The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107   371,514 2,440 SH   SOLE   0 0 2,440
AMAZON COM INC COM 023135106   285,000 1,580 SH   SOLE   0 0 1,580
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   6,389,341 100,241 SH   SOLE   0 0 100,241
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   1,297,650 22,389 SH   SOLE   0 0 22,389
AMERICAN CENTY ETF TR US EQT ETF 025072885   10,875,058 121,509 SH   SOLE   0 0 121,509
APPLE INC COM 037833100   2,187,478 12,756 SH   SOLE   0 0 12,756
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   3,554,656 8,453 SH   SOLE   0 0 8,453
CALAMOS CONV & HIGH INCOME F COM SHS 12811P108   148,582 12,581 SH   SOLE   0 0 12,581
CONSOLIDATED EDISON INC COM 209115104   333,919 3,677 SH   SOLE   0 0 3,677
DBX ETF TR XTRACK MSCI EAFE 233051200   232,323 5,676 SH   SOLE   0 0 5,676
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   3,174,541 55,713 SH   SOLE   0 0 55,713
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   2,426,405 75,944 SH   SOLE   0 0 75,944
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   1,089,554 42,828 SH   SOLE   0 0 42,828
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   813,996 22,150 SH   SOLE   0 0 22,150
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   201,298 8,033 SH   SOLE   0 0 8,033
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   2,845,257 69,566 SH   SOLE   0 0 69,566
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   236,537 8,699 SH   SOLE   0 0 8,699
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   4,468,249 147,857 SH   SOLE   0 0 147,857
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   1,328,021 53,723 SH   SOLE   0 0 53,723
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   252,754 4,644 SH   SOLE   0 0 4,644
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   8,651,001 236,754 SH   SOLE   0 0 236,754
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   1,170,556 18,777 SH   SOLE   0 0 18,777
INVESCO QQQ TR UNIT SER 1 46090E103   580,589 1,308 SH   SOLE   0 0 1,308
ISHARES TR S&P 500 GRWT ETF 464287309   327,557 3,879 SH   SOLE   0 0 3,879
ISHARES TR CORE S&P500 ETF 464287200   2,561,895 4,873 SH   SOLE   0 0 4,873
ISHARES TR S&P 500 VAL ETF 464287408   672,733 3,601 SH   SOLE   0 0 3,601
ISHARES TR CORE S&P SCP ETF 464287804   322,121 2,915 SH   SOLE   0 0 2,915
ISHARES TR CORE S&P MCP ETF 464287507   662,590 10,909 SH   SOLE   0 0 10,909
ISHARES TR MSCI USA MIN VOL 46429B697   210,864 2,523 SH   SOLE   0 0 2,523
ISHARES TR CORE MSCI INTL 46435G326   567,627 8,456 SH   SOLE   0 0 8,456
MICROSOFT CORP COM 594918104   409,942 974 SH   SOLE   0 0 974
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   670,196 7,228 SH   SOLE   0 0 7,228
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   281,625 3,458 SH   SOLE   0 0 3,458
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   579,180 14,843 SH   SOLE   0 0 14,843
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   482,984 9,809 SH   SOLE   0 0 9,809
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748   262,185 7,392 SH   SOLE   0 0 7,392
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   782,445 11,611 SH   SOLE   0 0 11,611
SCHWAB STRATEGIC TR INTERNL DIVID 808524672   377,243 15,550 SH   SOLE   0 0 15,550
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   501,563 14,085 SH   SOLE   0 0 14,085
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   1,013,872 16,337 SH   SOLE   0 0 16,337
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   499,531 19,783 SH   SOLE   0 0 19,783
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763   606,241 10,630 SH   SOLE   0 0 10,630
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   203,880 3,340 SH   SOLE   0 0 3,340
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730   455,288 16,401 SH   SOLE   0 0 16,401
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   274,869 6,526 SH   SOLE   0 0 6,526
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   308,071 8,596 SH   SOLE   0 0 8,596
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   286,356 7,913 SH   SOLE   0 0 7,913
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,474,339 4,730 SH   SOLE   0 0 4,730
SPDR SER TR PRTFLO S&P500 VL 78464A508   397,383 7,932 SH   SOLE   0 0 7,932
TELEDYNE TECHNOLOGIES INC COM 879360105   257,592 600 SH   SOLE   0 0 600
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   415,541 4,094 SH   SOLE   0 0 4,094
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   4,875,602 63,592 SH   SOLE   0 0 63,592
VANGUARD BD INDEX FDS INTERMED TERM 921937819   3,300,789 43,777 SH   SOLE   0 0 43,777
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   484,974 6,677 SH   SOLE   0 0 6,677
VANGUARD INDEX FDS LARGE CAP ETF 922908637   574,407 2,396 SH   SOLE   0 0 2,396
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   3,931,392 8,178 SH   SOLE   0 0 8,178
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   214,956 1,379 SH   SOLE   0 0 1,379
VANGUARD INDEX FDS MID CAP ETF 922908629   536,862 2,149 SH   SOLE   0 0 2,149
VANGUARD INDEX FDS GROWTH ETF 922908736   3,034,040 8,815 SH   SOLE   0 0 8,815
VANGUARD INDEX FDS SM CP VAL ETF 922908611   1,069,016 5,571 SH   SOLE   0 0 5,571
VANGUARD INDEX FDS VALUE ETF 922908744   4,227,732 25,959 SH   SOLE   0 0 25,959
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   400,917 2,287 SH   SOLE   0 0 2,287
VANGUARD INDEX FDS TOTAL STK MKT 922908769   9,578,691 36,855 SH   SOLE   0 0 36,855
VANGUARD INDEX FDS SMALL CP ETF 922908751   495,284 2,167 SH   SOLE   0 0 2,167
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1,583,633 18,312 SH   SOLE   0 0 18,312
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   541,277 4,633 SH   SOLE   0 0 4,633
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   337,916 5,762 SH   SOLE   0 0 5,762
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,107,205 26,507 SH   SOLE   0 0 26,507
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   6,272,090 130,969 SH   SOLE   0 0 130,969
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   632,314 10,800 SH   SOLE   0 0 10,800
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   746,024 12,847 SH   SOLE   0 0 12,847
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   1,085,467 13,482 SH   SOLE   0 0 13,482
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   1,096,854 14,188 SH   SOLE   0 0 14,188
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   265,420 1,453 SH   SOLE   0 0 1,453
VANGUARD STAR FDS VG TL INTL STK F 921909768   2,236,011 37,081 SH   SOLE   0 0 37,081
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   5,333,438 106,307 SH   SOLE   0 0 106,307
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   1,329,826 10,991 SH   SOLE   0 0 10,991
WISDOMTREE TR US MIDCAP DIVID 97717W505   258,653 5,304 SH   SOLE   0 0 5,304