an events or changes in circumstance, if any, that could adjust or change the contingency, conversion price, or number of shares, including significant terms of those changes.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConvertiblePreferredStockWarrantsTextBlock" xlink:to="cia_ConvertiblePreferredStockWarrantsTextBlock_lbl" xlink:title="label: ConvertiblePreferredStockWarrantsTextBlock to cia_ConvertiblePreferredStockWarrantsTextBlock_lbl" />
    <link:label xlink:type="resource" xlink:label="cia_ConvertiblePreferredStockWarrantsTextBlock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="cia_ConvertiblePreferredStockWarrantsTextBlock_lbl1" xml:lang="en-US" id="cia_ConvertiblePreferredStockWarrantsTextBlock_lbl1">Convertible Preferred Stock: warrants [Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConvertiblePreferredStockWarrantsTextBlock" xlink:to="cia_ConvertiblePreferredStockWarrantsTextBlock_lbl1" xlink:title="label: ConvertiblePreferredStockWarrantsTextBlock to cia_ConvertiblePreferredStockWarrantsTextBlock_lbl1" />
    <link:label xlink:type="resource" xlink:label="cia_ConvertiblePreferredStockWarrantsTextBlock_lbl2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="cia_ConvertiblePreferredStockWarrantsTextBlock_lbl2" xml:lang="en-US" id="cia_ConvertiblePreferredStockWarrantsTextBlock_lbl2">Convertible Preferred Stock</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConvertiblePreferredStockWarrantsTextBlock" xlink:to="cia_ConvertiblePreferredStockWarrantsTextBlock_lbl2" xlink:title="label: ConvertiblePreferredStockWarrantsTextBlock to cia_ConvertiblePreferredStockWarrantsTextBlock_lbl2" />
    <link:loc xlink:type="locator" xlink:href="cia-20111231.xsd#cia_IncreaseDecreaseInFairValueOfCommonStockWarrants" xlink:label="IncreaseDecreaseInFairValueOfCommonStockWarrants" xlink:title="IncreaseDecreaseInFairValueOfCommonStockWarrants" />
    <link:label xlink:type="resource" xlink:label="cia_IncreaseDecreaseInFairValueOfCommonStockWarrants_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="cia_IncreaseDecreaseInFairValueOfCommonStockWarrants_lbl" xml:lang="en-US" id="cia_IncreaseDecreaseInFairValueOfCommonStockWarrants_lbl">Unrealized gain(loss) arising from change in fair value of common stock warrants outstanding, recognized in earnings during the reporting period.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInFairValueOfCommonStockWarrants" xlink:to="cia_IncreaseDecreaseInFairValueOfCommonStockWarrants_lbl" xlink:title="label: IncreaseDecreaseInFairValueOfCommonStockWarrants to cia_IncreaseDecreaseInFairValueOfCommonStockWarrants_lbl" />
    <link:label xlink:type="resource" xlink:label="cia_IncreaseDecreaseInFairValueOfCommonStockWarrants_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="cia_IncreaseDecreaseInFairValueOfCommonStockWarrants_lbl1" xml:lang="en-US" id="cia_IncreaseDecreaseInFairValueOfCommonStockWarrants_lbl1">Increase Decrease In Fair Value Of Common Stock Warrants</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInFairValueOfCommonStockWarrants" xlink:to="cia_IncreaseDecreaseInFairValueOfCommonStockWarrants_lbl1" xlink:title="label: IncreaseDecreaseInFairValueOfCommonStockWarrants to cia_IncreaseDecreaseInFairValueOfCommonStockWarrants_lbl1" />
    <link:label xlink:type="resource" xlink:label="cia_IncreaseDecreaseInFairValueOfCommonStockWarrants_lbl2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="cia_IncreaseDecreaseInFairValueOfCommonStockWarrants_lbl2" xml:lang="en-US" id="cia_IncreaseDecreaseInFairValueOfCommonStockWarrants_lbl2">Decrease in fair value of warrants</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInFairValueOfCommonStockWarrants" xlink:to="cia_IncreaseDecreaseInFairValueOfCommonStockWarrants_lbl2" xlink:title="label: IncreaseDecreaseInFairValueOfCommonStockWarrants to cia_IncreaseDecreaseInFairValueOfCommonStockWarrants_lbl2" />
