The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABRDN ETFS BBRG ALL COMD K1 003261104   5,436,691 274,997 SH   SOLE   0 0 274,997
ALPHABET INC CAP STK CL A 02079K305   200,435 1,328 SH   SOLE   0 0 1,328
AMAZON COM INC COM 023135106   245,317 1,360 SH   SOLE   0 0 1,360
APPLE INC COM 037833100   656,768 3,830 SH   SOLE   0 0 3,830
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   248,948 592 SH   SOLE   0 0 592
DIMENSIONAL ETF TRUST GLOBAL SUSTAINA 25434V674   500,972 9,675 SH   SOLE   0 0 9,675
EXXON MOBIL CORP COM 30231G102   631,997 5,437 SH   SOLE   0 0 5,437
F N B CORP COM 302520101   143,552 10,181 SH   SOLE   0 0 10,181
HOME DEPOT INC COM 437076102   413,904 1,079 SH   SOLE   0 0 1,079
HUBBELL INC COM 443510607   263,972 636 SH   SOLE   0 0 636
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   3,440,413 20,313 SH   SOLE   0 0 20,313
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   1,355,588 64,094 SH   SOLE   0 0 64,094
ISHARES INC MSCI GBL MIN VOL 464286525   5,394,035 51,240 SH   SOLE   0 0 51,240
ISHARES TR RUS 2000 VAL ETF 464287630   301,739 1,900 SH   SOLE   0 0 1,900
ISHARES TR RUS 2000 GRW ETF 464287648   296,797 1,096 SH   SOLE   0 0 1,096
ISHARES TR SHRT NAT MUN ETF 464288158   275,859 2,634 SH   SOLE   0 0 2,634
ISHARES TR JPMORGAN USD EMG 464288281   355,093 3,960 SH   SOLE   0 0 3,960
ISHARES TR NATIONAL MUN ETF 464288414   3,025,820 28,121 SH   SOLE   0 0 28,121
ISHARES TR MSCI KLD400 SOC 464288570   252,428 2,504 SH   SOLE   0 0 2,504
ISHARES TR MBS ETF 464288588   3,418,246 36,986 SH   SOLE   0 0 36,986
ISHARES TR USD INV GRDE ETF 464288620   3,417,024 67,304 SH   SOLE   0 0 67,304
ISHARES TR CORE MSCI EAFE 46432F842   1,304,713 17,579 SH   SOLE   0 0 17,579
ISHARES INC CORE MSCI EMKT 46434G103   578,797 11,217 SH   SOLE   0 0 11,217
ISHARES INC ESG AWR MSCI EM 46434G863   1,325,136 41,115 SH   SOLE   0 0 41,115
ISHARES TR CORE MSCI INTL 46435G326   1,164,974 17,354 SH   SOLE   0 0 17,354
ISHARES TR ESG AWR MSCI USA 46435G425   5,433,814 47,267 SH   SOLE   0 0 47,267
ISHARES TR ESG AW MSCI EAFE 46435G516   4,615,042 57,753 SH   SOLE   0 0 57,753
ISHARES TR ESG AWR US AGRGT 46435U549   3,062,335 65,073 SH   SOLE   0 0 65,073
ISHARES TR ESG AWARE MSCI 46435U663   1,891,482 46,970 SH   SOLE   0 0 46,970
ISHARES TR EGSADVNCDMSCI EM 46436E742   232,788 6,539 SH   SOLE   0 0 6,539
ISHARES TR ESG EAFE ETF 46436E759   636,062 9,336 SH   SOLE   0 0 9,336
ISHARES TR ESG MSCI USA ETF 46436E767   1,148,029 25,427 SH   SOLE   0 0 25,427
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   236,711 4,692 SH   SOLE   0 0 4,692
ELI LILLY & CO COM 532457108   518,121 666 SH   SOLE   0 0 666
MERCK & CO INC COM 58933Y105   590,872 4,478 SH   SOLE   0 0 4,478
MICROSOFT CORP COM 594918104   1,568,023 3,727 SH   SOLE   0 0 3,727
NVIDIA CORPORATION COM 67066G104   296,368 328 SH   SOLE   0 0 328
PROCTER AND GAMBLE CO COM 742718109   370,417 2,283 SH   SOLE   0 0 2,283
RTX CORPORATION COM 75513E101   207,739 2,130 SH   SOLE   0 0 2,130
SPDR SER TR NUVEEN BLOOMBERG 78464A284   1,513,835 58,927 SH   SOLE   0 0 58,927
SPDR SER TR BLOOMBERG EMERGI 78464A391   502,435 24,509 SH   SOLE   0 0 24,509
SPDR SER TR PORTFLI HIGH YLD 78468R606   7,151,781 304,850 SH   SOLE   0 0 304,850
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   206,091 2,245 SH   SOLE   0 0 2,245
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   14,533,087 234,178 SH   SOLE   0 0 234,178
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   1,764,183 19,027 SH   SOLE   0 0 19,027
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   2,224,087 29,272 SH   SOLE   0 0 29,272
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   6,866,420 139,448 SH   SOLE   0 0 139,448
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   1,301,911 27,005 SH   SOLE   0 0 27,005
SCHWAB STRATEGIC TR US TIPS ETF 808524870   6,817,990 130,713 SH   SOLE   0 0 130,713
SEI EXCHANGE TRADED FUNDS ENHANCED US LRG 81589A106   3,772,486 117,253 SH   SOLE   0 0 117,253
SEI EXCHANGE TRADED FUNDS ENHANCED US LRG 81589A205   7,941,586 247,082 SH   SOLE   0 0 247,082
SEI EXCHANGE TRADED FUNDS ENHANCED US LRG 81589A304   8,087,289 261,133 SH   SOLE   0 0 261,133
SEI EXCHANGE TRADED FUNDS ENHANCED LOW VOL 81589A403   983,530 35,397 SH   SOLE   0 0 35,397
TORONTO DOMINION BK ONT COM NEW 891160509   369,465 6,119 SH   SOLE   0 0 6,119
VANECK ETF TRUST JP MRGAN EM LOC 92189H300   3,967,875 161,888 SH   SOLE   0 0 161,888
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   1,698,450 32,500 SH   SOLE   0 0 32,500
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   11,827,432 162,845 SH   SOLE   0 0 162,845
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   21,444,414 427,435 SH   SOLE   0 0 427,435
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   4,283,441 67,086 SH   SOLE   0 0 67,086
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   8,392,004 175,235 SH   SOLE   0 0 175,235
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   9,089,230 184,778 SH   SOLE   0 0 184,778
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   8,344,727 199,778 SH   SOLE   0 0 199,778
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   5,431,556 107,343 SH   SOLE   0 0 107,343
VANGUARD INDEX FDS SML CP GRW ETF 922908595   783,203 3,004 SH   SOLE   0 0 3,004
VANGUARD INDEX FDS SM CP VAL ETF 922908611   926,013 4,826 SH   SOLE   0 0 4,826
VANGUARD INDEX FDS GROWTH ETF 922908736   3,542,851 10,293 SH   SOLE   0 0 10,293
VANGUARD INDEX FDS VALUE ETF 922908744   2,721,553 16,711 SH   SOLE   0 0 16,711