Exhibit 3.1

CERTIFICATE OF FORMATION

OF

CONSUMERS 2023 SECURITIZATION FUNDING LLC

This Certificate of Formation of Consumers 2023 Securitization Funding LLC (the "LLC"), dated as of August 16, 2023, is being duly executed and filed by Terry L. Christian, as an authorized person, to form a limited liability company under the Delaware Limited Liability Company Act (6 Del. C. §18-101, et seq.).

FIRST. The name of the limited liability company formed hereby is Consumers 2023 Securitization Funding LLC.

SECOND. The address of the registered office of the LLC in the State of Delaware is c/o The Corporation Trust Company, Corporation Trust Center, 1209 Orange Street, Wilmington, New Castle County, Delaware 19801.

THIRD. The name and address of the registered agent for service of process on the LLC in the State of Delaware are The Corporation Trust Company, Corporation Trust Center, 1209 Orange Street, Wilmington, New Castle County, Delaware 19801.

IN WITNESS WHEREOF, the undersigned has executed this Certificate of Formation as of the date first above written.

/s/ Terry L. Christian

Name: Terry L. Christian

Title: Authorized Person