    <link:label xlink:type="resource" xlink:label="cia_IncreaseDecreaseInFairValueOfCommonStockWarrants_lbl3" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="cia_IncreaseDecreaseInFairValueOfCommonStockWarrants_lbl3" xml:lang="en-US" id="cia_IncreaseDecreaseInFairValueOfCommonStockWarrants_lbl3">Decrease in fair value of warrants</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInFairValueOfCommonStockWarrants" xlink:to="cia_IncreaseDecreaseInFairValueOfCommonStockWarrants_lbl3" xlink:title="label: IncreaseDecreaseInFairValueOfCommonStockWarrants to cia_IncreaseDecreaseInFairValueOfCommonStockWarrants_lbl3" />
    <link:loc xlink:type="locator" xlink:href="cia-20111231.xsd#cia_CallsOfAvailableForSaleEquitySecurities" xlink:label="CallsOfAvailableForSaleEquitySecurities" xlink:title="CallsOfAvailableForSaleEquitySecurities" />
    <link:label xlink:type="resource" xlink:label="cia_CallsOfAvailableForSaleEquitySecurities_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="cia_CallsOfAvailableForSaleEquitySecurities_lbl" xml:lang="en-US" id="cia_CallsOfAvailableForSaleEquitySecurities_lbl">The cash inflow associated with the calls (requests of early payments) on preferred stocks which are classified as available-for-sale equity securities.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CallsOfAvailableForSaleEquitySecurities" xlink:to="cia_CallsOfAvailableForSaleEquitySecurities_lbl" xlink:title="label: CallsOfAvailableForSaleEquitySecurities to cia_CallsOfAvailableForSaleEquitySecurities_lbl" />
    <link:label xlink:type="resource" xlink:label="cia_CallsOfAvailableForSaleEquitySecurities_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="cia_CallsOfAvailableForSaleEquitySecurities_lbl1" xml:lang="en-US" id="cia_CallsOfAvailableForSaleEquitySecurities_lbl1">Calls Of Available For Sale Equity Securities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CallsOfAvailableForSaleEquitySecurities" xlink:to="cia_CallsOfAvailableForSaleEquitySecurities_lbl1" xlink:title="label: CallsOfAvailableForSaleEquitySecurities to cia_CallsOfAvailableForSaleEquitySecurities_lbl1" />
    <link:label xlink:type="resource" xlink:label="cia_CallsOfAvailableForSaleEquitySecurities_lbl2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="cia_CallsOfAvailableForSaleEquitySecurities_lbl2" xml:lang="en-US" id="cia_CallsOfAvailableForSaleEquitySecurities_lbl2">Calls of equity securities, available-for-sale</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CallsOfAvailableForSaleEquitySecurities" xlink:to="cia_CallsOfAvailableForSaleEquitySecurities_lbl2" xlink:title="label: CallsOfAvailableForSaleEquitySecurities to cia_CallsOfAvailableForSaleEquitySecurities_lbl2" />
    <link:loc xlink:type="locator" xlink:href="cia-20111231.xsd#cia_ProceedsFromAssumptionReinsuranceAgreement" xlink:label="ProceedsFromAssumptionReinsuranceAgreement" xlink:title="ProceedsFromAssumptionReinsuranceAgreement" />
    <link:label xlink:type="resource" xlink:label="cia_ProceedsFromAssumptionReinsuranceAgreement_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="cia_ProceedsFromAssumptionReinsuranceAgreement_lbl" xml:lang="en-US" id="cia_ProceedsFromAssumptionReinsuranceAgreement_lbl">The cash inflow received from the assumption of reinsurance agreements.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProceedsFromAssumptionReinsuranceAgreement" xlink:to="cia_ProceedsFromAssumptionReinsuranceAgreement_lbl" xlink:title="label: ProceedsFromAssumptionReinsuranceAgreement to cia_ProceedsFromAssumptionReinsuranceAgreement_lbl" />
    <link:label xlink:type="resource" xlink:label="cia_ProceedsFromAssumptionReinsuranceAgreement_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="cia_ProceedsFromAssumptionReinsuranceAgreement_lbl1" xml:lang="en-US" id="cia_ProceedsFromAssumptionReinsuranceAgreement_lbl1">Proceeds from assumption reinsurance agreement</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ProceedsFromAssumptionReinsuranceAgreement" xlink:to="cia_ProceedsFromAssumptionReinsuranceAgreement_lbl1" xlink:title="label: ProceedsFromAssumptionReinsuranceAgreement to cia_ProceedsFromAssumptionReinsuranceAgreement_lbl1" />
