The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABCELLERA BIOLOGICS INC COM 00288U106   57,100 10,000 SH   SOLE   0 0 10,000
AMAZON COM INC COM 023135106   277,442 1,826 SH   SOLE   0 0 1,826
APPLE INC COM 037833100   311,514 1,618 SH   SOLE   0 0 1,618
ARES CAPITAL CORP COM 04010L103   307,560 15,355 SH   SOLE   0 0 15,355
CAPITAL GROUP CORE EQUITY ET SHS CREATION UNI 14020V108   2,402,824 84,905 SH   SOLE   0 0 84,905
CAPITAL GROUP DIVIDEND VALUE SHS CREATION UNI 14020W106   6,158,728 206,392 SH   SOLE   0 0 206,392
CAPITAL GROUP GBL GROWTH EQT SHS CREATION UNI 14020X104   3,461,295 134,524 SH   SOLE   0 0 134,524
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101   3,760,319 133,203 SH   SOLE   0 0 133,203
CAPITAL GRP FIXED INCM ETF T CORE PLUS INCM 14020Y102   7,912,071 348,625 SH   SOLE   0 0 348,625
COMMSCOPE HLDG CO INC COM 20337X109   1,274,476 451,942 SH   SOLE   0 0 451,942
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   2,376,264 98,559 SH   SOLE   0 0 98,559
ELI LILLY & CO COM 532457108   369,571 634 SH   SOLE   0 0 634
F N B CORP COM 302520101   275,400 20,000 SH   SOLE   0 0 20,000
FIDELITY COVINGTON TRUST MSCI ENERGY IDX 316092402   208,427 9,047 SH   SOLE   0 0 9,047
FS KKR CAP CORP COM 302635206   894,308 44,783 SH   SOLE   0 0 44,783
INNOVATOR ETFS TR US EQTY PWR BUF 45782C797   6,302,474 174,487 SH   SOLE   0 0 174,487
INNOVATOR ETFS TR US EQTY PWR BUF 45782C508   6,276,725 168,548 SH   SOLE   0 0 168,548
INNOVATOR ETFS TR US EQTY PWR BUF 45782C813   6,059,434 167,434 SH   SOLE   0 0 167,434
INNOVATOR ETFS TR US EQT PWR BUF 45782C870   6,254,699 191,334 SH   SOLE   0 0 191,334
INVESCO ACTIVELY MANAGED ETF ACTIVE US REAL 46090A101   1,345,383 14,708 SH   SOLE   0 0 14,708
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   233,868 11,042 SH   SOLE   0 0 11,042
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 HY 46138J833   2,050,324 90,263 SH   SOLE   0 0 90,263
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 MUNI 46138J536   736,014 29,541 SH   SOLE   0 0 29,541
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825   2,013,158 98,419 SH   SOLE   0 0 98,419
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841   2,659,328 127,334 SH   SOLE   0 0 127,334
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 MUNI 46138J528   683,924 27,875 SH   SOLE   0 0 27,875
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791   795,277 41,206 SH   SOLE   0 0 41,206
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 MUNI 46138J510   390,016 16,418 SH   SOLE   0 0 16,418
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 HY 46138J817   256,054 11,265 SH   SOLE   0 0 11,265
INVESCO QQQ TR UNIT SER 1 46090E103   964,871 2,356 SH   SOLE   0 0 2,356
ISHARES GOLD TR ISHARES NEW 464285204   284,329 7,285 SH   SOLE   0 0 7,285
ISHARES INC CORE MSCI EMKT 46434G103   1,862,568 36,824 SH   SOLE   0 0 36,824
ISHARES TR CORE MSCI EAFE 46432F842   906,909 12,891 SH   SOLE   0 0 12,891
ISHARES TR CORE S&P MCP ETF 464287507   2,946,340 10,630 SH   SOLE   0 0 10,630
ISHARES TR CORE S&P500 ETF 464287200   3,143,283 6,581 SH   SOLE   0 0 6,581
ISHARES TR CORE S&P SCP ETF 464287804   285,676 2,639 SH   SOLE   0 0 2,639
ISHARES TR MSCI ACWI ETF 464288257   231,425 2,274 SH   SOLE   0 0 2,274
MICROSOFT CORP COM 594918104   543,002 1,444 SH   SOLE   0 0 1,444
MORGAN STANLEY COM NEW 617446448   211,398 2,267 SH   SOLE   0 0 2,267
MVB FINL CORP COM 553810102   1,692,000 75,000 SH   SOLE   0 0 75,000
PROSHARES TR S&P 500 DV ARIST 74348A467   1,991,108 20,915 SH   SOLE   0 0 20,915
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   5,939,738 95,895 SH   SOLE   0 0 95,895
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   714,325 19,327 SH   SOLE   0 0 19,327
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   7,719,750 136,875 SH   SOLE   0 0 136,875
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   214,459 2,817 SH   SOLE   0 0 2,817
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   257,749 508 SH   SOLE   0 0 508
SPDR SER TR PRTFLO S&P500 VL 78464A508   239,772 5,142 SH   SOLE   0 0 5,142
SPDR SER TR BLOOMBERG SHT TE 78468R408   595,092 23,671 SH   SOLE   0 0 23,671
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   5,247,887 57,423 SH   SOLE   0 0 57,423
SPDR SER TR S&P DIVID ETF 78464A763   6,811,945 54,510 SH   SOLE   0 0 54,510
SUMMIT FINL GROUP INC COM 86606G101   1,896,673 61,801 SH   SOLE   0 0 61,801
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703   5,558,804 33,096 SH   SOLE   0 0 33,096
VANGUARD INDEX FDS SMALL CP ETF 922908751   11,611,177 54,426 SH   SOLE   0 0 54,426
VANGUARD INDEX FDS TOTAL STK MKT 922908769   10,187,187 42,943 SH   SOLE   0 0 42,943
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1,796,411 20,331 SH   SOLE   0 0 20,331
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,192,900 2,731 SH   SOLE   0 0 2,731
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   1,798,401 37,869 SH   SOLE   0 0 37,869
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   5,311,600 68,652 SH   SOLE   0 0 68,652
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730   300,678 1,386 SH   SOLE   0 0 1,386
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   257,071 5,545 SH   SOLE   0 0 5,545
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   953,715 11,734 SH   SOLE   0 0 11,734
VANGUARD SCOTTSDALE FDS VNG RUS3000IDX 92206C599   250,080 1,175 SH   SOLE   0 0 1,175
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   228,821 4,777 SH   SOLE   0 0 4,777