The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC Equities 00287Y109   756,626 4,155 SH   SOLE   4,155 0 0
ADOBE INC Equities 00724F101   818,966 1,623 SH   SOLE   1,623 0 0
ALCOA UPSTREAM CORP Equities 013872106   317,964 9,410 SH   SOLE   9,410 0 0
ALLSTATE CORPORATION Equities 020002101   218,685 1,264 SH   SOLE   1,264 0 0
ALPHABET INC CL A Equities 02079K305   1,845,421 12,227 SH   SOLE   12,227 0 0
ALPHABET INC CL C Equities 02079K107   1,755,862 11,532 SH   SOLE   11,532 0 0
ALTRIA GROUP INC Equities 02209S103   204,578 4,690 SH   SOLE   4,690 0 0
AMAZON.COM INC Equities 023135106   3,349,476 18,569 SH   SOLE   18,569 0 0
AMERICAN TOWER CORP REIT Equities 03027X100   321,281 1,626 SH   SOLE   1,626 0 0
AMERIPRISE FINANCIAL INC Equities 03076C106   449,401 1,025 SH   SOLE   1,025 0 0
APPLE INC Equities 037833100   4,464,139 26,033 SH   SOLE   26,033 0 0
AVANTIS INT LARGE CAP VAL Equities 025072364   327,238 6,051 SH   SOLE   6,051 0 0
AVANTIS INTERNATIONAL Equities 025072802   4,790,920 72,744 SH   SOLE   72,744 0 0
Avantis US Small Cap Value Equities 025072877   2,093,575 22,341 SH   SOLE   22,341 0 0
BANK OF AMERICA CORPORATION Equities 060505104   752,522 19,845 SH   SOLE   19,845 0 0
BERKSHIRE HATHAWAY INC CLASS B Equities 084670702   2,530,689 6,018 SH   SOLE   6,018 0 0
BLACKSTONE INC Equities 09260D107   361,268 2,750 SH   SOLE   2,750 0 0
BOEING CO Equities 097023105   307,433 1,593 SH   SOLE   1,593 0 0
BOOKING HOLDINGS INC Equities 09857L108   311,998 86 SH   SOLE   86 0 0
BP PLC SPONSORED ADR Equities 055622104   228,039 6,052 SH   SOLE   6,052 0 0
BROADCOM INC Equities 11135F101   3,750,910 2,830 SH   SOLE   2,830 0 0
CATERPILLAR INC Equities 149123101   1,802,836 4,920 SH   SOLE   4,920 0 0
CHEVRON CORPORATION Equities 166764100   656,198 4,160 SH   SOLE   4,160 0 0
CHUBB LIMITED Equities H1467J104   1,084,977 4,187 SH   SOLE   4,187 0 0
CISCO SYSTEMS INC Equities 17275R102   274,305 5,496 SH   SOLE   5,496 0 0
CLOROX CO Equities 189054109   336,383 2,197 SH   SOLE   2,197 0 0
CONOCOPHILLIPS Equities 20825C104   1,266,054 9,947 SH   SOLE   9,947 0 0
CONSOLIDATED EDISON INC COMMON Equities 209115104   363,240 4,000 SH   SOLE   4,000 0 0
COSTCO WHOLESALE CORPORATION Equities 22160K105   2,131,953 2,910 SH   SOLE   2,910 0 0
DANAHER CORP Equities 235851102   949,186 3,801 SH   SOLE   3,801 0 0
DFA DIMENSIONAL INTERNATIONAL C Equities 25434V203   497,633 16,467 SH   SOLE   16,467 0 0
DFA DIMENSIONAL U S CORE EQUITY Equities 25434V708   712,996 22,316 SH   SOLE   22,316 0 0
DFA DIMENSIONAL US CORE EQUITY Equities 25434V104   383,268 10,489 SH   SOLE   10,489 0 0
DIGITAL REALTY TRUST INC Equities 253868103   413,971 2,874 SH   SOLE   2,874 0 0
DIMENSIONAL EMERGING MARKETS CO Equities 25434V732   6,689,392 262,432 SH   SOLE   262,432 0 0
DIMENSIONAL INTERNATIONAL SMALL Equities 25434V781   1,037,434 38,155 SH   SOLE   38,155 0 0
