The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   375,093 3,408 SH   SOLE   0 0 3,408
ABBVIE INC COM 00287Y109   251,598 1,624 SH   SOLE   0 0 1,624
AIR PRODS & CHEMS INC COM 009158106   311,979 1,139 SH   SOLE   0 0 1,139
ALPHABET INC CAP STK CL C 02079K107   518,772 3,681 SH   SOLE   0 0 3,681
ALPHABET INC CAP STK CL A 02079K305   1,142,850 8,181 SH   SOLE   0 0 8,181
AMAZON COM INC COM 023135106   1,185,284 7,801 SH   SOLE   0 0 7,801
AMERICAN CENTY ETF TR US EQT ETF 025072885   716,091 8,781 SH   SOLE   0 0 8,781
AMERICAN CENTY ETF TR US SML CP VALU 025072877   2,918,320 32,498 SH   SOLE   0 0 32,498
APPLE INC COM 037833100   4,603,982 23,913 SH   SOLE   0 0 23,913
BANK AMERICA CORP COM 060505104   228,214 6,778 SH   SOLE   0 0 6,778
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,877,102 5,263 SH   SOLE   0 0 5,263
CISCO SYS INC COM 17275R102   258,410 5,115 SH   SOLE   0 0 5,115
CITIGROUP INC COM NEW 172967424   582,558 11,325 SH   SOLE   0 0 11,325
COCA COLA CO COM 191216100   233,974 3,970 SH   SOLE   0 0 3,970
COSTCO WHSL CORP NEW COM 22160K105   382,258 579 SH   SOLE   0 0 579
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   330,483 11,349 SH   SOLE   0 0 11,349
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   1,375,812 29,266 SH   SOLE   0 0 29,266
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   9,197,207 360,251 SH   SOLE   0 0 360,251
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765   286,366 11,160 SH   SOLE   0 0 11,160
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   2,795,618 103,350 SH   SOLE   0 0 103,350
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   14,126,799 272,560 SH   SOLE   0 0 272,560
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   202,270 3,393 SH   SOLE   0 0 3,393
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   714,737 16,857 SH   SOLE   0 0 16,857
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   217,621 6,545 SH   SOLE   0 0 6,545
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   730,255 29,257 SH   SOLE   0 0 29,257
DUKE ENERGY CORP NEW COM NEW 26441C204   315,283 3,249 SH   SOLE   0 0 3,249
ELI LILLY & CO COM 532457108   859,086 1,474 SH   SOLE   0 0 1,474
EQUITY COMWLTH 6.5% CNV PFD D 294628201   201,040 8,000 SH   SOLE   0 0 8,000
ETFIS SER TR I VIRTUS REAL AS 26923G780   209,595 8,801 SH   SOLE   0 0 8,801
GOLDMAN SACHS GROUP INC COM 38141G104   226,548 587 SH   SOLE   0 0 587
HOME DEPOT INC COM 437076102   639,228 1,845 SH   SOLE   0 0 1,845
HONEYWELL INTL INC COM 438516106   220,701 1,052 SH   SOLE   0 0 1,052
INNOVATOR ETFS TR EQUITY DEF PROTN 45783Y541   468,349 18,245 SH   SOLE   0 0 18,245
INNOVATOR ETFS TR DEFINED WLT SHLD 45783Y855   575,600 20,147 SH   SOLE   0 0 20,147
INNOVATOR ETFS TR PREM INC 20 BARR 45783Y525   538,229 22,204 SH   SOLE   0 0 22,204
INTUIT COM 461202103   250,823 401 SH   SOLE   0 0 401
INVESCO ACTIVELY MANAGED ETF VAR RATE INVT 46090A879   599,010 23,970 SH   SOLE   0 0 23,970
INVESCO EXCH TRADED FD TR II VAR RATE PFD 46138G870   460,954 19,972 SH   SOLE   0 0 19,972
INVESCO EXCH TRADED FD TR II S&P SMALLCAP 600 46138G664   338,442 8,169 SH   SOLE   0 0 8,169
INVESCO EXCHANGE TRADED FD T S&P MDCP MOMNTUM 46137V464   346,128 3,854 SH   SOLE   0 0 3,854
INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431   5,732,007 58,466 SH   SOLE   0 0 58,466
INVESCO QQQ TR UNIT SER 1 46090E103   4,920,042 12,014 SH   SOLE   0 0 12,014
IONQ INC COM 46222L108   138,656 11,191 SH   SOLE   0 0 11,191
ISHARES TR INTL DIV GRWTH 46435G524   876,925 13,581 SH   SOLE   0 0 13,581
ISHARES TR CORE DIV GRWTH 46434V621   876,082 16,278 SH   SOLE   0 0 16,278
ISHARES TR ISHARES SEMICDTR 464287523   340,181 590 SH   SOLE   0 0 590
ISHARES TR IBOXX INV CP ETF 464287242   203,412 1,838 SH   SOLE   0 0 1,838
ISHARES TR SHRT NAT MUN ETF 464288158   1,890,676 17,933 SH   SOLE   0 0 17,933