    <link:loc xlink:type="locator" xlink:href="cia-20111231.xsd#cia_SupplementalDisclosureOfNonCashInvestingActivitiesAbstract" xlink:label="SupplementalDisclosureOfNonCashInvestingActivitiesAbstract" xlink:title="SupplementalDisclosureOfNonCashInvestingActivitiesAbstract" />
    <link:label xlink:type="resource" xlink:label="cia_SupplementalDisclosureOfNonCashInvestingActivitiesAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="cia_SupplementalDisclosureOfNonCashInvestingActivitiesAbstract_lbl1" xml:lang="en-US" id="cia_SupplementalDisclosureOfNonCashInvestingActivitiesAbstract_lbl1">Supplemental Disclosure of Non Cash Investing Activities [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SupplementalDisclosureOfNonCashInvestingActivitiesAbstract" xlink:to="cia_SupplementalDisclosureOfNonCashInvestingActivitiesAbstract_lbl1" xlink:title="label: SupplementalDisclosureOfNonCashInvestingActivitiesAbstract to cia_SupplementalDisclosureOfNonCashInvestingActivitiesAbstract_lbl1" />
    <link:label xlink:type="resource" xlink:label="cia_SupplementalDisclosureOfNonCashInvestingActivitiesAbstract_lbl2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="cia_SupplementalDisclosureOfNonCashInvestingActivitiesAbstract_lbl2" xml:lang="en-US" id="cia_SupplementalDisclosureOfNonCashInvestingActivitiesAbstract_lbl2">Supplemental Disclosure of Non-Cash Investing Activities:</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SupplementalDisclosureOfNonCashInvestingActivitiesAbstract" xlink:to="cia_SupplementalDisclosureOfNonCashInvestingActivitiesAbstract_lbl2" xlink:title="label: SupplementalDisclosureOfNonCashInvestingActivitiesAbstract to cia_SupplementalDisclosureOfNonCashInvestingActivitiesAbstract_lbl2" />
    <link:loc xlink:type="locator" xlink:href="cia-20111231.xsd#cia_InterestCicaLifeInsuranceCompanyOfAmericaHeldInIccInHundredth" xlink:label="InterestCicaLifeInsuranceCompanyOfAmericaHeldInIccInHundredth" xlink:title="InterestCicaLifeInsuranceCompanyOfAmericaHeldInIccInHundredth" />
    <link:label xlink:type="resource" xlink:label="cia_InterestCicaLifeInsuranceCompanyOfAmericaHeldInIccInHundredth_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="cia_InterestCicaLifeInsuranceCompanyOfAmericaHeldInIccInHundredth_lbl" xml:lang="en-US" id="cia_InterestCicaLifeInsuranceCompanyOfAmericaHeldInIccInHundredth_lbl">The level of ownership the company held prior to acquisition.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestCicaLifeInsuranceCompanyOfAmericaHeldInIccInHundredth" xlink:to="cia_InterestCicaLifeInsuranceCompanyOfAmericaHeldInIccInHundredth_lbl" xlink:title="label: InterestCicaLifeInsuranceCompanyOfAmericaHeldInIccInHundredth to cia_InterestCicaLifeInsuranceCompanyOfAmericaHeldInIccInHundredth_lbl" />
    <link:label xlink:type="resource" xlink:label="cia_InterestCicaLifeInsuranceCompanyOfAmericaHeldInIccInHundredth_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="cia_InterestCicaLifeInsuranceCompanyOfAmericaHeldInIccInHundredth_lbl1" xml:lang="en-US" id="cia_InterestCicaLifeInsuranceCompanyOfAmericaHeldInIccInHundredth_lbl1">Interest CICA Life Insurance Company of America held in ICC (in hundredth)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestCicaLifeInsuranceCompanyOfAmericaHeldInIccInHundredth" xlink:to="cia_InterestCicaLifeInsuranceCompanyOfAmericaHeldInIccInHundredth_lbl1" xlink:title="label: InterestCicaLifeInsuranceCompanyOfAmericaHeldInIccInHundredth to cia_InterestCicaLifeInsuranceCompanyOfAmericaHeldInIccInHundredth_lbl1" />
    <link:loc xlink:type="locator" xlink:href="cia-20111231.xsd#cia_CarryingValueOfInterestInLifeInsuranceCompany" xlink:label="CarryingValueOfInterestInLifeInsuranceCompany" xlink:title="CarryingValueOfInterestInLifeInsuranceCompany" />