DIMENSIONAL US LARGE CAP Equities 25434V666   1,322,139 44,086 SH   SOLE   44,086 0 0
DISNEY WALT CO Equities 254687106   642,268 5,249 SH   SOLE   5,249 0 0
EATON CORP PLC Equities G29183103   1,586,538 5,074 SH   SOLE   5,074 0 0
EATON VANCE TAX ADV DIV INC CL Equities 27828G107   244,968 10,380 SH   SOLE   10,380 0 0
ECOLAB INC Equities 278865100   845,556 3,662 SH   SOLE   3,662 0 0
ELI LILLY & CO Equities 532457108   843,309 1,084 SH   SOLE   1,084 0 0
EXPEDIA GROUP INC Equities 30212P303   207,727 1,508 SH   SOLE   1,508 0 0
EXXON MOBIL CORP Equities 30231G102   1,132,410 9,742 SH   SOLE   9,742 0 0
FORTIVE CORP Equities 34959J108   658,311 7,653 SH   SOLE   7,653 0 0
GENERAL ELECTRIC CO Equities 369604301   253,465 1,444 SH   SOLE   1,444 0 0
HESS CORP Equities 42809H107   715,576 4,688 SH   SOLE   4,688 0 0
HOME DEPOT INC Equities 437076102   1,449,624 3,779 SH   SOLE   3,779 0 0
HONEYWELL INTERNATIONAL INC Equities 438516106   618,008 3,011 SH   SOLE   3,011 0 0
HYATT HOTELS CORP CL A Equities 448579102   318,921 1,998 SH   SOLE   1,998 0 0
iShares 0-3 Month Treasury Bond Fixed Income 46436E718   10,751,095 106,753 SH   SOLE   106,753 0 0
ISHARES CORE MSCI EAFE ETF Equities 46432F842   232,457 3,132 SH   SOLE   3,132 0 0
ISHARES CORE MSCI EMERGING Equities 46434G103   436,691 8,463 SH   SOLE   8,463 0 0
ISHARES CORE S&P MIDCAP ETF Equities 464287507   624,104 10,275 SH   SOLE   10,275 0 0
ISHARES CORE S&P SMALL-CAP ETF Equities 464287804   865,703 7,833 SH   SOLE   7,833 0 0
ISHARES MSCI EAFE INDEX Equities 464287465   1,543,055 19,322 SH   SOLE   19,322 0 0
ISHARES RUSSELL 1000 GROWTH Equities 464287614   1,714,236 5,086 SH   SOLE   5,086 0 0
ISHARES RUSSELL 1000 VALUE INDE Equities 464287598   716,798 4,002 SH   SOLE   4,002 0 0
ISHARES RUSSELL 2000 VALUE INDE Equities 464287630   232,021 1,461 SH   SOLE   1,461 0 0
JOHNSON & JOHNSON Equities 478160104   380,922 2,408 SH   SOLE   2,408 0 0
JPMORGAN CHASE & CO Equities 46625H100   2,212,914 11,048 SH   SOLE   11,048 0 0
KEYCORP Equities 493267108   291,378 18,430 SH   SOLE   18,430 0 0
KKR & CO INC Equities 48251W104   470,815 4,681 SH   SOLE   4,681 0 0
LAM RESEARCH CORP Equities 512807108   268,153 276 SH   SOLE   276 0 0
MCDONALDS CORP Equities 580135101   658,917 2,337 SH   SOLE   2,337 0 0
MEDTRONIC PLC Equities G5960L103   318,533 3,655 SH   SOLE   3,655 0 0
MERCK & CO INC Equities 58933Y105   1,402,760 10,631 SH   SOLE   10,631 0 0
META PLATFORMS INC CL A Equities 30303M102   1,801,016 3,709 SH   SOLE   3,709 0 0
MICROSOFT CORP Equities 594918104   8,005,881 19,029 SH   SOLE   19,029 0 0
NATIONAL FUEL GAS CO Equities 636180101   268,600 5,000 SH   SOLE   5,000 0 0
NETFLIX INC Equities 64110L106   358,932 591 SH   SOLE   591 0 0
NORTHROP GRUMMAN CORP Equities 666807102   895,094 1,870 SH   SOLE   1,870 0 0