ISHARES U S ETF TR BLACKROCK SHORT 46431W838   5,672,865 113,480 SH   SOLE   0 0 113,480
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   278,199 5,060 SH   SOLE   0 0 5,060
JOHNSON & JOHNSON COM 478160104   527,042 3,363 SH   SOLE   0 0 3,363
JPMORGAN CHASE & CO COM 46625H100   395,038 2,322 SH   SOLE   0 0 2,322
MASTERCARD INCORPORATED CL A 57636Q104   654,229 1,534 SH   SOLE   0 0 1,534
MCDONALDS CORP COM 580135101   370,344 1,249 SH   SOLE   0 0 1,249
MERCK & CO INC COM 58933Y105   363,573 3,335 SH   SOLE   0 0 3,335
META PLATFORMS INC CL A 30303M102   923,482 2,609 SH   SOLE   0 0 2,609
MICROSOFT CORP COM 594918104   4,178,958 11,113 SH   SOLE   0 0 11,113
NORFOLK SOUTHN CORP COM 655844108   225,270 953 SH   SOLE   0 0 953
NVIDIA CORPORATION COM 67066G104   1,936,249 3,910 SH   SOLE   0 0 3,910
PEPSICO INC COM 713448108   306,746 1,806 SH   SOLE   0 0 1,806
PGIM ETF TR PGIM ULTRA SH BD 69344A107   498,444 10,092 SH   SOLE   0 0 10,092
PNC FINL SVCS GROUP INC COM 693475105   221,110 1,428 SH   SOLE   0 0 1,428
PROCTER AND GAMBLE CO COM 742718109   463,682 3,164 SH   SOLE   0 0 3,164
PROSHARES TR S&P 500 DV ARIST 74348A467   536,014 5,630 SH   SOLE   0 0 5,630
QUALCOMM INC COM 747525103   214,758 1,485 SH   SOLE   0 0 1,485
ROCKWELL AUTOMATION INC COM 773903109   279,432 900 SH   SOLE   0 0 900
SELECT SECTOR SPDR TR ENERGY 81369Y506   230,382 2,748 SH   SOLE   0 0 2,748
SHERWIN WILLIAMS CO COM 824348106   231,430 742 SH   SOLE   0 0 742
SPDR S&P 500 ETF TR TR UNIT 78462F103   313,385 659 SH   SOLE   0 0 659
SPDR SER TR BLOOMBERG INVT 78468R200   589,469 19,270 SH   SOLE   0 0 19,270
STRYKER CORPORATION COM 863667101   1,093,147 3,650 SH   SOLE   0 0 3,650
TEGNA INC COM 87901J105   531,752 34,755 SH   SOLE   0 0 34,755
TESLA INC COM 88160R101   921,364 3,708 SH   SOLE   0 0 3,708
TEXAS INSTRS INC COM 882508104   273,912 1,607 SH   SOLE   0 0 1,607
TRUIST FINL CORP COM 89832Q109   400,287 10,842 SH   SOLE   0 0 10,842
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   3,006,676 39,038 SH   SOLE   0 0 39,038
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   4,556,254 92,157 SH   SOLE   0 0 92,157
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   220,810 4,473 SH   SOLE   0 0 4,473
VANGUARD INDEX FDS GROWTH ETF 922908736   3,961,529 12,743 SH   SOLE   0 0 12,743
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   747,630 1,712 SH   SOLE   0 0 1,712
VANGUARD INDEX FDS LARGE CAP ETF 922908637   527,923 2,420 SH   SOLE   0 0 2,420
VANGUARD INDEX FDS TOTAL STK MKT 922908769   10,886,914 45,894 SH   SOLE   0 0 45,894
VANGUARD INDEX FDS VALUE ETF 922908744   2,189,756 14,647 SH   SOLE   0 0 14,647
VANGUARD INDEX FDS SMALL CP ETF 922908751   285,222 1,337 SH   SOLE   0 0 1,337
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   241,560 4,303 SH   SOLE   0 0 4,303
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   689,917 6,706 SH   SOLE   0 0 6,706
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   6,917,710 145,667 SH   SOLE   0 0 145,667
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   616,939 12,085 SH   SOLE   0 0 12,085
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,052,959 6,179 SH   SOLE   0 0 6,179
VANGUARD STAR FDS VG TL INTL STK F 921909768   496,833 8,572 SH   SOLE   0 0 8,572
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   1,101,962 23,005 SH   SOLE   0 0 23,005
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   272,193 2,438 SH   SOLE   0 0 2,438
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   1,432,912 18,060 SH   SOLE   0 0 18,060
VISA INC COM CL A 92826C839   603,727 2,319 SH   SOLE   0 0 2,319
VULCAN MATLS CO COM 929160109   1,344,353 5,922 SH   SOLE   0 0 5,922
WALMART INC COM 931142103   280,775 1,781 SH   SOLE   0 0 1,781
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   518,276 10,316 SH   SOLE   0 0 10,316