    <link:label xlink:type="resource" xlink:label="cia_CarryingValueOfInterestInLifeInsuranceCompany_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="cia_CarryingValueOfInterestInLifeInsuranceCompany_lbl" xml:lang="en-US" id="cia_CarryingValueOfInterestInLifeInsuranceCompany_lbl">Carrying value of interest CICA Life Insurance Company of America held in ICC in noncash financing activities.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CarryingValueOfInterestInLifeInsuranceCompany" xlink:to="cia_CarryingValueOfInterestInLifeInsuranceCompany_lbl" xlink:title="label: CarryingValueOfInterestInLifeInsuranceCompany to cia_CarryingValueOfInterestInLifeInsuranceCompany_lbl" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CarryingValueOfInterestInLifeInsuranceCompany" xlink:to="cia_CarryingValueOfInterestInLifeInsuranceCompany_lbl1" xlink:title="label: CarryingValueOfInterestInLifeInsuranceCompany to cia_CarryingValueOfInterestInLifeInsuranceCompany_lbl1" />
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    <link:loc xlink:type="locator" xlink:href="cia-20111231.xsd#cia_TotalNonCashAcquisitionPriceOfIccApproximate" xlink:label="TotalNonCashAcquisitionPriceOfIccApproximate" xlink:title="TotalNonCashAcquisitionPriceOfIccApproximate" />
    <link:label xlink:type="resource" xlink:label="cia_TotalNonCashAcquisitionPriceOfIccApproximate_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="cia_TotalNonCashAcquisitionPriceOfIccApproximate_lbl" xml:lang="en-US" id="cia_TotalNonCashAcquisitionPriceOfIccApproximate_lbl">Total approximate non-cash acquisition price of ICC.</link:label>
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    <link:loc xlink:type="locator" xlink:href="cia-20111231.xsd#cia_SupplementalDisclosuresOfNonCashFinancingActivitiesAbstract" xlink:label="SupplementalDisclosuresOfNonCashFinancingActivitiesAbstract" xlink:title="SupplementalDisclosuresOfNonCashFinancingActivitiesAbstract" />
    <link:label xlink:type="resource" xlink:label="cia_SupplementalDisclosuresOfNonCashFinancingActivitiesAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="cia_SupplementalDisclosuresOfNonCashFinancingActivitiesAbstract_lbl1" xml:lang="en-US" id="cia_SupplementalDisclosuresOfNonCashFinancingActivitiesAbstract_lbl1">Supplemental Disclosures of Non Cash Financing Activities [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SupplementalDisclosuresOfNonCashFinancingActivitiesAbstract" xlink:to="cia_SupplementalDisclosuresOfNonCashFinancingActivitiesAbstract_lbl1" xlink:title="label: SupplementalDisclosuresOfNonCashFinancingActivitiesAbstract to cia_SupplementalDisclosuresOfNonCashFinancingActivitiesAbstract_lbl1" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SupplementalDisclosuresOfNonCashFinancingActivitiesAbstract" xlink:to="cia_SupplementalDisclosuresOfNonCashFinancingActivitiesAbstract_lbl2" xlink:title="label: SupplementalDisclosuresOfNonCashFinancingActivitiesAbstract to cia_SupplementalDisclosuresOfNonCashFinancingActivitiesAbstract_lbl2" />
    <link:loc xlink:type="locator" xlink:href="cia-20111231.xsd#cia_DividendPaidToSeries1And2ConvertiblePreferredShareholdersByIssuanceOfClassCommonStock" xlink:label="DividendPaidToSeries1And2ConvertiblePreferredShareholdersByIssuanceOfClassCommonStock" xlink:title="DividendPaidToSeries1And2ConvertiblePreferredShareholdersByIssuanceOfClassCommonStock" />
    <link:label xlink:type="resource" xlink:label="cia_DividendPaidToSeries1And2ConvertiblePreferredShareholdersByIssuanceOfClassCommonStock_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="cia_DividendPaidToSeries1And2ConvertiblePreferredShareholdersByIssuanceOfClassCommonStock_lbl" xml:lang="en-US" id="cia_DividendPaidToSeries1And2ConvertiblePreferredShareholdersByIssuanceOfClassCommonStock_lbl">Value of common stock dividend paid to preferred shareholders in noncash financing activities.</link:label>