NVIDIA CORPORATION Equities 67066G104   4,068,731 4,503 SH   SOLE   4,503 0 0
ONEOK INC Equities 682680103   373,512 4,659 SH   SOLE   4,659 0 0
ORACLE CORP Equities 68389X105   956,395 7,614 SH   SOLE   7,614 0 0
PEPSICO INC Equities 713448108   1,816,429 10,379 SH   SOLE   10,379 0 0
PHILIP MORRIS INTERNATIONAL INC Equities 718172109   421,818 4,604 SH   SOLE   4,604 0 0
PNC FINANCIAL SERVICES GROUP IN Equities 693475105   670,963 4,152 SH   SOLE   4,152 0 0
PROCTER & GAMBLE CO Equities 742718109   809,952 4,992 SH   SOLE   4,992 0 0
PROLOGIS INC Equities 74340W103   265,388 2,038 SH   SOLE   2,038 0 0
PRUDENTIAL FINANCIAL INC Equities 744320102   204,628 1,743 SH   SOLE   1,743 0 0
QUALCOMM INC Equities 747525103   508,239 3,002 SH   SOLE   3,002 0 0
REPUBLIC SERVICES INC Equities 760759100   221,113 1,155 SH   SOLE   1,155 0 0
RTX CORPORATION Equities 75513E101   826,762 8,477 SH   SOLE   8,477 0 0
SALESFORCE INC Equities 79466L302   1,532,404 5,088 SH   SOLE   5,088 0 0
SCHWAB US LARGE CAP GROWTH ETF Equities 808524300   555,393 5,990 SH   SOLE   5,990 0 0
SCHWAB US LARGE CAP VALUE ETF Equities 808524409   282,646 3,720 SH   SOLE   3,720 0 0
SPDR S&P DIVIDEND Equities 78464A763   563,676 4,295 SH   SOLE   4,295 0 0
SPDR S&P MIDCAP 400 Equities 78467Y107   1,485,032 2,669 SH   SOLE   2,669 0 0
STARBUCKS CORP Equities 855244109   816,113 8,930 SH   SOLE   8,930 0 0
TE CONNECTIVITY LTD Equities H84989104   1,002,011 6,899 SH   SOLE   6,899 0 0
TESLA MOTORS INC Equities 88160R101   339,802 1,933 SH   SOLE   1,933 0 0
TEXAS INSTRUMENTS INC Equities 882508104   666,353 3,825 SH   SOLE   3,825 0 0
THERMO FISHER SCIENTIFIC INC Equities 883556102   1,439,076 2,476 SH   SOLE   2,476 0 0
UNION PACIFIC CORP Equities 907818108   1,363,682 5,545 SH   SOLE   5,545 0 0
UNITEDHEALTH GROUP INC Equities 91324P102   1,907,563 3,856 SH   SOLE   3,856 0 0
VANGUARD FTSE DEVELOPED MARKETS Equities 921943858   4,655,174 92,788 SH   SOLE   92,788 0 0
VANGUARD INTERMEDIATE-TERM Fixed Income 92206C706   7,858,757 134,223 SH   SOLE   134,223 0 0
VANGUARD S&P 500 ETF Equities 922908363   629,717 1,310 SH   SOLE   1,310 0 0
VANGUARD SHORT TERM INF PROT SE Fixed Income 922020805   5,478,137 114,390 SH   SOLE   114,390 0 0
VANGUARD TAX-EXEMPT BOND INDEX Fixed Income 922907746   468,404 9,257 SH   SOLE   9,257 0 0
VANGUARD TOTAL STOCK MARKET ETF Equities 922908769   8,558,767 32,931 SH   SOLE   32,931 0 0
VANGUARD VALUE ETF Equities 922908744   277,676 1,705 SH   SOLE   1,705 0 0
VERIZON COMMUNICATIONS INC Equities 92343V104   360,227 8,585 SH   SOLE   8,585 0 0
VISA INC CL A Equities 92826C839   1,671,689 5,990 SH   SOLE   5,990 0 0
WALMART INC Equities 931142103   1,002,252 16,657 SH   SOLE   16,657 0 0
WILLIAMS COS INC Equities 969457100   250,850 6,437 SH   SOLE   6,437 0 0
YUM BRANDS INC Equities 988498101   438,689 3,164 SH   SOLE   3,164 0 0