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    <link:label xlink:type="resource" xlink:label="cia_DividendPaidToSeries1And2ConvertiblePreferredShareholdersByIssuanceOfClassCommonStock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="cia_DividendPaidToSeries1And2ConvertiblePreferredShareholdersByIssuanceOfClassCommonStock_lbl1" xml:lang="en-US" id="cia_DividendPaidToSeries1And2ConvertiblePreferredShareholdersByIssuanceOfClassCommonStock_lbl1">Dividend paid to Series A 1 and A 2 convertible preferred shareholders by issuance of Class A Common Stock</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DividendPaidToSeries1And2ConvertiblePreferredShareholdersByIssuanceOfClassCommonStock" xlink:to="cia_DividendPaidToSeries1And2ConvertiblePreferredShareholdersByIssuanceOfClassCommonStock_lbl1" xlink:title="label: DividendPaidToSeries1And2ConvertiblePreferredShareholdersByIssuanceOfClassCommonStock to cia_DividendPaidToSeries1And2ConvertiblePreferredShareholdersByIssuanceOfClassCommonStock_lbl1" />
    <link:loc xlink:type="locator" xlink:href="cia-20111231.xsd#cia_PreferredStockAccretionOfIssuanceCostsAndDiscounts" xlink:label="PreferredStockAccretionOfIssuanceCostsAndDiscounts" xlink:title="PreferredStockAccretionOfIssuanceCostsAndDiscounts" />
    <link:label xlink:type="resource" xlink:label="cia_PreferredStockAccretionOfIssuanceCostsAndDiscounts_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="cia_PreferredStockAccretionOfIssuanceCostsAndDiscounts_lbl" xml:lang="en-US" id="cia_PreferredStockAccretionOfIssuanceCostsAndDiscounts_lbl">The amount of accretion of the preferred stock issuance costs and discounts during the period.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockAccretionOfIssuanceCostsAndDiscounts" xlink:to="cia_PreferredStockAccretionOfIssuanceCostsAndDiscounts_lbl" xlink:title="label: PreferredStockAccretionOfIssuanceCostsAndDiscounts to cia_PreferredStockAccretionOfIssuanceCostsAndDiscounts_lbl" />
    <link:label xlink:type="resource" xlink:label="cia_PreferredStockAccretionOfIssuanceCostsAndDiscounts_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="cia_PreferredStockAccretionOfIssuanceCostsAndDiscounts_lbl1" xml:lang="en-US" id="cia_PreferredStockAccretionOfIssuanceCostsAndDiscounts_lbl1">Preferred Stock Accretion Of Issuance Costs And Discounts</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockAccretionOfIssuanceCostsAndDiscounts" xlink:to="cia_PreferredStockAccretionOfIssuanceCostsAndDiscounts_lbl1" xlink:title="label: PreferredStockAccretionOfIssuanceCostsAndDiscounts to cia_PreferredStockAccretionOfIssuanceCostsAndDiscounts_lbl1" />
    <link:label xlink:type="resource" xlink:label="cia_PreferredStockAccretionOfIssuanceCostsAndDiscounts_lbl2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="cia_PreferredStockAccretionOfIssuanceCostsAndDiscounts_lbl2" xml:lang="en-US" id="cia_PreferredStockAccretionOfIssuanceCostsAndDiscounts_lbl2">Accretion of deferred issuance costs and discounts on Convertible Preferred Stock</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockAccretionOfIssuanceCostsAndDiscounts" xlink:to="cia_PreferredStockAccretionOfIssuanceCostsAndDiscounts_lbl2" xlink:title="label: PreferredStockAccretionOfIssuanceCostsAndDiscounts to cia_PreferredStockAccretionOfIssuanceCostsAndDiscounts_lbl2" />
    <link:loc xlink:type="locator" xlink:href="cia-20111231.xsd#cia_OtherComprehensiveIncomeLossAbstract" xlink:label="OtherComprehensiveIncomeLossAbstract" xlink:title="OtherComprehensiveIncomeLossAbstract" />
    <link:label xlink:type="resource" xlink:label="cia_OtherComprehensiveIncomeLossAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="cia_OtherComprehensiveIncomeLossAbstract_lbl1" xml:lang="en-US" id="cia_OtherComprehensiveIncomeLossAbstract_lbl1">Other Comprehensive Income (Loss) [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherComprehensiveIncomeLossAbstract" xlink:to="cia_OtherComprehensiveIncomeLossAbstract_lbl1" xlink:title="label: OtherComprehensiveIncomeLossAbstract to cia_OtherComprehensiveIncomeLossAbstract_lbl1" />
    <link:loc xlink:type="locator" xlink:href="cia-20111231.xsd#cia_BenefitPlanTextBlock" xlink:label="BenefitPlanTextBlock" xlink:title="BenefitPlanTextBlock" />
    <link:label xlink:type="resource" xlink:label="cia_BenefitPlanTextBlock_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="cia_BenefitPlanTextBlock_lbl" xml:lang="en-US" id="cia_BenefitPlanTextBlock_lbl">The entire disclosure for an entity's defined contribution profit sharing plan, including disclosing cost recognized and nature and effect of any significant changes and discussion of the entity's self insured health plan.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BenefitPlanTextBlock" xlink:to="cia_BenefitPlanTextBlock_lbl" xlink:title="label: BenefitPlanTextBlock to cia_BenefitPlanTextBlock_lbl" />
    <link:label xlink:type="resource" xlink:label="cia_BenefitPlanTextBlock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="cia_BenefitPlanTextBlock_lbl1" xml:lang="en-US" id="cia_BenefitPlanTextBlock_lbl1">Benefit Plan [Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BenefitPlanTextBlock" xlink:to="cia_BenefitPlanTextBlock_lbl1" xlink:title="label: BenefitPlanTextBlock to cia_BenefitPlanTextBlock_lbl1" />
    <link:label xlink:type="resource" xlink:label="cia_BenefitPlanTextBlock_lbl2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="cia_BenefitPlanTextBlock_lbl2" xml:lang="en-US" id="cia_BenefitPlanTextBlock_lbl2">Benefit Plans</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BenefitPlanTextBlock" xlink:to="cia_BenefitPlanTextBlock_lbl2" xlink:title="label: BenefitPlanTextBlock to cia_BenefitPlanTextBlock_lbl2" />
    <link:loc xlink:type="locator" xlink:href="cia-20111231.xsd#cia_DocumentAndEntityInformationAbstract" xlink:label="DocumentAndEntityInformationAbstract" xlink:title="DocumentAndEntityInformationAbstract" />
    <link:label xlink:type="resource" xlink:label="cia_DocumentAndEntityInformationAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="cia_DocumentAndEntityInformationAbstract_lbl1" xml:lang="en-US" id="cia_DocumentAndEntityInformationAbstract_lbl1">Document and Entity Information [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DocumentAndEntityInformationAbstract" xlink:to="cia_DocumentAndEntityInformationAbstract_lbl1" xlink:title="label: DocumentAndEntityInformationAbstract to cia_DocumentAndEntityInformationAbstract_lbl1" />
    <link:loc xlink:type="locator" xlink:href="cia-20111231.xsd#cia_ConvertiblePreferredStockAbstract" xlink:label="ConvertiblePreferredStockAbstract" xlink:title="ConvertiblePreferredStockAbstract" />
    <link:label xlink:type="resource" xlink:label="cia_ConvertiblePreferredStockAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="cia_ConvertiblePreferredStockAbstract_lbl1" xml:lang="en-US" id="cia_ConvertiblePreferredStockAbstract_lbl1">Convertible Preferred Stock [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConvertiblePreferredStockAbstract" xlink:to="cia_ConvertiblePreferredStockAbstract_lbl1" xlink:title="label: ConvertiblePreferredStockAbstract to cia_ConvertiblePreferredStockAbstract_lbl1" />
    <link:loc xlink:type="locator" xlink:href="cia-20111231.xsd#cia_PreferredStockAccretionOfIssuanceDiscount" xlink:label="PreferredStockAccretionOfIssuanceDiscount" xlink:title="PreferredStockAccretionOfIssuanceDiscount" />
    <link:label xlink:type="resource" xlink:label="cia_PreferredStockAccretionOfIssuanceDiscount_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="cia_PreferredStockAccretionOfIssuanceDiscount_lbl" xml:lang="en-US" id="cia_PreferredStockAccretionOfIssuanceDiscount_lbl">The amount of accretion of the preferred stock issuance discount during the period.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockAccretionOfIssuanceDiscount" xlink:to="cia_PreferredStockAccretionOfIssuanceDiscount_lbl" xlink:title="label: PreferredStockAccretionOfIssuanceDiscount to cia_PreferredStockAccretionOfIssuanceDiscount_lbl" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockAccretionOfIssuanceDiscount" xlink:to="cia_PreferredStockAccretionOfIssuanceDiscount_lbl1" xlink:title="label: PreferredStockAccretionOfIssuanceDiscount to cia_PreferredStockAccretionOfIssuanceDiscount_lbl1" />
    <link:label xlink:type="resource" xlink:label="cia_PreferredStockAccretionOfIssuanceDiscount_lbl2" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="cia_PreferredStockAccretionOfIssuanceDiscount_lbl2" xml:lang="en-US" id="cia_PreferredStockAccretionOfIssuanceDiscount_lbl2">Accretion of deferred issuance costs and discounts on preferred stock</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockAccretionOfIssuanceDiscount" xlink:to="cia_PreferredStockAccretionOfIssuanceDiscount_lbl2" xlink:title="label: PreferredStockAccretionOfIssuanceDiscount to cia_PreferredStockAccretionOfIssuanceDiscount_lbl2" />
    <link:loc xlink:type="locator" xlink:href="cia-20111231.xsd#cia_StockIssuedDuringPeriodValueWarrantsExercised" xlink:label="StockIssuedDuringPeriodValueWarrantsExercised" xlink:title="StockIssuedDuringPeriodValueWarrantsExercised" />
    <link:label xlink:type="resource" xlink:label="cia_StockIssuedDuringPeriodValueWarrantsExercised_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="cia_StockIssuedDuringPeriodValueWarrantsExercised_lbl" xml:lang="en-US" id="cia_StockIssuedDuringPeriodValueWarrantsExercised_lbl">Value stock issued during the period as a result of the exercise of warrants.</link:label>
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    <link:label xlink:type="resource" xlink:label="cia_StockIssuedDuringPeriodValueWarrantsExercised_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="cia_StockIssuedDuringPeriodValueWarrantsExercised_lbl1" xml:lang="en-US" id="cia_StockIssuedDuringPeriodValueWarrantsExercised_lbl1">Stock Issued During Period Value Warrants Exercised</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockIssuedDuringPeriodValueWarrantsExercised" xlink:to="cia_StockIssuedDuringPeriodValueWarrantsExercised_lbl1" xlink:title="label: StockIssuedDuringPeriodValueWarrantsExercised to cia_StockIssuedDuringPeriodValueWarrantsExercised_lbl1" />
    <link:label xlink:type="resource" xlink:label="cia_StockIssuedDuringPeriodValueWarrantsExercised_lbl2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="cia_StockIssuedDuringPeriodValueWarrantsExercised_lbl2" xml:lang="en-US" id="cia_StockIssuedDuringPeriodValueWarrantsExercised_lbl2">Warrants exercised</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockIssuedDuringPeriodValueWarrantsExercised" xlink:to="cia_StockIssuedDuringPeriodValueWarrantsExercised_lbl2" xlink:title="label: StockIssuedDuringPeriodValueWarrantsExercised to cia_StockIssuedDuringPeriodValueWarrantsExercised_lbl2" />
    <link:loc xlink:type="locator" xlink:href="cia-20111231.xsd#cia_StockIssuedDuringPeriodSharesWarrantsExercised" xlink:label="StockIssuedDuringPeriodSharesWarrantsExercised" xlink:title="StockIssuedDuringPeriodSharesWarrantsExercised" />
    <link:label xlink:type="resource" xlink:label="cia_StockIssuedDuringPeriodSharesWarrantsExercised_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="cia_StockIssuedDuringPeriodSharesWarrantsExercised_lbl" xml:lang="en-US" id="cia_StockIssuedDuringPeriodSharesWarrantsExercised_lbl">Number of warrants exercised during the current period.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockIssuedDuringPeriodSharesWarrantsExercised" xlink:to="cia_StockIssuedDuringPeriodSharesWarrantsExercised_lbl" xlink:title="label: StockIssuedDuringPeriodSharesWarrantsExercised to cia_StockIssuedDuringPeriodSharesWarrantsExercised_lbl" />
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